Lifestyles After 50 Lake Edition, November 2015

IT’S Fall Y’all!

Marion/Lake/Sumter • FREENovember 2015 • Vol. 26

VETERANSDAY

NOV 11

VETERANSDAY

NOV 11

VETERANSDAY

NOV 11

Lifestyles After 50 • November 2015 • page 2

Hosting The In-Laws: 8 Survival TipsThe holidays are approaching, which

means family will be coming to visit. While you may be on fabulous terms with your in-laws, finding it difficult to spend extended periods of time together is not uncommon. So, how do you make it through a visit? Etiquette expert Diane Gottsman offers these tactful tips to help you get through the season with your sanity (and relationships) intact:1. Create a flexible itinerary. Having planned events during their stay allows little time for sitting around. Last-minute planning may also make them feel unimportant.2. Go to the movies or a sports event. Opt for entertainment options that don’t require a great deal of personal interaction. By choosing to attend a local play or art exhibit, you are creating memories with your in-laws while avoiding awkward lulls in conversation.3. Set up a special afternoon…without you. Buy tickets to a city tour or a local wine tasting. Give them suggestions for favorite delis, walking trails and small coffee shops, providing them the opportunity to explore

the city by themselves. Offer to meet up for dinner later at one of your favorite restaurants.4. Have a backup plan to recharge. If you know you can become overwhelmed at times by visitors, have a pre-planned errand, chore or phone call to make, allowing yourself some breathing room. (Just make sure your spouse knows.)5. Host a gathering in your in-laws’ honor. Invite friends with similar interests to meet your in-laws. Your friends will create lively conversation over dinner and help the evening go smoothly, creating a buffer so you don’t have to entertain alone.6. Allow your in-laws to get involved. Don’t forget your in-laws are family. More often than not they will want to help out when it comes to dinners or children. Ask if they would like a special night with the grandkids, so that you

and your spouse can go out for dinner. It’s a win-win for both parties.7. Retire to your room early. Simply say, “Today has been great, I am going to start winding down. Feel free to stay up as late as you would like. See you all in the morning!” This will allow you to reclaim your evening by relaxing in your room.8. Worst Case Scenario. Pay for a hotel or point them in the direction of modestly priced lodging. If you have consistently

had bad experiences with hosting your in-laws, it may be worth the expense to offer to pay for comfortable accommodations close to your home. Say, “Our home is so small, and the kids really need their own space. We’d like to make your stay as pleasurable as possible.” If money is tight, you might say, “We look forward to your upcoming visit. I’m happy to research hotels close by if you give me a price point to stay within? We’d also like to offer the use of our car while you are here.” Bottom line, weigh your risk of hurting the

relationship versus hurting your marriage. “Though a one week stay with your in-laws may seem overwhelming, it’s in everyone’s best interest to maintain a healthy relationship,” Gottsman says. Diane Gottsman is a speaker and author who specializes in executive leadership and etiquette training. Her advice is backed by a Master’s Degree in Sociology with an emphasis on adult behavior. To learn more, visit dianegottsman.com.

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Dear Readers,

I’ve been the editor here for a little over a

year, and it has been too short a time to spend with such wonderful readers. Before that, I worked behind the scenes to help put this magazine together. It was my first real job after graduating college about ten years ago. I had the wonderful opportunity to meet many of you at our Fun Fests and walk with you in the Fun Walks, to make new friends and listen to your amazing stories. I am writing all of this because this will be my last editorial with Lifestyles After 50, and for me, it’s been an incredible journey. If you remember your first real job—the one where you were out in the world for the first time, feeling like you had found a place where you could make a difference, you know where I’m coming from. Our publisher, Kathy Beck, started this magazine in her garage and worked tirelessly to build it into the magazine it is today. She did it to help seniors like her mother, and caregivers like herself, connect with each other and with helpful resources in their community. It eventually grew into a celebration of all things great about life after 50—a handbook to aging triumphantly and living vibrantly. It will continue to do so with your support, and with the hard work of its staff, who have become a second family to me over the years. I have never seen a group of people more dedicated to helping others and seeing something succeed.

Our new editor is incredibly passionate about what she does and is very excited to be here! There are great things coming to Lifestyles After 50, and I know the magazine is in the best of hands.QR Codes You may see these box-shaped patterns start to pop up in the magazine from time to time. If you have a smartphone with a QR reader, check ‘em out sometime. It’s a quick and easy way to connect with Lifestyles After 50’s digital community and other fun stuff. If you’ve never used QR codes before, it’s a snap; we’ll show you how.

Give Thanks This month is certainly a time for thankfulness. This Veterans Day, Nov. 11, is a time to remember and honor all of the brave men and women who have served this country. From WWII to Afghanistan—if there is a veteran in your life, take a moment to say thanks. “Honor to the soldier and sailor everywhere, who bravely bears his country’s cause. Honor, also, to the citizen who cares for his brother in the

Tracie Lukens,Editor

I Wanted To Say, “Thank You!”field and serves, as he best can, the same cause.” ― Abraham Lincoln “As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.” — John F. Kennedy “Without heroes, we are all plain people, and don’t know how far we can go.” — Bernard Malamud “I dream of giving birth to a child who will ask, ‘Mother, what was war?’” —Eve Merriam Thanksgiving is just as important. Inside, you’ll find ideas to help keep

the holidays stress-free, so you have more time to spend making memories with your loved ones. I find myself with much to be thankful for. There are places and experiences and people in your life that change you. They help you grow, or make you see the world in a different way, or help prepare you for what’s next. This magazine has been such a place. I am not the same person I was ten years ago. I

have gained a new appreciation for a remarkable generation that many of my peers overlook. Members of this generation have shared their wisdom with me, their patience, their hardships and victories. I have letters from good senior friends that have passed on while I was here. I will never forget a single one of them. I will miss all of you more than I can say. Thanks for everything! —Tracie Lukens

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Stroll Through A Storybook Christmas

Experience the holiday festivities of “A Dickens Christmas: The Urban

Family Holiday Collection,” which runs Saturday, Nov. 14, through Sunday, Jan. 3 at the Appleton Museum of Art in Ocala. The “Urban Family Holiday Collection” will feature decorated trees, miniature villages, nativity scenes, nutcracker soldiers and myriad items collected over the years by the Urban family. Themed community trees will be scattered throughout the second floor galleries.

On Saturday, Dec. 5, the Appleton will host a free Family Day from 10 a.m. to 5 p.m. Enjoy the Urban’s holiday collection, decorated trees, holiday art-making in the ARTSpace as well as carriage rides, photos with Santa Claus and treats from 1 – 3 p.m. The Appleton Museum of Art is located at 4333 E. Silver Springs Blvd., Ocala. Free parking is available. For more information, please call 352-291-4455 or visit AppletonMuseum.org.


