Sheet1

Very uncomfortable1 Quite uneasy.1Accepting of the possible highs and lows.5Excited by the potential for gain.3

Preserve my capital. I would rather have a low rate of return and know my initial capital is secure.1I want my investment to produce income I need. My capital should remain relatively stable.2I understand that the value of my investment(s) may fluctuate. I am willing to accept some fluctuations inmy capital for the potential of achieving higher returns over the longer term.4I am willing to accept a high degree of risk for the potential of achieving a higher rate of return over thelonger term.3

I can't accept any declines in the value of my investments.1If the income I received didn't change, I would not be too concerned about my capital declining in theshort term.2I generally invest for the long term, but would rather be moderately concerned with this decline.3I invest for the long term and would accept these fluctuations as part of my desire for higher returnsassociated with higher risks.4

Very optimistic.1Generally optimistic.2Sometimes optimistic and sometimes a bit concerned.3Generally concerned.1Very concerned.2I have never made an investment other than a savings account.1

I have a portfolio of shares that I actively manage.3I own, or owned, a small number of shares and have found it a good financial experience.3I owned shares in the past but felt uncomfortable with the movement up and down in their value.2I have never owned shares but would like to if I had spare cash.1I have never owned shares and would not want to.1

Withdraw my money and put it in a bank deposit account to prevent any further losses.1Transfer my money to a more secure investment option to reduce the risk of further losses.2Monitor the investment and wait to see if it improves before deciding what to do.4Invest more funds to take advantage of the lower price, expecting future growth.3Transfer my money to a riskier investment, with possible higher return, to try to recoup my losses.0

Daring.1A thoughtful risk taker.2Careful.5Very cautious and risk averse.3

Less than 5%15% - 10%111% - 15%3Above 15%6

Not concerned1Slightly concerned3Moderately concerned2Highly concerned3Extremely concerned1

No experience at all1Not very familiar, mainly invested in bank deposits and MRF2Some experience, with experience investing in unit trusts, shares, REITs, etc.3Wide experience with a range of investments in shares, bonds, Initial Public Offerings (IPO's), options, etc.4

I want investments that have a low degree of risk.1I want a diversified mix of low risk investments, but I am happy to have small portion of my portfolio in investments with a higher degree of risk to achieve a slightly higher return. I am prepared to accept a negative investment return once every 7 to 9 years.2I want a spread of investments in a balanced portfolio. I am prepared to accept a negative return once every 5 to 7 years2I want a diversified investment portfolio with an emphasis on higher returns, but still maintain a smallnumber of low risk investments. I am prepared to accept a negative return once every 3 to 5 years.2I would only select investments that have a higher degree of risk with the potential to earn a higher rate ofreturn. I am prepared to accept a negative return once every 1 to 3 years to achieve this goal.3

All of it.1More than half of it.3Half of it.2Less than half of it.3None of it.1

A very small amount, if any1A small amount.2A medium amount.4A large amount of risk.3

I strongly agree with this statement.3I tend to agree with this statement.2I neither agree nor disagree with this statement.2I tend to disagree with this statement.2I strongly disagree with this statement.1

I own or owned, an investment property that I rent out and found it a good financial experience.5I owned investment properties in the past but felt uncomfortable with the risk of rent not being paid or unexpected expenses.3I have never owned an investment property but would like to if I had spare cash.1I have never owned an investment property and would not want to.1

I strongly agree with this statement.2I tend to agree with this statement.3I neither agree nor disagree with this statement.2I tend to disagree with this statement.2I strongly disagree with this statement.1

No, I would not take that kind of risk.1No, but I would have if I had the money1Yes, once or twice.5Yes, quite often.3

Not secure.0Somewhat secure.1Fairly secure.4Very secure5

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