MISSION STATEMENT -...

MISSION STATEMENT

The FPA of Long Island chapter through its program meetings and annual symposium provides an

educational and networking forum for professional financial planners so they may provide the highest

level of service to their clients.

We promote activities on Long Island to benefit the financial planning profession, our members

and the general public.

The Long Island Chapter will continue to build and retain a growing membership with a shared vision.

The Financial Planning Association of Long Island200 Motor Pkwy, Suite A5

Hauppauge, NY 11788

[email protected]

www.fpali.org

Letter From the President

Dear FPA LI Members, Sponsors, and Guests,

Welcome to our 18th Annual FPA LI Symposium! We are very excited to have you here and participating in our many

workshops and presentations!

I’m pleased to report that in spite of one of the most challenging years for our chapter and with the backdrop of implementations of DOL regulations, we have survived and grew as advisors and as a chapter! The success of our experience can only be credited to our great team, the sage advice of Chairman Paul Schifter, our Program Director Larry Sangirardi, Cliff Walsh our recently appointed Co-Chair of Programs, Scott Sanders our Treasurer, Michelle Blair, our Chapter Secretary, Stephen Conroy, our Director of Membership, Mark Badami, our Director of Symposium, Daniel Mazzola, our Director of Pro Bono, John Baldi, our Director of Fee Advisor Group, and Bryan Trugman, Our Director of Social Media and Director of our brand new committee NexGen. Their efforts were strengthened by our new Chapter Executive Patricia Cimpric who gave us great ideas and helped point us in new directions, along with our “temporary” administrator Jenna Hudson who learned all about the running of the chapter in short order.

As you can see the success of our chapter depends on the involvement of its members. The only thing missing is you! To prompt you along, I will be personally sending you a note in the near future to ask for your support. In the meantime, feel free to approach any of our team to get involved!

Sincerely,

Craig J. Ferrantino

Letter from the Symposium Chair, Mark A. Badami, CFP®

Welcome to the FPA of Long Island’s 18th Annual Symposium! Our excellent line-up of speakers, topics, and exhibitors are sure to make you and your practice “Be Unstoppable” in the coming months.

This year’s committee worked extremely hard to make today’s symposium the most dynamic to date. To accomplish this, our

committee met more times for this year’s event than any other time in our history, which translated to meetings every two weeks! We worked

with countless volunteers and sponsors to handpick speakers and topics that we feel will enhance your financial planning development. We also continued

with the vision of last year’s symposium chair, Craig Ferrantino, to enhance the exhibitors to include vendors which will not only help you educate your clients, but grow your business.

We listened to your feedback from last year’s symposium. This included hosting a Post Symposium Breakfast where attendees’ input resulted in us changing our symposium date and focused our attention on getting speakers to present topics that many of you requested. For the first time, we have FIVE General Sessions for you to attend in addition to numerous breakouts. All the topics for this year’s symposium were chosen because of your evaluation sheets. Be sure to complete this year’s evaluation sheet to have an input into next year’s symposium. As you see, we read them, we act upon them and positive changes are made because of them.

By attending this symposium alone, you are eligible for up to eight(possibly more) CFP and/or CPA credits and up to four NYS Life Insurance credits. It is the committee’s hope that you will leave us with a refreshed perspective, enlightened view, new opportunities for your practice, and an enhanced perspective of your FPA chapter.

In addition to thanking our Platinum Sponsors, Jackson National Life, Sandwire, and Associated HCM at this year’s symposium, we will be introducing something new. We are recognizing a local, homegrown broker dealer for their commitment to the community, American Portfolios Financial Services (AP). Under the helm of Lon T. Dolber. AP has developed a strong belief that any success they have had over the years is attributed to staying true to their core values one of which, is to being a good corporate citizen. That is why Mr. Dolber is a big supporter of giving back to the community and is actively involved in an organization called Virtual Enterprises. To follow along with Mr. Dolber’s commitment, the FPA of Long Island will be donating a portion of our ticket sales to Virtual Enterprises. Leadership by example.

We would also like to introduce Alden Mills as our featured keynote speaker. Mr. Mills developed his strategy for success while becoming a national rowing champion, a Navy SEAL Platoon Commander, and the creator of the Perfect Pushup (one of Inc. Magazines 500 fastest growing consumer products in 2009). His appearances include the Today Show, the Donny Deutsch Show, CBS Morning Show and now the 18th Annual FPA of Long Island Symposium. He is the author of: “Be Unstoppable, The 8 Essential Actions to Succeed at Anything”. His motivational presentation is not to be missed!

Lastly, I would like to take a moment to extend my gratitude to the Symposium Committee, the volunteers, our generous sponsors and our new Chapter Executive, Trisha Cimpric. All of their dedication and efforts helped to make this year’s symposium possible and I truly appreciate all of their hard work.

FPA of LI 18th Annual Symposium

HousekeepingWe are excited you are here for today’s education-packed event. There are many education sessions held throughout the day and an Exhibit Hall featuring products and services designed to help you grow your practice. We encourage you to make the most of this day! Here are a few tips for navigating the day.

Name Badges: We are offering many continuing education credits throughout the day. Please note that if we have your CFP, CPA, and/or Life Insurance License Number(s) on file, we have included that information on the back of your name badge. A Drink Ticket has also be placed inside your name badge. That ticket can be used when the bar in the General Session Room (Starlight Room) opens at 4:00 PM. Lite Hors d’oeuvres will also be offered.

Exhibit Hall: Visit our many Sponsors in the Grand Ballroom. The Exhibit Hall will be open from:

10:00-11:00 (Breakfast will be served in the Exhibit Hall at this time)

11:50-12:20 (Light Snacks will be served in the Exhibit Hall at this time)

2:40-3:10 (Dessert will be served in the Exhibit Hall at this time

Exhibitor Raffles: Many exhibitors will be raffling off prizes. We encourage you to leave your business card with the exhibitors when you make your visits during the day. Winners will be announced at 4pm at the beginning of the General Session in the Starlight Room.

Door Prizes: The exhibitors will have cards on their tables to complete for a chance to win Door Prizes. The more exhibitors you visit, the more cards you will receive and the greater your chances of winning Door Prizes. Your completed cards should be dropped into the fishbowl at the FPA table. The Door Prize winners will be announced at 6pm at the end of the last General Session in the Starlight Room. Winners must be present to win.

Silent Auction: There will be a Silent Auction held throughout the day for a baseball autographed by Johnny Podres, MVP of the Brooklyn Dodgers. This is number 40 of only 55 baseballs signed the year before the Brooklyn Dodgers moved to LA. Bids can be made in the Exhibit Hall during Exhibit Hall hours and then in the Starlight Room from 4-6 PM. The winner will be announced at 6 PM in the Starlight Room. The winner of the Silent Auction does not need to be present to win, we will contact them. 50% of the proceeds will benefit the charity WhyHunger.org.

