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    CASH FLOW

    PROPERTIESSAN ANTONIO, TEXASCASH FLOW, EQUITY AND

    APPRECIATION

    TESORO HOMES AND DEVELOPMENT, LTD.

    JORDAN LOVE 210-822-4222

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    INVESTMENT OPPORTUNITIES

    Tesoro Homes and Development, Ltd. ispleased to offer our fantastic investment

    opportunities in San Antonio, Texas.

    If you are looking for a high quality

    investment property with a positive

    monthly cash flow and instant equity then

    we are your builder!

    Our multi family division constructs

    townhomes, fourplex and duplex buildings

    in and around San Antonio. We have plans

    to expand into other markets nationally in

    the future.

    We strive to offer our investors an easier

    way to invest. We do not stop at only

    building you a quality built product that

    will help you achieve your investment goals

    but we also have a partnership with our

    preferred lender, Wells Fargo Mortgage,

    and with a property management firm,

    Ready Rentals. We want to make your

    investment decisions a little easier by

    having these services ready for you to

    utilize. So the next time you are looking to

    make a real estate investment contact

    Tesoro Homes; where we make investing

    easy.

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    MARKET INFORMATION ABOUT TEXAS

    Texas population is projected to grow by ten million people, from about 23 million in 2005 to33 million by 2030, a 43.5 percent increase or roughly 1.7 percent per year.

    ABOUT SAN ANTONIOThe city of San Antonio, situated in south-central Texas, is the county seat of BexarCounty, which is the third largest county in the state of Texas. Considered a gateway offoreign trade, San Antonio is recognized by Business Facilities magazine as one of thefive major logistical locations in the country for warehousing and distribution. It benefits fromits proximity to Mexico and has reaped the economic rewards of the North American FreeTrade Agreement (NAFTA). Over half of the goods moving in and out of Mexico pass throughthe city of San Antonio and this trade is expected to grow. Thirty percent of the city's retailmarket demand comes from shoppers living in Mexico.

    POPULATION

    The US Census Bureau indicated that San Antonio was the nation's second fastestgrowing major city from 1990 to 2000. The city grew 14.5% percent over that decade toa population of 1,144,646. The reported 2007 population estimate is 1,259,735 indicatinga growth rate over the past seven years of over 1.4% per year. The San AntonioMetropolitan Statistical Area (MSA) that includes Bexar, Comal, Guadalupe, and Wilsoncounties has a current population of 1,985,996 with over 1.5 percent annual growthprojected through the year 2012. The MSA grew by 21.6% between 1990 and 2000,

    which is similar to the overall state of Texas at 22% over the same time.

    EMPLOYMENT

    San Antonio is considered the economic trade center for an area that includes Bexar,Comal, Wilson and Guadalupe counties representing the San Antonio MetropolitanStatistical Area (MSA). The total MSA civilian labor force (C.L.F.) is 930,495. Thecurrent unemployment rate is approximately 3.8% as compared to the entire state ofTexas at 4.2%. Employment trends for the San Antonio MSA since 1997 are illustrated

    in the charts on the following page:

    S.A. is no. 2 on list of 'recession-proof' cities

    The Forbes.com study ranks San Antonio second only to Oklahoma City in its ability towithstand recessionary pressures.

    Alamo City records strong business growth, Fed index shows San Antonio's economycontinued to grow in January with a 4.5 percent increase in its business cycle index, the FederalReserve Bank of Dallas reports.

    http://sanantonio.bizjournals.com/sanantonio/related_content.html?topic=Federal%20Reserve%20Bank%20of%20Dallashttp://sanantonio.bizjournals.com/sanantonio/related_content.html?topic=Federal%20Reserve%20Bank%20of%20Dallashttp://sanantonio.bizjournals.com/sanantonio/related_content.html?topic=Federal%20Reserve%20Bank%20of%20Dallashttp://sanantonio.bizjournals.com/sanantonio/related_content.html?topic=Federal%20Reserve%20Bank%20of%20Dallas
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    GREATER SAN ANTONIO PROFILE

    San Antonio Offers:

    One of the fastest growing job markets

    Lower business and lifestyle costs than comparable cities

    A well educated productive workforce

    Largest Public Sector Employers:

    Lackland Air ForceBase/37th Training Wing, Fort Sam Houston, Randolph Air Force Base,

    City of San Antonio, Northside Independent School District, University of Texas HealthScience Center at San Antonio, University Health System, CPS Energy, Bexar County,University of San Antonio, Brooke Army Medical Center, Brooks City-Base, U.S. PostalService, San Antonio Police Department and South Texas Veterans Health Care System.

    Largest Private Sector Employers:

    AT&T, H.E.B. Grocery Company, Valero Energy Corporation, USAA, Zachry Group,

    Sanitors, Inc., Baptist Health System, Methodist Health System, Administaff, Eye Care Centersof America, Taco Cabana, VIP Temporaries, Frost National Bank, Southwest ResearchInstitute, Aaron Rents and Sells Furniture, Christus Santa Rosa health Care, Wachovia, JPMorgan Chase Bank and Citicorp.

