Review of ProgressANANDADHARA (NRLM/NRLP)

The West Bengal State Rural Livelihoods Mission (WBSRLM)(A Society under the Panchayats and Rural Development Department, Govt. of West Bengal

At P&RD Dept. Joint Admin. Building, Salt Lake

Agenda NRLM in West Bengal - Introduction

Initiatives in West Bengal – Guidelines

Closure of SGSY

Performance 2013-14○ Physical (CBO Related)

○ MPR (Online)

○ Financial Inclusion

○ Fund Utilization: NRLM, NRLP and RF

○ MKSP

Plan of Action 2014-15○ Setting up of DMMU and BMMU

○ Resource Block Strategy

○ DCC and BLBC Meeting

○ Action Points in FI

○ RSETI

○ Karmatirtha

○ Convergence with MGNREGS

○ SHG Database – 2nd Phase

○ Utilization of State Budget

Way Ahead

2

NRLM in West Bengal

NRLM is being implemented in phases;

1st Phase –

a) Primarily for 32 Intensive Blocks in 8 Intensive Districts –

out of which 8 are Resource blocks (All 32 are NRLP

Blocks)

b) NRLM will be implemented in remaining 309 blocks in

non-intensive mode

AAP for 2014-15 is approved by MoRD, GoI

Fund available under

a) NRLP: 96.46 crores; and

b) NRLM: Total 82.45 crores (Prog – 40.96; Interest

Subvention – 39.68; RSETI – 1.60; Saras Fair – 0.2)

3

Process Initiated / Guidelines Issued:

Guideline for Providing ‘Pragati Fund’ to SHGs under NRLP [No.676(16)/WBSRLM/Prog/6P-68/2013 dtd. 31.10.2013]

Guideline for Providing Revolving Fund (RF) to SHGs in non-intensive blocks under NRLM [801(38)/WBSRLM/PROG/6P-03/12 dtd. 6.12.2013]

Implementation of Activities under Anandadhara/NRLM[716(38)/WBSRLM/Prog/6P-68/2013 dtd. 12.11.2013]

Guideline for first phase of SHG Database (towards digitizationof all SHGs in the State—an SHG Census) issued [No.03/WBSRLM/PROG/6P-76/2013 dtd. 03.01.2014]—first phasecompleted resulting in a dbase of around 4.8 lakhs of SHGs

Joint Circular (with SHG &SE Dept.): Inclusion of SHGs underAnandadhara [163(19)/WBSRLM/Prog/6P-95/2014 dtd.4.3.2014]

4

Process Initiated / Guidelines Issued:

Guideline for Engagement of Sangha Coordinator (SC),Community Service Providers (CSP) & Book Keepers as part ofdevelopment of Social Capital under Anandadhara/NRLM[385/WBSRLM/Prog/6P-81/2013 dtd. 11.6.2014]

Communication initiated with the districts towards creation ofdedicated infrastructure for Anandadhara District Offices(DMMU in all 19 districts) and Anandadhara Block Offices(BMMU in 32 Intensive Blocks)

Towards Human Resource – Fitment Process for the staff/personnel of the existing DRDCs ongoing

Open Market recruitment process for the remaining positions ongoing

State and District teams sent to immersion/best practice sitesin NRO state (AP/Telengana)

State level workshop done on protocols and process fordisbursement of Revolving Fund and Pragati Fund

5

Process Initiated / Guidelines Issued:

State level Workshop done on SHG-Bank Linkage and FI

District Nodal Persons nominated for bettercommunications between SMMU and DMMU

Guidelines for training at district level to be issued afterconsultation on 25th July

Process of dovetailing WBSSP with NRLM’s InterestSubvention is on

Guidelines for SHG-Bank Linkage under NRLM, prepared byWBSRLM, have been approved in NRLM Sub-Committee ofSLBC (W.B.) held on 16.06.14

Final draft of Guidelines for Financial Inclusion under NRLM isready for approval at appropriate level

SIPRD conducted two rounds of workshop on COM. StateWorkshop will be called by WBSRLM towards finalization ofthe document. 6

Closure of SGSY

Status...

7

SGSY Fund transferred from DMMUs to WBSRLM General Fund up to 30.06.14

8

Sl.No. Name of DMMUTransferred

Amount (Rs.)

Balance in

hand (Rs.)

Closure Report

from Bank Closure report

from DMMURemarks

1 Bankura 27030723 883334

2 Birbhum 3066339 266026

3 Burdwan 22168176 1110000

4 Cooch Behar 12886605 0

5 Dakshin Dinajpur 683278 0 Submitted

6 Darjeeling (GTA) 11490 0 Submitted

7 Hooghly 13788348 0 Submitted

8 Howrah 4852037 0 Submitted Submitted

9 Jalpaiguri 4976065 0 Audit Report submitted

10 Malda

11 Murshidabad 27323852 0 Submitted Submitted

12 Nadia 1430000 6577

13 North 24 Parganas 6682537 Bal. in hand not known

14 Paschim Medinipur 19165137 2800119

15 Purba Medinipur 38314 0 Submitted

16 Purulia 0 484293

17 SMP 2093234 0 Submitted Submitted

18 South 24 Parganas 1907688 Bal. in hand not known

19 Uttar Dinajpur 1798 0 Submitted

Total 148105621 4702215

PERFORMANCE

2013-14

9

SHG Formation (Source: District MPR)

Sl. No. DistrictsTotal SHGs As

on 31st March, 2013

Women SHGs formed till March

2013

SHG Formed in intensive

Blocks in 2013-14

SHG Formed in Non

intensive Blocks in 2013-14

TOTAL SHG formed under NRLM in 2013-

14

TOTAL SHG under NRLM till 31.3.14

A B C D E F G=E+F H=D+G

1 Bankura 21408 18260 172 835 1007 19267

2 Birbhum 24512 17960 196 385 581 18541

3 Burdwan 22614 16277 NA 815 815 17092

4 Coochbehar 23692 23317 27 171 198 23515

5 Dakshin Dinajpur 11023 9927 NA 52 52 9979

6 Darjeeling GTA 4435 2365 NA 165 165 2530

7 Hooghly 14998 12197 NA 430 430 12627

8 Howrah 11063 9972 NA 298 298 10270

9 Jalpaiguri 24524 23448 78 193 271 23719

10 Malda 20207 16335 167 138 305 16640

11 Murshidabad 39132 34642 NA 1952 1952 36594

12 Nadia 20765 18018 NA 1062 1062 19080

13 North 24 Parganas 24252 22493 NA 1038 1038 23531

14 Paschim Medinipur 37819 32925 NA 605 605 33530

15 Purba Medinipur 23906 23111 381 1775 2156 25267

16 Purulia 22738 19982 184 354 538 20520

17 Siliguri MP 4295 3462 NA 133 133 3595

18 South 24 parganas 33509 26807 417 0 417 27224

19 Uttar Dinajpur 12833 11483 NA 1080 1080 12563

T O T A L 397725 342981 1622 11481 13103 35608410

Formation of Upa-Sangha & Sangha

Sl. No. Districts

No. of Gram

Sansad (old)

No of Gram Panchayat

Upa-Sangha

Formed in intensive Blocks till 31.3.14

Upa-Sangha Formed in

Non-intensive Blocks till 31.3.14

Total Upa Sangha

Formed till 31.3.14

Sangha Formed in intensive

Blocks

Sangha Formed in

Non-intensive

Blocks

Total Sangha Formed till

31.3.14Comment

A B C D E F G=E+F H J L=H+J

1 Bankura 1896 190 222 1556 1778 25 112 137

2Birbhum 1610 167 416 1005 1421 40 105 145

Earliier higher figure was reported

3 Burdwan 3172 277 1733 1733 149 149

4 Coochbehar 1346 128 1346 ? ? 125

5 Dakshin Dinajpur 864 65 864 864 65 65

6 Darjeeling GTA 1037 112 422 422 73 73

7 Hooghly 2320 207 999 999 113 113

8 Howrah 1797 157 1037 1037 124 124

9 Jalpaiguri 1681 146 512 1149 1661 43 103 146

10 Malda 1668 146 329 936 1265 43 88 131

11 Murshidabad 3056 254 2449 2449 182 182

12 Nadia 2142 187 1173 1173 185 185

13 North 24 Parganas 2692 200 1881 1881 182 182

14 Paschim Medinipur 3086 290 2756 2756 250 250

15 Purba Medinipur 2535 223 414 2104 2518 36 187 223

16Purulia 1658 170 334 1179 1513 32 138 170

Earliier higher figure was reported

17 Siliguri MP 328 22 243 243 ? 20

18

South 24 Parganas 3590 310 450 1367 1817 44 162 206NI Block reports not sent for March, 2014 & onwards.

19 Uttar Dinajpur 948 98 912 912 97 97

T O T A L 37,426 3,349 2677 23765 27788 263 2315 2639Earliier higher figure was reported

11

93.78

88.26

54.63

100 100

40.6943.06

57.71

98.81

75.8480.14

54.76

69.87

89.31

99.33

91.25

74.09

50.61

96.20

0

20

40

60

80

100

120

District wise Status of Upa-Sangha Formation in %

District wise Status of Sangha Formation in %

MPR system for Intensive Blocks Actions to be taken

✓ Training being held in 2 batches for dist & intensive blocklevel officials from 15th to 18th July

✓ USER ID & PASSWORD for Block & District level given✓ Henceforth no other format will be accepted other than

online version (MoRD mandate)✓ Participants agreed & accepted target –

➢ to sit together at district level again; If necessary with Block levelData Entry Operator

➢ complete the entry & verify pending 4 reports (Summed upprogress till 31.3.14, April 2014, May 2014 , & June 2014 )within July 28th, 2014

✓ For reporting months of July & onwards, blocks have to enterreports by 5th of next month

✓ Districts should verify and update the reports by 7th of themonth

14

Reports to be entered & checked at

nrlm.gov.in

15

MPR system for Non- Intensive Blocks

Offline at present ; Online version delayed

Excel based Format

Excel based format to be divided into two parts to avoidconfusion during compilation.✓ Physical progress

✓ Bank Credit related progress

Since the online system for non-intensive blocks isdelayed to get operational, Columns to showcumulative progress needs to be added

- --Revised format to be prepared & sent One day workshop to be organized at state level for MPR

of non-intensive blocks.

16

SHG-Bank Credit linkage during 2013-14(Amount in Lakh Rs.) Source: SLBC

Sl.

No.

Name of the

District

Target for 2013-14Achievement for

2013-14% of Achievement Average

Credit

per/ SHGNo Amount No Amount No Amount

1 Burdwan 9251 7128.00 5515 13598.91 59.62 190.78 2.47

2 Bankura 7351 5719.00 1618 1267.3 22.01 22.16 0.78

3 Birbhum 10043 7701.00 4829 4753.87 48.08 61.73 0.98

4Cooch

Behar6882 5286.00 5214 2265.89 75.76 42.87 0.43

5 Darjeeling 2952 2293.00 287 101.40 9.72 4.42 0.35

6 Malda 7922 6132.00 5016 3794.58 63.32 61.88 0.76

7Uttar

Dinajpur4165 3281.00 2487 1405.16 59.71 42.83 0.57

8Dakshin

Dinajpur4437 3441.00 1531 962.01 34.51 27.96 0.63

9 Howrah 4598 3490.00 1723 1664.00 37.47 47.68 0.97

17

SHG-Bank Credit linkage during 2013-14 (Contd.)(Amount in Lakh Rs.) Source: SLBC

Sl.