Membership Drive: You will find a card in your Welcome Packet to refer prospective members to FPA Long Island. The first 50 attendees to complete a card to refer a prospective member will receive a free Lottery Ticket. Cards will be collected at the end of Lunch at 2:40 in the Plaza Room.

Attendance Sheets: Every session will have attendance sheets. Make sure you sign into EACH session you attend today.

Evaluations: You will find evaluations in your Welcome Packet. Please complete throughout the day and leave the completed forms on the Registration Table in the Lobby before you leave. We welcome your feedback.

Session Time Session Title and Description1 8:00 - 9:00 AM

General SessionStarlight Room

Tom Duncan

NYCR-254205 CE

2017 Tax Planning Tips and Updates Provided By: NationwideSpeaker: Tom Duncan, JD, CLU, ChFC

Senior Director in the Advanced Consulting Group for Nationwide. He has been with the company since 2000. He has written for numerous financial industry publications and is a highly requested speaker. Tom holds a Juris Doctor from the University of Dayton, a bachelor’s degree in economics from Denison University and the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Chartered Advisor for Senior Living (CASL) designations.

Topic Description: In this presentation we will be looking at the 2017 tax planning considerations for income, investment and estate planning. We will also be looking at some recent court cases that are having an effect on IRA and tax planning.

2 9:00 - 10:00 AMGeneral SessionStarlight Room

David N. Wechsler, Partner

Robert M. Finkel, Partner

Henry E. Klosowski, Partner

Moira A. Jabir, Associate CE

The ABC’s of IDGT’s, and other exciting estate planning strategiesProvided By: Moritt Hock & Hamroff LLPSpeakers: David N. Wechsler, Robert M. Finkel, Henry E. Klosowski, Moira A. Jabir

Please visit www.moritthock.com to learn more about all four of these amazing speakers.

Topic Description: We will introduce you to Bob and Janet Smith, a lovely couple who have been married for 30 years and live on Long Island. They are 60 years of age and 58 years of age, respectively. They have three (3) children, two of whom are married and between them have six (6) grandchildren. Their estate planning objectives include passing assets to their children during and after their lifetimes with (not surprisingly) the least estate and gift tax cost possible. Their assets total approximately $25 million, and include a vacation home (which Bob and Janet hope will stay in the family long after they are deceased); and a handful of limited liability companies each of which own income producing commercial real estate; securities, bank accounts and life insurance.

Our panel presentation will be an interactive discussion among tax and estate planning professionals focusing on the following estate planning strategies: The operation of an intentionally defective grantor trust and the tax consequences thereof; the pros and cons of a private annuity vs. a self-cancelling installment note and the tax consequences thereof; the use of a QPRT vs. the use of a sale/gift to an intentionally defective grantor trust; and the operation and use of a second to die life insurance trust which will own and be the beneficiary of a second to die life insurance policy.

10:00 - 11:00 AMBreak 1

Exhibit Hall

Go Mingle, Say Hello to Sponsors!

1 Full Hour - Continental Breakfast in the Exhibit Hall

Enter to WIN some AMAZING Raffles!!

Session Time Session Title and Description3 11:00-11:50 AM

Breakout - 1 AStarlight Room

Stephen Abramson

CE

Are You a Target of 401(k)/403(b) Litigation?Provided By: APS Pension & Financial Services, LLCSpeaker: Stephen Abramson

Stephen Abramson is the President and Founder of APS. He has taught professional-level education programs for the American Society of Pension Actuaries and lectured to professional groups including the Nassau Bar Association, the NYS Society of CPAs, the National Conference of CPA Practitioners, the C.W. Post Tax Institute and the National Institute of Pension Administrators. Steve has conducted continuing education seminars for CPAs for the past 30 years. He is a co-author of Plan Smart, Retire Rich published by McGraw Hill; author of Advisor’s Guide to Qualified Plans, published by National Underwriter; and Retirement Financial Management for Clients Approaching Retirement published by Aspen Publishing. Stephen has also written many articles for Management Accounting and Warren, Gorham & Lamont.

Topic Description: Review of the basis for fiduciary litigation revolving around due diligence that must be monitored on the funds available to plan participants and how these issues impact plan audits. This presentation will review how to avoid fiduciary litigation, how to establish a process for due diligence, and some of the triggers that law firms look for.

3 11:00-11:50 AMBreakout - 1 BTerrace Room

Robert Tollin

CE

Reverse for Purchase- Why Downsizing and Not Paying All Cash for Your Next Home May Make Perfect Financial Sense!Provided By: InterContinental Capital GroupSpeaker: Robert Tollin

Robert Tollin a graduate of Touro College, where he earned his bachelor’s and master’s degrees; he has been a loan officer since 2001 and has been specializing in reverse mortgages since 2007. Prior to working at ICG, Robert was a leading reverse mortgage consultant with Wells Fargo and operated his own branch at iReverse Home Loans. Over the past decade Robert has established himself amongst his peers and other trusted professionals to be an expert and person of trust; when it comes to the education of the reverse program. Robert has been a member and or sponsor of the FPA for the past decade and has been determined in educating the financial planning community on not only the pros and cons of reverse mortgages; but the different ways the program can be utilized. Robert had just celebrated his 10 year wedding anniversary and has two daughters ages 9 and 4 that keep him busy while not at work.

Topic Description: Reverse Mortgage for Purchase makes it more affordable for your clients age 62 and older to purchase a home that better fits their life, without having to take on monthly mortgage payments. (Of course, they’ll still be responsible for paying property taxes and required homeowners’ insurance). This may help them more comfortably afford and upgrade or downsize by spending less money out of pocket.

Many older homeowners who wish to move and/or downsize, often decide not to for the below reasons. Knowledge of the reverse for purchase financing can help act as a solution. 1. Seniors do not move as they don’t think they can obtain financing. 2. Seniors do not seek a financing option because they do not want to

have the encumbrance of a monthly mortgage payment.

3. Seniors do not downsize, as they think they need all the cash from their sale to support the new purchase and/or they will be not left enough money after the purchase to make it appealing.

Session Time Session Title and Description3 11:00-11:50 AM

Breakout - 1 CEmerald Room

Lorraine Lods

NYCR: 246276 CE

Building a Balanced Portfolio Using Indexed Variable Annuities Provided By: AllianzSpeaker: Lorraine Lods

Regional Vice President, Retirement Consultant Lorraine Lods of Allianz Life Financial Services, LLC markets products offered by Allianz Life Insurance Company of New York. Planning for retirement today is different than it used to be. Lorraine with over 26 years of financial services industry experience, guides financial professionals in creating retirement strategies that help clients meet their long-term financial objectives, in a variety of market conditions.

Prior to joining Allianz Life Financial Services, LLC, Lorraine was a wholesaler for AXA in the financial planner channel. She has over 16 years of variable annuity experience with companies including Allianz, AXA, and Kemper-Scudder.

Lorraine holds her Series 7 and 63 securities registrations, as well as her Life and Health insurance licenses. She lives in Rockville Centre, NY.

Topic Description: This presentation educates financial professionals on the potential benefits and challenges of helping clients build a more balanced portfolio. The course looks at the balance between risk and reward in traditional portfolios and why those strategies may be limited. It then explores new developments that may provide other options for equity protection including packaged insurance solutions such as fixed, fixed index, variable, and indexed variable annuities. Receive 1 CE credit for insurance, CFP, CIMA, CLU/ChFC, CPE (CPA), CRPC, and CRPS.

3 11:00-11:50 AMBreakout - 1 DVeranda Room

Michael Kleinstein

Michael Sherbert

CE

Risk ManagementProvided By: Catalyst FundsSpeakers: Michael Kleinstein and Michael Sherbert, CIMA

Mr. Sherbert is a Managing Director and associated person of Millburn Ridgefield Corporation. Mr. Sherbert’s primary responsibilities for Millburn Ridgefield Corporation center on marketing and investor education, including acting as a liaison between Millburn and investment professionals considering an investment with Millburn. In this capacity, Mr. Sherbert specializes in the role of managed futures and how Millburn’s strategies can fit within investment portfolios. Prior to joining Millburn in August 2003, Mr. Sherbert was a Vice President at AIG, Sun America Securities from April 2001 to July 2003. Prior to his employment with AIG, Mr. Sherbert was an Internal Wholesaler for Pacific Life Insurance Company from August 2000 to March 2001, and worked at Emerald Publications, a financial services marketing firm, from September 1998 to February 2001. Mr. Sherbert graduated from the University of Phoenix with a BS in Business Management. He holds the designation Certified Investment Management Analyst (“CIMA”) and is a FINRA Series 3 National Commodity Futures license holder.

Topic Description: The importance of managing risk in terms of correlation and beta (downside equity volatility) and how the Catalyst/Millburn Hedge Strategy Fund (MBXIX) can help do so. It’s a “win by not losing or losing less” mantra. In today’s ever changing global landscape clients must realize the importance of smoothing out a return profile over time.

11:50-12:20 PMBreak 2

Exhibit Hall

Have you entered the raffles yet?

30 Minute Break – Coffee in the Exhibit Hall

Save Money: Ask about our new Combo Pass!

Session Time Session Title and Description4 12:20 - 1:10 PM


Jessica Skolnick

CE

Impact Your Practice With ESG InvestingProvided By: American PortfoliosSpeaker: Jessica Skolnick, CFA

As the Director of Investment Advisory Research at American Portfolios (AP), Ms. Skolnick is the lead portfolio manager of the Nine Points Investment Management (NPIM) model portfolios. She developed the NPIM process and philosophy to provide a solution for AP’s affiliated advisors, building upon more than a decade of experience in the financial services industry. Prior to joining AP, she was the Associate Vice President of Research at Ladenburg Thalmann, where she was involved with their proprietary model portfolio and separately managed account (SMA) program. She holds a bachelor’s degree in economics from Dartmouth College and is a CFA Charterholder.

Topic Description: This presentation will cover what socially responsible investing (SRI) is and how it is different from the SRI of the past. We’ll address performance concerns and the availability of new products. We’ll also examine where the surge in demand has been concentrated – women and younger investors – and why winning those demographics will be essential to the future of an advisory practice.

5 1:10-2:40 PMGeneral Session in Plaza Room

Thank You to ourPlatinum Sponsors!

Award PresentationSpecial Awards: Platinum Sponsors, Spirit Award, and FPA of LI Recognition Award

5 1:10 - 2:40 PMLunch &

General Session in Plaza Room

Former Navy SEAL Platoon Commander; Founder and President, Perfect Fitness;

Author of: Be Unstoppable: The Eight Essential Actions to

Succeed at Anything

Be UnstoppableSpeaker: Alden Mills

2:40 - 3:10 PMBreak 3

Exhibit Hall

30 Minute Break – Dessert, Coffee & RafflesExhibitor Raffles will be announced at 4!

Door Prizes and Silent Auction Winner will be announced at 6 PM!

6 3:10 – 4:00 PMBreakout - 2 AEmerald Room

Robert M. Vandy

NYCR: 254779 CE

Who Moved my (LTC) Cheese?Provided By: NY Long Term Care Brokers, LtdSpeaker: Robert M. Vandy

Robert M. Vandy, CLU, ChFC, LUTCF, CLTC is Vice President of Market-ing for NYLTCB. Bob has over 26 years of experience in insurance and financial services, having served in both field and home office marketing support and management capacities. Bob speaks regularly to insurance agent and financial advisor and planner groups, broker-dealers, attorney and accountants, and has been a guest lecturer at Albany (N.Y.) Law School. He also presents consumer workshops and seminars on life insurance, retirement and estate planning topics and is a co-host on the weekly radio show “LifeHappens…Are You Prepared?” airing Satur-day mornings on WGY- AM810 and 103.1 FM (Albany, NY), or via the “iHeartRadio” app.

Topic Description: The Long Term Care (LTC) and Long Term Care Insur-ance (LTCI) planning worlds have seen a great deal of change in recent years. Not only are public programs been stretched thin, but the private LTCI industry has seen its share of challenges as well.

Many of the recent changes in the LTCI industry have left some in the insurance and planning community to wonder about the future of private insurance in solving client and prospect needs. While some commonly held industry conclusions may be valid, many are based on incomplete or biased information.

In this session, we will examine some of that information, and attempt to dispel some of the myths surrounding LTCI today. We will review some of the reasons why we’ve seen the changes we have, where we may be headed as an industry and discuss some suggested “New Planning Solu-tions for the ‘New Normal’.”

Through a brief case study approach, we will examine the importance of private insurance in planning for LTC needs, some lesser known policy design factors – with both standalone LTCI and combination policies – which many agents and advisors may not have considered, to highlight some potentially advantageous designs for ongoing client needs.

Session Time Session Title and Description6 3:10 – 4:00 PM

Breakout - 2 BTerrace Room

Lee Conti Jr.

CE

Cutting-edge Trends in Insurance PlanningProvided By: CPS Elite Advisors Insurance ServicesSpeaker: Lee Conti Jr.

Lee Conti, Jr. is a Director with CPS Elite Advisors Insurance Svcs, as well as the 2017 Chairman for the Financial Planning Association of NY. Lee focuses on coaching advisors on cutting-edge risk management strategies in the areas of Longevity Planning, Disability Protection, Long Term Care, Linked Benefits, and Life Insurance. Lee is committed to the highest fiduciary standards and he has dedicated the last 20 years to helping clients protect their wealth. Lee’s passion for education led him to serve on the FPA of NY’s Board of Directors as Co-Chair of the Spring Forum and Director of the Practitioners monthly meetings before becoming President in 2016. He is certified nationally as a Continuing Education instructor and is also approved to teach CFP® Continuing Education courses to financial advisors. Lee has been a breakout speaker at financial planning industry conferences since 2006 and is consistently a go-to resource for advisors on insurance-related questions. He takes pride in creating and teaching dynamic sessions that allow attendees to walk away with practical information to help their clients plan for a better future.

