Lifestyles After 50 Marion/Lake/Sumter January 2014 edition

Vol. 25 • January 2014

www.lifestylesafter50fl.com • Marion/Lake/Sumter • FREE

INSIDE THIS ISSUE• Amazing World Adventure• Eight Steps to Life’s Wellbeing• A Year of Happiness• Give Disc Golf a Whirl

Discover the Fun!

FEB. 9th – 20th, 2012

Feb. 6-17

Lifestyles After 50 • January 2014 • page 2

You Never Know What Will Happen When You Re-imagine Your Life

Dear Readers,

A new buzzword making the

rounds is “re-imagine,” as in re-imagining life’s possibilities and asking the question “What’s next for me?” It’s about making choices that fundamentally change your life. It can be as simple as imagining yourself if you gave up smoking and got healthier or if you started eating right and exercising more. You might re-imagine your life going back to school or creating a beautiful yard. So many possibilities! Then there are people like Don Mankin of Los Angeles, a career academic and author of books on organizational psychology. He reimagined his life and now he travels the world as “The Adventure Geezer.” I met Don recently at a travel writers conference. In December we talked on the phone and he told me he was spending the day going over his itinerary for travels in 2014. Oh, let’s see. He’s got a few things planned. He’ll be kayaking in Croatia, sailing in Indonesia, hiking in Portugal, diving in the Galapagos Islands. He has six adventure trips in all, each of them two to three weeks long. You can read Don’s article in this issue about three of his adventure travel trips last year—hiking to Machu

Pichu, crossing Russia by train, coming face to face with a lion in Namibia. The interesting thing about Don’s trips is that he’s not the only—and sometimes not the oldest—senior adventurer on his trips. Old is the new young when it comes to adventure travel.

Becoming “The Adventure Geezer” Don was an academic for 35 years, a Ph.D psychologist who taught classes, wrote books and became a university dean. About eight years ago, he was having dinner with a friend and handed the friend a copy of his recent book on business management. Don said, “My friend challenged me with some career advice: Stop working and writing in academia. The baby boomers are going to be interested in hearing about your travels.” A light went off in Don’s head. In that instant, he re-imagined his life as an adventure travel writer. “It really was almost that abrupt,” he told me. In reality, he had his lifetime of experience to draw on, like we all do. The friend knew Don was already an author and that he had always been interested in travel. He knew that when the university opened an interna-tional study program in Thailand, Don had extended work trips to Thailand for the school, visiting Cambodia, Laos and Vietnam after the work part of the trip. “It had not occurred to me to write about my travels, even though I took lots of pictures,” Don said.

He spent the next year in academia while he wrote a book proposal, found an agent and sold his fi rst adventure travel book to National Geographic. And with that, he stopped working and became The Adventure Geezer! Every year he takes extended trips that are centered on adventure. That means staying fi t. “I’m very conscien-tious about the gym. I work out with an extremely rigorous program,” he said. He said, “I’m as busy as I’ve ever been. I really haven’t had a boring day in years.” That’s a good lesson for all of us. If we are bored, it might be good to start re-imagining life and allowing ourselves to be pulled by the possibilities that are all around us, whether for adventure, service to others or—well, look for yourself at where you’ve been and what’s out there for the future. Do you need to re-imagine yourself?

Janice Doyle, Editor

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Trout Lake Nature Center—Showing Off Florida Discovery by DiscoveryBY JANICE DOYLE

You never know what you’ll find when you visit Trout Lake Nature

Center (TLNC), a 230 acre wildlife pre-serve located near the southern entrance to Ocala National Forest in Eustis. That’s the joy of the place—seeing a new bird or listening to a naturalist guide explaining something on a wooded trail. Trout Lake Nature Center is a tribute to volunteerism. Twenty-five years after its beginning by the Oklawaha Valley Audubon Society, Lavon Silvernell is the only full-time employee. Volunteers are the key to the Nature Center’s great success. Chuck and Ethel Shubart are exam-ples of the passion felt by volunteers there. They’ve been snowbird volun-teers for 14 years. Ethel started as a docent volunteer, and Chuck—now 95—soon followed. Silvernell says, “He’s our poster child for volunteering here. He calls the Center his ‘giant tin-kertoy set.’ He cuts trees, builds trails,

repairs things, and often spends six hours a day here.” Another volunteer spends 30 hours a week at the Center. She helps Silvernell develop curriculum and train volunteers. Other areas for volunteers include crafts, greeters, habitat, hospitality, kiosks, maintenance and outreach. (See the website for informa-tion.) Silvernell says, “Interested people should come to a program and see how it feels here and talk to someone about how they can fit in. We use so many kinds of volunteers.” Adults as well as children find much to love at Trout Lake. A 1,000 foot long boardwalk extends into Trout Lake with a pavilion on the lake. An interac-tive nature center houses hundreds of local specimens from butterflies to

bobcats and from bones to feathers. The Education Center often fills up for their popular lecture series. Silvernell says, “We do at least one natural-ist activity every month, and we have Friday night naturalist

talks.” First Saturdays are bird count and nature walk days. The walks, Silvernell says, are “always delightful. We look at bugs and birds and scat and whatever we find on the trail.” Here’s a look at what is coming up:

January

15 Garden Work Day.

17 Naturalist Talk “Florida on Fire” author Rachel Wentz on the role of fire in Florida’s history and pre-history.

19 TLNC hosts a bike ride in Lake Apopka Restoration Area. The trail will go through a great birding area. Silvernell says birding is not the focus of the ride but if they see a hawk fly over, they will stop and enjoy nature.

February8 Festival at the Center in honor of the 25th anniversary of TLNC and the 50th anniversary of the beginning of the Oklawaha Valley Audubon Society. Representatives of many organizations that work with nature will be represented.

21 Naturalist talk “Scrub Jays and other Birds of Seminole Forest” by Ralph Risch, forest biologist known as a scrub jay expert and a great presenter.

TLNC is just east of CR 44 and SR 19. Visit their website: troutlakenature.org or call 352-357-7536 for more information.

Volunteers Chuck and Ethel Shubart

Lavon Silvernell, TLNC


8 Tribute to Maynard Ferguson by the Underwood Ellis Big Band.

Savannah Center, The Villages,Lady Lake. 352-753-3229.

9 through 19 Theatre production of “I Do! I Do! I Do! I Do!”

Ocala Civic Theatre. 352-236-2274.

10 An Evening with Father Mark and Friends. Featured perform-

ers include Sisaundra Lewis (the voice of Cirque de Soleil), dancers champi-ons, the world’s only ordained priest and professional comedian Father Mark Niznik and more. Savannah Center, The Villages, Lady Lake. 352-753-3229.

11 A Fun Evening With Petrina the British Bombshell Dinner

Show. $38/ person. Windsor Rose Tea Room, Mount Dora. 352-735-2551.

11 Dueling Pianos “Interactive Dance Party.” Circle Square

Cultural Center, Ocala. 352-854-3670.

11 Sidewalk Astronomy. 6 pm. Guided tour with telescopes,

activities & lectures. Discovery Center, Ocala. 352-401-3900.

11 and 12 Theater Comedy Musi-cian and Hypnotist Cesar Domico

Show. Spellbinding mix of magic and laughter. Adults $30. Mount Dora Com-munity Building. 800-838-3006 ext.1.

11 and 12 “Simply Sinatra” at Wil-liams Auditorium, Lake Sumter

State College, Leesburg. 352-365-3506.

12 “Father and Son” concert by fathers and sons who

are members of Ocala Symphony Orchestra. Appleton Museum of Art, Ocala. 3 pm. 352-291-4455.

16 Baroque Gems, Romantic Mas-terpieces of Baroque Literature

by Florida Lakes Symphony St. Pat-rick’s Church, Mount Dora. 17 Same performance in Clermont at Family Christian Center. 352-589-1500.

17 At the Hop Dance. Roy Baker Band playing ‘50s, ‘60s and

‘70s music. Catered dinner. Cash

bar. $30/advance; $40/door. Eustis Community Center. 352-483-2900.

17 through Feb. 2 “Six Dance Lessons in Six Weeks” by Melon

Patch Theater, Leesburg. 352-787-3013.

17 through Feb. 9 “Man of La Mancha” by Moonlight Ware-

house Theatre, Clermont. 352-319-1116.

18 Dr. Martin Luther King Jr. Commemoration Parade

and March. 11 am. Downtown Leesburg. 352-365-3592.

18 Health and Wellness Expo. Circle Square Cultural

Center, Ocala. 352-854-3670.

19 “Lucia di Lammermoor” by Central Florida Lyric

Opera. $28 seniors. Lake-Sumter State College, Williams Fine Arts Auditorium, Leesburg. 877-211-5346 or centralfloridalyricopera.org.

25 The Kingsmen, best known for “Louie, Louie.” Circle Square

Cultural Center, Ocala. 352-854-3670.

