NO PRESSURE. NO WORRIES.

MINI DEBT-RELIEF COVER.

For your convenience, choose 1 of 3 Debt-Relief options.

Option 1: Death Benefit.Covers the full outstanding debt owing on your credit agreement, less arrear payments or additional capital advances up to a maximum of R1,5 million.

Permanent Disability Benefit.An amount equivalent to the death benefit shall be paid.

Option 2. Death, Temporary Disability, Critical Illness, Retrenchment and Hospitalisation Benefits.

Includes option 1 benefits as well as:

Temporary Disability Benefit.Pays a maximum of 12 (twelve) instalments, up to a maximum of R20 000 per instalment, towards the credit agreement. The benefit commences after a deferred period of 30 (thirty) days after inception.

Critical Illness Benefit.Should you be diagnosed with any of the listed Critical Illnesses – refer to your policy wording – the settlement amount (excluding arrears and additional capital charges) due on your credit agreement will be paid. Any condition arising from a pre-existing condition/s are excluded.

Retrenchment Benefit.Pays up to 4 (four) monthly instalments, up to a maximum of R20 000 per instalment, on your credit agreement should you be retrenched or made redundant. (only available to employed individuals).

Hospitalisation Benefit.Pays up to 4 (four) monthly instalments, up to a maximum of R20 000 per instalment on your credit agreement should you be hospitalised for more than 7 (seven) consecutive days. (Only available to self-employed individuals).

There is a 90-day exclusion period from date of inception with regards to Permanent Disability, Critical Illness, Retrenchment and Hospitalisation benefits.

Option 3: Help–U–Pay.The Help–U–Pay option offers the same benefits as Debt Relief however it is paid out on a monthly basis of up to a maximum of 10 (ten) instalments on Death, Permanent Disability, Temporary Disability and Critical Illness and up to a maximum of 4 (four) instalments on Retrenchment / Hospitalisation. A maximum of R20 000 per instalment will be paid towards your credit agreement. There is a 90-day exclusion period from date of inception with regards to Permanent Disability, Critical Illness, Retrenchment and Hospitalisation benefits.

MINI Financial Services1 Bavaria Avenue Randjespark Ext. 17 Midrand 1685

Tel. 0860 100 269Email. VAPS.MINI@MINIfinance.co.za

Revision: 05/2016/707030

Please note that this is not the policy wording. Please read the policy wording for the full benefits, comprehensive terms and conditions of this cover.

MINI Financial Services is a division of BMW Financial Services (South Africa) (Pty) Ltd. an Authorised Financial Services and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd., Licence No. 75.