Topic Description: In 2017, the Internal Revenue Code Sections 164, 165, 201, 1031, 1035, 2503, 7702(b), and 101(g) – and how they tie into insurance planning – are potentially more important than they have ever been. This session will provide advisors with cutting-edge Insurance Planning concepts to make a meaningful difference in their clients’ risk management plans. Four different areas that will be covered are: (1.) Harvesting a negative cost basis from Variable UL contracts and the steps one needs to take to be able to take an ordinary income deduction, (2.) Creating exit strategies in DI & Guaranteed UL plans that “GUARANTEE 100% REFUND” to clients if the insurance is not used, (3.) Leveraging into Premium Financed Life Insurance Plans via IRC 2503(b) to provide estate liquidity without eating into their lifetime exemptions, and (4.) Understanding Sections 7702(b) & 101(g) and how those affect LTC & Life combo insurance contracts, and what a client is “actually covered” for with a combo contract.

6 3:10 – 4:00 PMBreakout - 2 CVeranda Room

David Goldklang

Enhance your skillset!

The Changing of the Residential Real Estate Market Provided By: Wells FargoSpeaker: David Goldklang

David Goldklang has over 19 years of experience in the mortgage/real estate/customer service industry. He is presently a private mortgage banker at Wells Fargo specializing in offering competitive financing options for primary, second, vacation, and investment properties. He is well versed and keep up to date on a full range of fixed and adjustable rate options, as well as, jumbo loans. He is an active member of LIREG, REBNY, BNI, and the Lupus Foundation of Long Island. He is involved in local basketball, soccer, and floor hockey coaching.

Topic Description: Some doors are opening while others are closing for you and your clients. Is the next bubble coming? We will show you how to teach your clients to navigate the rough waters to follow.

Session Time Session Title and Description7 4:00 - 5:00 PM


Steven Kramer

CE

Basic Elder Law, Protecting your home and assetsProvided By: FELDMAN KRAMER & MONACOSpeaker: Steven Kramer, Senior Associate

Steven Kramer graduated from North Adams State College in 1994, receiving his Bachelor of Arts with a Biology concentration. He went on to receive his Juris Doctorate from St. John’s University School of Law in 1997. He was admitted to the New York State Bar in 1998 and to the New York Federal Courts, Southern and Eastern Districts, in 2001. Mr. Kramer’s areas of concentration include trust & estates and elder law.

Mr. Kramer has lectured to the New York State Bar Association, Practicing Law Institute, Accounts Resource Group, New York State United Teachers Union, United Federation of Teachers, Public Employees Federation, Nassau County Correction Officers Union, the Preferred Provider Group, Prepaid Legal and Legal Shield, Nassau Community College, Civil Service Employees Association, Long Island Family Caregiver Coalition and American Prepaid Legal Services Institute.

Mr. Kramer is the founder of the Estate Wellness Forum and The Medicaid Coordinator RoundTable and sits on the board of directors of Long Island Family Caregiver Coalition. He was recently featured on the NPR radio program “What’s up Doc”.

Topic Description: The high cost of long term care has made estate planning an important issue for all long Islanders and their families. We will discuss: home care options, Veterans Benefits, the Medicaid look back period and ways to protect your home, and the Power of Attorney. Timely planning can help your family avoid financial ruin associated with long term care costs.

8 5:00 - 6:00 PMGeneral SessionStarlight Room

Edward L. Campbell

NYCR: 252788 CE

The Future of Investment ReturnsA guide to developing a prudent investment portfolio within a Variable AnnuityProvided By: Prudential Speaker: Edward L. Campbell, CFA

Edward L. Campbell, CFA, is a Managing Director and Portfolio Manager for QMA and a member of the asset allocation team. In addition to portfolio management, Ed is a specialist in global macroeconomic and investment strategy research. He has also served as a Portfolio Manager with Prudential Investments (PI) and spent several years as a Senior Analyst with PI’s Strategic Investment Research Group (SIRG). Prior to joining PI, Ed was a Partner and Vice President at Trilogy Advisors LLC. He earned a BS in Economics and International Business from The City University of New York and an MBA in Finance, Global Business, and Organizational Leadership from NYU’s Stern School of Business. He also holds the Chartered Financial Analyst (CFA) designation.

Topic Description: In this course we will examine the various factors that we believe help explain the relatively modest economic growth and record low levels of interest rates over the past several years. We will explain the rationale for historical and current asset prices, as well as the implications for subdued expected future returns. Finally, we will outline investment strategies that can help your client’s navigate through this new period of subdued investment returns so they are still able to achieve their investment goals within a variable annuity portfolio.

9 6:00 PMRaffles &

Silent AuctionStarlight Room

Door Prize Winners Announced!

Silent Auction of the autographed Johnny Podres, MVP baseball, winner announced.

50% of the proceeds donated to Why Hunger.

The FPA of Long Islandwould like to thank all of today’s

amazing sponsors!

Platinum SponsorsAssociated HCM

Jackson National Life Insurance CompanySandwire

Gold SponsorsAmerican Portfolios Financial Services, Inc.

Feldman, Kramer & Monaco, P.C.Moritt Hock & Hamroff, LLP

NationwidePrudential

Silver SponsorsAllianz Life Financial Services, LLC

APS Pension and Financial Services, Inc.Catalyst Funds

New York Long-Term Care Brokers, Ltd.InterContinental Capital Group, Inc.

Wells Fargo

Bronze Sponsors4Thought Financial GroupAccess Brokerage Services

Algren Associates, Inc.AXA

BMO Global Asset ManagementBrinker Capital, Inc.

Cambridge Investment Research, Inc.Cantor Fitzgerald Capital

Charles SchwabCPS Elite Advisors Insurance ServicesCrump Life Insurance Services, Inc.

Duncan Financial GroupETF Global, LLC

FBA NationalFoundation for Financial Planning

InvestacorpInvesco

Jet Direct MortgageLincoln Financial Group

Long Island Employee Benefits Group Ltd.MassMutual Life Insurance Company

MicrosoftMorningstar Investment Services, LLC

NCCPAPOppenheimer Funds

Penn MutualSEI InvestmentsTransamerica

Triple Crown Sports MemorabiliaUSAA

US Mutual, Inc/Plan Member ServicesVanguard

WhyHunger

CMX19610 10/17

Jackson is the marketing name for Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Jackson National Life Distributors LLC.

Expanding opportunities.

Improving lives.

We’re proud sponsors of the

2017 FPA Annual Conference.

At Jackson®, we believe in building stronger communities

through financial education and empowerment.

For the past 35 years we have been committed to satisfying the needs of our clients. We are TOUGH but CARING; HONEST but SHREWD; SMART but RESPECTFUL; STRONG but SENSITIVE. We will use all of our legal expertise and creativity to solve our clients’ legal problems. We combine a powerful mix of insight, business acumen, legal talent, responsiveness and sophisticated transactional and entrepreneurial expertise to guide clients through periods of challenge and opportunity.

Steven KramerPartnerE-mail: [email protected] Phone: 631-231-1450 Website: www.fkmlaw.com

We have extensive experience in virtually all disciplines of law affecting businesses and the people who own them including: bankruptcy, corporate and securities, employment, healthcare, intellectual property, litigation, not-for-profits, real estate, tax, and trusts and estates.

Our firm is also nationally recognized for our ‘cutting edge’ sophistication in the fields of: equipment leasing, financial services and lending, creditor’s rights, business succession and estate planning for high net worth individuals, as well as sweepstakes and other forms of promotional and direct marketing in both traditional media and the Internet.

With a team of more than 60 lawyers, we pride ourselves on being large enough to properly staff even complex matters while at the same time remaining committed to our history and firm culture of providing our clients with the close personal attention they deserve.

400 Garden City Plaza Garden City, NY 11530www.moritthock.com

David N. Wechsler PartnerPhone: 516-873-2000 x293Email: [email protected]

Robert M. Finkel PartnerPhone: 516-873-2000 x526 Email: [email protected]

Henry E. Klosowski PartnerPhone: 516-873-2000 x237Email: [email protected]

Moira A. Jabir AssociatePhone: 516-873-2000 x251Email: [email protected]

Help bring more clients the confidence of Income Certainty SM in retirement. No matter what stage of retirement planning your clients may be in, Prudential Annuities is committed to helping them meet the financial challenges of today and tomorrow.

We offer a range of products for growing future income and securing guaranteed income that no other annuity provider can match, from our unique Highest Daily® guarantees to our breakthrough Prudential Defined Income VA to our new, innovative Prudential Premier Investment VA. Now even more of your clients can find the control and confidence they need to enjoy income certainty in retirement.

Carrie ShortRegional Vice PresidentE-mail: [email protected] Phone: 516-521-4673Website: www.prudentialannuities.com

American Portfolios Financial Services, Inc. American Portfolios (AP) is a Long Island-based company in Holbrook, N.Y. It currently serves 794 investment professionals in private practice located in 364 branch locations throughout the nation and is among a small segment of privately held independent broker/dealers. These are companies not owned by a manufacturer of product, a private equity firm or a consolidator that holds eight or nine broker/dealers. American Portfolios is proud to have been named Broker-Dealer of the Year* by Investment Advisor magazine in 2015, 2016 and 2017, as well as one of the top five Best Small/Mid-Size Companies to Work for in the state of New York for 2016 and 2017 by the New York State Society for Human Resources Management (NYS-SHRM) and the Best Companies Group (BCG). These notable achievements stem from hard work and dedication to provide the best support, products and services to its investment professionals so that they can run their businesses more profitably and efficiently, which ultimately translates into successful and long-standing client relationships. The firm holds itself responsible not only to its customers, but also to the community at large. AP is actively engaged in socially responsible endeavors by participating in and sponsoring events through non-profit organizations such as World T.E.A.M. Sports, Virtual Enterprises International and The Dome Project.Your independence is our AP Difference. Seek the upside of independence at americanportfolios.com.*Based on a poll of registered representatives conducted by Investment Advisor magazine. Broker/dealers rated highest by their representatives are awarded “Broker/Dealer (B/D) of the Year

Melissa Grappone Vice President of Marketing& Corporate Communications Phone: 631.439.4600x 108Email: [email protected]

David MolterNational Business Director Phone: 631.439.4600x 200 Email: [email protected]

Kimberly BranchVice President of Marketing Strategy Phone: 631.439.4600x 217 Email: [email protected]

www.americanportfolios.com

Catalyst Funds is a Liquid Intelligent Alternative Mutual Fund Company. We are unique in that we are not your run of the mill shop as we have products that other firms don’t have. We specialize in 2 categories: Risk Management & Opportunity. We help FA’s mitigate ‘correlation risk’ & Beta (downside equity volatility)’ through liquid alternative mutual funds.

Michael KleinsteinE-mail: [email protected] Phone: 516.650.8230Website: www.catalystmutualfunds.com

Intercontinental Capital Group, Inc. is a direct lending mortgage bank specializing in home financing for one to four family residential properties. ICG is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.

ICG is comprised of an ambitious, eager, and diverse workforce who is dedicated to custom fit home financing to suit the individual needs of our clients. Whether you are looking to purchase a new home or refinance, your existing property ICG offers both fixed rate and adjustable rate programs that can help make your dreams a reality.

Robert TollinMortgage ConsultantIntercontinental Capital GroupEmail: [email protected]: 516.444.3980Mobile: 516.652.8371Website: www.intercontinentalcapital.com

You deserve the attention from a team of professionals, dedicated to understanding and meeting your needs. Discover how our selection of home financing options and exceptional service will provide you an unrivaled experience including:- Competitive financing options for primary, second, vacation, and investment properties- A full range of fixed- and adjustable-rate options as well as jumbo loans- Full-service source for buyers with complex income or asset management situations -Highly seasoned and dedicated sales team with credit insight and access to the highest level of underwriters- Post-closing amenities, including a dedicated service line exclusive to Private Mortgage Banking customers

I am here to help – with option and services that meet a sophisticated level of needs and preferences. Call me today.

David GoldklangPrivate Mortgage BrokerEmail: [email protected] Phone: 516.454.2545Cell: 917.757.4957Website: www.DaveGoldklang.com NMLSR ID 86601

APS is a boutique actuarial consulting firm catering to Financial Advisors and their clients in the areas of customized retirement plan design, third party retirement plan administration, and IRS/DOL compliance.

Our primary purpose is to tailor qualified plans to the retirement goals and objectives set by Financial Advisors on behalf of their clients. As such, we provide the advisor community with the design and administration of programs custom-crafted to each of their individual client’s needs – focusing on one advisor and one client at a time.

Stephen AbramsonPresident and FounderPhone: 516.228.8444Website: www.apspension.com/team.php

“Our policy is taking care of you.” So you can take care of your clients. ALL fixed insurance lines - LTCI, Life (including “Linked Benefit” Life/LTCI and Life w/LTC & Chronic riders), Disability, Fixed (& Indexed) Annuities from 35+ of the top carriers in the industry. Objective research to find the best fit for you and your client. Is their retirement PROTECTED?

Robert M. Vandy, CLU, ChFC, LUTCF, CLTCVP of Marketing11 Executive Park DriveClifton Park, NY 12065 Phone: 518.688.8105Phone: 800.695.8224 x105 Email: [email protected]

A trusted provider of annuities and life insurance, Allianz Life Insurance Company of New York (Allianz Life® of NY) bases each decision on a philosophy of being true: True to our strength as an important part of a leading global financial organization. True to our passion for making wise investment decisions. And true to the people we serve, each and every day.

Through a line of innovative products and our network of trusted financial professionals, Allianz Life of NY helps people as they seek to achieve their financial and retirement goals. Allianz Life of NY is proud to play a vital role in the success of our global parent, Allianz SE, one of the world’s largest financial services companies.

While we pride ourselves on our financial strength, we’re made of much more than our balance sheet. We believe in making a difference with our clients by being true to our commitments and keeping our promises. People rely on Allianz Life of NY today and count on us for tomorrow – when they need us most.

Lorraine LodsRegional Vice PresidentEmail: [email protected]: 516-512-2175Website: www.allianzlife.com

Cambridge Investment Research, Inc.Cambridge Investment Group, Inc. is a privately-controlled financial solutions firm focused on serving independent financial advisors and their investing clients. Cambridge is also a national corporation with a registered investment advisor as well as an industry leading independent broker- dealer. Our purpose is to make a difference in the lives of our advisors, their clients, and our associates. We will do this by continuously improving and refining our competitive differentiation, unique culture, customizable experience and superior quality

Investacorp, Inc.Investacorp, Inc., is an independent broker-dealer and Registered Investment Advisor headquartered in Miami, Florida. The firm delivers an integrated digital platform that enables more than 500 independent financial advisors across the U.S. to provide investment solutions and wealth management advice to individuals, families, businesses and institutions. The boutique broker-dealer offers a family-friendly culture, long-tenured staff and expert personal service. Investacorp also provides large-firm resources, financial stability and multi-generational practice transition expertise, together with its parent company, Ladenburg Thalmann Financial Services Inc. Investacorp advisors are able to choose an affiliation model that best fits their clients’ needs, including independent broker-dealer representative, hybrid or fee- based only, and gain access to the Ladenburg Thalmann Wealth Management Advantage. For more information, visit www.Investacorp.com.

Brinker CapitalWho we areBrinker Capital is an investment management organization focusing on the evolving needs of investors. We are privately owned, giving us the flexibility and freedom to make business changes, improve our

enterprise and strive to act in the best interest of the investors we serve.

What we doInvestors think in terms of personal goals unique to each of them. Webelieve investing is personal and should be focused on achieving goals and objectives, not beating benchmarks and indices. We offer a range of investment solutions and a depth of investment experience and service across all aspects of our

Charles Schwab Advisor ServicesAs the industry’s leading custodian for independent registered investment advisors (RIAs), Schwab Advisor Services is dedicated to helping advisors achieve their business goals. For 30 years we have supported firms of all types and sizes and earned the trust of over 7,500 advisors. Visit advisorservices.schwab.com. Schwab Advisor Services serves independent investment advisors and includes the custody, trading, and support services of Schwab.

BMO Global Asset ManagementBMO Global Asset Management is one of the top 100 asset managers in the world, with $234 billion in assets under management and servicing clients in over 30 countries. Our firm’s philosophy is based on three core beliefs: (1) Specialized investment teams empowered to focus on what they do best (2) Open access to our portfolio managers (3) Being easy to do business with. At BMO Global Asset Management, we believe better conversations result in better outcomes. We seek to enhance your conversations by providing ideas for your practice; access to our investment professionals; and easy-to-use tools and content.*Assets under management reported as of 3/31/17 and includes BMO GAM (Canada), BMO GAM (U.S.), BMO GAM (EMEA) along with three investment teams: LGM Investments, Pyrford International and Taplin, Canida & Habacht. AUM includes discretionary and non- discretionary AUM. All figures are in U.S. dollars.**Our roots trace back to 1925, when the Bank of Montreal began offering investment services. BMO Financial Group is a part of the Bank of Montreal (NYSE, TSX: BMO), a Canadian-based organization founded in 1817. ***BMO Global Asset Management has been recognized by Pensions & Investments as one of the Top 100 Money Managers based on worldwide institutional assets under management as of 12/31/15.

Leslie VigilEmail: [email protected] Phone: 305.979.9568Website: www.investacorp.com

Melissa NorbadySenior Director, Business DevelopmentCambridge Investment Research, Inc.Email: [email protected] Phone: 866.576.7462Website: www.joincambridge.com

Michael F. Frascone, CIMA Phone: 610.308.8839Website: www.brinkercapital.com

Christian WidenEmail: [email protected] Phone: 212.403.9244Website: www.advisorservices.schwab.com

Michael MalinowskiEmail: [email protected] Phone: 631.861.2439Website: www.crumplifeinsurance.com

Jason D. MyersSales Vice PresidentLincoln Financial Distributors Email: [email protected] Phone: 860.205.1519

Monique Jozwiak Phone: 312.461.3370 Cell: 630.294.5299

Lincoln Financial DistributorsLife Insurance and Executive

Benefits Distribution - Brokerage

Algren Associates IncWith over a half of a century of experience, Algren Associates consistently stands out as a powerful force in the insurance industry. We are committed to providing efficient estate and wealth transfer solutions for financial advisors and their clients. As an independent partner to professional advisors, broker/dealers, banks, and other institutions, we are committed to discretion in the planning process anchored by our consultative approach.

TransamericaWith a history that dates back over 100 years, the Transamerica companies are recognized as leading providers of life insurance, savings and retirement and investment solutions, serving millions of customers throughout the United States and Canada.Transamerica works to Transform Tomorrow® for those who entrust its dedicated professionals with their financial needs, helping them take the necessary steps to achieve their long-term goals and aspirations. Transamerica’s 10,000 employees serve nearly every customer segment, providing a broad range of quality life insurance and savings products, individual and group pension plans, as well as asset management services. In 2013, Transamerica fulfilled its promises to customers, paying over $6.5 billion in benefit claims, including return of premiums paid.

Jet DirectJet Direct is a full-service direct lender providing a wide range of loan products and services to the communities they serve. Jet Direct Mortgage’s mission is to set the highest standard in the mortgage industry and is committed to quality customer service - putting the people they serve first. Jet Direct strives to be the homebuyer’s first choice each and every time by going above and beyond – pairing the buyer with the best loan program for them, guiding them every step of the way, and continuously working of their behalf to help them achieve the dream of home ownership.

