Companies are in business to conduct business – effectively and efficiently. They don’t want the financial, regulatory and reputational exposure from dealing with those who represent undue risk to the firm and its bottom line. On the other hand, firms don’t want to waste their financial and personnel resources chasing down low-quality leads and petty offenses whose potential impact is not worth the effort.

Dow Jones gets that – loudly and clearly. In the proud tradition of excellence exemplified by our flagship publications, we provide accurate, complete, up-to-date content. Our reliability means that companies can make better decisions with less investment of their time and resources.

The quality of Dow Jones Risk & Compliance data makes a significant difference in corporate performance in several specific ways:

WHY DOW JONES RISK & COMPLIANCE?

QUALITY – ITS IMPACT ON BUSINESS

SPEED:

COMPLETENESS:

Our premium Sanctions service is refreshed every 8 hours. This reduces the window in which businesses are exposed to the regulatory risk and scrutiny from newly designated sanctions targets.

Our researchers enrich our listings with additional detail such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with greater confidence.

EFFICIENCY:

RELEVANCE:

Dow Jones Risk & Compliance supports your business with:

BENEFITS – BY THE NUMBERS

We merge into a single listing all the data for a given person or entity—whether such data is related to their status as a PEP, a sanctions target, their appearance in the media related to significant crimes or their association with a state-owned company. This consolidation reduces the time required to review a matched person or entity by up to 40%.

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. Being able to exclude low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings allows Dow Jones to tailor risk and compliance data to the specific needs of each corner of the globe.

©2014 Dow Jones & Company., Inc. All rights reserved.

news stories reviewed daily fromover 32,000 different news

sources scanned for relevant content

500,000+

State-owned companies

200,000+200 countries

News sources from

languages60

Researchers find relevant information in

COMPREHENSIVE COVERAGE:

names in original scripts like Chinese, Cyrillic and Arabic

395,000+NAMES IN NON-LATIN SCRIPTS:DIVERSITY OF COVERAGE:

GLOBAL COVERAGE:

8 Sanctions data refreshed every

hours

FASTER COVERAGE: EXPANDED COVERAGE:

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

Combating money laundering can be very frustrating. Firms must comb through haystacks of customer transactions to find patterns of suspicious needles. Even for modest-sized firms, the computing power to find these patterns and the staff resources to review the potential trouble spots can be somewhere between daunting and impossible.

The main challenges facing anti-money laundering (AML) professionals are relatively few, but sizable:

• Identifyingcustomersinpositionsofpower,theirrelativesandcloseassociates• Identifyingcustomersinpositionsofpower,influenceorownershipofstate-ownedcompanies• Identifyingcustomerswhohavebeeninvolvedinsignificantillegal,unethicalorimmoralbehaviorinthepast, as an indicator of possible future involvement in money laundering

The real trick is to do the above efficiently, as part of a risk-based AML program. While every offender has a “first time,” identifying the types of people listed above, those who need Compliance’s vigilance the most, significantly simplifies the overall task.

Dow Jones Risk & Compliance focuses on identifying those persons who fit the profile that AML practitioners want to keep track of. In our proud tradition of excellence, exemplified by our flagship publications, we provide accurate, complete, up-to-date content, even as changes in AML regulation, such as the 4 EU Money Laundering Directive, alter the focus and scope of AML compliance requirements. Our reliability means that companies can be more effective in their AML review and decision-making processes, with more efficient investment of their time and resources. Additionally, firms can rely on our commitment to providing solutions that adapt to evolving local and international regulatory standards.

ANTI-MONEY LAUNDERING

DOW JONES RISK & COMPLIANCE QUALITY -ITS IMPACT ON AMLThe quality of Dow Jones Risk & Compliance data makes a significant difference in anti-money laundering compliance in several specific ways:

COMPLETENESS:

EFFICIENCY:

RELEVANCE:

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of confidence.

Dow Jones Risk & Compliance merges all the data for a given person or entity—whether it is related to someone’s status as a PEP, a person associated with a state-owned company, or someone who has appeared in the media related to significant crimes—into a single listing. This consolidation reduces the time required to perform review of a matched person or entity by up to 40%.

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. By excluding low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings, Dow Jones can offer risk and compliance data that is tailored to the specific needs of each corner of the globe.

Dow Jones Risk & Compliance supports your business with:

• Comprehensive coverage: Over 500,000 news stories reviewed daily from over 32,000 different news sources scanned for relevant content• Global coverage: News sources from 200 countries• Diverse coverage: Researchers find relevant information in 60 languages• Faster coverage: Sanctions data refreshed every 8 hours• Names in non-Latin scripts: Over 395,000 names in original scripts, like Chinese, Cyrillic and Arabic

BENEFITS – BY THE NUMBERS

©2014 Dow Jones & Company., Inc. All rights reserved.

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

A perennial effort for firms all across the globe is determining how much risk a relationship with a third party may pose whether with a customer, vendor, employee or other counterparty. Third parties potentially need to clear two hurdles:

• Doesthethirdpartyhavesignificantconnectionstogovernmentsorstate-ownedcompanies?• Havethepersonsorfirmshadanyinvolvementinfraudorotherundesirableactivity(illicitornot)?