    Source: Largest Employers Directory 2006, The Greater San Antonio Chamber of Commerce

    Total Employment San Antonio MSA

    Total Wage and Salary Employment 11,535,540

    Civilian Labor Force 926,108

    Unemployment 40888

    Unemployment rate 4.2%

    Source: Alamo Worksource

    Taxing Authority Rate per $100

    Bexar County 0.295

    City of San Antonio 0.572

    School Districts 1.16-1.145

    Source: Bexar County Tax Assessors Office and Texas Comptroller of Public Accounts

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    FRONT ELEVATION

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    FLOORPLANS

    Open Floor Plan

    Concrete stained floor on entire 1st

    floorFirst Floor Powder Room

    Fully Equipped Kitchen

    Refrigerator, dishwasher and electric range

    100% Rent Ready

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    FLOORPLANS

    Window treatments on all windows

    Garage Door Openers

    Maintenance Free Siding

    Fully Landscaped

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    HOME FEATURES

    Kitchen

    Built-in Vent a Hood (white)

    Laminate countertops

    Estate oak raised panel cabinetsStainless steel double basin sink

    Electric dishwasher (white)

    Electric stove (white)

    Garbage disposal horsepower

    Refrigerator

    Powder Room

    Pedestal sink

    Chrome fixtures

    Oversized mirror with cosmetic lighting

    Bathrooms 1 & 2

    Tub-Shower combination with surround

    Drop sink

    Chrome bath fixtures

    Oversize mirror with cosmetic lighting

    Cultured marble counter topLow maintenance vinyl flooring in upstairs bathrooms

    Energy Package

    Temp-Star energy saving high efficiency

    central air and heat system, 2.5 ton, 14 seer rating

    Electric 40 gallon rapid recovery energy efficient waterheater

    R-13 exterior wall insulation

    R-30 blown batt ceiling insulation

    Poly-foam sealant at all exterior walls, doors and windowstoreduce energy loss

    Low E Insulated sealed and insulated double panewindows

    Insulated steel front and rear doors with weather stripping

    Landscaping

    SOD grass front and back yards

    (2) 9ft 20 gal trees

    Designed Features

    Colonial wood trim on baseboards and door casing

    Contrasting wall and trim color

    Custom Orange Peel wall and ceiling textureQuality weather resistant exterior paint

    Low maintenance concrete stain floors (1st floor)

    100% Nylon carpet with inch pad (stairs, hallway and

    bedrooms)

    (2) Cable TV outlets

    (2) Telephone outlets

    Classic sculptured interior doorsHouse numbers

    Mini blinds

    Garage Door Openers

    Safety Features

    Smoke detectors

    Ground fault interrupter breakers

    Solid core garage entry door

    (2) Weatherproof exterior electrical outlets

    Deadbolt locks on front and rear exterior doors

    Privacy locks in master bath & bathroomPrivacy locks in 2nd bath and powder room

    Quality Comparisons

    Slab individually designed and engineered for your lot

    Wall & roof construction with 2x6 / 2x8 roof rafters

    Weather resistant siding

    Stucco front

    20 year roof shingles

    Steel embossed garage door

    (2) Exterior hose bibs

    Builders 2/10-Year Home Warranty Provided

    Due to constant product improvements and availability

    features and brand names are subject to change without

    notice.

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    PHOTOS

    4-PLEX TOWNHOUSE BUILDINGS

    EACH UNIT HAS 3 BEDROOMS, 2.5 BATHS WITH 1 CAR GARAGEAND 1277 SQUARE FEET LIVING AREA

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    HOW CAN I INVEST?

    TO REQUEST YOUR PURCHASE PACKAGE CALL OREMAIL!

    TESORO HOMES & DEVELOPMENT, LTD.

    9310 BROADWAY BLDG. 1

    SAN ANTONIO, TX 78217

    JORDAN [email protected]

    210-822-4222 OFFICE210-954-1372 CELL210-822-6363 FAX

    TIMING IS EVERYTHING WITH ALL INVESTMENT OPPORTUNITIES. WE FEEL

    THAT THIS IS A GREAT INVESTMENT OPPORTUNITY FOR THOSE WHO GETINVOLVED AT THIS STAGE. TO GAIN MAXIMUM BENEFIT WE RECOMMENDTHOSE INTERESTED TO PURCHASE TODAY.

    DISCLAIMER NOTICE

    The materials and information contained in this document are provided on an as is basis and as available basis without representations orwarranties of any kind. Tesoro Homes expressly disclaims any and all such representations and warranties, other expressed or implied,including without limitation warranties of title, non-infringement, or implied warranties of merchantability or fitness for a particular purpose.

    Tesoro Homes does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within thesematerials. Tesoro Homes may make changes to this material at any time without notice. While Tesoro Homes strives to keep the informationin this material accurate and current, Tesoro Homes cannot guarantee the accuracy, completeness or timeliness of this of the information.Information within these materials may contain technical inaccuracies or typographical errors. Tesoro Homes reserves the right to makechanges, corrections and/or improvements to the information contained within these materials at any time, without notice. This is not anoffering for securities

    We are in a market with rapidly changing interest rates. A steady rise in interest rates could alter your cash flow. As with any large purchase, it

    is highly recommended that you perform your own due diligence. There are no guarantees made and your returns could be higher, lower, oryou could lose money. The length of time to build your property could vary depending on weather, city inspections, etc.

    mailto:[email protected]:[email protected]