SecureTrading Corporate Presentation 2010

www.securetrading.com | [email protected] | 0800 028 9151

Corporate Presentation

Date: December 2010

Who we are...

Overview

2


About SecureTrading

Established & Independent Established in 1997 One of the longest

established PSPs in Europe UK’s leading independent

PSP

Scalable & Flexible Fully scalable Fully hosted or client hosted

payment pages Multi-Channel Payments Systems process in excess of

25m transactions

Secure & Reliable 100% reliable – guaranteed PCI DSS Level 1 Accredited 3-D Secure across all

acquirers Blue chip merchant base

across a variety of sectors

Growing Fast Transactions processed

grown over 50% in last 12 months

Expanding into Europe & US Merchants growing faster

than industry*

3

*Compared to IMRG E-Retail Index


Organisational Structure

4

What we do...

Overview

5


Constellation of Services

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My-ST Transaction Management

SecureTrading Card Check

SecureTrading Payment Gateway

SecureTrading Fraud Score

Alternative Payment: ELV, iDeal, PayPal,

Sofortüberweisung Ukash etc.

Payment Processing

SecureTrading Merchant Account

Service

PCI DSS Solutions SecureTrading Card Store


Payment Processing Accept credit cards and debit cards 100% guarantee on the availability of our payment gateway Reduced acquiring rates through Merchant Account Service

Alternative Payment Methods European methods such as ELV, iDeal and

Sofortüberweisung PayPal & Ukash

Counter-Fraud Services BIN range checks Risk assessment via Fraud Score Identity & Age Verification

Reporting Real-time multi-user transaction management system

Constellation of Services

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Integration & Products

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Banking Layer SecureTrading Merchant Account Service

Card Issuers

Acquiring Banks

Technical Layer SecureTrading Payment Gateway

API, Xpay or SOAPMerchant Site SecureTrading Payment Pages

American Express, Discover, JCB, MasterCard & Visa

AIB, Bank of Scotland, BMS, B+S, Elavon, EMSCard, HMS, LloydsTSB Cardnet, PostBank, Streamline, etc.

Online OnlineMOTO MOTO

DCCELVGE MoneyiDealIkanoMobilePayPalSofortüberweisungUkash


Payment Processing

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Transactions Database

Reporting Database

Settlement Database

The Internet

Reporting and Counter-Fraud Services

SecureTrading Support

Real-Time Counter-Fraud Services

Multi-Currency

128 bit SSL

Au

thorisa

tion

s – A

PAC

S 3

0

Settlements – APACS 29

Payment Gateway

Acquiring Banks

Settlement Delivery System

Debit & Credit CardsMail Order Telephone Order

PayPal & UkashELV, iDeal etc.

Mobile PaymentsRecurring Payments

MERCHANT

MOTO

Online Mobile

3-D SecureAVS & CVV2

Identity CheckAge VerificationCard BIN Check

Fraud Score


Fully redundant, dual site configuration delivers unmatched availability

Infrastructure

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Payment Site 2Payment Site 1

The Internet

TNSX25 ISDN X25

P a y m e n t G a t e w a y s P a y m e n t G a t e w a y s

Multi-Currency

MERCHANT

A c q u i r i n g B a n k s A c q u i r i n g B a n k s

MOTO

Online Mobile

TNS ISDN


Acquirers & Payment Types

Acquirers Alliance & Leicester Allied Irish Bank American Express B + S Bank of Ireland Bank of Scotland Barclaycard Business Chase Paymentech Clydesdale Bank Elavon EMS Card HSBC LloydsTSB Cardnet PostBank Royal Bank of Scotland

NatWest Streamline Ulster Bank

State Bank of Mauritius Yorkshire Bank

Payment Types American Express Carte Bancaire Carte Bleue Dankort ELV Euro 6000 GE Money iDeal Ikano JCB Laser MasterCard (with MasterCard SecureCode)

Maestro Solo

Multibanco Pago Bancomat PayPal Servired Sofortüberweisung Visa (with Verified by Visa)

Visa Debit Visa Electron

Ukash

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Shopping Carts

Actinic BazaarBuilder BigCommerce Bluepark Cart Boxharry CactuShop ASP CannyBill CBJ Digital e-commerce ClickCart Pro Comersus Cart CubeCart Dansie Shopping Cart Drupal Übercart Easywebstore Ekmpowership ePages 5 Erol Evolve Get Trolleyed Imeta Intershop 4 Interspire Instant-Shop

Jshop Professional LemonStand Lite Commerce Magento Mal’s E-commerce Netbop OpenCart osCommerce Pace Retail PrestaShop Quikstore 3.0 RezEasy (Hallisoft) RomanCart Site Launcher Storesprite Tradingeye VirtueMart VP-ASP V---SystemsTM Bizpro 2.0 Web Widgets White-Box Solutions X-Cart Zen Cart