No

Name of the

District

Target for 2013-14Achievement for

2013-14% of Achievement Average

Credit

per/ SHGNo Amount No Amount No Amount

10 Hooghly 7000 5518.00 34260 11032.74 489.43 199.94 0.32

11 Jalpaiguri 7704 5937.00 23844 22915.00 309.50 385.97 0.96

12Purba

Medinipur11547 8930.00 2245 1426.15 19.44 15.97 0.64

13Paschim

Medinipur14030 10840.00 3944 2894.29 28.11 26.70 0.73

14 Murshidabad 13235 10338.00 7232 6446.00 54.64 62.35 0.89

15 Nadia 13105 10000.00 20904 11804.00 159.51 118.04 0.56

16 Purulia 8026 6369.00 952 1126.00 11.86 17.68 1.18

17 24-Pgs(N) 8238 6383.00 5049 3338.45 61.29 52.30 0.66

18 24-Pgs(S) 9514 7512.00 2683 1795.00 28.20 23.90 0.67

Total 150000 116298 129333 92590.75 86.22 79.62 0.72

18

SHG-Bank Credit Linkage Achievement

State

Credit

Linkage

2012-13

Credit

Linkage

Target

2013-14

Achievement till

March 2014

Disbursement

(Bank wise) Achievement

for 2013-14

(in % )No. of

SHGsAmount PSBs RRBs Coop

AP 11164 12000 415700 11677 7885 3792 - 97.3

West Bengal 514 1100 193090 1017 220 348 450 92.5

Kerala 899 1000 23361 543 463 80 - 54.3

Karnataka 2299 4125 136627 2026 941 515 570 49.1

Maharashtra 578 1000 14650 222 198 25 - 22.2

Tamil Nadu 2916 6000 56068 1302 1302 - - 21.7

[in Rs. Cr.]

Source: PRC Agenda, Annexure IV

Community Finance Institutions (CFIs)

S.NName of the

CFI -Block

Membership Loan

Disbursement

Loan Recovery % Loan

Outstan

ding

as on

31.03.13

Net Profit / Surplus

Increase

during

the year

2012-13

Cumulat

ive

up to

31.03.13

During

the year

2012-13

Cumulat

ive

up to

31.03.13

During

the year

2012-13

Cumula

tive

up to

31.03.13

During

the year

2012-13

Cumulat

ive

up to

31.03.13

1 Tamluk 20 734 134.28 639.87 89 97 124.70 7.12 26.58

2 Amta-I 35 659 116.15 415.84 100 100 54.14 2.85 10.22

3 Amta-II 5 346 10.19 200.01 99 100 35.19 0.81 4.19

4 Ausgram II 61 475 87.52 260.11 99 100 41.79 2.94 7.38

5 Raina I 28 371 25.56 27.18 100 100 13.60 1.31 1.87

6 Jhargram 154 1304 118.34 318.16 100 100 85.83 7.73 17.42

7 Kharagpur 34 513 43.74 97.45 98 99 27.09 2.87 7.17

8 Dhupguri 50 760 58.27 198.74 92 97 31.31 4.82 11.62

9 Moynaguri 152 632 75.61 119.43 99 100 36.78 2.75 3.78

10 Dinhata-I 46 1163 30.26 142.69 82 92 44.37 2.91 9.95

11 Illambazar 161 671 46.51 131.08 99 100 28.30 1.06 3.43

Total 746 7628 746.43 2550.6 96 98 523.10 35.41 103.61

Strategies for Financial Inclusion under NRLM Financial literacy of SHG members and capacity building of

SHGs Increase of banking outreach to cover all poor rural household

under financial inclusion Adoption of uniform lending norms and common

documentation procedure applicable for all Banks for SHGBank Linkage Programme by SHG-Bank Linkage Sub-Committee of SLBC.

Sensitization including exposure visit of Bank officers for SHGBank linkage programme

Engaging SHG members as Bank Mitra at Bank branches tofacilitate access of credit by SHGs.

Allocation of SHG-Bank credit linkage target to each Bank andbranch in consultation with SLBC / DCC.

Regular review and monitoring of progress of SHG BankLinkage Programme in SLBC, DCC and BLBC meetings.

Introduction of Community Based Recovery Mechanisminvolving the Institutions of the poor.

Entering into MoU with major Banks for SHG-Bank Linkage.

21

Status of utilization of fund released under NRLP during the F.Y. 2013-14 (Rs. lakhs)

Sl. No District Operating Cost Pragati Fund

Fund

released

Fund

utilized

Fund

released

Fund

utilized

1 Bankura 6.30 2.27 40.00 0

2 Birbhum 6.30 5.07 372.50 201.15

3 Cooch Behar 3.60 3.58 571.24 571.35

4 Jalpaiguri 6.30 4.98 263.10 263.10

5 Malda 6.30 3.73 456.00 456.00

6 Purulia 5.60 3.02 589.80 367.95

7 Purba

Medinipur

6.30 6.25 410.00 378.90

8 South 24 Pgs. 6.30 4.38 450.00 308.25

Total 3152.64 2546.70

22

Status of utilization of fund released under NRLP during the F.Y. 2013-14 (Rs. lakhs)

Sl.

No

District CRP Honorarium SHG Database Tr. NRLP

Fund

released

Fund

utilized

Fund

released

Fund

utilized

Fund

released

Fund

utilized

1 Bankura 25.92 0 1.62 0.74 0 0

2 Birbhum 32.18 2.39 1.57 0 0 0

3 Cooch Behar 25.92 0 1.32 1.32 0 0

4 Jalpaiguri 27.99 2.07 1.43 1.62 0 0

5 Malda 25.92 12.34 1.33 0 3.86 0

6 Purulia 25.92 0 1.54 0.94 0 0

7 Purba

Medinipur

25.92 1.09 1.85 0 0 0

8 South 24

Pgs.