4Thought Financial Group4Thought Financial Group is a separately managed account (SMA) provider located in Syosset, NY specializing in multi-method investing using low-cost high-impact strategies, with a low minimum initial investment of only $10,000 per account. 4Thought uses decision-making formulas capable of rapidly analyzing vast quantities of raw data to drive buy/sell/allocation decisions aligned with the specific investment mandates of each of the SMAs offered. This technology-driven methodology creates all-weather portfolios prepared for Bull, Bear, Wolf and Eagle markets-applying the most effective aspects of several distinct concepts: Liability Driven Investing, Strategic Asset Allocation, Opportunistic Investing, and Selective/Concentrated Investing.Partner With 4Thought Financial Group Today & Transform The Way You Manage Your Clients’ Assets

Nassau Suffolk Chapter of NCCPAPThrough our Educational Foundation, we provide high quality continuing professional education.The mission of the National Conference of CPA Practitioners includes:· Advocating issues and matters which affect our members· Monitoring, anticipating and responding to changes in the profession.· Promoting the exchange of ideas and information among our members. · Providing a means for our members to develop and maintain skills necessary to be successful in the competitive business environment.

Penn Mutual Life Insurance Company, NY Metro RegionTom and Allan represent the NY Metro Region of Penn Mutual. They provide boutique direct service to Penn Mutual’s suite of “top of the line” life insurance and annuity products. Penn Mutual is the 2nd oldest mutual company in the United States and has an excellent track record of keeping its promises and has either increased or maintained their dividend rate for the last 9 years.

Etta GelbienOffice AdministratorPhone: 516.997.9500 x2

Martin Levine6851 Jericho Turnpike, Suite 120 Syosset, NY 11791 Phone: 516-300-1617E-mail: [email protected]: www.4tfg.com

Jesse Mackey

Shachar RandE-mail: [email protected] Cell: 516.993.3223Office: 631.574.1306 x682Website: www.jetdirectmortgage.com

Peter BiscardiE-mail: [email protected] Cell: 631.872.6054Office: 631.574.1306 x5535Website: www.jetdirectmortgage.com

Tom Daley, CLU, ChFCRegional DirectorEmail: [email protected] Phone: 856-234-7366

Allan Sternberg, CLU, ChFCRegional Marketing DirectorEmail: [email protected] Phone: 917-656-7650

Doug MishkinPhone: 212.594.9899 x214

Chris ScottPhone: 516.384.3492

Brandon UngerPhone: 212.594.9899 x223 E-mail: [email protected]

Kenneth JungeRegional Vice PresidentPhone: 631.655.7977 Email: kjunge@ transamerica.com

Joff PearlmanRegional Vice PresidentPhone: 917-750-8976Email: [email protected]

Brendan HydeRegional Vice President Phone: 631-873-6797Email: Brendan.Hyde@ transamerica.com

AXAFrank Johnson, CFP®, CLU®, CLTCRegional Vice President NY, NJ, Eastern PA, DEFinancial Institutions Division Cell: 917-414-2583 Email: [email protected]: www.axaforlife.com

Duncan Financial Group, LLCDuncan Financial Group – who are we? We’re a team of trusted, proven professionals with expertise in every area of the financial realm. What sets us apart from the competition and makes us unique is our “one-source” financial solution. How do we do this? Our specialists work together to craft a customized, integrated financial strategy that coordinates, compliments and makes EVERY aspect of our client’s financial life easier. “Making it all work together” is our mission. We offer our advisors the capabilities and resources to support their goals, including: ownership potential, dynamic marketing programs, transition/succession planning, office support from a tenured team of professionals, and OSJ support from one of the largest OSJ branches in Cambridge Investment Research, Inc. Discover how Duncan Financial Group can make it all work for you today and in the future.Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment advisory services offered through Investment Advisor Representatives of Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Duncan Financial Group, LLC and its subsidiaries are separate entities.

Mutual. Inc, a PlanMember Financial CenterVesting and Business Succession with Mutual, Inc., a PlanMember financial center. All advisors hope to receive the highest value for their book of business and to ensure their clients and accounts are properly looked after. Our vesting and business succession programs are designed to help retiring advisors get the most value for a lifetime of work. Mutual, Inc. is known for its exceptional client service, you can retire knowing that your clients are in good hands. For Recruiting Use Only.

Oppenheimer FundsWendy Ehrlich and Angelo Ciaglia are Senior Advisor Consultants with OppenheimerFunds in the Long Island and NY metro area. At OppenheimerFunds the role of consultant is taken very seriously. Wendy and Angelo work closely with financial advisors to provide not only investment expertise, but also act as a partner to help the advisors build and run their practice, and keep them and their clients focused on the long term. Wendy can be reached at (516) 318-1418. Her partner, Chris Clark can be reached directly at (212) 323-0983. Angelo can be reached at (646) 957-5219. His partner, Rich Burt can be reached directly at (212) 323-5330.

SEI InvestmentsSEI Advisor Network provides financial advisors with turnkey wealth management services through outsourced investment strategies, administration and technology platforms, and practice management programs. SEI Advisor Network has served the independent financial advisor market for over 16 years, has over 4,900 advisors, and $31.7 billion in advisors’ assets under management. Visit us at www.seic.com/advisors

WhyHungerFounded in 1975 by Long Island natives the late Harry Chapin and Radio DJ Bill Ayres, WhyHunger is not just another nonprofit organization with a mission statement tucked away on its website. We are on a mission. Together, we are building a world where everyone has the right to nutritious food. WhyHunger is a leader in building the movement to end hunger and poverty by connecting people to nutritious, affordable food and by supporting grassroots solutions that inspire self- reliance and community empowerment. WhyHunger offers a clear vision and strategy to transform our collective food system into one that is socially and economically just, nourishes whole communities, cools the planet and ensures the rights of all people to food, land, water and sustainable livelihoods. As a grassroots support organization, WhyHunger works to support, resource and build the capacity of community organizations and social movements that are implementing new ideas and developing groundbreaking projects to transform their communities. At the same time, we help to build networks of grassroots organizations and knit together social movements that share a vision of healthy, sustainable communities leading to greater mobilization and stronger advocacy to realize an end to poverty and hunger. Find out more at WhyHunger.org

InvescoExplore Intentional Investing with Invesco: Invesco is one of the world’s leading independent global investment management firms, with a heritage that dates back to 1935. Our “investors first” approach is built on a philosophy we call Intentional InvestingSM. This philosophy guides the way we: Manage Money • Manage Risk • Develop Products & Connect with You, Our Clients

David S. Duncan, CFP®CEOE-mail: [email protected] Phone: 724.863.3287Website: www.duncangrp.com

Harley NagerE-mail: [email protected] Phone: 610.676.2036 Website: www.seic.com

Mike KuleszaVP, Partner DevelopmentE-mail: [email protected] Phone: 508.520.3219Direct: 508.446.4615

Rich RushVP, Business Development OfficerE-mail: [email protected] Phone: 800.874.6910 x2332

Wendy EhrlichE-mail: [email protected] Phone: 516.318.1418Website: www.oppenhemerfunds.com

Angelo Ciaglia, CIMA®, CRPC®

E-mail: [email protected] Phone: 646.957.5219

Eric FracassoE-mail: [email protected] Phone: 516.287.0230Website: www.invesco.com

Morningstar Investment Services, LLC For more than a decade, Morningstar Investment Services has made partnering with fee-based financial advisors the centerpiece of their business, offering portfolios designed to help you take your practice to the next level. Each mutual fund, stock, active/passive, and ETF portfolio is built the Morningstar way. Built using objective, rigorous research, the portfolios are created to help deliver superior risk-adjusted returns.

