Meadowlands USA: June/July

2015June/July$4.00

AVE Flexible-Stay

AccommodationsFemale leadership champions

service & community

New Wave of MBA Programs: Meeting the Needs of Today’s Job Market

Data Security: Prevent Loss & Protect Your Business

Life Insurance: Converting Policies Into Senior Care Benefits

Connecting New Jersey Businesses

WE REACH HIGHER WHEN WE WORK TOGETHER

Towering achievements through collaboration

Local 825 Operating Engineers have been at the controls of high-rise construction from Atlantic City to Jersey City.

Our operators are the best trained and most experienced on any construction site. Yet it takes even more to raise productivity.

Collaboration is the key to reaching new heights and Local 825 Operating Engineers are trained to rely on construction team members to get big things done safely, on time and on budget.

Collaborating comes easily to us because our 6,500 members are involved in their communities every day of the year – as workers, volunteers, coaches, moms and dads.

We can help lift your productivity … and your bottom line. Let’s reach new heights together.

Local 825 Operating Engineers work together to build better communities.

BETTER BUILDING BEGINS HERE WWW.IUOE825.ORG

International Union of Operating Engineers

LOCAL 825Greg Lalevee, Business Manager

Reach_Higher_League_Muni.indd 1 12/17/14 8:44 AM

Gehtsoft provides custom software development services that empower businesses to perform at their highest levels on any

platform for virtually any application across a broad range of industries. Gehtsoft employs over 90 skilled developers with years of experience in business analysis and project

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Building On Common Ground

Engineers Labor-Employer Cooperative (ELEC) is a collaborative organization with representatives from:

International Union of Operating Engineers Local 825

Associated Construction Contractors of New Jersey

Construction Industry Council of Westchester & Hudson Valley

Construction Contractors Labor Employers of New Jersey

Greg Lalevee, Chairman | Mark Longo, Director WWW.ELEC825.ORG

ELEC is the labor-management fund for IUOE Local 825

WE PARTNERWITH

DEVELOPERS TO BUILD

OPPORTUNITYCOLLABORATION THAT

PROMOTES YOUR BOTTOM LINE

ELEC partners with business and professional organizations to promote projects for developers.

Market support and advocacyWe advocate for policies, legislation and regulations that have helped initiate major bridge-building projects, win approvals for pipeline construction and authorize large-scale urban development programs.

We provide professional services that help developers win grassroots support for projects, obtain local approvals and secure permits.

Skills + experience + safety = productivityELEC is a labor-management organization built on collaboration between Local 825 Operating Engineers and its union contractors. We continually invest in workforce credentialing and training that ensure greater skills, a superb record of safety and a more profitable bottom line.

Efforts that make a differenceLearn how we can help your business develop!Contact Kate Gibbs at 973-630-1011.

Elec_Developers_League_Muni_8_.75x11.25.indd 1 1/30/15 10:52 AM

DEPARTMENTS

Connecting New Jersey Businesses

LEADERSHIP COUNCIL

AllstateBergen Community CollegeBergen Engineering/Branca PropertiesBoiling Springs Savings BankBruinooge & AssociatesComfort Guard Contracting LLCErnst & Young, LLPEastwick CollegesForsgate Industrial PartnersFORT GroupGoya FoodsHackensack University Medical CenterHartz Mountain IndustriesJ. Fletcher Creamer & Son, Inc.JACOBSKearny BankMeadowlink Commuter ServicesMetroMultiMediaMWW GroupNAI James E. Hanson, Inc.New York JetsNJSEAOnyx Equities, LLCPrime MSPPSE&GSkanska USATD BankUnited Water NJVerizon

Publisher:Meadowlands Regional Chamber of Commerce, Inc.

201 Route 17 NorthRutherford, NJ 07070201.939.0707

Managing Editor: Joe GaraventeEmail submissions:[email protected]

Advertising Director:Martha Morley, Greer Enterprises, Inc.201.493.7996

Design: Evan Eagleson, Eighty6, LLC.

Printing: Action Graphics

Meadowlands USA Magazine Distribution:MTM Resources

Copyright 2015. All rights reserved. Reproduction of any artwork, editorial material or copy prepared by Meadowlands Regional Chamber of Commerce and appearing in this publication is strictly prohibited with-out written consent of the publisher. Additional maga-zines and reprints of articles are available.

The views expressed in this magazine are those of the authors and do not necessarily represent the views of, and should not be attributed to, the Meadowlands Re-gional Chamber.

3MEADOWLANDS USA meadowlands.org JUNE/JULY 2015

contents

18 26 364

414244454648

Meadowlands Business ReportHarmon Meadow Retail, Restaurants & Hotels DirectoryMeadowlands Restaurants & DiningEvent Planning & Catering ServicesMeadowlands Hotels & AccommodationsDestination MeadowlandsNews From the Meadow

610141622243034363840

Economic UpdateAccountingFeatured Member: Headstrong ProjectInsurance & Risk ManagementLegalFeatured Member: NJ Sharing NetworkHealth & WellnessSmall Business Corner Tourism & HospitalityInternational Business SpotlightTech Talk

FEATURES

182637

The MBA in Today’s Business WorldAVE Flexible-Stay AccommodationsWomen Rising: Q&A with Influential Women Business Leaders

Cover: AVE Flexible-Stay Accommodations, Female leadership champions service & community

Iam pleased to announce that since launching the blog version of Meadowlands USA (www.meadowlandsusa.com) three months ago, we have seen a steady and strong increase in the number of unique web visitors. In addition to our growing traffic and readership, I would also

like to report that the engagement levels for the print version, both in terms of advertising and editorial, are on the rise as well.

To better understand our readership, we conducted a study a few months ago and will continue survey readers on a more frequent basis as our audience is constantly evolving with our progressing medium. These metrics are helping us better understand who is reading the publication so we can feature constructive content that is of interest to them and connect them with viable resources for their businesses. Here is a recent snapshot of our readership:

We are currently in the planning stages of other supplements and initiatives so stay tuned for more information on how you can get your business involved from the start on these exciting new projects. As always, we invite you to participate in Meadowlands USA so if you are interested in advertising or submitting content, please contact Joe Garavente at [email protected] or (201) 939-0707.

Enjoy this issue and don’t forget to also check out the blog www.meadowlandsusa.com for even more content!

Respectfully,

Jim Kirkos

Follow me on twitter: @JimKirkos

To stay informed about more activities from the Meadowlands Regional Chamber please visit www.meadowlands.org.

Business ReportFrom the Desk of Jim KirkosPresident & CEO, Meadowlands Regional Chamber

4 MEADOWLANDS USA meadowlands.org JUNE/JULY 2015

Graduate Study for

Nonprofit &Government

Master of AdministrativeScience (MAS)This accelerated 30-credit leadership and administrativedegree program — especially designed to advance thecareers of government and nonprofit professionals —is offeredin locations close to your work or home.

• Earn your degree while working full-time through evening or Saturday classes at more than 50 convenient New Jersey locations

• Taught by experienced working practitioners

• No entrance exam required

• Affordably priced

• Advanced standing option available to students with graduate credits in this and other areas of study

• Earn an 18-credit, six-course certificate in one of 15 areas of study, many available online

Online Graduate Certificates in• Global Leadership & Administration• Global Security & Terrorism Studies• Emergency Management Administration• Computer Security & Forensic Administration

Developed in cooperation with the National Guard Bureau, these 18-creditprograms are offered in a convenient online-only format. Credits can beapplied toward the MAS degree.

A DIFFERENT KIND OF PROFESSIONAL DEGREE

StatewideLocations• Atlantic City• Audubon• Belleville• Bordentown• Bridgeton• Budd Lake• Buena Vista• Camden• Cape May• Collinswood• Cranbury• Dover• Eatontown• Edison• Egg Harbor Township• Fort Dix• Fort Lee• Freehold• Hackensack• Hamilton• Jersey City• Lakewood• Livingston• Lyndhurst• Madison• Morris Plains• Newark• Newton• Oradell• Paramus• Parsippany• Passaic• Paterson• Port Murray• Princeton• Ridgewood• Roselle Park• Secaucus• Sewell• Somerville• Teaneck• Toms River• Totowa• Trenton• Wall Township• Warren• Wayne• West Deptford• Westfield• West Orange• West Trenton• Willingboro

fdu.edu

CLASSES BEGIN YEAR-ROUNDFor start dates or information, contact:

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hoose New Jersey, Inc. is of-fers small businesses across the Garden State an online tool,

RPF Watch, which can help them poten-tially win millions of dollars in contracts.

With hundreds of Request for Pro-posals (RFPs) distributed on a daily basis, small businesses can easily miss opportunities for which they are quali-fied and can potentially fulfill. For small businesses that depend on contracts, RFP Watch can be a game changer and a criti-cal resource for more opportunities.

“We launched RFP Watch two years ago to help spur local economic develop-ment in our state,” said Michele Brown, President and CEO of Choose New Jer-sey. “The easy-to-use online tool is a simple solution to a big problem—how to get small businesses in touch with the many business opportunities within our state and beyond.”

RFP Watch aggregates data from more than 30,000 public and private sources to deliver more than 10,000 con-tracts leads each month on average. The tool alerts companies to bids and con-tracts most relevant to their businesses on a daily basis via e-mail. Subscribers may also search the database by industry or keyword to find business leads perti-nent to the work they do.

The data sources for the contract leads include state, county and munici-pal government, police and fire depart-ments, hospital and health facilities, school districts and higher education, utilities, airports, public transportation and more. The offerings expand beyond just New Jersey and also include leads from New York, Pennsylvania, Delaware and Maryland.

“So many small businesses help power New Jersey’s economy,” remarked Brown. “RFP Watch is just one way that Choose New Jersey is helping small businesses succeed in the Garden State.”

RFP Watch is available to all compa-

More Bids, More Business

ECONOMIC UPDATE

Connect to strong contract leads with RFP Watch

nies with a New Jersey location for only $25. Businesses interested in a subscrip-tion to RFP Watch are encouraged to reach out to Choose New Jersey, its supporters or the Meadowlands Regional Cham-ber to receive the special discount code.

For additional information about RFP Watch or to subscribe online, please visit http://rfpwatch.choosenj.com.

About Choose New JerseyChoose New Jersey, Inc. is a privately funded 501(c)(3) corporation charged with encouraging and nurturing econom-ic growth throughout New Jersey with a focus on making the state’s most dis-

tressed cities engines for growth and op-portunity. Through marketing, business attraction and lead generation activities, Choose New Jersey markets New Jersey as a premiere business location to both domestic and international businesses.

Choose New Jersey is one of four elements of the Partnership for Action (PFA), which is led by Lt. Governor Kim Guadagno and also includes the New Jersey Business Action Center, the New Jersey Economic Development Au-thority and the Office of the Secretary of Higher Education.

For more information, visit www.choosenj.com.


C RFP WATCH: BY THE NUMBERS

10,548 CONTRACT LEADS POSTED DURING THE LAST MONTH

$365,785,956 IN CONTRACTS AWARDED DURING THE LAST WEEK

90% OF RFPS POSTED WITHIN ONE BUSINESS DAY

41% OF CONSTRUCTION PROJECTS DELIVERED WITH PLANS, SPECS AND BID DOCUMENTS

$1 TO $225,000,000 RANGE OF CONTRACT AWARDS OVER THE LAST MONTH

ctions taken in June of 2015 by the Board of the New Jersey Economic Devel-opment Authority (EDA)

under the Grow New Jersey Assistance Program (Grow NJ) include projects that support the attraction of businesses in the manufacturing industry that hold the promise of creating over 450 new jobs and leveraging the private investment of more than $26.2 million in New Jersey’s economy.

Grow NJ is the state’s main job creation incentive program and it is ad-vanced under the New Jersey Economic Opportunity Act (EOA) of 2013.

“The EOA continues to be effective in attracting industries that are critical to the growth of New Jersey’s economy, in-cluding manufacturing,” said EDA Chief Executive Officer Melissa Orsen.

Orsen notes that approximately 68 percent of tax credits approved to date

Job Creation at Frederick Goldman in Secaucus

ECONOMIC UPDATE

Economic Development Authority approves private investment in New Jersey’s manufacturing sector

under the Grow NJ program support a company in a targeted industry; notably, over 34 percent are companies in the manufacturing sector.

Among the projects approved to-day are two manufacturing companies, including Manhattan-based Frederick Goldman, Inc., which was approved for up to $16 million over 10 years if the company chooses to purchase a facility rather than locate its operations in New York. This action will create 214 new jobs in Secaucus.

Frederick Goldman is a privately held jewelry manufacturer, whose prod-ucts are often sold under such brand names as ArtCarved, Vera Wang and Scott Kay.

SSB Manufacturing Company, a wholly-owned manufacturing subsidiary of Serta Simmons Bedding, is consider-ing creating a new manufacturing facil-ity with an accompanying showroom in

Carteret, or expanding an existing com-pany facility in Pennsylvania. To encour-age the company to choose New Jersey and create more than 250 new jobs in the state, SSB was approved for up to $27.6 million in tax credits over 10 years.

The EDA is part of the state’s re-sults-driven Partnership for Action. Cre-ated by Governor Christie and led by Lt. Governor Guadagno, the Partnership is the hub for all economic development activity in New Jersey and is comprised of four interconnected and highly fo-cused organizational elements: Choose New Jersey, the Business Action Center, the Office of the Secretary of Higher Ed-ucation and the EDA.

To learn more about opportunities for business growth throughout New Jersey, visit the state’s business portal at www.NewJerseyBusiness.gov or call the Business Action Center at (866) 534-7789.


A

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www.UnitedWater.com

Protecting our environment.

Serving our community. Today and tomorrow. We know the two go hand in hand.

That’s why everything we do is focused on what you need today while we plan and prepare for what the world might need tomorrow. Clean water. A healthy Earth. For your small corner of the world and for the global community.

Every day we’re your vital resource, providing stewardship of our most vital natural resources.


he IRS recently finalized mandatory regulations that help distinguish capital expenditures from supplies, repairs, maintenance and other deductible expenses.

These regulations require a significant investment in time and talent to assure compliance. Virtually every business that ac-quires, produces or improves tangible property must comply with these new rules for the tax year beginning on or after Jan-uary 1, 2014.

The new rules are “taxpayer friendly” from the standpoint of providing guidance for accelerating deductions for certain tangible property expenses under new criteria for treating ex-penses as materials and supplies, repairs and maintenance or improvements to tangible property.

Businesses will need to address the new tangible proper-ty regulations beginning with their 2014 tax return. This will require each business to adopt new accounting methods with the IRS. This change in the regulations will mean that most taxpayers will be required to file Form 3115 - Application for

Change in Method of Accounting for the 2014 year. Recently, new guidelines were issued to simplify the pro-

cess for adopting the new rules for some businesses. These regulations can be retroactively applied to previously capi-talized assets to determine if a catch-up adjustment should be made in the current year. Businesses which elect to apply the new rules to previous years need to file additional forms with the IRS to adopt these regulations and claim the adjustment on their 2014 tax return.

The application of the new regulations provides value to you by increasing your ability to deduct tangible property ex-penses sooner than you have previously. The benefit of adjust-ing prior year capitalized expenses is only available for a 2014 tax return.

Steven Blumenthal, CPA is the Principal of MBAF CPA’s LLC, located on 440 Park Avenue South, New York, NY 10016. He can be reached by telephone at (212) 931-9254 or email at [email protected].

Distinguishing Capital Expenditures & Deductible Expenses

ACCOUNTING

New repair regulations will impact you and your tax return


T


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ith growth picking up for many of the firms we serve, our cli-ents often ask if they should

outsource some of their accounting func-tions —or outsource more of them.

It is no surprise they see outsourcing as a valuable strategy to expand their team’s capacity. Recent research by KPMG found that enterprise firms use outsourcing for a variety of tasks, such as:

• Accounts Payable: 23%• Transactional Purchasing & Accounts

Receivable: 19% • General Accounting: 17%• Management Reporting: 10%• Analytics: 9%

While outsourcing does not work in every situation, consider these eight ques-tions to determine if and when you should outsource your accounting projects.

1. Does your company need a CFO’s expertise, but not full time? With salaries for internal financial staff ris-ing, hiring a CFO for a permanent job only makes sense when you have enough work to occupy a full-timer. Outsourcing can al-low you to attract the expertise you need without committing to a full-time hire.

2. Do you run a private equity firm that has acquired companies that need accounting help? Relying on highly-skilled, outsourced pro-fessionals can help you if you want to keep overhead at your acquisitions lean. For in-stance, we work with a number of private equity firms that have done roll-ups and want to maximize the profitability of the companies they have acquired.

3. Are you having trouble attracting a staff accountant? If you run a high-risk startup or your firm’s accounting needs are not especially chal-lenging, it may be hard to lure the top can-didates you need. Outsourcing can help you avoid the high cost of replacing recruits you have trained.

Typically, accounting firms that handle outsourced work employ staffers at many levels of experience. They will assign an accountant who will find your projects chal-lenging. That way you will not have to wor-ry about driving senior staffers out the door by asking them to handle an entry-level task like cutting checks.

4. Is your existing finance team struggling with specialized areas of reporting and compliance? Ninety-nine percent of U.S. executives sur-veyed by the Financial Executive Research Foundation and Robert Half believe their compliance burden will either increase or, at a minimum, stay the same over time. If your staff is constantly grumbling about the effort it takes to keep up with ever changing rules and regulations, outsourcing can free them to focus on other important work.

5. Are you doing business across national or state borders? Many firms are frustrated by the time re-quired and regulated filings they face when they expand their operations and sales teams across state borders. The same holds true for overseas firms that expand into the United States. Often, it is more cost-effec-tive to rely on an outsourced professional with expertise in each state’s requirements than to develop this knowledge among their own internal team.

6. Do you employ a bookkeeper but suspect your financial record keeping needs improvement? Many small and midsize firms rely on staffers who, while competent, keep messy books. That results in a lot of costly year-

Streamlining Your Bookkeeping

ACCOUNTING

How to determine if you should outsource accounting functions


Wend cleanup work by their accounting firm. Having an outsourced professional orga-nize your books monthly can reduce these hassles and give you the assurance that they are always in good shape.

7. Is your company relying on one person to handle all financial functions without any segregation of duties? As a best practice, a company should main-tain separation of duties. By outsourcing work such as payroll, accounts payable or bank reconciliations, you can separate these duties and enhance internal controls.

8. Is your accounting team fully staffed? If you are outsourcing enough work to oc-cupy a full-time financial professional on an ongoing basis, it is usually time to consider making a new hire. A good outsourced ac-counting firm will put into place best prac-tices and technologies that help you make a smooth transition.

Hiring the right firm for your tax plan-ning and return preparation is vital to your financial success.

RotenbergMeril is ranked as one of the top accounting firms in New Jersey and their specialized services include: audit/account-ing, public company/SEC services, benefit planning, taxation, financial outsourcing, litigation support, valuation and interna-tional consulting. If you feel your business may benefit from outsourcing some or all of your accounting functions, contact the ex-perts at RotenbergMeril at (201) 487-8383 or visit www.rmsbg.com to learn more.

Built on tradition. Focused on your future.

The M.B.A. in Management at Berkeley College.

With a reputation for exceptional business education that dates back to 1931 and a strong track record of evolving to meet the ever-changing demands of the professional world, Berkeley College is proud to offer a Master of Business Administration (M.B.A.) degree in Management through its School of Graduate Studies.

This program provides business professionals seeking to excel in their careers an opportunity to study a highly focused curriculum that incorporates classroom concepts and theories into projects related to their current jobs.

Classes are taught by accomplished faculty members who are industry practitioners, in a flexible, technologically-advanced learning environment. Visit BerkeleyCollege.edu/MBA or call 800-446-5400 ext. PMM to learn more.

Join us for an information session on Saturday, July 11, 2015 from 10:00 am – 2:00 pm

Admissions Welcome Center 44 Rifle Camp Road, Woodland Park, NJ

Berkeley College reserves the right to add, discontinue, or modify its programs and policies at any time. Modifications subsequent to the original publication of this information may not be reflected here. For the most up-to-date information, please visit BerkeleyCollege.edu. For more information about Berkeley College graduation rates, the median debt of students who completed programs, and other important disclosures, please visit BerkeleyCollege.edu/disclosures.

[email protected] • BerkeleyCollege.edu

Programs offered in New York, New Jersey, and Online.

Headstrong Project409 East 60th Street

New York, NY 10022

Services Nonprofit help for veteranswith post traumatic stress

Top ExecutivesZach Iscol

Dr. Ann BeederGerard Ilaria

Christopher WilsonEvelyn Polcari

Year Founded May 2012

Number of Veterans Helped60


Organization BackgroundThe Headstrong Project is a not-for-profit veteran’s service organization founded in 2012 that is committed to helping fellow veterans heal hidden wounds of war in order to lead full and meaningful lives. Through its Cornell partnership, the Headstrong Project pro-vides mental health care that is completely confidential, cost free, and bureaucracy free.

Beginning in 2012, under the leadership of Zach Iscol, a combat decorated former Marine officer and Iraq veteran of the Battle of Fallujah, and Dr. Ann Beeder, a lead-ing psychiatric and public health expert, we launched a long term project to provide confidential cost-free, stigma-free, and bureaucracy-free mental healthcare to Iraq and Afghanistan veterans.

Our model is veteran led and driven. Treatment plans are a collaboration between care providers and the veteran seeking help. Veterans who have successfully completed treatment are part of the team, advising on veteran engagement, acting as peer naviga-tors and advocates, and taking part in long term strategy development. It is a cost free program for a number of reasons. It takes a lot for a combat military person to admit that he/she needs help, and Headstrong wishes to lower the threshold for entry to permit seamless and immediate care.

Weill Cornell Medical College was founded in 1898, and affiliated with what is now New York-Presbyterian Hospital since 1927, Weill Cornell Medical College (WCMC) is among the top-ranked clinical and medical research centers in the country. Weill Cor-nell Medical College strives for excellence and operates through its tripartite mission of education, research and high-quality patient care. The Headstrong program at Weill Cornell Medical College works out of 4 locations: the offices of Dr. Ann Beeder at 1163 York Avenue, offices of Gerard Ilaria, LCSW at 409 East 60th Street, the Vincent P. Dole Clinic at East 70th Street, and the Midtown Center for Treatment and Research at 56 West 45th Street, all in Manhattan.

What They DoThe Headstrong Project and Weill Cornell Medical College bring together mental health clinicians who are specially trained in combat trauma and Post Traumatic Stress Disorder (PTSD). We utilize evidence-based, effective mental health treatments and protocols that can immediately impact returning combat veterans for the better.

Therapies and techniques include Eye Movement Desensitization and Reprocessing

All photos ©2015 flickr.com/photos/dvids/sets and made available under an Attribution 2.0 Generic license.

FEATURED MEMBER


(EMDR) and Cognitive Behavioral Therapy; the two most stud-ied and recommended treatments for PTSD. It can include sub-stance abuse treatment, individual or group, at Weill Cornell’s Midtown Treatment Center. It also includes supportive psycho-therapy, group therapy, and in some cases medication.

We employ an integrated and personalized treatment ap-proach—no two treatments look alike. We are also connecting the veteran to other necessary services such as Traumatic Brain Injury (TBI) assessment, and referral to medical care. We also connect the veteran when appropriate to other organizations that can help with reducing isolation and creating community through engaging with other veterans, such as Wounded Warrior Project, Team Red White and Blue, lAVA and Team Rubicon.

Finally, we serve families: veterans’ spouses, girlfriends/boyfriends, parents, etc. During assessment, when it is deter-mined that there is stress on the family system, or if there is involvement and support provided by family, we offer support to the family member. This is done either individually or in a group. We do not put a cap on the number of sessions or services we provide. Some veterans may utilize us in the short term, to re-turn later if their needs change. Many stay and progress through therapies, working on a variety of issues on the road to recovery.

Impact of Headstrong in the Workforce & Civilian LifeOur clients often come to us extremely symptomatic and very worried about their safety, and their ability to function. Our tai-lored, client sensitive and collaborative approach has allowed our veterans to do extremely well, and cross many significant milestones that include employment, marital/relationship im-provement and re-connection with the people they were prior to traumatic events.

Progress & DevelopmentsThis year we intend to add an additional psychiatrist and addi-tional trauma trained social workers to meet the need for more treatment slots. Referrals from veteran service organizations like Wounded Warrior Project and NYU Military Family Clinic often carry diagnoses like TBI and multiple medical problems.

We need to increase our part-time psychiatrist’s slots to meet the need for psychiatric assessment for this more ill population. The demand for EMDR to reduce traumatic memory has been constant and universal. Additional EMDR trained clinicians will address this need.

Goals & ObjectivesThe goal of the program is to provide 60 additional Op-

eration Enduring Freedom (OEF) and Operation Iraqi Freedom (OIF) veterans with evaluation and treatment for PTSD over the next year. We would like to expand the program, which requires funds to meet our mission to provide cost free, stigma free, bu-reaucracy free PTSD treatment that is confidential and effective.

Future StrategiesThe numbers are staggering. Over 300,000 Iraq and Afghanistan veterans are diagnosed with PTSD. The Veterans’ Administra-tion estimates we lose 22 veterans each day to suicide. The De-partment of Defense reports 30-50 active duty troops take their lives every month. Veterans with PTSD are at particular risk. It has been estimated that for every troop we have lost in combat this year, 25-30 take his/her own life.

The mission at the Headstrong Project is to replicate the successful treatment program in place through programs at Weill Cornell, across the nation to researched areas where there is a great population of veterans in need of mental healthcare. Some of those cities include San Diego, Houston, Chicago and Detroit.

Save the date for the Headstrong Project fall

benefit October 19th, 2015 World Trade Center NYC!

All photos ©2015 flickr.com/photos/dvids/sets and made available under an Attribution 2.0 Generic license.

rokers strive to do a great job for their clients, but sometimes they overlook certain cover-ages. This could lead to a “failure to recom-

mend” claim, and increased liability for the agent or broker in case of a loss.

