1

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2

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3

Waah! Waah! Waah!

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4

Sh*ft! INSPIRED TO HELP YOU SUCCEED ©2014 Carlisle & Gallagher Consulting Group. Proprietary and Confidential.

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6

Sh*ft Happens

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7

“The most important financial innovation that I have seen in the past 20 years is the automatic teller machine…”

Paul VOLCKER

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“The most important financial innovation that I have seen in the past 20 years is the automatic teller machine that really helps people and prevents visits to the bank and it is a real convenience.”

A radical and pervasive change in society and the social structure, especially one made suddenly.

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9

"Hmm, @fredwilson thinks that financials services disruption is the next huge market to be taken.” @jhersco

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11

Sh*ft Storm

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12

Sh*ft just got real…

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16

10% of all the deposits “are now done through mobile devices as people carry a branch in their pocket.”

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Brian MOYNIHAN Bank of America

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2012 2017

$12.8 billion

48% CAGR

$90 billion

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18

“When I go to Silicon Valley…they

all want to eat our lunch. Every single

one of them is going to try.”

Jamie DIMON JPMC Chairman

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19

Digital Wallets

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22

11% Of Americans have tried mobile wallets Forrester Research

91% Of mobile phones are

within hands reach 100% of the time

IBM

2% Of all transaction are conducted on mobile

Forrester Research

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23

"Digital wallets, at this point in time, are solutions looking for problems.”

Sucharita MULPURU Forrester

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24

‘‘The digital wallet is the linchpin for everything we do, but it’s interesting, because consumers aren’t asking for them.’’ Even HILL FERGUSON PayPal, Chief Product Officer

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25 INSPIRED TO HELP YOU SUCCEED ©2014 Carlisle & Gallagher Consulting Group. Proprietary and Confidential.

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#ShIftHappens

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31

Full of Sh*ft

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“Connecting products to the web will be the 21st century electrification.”

Matt WEBB CEO of Berg Cloud

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34 34

Wearables 2014: Think EVOLUTION

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“Google Glass is so futuristic it’s like wearing a Segway on your face.”

Matt NOVAK

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“The SMART Home’s Trojan Horse.”

Gizmodo

37 37

"The blend of physical/digital isn't Oculus Rift - it's people using devices in-store while they consider products.”

Donald CHESTNUT

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Beacons The gateway drug for the Internet of

Everything

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) ) ) ) ) ) ) ) ) ) ) )

41

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42

Sh*ft hits the fan

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44

44

70 million

$100 million

40 million

46% $200

million

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@sammaule

@InspiredByCG

#ShIftHappens

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@sammaule

@InspiredByCG

#ShIftHappens

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@sammaule

@InspiredByCG

#ShIftHappens

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#ShIftHappens

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143,211 mobile 20x 2012-2013 122 per week

$11.6 million Poneman 2013 “Cost of Cyber Crime Study”

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Biometrics

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@sammaule

@InspiredByCG

#ShIftHappens

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@sammaule

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#ShIftHappens

1 Mobile 2 IoT 3 Security

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@sammaule

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#ShIftHappens

53

? INSPIRED TO HELP YOU SUCCEED ©2014 Carlisle & Gallagher Consulting Group. Proprietary and Confidential.

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$43.7 billion > +

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55

> $26

billion

$20 billion

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> $7.6

billion $8.9 billion

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57

> $4.5

billion $4.4

billion

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58

$150.6 billion

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59

? INSPIRED TO HELP YOU SUCCEED ©2014 Carlisle & Gallagher Consulting Group. Proprietary and Confidential.

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? 1 Mobile 2 IoT 3 Security

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#ShIftHappens

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Worth a Sh*ft

62

Know your Sh*ft

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63

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Sh*ft Happens

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65

Sh*ft Happened

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“Even if you are on the right track you will still get run over if you don’t keep moving.”

Will Rodgers

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