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Level Criteria Validation Requirements

1 Any merchant processing over 6m e-commerce transactions per year

•Annual on-site security scan•Quarterly Network Scan

2 Any merchant processing 1m to 6m e-commerce transactions per year

•Annual SAQ •Quarterly Network Scan

3 Any merchant processing 20k to 1m e-commerce transactions per year


4 Any merchant processing under 20k e-commerce transactions per year


PCI DSS Requirements

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The PCI DSS, a set of comprehensive requirements for enhancing payment account data security and cover the capture, transmission and storage of credit and debit card numbers

Any merchant trading online must do so in a PCI DSS compliant manner


Payment Pages Removes the need for Merchant to be PCI compliant as:

SecureTrading captures, transmits and stores the card data securely Payment Page is fully customisable:

Payment Pages Plus You may also want to ensure that your URL is the one seen by the

customer throughout the entire process. SecureTrading Payment Pages + can deliver this.

Payment Page is hosted on our site, but through DNS mapping, your URL is the one displayed to the customer, making it appear that the customer never leaves your site. To take advantage of this option you will need to purchase an SSL certificate

Payment Pages iframe Another way of achieving the same effect is to map our Payment

Pages into an iframe on your site. Your customer never moves from your URL.

PCI & Integration

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If you wish to use your own secure server, but you need to be PCI compliant

SecureTrading API SecureTrading Card Store

Allows capture of customer information including credit card without the need for a transaction authorisation

Tokenisation Built In As above, but requires a transaction authorisation

Both Provide you with a reference number (or token). The token is used in

place of the card number for all refunds or repeat transactions. Eliminate the need for customers to repeatedly enter credit and debit

card details Eliminate the need merchants to send sensitive card details to

acquirers via SecureTrading Remove the need for you to store the card number, reducing your PCI

compliance effort

PCI & Integration

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If you wish to use your own secure server, but you need to be PCI compliant

SecureTrading XPay Through XML and Java or SOAP it enables:

Automated refunds and reversals Control of settlement schedule for each transaction Development capabilities to write applications to process payments Integration of payments into back office or legacy system

PCI & Integration

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Who we do it for...

Client Brands

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Clients

Charities Amnesty International BMY Charity Breakthrough Breast Cancer Breast Cancer Care Cancer Research Muslim Aid Red Cross RNID RNLI Save the Children Scope Sense Shelter Sue Ryder Tearfund UNICEF Woodland Trust WWF

Finance Capstone Mortgages Citroen Finance Honda Finance Peugeot Finance

Education Cardiff University Computeach International Liverpool Law Society London Business School National Design Academy National Film & Television School ParentPay Scolarest Stoke Mandeville Combined School Tumble Tots

Health Allergymatters Braceys Pharmaceuticals Contact Lenses Ltd D & A Opticians Health Protection Agency Jordans Ryvita National Eyecare Group Schwabe Pharma (UK) Uni-Vite Healthcare

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Client

Retail Betterware Coast Dollond & Aitchenson Filofax Great Little Trading Company Henri Lloyd Jane Norman Karen Millen Machine Mart Matalan Matches Mulberry Oasis Robert Dyas Rymans Timpson T.J. Hughes Vivienne Westwood Warehouse Whistles

Travel, Leisure & Tourism Addison Lee Blackpool Pleasure Beach DeVere Fantasy League JD Wetherspoon Merlin

Alton Towers Chessington World of Adventures Legoland Windsor London Dungeon Madame Tussauds Thorpe Park Warwick Castle

Scottish City Link Virgin Balloons

Telecoms ASDA Mobile Ikea Family Mobile Phones4U O2

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BT Fresca “SecureTrading is the best all-round payment service. Transaction

fees are low, technical features of the service are strong and the support team answers questions quickly and proficiently (without spending ages on-hold)!”

Elmbank Logistics “SecureTrading have provided me with the best support I’ve ever

received from a third party. They’ve always been quick to respond to any problem I’ve had and dealt with by someone who can actually do something, not just a drone on the end of a phone. All the while they’ve been friendly and a pleasure to deal with; always willing to go the extra mile when I’ve been up against a tight deadline.”

Harvey Nichols “We have used SecureTrading since 2000 and have found that

SecureTrading very much share the same ethos and approach towards doing business as we do, which can be summed up as providing an excellent service at a reasonable price.”

Testimonials

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What Next?

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SecureTrading is a profitable business with transactions processed growing at over 50% per annum.

We help our merchant to grow. Our merchants are growing faster than industry*

We intend to remain as the leading UK provider through continual investment in people, R&D and our infrastructure.

For more information contact: [email protected] 0800 028 9151

The Future

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*Compared to IMRG E-Retail Index

SecureTrading Corporate Presentation 2010

Economy & Finance

Transcript of SecureTrading Corporate Presentation 2010