Fighting corruption by public officials, which can trace its regulatory pedigree to the U.S.’s Foreign Corrupt Practices Act of 1977, has gathered fresh momentum, as laws have passed or been introduced in every region of the world, including the U.K., Brazil, Ukraine, Thailand and India. The accumulation of regulatory fines, including $1.2 billion levied by the United States Securities and Exchange Commission (SEC) since 2010, and the first prosecutions of individuals under the U.K.’s Bribery Act 2010, has elevated the visibility and urgency of implementing effective anti-bribery and corruption (ABC) solutions.

Risk managers require information that helps identify third parties whose involvement in, or potential to be involved in,illegalorunsavoryactivitiesmighttarnishtheirfirm’sbalancesheetorreputation.However,findingthosenewsstories and public records can be very resource-intensive in terms of money, time and personnel.

THIRD PARTY RISK

The risk management challenge is simple:

• Assesstherisksoftheproposedrelationship:

Identify persons with the potential to be involved in public corruption, from their positions in governments or state-owned companies, or their relationships with persons who are Identify firms with government ownership stakes, management involvement or control of the Board of Directors Identify persons with records of activities with which the firm does not wish to be associated

• Investigatethepublic-sourceinformationabouttheidentifiedhigh-riskpeopleandcompanies

• Monitorthehigh-riskrelationshipswithwhichthefirmhaschosentoconductbusiness

• Doitefficiently

DOW JONES RISK & COMPLIANCE QUALITY -ITS IMPACT ON THIRD PARTY RISKThe quality of Dow Jones Risk & Compliance products and services makes a significant difference in third-party risk management in several specific ways:

COMPLETENESS:

EFFICIENCY:

RELEVANCE:

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. Their research identifies firms and their subsidiaries whose significant amount of government ownership makes them potential targets of bribery, influence peddling or other corruption. Within these State Owned Companies, furthermore, our staff identifies members of management and ultimate beneficial owners, and further flags those who might warrant greater scrutiny, due to their government affiliations or prior unethical behavior. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of confidence.

Dow Jones Risk & Compliance merges all the data for a given person or entity into a single listing—whether that data is related to someone’s status as a PEP, a person associated with a state-owned company, or someone who has appeared in the media related to significant crimes. This consolidation reduces the amount of time required to perform review of a matched person or entity by up to 40%.

In addition, our Due Diligence Reports service consolidates all the information about a potential third-party relationship, providing an individualized level of detail about a person, or a corporate entity and its principals. The resultant report enables more effective evaluation and fact-based go/no go decision making.

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. By excluding low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings, Dow Jones can offer risk and compliance data that is tailored to the specific needs of each corner of the globe.

©2014 Dow Jones & Company., Inc. All rights reserved.

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

Regulators are increasingly clamping down on the regulated to ensure they have spotless sanctions compliance programs. While the massive civil monetary penalties from OFAC garner headlines, outside the U.S., program inadequacies spotted during regulatory examinations are drawing financial repercussions.

The main challenge for companies is meeting the bar that regulators are continuously raising:

• Findingalternatespellings,andmisspellings,ofnames• IdentifyingbanksbytheirSWIFTBICaddress• Comparingthebirthdatesofsanctionstargetstothoseinclients’data• Knowingwhichunlistedcompaniesaremajority-ownedbyothersanctionstargets

All but the smallest companies are under an increasingly demanding microscope; one that requires an escalating commitment to quality sanctions data.

Dow Jones goes further to provide the level of quality that evolving sanctions compliance requirements demand. New regulatory mandates cast a wide net, sending firms scrambling to become compliant. In helping companies deal with such mandates, Dow Jones data stands apart, finding those hidden pieces of data beyond that included in the explicit regulatory designation, such as cargo vessel information sourced from IHSFairplay,orstate-ownedcompanieswithmajoritygovernmentownership.Inourproudtraditionofexcellence,exemplified by our flagship publications, we provide accurate, complete and up-to-date content. Our reliability means that companies can make better decisions with less investment of their time and resources.

SANCTIONS COMPLIANCE

DOW JONES RISK & COMPLIANCE QUALITY -ITS IMPACT ON SANCTIONSThe quality of Dow Jones Risk & Compliance data makes a significant difference in corporate performance in several specific ways:

SPEED:

COMPLETENESS:

EFFICIENCY:

RELEVANCE:

Our premium Sanctions service is refreshed every 8 hours. This reduces the window in which businesses are exposed to the regulatory risk and scrutiny from newly designated sanctions targets.

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of

Dow Jones Risk & Compliance merges all the data for a given person or entity into a single listing, regardless of the number of sanctions lists in which the person or entity appears. This consolidation reduces the time required to perform review of a matched person or entity by up to 40%.

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. Being able to focus additional research effort on covered but unlisted sanctions targets, such as companies majority-ownedbysanctionstargets,DowJonescanofferriskandcompliancedatathatistailored to the evolving sanctions compliance needs of the moment.

Dow Jones Risk & Compliance supports your business with:

• Comprehensive coverage: Over 500,000 news stories reviewed daily from over 32,000 different news sources scanned for relevant content• Global coverage: News sources from 200 countries• Diverse coverage: Researchers find relevant information in 60 languages• Faster coverage: Sanctions data refreshed every 8 hours• Names in non-Latin scripts: Over 395,000 names in original scripts, like Chinese, Cyrillic and Arabic• Cities and Ports: Over 3,000 cities and regions, over 500 airports and seaports with UN/LOCODE or IATA codes• Chinese Commercial Codes: Over 33,000 codes for OFAC, UN and EU entities

BENEFITS – BY THE NUMBERS

©2014 Dow Jones & Company., Inc. All rights reserved.

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk