Lionheart Assurance Solutions, LPhttp://www.LionheartAssuranceSolutions.com

o Who is Lionheart Assurance Solutions, LP?o The challenges we address in the marketo The services we provide

Corporate Overview

Established in 1997 by Mr. Chuck Siegel, our President and CEO

A business services firm with over 240,000 individual and corporate clients

One of the largest independent marketing agencies in North America representing the services of two large publicly traded companies, both of which are #1 in their fields

We are experiencing phenomenal growth with consistent revenue increases over the same period last year

Lionheart Assurance Solutions, LP

Let’s Look at Our Market

Laws affecting businesses are constantly changing…

Federal and State legislators are taking an aggressive stance against companies that are not properly protecting private information.

Because of these changes in the law, our services have become one of the most requested employee benefits in the nation.

What is driving this new posture?

America’s fastest growing crime 23,000 victims DAILY - every 3.75

seconds Has surpassed drug trafficking as #1

law enforcement concern

Identity theft is not just about credit cards!Identity theft is an international crime and access to an attorney might be critical

5 Common Types of Identity Theft

What is Identity Theft?

Driver’s License

Social Security Medical Character/

Criminal Financial

Why are you at risk?

Utility Companies Insurance Companies Credit Card Records Medical Records Real Estate Records Motor Vehicle Records School Records Military Records Social Security Record Banking Records Employment Records Postal Records Purchasing Records Tax Records Leasing Records Licensing Records

Your Data is Out There

What is Identity Theft?

Lost, Hacked, or Stolen… Notables MasterCard: 40 Million (System hacked)

Veteran’s Admin: 26.5 Million (Laptop lost)

Citibank: 3.9 Million (Shipment of data tapes lost)

Monster.com: 1.3 Million (System hacked)

Presbyterian Hospital: 8,000 (Employee theft)

TJX: 100 Million (System hacked)

Who is at Risk?

Could YOU be at risk?Could YOU be at risk?

The Cost to Individuals The average dollar amount charged

in identity theft: $92,893 The average number of checks

written in identity theft: 74.6 The average number of credit card

applications approved through identity theft: 8.4

Laws hold victims partially responsible for fraudulent debt after 48 hours, and fully responsible if not reported within 60 days…

Latest FTC Statistics

Fair and Accurate Credit Transactions Act (FACTA) Health Insurance Portability and Accountability Act

(HIPAA) Graham, Leach, Bliley Safeguard Rule (GLB) New Red Flag Rules effective 11/1/08

Why Are Businesses Concerned?

Fines up to $1,000,000 per occurrence Up to 10 Years Jail Time for Executives Removal of management Executives within an organization can be held

personally accountable both civilly and criminally

Employees can take up to 600 hours, mainly during business hours, and a cost of up to $1,500 to restore their identities.

“If you experience a security breach, 20% of your affected customer base will no longer do business with you, 40% will consider ending the relationship, and 5% will be hiring lawyers!”*

“When it comes to cleaning up this mess, companies on average spend 1,600 work hours per incident at a cost of $40,000 to $92,000 per victim.”*

*CIO Magazine, The Coming Pandemic, Michael Freidenberg, May 15th, 2006

The Cost to Businesses

Identity Theft Mitigation Plan

“…an affirmative defense against potential fines, fees and lawsuits is to offer some sort of identity theft protection as an employee benefit. An employer can choose whether or not to pay for this benefit. The key is to make the protection available, and have a mandatory employee meeting on identity theft and the protection being made available, similar to what most companies do for health insurance…”

Betsy Broder of the Federal Trade CommissionBusiness and Legal Reports, January 19, 2006

An employee benefit which provides help in every phase of identity theft –

before, during, and after the crime occurs…

The Lionheart Answer

Employee

A Complete Wall of Security

Access to Legal

Counsel

Continuous Monitoring of

Activity

Full Restoration by Licensed Investigators

Continuous monitoring of credit bureau(s)

Access to all other consumer information repositories: Department of Motor Vehicles Social Security Administration Medical Information Bureau Postal Service TeleChex Others too numerous to list

Continuous Monitoring of Activity

Provides immediate notification of changes in credit bureau information database

These services can save hundreds, possibly thousands of hours for the Employee and the Employer

Licensed Investigators do the bulk of the work for the fraud victim.

Not as a counselor, not alongside, not in conjunction with, but on behalf of the customer.

Full Restoration by Licensed Investigators

Preventive Legal Plan

Access to Legal Counsel

Who do your employees call when they have personal issues like…

oIdentity theft?oDivorce?oBankruptcy?oTraffic tickets or accidents?

Do your employees’ personal issues ever effect their work performance? Does this effect your bottom line?

For a low monthly fee, employees can have access to valuable benefits that cover the most common legal needs they will encounter.

Lionheart’s “bottom line”: Your employees are able to keep their focus on their work instead of on their personal problems!

oLandlord/tenant issues?oCreditor harassment?oChild custody issues?

Identity Theft Plan Continuous credit bureau monitoring Restoration services by Licensed Investigators Member and spouse coverage for one price

Preventive Legal Plan Family coverage No contract Payroll deduction Portable - goes with employee Never had a price increase to an existing member

Employee Benefit Plan

For more information about our services, please visit our corporate web site at

http://www.LionheartAssuranceSolutions.com

We look forward to serving you!

Contact Us