The Importance of Saying Thank You As it turns out, saying ‘thank

you’ is more than just a simple courtesy. New research suggests that gratitude also helps people develop new relationships, build on existing ones and maintain both. Historically, psychology has focused primarily on treating illness. But researchers who are part of the ‘positive psychology’ movement—like social psychologists Monica Bartlett of Gonzaga University and Lisa Williams of the University of New South Wales, Australia—are trying to understand what makes people flourish. Gratitude was the focus of their most recent study. A group of 70 university students were led to believe they would provide mentoring advice to a high school student by commenting on their university admission essay. Afterward, all mentors received a handwritten note, supposedly from their mentee. In half the cases the note included the following expression of gratitude: “Thank you SO much for all the time and effort you put into doing that for me!” The undergraduates who were thanked were more likely to want to continue their relationship with their mentee than

those who were not thanked. In addition, the grateful mentees were rated as having significantly warmer personalities. Gratitude experienced more deeply and more often is also linked to many benefits, including increases in wellbeing and decreases in depression, research shows. To reap these benefits, Bartlett suggests beginning a gratitude journal. “Before you go to bed each night, write down three things that went well that day and why,” she says. Some of her students asked if something so simple can be so effective. “The answer is ‘yes,’” she said. “I think part of it is that after you do this long enough, you start to switch the way you are thinking.” (Newswise)

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Saturdays Morning Market. Free admission. 8 a.m. – 2 p.m.

Downtown Leesburg. 352-365-0053.

Saturdays and Sundays Bring the grandchildren for maze adventures

and more at Long and Scotts Farm, Mount Dora. $11 adult/$9 children. 10 a.m. – 5 p.m. 352-383-6900.

6 7, 8, 14, 15 Lady of the Lakes Renaissance Faire. Step back in time,

throw axes, walk and talk with the king, eat turkey legs, watch knights battle rogues, drink ale and more. $5/$13. 10 a.m. – 5 p.m. U.S. 19, Tavares. 352-326-1265. Info: medievalfest.com.

7 Chili Cook-Off. Enjoy an all-you-can-eat, gated event that includes

chili and live entertainment. Cash bar with beer, wine and sodas available. $5. Main Street Town Square, Leesburg. 352-365-0053. ItsYourDowntown.com.

9 ‘60s and ‘70s rock ‘n roll vocal group “Jay And The Americans” perform

songs from twelve top ten hit records including “This Magic Moment,” “Cara Mia” and “Come A Little Bit Closer.” 5 p.m. and 8 p.m. The Villages’ Savannah Center. 352-750-5411.

11 “Salute to Our Veterans.” Public invited. Free breakfast buffet,

8 a.m. – 10 a.m. for all area veterans (in uniform, or military ID, or photo in uniform) $8 guest ticket. 10:30 a.m.Remembrance Ceremony begins. Osprey Lodge, Tavares. RSVP by Nov. 7 to 352-253-5115.

12 Legends of the North. The Florida Lakes Symphony Orchestra kicks

off its 11th Season with 12-year-old artist winner of the Guy Saint-Clair Young Artist Concerto Competition. $42. 7:30 p.m. St Patrick Catholic Church, Mt. Dora. 352-589-1500.

13 14, 15 Holiday Open House. Local artists and crafters, live

music on the outdoor stage. Food, hot-mulled wine and beer available. Free admission. 10 a.m. – 5 p.m. Lakeridge Winery, Clermont. 352-394-8627.

14 and 15 Ocali Country Days. Experience the Florida of

yesteryear with Living History exhibits,

tour pioneer cabins, visit with Seminole tribal members and more. Live old-time music, vendors, food and unique crafts for sale. $5. 9 a.m. – 4 p.m. Silver Springs State Park, Ocala. 352-236-5401.

20 21, 22 Antique Extravaganza. A wide variety of antiques and

collectibles from over 1,400 dealers. Free admission. 8 a.m. Renningers Market and Antique Center, Mount Dora. 717-385-0104.

21 Jammin’ in the Holidays on the Farm Craft & Food Fair. Farm

store will be open. Live entertainment, raffles, Jenny’s pallet art, handcrafted jewelry, personalized ornaments, pallet furniture and more. Free. 10 a.m. – 3 p.m.Windmill Acres Farm, Ocklawaha. 352-812-7013. Windmilldairies.com.

21 Critter Trail 5K Walk/Run. Marked trails will guide you through the

race. Choose to run, walk or stroll. $25 registration fee. 9:30 a.m. Silver Springs State Park, Ocala. Info/regisster online at runsignup.com/Race/FL/SilverSprings/CritterTrail5k. 352-236-7148.

25 Martin and Lewis Tribute Comedy Show. See Tom Stevens

and Tony Lewis capture these icons with their looks, mannerisms, music and laughter. $20 – $30. 7 p.m. Mt. Dora Community Building Theater. 352-217-5072. Mountdoralive.com.

28 Light Up Mount Dora. Don’t miss this spectacular show with

traditional Christmas Songs, dancers, over 2 million sparkling lights and more. Free 5:30 p.m. – 9p.m. Donnelly Park, Mount Dora. 352-383-2165; mountdora.com.

30 – Dec 5 Festival of Trees. Purchase a spot and decorate

a tree. $25. Your beautiful tree will be on display all week to members of the community. Enjoy holiday music and refreshments. Free to attend. 4 p.m. – 8 p.m. Grand Oak Resort and Museum, Weirsdale. 352-750-5500.

Send Around Town news to Lifestyles After 50, P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. Nov. 10 for Dec. event.)

Around TownW H A T ’ S H A P P E N I N G N O V E M B E R 2 0 1 5


Less Stress, More Memories: Holiday Meal TipsYou can easily prepare foods for a

large family without breaking the bank. To save time, money and stress when making meals for your loved ones give one of these tips a try:1. Keep it simple. Healthy and creative meals don’t have to be complicated. The simpler the menu, the less money and stress it will cost you in the end.2. Allow your family to help. Divide jobs among family members. Remember—kids love to be in the kitchen! With help, you can get more done and have more time to enjoy with your family.3. Enjoy yourself. If you feel yourself becoming stressed, take a deep breath. Have fun and enjoy spending time with those closest to you.

4. Options for the holidays. Try having a brunch. Breakfast foods like eggs are less expensive and make a great protein for the main dish. Another fun idea is to have a yogurt parfait bar, where

everyone can add their favorite toppings to yogurt.5. Make it a potluck. Potlucks are a great option for large families. Prepare a side dish and let each family member make the rest. It creates less work for you and allows everyone to make and sample each other’s creations.

Tired of counting pennies? Discover more about nutrition assistance programs and thrifty holiday recipes by visiting this helpful link:https://snaped.fns.usda.gov/taxonomy/term/894/all/feed Information from choosemyplate.gov.

No-Cook Meal: Roasted Turkey Wraps with Green Apples and Brie

Take it easy this holiday with this fun and

simple no-cook turkey recipe. This sophisticated sandwich will appeal to children as much as it will to adults. Crunchy apples, tangy Dijon and creamy Brie beautifully complement the savory roast turkey, while the whole-wheat wraps keep the meal manageable. If you can’t find watercress, feel free to substitute another leafy sandwich green.Ingredients:4 whole-wheat wraps4 tablespoons honey mustard, store-

bought or a mixture of equal parts honey and Dijon mustard

1 pound roasted turkey, thinly sliced1/ 2 pound Brie cheese, cut lengthwise

into 4 equal slices1 Granny Smith apple, halved, cored

and thinly sliced1 bunch watercress, tough stems removed

Directions:1. Slather 1 side of each wrap with 1 tablespoon of the honey mustard.2. Place one-fourth of the turkey slices in the center of each wrap. Top each portion of turkey with 1 slice of cheese. Arrange the apple slices and then the watercress on top of the cheese, dividing them evenly. 3. Gently fold over the sides of the wrap and press over the filling, tucking the edges snugly like a burrito. Cut each sandwich in half diagonally and serve. Serves 4. (Excerpt from “19 No-Cook Recipes”: grandparents.com)


Osteoporosis: Diagnosis & Treatment Facts Everyone Should KnowOsteoporosis and osteopenia

(low bone mass) are serious conditions affecting roughly 44 million Americans ages 50 and older. Because 80 percent of osteoporosis sufferers are women, many men assume it isn’t a concern for them, but older men with elevated risk factors like heredity, sedentary living or certain medication protocols can also be prone to fracture, making osteoporosis a disease everyone should be aware of. Because most people with osteoporosis don’t know they have it until they break a bone, early detection is key. Once osteoporosis becomes advanced and bones become weak, a fracture can be caused by something as common as a standing fall or even a cough or sneeze. The good news is the Board Certified and highly experienced radiologists of RAO have a quick, easy way to diagnose and monitor bone loss. The DEXA Bone Scan is a quick, completely painless examination that

uses computer imaging to measure bone mineral density and help determine bone status and fracture risk. The test involves a small dose of radiation

(one-tenth that of a chest x-ray) and takes about 2 – 5 minutes for a single area measurement and 10 – 15 minutes for a whole body scan.

If bone loss is discovered, your doctor can prescribe medication and recommend specific diet changes, bone-strengthening activities and nutritional supplements to help arrest the disease and prevent fracture. In cases where certain types of fracture have already occurred, RAO offers treatments proven to help stabilize the fracture, relieve pain, prevent further deterioration and reduce mortality risk. DEXA is recommended for all women 65 and older, and for women 50+ and men 65+ with elevated risk factors. RAO offers DEXA testing at our Women’s Imaging Center and TimberRidge Imaging Center locations. Remember, when caught early, osteoporosis is manageable, so talk to your doctor about

whether DEXA testing is right for you. For more information, please call RAO at 352-671-4300.


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Billboard’s Top 20: 1975

Take a nostalgia trip with us: here are a few of the songs that hit the

weekly Top 40 pop charts in 1975, according to Billboard magazine:1. “Love Will Keep Us Together,”

Captain & Tennille2. “Rhinestone Cowboy,” Glen Campbell3. “Philadelphia Freedom,” Elton John4. “Before the Next Teardrop Falls,”

Freddy Fender5. “My Eyes Adored You,” Frankie Valli

6. “Shining Star,” Earth, Wind & Fire

7. “Fame,” David Bowie8. “Laughter in the Rain,”

Neil Sedaka9. “One of These Nights,” Eagles10. “Thank God I’m a Country

Boy,” John Denver11. “Jive Talkin,’” Bee Gees12. “Best of My Love,” Eagles13. “Lovin’ You,” Minnie Riperton14. “Kung Fu Fighting,”

Carl Douglas15. “Black Water,” The

Doobie Brothers16. “The Ballroom Blitz,” Sweet17. “(Hey Won’t You Play) Another

Somebody Done Somebody Wrong Song,” B.J. Thomas

18. “He Don’t Love You (Like I Love You),” Tony Orlando and Dawn

19. “At Seventeen,” Janis Ian20. “Pick Up the Pieces,” Average

White Band

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LAKEMARION


By Eileen Ambrose, AARP Bulletin

Everybody wants to be safe from the buffeting that life can infl ict upon

retirement plans — to have the fi nancial resilience to bounce back when things go awry. For starters, here are 10 mistakes to avoid in retirement planning.1. Don’t take Social Security too early. Claim Social Security benefi ts at 62 and your monthly check will be 76 percent less than if you wait until 70. Even so, many people take benefi ts before full retirement age. Some need the money, and some fear they won’t live long enough to collect what they paid into the system. But wait as long as you can. Check out AARP’s Social Security calculator at aarp.org/work/social-security/social-security-benefi ts-calculator.html.2. Don’t say ‘Take this job and shove it.’ Even if you quit the 9-to-5 grind,

don’t entirely exit the workforce. “Find something that is fun for you, so you do not really call it a job,” says Scot Hanson of EFS Advisors in Shoreview, Minn. Part-time work at a golf course or local theater might generate only $4,000 to $12,000 a year, but will reduce how much you dip into savings and allow you to invest in a tax-friendly Roth IRA.3. Don’t underestimate your lifespan. More than half of Americans do, and may not save enough, according to a survey by the Society of Actuaries. One way to be safe is to buy a deferred-income annuity. You give an insurance company a lump sum and then, perhaps 15 years later, you start receiving a lifetime income stream. “You can spend a relatively small amount now and end up with a substantial amount of income down the road,” says David John at AARP Public Policy Institute. Workers can transfer up to $125,000 from

IRAs and 401(k)s to buy an annuity, without having this money included in mandatory withdrawals after age 70 1/2.4. Factor in health care costs. Medical costs will rise. Medicare covers the majority of health care at 65 and older, though you must still pay deductibles and other expenses. The savings needed to cover most health care expenses in retirement, including premiums, is $116,000 for men and $131,000 for women, according to estimates. You can calculate health care costs online using AARP’s Health Care Costs Calculator at aarp.org/work/retirement-planning/the-aarp-healthcare-costs-calculator.5. Don’t ignore major expenses. Whether you’re near or in retirement, beware of taking on large expenses that can wreck your budget. This includes digging deep into savings to help a child pay for graduate school or a dream wedding. Buying a second home can drain $20,000 to $30,000 a year for taxes, insurance, upkeep and mortgage payments, says Kristi Sullivan with Sullivan Financial Planning in Denver.6. Consider long-term care. Medicare doesn’t pay for long-term care. Most people rely on family, says Donald Redfoot, a senior strategic policy adviser with AARP Public Policy Institute. Long-term care insurance could be an option for some, particularly those with assets to protect.7. Don’t fall for scams. Older people can be fi nancially devastated by con artists. “You don’t have the years to recoup,” says Barry Korb with Lighthouse Financial Planning in Potomac, Md. Monitor credit reports for suspicious

activity. Tell credit reporting companies to put a security freeze on your report. This can stop a thief from opening lines of credit in your name. Check out AARP’s Fraud Watch Network and sign up for watchdog alerts at aarp.org/money/scams-fraud/fraud-watch-network.8. Simplify your fi nances. If you have multiple retirement accounts, consolidate them. Otherwise it is tough to determine your asset allocation—how much you own in stocks, bonds and cash—or to know if holdings overlap, says Rosa Kohler of Key Private Bank in Tarrytown, N.Y. When consolidating, make sure your fees don’t rise. You might be able to get lower fees—some fi rms cut expenses for larger accounts.

9. Keep track of pensions. If you think a former employer may be holding a pension or 401(k) for you, contact the HR department. Sometimes workers can’t fi nd an old employer that was acquired, went bankrupt or just shut down. The Pension Benefi t Guaranty Corp., which insures private pensions, is holding about $280 million in unclaimed pensions owed to 37,587 people. Search online for unclaimed pensions. Advisers at the federal Employee Benefi ts Security Administration also can track down lost accounts.10. Don’t miss your Medicare deadline. You generally have a seven-month window, starting three months prior to turning 65, to sign up. Not doing so could trigger late penalties and delay coverage—unless you are covered beyond 65 by insurance from your or your spouse’s current employer. To learn more, visit AARP’s Medicare Q&A tool at aarp.org/health/medicare-qa-tool.

10 Steps to Achieve Your Retirement Goals

Registered investment adviser (RIA): An RIA is registered with the Securities and Exchange Commission (SEC) or state regulators and is compensated for providing advice on di� erent types of investments. An RIA must be a � duciary.

Broker: This � nancial professional traditionally buys and sells stocks, bonds and mutual funds and charges a fee or commission for handling orders submitted by an investor. Brokers are regulated by the SEC and by the states, and they must be members of FINRA, the securities industry’s self-regulating body.

401(k) plan: This employer-sponsored savings plan allows a worker to save for retirement and defer income taxes on both contributions and earnings until withdrawal. Employees contribute a portion of their pretax wages; employers may match some or all of workers’ contributions.

Individual retirement account (IRA): A savings account for individuals, an IRA lets you contribute as much as $6,500 a year (for those 50-plus). Earnings are tax-deferred until you start taking out the money, after age 59 1/2. In a variation called the Roth IRA, contributions are

made with posttax money and earnings are tax-free in the future.

Mutual fund: This pooled-investment fund buys securities based on the fund’s objectives.

Load fund: A mutual fund with a sales charge or commission is called a load fund. The investor pays the fee, which in turn compensates the broker. The load can be paid when the fund is purchased (called a front-end load) or when shares are sold (a back-end load). —Compiled by Tara Finnegan Coates, Online Executive Producer, AARP

Need-to-Know Financial TermsFinancial planner: A � nancial planner assesses every aspect of your � nancial life and may also manage your investments. The � nancial-planning profession doesn’t have its own regulator. But planners may be regulated based on the services they o� er. For example, � nancial planners who are also investment advisers would be regulated by the SEC or their own states.

Fiduciary: A � duciary is required to act in the best interest of his or her client. Registered investment advisers must adhere to this rule; people known as broker-dealers (who may also call themselves advisers) generally do not.


See “La Nouba” Again, For the First TimeBy Tracie Lukens

Imagine you’ve been invited to the biggest

party you’ve ever seen. Hundreds of people hold their breath as the cake arrives and an unbelievable 8,000 candles are lit. The audience cheers, the light blows out and the festivities begin! Such was the excitement in the air as Cirque Du Soleil’s “La Nouba” recently celebrated its 8,000th show. “La Nouba,” from the French phrase ‘faire la nouba,’ means “to party” or “to live it up.” The show has been wowing audiences in Orlando since 1998, but like any good party, they like to mix it up. “Our shows evolve a lot,” says Artistic Director Daniel Ross. “We let them grow, change and go places. When we have new people come in, we let them influence the show. So ‘La Nouba’ is still fresh, still new.”

That means you’re in for a surprise, whether you’re a first time attendee or long-time Cirque enthusiast. Additions over the past few years have included a pair of rambunctious clowns, acrobatic jump ropers and a balancing/juggling artist. Ross hints at more to come over the next few months, from breakdancers to bamboo poles. While you might think 8,000 shows becomes routine for a performer, for many

cirque members, a show can still feel like their first. High-flying trapeze artist April Chodkowski says she gets goosebumps from time to time. “Oh yeah, every show,” she says. “When I have to go on the top track of the trapeze act, I’m still like, ‘Phew! It’s okay; you’re alright, just relax.’ Then the music comes on and you’re in it, and it’s easy-peasy.” Not all of the performers specialize in physical feats—some of them are vocal acrobats, like Selloane, one of the show’s main singers. Syncing her voice to the movements and energy of the other performers is no small task. But she says that synergy is what makes

everything flow so seamlessly. “Sometimes they’re hyper and you feel their energy,” she says about the performers. “If they are extra pumped up, vocally it’s easy...I get what they give me and I give them exactly what they give me.” Here in Florida, we’re lucky to have one of the few permanent Cirque du Soleil theaters in the world. “La Nouba” is a thrilling, imaginative show for all ages, and well worth a day trip.

Stay Close to the Action While Cirque du Soleil performs evenings, there’s plenty to do during the day. The Walt Disney World Swan & Dolphin Resorts (swandolphin.com) offer free bus transportation for their guests to La Nouba and all of the shops and restaurants Downtown Disney has to offer. The Swan has just finished its grand remodeling—with the Dolphin soon to follow—revealing updated accommodations that are chic, modern and comfortable. While you’re there, you can enjoy fresh seafood at Todd English’s BlueZoo, or get your fingers messy with gourmet barbecue atCib’s Smokehouse. Want something to wear for the main event? Macy’s at the nearby Mall at Millenia has you covered. Treat yourself and shop with a personal stylist (it’s free!). Learn more at h t tp : / / l .macys .com/the-mal l -a t -millenia-in-orlando-fl. The party continues in central Florida, and everyone’s invited! To learn more about “La Nouba,” or to experience the show yourself, visit cirquedusoleil.com/en/shows/lanouba/default.aspx..

Picture credit : © The Walt Disney Company. Costume credit : Dominique Lemieux


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Managing Lung Disease During the HolidaysBy Phoebe Brown, Staff Writer

The holiday season brings people together for many

celebrations. However, for people with lung disease, the holidays can seem daunting. Between traveling, cooking and eating, someone could easily become fatigued, which could make breathing difficult. One way to avoid excessive exhaustion is to practice moderation when eating. While indulging in holiday festivities, practicing moderation can help people with lung disease enjoy the holidays and improve their overall quality of life. Triggers such as air pollution, overexertion and overeating can cause flare-ups. While some triggers are uncontrollable, others are manageable. Staying inside when air quality is poor can help with lung function. Overeating or eating foods that cause gas or bloating can make breathing uncomfortable, so even during the holiday season, it is important to keep moderation in mind.

It might seem like common sense but taking time to enjoy good food and company at the table could help someone feel satisfied instead of overfull. Drinking plenty of non-caffeinated fluids can help control hunger and keep people hydrated. Eating smaller portions of foods, including desserts,

could help reduce pressure, especially in someone who is short of breath. Extra pounds could cause extra heaviness and difficulty breathing. For those suffering from debilitating lung diseases, options exist now to improve quality of life, such as diet and moderation. A clinic in the United

States, the Lung Institute, states they have helped lung disease sufferers by offering an additional treatment option in the form of stem cell therapy. Stem cell therapy is a minimally-invasive, outpatient treatment that harnesses the natural healing ability of the stem cells that already exist in the body. Stem cells are harvested from the patient’s own fat, blood or bone marrow, separated, and reintroduced into the body. Stem cells naturally fight infection and disease by repairing damaged tissue with new, healthy tissue. This is a slow process, but stem cell therapy has the potential to expedite the natural healing process for those with certain progressive diseases, such as lung diseases. People with lung disease have various options to help them take their health into their own hands, such as using an alternative treatment like stem cell therapy along with diet and moderation. By controlling factors that exacerbate their symptoms, and by taking action to improve their lung function, people with lung disease can enjoy the holidays and improve their quality of life.


By Lila Ivey

In January 2015, an unusual plane made an

unconventional landing on Florida soil. Shipped in crates and reassembled bolt by bolt, the Russian YAK-52 made its debut. Typically the bright red military plane has been a familiar sight in the skies over Siberia and Moscow. Today, the YAK-52 is the only one of its kind in acrobatic competition in the states, and its owner/pilot, is on a mission—to raise it from obscurity into popularity as a champion. The man behind the controls is 50-year-old Evgeny Komarov, who turned his passion for the YAK-52 into a new sports profession in the U.S. when he introduced his exotic and little-known plane to the West. He made a midlife change in professions, turning his hobby into a fulltime pursuit. His decision has met with instant success. Komarov hangars the YAK-52 at Shady Lane Airport in Ocala, Florida, and practices his stunning aviation techniques in the “box” over Marion County’s Dunnellon Airport, where his flight school has already attracted a handful of students.

Why Dunnellon? “Not many air spaces are available for acrobatics,” explains Komarov.

“Because Dunnellon is a small airport, I am free to practice and teach in a safe area known as the ‘box,’ where I can make a one kilometer left or right turn on the ground and a vertical ascent of 1500 to 3500 feet in just three seconds. For that, I need clear air space without other air traffic and blue skies. Visual acuity, rather than dependence on gauges, is crucial to aerobatic flying.”

Making history in aerobatic contests In just a few months, Komarov is already racking up prizes and stunning the aviation world with the plane’s

agility and versatility. Traditionally, the YAK-52 has been primarily used as a military training aircraft. Forty years ago, it was best known as a primary trainer in the semi-military club chain DOSAAF. Later under Russian rule, it serviced the Voluntary Society to aid the Army, Aviation and Navy. At 2,640 pounds, it is nearly twice as heavy as the airplanes it competes against. Its versatility is due to its ability as a trainer because of its two seats, cross-country with its old NDB-bacon system, and has the surprising capability of a thrilling aerobatic machine.

Until now, no one in the U.S. has taken the YAK-52 seriously in terms of its aerobatic capabilities, and it was only considered for basic formation flying and loop-half-a-loop flying in the Primary or Sportsmen category. Komarov has set his sights on changing that perception and opening the field.

What makes the YAK-52 so unique? Rotations are slower with this heavy machine, turn radiuses are wider and it loses altitude quickly. It takes special skill for the pilot to stay in the box on a YAK-52, which is part of why the art of flying the YAK-52 is so exhilarating. At the end of the day, a substantial number of YAK-52s and experienced pilots do reside in the U.S. It is Komarov’s goal to

pull them together and create a national team for upcoming competitions, both nationally and internationally. One of his first goals is to spark interest in high-level aerobatics on the YAK-52 by teaming up with well known aerobatic trainer, member of the U.S. National Unlimited team and three-time World Champion, Nikolai Timofeev, who has lived and worked in airplane repair in Ocala for the past 15 years. Look out, world; the YAK-52 is destined to make U.S. history with one of aviation’s most unique aircrafts.

Blue Skies—Twice the Weight, Twice the ThrillHow A Weighty Aircraft Is Stunning The World Of Aviation Aerobatics

Russian aerial acrobat Evgeny Komarov and his YAK-52

Shop Savvy With These Insider’s Savings TipsDon’t get buyer’s remorse; get smart

about shopping! Experts offer these saving tips for the holidays and beyond.1. Avoid impulse purchases at the grocery store with Grocery iQ. (groceryiq.com). You can create a shopping list on your desktop and use it in the store.2. Buy low, sell high. “When I find a good deal on something, I buy two of them and sell one on eBay for the price I paid for both,” says savvy shopper Amy Patterson McPherson from Thomasville, Ga. “That way, the one I keep is free!”

3. Shop in January. Post-holidays, retailers slash prices on men’s clothing by up to 50 percent to make room for warmer-weather clothing. Buy suits, sweaters and winter coats this month.4. Flash sale sites, including Jack-Threads (jackthreads.com), Gilt (gilt.com) and Rue La La (ruela-la.com), offer everything from suits to designer sunglasses for as little as half the retail price.

5. Buy luggage in March. Retailers know we gear up for spring/summer vacations in March, so they often discount prices.6. Save on shaving. Join a shave club at sites such as Dollar Shave Club (dollarshaveclub.com) or Harry’s (harrys.com) and have quality blades and shave supplies delivered to your doorstep for less than you spend now.7. Buy sneakers in November. Retailers devote more shelf space to sneakers in early fall, for back to school, then cut prices in November to make way for winter boots.

8. Nab the best online deals. Before you hit the “buy” button, install a free Web browser add-on, such as PriceBlink or Shoptimate, to your computer to help you find better deals. PriceBlink, for instance, scans more than 4,000 merchants to find low prices and alerts you to coupons. Tips by Terry Bradwell, AARP; Brian Boyé, executive fashion director, “Men’s Health”; and Lynnette Khalfani-Cox, “The Money Coach.” From AARP’s 99 Great Ways to Save: aarp.org.


Saint of the POW Camp —The Inspiring Story of Chaplain Emil Kapaun

By Victor Parachin

His ‘congregation’ was located inside a North Korean POW

camp. His ‘parishioners,’ made up of every faith, were hungry, ragged, emaciated prisoners of war. His ‘church’ was a lice-ridden mud hut. His uniform bore a small cross of the Corps of Chaplains rather than the crossed rifles of an infantry unit. Although he died in the POW camp at age 35, many credit him with their survival and those fortunate ones refer to him as a hero, martyr and saint. Emil Joseph Kapaun was a farm boy who called Pilsen, Kansas home. Ordained at the age of 24 in 1940 for the Diocese of Wichita, Kansas, he entered the U.S. Army as a chaplain during World War II, serving in Burma, China and India. Fr. Kapaun was discharged, but re-enlisted as the Korean War broke out. In early November of 1950, his unit was overwhelmed by Chinese troops. Although he had an opportunity to escape, Fr. Kapaun learned there was a pocket of American troops who were unable to flee. He voluntarily made his way to those trapped and injured men. There, he was captured and continued his ministry as a prisoner of war. Lieutenant Ray M. Dowe, Jr., was one of the POWs who survived and returned to tell of Fr. Kapaun’s ministry. The troops in the POW camp were being fed a starvation diet. At the risk of being shot, Fr. Kapaun would sneak out of the camp into nearby fields around the compound where he scrounged for leftover ears of corn, spoiled potatoes and grains to share with the troops. Kapaun begged for cotton undershirts to make bandages for the wounded, and cared for the sick and dying as much as he was able. Most importantly, Fr. Kapaun was instrumental in giving hope to his fellow prisoners. Whenever it was safe, he conducted quiet prayer services. “He he would offer a prayer of thanks to God for the favors He had granted to us, whether we knew about them or not, for the food and water we have received at the hands of our enemies,” recalls Dowe. He would conclude with a short, simple sermon urging the men to hold on and not lose hope that they would be freed and returned to their families. Recognizing the influence Fr. Kapaun had over the other men, his captors never punished him directly. However, they did not hesitate to torture those

closest to him, enough to elicit charges that Kapaun was advocating resistance against their captors. When the tortured men were returned to the general POW population, unsure of their welcome, it was Fr. Kapaun who first greeted them saying: “You never should have suffered a moment trying to protect me.” Because of the accusations made by the men, the POWs fully expected that Fr. Kapaun would be executed. However, the captors merely called him in and threatened him with harm. Dowe writes: “We realized then what we had half known all along. They were afraid of him. They recognized in him a strength they could not break, a spirit they could not quell.” Gradually, it became clear that Fr. Kapaun was himself beginning to fail in strength. Pneumonia eventually took him, but before he passed he left his men with messages of hope. “Tell them back home that I died a happy death,” he said, and he gave his prayer book to another officer, saying: “You know the prayers. Keep holding the services. Don’t let them make you stop.” Standing beside Dowe was a Turkish lieutenant of the Muslim faith who said: “To Allah who is my God, I will say a prayer for him.” Even after he died, Father Kapaun’s influence continued to affect the camp. A young Jewish marine was placed in the facility and said he couldn’t understand why the men were taking care of each other, unlike other places where he had been held captive. He asked why and received this answer: “Padre Kapaun, Padre Kapaun.” In April 2013, President Barack Obama posthumously bestowed Father Kapaun with the Medal of Honor, saying: “This is the valor we honor today, an American soldier who didn’t fire a gun, but who wielded the mightiest weapon of all: a love for his brothers so pure that he is willing to die so that they might live.”

Father Emil Joseph Kapaun, serving on the battlefields of the Korean War. Image in the public domain.

VETERANS CORNER

Nov. Horoscope: Scorpio and SagittariusScorpio (Oct. 23 – Nov. 22) Predictions show that home and emotional issues are in the forefront

in this month, while career and finance will be in the background. Your home will require major repairs and beautification. Confidence and independence will help you attain your targets, the way you decide. All challenges to your progress will be overcome easily.

Sagittarius: (Nov. 23 – Dec. 22) It’s your way, all the way in November. Personal ambitions and self-will will decide your progress,

Sagittarius. Seek the help of others, but follow your conscience. There is another major change happening. Career and professional matters are giving way to family and spiritual consciousness. You can take the help of spirituality to review your past and make plans for it. (From sunsigns.org) More horoscopes: lifestylesafter50.com.

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Tech Talk Giveaway: Hearing AidsWelcome to this month’s

Tech Talk column, where we cover the latest apps, products and websites that make life a little easier. This month, we’re giving away one MDHearingAid AIR Digital Hearing Aid (Can be used for Left or Right Ear) and one FIT digital hearing aid (Right Ear only). You can enter to win one or the other. Please specify which aid you would prefer when sending us your entry. There will be one winner for each hearing aid! With three programs and a volume dial, the AIR accommodates the most common types of hearing loss for confident communication, even in challenging listening environments. Its discreet behind-the-ear design and invisible wire make it almost impossible to notice. The FIT: Are you an active adult who needs hearing help but doesn’t want to be tethered to conventional hearing aids? The FIT was made just for you, with a patented In-The-Ear (ITE) design that

allows natural air movement so you don’t feel blocked off from your surroundings. To order, or learn more, visit mdhearingaid.com. To enter the giveaway, email [email protected] or snail mail us at:

Send us your name, address and phone number by November 19. The drawing will be held on November 20, and the winner will be contacted and announced in

the next issue of Lifestyles After 50. Look for more giveaways in upcoming editions. Good luck!

Attn: ZoinxLifestyles After 50

P.O. Box 638, Seffner, FL 33583

Congratulations!To last month’s winner:

Angela McElroy of ValricoShe won the Zoinx Sunglasses!

The AIR

The FIT

Try A Balance-Boosting Exercise WalkMaintaining good balance as we age

is important to help us prevent falls and keep us able to do the things we love. Doing these two exercises regularly will give your balance a boost!

Balance Walk1. Raise arms to sides, shoulder height.2. Choose a spot ahead of you and focus on it to keep you steady.3. Walk in a straight line with one foot in front of the other.4. As you walk, lift your back leg. Pause for 1 second before stepping forward.5. Repeat for 20 steps, alternating legs. Challenge: As you progress, try looking from side to side as you walk.

Heel to Toe Walk1. Position the heel of one foot just in front of the toes of the other foot. Your heel and toes should touch or almost touch.2. Choose a spot ahead of you and focus on it to keep you steady.3. Take a step. Put your heel just in front of the toe of your other foot.4. Repeat for 20 steps. Tip: If you are unsteady on your feet, try doing this exercise near a wall so you can steady yourself if you need to. For more exercises, visit nihseniorhealth.gov.


Tinseltown Talks: A ‘High Chaparral’ Thanksgiving with Henry Darrow

By Nick Thomas

Come November, Henry Darrow’s thoughts typically turn to turkeys…

and burros. Darrow, who turned 82 in September, played Manolito in the popular ‘60s western television series “High Chaparral.” He recalls the memorable Thanksgiving episode, “For What We Are About to Receive,” first broadcast on NBC on November 29, 1968.

“We spent that episode looking for a lost turkey that I’d won in a shooting contest,” said Darrow, from his home in North Carolina. “The bird falls off my wagon and in one scene we’re all out in the desert making various turkey sounds trying to catch it. That was a fun episode.” Earlier in the plot, Manolito’s buckboard holding the turkey is stolen, forcing him to seek alternative transportation. “A burro!” recalled Darrow, laughing. “I can still picture myself riding that animal—it was very boney and uncomfortable!” Darrow appeared in all 98 “High Chaparral” episodes, as well as over 130 film and television roles, many discussed in his 2012 autobiography “Henry Darrow: Lightning in the Bottle” co-written with Jan Pippins (see henrydarrowbook.com). “High Chaparral” was one of numerous TV westerns dominating network television in the ‘60s. “About 15 of the top 20 shows were westerns,” said Darrow. But the series stood out with its realistic treatment of life and conflict in the old West. “It was also the first show to feature a Hispanic family alongside an Anglo family in primetime.” The show was created by “Bonanza” producer David Dortort, who was looking for a Hispanic actor to play Manolito.

“I got lucky when he saw me in a play,” said Darrow, whose parents were from Puerto Rico although he was actually born in Manhattan. Darrow was a teenager when his family returned to Puerto Rico, where he studied at the university before heading back to the U.S to take up acting. “As a kid in Puerto Rico, I’d get out of school and go down to a small, local theater and, for a quarter, could see all the great cowboy stars like Charlie Starrett (the Durango Kid), Buck Jones, Gene Autry, and Roy Rogers,” he recalled. “Then, as a young adult, I got to play one on TV!” “High Chaparral” also starred Leif Erickson as head of the Cannon family’s Arizona ranch, as well as Linda Cristal, Mark Slade and Cameron Mitchell. “Cam (Mitchell) was quite a character,” said Darrow. “He introduced me to horse and dog racing, and poker, but I learned a lot from watching him and his inventiveness on the set.” Planning for the final banquet scene of the Thanksgiving episode, after a turkey is finally caught and cooked, Darrow remembers Mitchell saying he would serve the peas, leaving the mashed potatoes for Darrow.

“But Cam grabbed the potatoes,” laughed Darrow. “He was always doing something unexpected.” The meal was also interrupted by neighbors and local native americans, each claiming ownership of the turkey. “Instead of fighting, we ended up sharing the meal,” explained Darrow. “It was like the first Thanksgiving all over again—a wonderfully written episode for the season.” Nick Thomas teaches at Auburn University at Montgomery, Ala., and has written features, columns, and interviews for over 600 magazines and newspapers. Follow on Twitter @TinseltownTalks.

Henry Darrow in his 2012 film, “Soda Springs.” Photo: 2C Entertainment

Darrow and felllow High Chapparal cast in “For What We Are About to Receive.”

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By Andrea Gross; Photos by Irv Green

I expect Seattle’s Pike Market to be colorful, crowded and caffeinated,

as befits the city that birthed Starbucks, but I don’t expect flying salmon. Yet, here, men in white aprons are flipping giant fish with the ease that most folks flip pancakes. One of the fishmongers grins as a salmon slips onto the counter and somersaults into a bin. “Want one?” he asks. I decline and walk on to see the flowers, which smell infinitely better.

Like other urban markets, Pike Market reflects its surroundings. Salmon in Seattle? Of course. (Taste them in a market restaurant or have them shipped to your home.) Gator-burgers in New Orleans? (Eat them on the spot.) Clam chowder in Boston? Most definitely. While in some cities, commercial establishments have moved in, the emphasis in urban markets is always on locally sourced food and regionally unique products. That’s what makes them so much fun for the traveler.

Seattle’s Pike Market: The Country’s Oldest Continuously Operating Market My husband and I weave past performers strumming guitars, we dodge groups of tourists and inhale the strong smells of curry, kimchee, coffee and chocolate. Vendors ply us with samples: a handful of dried fruit, a slice of apple, a chunk of cantaloupe and the best chocolate-covered cherry I’ve ever tasted. No wonder, since Washington is the top sweet-cherry-producing state in the nation. Washington also grows more onions than any other state, and Pike Market owes its existence to onion-hungry citizens, price-gouging middlemen and a sympathetic politician. In response to his constituents, who were furious that the price of onions had risen dramatically, Seattle Councilman Thomas Revelle suggested that farmers set up shop on an empty street corner and sell directly to their customers. In August 1907, eight farmers did just that. Their produce sold out within hours, and the business practices of Seattle were forever changed. Now, 108 years later, more than 100 farmers and 200 craftsmen and women rent space at the market, which has expanded to cover nine acres. (pikeplacemarket.org)

New Orleans’ French Market: America’s Oldest Public Market Seattle’s market may hold the title of the oldest continuously operating market, but New Orleans’ French Market predates it by more than 100 years. It began as a Native American trading post in 1791 but quickly grew into a multi-ethnic hub as new arrivals flooded the area. Now, vendors sell everything from homegrown food to handmade crafts, many of which feature fleur-de-lis in one form or another—on mugs, door knockers, T-shirts and neckties. I’m not into fleur-de-lis décor, and I can easily pass on alligator models and Mardi Gras masks, but I succumb to temptation when I see a handmade voodoo doll. After all, you never know when a little magic might come in handy. The food presents a bigger problem. Do I want gator meat on a stick, in a burger or atop a salad? And then there’s the muffuletta, a deli sandwich favored by Sicilian farmers who were selling their goods at the market. We look at the sandwich, a layered powerhouse consisting of a marinated olive salad, three meats and two cheeses. It’s a tough call. We opt for both. (frenchmarket.org)

Faneuil Hall Marketplace: The Nation’s First Festival Market Some folks call it Faneuil Hall Marketplace; others call it Quincy Market. Either way, it’s a favorite meeting place for Bostonians and one of the city’s top visitor attractions. The area was first a public food market, then the site of an historic hall where a reception was held for George Washington. Later, in the nineteenth century, it was the home of one of the largest market

complexes in the country. But despite its storied history, by the early 1970s it was simply a group of decaying buildings, and the city wanted to tear them down. Instead, some concerned citizens turned them into a “festival marketplace,” the first one in the United States. The old Faneuil Hall and Quincy Market became a “festival” of stores, restaurants and pubs, thus revitalizing not only the old buildings but the surrounding area as well.

We snack and wander—taste-testing clam chowder and baked beans, admiring pewter mugs and trying on T-shirts that celebrate Boston colleges and sports teams. Our last stop is at Make Way for Ducklings, a bookstore that honors Robert McCloskey’s classic tale of a group of Bostonian mallards. I resist buying my granddaughter a toy mallard imprinted with the word “Boston,” and instead get her a book of Mother Goose rhymes. She may as well learn now that the little pig who went to market had a lot more fun than the ones who stayed home. (faneuilhallmarketplace.com)

Seattle’s Pike Market is the go-to place for Pacific seafood, whether to eat on the spot or to ship home.

Seattle’s Pike MarketFaneuil Hall, which comprises one part of Boston’s famed market place, has been the site of many historic events, including speeches by Samuel Adams

and a reception for George Washington.

At Faneuil Hall, you can indulge in savory chowder and a host of other New England specialties.

The French Market spans six blocks in New Orleans’ French Quarter.

The entertainment surrounding New Orleans’ French Market is as fascinating as the action inside.

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WordSearchAnswers From Oct.

Ray Brothis last month’s winner!

Congratulations!

Word Search NovemberIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An

example is given to get you started. Can you find the twenty answers in this puzzle?

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MYSTERY PRIZE!

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Last Month’s Answers October Sudoku

Sara Boisvert is last month’s winner! Congratulations!

November Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. The first correct answers selected from the drawing on Nov. 20 will win. Good luck!

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Helping Veterans And Active Duty Military MembersBy Daryl RosenthalSocial Security Public Affairs Specialist

On Veterans Day, the nation honors the men and women who risk their

lives to protect our freedom. Social Security honors veterans and active duty members of the military every day by giving them the respect they deserve. A vital part of that is administering the Social Security disability program. For those who return home with injuries, Social Security is a resource they can turn to. If you know any wounded veterans, please let them know about Social Security’s Wounded Warriors website. You can find it at www.socialsecurity.gov/woundedwarriors. The Wounded Warriors website answers many commonly asked questions, and shares other useful information about disability benefits, including how veterans can receive expedited processing of disability claims. Benefits available through Social Security are different than those from the Department of Veterans Affairs and require a separate application.

The expedited process is used for military service members who become disabled while on active military service on or after October 1, 2001, regardless of where the disability occurs. Even active duty military who continue to receive pay while in a hospital or on medical leave should consider applying for disability benefits if they’re unable to work due to a disabling condition. Active duty status and receipt of military pay doesn’t necessarily prevent payment of Social Security disability benefits. Although a person can’t receive Social Security disability benefits while engaging in substantial work for pay or profit, receipt of military payments should never stop someone from applying for disability benefits from Social Security. Learn more by visiting www.socialsecurity.gov/woundedwarriors. Social Security is proud to support the veterans and active duty members of the military. Let these heroes know they can count on us when they need to take advantage of their earned benefits.

SOCIAL SECURITY Q&A

Professional Golfer Sees Results After Using Low-Intensity VibrationProfessional golfer

Peter Jacobsen, 59, understands the impor-tance of maintaining a healthy lifestyle. That’s why he uses a Marodyne LivMD to help combat conditions associated with aging such as circulation, bone and muscle health, plantar fasciitis and joint problems. Peter began using LivMD—a low intensity vibration device developed through NASA funding by Dr. Clinton Rubin of Stony Brook University in New York—to maintain his overall health and quality of life. In the past, Pe-ter had a hip and knee replacement and was diagnosed with joint problems and plantar fasciitis—a painful inflammation in the connective tissues in the foot. Although Peter has only used LivMD for a short time, he has seen great results. “It’s been eye-opening; I didn’t expect to see results this fast,” Peter said. Peter started using LivMD two times a day for 10 minutes each session. “After about 10 days, the fasciitis in

my foot was gone,” said Peter. Not only was Peter astounded by his success using LivMD, he was also impressed with how easy it was to use. “I plugged it in, it beeped at me, I stepped on the device and it started buzzing.” Peter

said. “It’s about the size of home plate, kind of like a large bathroom scale—and it doesn’t take up much space.” Unlike other vibration machines on the market, LivMD vibrations are safe and mild. LivMD’s technology was developed based on OSHA safety standards. “Not only is it safe, but it feels good, unlike other vibration machines that vibrate at much higher intensities,” Peter said. The device, which emits a force of 0.4g (gravita-tional force) at 30Hz (30 x/second), is safe to stand on for up to four hours per day according to Marodyne Medical. For more information about LivMD, visit LivMD.US or Marodyne.com or call 1-866-387-7131.


A Legacy Undone: How To Protect An Elderly Parent from a Financial Predator

Married for 35 years, Terrie and Jon Hull were very close with Terrie’s

mother, Jean. However, their happiness became tragedy in the span of just a few weeks. First, Terrie’s elderly mother was in a car accident and suffered a severe traumatic brain injury, which critically impacted her short-term memory and left her frustrated and vulnerable. Terrie and Jon rose to the occasion and became her primary caregivers while she underwent additional surgeries and all it entailed. Then, Jean’s boyfriend stepped in and the real nightmare began. In the months that followed the accident, Jean’s long-time friend “Billy” moved in, took advantage of Jean’s disability and confusion, and convinced her that Terrie was stealing money. Without evidence, he managed to persuade both a police officer and a judge that Terrie was the one taking advantage of Jean, and the judge issued a restraining order without a shred of proof. Homecare workers also colluded with Billy, helping to make arrangements for a one-day visit to Las Vegas, where Billy and Jean were married. Billy turned out to be a financial predator, and the Hulls were thrust into a 4-year legal battle to save Jean from ruin. Fortunately, Jean and her first husband had put their estate plans in place through a family trust, which made it possible for Terrie to successfully fight for a conservatorship. But not before Billy closed all of Jean’s bank accounts, opened new joint accounts, cashed some bonds and even took Jean’s name off one of the accounts! Terrie and Jon were able to make certain that Billy couldn’t drain Jean’s financial assets through the trust. They prevented him from being able to inherit it, ensuring that Jean could live out her life financially comfortable. Terrie and Jon share what they did and what they learned in their book, “A Legacy Undone…An Extraordinary True Life Experience That Will Make You Rethink Protecting Your Family.” They include steps that everyone should take to ensure that their loved ones’ wishes are protected should they become mentally or physically incapacitated:

1. Organize emergency information. This includes more than just a list of doctors and contacts. Cataloging your digital assets, bank accounts, storage rentals, financial advisors, P.O. boxes and more can be a boon for loved ones facing critical decisions.2. Create a solid estate plan. This is the best way to make sure your loved ones will be able to carry out your wishes when the time comes. Estate laws in the United States give people the right to put their affairs in order. Not exercising that right means you may forfeit your family’s legal right to help you.3. Designate a durable power of attorney. This allows a person you trust to make legal decisions for an incapacitated individual. Without power of attorney, the courts or a third party designated by the courts will make legal decisions.4. Prepare an advance medical directive to make your wishes known and to relieve family members of making difficult end-of-life decisions on your behalf.

5. Communicate. “If your parents are over 50 and haven’t talked with you about putting their affairs in order, you need to start the conversation,” Terrie says. “Find out what they have done while they are still young and aware.” The same is true for parents. “Your children look up to you and assume you have been smart with your money,” she says. “Prove them right by putting your affairs in order. Then

teach your adult children to put their affairs in order. This opens the door to productive conversations about other important decisions in life.”6. Realize that this is all about life. “Putting your affairs in order is not about death. It’s about making sure things get done your way,” she says. “It is one of the most important financial and lifestyle decisions of your life. It’s about writing the last chapter of your amazing legacy.” Find their book, “A Legacy Undone,” online at amazon.com.

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Seniors Getting Together

Lifestyles After 50 Lake Edition, November 2015

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