25.92 0 2.54 0 0 0

23

24

Status of utilization of fund released under NRLM during the F.Y. 2013-14 (Rs. lakhs)

Sl. No District Staff Cost Operating Cost Revolving Fund

Fund

released

Fund

utilized

Fund

released

Fund

utilized

Fund

released

Fund

utilized

1 Bankura 20.40 8.50 0 0 180.00 0.25

2 Birbhum 5.41 5.15 0 0 150.00 0

3 Cooch Behar 11.90 9.05 0 0 263.41 263.41

4 Jalpaiguri 11.01 8.47 0 0 75.00 75.00

5 Malda 20.96 19.69 0 0 305.00 300.00

6 Purulia 14.60 8.86 0 0 30.30 30.30

7 Purba Medinipur 10.24 8.88 0 0 586.50 564.75

8 South 24 Pgs. 6.81 5.26 0 0 99.81 99.81

9 Burdwan 7.21 4.96 6.30 0.83 142.88 32.50

10 Darjeeling (GTA) 6.00 5.78 3.60 3.01 14.10 2.10

11 Dakshin Dinajpur 10.15 10.15 6.30 2.70 29.50 4.80

12 Howrah 10.53 9.21 6.30 5.06 161.85 115.80

13 Hooghly 10.80 10.80 6.30 3.60 128.85 126.70

14 Murshidabad 7.75 5.07 6.30 5.92 327.00 233.10

15 North 24 Pgs. 17.31 17.31 6.30 6.30 220.00 127.21

16 Nadia 11.59 11.73 5.60 4.91 233.34 120.00

17 Paschim Medinipur 16.17 12.07 4.80 2.99 237.90 80.65

18 SMP 10.50 7.88 6.30 3.92 66.85 6.40

19 Uttar Dinajpur 69.75 6.53 6.30 4.27 31.46 26.70

25

Status of utilization of fund released under NRLM during the F.Y. 2013-14 (Rs. lakhs)

Sl.

No.

District CRP Honorarium SHG Database Tr. NRLM Marketing/ Fair

Fund

released

Fund

utilized

Fund

released

Fund

utilized

Fund

released

Fund

utilized

Fund

released

Fund

utilized

1 Bankura 14.25 14.20 7.28 3.23 0 0 7.72 0

2 Birbhum 6.26 5.49 7.04 0 0 0 5.00 0.37

3 Cooch Behar 9.60 1.53 5.93 5.55 0 0 3.00 2.99

4 Jalpaiguri 8.88 8.76 6.44 3.92 0 0 2.00 0.26

5 Malda 10.95 10.95 6.00 0 9.64 0 5.00 2.22

6 Purulia 12.75 1.95 6.92 0.57 0 0 3.00 0

7 Purba Medinipur 16.73 15.56 8.33 0 0 0 5.00 2.52

8 South 24 Pgs. 13.13 0 11.41 0 0 0 0 0

9 Burdwan 20.78 20.60 11.61 0.20 74.00 0 20.00 5.71

10 Darjeeling (GTA) 0 0 3.94 0.65 0 0 0 0

11 Dakshin Dinajpur 8.59 3.13 3.66 0.37 1.06 0 9.00 0

12 Howrah 11.77 11.77 6.28 0.28 16.67 1.56 6.03 5.97

13 Hooghly 15.52 10.01 8.28 0 0 0 15.44 11.58

14 Murshidabad 19.05 19.02 13.22 10.49 0.99 0.45 5.00 3.71

15 North 24 Pgs. 10.72 10.52 9.54 0.10 0 0 5.00 0.59

16 Nadia 14.02 3.63 8.56 0.56 0 0 0 0

17 Paschim Medinipur 19.80 10.88 14.04 0.25 0 0 1.40 0

18 SMP 1.65 1.61 1.43 0.81 0 0 1.87 0

19 Uttar Dinajpur 7.35 7.32 4.85 0.93 0 0 5.00 1.84

Status of utilization of Revolving Fund under NRLM released during the F.Y. 2013-14

26

Sl. No District Revolving Fund

% of

Utilization

Fund released to DMMUs

during the F.Y. 2013-14

Fund utilized up to

30.06.2014

1 Bankura * 18000000 2935000 16.30

2 Birbhum* 15000000 3057989 20.38

3 Cooch Behar 26341000 26341000 100.00

4 Jalpaiguri 7500000 7500000 100.00

5 Malda 30500000 29999980 98.36

6 Purulia 3030000 3030000 100.00

7 Purba Medinipur 58650000 58650000 100.00

8 South 24 pgs. 9980950 9980950 100.00

9 Burdwan* 14288000 6865000 48.04

10 Darjeeling (GTA)* 1410000 740000 52.48

11 Dakshin Dinajpur* 2950000 1380000 46.78

12 Howrah 16185000 12910000 79.76

13 Hooghly 12885000 12670000 98.33

14 Murshidabad 32700000 32355000 98.94

15 North 24 pgs. 22000000 17476470 79.44

16 Nadia 23334000 18300000 78.42

17 Paschim Medinipur* 23790002 8065000 33.90

18 SMP* 6685000 995000 14.88

19 Uttardinajpur 3146000 3135000 99.65

Total 328374952 256386389

27

MKSP

Status of Mahila Kisan Sashaktikaran Pariyojana (MKSP)

implemented by Lok Kalyan Parishad (LKP)

Project Title : Women in Agriculture: Strengthening Livelihoodthrough Natural Resource Management

Project Goal: to strengthen the livelihood status of womenagriculturists , augment their income & agricultural productivityand there by reduce their food and nutritional insecurity

Project Area:1. Birbhum- Illambazar , Labpur , Khairasole & Md. Bazar blocks,

2. Purulia- Jhalda-II & Jaypur blocks,

3. Dakshin Dinajpu- Harirampur & Bansihari blocks,

4. Uttar Dinajpur- Itahar & Goalpukur-I blocks

5. Jalpiaguri – Kalchini block

Target: 60000 MKs from landless agrarian families

Project period: 3 years (May 2013 to May 2016)

Project Cost: Rs.13.51 Cr (Central Share- Rs. 10.13 Cr , State Share-Rs.3.3184 Cr , LKP share-Rs.0.0616 Cr)

Beneficiaries (Target Vs. Achievement)( End of 1st year)

MKSP (Contd.)

District Target Achievement

Birbhum 26000 16170

Purulia 9000 6366

Dakshin Dinajpur 9000 5510

Uttar Dinajpur 10000 4813

Jalpaiguri 6000 3356

Total 60000 36215

PLAN OF ACTION FOR

2014-15

30

Setting up of DMMU in Intensive Districts

The Principle: DMMU as distinctly different from DRDC in look and feel

DMMU should have separate entrance and design fromDRDC

ADMD must have a separate chamber in the DMMU (andnot PD, DRDC Office)

The DMMU space must be of 2500 sq. ft. (approx.)

Rough work estimate for the civil works (includingelectrical, LAN) has to be done—the rough sketch ofDMMU should show its location as different from DRDC

If not available, any other government space / privatespace may be rented

31

Setting up of BMMU in Intensive/Resource Blocks

The Principle: BMMU as a distinctly different office in the

Block

No New Construction is allowed

The BMMU space must be of 2000 sq. ft.(approx.)

Rough work estimate for the civil works(including electrical, LAN) has to be done

32

Present Status Bankura

DMMU: Space of about 2500 sq.ft. may be available in theexisting DRDC but it may be difficult to make it completelyseparate from DRDC office.

BMMU at Simlapal (Resource Block): Space of about 1500 sq.ft.in a building, completely separate from the Block office isavailable for setting up of BMMU.

BMMU at Ranibandh (Intensive Block): Space of about 1200 sft.in a building, completely separate from the Block office isavailable for setting up of BMMU.

Birbhum DMMU: Space of 2500 sq.ft not available in the existing DRDC

premises. It is a 3-storied building; 1st floor houses the DRDC;Ground floor houses WB Fin. Corp.; 3rd floor houses anauditorium for the district

BMMU at Dubrajpur (Resource Block): Ample space available inthe un/under-utilised SGSY Training Hall (2nd Floor).

33

Present Status South 24 Pgs

DMMU: Space to be identified in the available space in the DMOffice Campus external to DRDC. Official Letter from ASOawaited. Layout and budgeting would be done after that

BMMU at Patharpratima (Resource Block): Space Available;Space available in all 4 Intensive/Resource Blocks

Purba Medinipur

DMMU: Space for DMMU available in the present DRDC building;Looking for lay out / design/budget support

BMMU: Plan and estimate for construction of BMMU atNandigram-I, Khejuri-II & Ramnagar-I already submitted. Vettingprocess at block is going on. Plan & estimate of Tamluk will besubmitted shortly.

34

Present Status Purulia

DMMU: Space existing for DMMU at their existing office building owned by P&RDD;For additional space P&RDD may be approached. Looking for guidance for lay out /design.

BMMU at Baghmundi (Resource Block): Space available in block premises BMMU at Manbazar-II (Intensive Block): Space available in Fed. Bldg.

Jalpaiguri DMMU: There is sufficient space in DRDC office to make a completely separate

office of 2500 sq.ft. for DMMU. But Organogram has been shared with PD/ADMD.ADMD will plan re-arrangement of offices accordingly. DRDC & DMMU planned in 2different floors; Architect of Zilla Parishad has already been asked to do the requiredsketches and floor plan

BMMU at Matiali (Intensive Block): 2000sq.ft. office space is available at Swayambhar Bhawan.The 1st floor may be used. District had earlier sent a budget estimate of Rs. 35 lakhs for thesame. Will resend the budget. Work can be commenced as soon as fund is available.

BMMU at Dhupguri (Intensive Block): Around 770 sq.ft is available at block premises. But inorder to accommodate BMMU staff and equipment, a new building has been proposed bydistrict. An estimate of Rs. 35 lakhs has already been sent to ASO. Furnishing and furnitureneeds to be procured.

35

Present Status Malda

DMMU: Proposed to be located in one of the floors of the unutilised 5 storiedResidential Training Center (2000 sq.ft. area approx.); Or a 875 sq.ft vacant space inthe 1st floor of present DRDC. Fund awaited for plan and estimate.

BMMU at Habibpur (Resource Block): Before closing of accounts, fund were given to BDOs ofintensive Blocks to create some infrastructure which may be used as BMMU infrastructure.There are some vacant staff quarters which may be converted to BMMU office. A meeting hallfor MGNREGS (300 sq.ft) could be used for training/meeting

BMMU at Manikchak (Intensive Block): Before closing of accounts, fund were given to BDOs ofintensive Blocks to create some infrastructure which may be used as BMMU infrastructure.There is a two storied building where each of the floor has approximately 800 sq.ft space. In theGround floor there is a training hall of about 500 sq.ftwhich is used for SHG training. The 1st

floor has a meeting hall used for training/meeting related to SHGs as well as for other meetings.If BMMU is to be located here, repairing, refurbishing, furnishing have to be done.

Coochbehar DMMU: In a 4-storied building the 1st, 2nd & 3rd Floor could be utilized for DMMU;

Some minor civil & electrical works may be necessary for which Rs. 15 lakhs isnecessary

BMMU : Land identified within the block premises of Sitai, Haldibari, Dinhata-I, Mekhliganj.However temporary establishment of the BMMU has been arranged by the BDOs in the existingpremises of the BDO office. For each BMMU vetted plan & estimate of Rs.31.96 lakh has beenprepared by DMMU & submitted to WBSRLM earlier.

36

Resource Block Strategy

37

Need for RB strategy

Develop in-house models of Social mobilization,IB, FI, Livelihoods by creating Proof of Concept

Develop learning and training ground forcommunity & staff (immersion site)

To create sufficient own resources (social, human)and models for scaling up the NRLM to newerblocks/districts

38

Progress . . .

WBSRLM signed a MoU with SERP

State Anchor Person (SAP) has already joinedWBSRLM

Intervention started in Patharpratima block ofSouth 24 Parganas with a start up workshop on9th July 2014 – 4 teams in place

26 PRPs and CRP teams to provide support to 4such Resource Blocks

39

Progress . . .contd.

4 CRP teams providing handholding &facilitation support to SHGs of 12 GramSansads under 4 GPs in the 1st round

Debriefing after every CRP round on 46th day

3 Resource Blocks of Bankura, Purba Medinipur& Purulia to be covered in 2014-15

40

Procurement Status• Base Line Study – Tech Evaluation report sent to

NMMU

• PMU for SMMU – RFP under issue

• Refurbishment of SMMU office – work underprogress

• Statutory Audit – EOI received

• Various items for RB mobilizations – order beingissued

• Procurement Manual circulated to districts—feedback needed

41

Regularization of DCC

and BLBC Meetings

42

Resolution of SLBC Sub-Committee on NRLM held on 16.06.14:

In terms of Action Points emerged in the meeting of Sub-Committee of SLBC on SHG/NRLM held on 07.11.2013, all LDMswere advised to form a Sub-Committee of DCC on SHG/NRLMfor bank wise effective monitoring of credit linkage of SHGs inthe DCC meeting. All LDMs are requested to keep the SLBCinformed whether the Sub-Committee on NRLM is formed andregular meeting of the Sub-Committee is being held.

In the DCC level the quarterly reporting of the LDM on SHGbank linkage should be placed and reviewed regularly.

In BLBC also, a Sub-Committee on NRLM should be formed andin all quarterly meetings the Bank Branch wise progress at theblock level should be reviewed and monitored in the BLBCmeetings.

43

Interest Subvention under NRLM Programme for making the SHGs aware about

interest subvention scheme to be organized.

In category-I Districts, It is to be ensured that thewomen SHGs get credit from Bank upfront @ 7%P.A. irrespective of recovery performance & getadditional interest subvention @ 3% P.A. in case ofprompt repayment.

For facilitating interest subvention calculation incategory –II Districts by the NRO of MoRD, basedon data shared by Banks, the Districts will have tomark the NRLM-compliant SHGs in the BankLinkage web portal of NRLM (Aajeevika), as perinstruction to be given by Anadadhara State Officeby conducting a workshop of the District Officialssoon.

Action points for augmentation of SHG-Bank Credit LinkageA) For providing 1st time credit (CC) to SHGs:

Identification of SHGs eligible for 1st time credit linkage fromBanks through grading of all ungraded SHGs of age 6 monthsor more to be completed immediately.

Grading team will comprise representatives of Upa-Sangha,Sangha, BMMU / Block & Bank Branch.

The SHGs found eligible for 1st time credit linkage after suchgrading should be facilitated to submit loan applications totheir concerned Bank branch.

It is to be ensured that the Bank branch provides an initial CClimit of minimum Rs.1 lakh to each eligible SHG within 15days of receipt of application.

The universally applicable common format for all banks,developed for grading and appraisal of loan application ofSHGs, as approved in the SLBC meeting should be used forthis purpose.

45

Action points for augmentation of SHG-Bank Credit Linkage (contd.)

B) For enhancement of credit limit of existing CC linkedSHGs:

The position of all the existing CC linked SHGs will haveto be reviewed accordingly , and it is to be ensured thatthe Bank branches take the following actions forenhancement of CC limits of the eligible SHGs dependingupon the situation:

The CC limit of all existing CC linked SHGs is to beenhanced by the Bank branches to minimum Rs.1 lakhwhere the limit is below Rs.1 lakh.

For the SHGs having CC limit between Rs. 1 lakh andRs.2 lakhs., the limit should be enhanced to Rs. 2 lakhsat the minimum.

46

Action points on SHG-Bank Credit Linkage (contd.)

C) District level workshop on SHG-Bank Credit Linkageinvolving LDM, DDM (NABARD), DistrictCoordinators of Banks, DMMU & BMMU FIPersonnel, District Nodal Officer of SHG & SE Dept,and District level representatives of other StakeHolders of SHG-Bank Credit Linkage will have to beorganized in each District soon.

D) District & Bank-wise SHG-Bank Credit linkage targetfor 2014-15 will be communicated soon inconsultation with SLBC . The Districts will have to fixup Bank-branch wise targets & to be approved inDCC meetings.

47

Miscellaneous issues on FI Financial Inclusion Survey by RBI in

selected Blocks with support of WBSRLM –Survey is expected to be completed by 2nd

week of July. District may share theupdates.

MoRD advised for immediate District &Block-wise Bank branch Mapping forfacilitating monitoring of SHG-Bank Linkageat all levels through SHG-BL portal of NRLM(Aajeevika)

48

Functioning of RSETIs

49

PERFORMANCE of RSETIs as on 31.03.2014

S.N.

Name of RSETI/ District

Grading Status

(2012-13)

2012-13Achievement

No. of Pgm & Youth Trained during 2013-14

% of Achievement

(Trainees)

Target for

2014-15

No. ofPGMs

PARTTarget Achievement

PGM PART PGM PART

1 BANKURA AA 19 396 39 795 37 860 108% 750

2 BOLPUR BC 4 116 17 510 14 547 107% 500

3 BURDWAN AA 26 577 30 820 29 841 103% 750

4COOCH BEHAR

C 4 109 12 360 8 273 76% 500

5DAKSHIN

DINAJPUR A 14 391 18 515 19 503 98% 750

6 DARJEELING NG 0 0 0 0 1 32 400

7 HOOGHLY BA 17 519 23 750 25 674 90% 600

8 HOWRAH BA 21 913 17 510 17 548 107% 600

9HOWRAH (BELUR)

AA 45 961 43 876 54 1321 151% 750

10 JALPAIGURI AB 873 32 580 29 613 106% 600

50

PERFORMANCE of RSETIs as on 31.03.2014 (Contd.)

S.N.Name of RSETI/ District

Grading Status (2012-

13)

2012-13Achievement

No. of Pgm & Youth Trained during 2013-14

% of Achievem

ent (Trainees)

Target for 2014-15No. of

PGMsPART

Target Achievement

PGM PART PGM PART

11 MALDA AB 36 1291 25 750 27 813 108% 600

12 MURSDBD AA 32 950 29 870 30 963 111% 750

13 NADIA BB 5 105 31 750 22 527 70% 600

14 N 24 PGS BA 16 470 27 715 22 694 97% 600

15PURBA

MIPORE A 19 597 30 840 20 642 76% 750

16PASCHIM

MIDNPUR BB 19 777 19 620 22 753 121% 600

17 PURULIA B 28 645 35 890 19 501 56% 600

18 S 24 PGS AA 37 1005 26 780 29 809 104% 750

19U.

DINAJPURA 17 402 28 750 21 502 67% 750

High- 8 ; Medium- 8 Low- 2 ; N.G- 1

404 11097 481 12681 445 12416 98% 12200

INFRASTRUCTURE STATUS of RSETIs as on 30.06.14

S.N.Name of RSETI/ District

Allotment of land

Building (Own

/Rented)Dormitory Classroom Director Faculty

1 BANKURA Identification in Process

Jointly with Math

Yes 3 Yes 1

2 BOLPUR Do Rented No 2 Yes 1

3 BURDWAN Identified Rented Yes 2 Yes 1

4 COOCH BEHAR Identified Rented

(WBCADC)Yes 1 Yes 1

5 D DINAJPUR Identification in

ProcessRented Yes 2 Yes 1

6DARJEELING (SILIGURI)

IdentifiedRented No 1 No 0

7DARJEELING

( GTA)Identification in

ProcessRented No 1 Yes 0

8 HOOGHLY Do Rented No 2 Yes 2

9 HOWRAH Do Rented No 1 Yes 1

10HOWRAH

(BELURMATH)Not Required

Owned by Math

Yes 4 Yes 2+52

INFRASTRUCTURE STATUS of RSETIs as on 30.06.14 (Contd.)

S.N.

Name of

RSETI/

District

Allotment

of land

Building

(Own

/Rented)

Dormitory Classroom Director Faculty

11 JALPAIGURI In Process Rented Yes 2 Yes 1

12 MALDA In Process Rented Yes 2 Yes 2

13 MURSHIDABAD Done Rented Yes 2 Yes 2

14 NADIA Identified Rented Yes 2 Yes 2

15 N 24 PGS In Process Rented Yes 2 Yes 1

16PURBA

MIDNAPORE Identified

Rented Yes 2 Yes 1

17PASCHIM

MIDNAPORE In Process

Rented No 2 Yes 1

18 PURULIA Identified Rented Yes 2 Yes 1

19 S 24 PGS Not reqd. Own Yes 2 Yes 1

20 U DINAJPUR In Process Rented Yes 2 Yes 1

TOTAL

Done - 1Identified - 6Under Process- 11

OwnedJointly - 3Rented - 17

Yes- 14No - 6

Yes - 19 Full (2) -5Part (1) -13

53

Status of RSETI-wise settlement of trained candidates as on 31.03.14

S.NName of RSETI/ District

Total Trained

Cumulative No. of Trainees Settled since beginning of the RSETI with

Bank Finance Self Finance Wage Emp. Total Settled

1 BANKURA 5911 2869 979 632 4480

2 BOLPUR 8967 2888 1915 805 5608

3 BURDWAN 3106 1081 744 1825

4COOCH BEHAR

383 39 49 88

5 D DINAJPUR 1239 311 449 175 935

6DARJEELING

( GTA)32 10 10

7 HOOGHLY 1999 1274 131 0 1405

8 HOWRAH 2100 1724 0 0 1724

9HOWRAH (BELUR)

8743 139 6956 527 7622

10 JALPAIGURI 3396 2461 75 0 2536

54

Status of RSETI-wise settlement of trained candidates as on 31.03.14(Contd.)

S.N

Name of RSETI/ District

Total Trained

Cumulative No. of Trainees Settled since beginning of the RSETI

Bank Finance

Self Finance Wage Emp. Total Settled

11 MALDA 1933 1227 153 32 1412

12 MURSIDABAD 5192 1824 2108 0 3932

13 NADIA 1151 176 508 0 684

14NORTH 24

PARGANAS3456 950 452 0 1402

15PURBA

MIDNAPUR1568 516 442 30 988

16PASCHIM

MIDNAPUR4126 1203 668 77 1948

17 PURULIA 1146 846 61 26 933

18SOUTH 24

PARGANAS 4739 3377 342 174 3893

19UTTAR

DINAJPUR 1289 681 285 4 970

TOTAL 60476 23596 16317 2482 42395

55

Reimbursement of claim for Training Expenses of RSETIs in respect of Rural BPL Youths

As per latest guidelines of MoRD, the RSETIs ofgrade B and above are eligible to getreimbursement of training expenses, incurred forrural BPL youths, from WBSRLM.

The Director of RSETIs are required to submit theirclaim through their respective Bank Trust inprescribed formats after due approval of the LocalAdvisory Committee (LAC)

56

57

KARMATIRTHA

Convergence with

MGNREGS & CFT

Strategy Project

58

Initially Sanctioned for 18 blocks in the State:

District Block Intensive/Non-Intensive CSO / CFT Selected

Bankura Hirbandh Non-Intensive PRADAN

Ranibandh Intensive PRADAN

Paschim Medinipur Nayagram Non-Intensive PRADAN

Gopiballavpur-I Non-Intensive PRADAN

Binpur-I Non-Intensive PRADAN

Binpur-II Non-Intensive PRADAN

Dakshin Dinajpur Bansihari Non-Intensive LKP

Harirampur Non-Intensive LKP

Jalpaiguri Kalchini Intensive/Resource Block LKP

Uttar Dinajpur Itahar Non-Intensive LKP

Birbhum Illambazar Non-Intensive LKP

Md. Bazar Intensive LKP

59

District Block Intensive/Non-Intensive CSO / CFT Selected

Birbhum

Khoyrasole Non-Intensive LKP

Labpur Non-Intensive LKP

Purulia

Joypur Intensive LKP

Jhalda-II Non-Intensive LKP

Bagmundi Intensive/Resource Block PRADAN

Malda Habibpur Intensive/Resource Block RCHSS

8 districts 18 blocks

• LKP is operating in 10 blocks (within 5 districts)• PRADAN is operating in 7 blocks (within 3 districts)• RCHSS is operating in 1 block (within 1 district)

60

Present Status (as on 15th July 2014):

State level Joint Workshop (WBSRLM and State MGNREGS Cell)done with the DRDCs, Dist. MGNREGS Cell (DNO), and the NGOs

As on 15th July 2014, PRADAN will be operating in 5 blocks (not 7)[no longer in Gopiballavpur-I and Binpur-I]

All the 3 NGOs/CSOs have submitted district wise final proposals

All the 3 NGOs/CSOs have signed MoU with the State Government(P & RD Dept.)

RCHSS has completed district level meeting. LKP and PRADAN areabout to initiate those district level launching meetings

LKP and RCHSS have deployed the CFT teams in the field (3 teamsper block; 3 persons in each team); PRADAN yet to do so

CSOs (CFT Teams’) registered Online in the MGNREGS NationalWebsite: done for RCHSS and LKP; for PRADAN it will be doneonce the CFTs are deployed

61

SHG Database 2nd Phase

DIRECTORY

62

SHG Database Digitization

SHG Details as well as Member details To be entered into nrlm.gov.in

Both Online & Offline system created; after entry can be synced with online system

Later to be imported into WBSRLM’s own ICT solution

Protocols to collect data & digitize at block level to be defined; guidelines to be issued

To be hosted in MoRD, GoI’s NRLM Site

As new groups come up addition will be done accordingly

63

CAVEAT

This Directory will not be possible, unless:

1. Location Master is Standardized

2. Bank/Branch Master is Standardized

Active Support from DMMUs required here

But as we said Protocols/Guidelines will be issued

64

Allocation under State

Budget

65

Status of utilization of funds under state budget provision

(2008-09 to 2012-13) ( Rs. in lakh)

District

Total Released (from 2008-09 to

2012-13)

Total Utilized (from 2008-09 to

2012-13)

Total Unutilized ( from 2008-09

to 2012-13)

Remarks ( % of fund

utilized)

Bankura 180.90 178.70 2.20 98.78%

Birbhum 282.90 282.10 0.80 99.71

Burdwan 272.45 177.79 94.66 63.05%

Cooch Behar 155.80 154.30 1.50 99.04%

Dakshin Dinajpur 54.75 27.95 26.80 51.05%

Darjeeling (GTA) 26.75 18.55 8.20 69.35%

Hooghly 343.25 180.70 162.55 52.64%

Howrah 324.49 287.97 36.52 88.75%

Jalpaiguri 240.54 194.51 46.03 80.86%

Malda 146.20 55.98 90.22 38.29%

66

Status of utilization of funds under state budget provision

(2008-09 to 2012-13) ( Rs. in lakh) …contd.

District

Total Released (from 2008-09 to

2012-13)

Total Utilized (from 2008-09 to

2012-13)

Total Unutilized ( from 2008-09

to 2012-13)

Remarks ( % of fund

utilized)

Murshidabad 210.00 169.74 40.26 80.83%

Nadia 88.45 53.25 35.2 60.20%

North 24 Pgs 66.15 48.93 17.22 73.96%

Paschim Medinipur

205.00 64.28 140.72 31.36%

Purba Medinipur 438.35 259.12 179.23 73.96%

Purulia 81.92 42.16 39.76 51.46%

South 24 Pgs 147.10 101.10 46.00 68.73%

SMP 70.95 33.13 37.82 46.69%

Uttar Dinajpur 63.10 34.90 28.20 55.31%

Total 3399.05 2254.05 1145.00 66.31%

67

Poor utilization in some items of some districts

District Items Year Fund Released

( Rs.in lakh)

Utilized

(Rs. in lakh)

Hooghly Bilkuli trg centre 2009-10 85.00 9.00

Howrah Back Yard Poultry 2011-12 15.00 2.29

DIYA Packaged water 2010-11 20.00 3.15

Murshidabad Jute base carpet

making

2008-09 75.50 50.19

Handloom Centre 2011-12 29.00 14.10

Purba Medinipur Banana Tissue

Hardening

2008-09 9.00 2.18

Support to clusters 2010-11 72.95 8.55

Chicks Rearing Unit ( 2

units)

2012-13 25.00 0

Purulia Banana Tissue

Hardening

2008-09 6.30 0

SMP Horticulture Activities

( Rs.20.. lakh) &

Construction of

Training Centre

(Rs.11.10 lakh)

2010-11 31.10 8.9

68

Way Ahead...Closure of SGSY Accounts Implementation of CSP Guideline

Tally Installed in 19 districts Training and CB Plan

GIB (FMIS) Installed in 2 districts COM Workshop at state level

Infrastructure – DMMU (all 19) Workshop on CIF

Workshop on Sangha Registration Bankers Immersion

Infrastructure – BMMU (32 Int. Bl.) MIP/MCLP Workshop

Money pending for disposal – State Budget – RF/PF

SHG Bank Linkage Workshop – State Level– District Level

SHG Database – 2nd Phase Preparation for Resource Block implementation in 3 Phase I districts

Appraisal of district AAPs for 8 Intensive DMMUs on 30th July at North Bengal & 31st July at Kolkata

Workshop on Procurement methodology

District Programme Review also along with Agencies working in NRLM sub-components (MKSP, MGNREGS Convergence & ASDP)

69

Thank You

70