During a webinar for independent agents’ asso-ciations, education consultant Jerry Milton, CIC, de-tailed five property coverages that brokers may over-look for property-owning clients:

Mistake 1: Failing to adequately cover improvements and betterments, for ten-ants.Milton explains that improvements and betterments, although made at the tenant’s expense, become part of the building. The improvements are included in the definition of “building” in the owner’s Commercial Property policy and also are included in the definition of “business personal property” in the tenant’s policy.

Who insures? Because the improvements usually are attached to the property and increase the value of the building, Milton recommends that the owner in-crease its insurance to cover any such improvements.

Mistake 2: Failing to advise the insured about the occupancy and vacancy is-sues with builder’s risk policies.“Occupancy in whole or in part voids the policy,” Milton says—but building owners don’t like vacant buildings. Carriers may give the insured permission to occupy parts of the building as construction is com-pleted, moving in floor by floor, with an endorsement and an additional premium. But this approval is usual-ly only good for 90 days, and may need to be renewed as construction is completed.

A related issue is the question of vacancy. If the building is less than 31 percent occupied for custom-ary operations, it’s considered vacant, Milton ex-plains. In the current economic times, tenants may move out leaving a building less than 31 percent oc-cupied, but still partially rented. The broker renews the policy without knowing whether the building is fully occupied or not. However, if the building is con-sidered vacant for more than 60 days, the owner will lose coverage. In that case, the policy may not pay for any loss caused by vandalism or sprinkler leakage, for example, and other covered losses are reduced by 15 percent.

Property Coverage Mistakes

INSURANCE & RISK MANAGEMENT

How to improve insurance coverage on properties


B

Mistake 3: Failing to insure to 100 percent value and request agreed value.A building worth $1 million could be subject to coinsurance of 80 percent, for example, leading to a limit of $800,000. What happens at the time of loss if the building has an actual value of $1.2 million because of improvements and additions? The building owner is out $200,000.

Milton’s advice, “Always push for 100 percent value and request agreed value, which will suspend the coinsur-ance.”

Mistake 4: Allowing a tenant to insure a building.If the tenant is the named insured and the building owner is added as an addi-tional insured, Milton says, the owner could be excluded for any loss if the tenant, its partners, members, officers or managers commits a dishonest act, such as arson. Such acts could leave the building owner with no coverage.

It’s much better, Milton says, for the building owner to carry the insur-ance and build it into the tenant’s rent.

Mistake 5: Failing to recommend building-glass coverage.Generally, a tenant is responsible for any building glass breakage, Milton points out, but the tenant’s Commercial Property policy covering business prop-erty doesn’t include building items, like glass. Even though the owner insures the building, it’s important for the agent to recommend a building glass endorse-ment to the tenant’s policy.

This article originally appeared in National Underwriter Property & Ca-sualty.

Mark Dolaghan is a commercial ac-count executive at Professional Insur-ance Associates, Inc., which offers per-sonal insurance, commercial insurance, bonds and other financial services. For more information or a quick free quote, you can call (201) 438-7500 or visit www.pianj.com.


www.scarincihollenbeck.com 201 .896 .4100 www.scarincihollenbeck.com 201 .896 .4100 www.scarincihollenbeck.com 2 0 1 . 8 9 6 . 4 1 0 0

e decided to dive into the world of higher education in our region, specifically the Master of Business Admin-istration (MBA) programs.

We carefully researched programs at lo-cal universities, assessing the importance of an MBA degree as a whole and how local institutions are adapting their pro-grams to meet the needs of a changing business climate.

With today’s job market as compet-itive as it is, the distinction of the MBA degree is more lustrous than it ever has been before. Employers can now choose from a wealth of talented candidates who are suitable for job positions.

Individuals need every edge they can get on their peers, and a master’s degree, particularly the MBA, is one major step up on the competition. Ultimately, com-panies and organizations are going to hire who they feel best suits the job, but an MBA degree betters your chances, says Dr. Sia-mack Shojai, dean of Cotsakos College of Business at William Paterson University.

“Today’s employers are looking through hundreds of applications for a se-lect number of openings and the MBA al-lows for students to stand out, because the business skills they learn are omnipresent in almost every area of the workforce,” says Shojai. “A blend of quantitative knowledge and soft skills are essential in today’s workforce to implement change and address the ever evolving needs in an organization.”

Stephen Hudik, the assistant vice president of communications and public relations at Ramapo College of New Jer-sey, says that that, “Earning a Master of Business Administration is perhaps one of the most versatile of all the master’s degree programs. It prepares an individu-al for success in any industry or job func-tion throughout one’s professional career.

According to their website, Ramapo College of New Jersey is referred to as one of the top qualified graduate schools for business administration. The new part-time curriculum is designed specifi-cally for the working professional looking

The MBA in Today’s Business WorldNew wave of MBA programs prepare students for wide range of career paths


to expand their knowledge in leadership, critical thinking, international immersion and experimental learning. Ramapo Col-lege’s MBA program has been designed specifically to aid their students in be-coming ethical and effective leaders in the business world.

Part-time MBA programs provide internship opportunities between the stu-dent’s first and second year of study. This provides the student with the chance to experience the workforce and gain a bet-ter understanding of how to work in the field of study.

“In addition to our MBA Program, Ra-mapo College of New Jersey offers a Mas-ter of Arts in sustainability studies along with a wide range of professional certi-fications including project management, business essentials, paralegal & advanced paralegal, real estate broker pre-licens-ing and web development,” says Hudik.

With a focus on managing money, people and resources, MBA programs are built to grow the knowledge and exper-tise about a wide range of business topics.

W


“The common theme among MBA applicants is that they find themselves in a business—for profit or nonprofit—without the skills to move ahead,” says Hudik. “More than half of all MBA applicants ma-jored in something other than business management.”

Graduates will find many different opportunities in the business world by applying the knowledge the students learned in the classroom, says Hudik.

“In a typical graduate program, it’s possible to have more than one subject matter expert in the class-room,” Hudik says. “Depending on the topic, a great deal of the learning often originates from the collec-tive professional experience of the class. That’s why having work experience prior to starting an MBA pro-gram is so important.”

Felician College builds their students’ creativity, ethical decision making, communication, teamwork, critical reason and emotional intelligence competen-cies which have an immediate impact in the work place. Their advanced coursework provides scholarly and practical project work culminating in a “real life” scenario and portfolio.

“Every advantage helps. Employers need to know that those candidates can perform the duties of the position. A strong MBA program, such as Felician’s, provides the practical experience and competencies that provide immediate payback in the work place,” says Michael Szarek, who currently works at Felician College as assistant vice president and has spent 26 years in higher education administration and college counseling experience.

Most colleges and universities design their pro-grams around business administration. However, after receiving an MBA degree, graduates are prepared to work in many other fields such as healthcare, human resources, public relations and marketing.

“The true value of the MBA degree is that it pro-vides for advanced knowledge in business often with a specific focus. At the master’s level, students benefit from being able to specialize in certain areas of exper-tise such as finance, marketing, management and so on,” says Shojai. “They take courses specifically geared to these areas and spend much of their time advancing their knowledge and translating it to the workforce.”

Felician College offers the MBA degree for stu-dents who look to be in the business world, with a spe-cific focus on the healthcare industry. “We also offer a Master of Science in Healthcare Administration for those interested in healthcare,” says Szarek.

Felician College also offers a more advanced degree that goes beyond the scope of the master’s. “We’ve just launched our DBA—Doctor of Business Administration—for those ready for the next step in their professional development.”

Today, it is not about what you know but who you know. According to Srinivas Rao, a blogger who reports on entrepreneur trends, the MBA experience provides students with opportunities to network and

Statistics About the Master of Business Administration Degree

• Incremental increases between 2009 and 2014 in employment status are up when students have a two-year MBA degree.

• Incremental increases show the employment rate for U.S. Citizens is significantly rising for students with a two-year MBA degree.

• U.S. citizens who graduated with a two-year MBA degree on average will make a starting salary of $90,000, a $3,300 increase from last year.

• Students who received a two-year MBA degree have a higher percentage of finding a job rather than a student who received a one-year MBA degree.

• Chief reason why one-year MBA degree recipients have a hard time finding jobs is due to a “lack of experience in the workforce”

*Data from the Graduate Management Admission Council

Continued from pg. 19

meet new people. Interactions with busi-ness professionals can help a student in the near or far future through internships and job opportunities. Networking offers the opportunity to create influence in the workforce and introduces candidates to potential employers upon graduating.

Networking is an effective way of meeting new people who can help stu-dents in business and merely attending class and being in the classroom is not enough to acquire the networking skills to succeed in business, according to Szarek.

During many MBA programs, stu-dents are provided with opportunities to attend functions where they can network with employers and peers but Szarek be-lieves students should go beyond these events to build their networks.

“To grow in the professional busi-ness world, you should always be net-working. If you are in an MBA program, go to outside networking events—cham-ber events, organizational events, all of them,” Szarek says. “But also remem-ber that your classmates are also great resources. Network through your class-mates; they may be some of your best

connections.”By pursuing an MBA, employees

and students can fill in the gaps in their educational careers. Having an MBA shows employers that this candidate is committed to the field of business and is willing to go beyond the basic knowledge and dive into much more learning expe-riences and job opportunities, according to the MBA Programs Guide published by the Graduate Educational Information Service.

Throughout the course of the se-mesters, students have the chance to make some lifelong friends who will carry out significant things in their busi-ness careers. Your social life is another remarkable outlet for networking, says Rao. Trying to accomplish something as significant as an MBA is not easy to do. However, friendships along the way with the other graduate students make it easier to get the job done.

Curricula cover all the aspects, func-tions and activities within a business organization. Part of pursuing an MBA involves learning what businesses do to make money and grow. People enter the

business field to strive and be successful; learning how to use the science of proba-bility to calculate your businesses future plays a significant part in receiving an MBA degree, says the MBA Programs Guide.

Graduate programs as a whole are controlled differently than most under-graduate programs. This is evidenced by the channels and tools used to teach stu-dents.

“At the graduate level, case studies and seminar style discussions replace textbooks and lectures,” Hudik says.

An MBA is perhaps the most adapt-able of all graduate programs, according to business blogger Bryce Hammons. MBA programs intertwine these courses in a large, in depth curriculum so that stu-dents can dive into what it takes to be-come a successful business leader.

Anthony Schifano is a full time student at Ramapo College of New Jersey working towards a bachelor’s degree in commu-nications. He can be reached at [email protected].


Come experience Il Villaggio’s distinguished cuisine in our newly renovated restaurantSince 1979, Il Villaggio has been consistently providing guests with truly memorable dining experiences.

Our menu specializes in classic northern Italian dishes, which include a wide variety of fresh fish & seafood

specials that change daily. Complete your dining experience with our wide selection of homemade desserts.

Jim Polito, Bartender of 27 years

Owner RalphMagliocchetti andBanquet Director

John Yessis

Wait andCaptain Staff, Mario,

Sebastian, Donato,Marco, Seth, andDennis (in center

of top photo)

“A diamond in the shadow of the Meadowlands, old-style cuisine that never disappoints”Zagat Survey, America’s Top 1000 Italian Restaurants 2008

“Best of Award of Excellence” - Wine Spectator Magazine

Il Villaggio caters to Bar/Bat Mitzvahs,Weddings,and Private/Corporate Events.

Monday-Friday: 11:30 am -11:00 pm • Saturday: 5:00 pm - 12 MidnightSunday: Private Events Only

651 Route 17 North, Carlstadt, NJ 07072Telephone: 201.935.7733 • [email protected] • www.ilvillaggio.com

Il Villaggio_3rdQ_V2:Il 10/9/09 1:54 PM Page 1

n an almost daily basis, news reports announce another breach of corpo-rate websites and point-of-sale systems. Data

breaches at some of the country’s largest retailers attract national press attention, but numerous studies confirm that the majority of data breaches are occurring at small to mid-sized business. Many are unaware that they have been com-promised. These businesses are at sig-nificant risk for costly, and potentially catastrophic, losses including liability to customers and payment card issuers, and a loss of reputation and good will.

Your business’s exposure to losses due to a data breach can be mitigated by taking relatively simple steps to identify and address your security vulnerabilities. Every business should, at least annually, conduct a risk assessment of their infor-mation systems, including retail point-of-sale systems, update those systems and address any identified vulnerabilities and review their insurance program to in-crease the likelihood that they will have coverage when the inevitable happens.

Most businesses believe their infor-mation systems are up-to-date and com-pliant with the necessary security stan-dards—and at one time they likely were. But security standards are changing regularly, and many businesses are not regularly reviewing and updating their information and point-of-sale systems.

The first step is to assess your risk with an evaluation of your information management. Namely, what information is your business collecting? How is it be-ing used? How is it being stored?

Any business with a website or e-commerce system should identify any digital information they are pro-cessing, including whether payments are processed directly on your website or through a third-party service such as PayPal or Google Wallet.

This kind of assessment should

be done regularly. As technology and business methods evolve, the answers to these questions change. Many busi-nesses now have the ability to collect, use and store new forms of information that they previously could not collect or use effectively. Now is a good time to reevaluate what customer information your business has and how it is handling that information.

Once you have assessed your infor-mation management processes, evaluate and mitigate your exposure if something goes wrong. For most retail businesses, a significant source of exposure is the point-of-sale system, whether in-person, at the cash register or online. The pay-ment card industry has promulgated the Payment Card Industry–Data Security Standard (or PCI-DSS). Compliance generally requires every merchant, re-gardless of size, to meet 12 requirements in six separate categories. If a breach oc-curs and your business is not PCI-DSS compliant, your business may be liable not only to your customers but also to the banks and financial institutions that issued the credit and debit cards your customers use. Today, liability to card issuers may be much greater than the lia-bility to consumers directly.

Some businesses have outsourced payment card processing to a vendor. Even then, businesses should evaluate their exposure in the event their vendor is breached, including the vendor’s ob-ligation to notify and indemnify them in the event of a breach.

For other types of information, eval-uate whether the information constitutes “personal information” under the appli-cable state laws. Notably, many states have extended their laws to any busi-ness with personal information about a resident of that state. So, New Jersey businesses with personal information of California and Massachusetts residents, for example, may be subject to the data breach notification laws of California

and Massachusetts. Finally, every business should re-

view their insurance policies for adequate coverage for when the unexpected hap-pens. This requires more than confirming that your comprehensive general liabil-ity or CGL policy is up to date. Today, most policies, particularly CGL policies, will contain terms that limit or exclude coverage for cyber, privacy and other information related losses. Every busi-ness should carefully review the terms of their policies against the specific expo-sures that their business may be facing.

Today, the information economy presents numerous opportunities for businesses to gain a competitive edge through the use of technology and in-formation processing. But these new op-portunities carry new risks. Taking a few steps now to review and evaluate your exposure can go a long way in preparing and mitigating these risks—and protect-ing your business from future losses.

Ryan J. Cooper is Counsel at Pashman Stein and head of the firm’s Privacy and In-formation Governance practice, where he ad-

vises clients on all aspects of information risk including the data breach preven-tion and response. Mr. Cooper can be reached at [email protected].

Protecting Your Business From a Data Breach

LEGAL

A three-step process to prevent your business from a data breach


O

Welding andMachine Shop

Ramsey: 201-327-8877 | Hackensack: 201-488-9400 | Nutley: 973-661-0600 | Paterson: 800-646-WELD

eastwick.edu/info

HVACRTechnology



eastwick.edu/info

HVACRTechnology



eastwick.edu/info

HVACRTechnology

NJ Sharing Network691 Central Avenue

New Providence, NJ 07974www.NJSharingNetwork.org

Services Nonprofit organ procurement organization

Top ExecutivesJoseph Roth, President & CEO

Elisse Glennon, VP & Chief Administrative Officer/Executive Director, Foundation

Year Founded 1987

Number of Employees165

Growth StrategyDevelop stronger collaboration with our community partners to save and enhance

lives for the nearly 5,000 New Jersey residents and 120,000 people nationwide

currently awaiting a transplant.


Organization BackgroundIn 1987, three New Jersey organ procurement organizations merged into one, and NJ Sharing Network was formed. We work closely with state lawmakers to pass legislation, including the 2008 landmark Hero Act. The Hero Act mandates donation education in public high school curriculums, information for students at public institutes of higher learning, and donation education as a condition for graduation for professional nursing and medical school programs.

Since then, NJ Sharing Network and the NJ Sharing Network Foundation has set out to educate the general public about how transplantation can save lives with the goal of increasing the number of organ donors.

What They DoOur Mission: NJ Sharing Network is committed to stewarding the gift of life through organ and tissue donation and transplantation.

NJ Sharing Network is a nonprofit, federally-designated organ procurement orga-nization. We are responsible for the recovery of organs and tissue for the nearly 5,000 New Jersey residents currently awaiting transplantation. We are also part of the national recovery system, which is in place for the more than 120,000 people on waiting lists.

NJ Sharing Network is committed to working with our hospital, community, volun-teer and professional partners to increase the number of lives saved each year. We sup-port the families of donors, the true heroes that selflessly provide the gift of life to others.

Through supporting our hospital partners, medical examiners and funeral directors in the identification, referral and care of potential organ and tissue donors, we realize our mutual goal of saving and enhancing lives through organ and tissue donation.

Business Goals & ObjectivesOur goal is to save and enhance as many lives as possible through the gift of organ and tissue donation.

NJ SHARING NETWORK

FEATURED MEMBER


We are committed to reducing the average of 21 people each day who die waiting for an organ transplant. NJ Sharing Network educates people in our state about the life-saving bene-fits of organ and tissue donation and transplantation so they can make the personal decision to register as a donor and discuss do-nation with their families. We provide support services for donor families to help them cope with the tragic loss of a loved one and for transplant recipients.

More about ServicesNJ Sharing Network is a non-profit, federally designated organ procurement organization. We are responsible for the recovery of organs and tissue for the nearly 5,000 New Jersey residents currently awaiting transplantation. We are also part of the nation-al recovery system, which is in place for the more than 120,000 people on waiting lists.

Their Commitment to Saving LivesOur entire staff is committed, every day, to save and enhance as many lives as possible through the gift of organ and tissue donation. While striving to reach this goal, NJ Sharing Network provides support services for donor families to help them cope with the tragic loss of a loved one. We also provide support to transplant recipients, both emotionally and financially. Our ful-ly accredited “state of the art” transplant laboratory performs histocompatibility testing of organ donors and recipients. The laboratory also plays a critical role in the pre and post-transplant evaluation, and successful transplantation of highly sensitized in-

dividuals who would be difficult to treat under general conditions.

Corporate & Community PartnershipsBecause every individual, regardless of age, ethnicity, social sta-tus or religion can be touched by donation and transplantation, we strive to collaborate with all organizations, with the main fo-cus of building awareness of the importance of having the con-versation about organ and tissue donation. We partner with the New Jersey faith-based community, school systems, hospitals, health related nonprofits and many others in our effort to save and enhance lives.

Accolades & Special RecognitionNJ Sharing Network is partnering with the U.S. Department of Health and Human Services Administration (HRSA) to work with hospitals to encourage people to sign up with the state’s organ and tissue donor registry through their Workplace Partnership for Life (WPFL) campaign, a donor registration hospital campaign.

One of NJ Sharing Network’s hospital partners, Hackensack University Medical Center, was the first hospital to be awarded Gold recognition in the fourth phase of the HHS’s Health Re-sources and Services Administration (HRSA) Workplace Part-nership for Life Hospital Campaign.

We were the only organ procurement organization in the country to have 100 percent representation from all of its hos-pitals in honoring donor families, organ recipients, and living donors at the Tournament of Roses Parade in Pasadena, CA on January 1, 2014.

Did You Know?• Over 120,000 people are

waiting for transplants in the United States, including 5,000 right here in New Jersey.

• 21 people die daily waiting for a life-saving organ transplant

• Your decision to donate could save and enhance more than 50 lives

• Donation will not interfere with your medical care or burial arrangements

• There are no costs associated with organ and tissue donation.

• Many donor families are comforted knowing their loved ones gave life to others. For more information or to register to be an organ donor,

please visit www.njsharingnetwork.org

VE Clifton, a sophisticated flexible-stay rental communi-ty just off Rt. 3 in Clifton, is a unique hospitality provider

family-owned-and-operated by Korman Communities.

Not quite hotel and not quite apart-ment community, this luxury property, which offers 1- and 2-bedroom fully fur-nished suites and unfurnished rentals, is what happens when the aesthetics of a posh resort, on-demand amenities and an empowered team combine.

The answer is “Yes.” Now, what is the question? It’s AVE’s high-touch resident services that differentiate it from other flexi-ble-stay accommodations. “Since we are owned and operated, we have team mem-bers on site that can personalize the res-ident experience,” says Lea Anne Welsh, president of AVE and COO of Korman

Communities. “We encourage our teams to anticipate residents’ needs and respond quickly.”

“Many of our residents stay with us because they are on an extended business trip or project or relocating to the area for work, so our teams are happy to rec-ommend a local restaurant for their up-coming business meeting or coordinate travel for them to and from the airport,” says Jamie D’Ercole, general manager of AVE Clifton. “We have even purchased custom kitchen accessories to make inter-national residents feel more at home.”

AVE has in-house maintenance, housekeeping, resident services, admin-istration, IT and even its own landscaping team, to ensure the community operates at the highest standard and that every res-ident enjoys a carefree lifestyle.

“If somebody arrives in the middle of the night, or from another country, we make sure everything is taken care of and

AVE Flexible-StayAccommodationsFemale leadership champions service & community


that there is a friendly AVE team member there to greet them,” adds Kim Schime-nek, global mobility specialist (GMS), senior vice president, key strategic ac-counts. “Upon arrival, we provide a drink of water or Starbucks coffee and a prop-erty tour so they can feel comfortable in their home away from home.”

Always on the go or somewhat in fluxResidents and guests at AVE Clifton fall into many categories: super commuters, extended-stay business travelers, con-sultants, visiting professors, relocatees, trainers, trainees, medical professionals, snowbirds who might be visiting family and friends, and individuals who need tem-porary accommodations for life-changing reasons such as home renovations, mari-tal separation or unexpected home disas-ters. The personality of an AVE commu-nity is defined by nearby industries. AVE Clifton draws residents from a range

A


of industries, including entertainment, sports, restaurant management groups, finance, retail and pharmaceutical.

“Whether they’re working long hours on assignment or have been displaced, the need for temporary housing can be stress-ful. We ensure the transition is seamless,” says Schimenek, who is in charge of strategy for all corporate sales. “Our cli-ents are busy; they want a quick response and a guarantee of service and quality.”

One anecdote a client tells us is that during Hurricane Sandy in 2012, Schime-nek provided accommodations for the client’s executives immediately, even though Schimenek’s own home was af-fected by the storm.

Residents at AVE Clifton stay for a week, a month or even longer. “Having an on-site team gives us the opportunity to engage our residents on a daily basis and cultivate a sense of community,” says Welsh.

Residents socialize at monthly ca-tered events, poolside, or in the 24-hour comprehensive fitness center.

Furnished Suite Pioneers Korman Communities’ dynamic dwell-ings have an origin story. While the com-pany had been selling housing since the early 1900s, back in the 1960s, Steven Korman pioneered the furnished suite in-dustry at The Plaza in Philadelphia when he came up with a creative solution to sell its pie-shaped floor plans.

Korman commissioned designers to decorate one apartment on each floor so those touring could visualize how to live in the space. When a prospect wanted to lease the fully furnished model, Korman eagerly agreed. When another requested a shorter lease than the traditional one-year term, Korman again showed flexibili-ty and foresight by allowing a flexible, shorter-term lease.

“The furnished suite industry was pioneered by Korman Communities. Ste-ven saw a practical need and addressed it creatively. He is a visionary,” says Welsh. “Others came along in the early 2000s, but we have been in this business for de-cades. What differentiates us is our com-mitment to the resident experience and all of the details that go into our brand identity.”

The AVE experience is consistent across the portfolio—in service, in team member training and presentation, in preventative maintenance and asset im-provement. Resort pools, tranquility gar-dens, pristine common spaces, friendly team members and spacious accommo-dations are standard at every AVE.

Live better at AVE!AVE Clifton offers “a carefree lifestyle for its residents. All of our amenities and services, even our locations, are hand-

Community Features-24/7 Resident Services Desk -Resort lap pool and sundeck-Seasonal bike share-Gated, underground parking-24-hour fitness center with wellness classes

-Weekday club breakfast menu featuring Starbucks coffee and Tazo tea

-WiFi Internet access in common areas and suites

-Business center with computers, printers, fax and scanning capabilities

-Conference room, meeting space and private work space

-Media theater-NYTimes.com access and copies of Meadowlands USA

-Online Resident Portal-Social Media-Monthly resident events-Non-smoking environment

Continued from pg. 27

picked for convenience,” says D’Ercole. “We offer tremendous value to our res-idents, providing secure, underground parking so they don’t have to clean off their car after inclement weather, hosting club breakfast during the week, so they don’t have to make an extra stop on their way to work or take the time to prepare it themselves in the morning. They can fo-cus on the reason they are here and enjoy themselves.”

Since many of AVE Clifton’s resi-dents are traveling for business, the team planned for public spaces to eliminate the burdens of business travel and to en-hance productivity. AVE Clifton offers its residents complimentary use of its 24-hour business center, a media theatre perfect for presentations and screenings, a conference room available for booking meetings, and a 24-hour comprehensive fitness center so residents can maintain health and wellness routines while away from home.

An “AVE-tastic” team“Our team members are the most import-ant asset of our company,” says Welsh. While it may sound cliché, it is not. Kor-man creates an environment where indi-viduals can grow, where communication

is crucial and training is offered and en-couraged to make sure people are in the job that fits them best.

Tracy Casale, senior resident rep-resentative at AVE Clifton, coined “AVE-tastic” years ago to summarize the AVE resident experience—and her career is a great example of growth within the brand. Casale, a natural at connecting with people and local businesses, grew into her position.