Ready to learn more? Be sure to visit the booth!

USAA“With a heritage dating to our founding in 1922, USAA Investments has been managing money since 1971. Our investment management excellence is rooted in values of service, loyalty, honesty and integrity. Advisors and their clients don’t need to be USAA members to benefit from our fixed- income expertise. USAA Investments has over $157 billion in assets under management as of June 30, 2017.”

Access Brokerage ServicesAccess Brokerage Services (ABS) is a General Agency for Life, Annuities, Disability and Long Term Care products. We are committed to serving other professionals in the industry by providing them with a broad offering of products and value added services to help them gain a competitive advantage and provide a high level of service to their customers.

ETF Global® (ETFG®) is a leading, independent provider of data, research, investment decision support applications, proprietary risk analytics and educational offerings for Exchange-Traded-Products. The ETFG research platform, which is driven by the ETFG Multi-Factor, Quantitative Model (ETFG Quant), supports the overall investment process with a variety of strategies and applications to pursue return, manage risk, utilize investment analysis and generate investment ideas. Founded in 2011, the firm is headquartered in New York and maintains offices in both New York City and Pittsburgh, PA. More information about ETF Global and our services, applications and products is available throughout our site, here at www.etfg.com.”

Accountability, Understanding & Professionalism

With more than 70 years combined experience, our firm has been delivering on our promise to provide unique benefits packages that are both dynamic yet consumer friendly. We pride ourselves on delivering nothing less than perfection to our clients. Our highly successful client base keep us passionate about delivering the best benefits packages with the simplest, service oriented administration. Ask our clients if we deliver on our promises. We’ve created a bundled consumer product which allows employees to spend their money on the services which are most important to them and their families.

FBA has a simple philosophy. Provide our clients with superior high touch personalized service in combination with great products that allow them the most choice and flexibility.

Ask About Our New Combo Pass Today!

Program Meeting Season Pass: FPA Members$317 (that is apx $136 is savings)

Program Meetings and Symposium Pass: FPA Members$440 (that is apx $188 in savings)

Program Meetings and Symposium Pass: Non FPA MembersPay One Price $899

Purchase Before 12/31/2017 & Save Additional $20516-542-2004 or [email protected]

Contact (855) Fringe-1 or (855) 374-6431

Roy P. Cifuni, CFP Phone: 631-473-7244 x107

David J. Levine, CFP Phone: 631-473-7244 x109Email: [email protected]

James E. Budd6 East 39th StreetNew York, NY 10016Phone: 212-223-3834 Email: [email protected]

Todd SchaulCell: 732-357-7545 Phone: 877-626-3224 Ext 7

David Coolbaugh Phone: (210) 429-6778

The Foundation for Financial Planning is the nation’s only 501(c)(3) nonprofit charity solely devoted to supporting the delivery of pro bono financial planning. Since 1995, FFP has powered pro bono planning by supporting efforts that link volunteer financial planners to people in crisis or need, providing them with free, quality advice to improve their finances and their lives.

Visit foundationforfinancialplanning.org to learn more about the Foundation.

Cantor Fitzgerald Capital is an open-architecture wholesale distribution platform that distributes a range of real estate and alternative investment programs. Founded in 1945, Cantor Fitzgerald is a global, middle-market focused financial services firm engaged in a broad array of businesses with a significant commitment to real estate. For over 70 years, Cantor has consistently fueled the growth of new ideas, pioneered new markets and provided superior service to investors. As one of the few remaining private partnerships on Wall Street, Cantor has the distinct advantage to focus on long-term value creation, while aligning our interests with investors.

Anthony Ziniti, CFP®Senior Vice PresidentPhone: 516-805-6865Email: [email protected]

Ran Fucs, CFP®Senior Vice PresidentPhone: 917-476-9393Email: [email protected]

Jay D. TiniSales ExecutiveVanguard Financial Advisor ServicesPhone: 646-937-0469 Email: [email protected]: www.advisors.vanguard.com

Amira TartDirector, Grants & ProgramsPhone: 202-864-5184 Email: [email protected]: www.FoundationForFinancialPlanning.org

CPS Elite Advisors Insurance ServicesLee Conti, Jr.Director of Advisor Development Email: [email protected]: 914-752-4469 x 100

MassMutual Long Island Metro Some people come in and out of your life. Your Financial Professional at MassMutual Long Island Metro is not one of those people. We consider each client a life-long association, whose success is a reflection of our own. We take the time to educate our clients and help them to understand how investments made today can benefit them in the future. We create and may maintain this bond by carefully listening to client needs and together with our planning experience, we collaboratively develop a comprehensive wealth management strategy.

Headquartered in Syosset, NY, our clients rely upon us for personal service, responsiveness to their needs and constant attention to how changes in the financial environment may impact their needs and goals. These are many of the attributes that set MassMutual Long Island Metro apart from others. No matter where you are in your life today or where you are planning to go, we’ll help you get there.

MassMutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated US insurance companies. Local sales agencies are not subsidiaries of MassMutual or its affiliated companies. CRN201901-207582

6800 Jericho Turnpike, Suite 202W, Syosset, NY 11791Phone: 516-364-4203Fax: 516-364-4263

Long Island Employee Benefits Group Ltd. LIEBG is a unique entity – a provider of comprehensive solutions for both retirement plans and health and welfare benefits. We offer administrative, brokerage and consulting services to develop, implement and maintain a customized benefits package. In addition, our affiliated law firm, Vaccaro & Prisco LLP, provides the corresponding legal and compliance services.

Built on innovative plan design, industry best practices, and dedicated service, LIEBG’s mission is to offer the finest comprehensive employee benefits solutions to our clients.

David C. Vaccaro, President Phone: 631-236-1102

Judy A. Lynch QPA, VP of Consulting ServicesPhone: 631-236-1103Website: www.LIEBG.com

Mark Badami Mike Eisner Rory Zipper

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Thank you for donating today’s silent auction prize:Baseball autographed by Johnny Podres, MVP

of the Brooklyn Dodgers. #40 of 55 autographed baseballs signed the year before the team moved to LA.

89 Cabot Ct • Suite M • Hauppauge, NY 11788Phone: 1-631-424-5009 • Fax: (631) 424-4880

E-mail: [email protected]

The FPA would like to thank Walter F. Cameron Advertising for their assistance with the creation of

this year’s UNSTOPPABLE logo.

Phone: 631-232-3033Email: [email protected]

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