The leadership interviewed for this article all share stories of growing with the company. Welsh began her career with Korman more than 22 years ago in resident services right out of college. D’Ercole credits strong mentorship for growth within the company after a hiatus in her career. Schimenek started as a sales manager almost 15 years ago, eventually developing the key strategic accounts di-vision, which she leads.

With five-year-old twins, a busy schedule and work travel, Schimenek says, “Korman gives me the flexibility to do what I need to do to get the job done. I am lucky for a company that gives me this role and the power to get things done.”

A Sense of CommunityAVE Clifton is involved in the Clifton

and Meadowlands community in many ways. Their monthly resident receptions highlight local businesses, varying the restaurants that cater and even includ-ing pop-up boutiques and entertainment. Clifton hosted two comedy nights this year featuring standup comedians from the area produced by Jersey Night Live.

“We are building relationships and partnering with the community,” says D’Ercole. As a result, our residents know what a great community this is and what it has to offer.”

AVE Clifton promotes local busi-nesses and community events on its vi-brant social media channels. The team also participates in MS bike rides, breast cancer walks, and coat, food and toy do-nation drives.

Being part of the community and en-couraging reciprocal growth aligns well with the purpose of the Meadowlands Regional Chamber, where Schimenek serves among its Board of Advisors. AVE Clifton also has hosted MRC events and participates in all the major outings and events.

Pamela Tully is a freelance writer, editor and marketing professional. She can be reached at [email protected].


AVE Flexible-Stay Accommodations Unparalleled business and resort amenities. Furnished suites & unfurnished rental residences, ideal for extended business travel, short-term projects, life in transition, or anyone who desires carefree living.

CLIFTON NJ 743 PASSAIC AVENUE 5 MINUTES TO THE MEADOWLANDS 973.859.3200

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AVE


Employers must now report all work-related in-patient hospitalizations, amputations and loss of an eye within 24 hours to OSHA. The current requirement to report all work-related fatalities within 8 hours remains unchanged.

Workplace Safety

HEALTH & WELLNESS

New OSHA Reporting Requirements for 2015


2014 Most Frequently Cited Standards: General Industry

1) Hazard communication (1910.1200)2) Respiratory protection (1910.134)3) Lockout / tagout (1910.147)4) Powered industrial trucks (1910.178)5) Electrical, wiring methods (1910.305)6) Machine guarding (1910.212)7)Electrical, general requirements (1910.303)

OSHA’s Current Emphasis Program: Temporary Workers

The staffing agency and the staffing agency’s client (the host employer) are considered joint employers, there-fore, both are responsible for providing and maintaining a safe work environment. OSHA is making a concerted effort, through inspections and enforcement, to assure that temporary workers are protected from workplace hazards.

Sunny Corona is a Certified Safety Professional (CSP) Consultant with over 30 years of experience working with small and global size companies. She is a managing member of Custom Safety Services, LLC, a full service safety consulting company. Sunny and her partner provide on-site, customized employee training and OSHA compliance services (including written programs) for employers covered by the OSHA “1910-General Industry” safety standards. Sunny can be reached at (201) 703-6966 or [email protected].

Caregiving & Impact on Business

HEALTH & WELLNESS

Converting life insurance policies into senior care benefits

he total estimated cost to employ-ers for all full-time, employed caregivers is $33.6 billion, ac-

cording to a caregiving cost study con-ducted by MetLife. The reasons for these cost are due to the toll caregiving takes on employees resulting in:

Arriving late or leaving earlyMissing workUsing sick days and vacation days to provide careLower productivity due to job interruptionsHigher rates of chronic diseases such as depression, heart disease or kidney diseaseReducing their time at work from full-time to part-timeGiving up work entirely

The reason your employees are find-ing themselves in the position of becom-ing caregivers is because most people their parent’s generation have not been educated about long term care and not given an opportunity to plan for it. Sta-tistics show that the majority of seniors do not understand the various forms of long term care, the different means to pay for it, and most do not plan for long term care until they are hit by a health care crisis.

Too many people find themselves in the midst of a crisis situation when they have to start trying to figure out how the world of long term care works. Long term care is a very expensive proposi-tion. Families can go broke trying to provide for a loved one. This is why in many cases parents turn to their families for support and why your employees are finding it so difficult to be as productive as they once were.

To reduce caregiver stress and im-prove employee productivity, many em-ployers are seeking ways to alleviate the

burden placed upon employees by offer-ing long term care insurance. This is a valuable benefit for those who have time to plan. But for the parent who needs care now, something else needs to be available. By converting life insurance policies into a Long Term Care Benefit Plan, seniors are able to avoid or delay Medicaid.

Instead of allowing a life insurance policy to lapse or be surrendered because they can no longer afford the premiums or to qualify for Medicaid, the owner can exercise their legal right to convert their policy into a Long Term Care Ben-efit Plan. This involves the conversion of an in-force life insurance policy into an irrevocable, FDIC-insured Converting a policy allows the senior to remain pri-vate pay—meaning they are not reliant on public assistance and can choose the form of long-term care that they want: homecare, assisted Living and skilled nursing, hospice or memory care.

Because the policy is sold for its full market value—instead of abandoning it for nothing—and the funds are protected in an irrevocable FDIC insured benefit ac-count that is only used to pay for long term care services, it is a Medicaid qualified spend-down, a VA qualified spend-down and benefit. And, because the funds are only used for long term care supports and services, it is a tax-free monthly benefit.

The Long Term Care Benefit Plan is an accepted form of payment with any provider of Senior Care in the United States. This funding option has been cov-ered in the The New York Times, The Wall Street Journal, USA Today, Fox Business News and on radio programs across the country. Because it is a consumer protec-tion and saves tax payers’ money, it has been endorsed by numerous consumer and advocacy groups as well as political leaders across the country.

The option to convert a policy to pay for long term care is available in all

T

states, and now consumer notification laws have been introduced in 13 states (to date) to make sure people are informed that converting a life insurance policy into a Long Term Care Benefit Plan is an accepted part of a Medicaid and VA spend-down.

To qualify as a Medicaid qualified spend-down, this Conversion law calls for a specific Long Term Care Benefit Plan structure to protect the funds and ensure they will only be used for long term care services.

By Patti Goldfarb, Employee Ben-efits Advisors Group and Chris Orestis, Life Care Funding.

Patti Goldfarb is an em-ployee benefits specialist and the owner of the Em-ployee Benefits Advisors Group. She has written

and spoken extensively about healthcare reform since its passage in 2010. If you would like more information about this program, Patti can be reached at (201) 255-6239 or [email protected].

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afety Programs/training/committees should always be viewed as an investment, therefore, subject to measur-able results analysis.

A properly administered Safety Perception Survey will provide the measureable “objectives” for achieving the “goal” of a safe workplace.

Safety perception surveys allow management to:• Evaluate employee and management perceptions of the

existing safety program• Identify behaviors, attitudes and other factors that can

hinder safety program outcomes• Provide management with valid leading indicator

safety metrics• Effectively incorporate safety into the improvement

process• Increase employee engagement and morale• Motivate your organization to find gaps, develop an

action plan and make positive changes

What is a safety perception survey?The survey is designed to capture perceptions of management and employees on a broad spectrum of elements that contribute to successful safety management.

Personnel who participate in the survey are asked to indi-cate their level of agreement or disagreement with a variety of safety and work-related statements. Survey participants reply, using a five-point scale, from strongly agree to strongly dis-agree. These responses generate comparative percentile values.

Safety is an Investment

HEALTH & WELLNESS

Create a safer workplace through employee engagement


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Perc

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Employee Ratings

The findings from the survey should be used for making safety program improvements. The comparative percentile scores aid in establishing improvement priorities, and tailor im-provements to safety program subgroups with low scores.

The data can be compared to prior survey results to mea-sure and identify trends in safety perceptions.

Safety perception survey tips When developing your Safety Perception Survey, consider the following:

Survey questions: Statements in the survey may present either a positive or negative description or perception of the safety program. For example, “Good teamwork exists within our de-partment” is a positive item, while “Safety takes a back seat to performing duties” is a negative item.

For ease of analysis and in order to compare items and rank order their average response scores, all statements should be con-strued as positive. A higher average response score then indicates a more favorable response than a lower average response score, and items can be compared as apples to apples.

Share the results: The results represent the perceptual context, within which the safety program and those who manage it are viewed by its personnel. Accordingly, where the Safety Percep-tion Survey indicates problems, we suggest that each problem be verified, its nature defined, and the management system inad-equacies that produce each problem be located and eliminated.

The survey participants will value your candor and respect your honesty.

Safety perception surveys are a powerful tool for under-standing and benchmarking your company’s march towards world-class safety performance!

Sunny Corona is a Certified Safety Professional (CSP) Consultant with over 30 years of experi-ence working with small and global size compa-nies. She is a managing member of Custom Safe-ty Services, LLC, a full service safety consulting

company. Sunny and her partner provide on-site, customized em-ployee training and OSHA compliance services (including writ-ten programs) for employers covered by the OSHA “1910-Gen-eral Industry” safety standards. Sunny can be reached at (201) 703-6966 or [email protected].


Please read each statement carefully and provide your open and honest opinion

1. It is common for employees to take part in identifying and eliminating worksite hazards.

2. Safety never takes a back seat to assigned tasks.

3. Employees often get involved in developing or revising workplace safety and health practices.

4. Detailed inspections of the workplace are mad at regular, frequent intervals.

5. Management’s views on the importance of safety are often stressed in employee communications.

When you’re having a mental health crisis,

immediate help is just a phone call away.

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Helping People Meet Life’s Challenges

By phone 24/7: 201.957.1800

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residents experiencing a mental health crisis with 24/7 rapid response

and mobile early intervention stabilization and support services.

(must be 18 years or older, with a diagnosable mental illness)

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mproving your operation’s bottom line is essential for the financial health and success of your business. When it comes to everyday expenses, it is of-

ten difficult to see how routine items can become budget busters. Sometimes it is a matter of competitively pricing commodity items to uncover savings.

Other times, antiquated equipment or even out of date marketing materials may be hurting your productivity, wasting time and energy or simply representing your products and services in a poor manner.

Is your business an efficient profit generator? If not, step back and implement a plan that increases your bottom line while moving your company closer to meeting its revenue goals.

1. Find five key success factors for your business and monitor them routinely.Measurement and benchmarking are cen-tral to knowing where your costs and gross profits lie and determining where they should be. Your accountant may be able to provide you with benchmarking tools that show how you compare to similar size companies in your industry. Key areas to measure include are liquidity, revenue, as-sets, borrowing and operating yield.

2. Establish an advisory board of key customers and use them.Your customers are your greatest resource for feedback. Whether you are launching a new product or you think you are providing

superfluous services ask them.

3. Create strategic alliances or joint ventures with suppliers or customers to market each other’s products.Working together with another company can reduce advertising costs while gaining added exposure. If you are in a services in-dustry, consider cosponsoring events and seminars. Teaming up lets you show off your expertise to a broader audience.

4. Review insurance often. Take advantage of non-biased third party consultants. Don’t let vendors get too complacent with your business.A great place to start is to look at current

Managing a Successful Bottom Line

SMALL BUSINESS CORNER

Strategies toward a more efficient operation


I

policies. Business owners should review loss control, safety concerns and compli-ance issues regularly.

“On any given day you can save a couple of dollars on insurance,” said R. Scott Wolff independent insurance consul-tant of Premier Risk Management, LLC. “However, if that plan is not meeting all of your needs you may spend more money in the long run.”

5. Develop a CEO monthly letter to employees to build teamwork and communication.Communicating with your employees can directly affect productivity. Employees should be kept in the loop of customer re-lationships and other internal information. Monthly newsletters can also be used to show appreciation and make employees feel valued.

6. Spruce up your image and keep your graphics consistent and up to date.Are your brochures out of date? Are in-voices and letterhead missing important elements such as website, Facebook or email addresses? Keeping up on brand, ad-


dress or service/product changes is critical to your business. Plus, today’s marketing hardware can serve multiple uses to maxi-mize your investment.

“Stay on top of your marketing efforts by getting point of purchase signage for trade shows and presentations,” said Gary Wilbur president and CEO of R. S. Knapp/Napco. “Using your portable trade show displays for various purposes (such as a lobby display) will create an added benefit.”

7. Attack accounts receivables collections beginning with the most current first. Work your way back to the oldest accounts as time permits.Make sure your bookkeeper is reaching out to delinquent customers regularly. Don’t be the bank; cut off customers who owe you money for extended periods of time.

8. Maximize employee retire-ment plan benefits by creating a pension or 401(K) plan as well as medical reimbursement plans.Having a 401(K) plan helps employees save income taxes and prepare for their re-tirement.

“Don’t just have a 401(K) plan, offer a company match or profit sharing plan,” said Hunter Group CPA LLC Director Tod A. Christianson, CPA. “Include a sharing contribution to encourage more participa-tion. Be sure to remove people who have been terminated that have low balances in the plan in order to reduce the per partici-pant fee.”

Samantha Feller is marketing coordina-tor at Hunter Group CPA LLC, a full-ser-vice Certified Public Accounting firm that serves closely held, small to middle-market businesses that are entrepreneur managed or family operated enterprises. Established in 1956 in Paramus, the firm provides bookkeeping, tax preparation and auditing services, as well as accounting and con-sulting on a wide range of financial issues.

Additionally, the firm provides audit services for nonprofit organizations as well as audits for benefit plans, including 401 (k) plans. Hunter Group also operates two affiliated companies, a financial planning and wealth management firm and a recruit-ment firm dedicated to placing financial professionals.

T.M. Rybak & Associates, P.C.

(201)-460-0473 www.tmrassociates.com

Boiling Springs Group, Inc.

(201)-460-8339 www.boilingspringsgroup.com

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DESIGN | BUILD

Field Station: Dinosaurs Announces Final Season at Current Location

TOURISM & HOSPITALITY

Looks to the future to continue showcasing the prehistoric past


he world-class, famous attraction, Field Station: Dinosaurs is preparing to relocate after their fourth year at their current lo-cation in Laurel Hill Park of Secaucus.

Field Station: Dinosaurs is set against the beautiful scenery of the New Jersey Meadowlands, creating a “real life” atmosphere for all who come to experience this exhibit. Thanks to the luminous en-gineering, over 30 life-size, realistic dinosaurs come to life in front of the spectators’ eyes.

The history of each dinosaur is brilliantly displayed on 20 acres of wild life, an unpredictable and mysterious trail creating a thrilling feeling for the adventurers throughout their trip of prehistoric time.

However, this authentic life experience is coming to a pause after this season. Guy Gsell, a renowned educator and adventurer, is the President and Chief Executive Producer at Field Station: Dinosaurs.

“We wanted to make our last season in Secaucus extra special, and to do that, we have brought in some really fun, new shows, hands-on activities, and a new baby T-Rex,” said Gsell. “This is our fourth season at this current location, and our goal is to have a new location picked out by this Labor Day and open at our new location Memorial Day, 2016.”

Field Station: Dinosaurs is a family-friendly environment, and open to the public as well as field trips for schools to partake in.

“We open in April for schools so they can hold field trips,” said Gsell. “Then we open for the public on Memorial Day and are open through Labor Day weekend.”

With interactive workshops, games and activities for students to en-joy, they are able to gain a clearer understanding of the prehistoric past.

“Along with the 40 shows provided by Field Station, we partici-pate in a state wide public library crawl promoting the summer reading program for kids across New Jersey,” said Gsell.

Field Station: Dinosaurs has become an affordable attraction for all to come to learn and have fun.

“We have even lowered prices and created an ‘anytime’ ticket to make visiting us even easier and more convenient than ever before,” said Gsell.

Day passes to the attraction are now only $15.00 and a new “any-time ticket” can be used any day throughout the 2015 season. In ad-dition to the passes, the town of Secaucus has courteously lowered the environmental fee for parking to only $5.00, making Field Station: Dinosaurs more affordable than ever.

In the middle of all the fun and excitement is the curiousness about dinosaurs. Families and students will share in an action-packed day of fun and learning while being “awed” by our world’s past.

Anthony Schifano is a full time student at Ramapo College of New Jersey working towards a Bachelor’s Degree in Communications. He can be reached at [email protected].

T


he most recent State of Women-Owned Businesses report found that women-owned businesses have grown nationally by nearly 75 percent since 1997. However in spite of this growth, women still remain underrepresented in leadership positions at large companies and face a unique set of challenges in the business world.

We recently asked some influential women business leaders in our area their thoughts on leadership, what motivates and inspires them, their proudest accomplishments and rising above the barriers that women face in business.

Women RisingQ&A with influential women business leaders

TWhat’s an accomplishment that you are proudest of?My longevity with Korman Commu-nities—23 years as of July 7th. I had various part-time jobs since I was 14, but Korman was my first full-time job out of college. I’m very proud of the fact that I’m able to learn, grow and evolve as the business changes and as our company grows.

How do you motivate yourself and stay motivated?My motivation comes from a desire to do my best and to win, and that was instilled in me by my father growing up. He taught me to always put forth my best effort and do a good job. It helps that I work out six days a week — that keeps me going.

-Lea Anne Welsh,COO, Korman Communities; President, AVE

What is one characteristic that you believe every leader should possess?Compassion for those that they lead—an understanding of what you are expect-ing out of them and ensuring their abili-ty and tools are at hand to be successful.

What’s the most important business or other discovery you’ve made in the past year?

Just because you give someone the opportunity doesn’t mean they will succeed.

What advice would you give someone going into a leadership position for the first time?Leadership is the ability to have each individual working at their own maximum capacity. And, everyone’s capacity is not the same.

-Linda McFadden,President & CEO at XCEL Federal Credit Union

What is the best business decision you’ve ever made?I think the best decision I have ever made was to expand my product line from stationery/schools supplies to par-ty, stationery and holiday & celebration business. For American markets, par-ty, celebration and holidays are part of the lifestyle, so I decide to expand the product line to meet the market need.

What is the most important new business for you in the past year?The most important business for me in the past year was the business from Latin American countries and from different in-dustries. We want to expand our business globally, especially Latin American countries—and then eventually Eastern Europe and African countries.

-Wendy Shen, President & CEO at Nygala Corp./FLOMO

What do you think is the most significant barrier to female leadership?Walking away from the table too soon whether it’s during negotiations for a pro-motion, banking terms or selling a business. What will be the biggest challenge for the generation of women behind you?Demand will continue to grow for those

in the STEM fields (science, technology, engineering and mathe-matics) and women need to be sure that they have the necessary skills, and mindset, to excel. What woman inspires you and why?People inspire me every day. This past Tuesday I had to oppor-tunity to spend time with Margo Georgiadis, Google’s President of Americas. Hearing the passion in her voice as she spoke about re-imagining everything was inspiring and reminded me that re-imagining is an innate skill that we, as women, excel in.

- Andrea Schrager, President & CEO at Meadowlands/New York Consumer Centers

Earlier this year in May, the Pres-ident of the United States an-nounced World Trade Week,

during which trade organizations, busi-nesses and other stakeholders work togeth-er both nationally and locally to promote and facilitate international trade in the U.S. economy.

So why are international trade and exporting topics you should consider within the context of your small busi-ness? For starters, 95 percent of the world’s consumers live outside of the United States. Think about that for a moment. Even more surprising? Only one percent of U.S. based small busi-nesses are selling to those customers.

Exporting is a significant opportuni-ty to extend the reach of made-in-Amer-ica goods and services internationally, expanding your global market share.

The opportunity to expand your

business through exporting is ready and waiting—but before you go internation-al, here are some resources right here at home that can help your business take the next step:

Export assistance centersConsulting a U.S. Export Assistance Center can be a great way to learn more about how you can expand your business internationally. Each assistance center is staffed by professionals from organiza-tions including the SBA, the Department of Commerce, the Export-Import Bank and other public and private organiza-tions. Together, these professionals work to provide export assistance that helps small and mid-sized businesses compete in today’s global marketplace.

National export initiativeIn an effort to strengthen America’s e-

conomy, support additional jobs here at home and ensure long-term, sustain-able growth, the President launched a government-wide strategy to promote exports. The National Export Initiative (NEI) is an essential component of that strategy. A Small Business Development Center (SBDC) in your area can provide one-on-one counseling and an array of training programs for small and medium sized companies that are exporting, or thinking of exporting.

Go to sba.gov to find the SBDC closest to you—its advisors can outline free business counseling and low-cost training services available in your area.

Other tools and resourcesIf your business is ready to explore the possibility of exporting, here are a few additional resources that can help:

• Take an “Introduction to Exporting” tutorial at sba.gov. It is a 30-minute online course intended to be a guide for small businesses to help deter-mine if exporting makes sense and whether the basic ingredients for ex-port readiness are in-place.

• Check out Export University at sba.gov. It is a collection of online cours-es designed to tackle all stages of exporting.

• Another resource is the Export Busi-ness Planner available through sba.gov, which can help you create a cus-tomized plan for the path ahead as far as your exporting goes. In order to complete this planner, you need to complete the following:

o Explore foreign marketso Develop a marketing plano Evaluate your financing

Sarah Field is author and moderator for the SBA.gov Community.

Before You Export, Get On-The-Ground Help

INTERNATIONAL BUSINESS SPOTLIGHT

Proper exporting leads to long-term growth


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indows Server 2003 is quick-ly reaching the end of its life and a mass migration is set to

occur. Microsoft estimates there are about 23.8 million instances of Windows Server 2003 (WS2003) running today. Microsoft will stop providing support for the old OS on July 14. Whether this announcement is a headache or opportunity, it does place an additional burden on organizations as it requires careful consideration, strategic planning and execution.

We previously witnessed a similar scenario when the support for Windows XP ended back in April 2014.

This migration won’t be easy. The tech world has changed drastically since 2003 and there is a lot of discussion taking place about how to make the leap.

WS2003 was really stable, but as we move to the cloud world there are now a lot of scenarios that were not prevalent back then. The big one is that Windows Server 2012 is cloud-ready. The ability to do private, public and hybrid scenarios is significant.

Not upgrading is not really an option. As support ends these servers present a potential security risk. Whether or not the server has important data, the end of sup-port creates a potential point of intrusion.

In recent years, the concept of cloud computing has spread but along with that so has the attack surface for cyber crimi-nals, hacktivists and people simply wanting to test an organization’s security posture.

It is important to note the potential security implications that organizations will face as a result of Windows 2003 ap-proaching end of life.

The first point here is that it is very important not to panic. Your Windows 2003 servers will still operate in the same way the day after July 14 but as time goes on, you could be more susceptible to a cy-ber-attack.

Security updatesYou will no longer be able to obtain the lat-est security updates, thus making the confi-

dentiality, integrity and availability of your systems and data more prone to malicious attacks. One of the core controls around the cloud environment is your protection of data in transit, whether that is actual data crossing networks and/or authentication credentials.

Software & hardware compatibility If you are running a mixture of physi-cal and virtualized servers, then priority should go to addressing physical aspects, as most WS2003 licenses are tied to the physical box, which is usually commodity hardware. If you continue to run WS2003 and are unable to take advantage of new security and hardware products you have invested in as part of your cloud strategy, it may be more cost effective to migrate to a later version, say 2012.

Compliance against industry require-ments and/or best practice–compliance with industry standards and legislative frameworks have swiftly moved from a best practice ‘nice to have’ requirement to mandatory within a lot of industries. If you are running a WS2003 without any support, you run the risk of becoming non-compliant.

Disaster recovery & resiliencyYou really need to consider how you plan on restarting servers that are out of support and beyond your IT team capabilities. If disaster recovery and resiliency is a key to your business, then migrating is an abso-lute necessity unless you try and negotiate a custom support contract with Micro-soft—which may be fairly expensive.

Consider hardware & software Two main variables come into play. In a lot of cases, the hardware (the OS) running on will not support the operating system. The other variable is what applications that server is running. You might need to up-grade the application itself as well if it does not have the cross-compatibility.

There are systems management con-siderations as well. While 2003 was a ro-

bust operating system, 2012 sees a lot of advancement with systems management.

Perhaps the biggest consideration, however, is with hardware. While 2012 has many more capabilities, it also often means a need for more powerful hardware.

The hardware benefits include ad-vanced virtualization and reducing over-head to handle more workloads on fewer servers. If you decide to retain your 2003 servers, this activity will need to be contin-ual, as your likelihood of compromise will increase over time whether that is an ex-ternal malicious attack or an insider threat.

The end of extended support an-nouncement for WS2003 does raise con-cerns from a security perspective and presents a risk. That risk is only likely to increase over time and organizations oper-ating in cloud must plan ahead and under-stand the flow of their key information as-sets flow. They should take steps to ensure that they are adequately protected based on the business impact of compromise and cost to remediate.

Nick Pascarella is a partner at TruBambu (www.trubambu.com), a business technol-ogy consultancy company.

Committee Chairs:Art Hendela, Hendela System Consultants, [email protected] | (973) 890-0324Nick Pascarella, [email protected] | (201) 445-8790

Microsoft Ends Support for Windows Server 2003

TECH TALK

What this means for your business & how to prepare


W© Wolterk | Dreamstime.com - Microsoft Building Photo

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ELECTRICAL EQUIPMENT, SUPPLIES,

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HAND TOOLS, POWER TOOLS

AND SAFETY EQUIPMENT

INDUSTRIAL – COMMERCIAL – RESIDENTIAL Supplies and Service that Energize the World

455 THIRD STREET

JERSEY CITY, NJ 07302

201-653-1613 FAX -201-653-5470

BOB KILROY [email protected]

www.jewelelectric.com

4 Wall New YorkMoonachie201.329.9878

16W MarketingRutherford201.635.8000

AAA Giants Limousine& Car ServiceSecaucus201.679.2860

Adam Leffel Productions/ Petals PremierEvent DesignHackensack201.487.1300

Annabella’s Fine Foods,Inc.East Rutherford201.804.0303

Any Excuse for a PartyFairfield973.808.8700

Audience PleasersUpper Montclair888.283.7532

Bayway CateringRed Bank908.862.3207

Brennan’s SecaucusMeadowlandsFloristSecaucus201.876.0580

Bounce Music &EntertainmentFort Lee201.490.1091

CeCe Productions, LLCRutherford201.672.0050

Chit Chat CreativeCaterersHackensack201.820.4033

Classic Party RentalsSecaucus201.809.4840

Content Party RentalsEast Rutherford201.623.0400

Culinary ConferenceCenter At HCCCJersey City201.360.5303

DDM ProductionJersey City917.418.8625

Elan Catering & EventsLodi973.777.0503

ELS Limousine ServiceMeadowlands Area877.435.9733

Entenmann’s FloristSecaucus201.864.2320

Evelyn Hill EventsNew York212.344.0996

Event Journal, Inc.Bethpage516.470.1811

Fabulous FoodsMeadowlands Area800.365.4747 NJ212.239.6700 NY

Fiesta BanquetsWood-Ridge201.939.5409

Flyte Tyme LimousineMahwah201.529-1452

FreemanKearny201.299.7400

Garden Vista BallroomPassaic973.777.6655

Graycliff Catering Inc.(The Graycliff)Moonachie201.939.9233

Heights Flower ShoppeHasbrouck Heights201.288.5464

In-Tents Party RentalsWood-Ridge201.282.2026

In Thyme Catered EventsRivervale201.666.3353

Jimmy’s Artistic CreationsEast Rutherford201.460.1919

Kismet LimousineTeaneck973.876.3410

MeadowlandsExposition CenterSecaucus201.330.7773

MetropolitanExposition ServicesMoonachie201.964.1800


Nanina’s In The ParkBelleville973.751.1230

New MeadowlandsSportservice, Inc.East Rutherford201.916.3568

NY NJ Car Service, LLCLodi201.283-9400

Outsource IncentiveConsulting Corp.Lyndhurst800.842.2855

Party MakersWest New York201.580.1736

Pegasus WorldwideLimousineCarlstadt800.877.3427

Personal TouchCaterersHackensack201.488.8820

Positive Impact PartnersEast Rutherford201.939.8601

Premier EntertainmentEast Rutherford201.842.1698

Saint Peter’s University Conferences & EventsJersey City201.761.7414

SBI ProductionsSecaucus201.939.6005

Seasons CateringWashington Township201.664.6141

Showstoppers PlusNorth Brunswick732.297.0031

Sireno CommunicationsSussex973.875.4079

Smooth SailingCelebrationsOak Ridge973.409.4456

Statue of Liberty & Ellis IslandNew York212.344.0996

Sterling Affair CaterersCarlstadt201.372.0734

Stout’s TransportationTrenton1.800.245.7868

Sweet Dreams Studio -Photo BoothMadison703.585.4704

The BalconyCarlstadt201.933.0071

The Viv ExperienceRidgefield201.390.2311

EVENT PLANNING & CATERING SERVICES

Overhead Door Company of The MeadowlandsFor all your Loading Dock and Overhead Door Needs

Commercial • Industrial

CORPORATE OFFICE: 20 Meta Lane I Lodi, NJ 07644 I 973-471-4060CONTACT: Jai Patel I [email protected] I www.overhead-doors.com Other Offices Serving: Westchester County, All Boroughs of New York City

Recent Jobs: MetLife Stadium • Yankees & Citifield Stadium • World Trade Center

AVE CLIFTONby Korman CommunitiesClifton973.859.3200

Candlewood Suites HotelSecaucus201.865.3900

Clarion Hotel EmpireMeadowlands HotelSecaucus201.348.6900

Courtyard by MarriottLyndhurst201.896.6666

Courtyard by MarriottSecaucus201.617.8888

Days InnNorth Bergen201.348.3600

DoubleTree by HiltonFort Lee - GWBFort Lee201.461.9000

DoubleTree byHilton Hotel & SuitesJersey City201.499.2578

Econo LodgeCarlstadt201.935.4600

Embassy Suites HotelSecaucus201.864.7300

Fairfield Inn byMarriottEast Rutherford201.507.5222

Hampton Inn atThe MeadowlandsCarlstadt201.935 9000

Hilton Garden InnRidgefield Park201.641.2024

Hilton Garden InnSecaucus201.864.1400

Hilton HasbrouckHeightsHasbrouck Heights201.298.2417

Hilton MeadowlandsEast Rutherford201.896.0500

Holiday Inn ExpressParamus201.843.5400

Holiday Inn ExpressHotels & SuitesCarlstadt201.460.9292

Holiday Inn GeorgeWashington BridgeFort Lee201.944.5000

Holiday InnHasbrouck HeightsHasbrouck Heights201.288.9600

Holiday Inn SecaucusMeadowlandsSecaucus201.348.2000

Homewood Suitesby HiltonEast RutherfordEast Rutherford201.460.9030

Hyatt PlaceSecaucus/MeadowlandsSecaucus201.422.9480

Hyatt PlaceFair Lawn/ParamusParamus201.475.3888

La QuintaMeadowlands SuitesSecaucus201.863.8700

Marriott atNewark LibertyInternationalAirportNewark973.623.0006

Quality InnLyndhurst201.933.9800

Red Roof InnSecaucus201.319.1000

RenaissanceMeadowlandsHotelRutherford201.231.3100

Residence InnEast Rutherford201.939.0020

Residence InnSaddle River201.934.4144

Saddle BrookMarriottSaddle Brook201-843.9500

Sheraton Lincoln HarborWeehawken201.617.5600

Springhill SuitesNewark973.624.5300

Teaneck Marriottat GlenpointeTeaneck201.836.0600

The MeadowlandsRiver InnSecaucus201.867.4400

Westin HotelJersey City201.626.2900

MEADOWLANDS HOTELS & ACCOMMODATIONS


Recreation,Sports &Entertainment

AMF Wallington LanesWallington973.773.9100

Aviation Hall of FameMuseum of NJTeterboro201.288.6344

Bergen PerformingArts CenterEnglewood201.816.8160

Chuck E. Cheese’sNorth Bergen201.861.1799

Field Station DinosaursSecaucus855.999.9010

GolfTec-EnglewoodEnglewood201.567.0103

Hackensack RiverkeeperHackensack201.968.0808

Harlem WizardsSecaucus201.271.3600

Kerasotes Showplace 14Secaucus201.210.5364

Liberty Science CenterJersey City201.200.1000

Make Wine with UsWallington201.876.9463

Meadowlands AreaYMCARutherford201.955.5300

Meadowlands MuseumRutherford201.935.1175

Medieval TimesDinner & TournamentLyndhurst201.933.2220

Nereid Boat ClubRutherford201.438.3995

NJ MeadowlandsCommissionEnvironment CenterLyndhurst201.460.1700

New Jersey Sports &Exposition Authority(Main Ticket Number)201.935.8500

North ArlingtonBowl-O-Drome201.998.9621

NY Giants201.935.8222

NY Jets516.560.8100

NY Red BullsHarrison201.583.7000

Pole Position RacewayJersey City201.333.7223

River Barge ParkCarlstadt201.460.1700

Rock Spring ClubWest Orange973.731-6464

Six Flags Great AdventureJackson732.928.2000

Smooth Sailing CelebrationsOak Ridge973.409.4456

Statue CruisesJersey City201.432.6321

The Players ClubParamus201.483.9690

World Golf NetworkRiverVale973.509.3111

Youth1 MediaMontclair973.509.3111

Health, Fitness& Beauty

Alternative Two, Inc.Lyndhurst201.729.1217

CKO KickboxingLyndhurst201.438.5425

European Wax CenterRutherford201.935.9299

LA Fitness Signature ClubSecaucus201.751.9940

Meadowlands Athletic ClubLyndhurst201.933.4100

New York Sports ClubHoboken201.222.5771

Planet Sun, Inc.Rutherford201.941.6000

Simply Face & BodyRamsey877.57.SIMPLY

The DOJORutherford201.933.3050

Title Boxing ClubEast Rutherford201.933-2800

Retail & OutletShopping

Best BuySecaucus201.325.2277

DESTINATION MEADOWLANDS

10% OFF Group & Corporate Eventsfor Meadowlands Regional

Chamber Members

Calvin KleinCompany StoreSecaucus201.223.9760

Country WhimseyRutherford201.438.0488

East RutherfordJewelry ExchangeEast Rutherford201.507.0009

GucciSecaucus201.392.2670

Heights Beer &Wine EmporiumHasbrouck Heights201.426.0555

Raymour & FlaniganSecaucus201.809.1353

Tommy Hilfiger ClearanceSecaucus201.863.5600

Westfield GardenState PlazaParamus201.843.2121


Explore the Real Meadowlands!

Join us for an Eco-Cruise, paddling tour, or a river clean-up on YOUR Hackensack River.

www.HackensackRIVERKEEPER.org

reservations 201-968-0808

201Bride_JointAd V5_3final.indd 1 5/7/14 8:38 PM

On May 15, Hackensack University Medical Center held a healthy morning of fitness, breakfast and strategies for cor-

porate wellness with some of the region’s most respected voices on healthy workplaces.

HackensackUMC’s new “GamePlan for Corporate Health” ini-tiative was developed by a team of experts, including Hackensack-UMC Corporate Wellness, HackensackUMC Executive Health and HackensackUMC Fitness & Wellness Powered by the New York Gi-ants. The event was held at the Debra Simon Center for Integrative Medicine located inside HackensackUMC Fitness & Wellness Pow-ered by the Giants and hosted by New York Giants great Phil Simms.

“People tend to make excuses as to why they don’t get to the gym,” said Phil Simms, former New York Giant. “They need to make the time to exercise for one hour, four times a week, and em-ployers should help them work it into their busy schedules.”

Former New York Giants greats, Bart Oates and Jeff Feagles were also on hand to meet with seminar participants. The event was attended by representatives from dozens of area companies and was moderated by television host, Steve Adubato. The event will be fea-tured on an upcoming episode of “One-on-One” with Steve Adubato on WNET.

Mark Sparta, PT, M.P.A., FACHE, executive vice president, chief population health officer of Hackensack University Health Net-work, says it’s important that corporations encourage their employ-ees to participate in wellness programs and have strategies in place to help employees better manage their health.

“Corporations are shifting their traditional focus from educa-tion, smoking cessation and vaccination programs to actively manag-ing chronic disease through fitness and wellness programs. There is now a shared responsibility by employers and their employees to stay healthy. A typical starting point is the strategy of offering health-risk assessments so that employees can better understand the importance of maintaining their health,” said Sparta.

For more information regarding the HackensackUMC Corpo-rate Wellness programs, call Kate McDougall at (551) 996-5294. For information regarding corporate membership opportunities at Hack-ensackUMC Fitness & Wellness Powered by the Giants, please call Jay Groves at (615) 260-0347.

HackensackUMC Hosts ‘GamePlan for Corporate Health’ Breakfast Seminar

NEWS FROM THE MEADOW


Ramapo College was recognized as a Public College of Distinc-tion in the organization’s 2015 report.

Colleges of Distinction is a college guide that assesses state colleges and universities in several categories, including student engagement, faculty competencies, vibrant campus and community activities and successful outcomes. Other criteria for recognition in-clude a wider course selection, innovative curricula, individualized attention in the classroom and affordability.

According to the report, colleges that are recognized are public schools that provide a “private college feeling.” The report added: “Our Public Colleges of Distinction prove the traditional stereotypes of large universities wrong. All of our Public Colleges of Distinction feature smaller class sizes, enlist faculty that are more attentive to individual students and excel at getting students ready for the job market or graduate programs.”

“We are proud to be recognized again this year,” said Christo-pher Romano, vice president of enrollment management and student affairs. “It is a validation of the experience our students have at Ra-mapo College. Our faculty are dedicated teachers who are committed to mentoring, and our students work closely with them in and outside the classroom to enhance their learning and prepare for their future.”

Ramapo Recognized as a Public College of Distinction

Our Expertise is Your Greatest AssetService Areas Include:• Audit & Accounting• Taxation• Litigation Support & Valuation Services• Financial Outsourcing•BenefitPlan/ERISAServices

Saddle Brook, NJ250PEHLEAVE,SUITE101 SADDLEBROOK,NJ07663

New York, NY369LEXINGTONAVE,25THFLOOR NEWYORK,NY10017

www.rmsbg.com


As NAI James E. Hanson’s leasing and investment sales busi-nesses continue to thrive, the leading New Jersey-based com-

mercial real estate firm, today announced the promotion of four of its executives. All four brokers—Barry J. Cohorsky, SIOR, Jeffrey DeMagistris, SIOR, Thomas A. Vetter, SIOR and Hal B. Messer, MSRE—will hold senior vice president positions within the company.

Barry J. Cohorsky, SIOR has negoti-ated more than 16.5 million square feet in transactions over the course of his 24 years in commercial real estate. He has a proven track record in identifying market opportunities, developing client relationships, negotiating lease terms and executing sale/lease contracts with commercial clients ranging from small business owners to large multi-nation-al corporations. He is a member of The Industrial and Office Real Estate Bro-

kers Association of the New York Metropolitan Area (IOREBA) and has participated in multi-market transactions outside of New Jersey.

Jeffrey W. DeMagistris, SIOR spe-cializes in the Meadowlands submarket as a member of the Industrial Broker-age Council at NAI James E. Hanson. He has successfully represented multi-ple office and industrial landlords such as Russo Development, Sitex Group, The Hampshire Companies and Joseph L. Muscarelle Inc. In November 2012, he was named one of New Jersey’s top leasing brokers by Real Estate Forum, and he holds a number of professional

affiliations including the National Association of Realtors, Liberty Board of Realtors and the Meadowlands Chamber of Commerce.

Thomas A. Vetter, SIOR has delivered outstanding results in his representa-tion of several prominent Meadowlands landlords including Coining, Inc., Si-tex Group, SourceOne Worldwide, The Pepsi Bottling Group and InterCept Inc. In November 2012, he was named one of New Jersey’s top leasing brokers by Real Estate Forum and is a member of the National Association of Realtors

(NAR), Liberty Board of Realtors and the Coalition of Commercial Real Estate Associations.

NAI Hanson Names Four New Senior Vice Presidents


Hal B. Messer, MSRE leads acquisi-tion and disposition efforts on behalf of local and national corporations. He has completed transactions totaling over $750,000,000. He also serves as a liaison to Columbia Property Investors LLC and SPC Associates LLC. Mess-er’s other professional affiliations in-clude the Industrial and Office Real Es-tate Brokers Association of New York (IOREBA) as well as previous positions within the National Association of In-

dustrial and Office Properties (NAIOP) and the Jewish Community Housing Corporation. He holds a Masters of Science in real estate finance and investment from New York University.

“As of late, we have been fortunate to see tremendous success in all areas of our business,” said NAI Hanson President, William C. Han-son, SIOR. “Many factors have contributed to our growth, but none as important as the outstanding performance of all of our profession-als. These four brokers, in particular, have truly out-performed in serving their clients and delivering the best possible solutions for their needs. Commercial real estate is a ‘people business’ and our team demonstrates that every day.”


Organ donations saved the lives of 460 people in New Jersey last year, a figure released by NJ Sharing Network, the non-

profit, federally designated organization responsible for the recovery of organs and tissue in the state.

Donate Life Month, celebrated each April, is a national, month-long observance to celebrate the greatest gift—the Gift of Life. The organs came from both living donors and deceased donors. The liv-ing donors accounted for 166 donations, which were all kidney do-nations.

The organs from deceased donors that saved lives in 2014 were:

• Kidney: 168 • Liver: 55 • Pancreas: 2 • Kidney/Pancreas: 12 • Heart: 66

“Each transplant represents a life saved in New Jersey and one less person who will die on the waiting list,” said Joe Roth, President & Chief Executive Officer of NJ Sharing Network. “All through the year, and especially during Donate Life Month, we work to spread awareness about the gift of organ donation and encourage people to register to be donors.”

Some of the 460 patients received more than one organ, ac-counting for the slight discrepancy in numbers.

Organ Donations Saved 460 Lives in New Jersey in 2014


George S. Charne, CPA, Bergen County resident, and a principal

in charge of employee benefits audit services for Hunter Group CPA LLC, was recently elected as treasurer of the Bergen County Workforce Investment Board. He also serves on the Executive Board’s One-Stop Committee.

The Bergen County Workforce In-vestment Board is a local, business-led board of directors composed of private- and public-sector leaders from business, education, labor, community and faith-based organizations and government.

“I am very proud of George and his commitment to leadership,” said Kevin Hansen, co-managing director of Hunter Group. “He al-ways goes above and beyond and I am confident he will excel as treasurer.”

Charne, who has over 25 years of experience in auditing em-ployee benefit plan funds and in not-for-profit organizations, is also a member of the Commerce and Industry Association (CIANJ) Human Resource Council and the New Jersey Society of Certified Public Accountants (NJPCA), where he serves on the Bergen County Chap-ter’s Auditing and Accounting Committee, on the Scholarship Com-mittee and is a director.

Hunter Group is a full service Certified Public Accounting firm that serves closely-held, small to middle-market businesses that are entrepreneurially-managed or family operated enterprises. Providing bookkeeping, tax preparation and auditing services, as well as ac-counting and consulting on a wide range of financial issues. Addi-tionally, the firm provides audit services for non-profit organizations as well as audits for benefit plans, including 401 (k) plans. Hunter Group also operates two affiliated companies, a financial planning and wealth management firm and a recruitment firm dedicated to placing financial professionals. Hunter Group is a founding member of CPAmerica International, a nationwide association of independent-ly owned mid-sized CPA firms that share resources and expertise.

For information, contact the Marketing Department of Hunter Group at 201-261-4030, write to 17-17 Route 208, Fair Lawn, NJ 07410, visit the website at www.thehuntergroup.com, or email at [email protected].

George S. Charne of Hunter Group CPA LLC elected as treasurer of Bergen County Workforce Investment Board

George Charne


Robert E. Stillwell, President and CEO of Boiling Springs Sav-ings Bank, is pleased to announce that Peggy Letsche of Ruth-

erford and Robert Goldstein of Glen Ridge have been elected to the bank’s Board of Directors.

“We are honored to have individuals such as Rob Goldstein and Peggy Letsche, with their vast and varied experience, on our Board,” said Mr. Stillwell. “We look forward to their advice and counsel in the coming years.”

Ms. Letsche is the Executive Director of 55 Kip Center for the last 12 years. She has been at 55 Kip Center for over 20 years, starting as a fitness instructor in 1995. Ms. Letsche attended Felician College and has been a member of the Rutherford Blood Bank, the Rutherford Municipal Alliance, the Meadowlands Regional Cham-ber of Commerce, and the National Council on Aging. She has been awarded the Dr. Celia Weisman Memorial Award from Bergen Coun-ty Human Services and has been a Rutherford Elks Citizen of the Year. She, along with her husband, Dennis, are parents to daughter, Danielle.

Mr. Goldstein is the owner of R.J. Goldstein & Associates, an employee benefits consulting and brokerage firm. He has been with the firm since 1991. Prior to that he was a pension and investment sales representative for MONY Financial Services. A graduate of Fairfield University with a B.S. in Mathematics, Mr. Goldstein is a former Trustee and a Committee Member of the Glen Ridge Country Club and was previously a Board Member of Lacordaire Academy in Upper Montclair. Mr. Goldstein’s wife, Erin, is a teacher at the Forest Avenue School in Glen Ridge. They have three children, Brendan, Cara & Colin.

Boiling Springs Savings Bank Elects Peggy Letsche & Rob Goldstein to Board of Directors

Construction continues to progress on Atlantic Street Park, a new outdoor park / amphitheater in the City of Hackensack,

which represents another important step in the revitalization efforts of the downtown.

The approximately $600,000 project was partially funded by an Open Space Grant from Bergen County. DMR collaborated with the City, the Upper Main Street Alliance and Boswell Engineering on the project.

The park will include an amphitheater for outdoor performanc-es, grass areas, trellises, seat-walls, benches and street trees and lights to provide a modern, lively, downtown atmosphere found in other, competing downtown housing markets.

Redevelopment initiatives in the downtown began nearly three years ago with the adoption of the Rehabilitation Plan for the Main Street Area. In addition to the progression of Atlantic Street Park, a few of the successes of the rehabilitation plan seen in the City include the beginning of the two-way street conversion of Main Street and the anticipated opening of the Meridia Metro, Heritage Capital and Alkova Companies developments, which include approximately 700 new residential units. An additional 1,000 units of new residential de-velopment is in the planning stages throughout the City. The project is expected to be completed in the summer of 2015.

DMR Architects is a top New Jersey architect dedicated to pro-gressive, innovative and sustainable architecture, planning and urban design.

Construction Continues on Atlantic Street Park in Hackensack



INDEX OF ADVERTISERS

AVE, www.aveliving.com.........................................................................................29Berkeley College, www.BerkeleyCollege.edu.........................................................13Chart House, www.chart-house.com.......................................................................43 Comprehensive Behavioral Healthcare, Inc., www.cbhcare.com...........................33 Eastwick College and the HoHoKus Schools, www.eastwick.edu...........................23Elec, www.elec825.org..............................................................................Back CoverErnst & Young, www.ey.com.....................................................................................7Farleigh Dickinson University, www.fdu.edu............................................................5Frank’s GMC, www.FranksGMC.net.........................................................................11Gehtsoft, www.gehtsoftusa.com...............................................................................1Hackensack Riverkeeper, www.hackensackriverkeeper.org....................................46Hunter Group, www.TheHunterGroup.com...................................Inside Front CoverIl Villagio, www.ilvillagio.com................................................................................21Jewel Electric, www.jewelelectric.com....................................................................43Local 825, www.elec825.org....................................................................................2Meadowlands Regional Chamber, www.meadowlands.org...................................29Meadowlands Regional Chamber, www.meadowlands.org...................................45Meadowlands Race Track, www.playmeadowlands.com........................................39Morton’s Steakhouse, www.mortonsteakhouse.com.............................................42Nanina’s In The Park & The Park Savoy, www.naninasinthepark.com......................47Nick’s Towing Service, www.NicksTowingService.com............................................39Oceanaire Seafood Room, www.theoceanaire.com................................................42Overhead Door, www.DockNDoor.com...................................................................44Paramount Exterminating, www.ParamountExterminating.com...........................11Pole Position Raceway, www.polepositionraceway.com.........................................46PSE&G, www.pseg.com...................................................................Inside Back CoverRamapo College, www.ramapo.edu/certificates....................................................20RotenbergMeril, www.rmsbg.com.........................................................................48Scarinci & Hollenbeck, www.scarincihollenbeck.com.............................................17TM Rybak, www.tmrassociates.com.......................................................................35United Water, www.unitedwater.com......................................................................9XCEL Credit Union, www.XCELfcu.org.com.............................................................11WeiserMazars, www.WMexactlyright.com................................................................9

For more information on advertising in Meadowlands USA magazine or online advertising at www.meadowlands.orgplease contact Martha Morley at 201-493-7996 or email:

[email protected]

Call for new items! If your organization has news or announcements to share with our audience, please send

to Joe Garavente at [email protected] or call 201-939-0707

John Theurer Cancer Cen-ter (JTCC) at Hackensack

University Medical Center to-day announced the opening of the John Theurer Cancer Center at Palisades Medical Center, a new 9,600-square-foot outpa-tient facility overlooking the Hudson River and New York City skyline. Patients will receive the same world class cancer care available for over 25 years at JTCC’s Hackensack location, ranked the top cancer center in New Jersey by U.S. News & World Report for four consecutive years and among the top three in the New York metro area.

The new center, featuring consultation with disease-specific cancer specialists, access to top diagnostic and treatment technologies, and the opportunity to enroll in over 200 clinical trials, is located in the Palisades Medical Center’s new outpatient pavilion in North Bergen, NJ.

“Our goal has always been to deliver exceptional care to our pa-tients,” said Bruce J. Markowitz, president and chief executive officer, Palisades Medical Center. “Through our recent partnership with Hack-ensack University Medical Center and with the opening of the John Theurer Cancer Center at Palisades Medical Center, we now offer the highest quality cancer care to the Palisades community.”

“The opening of this incredible facility illustrates our commitment to cultivating a great partnership with Palisades Medical Center and to providing patients across Northern New Jersey with top-notch medi-cal care,” said Robert C. Garrett, president and chief executive officer, Hackensack University Health Network.

The John Theurer Cancer Center at Palisades Medical Center of-fers patients access to world-class medical, surgical and radiation on-cology and hematology subspecialists, state-of-the-art radiation thera-pies and advanced imaging capabilities including PET CT. The opening of the new center also marks the first and only outpatient clinical care site for gynecologic oncology in Hudson County. With Korean- and Spanish-speaking providers, JTCC is committed to bringing a diverse community of patients the best care possible. Physicians at JTCC are members of Regional Cancer Care Associates, one of the nation’s largest professional hematology/oncology groups.

“We feel very fortunate to be able to give patients in Hudson Coun-ty access to the most cutting-edge care for cancer, which is a rapidly changing field,” said Dr. Andre Goy, chairman of the John Theurer Can-cer Center. “Our expertise and research has routinely led to major break-throughs and the approval of new therapeutics for cancer patients.”

John Theurer Cancer Center Brings State-of-the-Art Cancer Care To Hudson County With New Palisades Medical Center Facility


The PSEG Foundation is proud to partner with Sesame Street on a new, free app called Let’s Ger Ready: Preparing Families for Emergencies. This unique app, geared toward pre-school children, introduces ways to prepare for emergencies in an entertaining and age-appropriate way and provides a number of resource guides and short videos to help parents, educators and other caretakers as they guide the children through the learning process.

We have the energy to make things better[ ... for you, for our communities and for our children. ]

www.pseg.com/sesamestreet

To download the app, visitwww.pseg.com/sesamestreet

or scan the QR code below.

It’s Never Too Late to Talk About Tax Planning Strategies!

C a l l t o d a y t o s c h e d u l e a n a p p o i n t m e n t

HUNTER GROUP CPA LLC Certified Public Accountants and Business Advisors 17-17 Route 208 Fair Lawn, New Jersey 07410 www.TheHunterGroup.com

800-235-9381 Contact: Maria C. Plucinsky, CPA

We help make business less taxing.

Meadowlands USA: June/July

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