25 – 26 Night and Day: A Tribute to Gershwin and Porter at

Ocala Civic Theatre featuring the music of George and Ira Gershwin and Cole Porter. $18/adults. Call 352-236-2274 or go to ocalacivictheatre.com.

27 The Lennon Sisters in concert. Savannah Center, The Vil-

lages, Lady Lake. 352-753-3229.

31 Three Tenors plus One Show. Broadway selections and opera

arias. St. Timothy Catholic Church, The Villages, Lady Lake. 352-753-3229.

31 through Feb 23 “The Drowsy Chaperone” by Bay Street Play-

ers, State Theatre, Eustis. 352-357-7777. Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. January 10 for February event.)

Around TownW H A T ’ S H A P P E N I N G J A N U A R Y 2 0 1 4

Japanese Art Display“A Celebration of

Japan,” an art exhibition, features a collection of decorative sword guards, pen/ink containers, kimonos and wood block prints from the collections of the Appleton and Mulvane Museums.

Another exhibition titled “The Living Art of Bonsai” that consists of bonsais from the collections of the Marion Bonsai Society will coincide with the A Celebration of Japan exhibition. January 17 through April 13. Appleton Museum of Art, Ocala. Information at 352-291-4455


BY DON MANKIN

Adventure isn’t just for the young. Boomers and seniors, with time

and money to spend and the unique perspective that only age and experi-ence can provide, are now leading the way in exploring the world and seek-ing adventure. Come along on three of my favorites; then plan your own.

Trekking Lodge to Lodge to Machu Picchu As I sat in the spa sipping a pisco sour, I looked down the valley to Mt. Salkantay, the huge, snow-covered monolith at the end. I was in the Andes for the six day Mountain Lodges of Peru trek. At this altitude most every day is a challenge, but the big challenge was on the third day – a butt-searing, heart-pounding, lung-screaming five hour, 2500’ high altitude climb to Salkantay Pass at 15,213 feet. I made it, as did everybody in our group, though a few rode horses over the pass. The downhill sections, on muddy, rocky trails, weren’t so easy either. But at the end of every day there were spas, pisco sours and cold beer, comfortable accommodations and

excellent meals. The hike ends, after a short train and bus ride, at Machu Picchu, one of the most impressive of the seven wonders of the world.

Besides Machu Picchu and the physical chal-lenge of the hike, it’s the spectacular scenery that makes this trip so special. Huge domed

massifs and sheer, jagged peaks loom over lush forests and broad valleys. The air is so clear you can almost make out every crease and crevice in the snow and ice that cover them. Clouds and mist settle over the mountains and hide them from view, then lift for a few minutes to reveal peaks turned gold in the sun. Is it the most beautiful place in the world? It’s near the top of my list. Go visit and see for yourself. Traveling by Train from Moscow to Beijing As I sat on the bed in our tiny compartment, I watched the Russian countryside roll past our window. My wife, Katherine, and I were on a private version of the Trans Siberian Railroad, on our way from Moscow to Beijing on a 16-day journey through history, a history with a cast of characters and enough blood and sex for an HBO series. The trip was not just a ride through the past. The rich, complex past is shaping an even more complicated present and future. Trying to pin down what is happening in this rap-idly changing region is like shooting at a moving target, a target marked by

surprises, ambiguity, contradictions and unlikely juxtapositions – e.g., classic cathedrals and statues of Karl Marx alongside hipster bars and high tech start-ups in Moscow; attractive, vital cities in the heart of Siberia; traffic jams and construction cranes in Ulan Bator, followed by an early morning concert of traditional music in the Gobi Desert; grand monuments and funky night markets with extraordinary street food in Beijing. The train was intrinsic to the experi-ence, pulling all of the destinations together into something more akin to a movie than a sequence of discreet pho-tos. This gave me a much better feel for the region as a whole—its history, the interrelationships that shaped it, and the economic and cultural dyna-mism on display as we passed through.

If this sounds more like a graduate seminar than a trip, it is a graduate semi-nar fueled by vodka. Katherine summed it up best after a vodka tasting on the train as we rumbled through eastern Siberia: “When I drink a lot of vodka I achieve a level of clarity that does not correspond to reality.” Then she weaved her way down the corridor to our compartment for a nap before dinner.

Namibia—Raw and Wild The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away. This lion sighting was just one of several, albeit the most dramatic, of my recent three week trip to Namibia. The highlight of those three weeks includ-ed five days in Etosha National Park, one of the largest game parks in Southern Africa, and a six-day fly-in safari to Damaraland in the northeastern corner of the country. The wildlife in Etosha—elephants, lions, zebras, giraffes, rhinos, ostriches, jackels, hyenas, wildebeests, and several different kinds of antelope—can be seen in abundance around the many waterholes that dot the parched landscape. Damaraland is more remote. It is drier and the wildlife is more dispersed. That was where I met the growling lion, on the last day of our safari. The next morning a couple who were staying in the same camp told me that they had heard a lion outside our tent in the middle of the night. I wondered if he was looking for me… Don’s trips were hosted by: Mountain Lodges of Peru, Lernidee Trains and Cruises, Namibia Wildlife Resorts and ATI Holidays (the fly-in safari). Don is author of Riding the Hulahula to the Arctic Ocean: A Guide to 50 Extraordi-nary Adventures for the Seasoned Traveler (from National Geographic Press) which The Wall Street Journal called “one of the best travel books of 2008.” Don’s personal, psychologically-rich descriptions of exotic trips for baby boomers appear in the Huffington Post and elsewhere. Read more: adventuretransformations.com and adventuretransformations.com/wordpress.

Travel

Meeting the World, One Amazing AdventureAfter Another

...The lion stared at me, less than 10 yards away, then growled. I cringed, realizing that with just a quick, short leap, he could pull me out of our open safari vehicle and drag me away...


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Resolutions for Life: 8 Steps to WellbeingThe New Year’s resolution to be

healthy often comes with the re-alization that we must change our life-style, for our own sake and for loved ones. Each year, millions of people make this resolution, but quickly revert to old habits as they struggle to bal-ance responsibilities of everyday life. Here are several steps to better health that will turn your New Year’s resolution into a significant long-term investment.

Make it real. Our society tirelessly promotes rehabilitation—a reactive measure that most only consider after neglecting an existing issue. In reality, the most effective way to combat health problems is to address them before they arise or become worse—let’s call it prehabilitation. Make a commitment to get ahead by writing down a few weekly goals today.

Develop a great mindset. Cancer patients who choose to exercise and eat healthy before and during treatment are more likely to experi-ence an improved response to medication. After a long day at work or even in the face of good-natured joking from friends who might be surprised to see you order a healthy meal, adopt the man-tra “I will not be defeated.”Start small. Don’t make the mistake of thinking minor activities do not count. Light aerobic exercise five times a week, even if it’s only a few laps around the mall or your local grocery store, is a great place to start.Drink eight ounces of water, eight times a day. Drinking the right amount of water each day helps you maintain higher energy levels, keeps you fresh and extinguishes the “icky”

feeling you have when you begin working out. Numerous studies show that athletic performance decreases when an individual is dehydrated by as little as two percent of body weight.Add fresh fruits and vegetables to your diet. Give your body the vitamins and nutrients it needs to

recharge for your next activity.Reward yourself for your commitment. Choose one day each week and give yourself permission to indulge in a sweet treat or craving as a reward for staying committed to your goals. Don’t forget to pay close attention to portion size.Find an accountability partner. An accountability partner will hold you to your resolution and ask you

the questions you might otherwise avoid. An emotional connection with someone who cares about your well-being will help you keep sight of your resolution. You might even motivate them to exercise with you.Set the example. Build strength and energy to engage in family activities. Children model what they see at home, so make time to exercise, or even cook a healthy meal together. You will show others the value of taking care of themselves for the rest of their lives. Whether you are battling cancer or are just a newcomer to exercise, you can begin a new routine today with these tips and a good pair of shoes. After all, shouldn’t living a healthy lifestyle be a life-long resolution? Karen Barber, PT, is director of oncology rehabilitation at Cancer Treatment Centers of America at Southeastern Regional Medical Center in Newnan, Ga.

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Dear Mark: Is there a casino game offered that has a very low

house edge, but at the same time you don’t need the skills of a professional gambler to play the game? —Alex M.

The game that offers little use of any gray matter and a low house edge to boot is either baccarat, or for the low roller, mini-baccarat. No need, Alex, to let the mystique of the game intimidate you. With only two hands dealt regardless of how many players are sitting tableside, a player’s only decision is to wager on the bank or the player hand. As for rules, Alex, they are simple enough; the closest to nine wins. Adding a third card, dependent on the total of the first two cards, is done by the dealer based on predetermined rules. Just kick back and watch the dealer do his or her handy work. You will easily pick up the nuances of the game as you play. Plan on being an expert in 30 minutes. As to the quality of these two wagers, the house edge on the bank hand is 1.17 percent, and 1.36 percent on the player. There is but one other option, and that is betting that the two hands tie. Fugedaboutit! The house edge on the tie wager is 14 percent, making it one of the worst bets in the house.

Dear Mark: When you have written about counting cards in the past, you have described that it is to the counter’s advantage to bet more when the deck is rich in face cards. Still, don’t the non-counters reap the same rewards since they are sitting at the same table

as the counter, share those same high cards, and in essence, have the same odds for or against them? —Ken W.

You are right to a point, Ken, in that the composition of the residual cards in any deck constantly changes and can favor all the players sitting at the table. So, when there is a higher percentage of high cards remaining, the odds shift in favor of both you and the card coun-ter, simply because both of you will see more blackjacks, which pay 3-2, plus you are more likely to receive high cards for your double-down situations. The difference between you and card counters is that they take advantage of that shift, and most likely you don’t. Once the odds swing in counters’ favor in opportune situations, they bet more money while you sit tight and bet the table minimum. Knowing when to bet more is the key here. While the Average Joe is faithfully betting the same amount hand after hand even when the chances of getting a blackjack are more likely, the card counter shifts his own odds by betting more. Likewise, when the quality of remaining cards are mediocre, card counters wager less, creating odds that, once again, are different from yours. (SENIOR WIRE)

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It’s time to eat wonderfully wacky, wild, and irresistible fare. Here’s to

eating your way through the Florida State Fair, Feb. 6 – 17! These are just some of the tasty treats you’ll find: Twister Dog – In one incarnation, the Tornado Dog or Twister Dog is a hot dog wrapped in tornado potatoes (spiral cut potatoes) and deep fried to perfection.

Ramen Noodle Burger – This burger on a Ramen Noodle bun will taste wonderful as the juices from the patty soak into the ramen noodles and it resembles a ramen soup.

Also new this year will be Curried Goat with Dumplings and Curried Crab with Dumplings. If you’re trying to stay healthy, the Pickle Barrel Sirloin Tips vendor will be offering a new veggie wrap.

For true State Fair fun, you’ll want to mix up some flavors, so head for funnel cakes. This year’s blow-out taste treat will be Maple Bacon Funnel Cakes. What a combination of goodness!

Hanging around year after year, look for some of these: Deep-fried Oreos – You’ll probably be handed four breaded and fried Oreos topped with a healthy dusting of powdered sugar.

Beware! It’s a warm, soft, chewy, melty texture. (I read that some sum-mer state fairs upped the ante for fried Oreos and used red velvet coating and topped it with cream cheese icing.) Cheeseburger With Deep-Fried Ice Cream – One Fairgoer rationalized the appeal of a cheese-burger topped with deep-fried ice cream by describ-ing the salty-sweet hybrid as a “milk-shake burger.”

Krispy Kreme Hamburgers – The doughnut burger features a quarter-pound burger, bacon, cheese and two glazed Krispy Kreme doughnuts in place of a single bun. The monstrosity contains nearly 1,100 calories and 67 grams of fat.Chocolate-CoveredBacon on a Stick – Known as “a muddy pig,” chocolate-covered bacon on a stick isn’t new to fairgrounds, but the most recent additions to the salty-sweet construction is

to gild it with a candied cherry.Deep-fried Peanut Butter and Jelly – Clog your arteries with warm jelly and gooey peanut butter in an outside that’s so like a doughnut it must be one. For Fair tickets or info, visitfloridastatefair.comor call 800-345-FAIR(3247).

The Florida State Fair—As American as It Gets!State fairs are as much a symbol of

America as apple pie. Get ready to show off your skills in a contest or see what others have made, bakedor grown. The Florida State Fair returns to the Fairgrounds in Tampa February 6 – 17, 2014! Seniors, take note and buy your tickets early to save money. Think About Saving Money!Senior Days – February 10, 11, 12, 13, offering special senior seminars. Here’s the deal: Purchase your Senior Ticket at Walgreens from January 2 through February 5 for just $7. These tickets are only good on senior days (Feb. 10 – 13). If you buy at the gate on those days, tickets are $9. Regular Adult Tickets purchased at Walgreens those same dates are $9 while tickets at the gates will be Mon. – Fri. $11 and Sat. – Sun. $13. Taking the kids? Children’s tickets purchased early at Walgreens, ages

6 – 11 are $5 – good for one day only. Children, ages 6 – 11 tickets purchased at the gate during the Fair – Mon. – Fri. $6 – Sat. – Sun. $7. Children 5 and under are free.

Now, Think FREE! You’ll find hundreds of things to do and see free at the State Fair. And, there’s free parking with the cost of Fair admission. On Heroes Day – February 6 – all active, reserve or retired military veterans, law enforcement, firemen and first responders are admitted free with valid identification.Taste of the Fair – February 10, Fair visitors can enjoy small samples of Fair foods from participating vendors.

Free ConcertsFeb. 6, America 7 pmFeb. 13, Sister Hazel 7 pm

Feb. 17, Uncle Kracker 7 pmNOCKAIR F.M.X. Extreme Motor Cross Show by Nock Entertainment Group (free).

Check OnlineFor The CountryGold Lineup! Feb. 12, with showsat 12 and 4 pm.

Competitions You Might Enter What can you take to the Fair? Get online and plan entries in whatever you’re good at. Think about Baking, Horticulture, Woodcarving, Fine Handcrafted Furniture, Fine Art, Pho-tography, Wine Competition and more.

Volunteers At The Fair A good way to be at the Fair is to become a volunteer. From greeter to paperwork, from Cracker Country to the Ag Barn, volunteers are important. To learn about the opportunities and benefits online, go to floridastatefair.com/volunteer. More info at floridastatefair.com or call 800-345-FAIR(3247)..


Don’t miss

110 free

things to do*

*with the price of admissionAlways Free Parking!

February 6-17, 2014

Tampa, FLat I-4 and US HWY 301

Florida State Fairgrounds

Advance discounted tickets on sale through Feb. 5. Purchase Online at www.FloridaStateFair.com, AAA Auto Club or at participating

.Senior Discount Days Feb. 10 9am-9pm Feb. 11, 12 & 13 10am-9pm Tickets ages 55+ only $7 in advance, $9 at the gate .Senior Day Seminars.Taste of the Fair Feb. 10, Sample Portions at Promotional Prices.Heroes Day Feb. 6, Presented by Lazydays All active or retired military, law enforcement, fireman & first responders recieve FREE Fair admission with valid ID.Livestock & Petting Zoo

.Country Gold Tour Feb. 12, Shows at Noon & 4pm Leroy Van Dyke, Narvel Felts, T.G. Sheppard, Suzy Bogguss & More! VIP-$15, Reserved seats-$10 (Fair Admission Not Included).110 FREE Things to Do*.Horiculture & Agriculture.Arts & Crafts.Competitive Exhibits.Expo Hall Shopping.Mildred W. & Doyle E. Carlton Jr. Cracker Country Living History Museum

DISCOVER THE PAST. DISCOVER THE FUTURE. DISCOVER THE FUN!

DISCOVER THE PAST. DISCOVER THE FUTURE. DISCOVER THE FUN!


Understanding Your Family Member Returning from War

BY EVELYN MACKEY

“War is always the same.” “War is different today.” Both

statements are true and both statements are false. Older veterans and non-vets alike tend to think today’s soldiers should be able to come home and blend in with society—“get on with life.” Many older soldiers did just that. And that’s where war today is different. While World War II veterans may also suffer from PTSD, there are several differences between World War II and Vietnam veterans and Iraqi War vet-erans. World War II soldiers remained with their units for extended periods of time, rather than being rotated in and out of a unit, and they remained together after the war for several months (often spending a month together on a ship returning from the war), helping them “process” their experiences among oth-ers who had also had those experiences.

Vietnam veterans individually returned home after a thirteen month tour of duty, meaning they had no one who could re-late to them after they served; it was al-most as if they had fought the war alone because they returned home alone. This is often true of recent war vets as well. PTSD is a very real condition, and families are wise to know what is hap-pening to their son, grandson, daughter or granddaughter returning from Iraq. One simple thing to understand is that they feel “on edge” in many situations.

What is feeling on edge? Feeling on edge in crowds means finding it hard to stop thinking about safety. It may involve having a short fuse or being hypervigilant, or being on very high alert to possible risks or threats—constantly “on guard.” It may be the result of an experi-ence in a combat zone, a non-combat training exercise or another type of trau-matizing event in military or civilian life.

One man said, “When I went out for dinner, I always wanted to have my back to the wall and be able to see the door from where I was sitting.” Hypervigilance can interfere with the ability to enjoy life or even just get through the day. It may be having trouble concentrating, feeling irritable and reacting strongly to sounds and sights around. Others experience physi-cal effects like a pounding heart, head-ache or upset stomach. Hypervigilance may also lead you to distrust other people or try to control their actions.

How can you help? Grandparents and others can:• Be a non-judgmental listener. Don’t push for details. When your loved one begins talking, settle in to be a quiet, non-interrupting listener for as long as it takes. Give him or her plenty of time. Talking to family and friends can be a first step in the healing.

(And, Old Soldiers, don’t you dare start telling your own war stories! As tempting as it is, this is not about you until the other person asks!)• Ask the person if they would like to go to the park, the store, for a walk. Accept their answer without belittling them or begging. Be ready to help them find treatment and offer to drive them to their appointments.• When you see panic in their eyes, quietly say, “Take a deep breath.” Ask gently if they’d like to talk about what they’re feeling.• Help them quietly remove them-selves from upsetting situations with-out making a scene about it yourself.• Don’t give advice unless asked. Resources: Your local Vet Center sees vets free, without an appointment and regardless of enrollment status with VA.

Veterans Corner


World-renowned Surgical Oncologist, breast and

melanoma expert, Dr. Douglas Reintgen, and

Florida Hospital North Pinellas Director of Oncology,

Rosemary Giuliano, ARNP, MSN, are accepting new

patients at The Villages Center for Health.

Accepting New PatientsThe Villages Center for HealthThe Villages Center for Health

8575 NE 138th LaneLady Lake, Florida 32159

Douglas Reintgen, MD, FACS Surgical Oncologist

Rosemary Giuliano, ARNP, MSN


Friday, January 10th @ 2:00 PM - LET ME ENTERTAIN YOUJoin us for this musical delight presented by Jan Leven of The Villages, FL.

Thursday, January 16th @ 2:00 PM - VETERANS SEMINARLearn how to qualify for the Aid & Attendance Pension Benefit from the Veterans Administration. You may be entitled to as much as $24,648 in

Tax-Free money per year. This is valuable information for veterans and their spouses and widows of veterans. This is a presentation you will not want to miss. Refreshments will be served and raffle tickets given for a chance to win

a door prize. Presented by Gary Marriage, Jr., Operation: Veteran Aid.

Friday, January 17th @ 2:00 PM - SOCIAL HOURJoin us for a fun-filled hour of music and dancing. You will be entertained

by one of our favorites, Mr. October. Refreshments will be served.

Friday, January 24th @ 2:30 PM -HOW TO PREVENT HAVING FALLS

Have you been having falls or are you afraid that you might fall? Even though falls often happen without warning, there is much we can do to prevent them from happening. Learn about new and thought-provoking approaches. Come to this fascinating presentation by Vanessa Kettler, an

experienced teacher of elder exercise and a professional dancer at the age of 70. As a California resident for the past 40 years and a former Wall Street

executive, she brings new and engaging insight into how to simply and easily improve life as we get older.

Wednesday, January 29th @ 2:00 PM - BIRTHDAY BASHPut on your dancing shoes and join us in celebrating the January birthdays

of our residents. The Shannon’s, an energetic husband and wife duo, will be performing. Birthday cake and beverages will be served.

HOT TOPICS AT THE BRIDGE – RSVP

(352) 873-20362800 SW 41st St., Bldg. 200 • Ocala, FL 34474

www.thebridgeatocala.comAssisted Living Facility License #9612

Woman’s Osteoporosis Improving After Using Low-Intensity VibrationSara Meeks, 74, was diagnosed

several years ago with osteoporosis—a degenerative bone condition associated with age that causes the bones to become porous and frail. But at a time when her bone health should be deteriorating at a rapid pace, it is actually improving. Although still technically considered to be osteoporotic, her bone density has steadily increased since 2005. “Since I’ve started using the low-intensity vibration as part of my comprehensive routine, my bone density has risen 10.8 percent,” Sara said. Sara began using low-intensity vibration about seven years ago when she discovered research by Marodyne Co-Founder and Chief Scientific Officer, Dr. Clinton Rubin. Dr. Rubin has spent more than 25 years researching the effects of low-intensity vibration in relationship to bone health and musculoskeletal issues. “The reason I use it is because Dr. Rubin was able to show me that low-intensity vibration is affecting my bone health on a deeper level than just muscle contraction,” Sara said. As a physical therapist, Sara has focused the last 30 years of her career on bone health. Dr. Rubin’s research on low-intensity vibration originally intrigued her because of his commitment to discover a non-drug alternative to bone health treatment. “I’m really excited to see technol-ogy like this,” Sara said. “I’m an advocate for a non-drug approach to health—especially bone health.” There are other forms of vibration treatment on the market, Sara said. Those, though, are less safe and are con-sidered to be a different type of vibration therapy, called whole-body vibration. “Other forms of whole-body vibration are dangerous,” Sara said. “The devices can give you headaches. That’s not what people want; they want safety.”

Dr. Rubin’s LivMD device is the only vibration therapy Sara advocates her clients utilize. Both she and her husband have been using the low-in-tensity vibration tablet daily to promote bone health in their lives, she said.

LivMD was developed based on The Occupational Safety and Health Administration’s (OSHA) safety standards. The device, which emits a vibra-tion of 0.4g at 30HZ, is safe to

stand on for up to 4 hours per day, according to Marodyne.com.

“It’s the only one I would use because it was designed with

safety in mind,” Sara said. Dr. Rubin’s research suggests that participants use the device for 10 minutes daily to achieve desired results. One of the

features Sara loves about LivMD is its simplicity. Unlike many other devices, she said, LivMD is not heavy and doesn’t require a lot of space. “If you purchase a LivMD, it’s about the size of a bathroom scale,” Sara said. “You don’t have to do anything except stand on it.” Sara described the sensation while standing on the device as a nice buzzing that works its way through the body. Both Sara and her husband find the sensation to be relaxing and the device easy to use. “In my experience, people don’t like to exercise. If you can give them something that fits into their daily life, they’re more likely to do it. This fits into your life.” For more information about LivMD or Marodyne Medical, visit Marodyne.com. You can learn more about Sara Meeks on her website SaraMeeksPt.com.


Introducing LivMD, a safe* solution using low-intensity vibration to improve overall health and wellness.

How LivMD works

• Just stand on LivMD for 10 minutes per day

• Gentle vibrations travel up your legs and throughout the rest of your body

• Stimulates muscles to relieve aches and pains

* As determined by International Organization for Standardization (ISO) and Occupational Safety and Health Administration (OSHA).

To order your FREE guide to low-intensity vibration, call

1-877-712-6565

or visit LivMD.us

Low-intensity vibration has been shown to:

• Restore motion to joints

• Redevelop muscles

• Assist as an adjunct treatment for obesity

• Relieve aches and pains throughout the body

in vibration

a new

Sensation


BY JANICE DOYLE

A drive, followed by an upshot and a putt to score a par

3. Sounds like golf, and it is. Just a different kind of golf. It’s early morning on rolling Florida hills where large old oaks form canopies overhead. Twenty miles away a course is flat and green. Colored discs fly through the air on what seems a mini-airplane flight, soaring from the thrower’s hand to a landing, close to the disc golf basket. This is disc golf. A well-thrown disc golf drive is very much like a well-hit golf drive—feeling that sense of power, mastery, awe and accomplishment. Starting from the toes, upward through the body, and out through the fingertips, a player transfers body weight from back to front. The disc is released and the player watches it fly. Today, wellness and prevention is a high priority in health care management. Disc golf is one way to fitness for seniors because it’s inexpensive and great exercise.

What is Disc Golf? The object of the game is to traverse a course from beginning to end in the smallest number of throws of the disc. According the Professional Disc Golf Association, disc golf began in the 70s and is played much like traditional golf. Instead of a ball and clubs, however, players use a flying disc, or Frisbee®, and the full body in motion. Aerodynamically, the disc is similar to the wing on a plane except for one thing: the disc is spinning! Physically, for each shot a player is trying to get legs, hips, shoulders, arm,

wrist and hand all coming through at the right times. Let’s see. That would mean practicing enough to have “muscle memory” just like any other repeated activity. You can do that! On the course, there’s a tee area and as a player progresses down the fairway, he or she must make each consecutive shot from the spot where the previous throw has landed. Trees, shrubs and terrain changes provide challenging obstacles for the golfer. Finally, the “putt” lands in the basket and the hole is complete.

A perfect senior sport Scott Zanselow, who plays Bay Oaks course in North Ft. Myers, says disc golf is a great sport for seniors be-cause it “gets a person out and active

without being overly strenuous. And you get to see park areas in a new way when you play.” The cost is much lower than traditional golf. “Some facilities have equipment available for free. Some courses charge for play and some don’t. Whatever it is, it’s

a much lower cost than regular golf.” Jerry Smith is a long-time player and comments, “It’s a good way to meet new people and beat those you already know at a great sport.” If you’ve played Frisbee catch, you aren’t necessarily going to be good at disc golf. Zanselow says, “It’s a different throwing motion than just playing catch with a Frisbee.”

Reasons it’s a great sport• Both men and women can play and there’s not much fuss about it.• Players can develop skills at their own pace.• There are no concerns with the formality of tee off times and score cards.• It’s challenging. Most courses are planned with obstacles.• The sport makes for good stories. Players can reminisce about the flight of a perfectly thrown disc or the clink of the chains when the disc comes to rest in the inside of the basket.

• Proper form can be learned on videos and through practice.• You can start playing disc golf with as little equipment as one $8 disc.• There are usually no greens fees or very low ones. No golf cart to rent or clubhouse membership to pay for.• Disc golf provides upper and lower body conditioning, aerobic exercise and promotes a combination of physi-cal and mental abilities that allow very little risk of physical injury.• Concentration skills increase by mas-tering shots and negotiating obstacles.• The combination of throwing the disc and walking equals about 920 calories burned during a two-hour round of disc golf.• It’s a great multi-generational sport—practice a while and then challenge that teenaged grandson!• If you travel, you get to play on spectacular courses in places such as the Black Hills of South Dakota.

• Players of limited fitness levels can start slowly and gradually increase their level of play as fitness improves.

The best thing about disc golf is the ease of participation.

Get out there and play on one of these courses:

For more information, visit their website at pdga.com.

Go Ahead! Give Disc Golf a Whirl!

Pine Oaks, Ocala

Ocala Greenway DGC, Ocala

Ridge Manor Oaks DGC, Dade City

Lincoln Ave. Park West, Mount Dora

The Quarry, Brooksville


CHARITABLE GIVING THROUGH INDIVIDUAL

RETIREMENT ACCOUNTSIRA ROLLOVERIf you are over age 70½, the Federal government permits you to rollover up to $100,000 from your IRA to All Children’s Hospital Foundation without increasing your taxable income or paying any additional tax. These tax-free rollover gifts could be $1,000, $10,000 or any amount up to $100,000 this year. The gift satisfies your RMD for this year.

IRA OPTIONSFuture IRA Gift OptionsWhile you have the opportunity to give through your IRA now, there are other options available for making future gifts from your IRA account to All Children’s Hospital Foundation.

Bequest of IRAOne option is to designate a All Children’s Hospital Foundation as the beneficiary of your IRA. This permits you to continue to take withdrawals from your IRA during life and then leave the remaining value of your IRA to All Children’s Hospital Foundation.

Testamentary IRA Gift AnnuityAnother option would be to use your will to fund a gift annuity with your IRA. The annuity will provide your family with income for their life or a number of years and will also provide a nice gift to All Children’s Hospital Foundation.

Testamentary IRA UnitrustYou could also use your will to transfer your IRA to a special “Give it Twice” trust. These trusts usually provide income to children for up to 20 years. Once all the income has been paid to family, the remainder of the trust is given to All Children’s Hospital Foundation.

SIMPLE, EASY GIFTIf you are like many individuals, your IRA has increased in value over the years and you have more income than you may need. The IRA rollover gift is a simple and easy way to provide for All Children’s Hospital Foundation while not increasing your taxable income. Simply contact your custodian and request that an amount be transferred to All Children’s. Charity receives a nice gift and you avoid any additional tax and satisfy your RMD for the year.

MAKE A MAJOR GIFTPerhaps you are considering your tax planning goals and would like to make a major gift to charity. Like many individuals, your IRA may be the largest asset in your estate. Your CPA may be looking for ways to save taxes. By making an IRA charitable rollover gift of up to $100,000, you can reach your goal of helping charity in a significant way and reducing your taxable income.

Lydia E. Bailey, CFREAll Children’s Hospital Foundation500 7th Avenue SouthSt. Petersburg, FL [email protected]

All Children’s Hospital Foundation qualifies under Section 501 (c)(3) of the IRS Code. Our Federal Tax Identification Number is 59-2481738. Our Florida Solicitation of Contributions Act Registration Number is SC- 07080-IM. A Copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll free 1-800-435-7352, within the state. Registration does not imply endorsement, approval, or recommendation by the state. We retain no professional solicitors and our Foundation receives 100% of each contribution.


BY MARIA BENARDIS

Did you know that the word diet derives from the ancient

Greek “diaita” meaning “the way of life?” In Ancient Greece, a diet was about good health—not radical weight loss programs. As was inscribed on the Temple of Delphi; “Everything in modera-tion” and “nothing in excess.”

The Mediterranean diet is based on eating everything in moderation and to “let food be thy medicine and medicine thy food” —Hippocrates. The Mediterranean diet is high in fruit and vegetables, legumes, unrefined cereals, dairy products (mainly goat’s and sheep’s cheese and yogurt) and olive oil.

Fish and poultry are consumed in low to moderate quantities and meat is eaten only occasion-ally. This diet focuses on a high healthy fat intake (olive oil, nuts and seeds) and a low intake of unhealthy fats (animal fats). Their intake of high energy food such as fruit and vegetables is greater than the intake of low energy foods such as meat, fish and poultry. In addition to a healthy diet, it is important to follow the wisdom of Hippocrates the Father of Medicine and include some fermented foods or a probiotic for good gut health. Hippocrates believed that most disease began in the gut and in ancient times doctors prescribed sour milk, yogurt, apple cider vinegar and pickles for good digestion. Another important eating practice for good health and longevity is to eat with peace, calm and joy.

4 Tbsp olive oil 2 leeks, white part only, thinly sliced 2 lbs carrots, peeled and chopped 3 stalks celery, thinly chopped 4 c vegetable or chicken stock1 c flat-leaf parsley, plus 2 Tbsp for garnish2 tsp chopped thyme leaves1–2 tsp ground cuminSe a salt and cracked black pepper, to taste6 Tbsp Greek-style yogurt for garnish (optional)

1. Heat the olive oil. Add leek, carrotand celery; cook uncovered 5–8 min. or until the vegetables start to soften.

2. Add stock and spices and mix well. Cover and simmer 20–25 minutes or until the carrots are very tender. Remove from heat; cool slightly.

3. Process vegetables in food processor or blender and until smooth. Heat through and serve with yogurt and parsley garnish.

=

Recipe

Recipe from “Cooking & Eating Wisdom for Better Health.” ©2012 Maria Benardis.

Medicare AnswersDear Marci, My mother has dif-

ficulty leaving her home and needs skilled care. What types of home health care does Medicare cover? —Gretchen

Dear Gretchen, if your mother meets certain require-ments, Medicare may cover the following home health services:• Skilled nursing services, such as

tube feedings and wound care• Skilled therapy services, such as

physical therapy and speech therapy • Home health aide services, such

as help bathing or dressing• Medical social services ordered by a

doctor to help with social and emo-tional concerns related to an illness

• Medical supplies, such aswound dressings

• Durable medical equipment

Medicare will only pay for the home health services listed above if

your mother is homebound (i.e. it is extremely difficult for her to leave her home and she requires help to do so) and has a need for skilled nursing care or skilled therapy services. Skilled care is when the care can only be provided by a licensed nurse or therapist. Your mother must also have a face-to-face visit with a health care profes-sional within 60 days before she gets home care or 30 days after she receives care. Her doctor must sign a home health certification confirming that she has had this visit and that she qualifies for home care because she is home-bound and needs skilled care. Keep in mind that her doctor will need to approve her plan of care every 60 days. Lastly, Medicare will cover home health care if your mother receives certified care from a Medicare-certi-fied home health agency (HHA). Visit medicare.gov or call 800-MEDICAREto locate Medicare-certified home health agencies. —Marci

Facts About Parkinson’ s DiseaseParkinson’s disease

is a progressive nervous system disorder that affects movement and may cause shaking, muscle stiffness, slowing of movement, impaired balance or other symptoms. It impacts about 1 in 200 people. Five things every person should know about Parkinson’s disease:• People with Parkinson’s diseaseare usually diagnosed in their 60s, and risk increases with age. Early onset, such as Michael J. Fox’s, is uncommon.• With the right medications, a healthy diet and exercise regimen, people with Parkinson’s disease may live 20 years or longer.

• Genes are to blame in a small number of people, but for most the cause of Parkinson’s disease is unknown.• The diagnosis is based on symp-toms and signs. There is no blood test to diagnose it, although research-ers are working to develop a test to detect the disease years before it presents.

• Parkinson’s disease can shorten lifespan mainly due to swallowingproblems with pneumonia or injuries from falling. Measures can be taken to prevent this from happening or reduce occurrances. Information from Mayo Clinic.

With the right medications, a healthy diet and exercise regimen, people with Parkinson’s disease

may live 20 years or longer.


World Class Medicine. Hometown Care.

Recognized nationally. tRusted locally.

AltAmonte SpringS 601 E. Altamonte Dr. Altamonte Springs, FL 32701 (407) 303.2305 ApopkA 200 N. Park Avenue, Ste. B Apopka, FL 32703 (407) 303.2305 Clermont 1920 Don Wickham Dr., Ste. 305 Clermont, FL 34711 (352) 394.1150 DelAnD 1639 N. Volusia Avenue, Ste. B Orange City, FL 32763 (386) 774.7475

lAke mAry rinehArt 917 Rinehart Rd., Ste. 2041 Lake Mary, FL 32746 (407) 804.6133 leeSburg 110 North Boulevard E. Leesburg, FL 34748 (352) 323.8022 leeSburg South 601 E. Dixie Ave., Ste. 1001 Leesburg, FL 34748 (352) 787.9448 orAnge City 765 Image Way Orange City, FL 32763 (386) 774.7411

Patrick Acevedo, MD

Geethanjali K. Akula, MD

Ahmed Al-Hazzouri, MD

Roy M. Ambinder, MD

Jennifer L. Cultrera, MD

Maria Regina C. Flores, MD

Ralph Gousse, MD

Maen A. Hussein, MD

Vasundhara G. Iyengar, MD

Victor W. Melgen, MD

Kottapurath Moideen, MD

Shemin Saferali, MD

Sandeep Thaper, MD

Lynn Van Ummersen, MD

Marays Veliz, MD

orlAnDo Downtown 70 West Gore St., Ste. 100 Orlando, FL 32806 (407) 426.8484 tAvAreS 4100 Waterman Way Tavares, FL 32778 (352) 343.1117 the villAgeS eASt 1400 N. US Hwy 441, Ste. 552 Lady Lake, FL 32159 (352) 753.9777 the villAgeS South 1400 N. US Hwy 441, Ste. 557 Lady Lake, FL 32159 (352) 787.9448

12 Convenient Central Florida Locations

FLCancer.com


Insurance DiscountsFor Mature Drivers

Have a Florida’s Driver’s License and are 55 years of age or older?

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turn into your insurance company to receive your discount for a three year period.

Take Your Mature Driver Course On The Internet!If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

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To Register go to:www.seniordriverclass.comor call 1-800-771-2255

Q. I get a lot of stomach aches. Do you have any tips to prevent them?

If you are having recurring ab-dominal pain, you should see a doctor immediately. This kind of discomfort can be a symptom of a serious ailment. However, if you’re talking about the kind of stomach aches we all get occasionally, there are some things you can do to prevent them.

• Eat small meals more frequently.• Make sure that your meals are

well-balanced and high in fiber.• Drink plenty of water each day.• Exercise regularly.• Limit foods that produce gas.

The following are gas-generating foods:• Legumes, especially dried

beans and peas, baked beans, soy beans, lima beans.

• Dairy products such as milk, ice cream, cheese.

• Vegetables such as cabbage, broccoli, Brussels sprouts, cauliflower, cucumbers, sauerkraut, kohlrabi, asparagus, potatoes, rutabaga, turnips, radishes, onions.

• Fruits such as prunes, apricots, apples, raisins, bananas.

• Foods containing wheat such as cereals, breads and pastries.

• Fatty foods such as fried chicken and anything in cream sauces and gravies.

•Any carbonated beverage. Abdominal pain is often caused by overeating. Sometimes an infection is responsible. But pain may be a symptom of something that requires emergency treatment; there are quite a few organs in your abdominal area. The location of the pain is informative to your doctor. Pain near your navel can be a sign of appendicitis or something wrong in your small intestine. Stomach problems are found in the upper middle section of the abdomen.

Persistent pain in this area may also signal a problem with your gallbladder, pancreas or the upper part of your small intestine. It’s unusual to feel pain in the upper left abdomen. Pain in this area may be caused by a problem in the colon, stomach, spleen or pancreas. Intense pain in the upper right abdomen is often related to inflammation of the gallbladder. Pain in the lower middle abdo-men may be caused by the colon. Women with pelvic inflammatory disease or a urinary tract infection may experience pain in this area. The lower right abdomen is where inflammation of the colon may cause pain. Appendicitis pain may also spread to this region. If you feel pain in the lower left abdomen, you usually have a problem at the end of the colon. Don’t rely on self-diagnosis based upon these pain guidelines. Abdominal pain has a way of moving around. For example, gallbladder pain can move to your right shoulder.And, abdominal pain can be caused by the lungs and heart. Or, it may be caused by muscle strain. The following are some of the danger signs associated with abdominal pain. If you experience any of the follow-ing, get immediate medical attention:

• Sudden and sharp pain• Pain that radiates to your chest,

neck or shoulder• Severe, recurrent or persistent pain• Pain that worsens• Vomiting blood• Blood in your stool• A swollen and tender abdomen• Shortness of breath• Dizziness• High fever

If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2013 by Fred Cicetti.

The Healthy GeezerBY FRED CICETTI

Listen To Advice From the Pros

Sometimes good advice comes in a very blunt manner. In

November, author, poet and Civil Rights activist Dr. Maya Angelou told a packed auditorium at Wake Forest University that the best way to understand others is to “keep your mouth shut and listen.” Dr. Johnnetta B. Cole, Director of the Smithsonian Institution’s Nation-al Museum of African Art, said the Golden Rule is a good place to start. (The Golden Rule from Jesus’ teach-ing in Matthew 7:12 is “Do to others what you want them to do to you.”)

“In every one of the major religions or faith communities in the world, there is that idea. It must be because it’s so powerful,” Cole said, citing the examples from the Koran and Native American traditions. “It seems so simple—and it is. But when we treat others simply as we wish to be treated, it is the most revolutionary act a human being can commit.” Maya Angelou is famous for saying, “I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.”


This past year has brought husband

and wife, Jack and Terry Jo Gile, much to be thankful for. Jack suffers from chronic obstructive pulmonary disease (COPD), a progressive form of lung disease characterized by coughing, wheezing, and shortness of breath. As you can imagine, living with COPD not only takes a toll on an individual’s overall health, but also impacts his or her quality of life and relationships with family and friends.

Many times, we hear treatment stories told from the perspective of the patient, but this time we wanted to bring you Jack’s story told from the view of his dedicated wife and breast cancer fighter, Terry Jo. This past

June, Terry Jo and Jack went on a cruise to Alaska.

“It just about did him in,” Terry Jo said. “He could walk to and from the dining room and to and from the entertainment venue, but it was a real struggle. He couldn’t even do some of the shore excursions

because they required walking and it was too difficult for him…it almost killed him.”

Terry Jo and Jack knew it was time to explore other treatment options for his COPD. Upon learning about Lung Institute, a stem cell treatment provider specializing in pulmonary conditions located in Tampa, FL, they decided to take the two hour drive from their home in North Fort Myers, FL to learn more.

“We actually came and interviewed

the (Lung) Institute before we ever agreed to have the procedure. So, you know, we investigated very thoroughly to make sure this is the right thing to do.”

Jack received his first autologous stem cell treatment, meaning stem cells derived from his own body, at the end of July 2013.

Jack’s treatment outcome was so successful; they decided to visit Lung Institute again in October for a booster treatment in order to continue this positive momentum into the holiday season. Jack is now able to perform some of life’s simplest activities more easily and his overall quality of life has improved dramatically.

“Before, he couldn’t walk from the house to the mailbox, which is maybe 200 feet, without having to gasp. And he couldn’t take the dog out for a walk at all. He could drive, but he couldn’t go up steps at all,” Terry Jo said.

“Now, he can go up steps without a problem, he can take the dog out for a walk for about half a mile, and he goes out for his own walks (too).”

At Lung Institute (LI), we are changing the lives of people across the nation through the innovative technology of regenerative medicine. Our physicians, through their designated practices, have gained worldwide recognition for the successful application of revolutionary minimally invasive stem cell therapies. With over a century of combined medical experience, our doctors have established a patient experience designed with the highest concern for patient safety and quality of care. As the nationwide leader for stem cell treatments for COPD, we are here to help. Visit our website at LungInstitute.com or call us today at 1-855-469-5864 for more information.

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A Real Client Story“I will always be grateful to One Reverse Mortgage for giving me the ability to retire 10 years early. With an average amount of debt and a 30 year mortgage, I was targeted to retire at 73. I remembered a television commercial saying, ‘take control of your retirement today.’ these words and One Reverse Mortgage changed my life.”

Mike B., Georgia

Reverse Mortgage - The Facts May Surprise YouWe find that many people don’t understand the benefits of a reverse mortgage or how it works. It’s a program created specifically for homeowners age 62 and older that allows them to continue to own and live in their home with no monthly mortgage payment. How it works is easier than you may think. You access a portion of your home’s equity as tax-free money. The money pays off your current mortgage (if you have one) and any remaining money can be used for anything.

* Homeowner is still responsible for taxes, insurance and maintenance.One Reverse Mortgage is a licensed mortgage lender. The following states require disclosure of licensing information. (If your state is not listed, it doesn’t require a specific license disclosure or we are not currently licensed in that state.) Arizona – One Reverse Mortgage, LLC, 16425 North Pima, Suite 200, Scottsdale, AZ, Mortgage Banker License #BKBR-0115032; Arkansas – One Reverse Mortgage, LLC, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA, Mortgage Lender/Mortgage Broker – License # 42785; California – Licensed by the Department of Corporations under California Finance Lenders Law – License # 609-9652; Georgia Residential Mortgage Licensee (#23385) – 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Illinois – Residential Mortgage Licensee #MB 6760594 – Department of Financial and Professional Regulation, 122 S. Michigan Ave 19th Floor, Chicago, IL 60603 (312) 797-8736, 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Maine – One Reverse Mortgage, LLC, Supervised Lender License NMLS #3030; Massachusetts – One Reverse Mortgage, LLC, Mortgage Lender License #MC 2052; Nevada – One Reverse Mortgage, LLC 8275 South Eastern Avenue, Suite 200, Las Vegas, NV 89123 - One New Hampshire – Licensed by the New Hampshire Banking Department #10940-MB; New Jersey – Licensed Mortgage Banker – NJ Department of Banking, first (and/or second) mortgages only; New York – Licensed Mortgage Banker, N.Y.S Banking Department, License #107328; Oregon – License #ML-3511; Pennsylvania – Licensed by the Department of Banking–License # 21860; Texas – One Reverse Mortgage, LLC 9920 Pacific Heights Blvd, Ste 350, San Diego, CA; Virginia: One Reverse Mortgage, NMLS ID #2052 (www.nmlsconsumeraccess.org). Restrictions may apply. Washington – Consumer Loan Company License – CL –2052. Equal Housing Lender, One Reverse Mortgage Nationwide Mortgage Licensing System Number 2052

This relatively simple program has generated several myths over the years that simply aren’t true and we continue to hear them every day from our new clients. Here are just a few:

You can find all of the Myths and Facts on our website at www.onereversemortgage.com

People get a reverse mortgage for a variety of reasons. Many of our clients simply want to be able to do more. Eliminating their monthly mortgage payment alone can increase monthly cash flow.

Others are having trouble making ends meet and fear they could lose their home. The reverse mortgage allows them to continue to own and live in their home as well as increase their savings account.

Some of our clients discovered how a reverse mortgage can be a great retirement tool. It allows them to access funds from their reverse mortgage before tapping into investments that are continuing to grow in value. They didn’t think they could afford to retire until much later in life and discovered they could retire much earlier with the help of a reverse mortgage.

Hopefully this article has educated you on the facts about reverse mortgages, as well as a few ways it can help. Maybe it can change how you live your life too. Don’t believe all that you hear, make sure you get the facts.

Article By: Gregg Smith, President and COO

The bank owns my home. NOT TRUE. We want you to keep your home which is why this program was created. You remain the title holder of your home.

My kids will be responsible for the repayment of my loan. NOT TRUE. The loan is due when you vacate the home. This is typically handled by selling the home and paying off the loan with the proceeds…just like a traditional mortgage.

I can’t get a reverse mortgage if I already have a mortgage on my home. NOT TRUE.If your home has enough equity, the reverse mortgage will pay off your current mortgage and eliminate your monthly mortgage payment because monthly mortgage payments are not required on a reverse mortgage.*

The benefits of a reverse mortgage: • No Monthly Mortgage Payments* • YOU remain the owner of YOUR home • Get tax-free money from the equity in your home that can be used for anything • Insured by the Federal Government • Improve your Quality of Life

About One Reverse Mortgage • We are approved by the Federal Housing Authority (FHA) and the Department of Housing and Urban Development (HUD) • We are a proud member of the National Reverse Mortgage Lenders Association (NMRLA) and the Mortgage Bankers Association (MBA) • We have an A+ rating with the Better Business Bureau • Our process is simple and easy ~ you can even close your loan in the comfort of your home!

Myth #1Fact #1

Myth #2

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5’11” tall or taller. I am NS, ND. I am 5’11”. I like movies, cooking, dining out, long walks, day trips, country music. Looking for a man to laugh with me and have fun just doing simple things. Florida.4346 Friendship sought SW, WW, 82 YO, NS, ND, 120 lbs., 5’3”, C, R, P. Lookingn for someone to share various activities: travel, dancing, flea markets, and etc.4348 hear ye, hear ye, hear ye! Let this proclamation go forth to all able-bodied SWMs, ready and willing to board HMS “Heartthrob” to rescue fair maiden in search of fun, adven-ture and romance. FF, all aboard, mates! Lest thou be railroaded!4350 sWF Likes traveL, danc-ing (no ballroom). 5’3”, slender (no skinny). I like to cook, dine, exercise, gardening, music, etc. ISO a loving, presentable, honest gentleman, willing to share my life with you. Over 65 YO.

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Men seeking WoMen4342 Looking For MeaningFuL reLationship SWM, nice looking, HWP, ND, NS, NDrg. Looking to meet a SF in good health, HWP who likes walking, animals, cooking and home life for a meaningful relationship. Let’s get acquainted, FF, let’s say hello. Villages, Lake, Summerfield.4273 seeking sWF SWM, 5’11”, slender, active, NS. Likes music, Kara-oke, outings, homelife, animals and more! Let’s see how much we have in common. Wildwood, Leesburg area,

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Seniors Getting Togetherto respond to an ad

Write a letter to the person you want to contact. Place that letter in a stamped en-

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Seniors Getting Together1602 S. Parsons Ave.,Seffner, FL. 33584

to pLace an adSend your ad, stating what category you

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by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

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commonly used abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

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Resolution ResolvingJohn, Joyce, Jack and Rachel

made New Year’s resolutions. From the facts below, determine who made what resolution.• One person will buy a new car.• Another person said she willlose weight.• Jack & Rachel’s 8th grade teacheris a blonde.

• One of the four will get a job as an insurance salesman.• Someone will learn to use a computer

Answers:Jack: learn to use a computerRachel: lose weightJoyce: buy a new carJohn: be an insurance salesman

Women, How Do You Like Your Body Size?Ladies, how do you like

your body size? Not much, according to a recent university study which indi-cates that of women ages 50 and older, only 12.2 percent say they are satis-fied with their body size. Further, the study showed that this minority of midlife women exert considerable

effort to achieve and maintain this satisfaction. Think workout schedules and watching calories here. Here’s an interesting part of the survey! The 12.2 percent of women were no different from other participants in “appearance-altering behaviors” such as cosmetic surgery.


Strawberry Festival Lineup AnnouncedGet ready for the

stars to come out this year at the Florida Strawberry Festival Feb. 27 through March 9. Over 24 headline entertainment artists perform every year. Just a few of those in 2014: Opening day will feature Branson’s Shoji Tabuchi and rock group STYX. Look for Ronnie Milsap, Charley Pride, Josh Turner, Brenda Lee, Tommy Dorsey Or-chestra and the Oak Ridge Boys 40th Anniversary Tour. So much more with Boyz II Men, Dustin Lynch, Crystal Gaye, Easton Corbin and The Band Perry.

Advance tickets for admission and for headline entertainment shows are on sale now online at www.flstrawberryfestival.com and over the phone at 813-754-1996.

Free seating for each concert is also available in the grandstand located at the back of the Wish Farms Soundstage and is available on a first come, first seated basis.

Each year, over 500,000 visitors enjoy the Festival’s headline entertainment, youth livestock shows, exhibits of commerce and, of course, its world-famous strawberry shortcake.

Ronnie Milsap, Brenda Lee and the Tommy Dorsey

Orchestra are just a few of the entertainers in this year’s

Strawberry Festival.

Men and Their PantsDo women actually judge you on a

first date based on the pants that you wear to the bar or the restaurant? Some interesting findings on men and their “first date pants” include:

• If you want women to think you’re rich, responsible and a perfect long term partner, wear khaki colored pants.

• If you want ladies to think you like the finer things in life, wear dark but still colorful pants—such as dark purple.

• If you want to seem like a wild, adventurous, offbeat or creative date, wear colorful pants like dark red or bright blue—but you also run the risk of being seen like just a hookup.

• Wearing green pants will communicate that you’re a world traveler—but that you also may live with your parents.

Editor’s note: We have no way of proving this, but it was too good to resist sharing. Men, now you know!

Info from The EveryDay Chino Pants by Barley & Britches: $38, five colors.

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Senior Connection • June 2005 • page 36

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Exercise: To Gym or Not to GymFor some people, exercise isn’t re-

ally exercise unless it takes place in a gym. For others, the very idea of hanging out with “gym rats” is aver-sive. Putting aside one’s stereotypes and traumatic teenage years, there are pros and cons to both approaches.

The advantages of gyms• Structure. Gyms have the equipment that will help you meet your goals. Machines are calibrated to guide you through specific, planned increases in difficulty levels, allowing you to track your progress more effectively. Routines and classes are designed to work specific muscle groups, in sequences that optimize results. We’re less likely to slack off or skip steps if there’s clear path to follow.• Commitment. For some, the idea of not wasting money is very motivating. Given the substantial

costs of a membership, the idea that you’ll “lose your money” if you don’t use the service can be compelling.• Guidance and support. Most gyms have instructors who offer suggestions and advice (though there may be an additional fee for this). Instructors’ input can help prevent injuries and may be motivating.The advantages of exercisingon your own• Privacy. Many of us aren’t enthusiastic about being seen in workout togs, and exercise isn’t always pretty. If the path to health and beauty passes through a sweaty, jiggly dance routine involving sweats and an old, ripped tee shirt, you might prefer to keep that image to yourself. • No (or low) cost. Gym membership isn’t cheap – and don’t be fooled by introductory rates, which can escalate considerably after the first few months. Studies show that nearly half to 80 per-cent of those who join gyms stop going within a year (New Year’s resolutions

notwithstanding). Exercis-ing on your own is virtually free. Check out American Senior Fitness Association website at seniorfitness.net. • Time and place your choice. To the degree that your exercise routines are “portable,” you’ll be more likely to stay with them, which is important if you travel frequently. If you opt for a gym, you are constrained by location and hours plus the travel time. So, which will it be? From “How to Age in Place,” by Languirand and Bornstein.

If you join a gym, think about these• Do some recon. Google the club’s name with “complaint” after it. If a list of grievances pops up as long as your leg, you might want to think twice about joining.

• Beware contracts. If you do join, get a non-commit plan. You can always upgrade later. Also, know your cancel-lation rights. Get a copy of your contract, and read it!• Insure yourself. Many health insurance companies will reim-burse you for part of your gym dues or allow the classes at their expense. They want you exer-cising; it saves them money.

• Haggle for personal training. Try negotiating for some free training before signing. Just be sure to tell the trainer you can’t afford more sessions. • Locker blocker. Gyms are often targeted by thieves. Leave valuables at home and pick a locker near the entrance. Thieves often work in pairs, with one standing guard while the other breaks into lockers around the corner. To learn more, read Max Hawthorne’sbook Memoirs of a Gym Rat.

Health

How to Change or Customize Your Folder Icons

Is there a way to create custom folder icons or pictures

associated with folders? I don’t necessarily like the ones that appear by default and wondered if I couldchange them? Right-click a folder that

displays an icon you find repul-sive and choose Properties > Custom-ize tab. Under Folder Pictures, select Choose File or Choose Pictures, de-pending on the version of Windows. Browse to a location on your hard drive that has a picture or icon (.ICO file) you want to use, click to select it and choose Open, followed by OK. Presto! Your folder will display your selected picture and life, as you know it, can continue.

I forgot my WiFi network password and I’m in a panic. Is there any way to recover

it? I’m using Windows 7 and I’m afraid if I shut down that I won’t be able to get back online. Help!

If you are still able to use your WiFi, you can view your saved

password by clicking the wireless connection icon on the Taskbar, right-clicking the network you are connected to, then click Properties. On the Security tab, one field will display the Network Security Key as a series of dots or asterisks. Below that will be a little check box to “Show Characters,” which will then display the Network Security Key and your saved password. If you cannot access it in this man-ner, most routers have a Reset button on the bottom or back of the router which will reset it to factory settings. You would then need to follow your router’s setup instructions from the

manufacturer (which will either be in the printed material that came with your router, on the accompanying CD, or on the manufacturer’s website) to configure the router as if it were brand new, and assign it a new password in the process.

Other than for security purposes, does shredding files reclaim hard

drive space? If so, how does that work?

When you delete a file from your Recycle Bin, the file is still there and can be recovered.

When you shred a file, the computer overwrites the saved information with random data. Although the file is still physically present, and still taking up the same amount of space, the information contained in the file is obliterated and cannot be recovered. The primary reason for shredding is security. If you delete something and you don’t want anyone to ever be able to access it again (think subpoena),

shred it. Most free shredder programs, such as Eraser (http://sourceforge.net/projects/eraser), will make one pass, writing ones and zeros over the information. Industrial-strength, professional, no-fooling-around shredder programs will make one pass writing ones and zeros, then additional passes writing different characters in order to obfuscate (wow!) previ-ously written information. Government-level file-shredding standards generally mandate eight (8) passes over file data to be certain it is not recoverable. For answers to your questions by e-mail, or to subscribe to Mr. Modem’s award-winning weekly newsletter, visit www.MrModem.com.

Mr.Modemby Richard Sherman

&

Mr. Modem’s Don’t Miss Site of the Month

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Moving is the best medicine. Keeping active and losing weight are just two of the ways that you can fight osteoarthritis pain. In fact, for every pound you lose, that’s four pounds less pressure on each knee. For information on managing pain, go to fightarthritispain.org.


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E-cigarettes: What You Should KnowE-cigarettes are becoming in-

creasingly popular and widely available as the use of regular cigarettes drops. Recently, the Centers for Disease Control and Prevention (CDC) reported that e-cigarette use by children doubled from 2011 and 2012. The health effects of e-cigarettes have not been effectively studied and the in-gredients have little or no regulation. Electronic cigarettes, often called e-cigarettes, are battery-operated devices that provide inhaled doses of a vapor-ized solution of either propylene glycol or vegetable glycerin along with liquid nicotine. An atomizer heats the solution into a vapor that can be inhaled. The process, referred to as “vaping,” creates a vapor cloud that resembles cigarette smoke. Some liquids contain flavoring, making them more appealing to users.

“As of right now, there is no long-term safety data showing the impact of repeated inhalation of propylene glycol or vegetable glycerin on lung tissue,” cautions Jon Ebbert, M.D., associate director at Mayo Clinic’s Nicotine Dependence Center. “There is some short-term data suggesting that e-cigarettes may cause airway irritation, but until we have long-term safety data, we are not recommending e-cigarettes for use among cigarette smokers to help people stop smoking.”

So, what is known about electronic cigarettes?• Manufacturers claim that electronic

cigarettes are a safe alternative to conventional cigarettes.

• The Food and Drug Administra-tion (FDA) has questioned the safety of these products.

• FDA analysis of two popular brands found variable amounts of nicotine and traces of toxic chemicals, including known cancer-causing substances (carcinogens).

• The FDA has issued a warning about potential health risks as-sociated with electronic cigarettes, but is not yet regulating their use or standards of manufacture.

“It’s an amazing thing to watch a new product like that just kind of appear. There’s no quality control,” says Richard Hurt, M.D., of Mayo Clinic’s Nicotine Dependence Center. “Many of them are manu-factured in China under no control conditions, so the story is yet to be completely told.” (Newswise)

The health effects of e-cigarettes have not been effectively

studied and the ingredients have little or no regulation.

New Doc Martin, Series 6 ComingOne of the biggest success

stories on public television is the Doc Martin series. Now Doc Martin, Series 6 is available on DVD from Acorn ($39.99) featuring the quirky Martin Clunes as the surly, self-centered Dr. Martin Ellingham. Series 6 will begin airing on American public television in Feb. 2014.

A Bit Of Humor to Start the New YearA New Year Prayer For the Elderly

God, grant me the senility to forgetthe people I never liked anyway,

The good fortune to run into the ones that I do,

And the eyesight to tell the difference.

New Year’s Day Prayer for One and All Dear Lord, So far this year I’ve done well. I haven’t gossiped, I haven’t lost my temper, I haven’t been greedy, grumpy, nasty, selfish or overindulgent. I’m very thankful for that. But in a few minutes, Lord, I’m going to get out of bed, and from then on I’m probably going to need a lot more help. Amen.

Dieting – New Year Resolutions2010: I will get my weight down

below 180 pounds.2011: I will follow my new diet

religiously until I get below200 pounds.

2012: I will develop a realistic attitude about my weight.

2013: I will work out three daysa week.

2014: I will try to drive past a gymat least once

a week.

Humor

Word Search JanuaryIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on January 21 will win.WIN! WIN! WIN! GREAT PRIZES!

(Puzzles must be received by Jan. 21, 2014.)

Mystery Prize!

Mystery Prize!

Word Search Answers

From December

Jacque Wareis last month’s winner!

Congratulations!

Last Month’s Answers December Sudoku

Margaret Czomba is last month’s winner!

Congratulations!

Jan. Sudoku Sudoku requires no arithmetic

skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must

include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from

the drawing on Jan. 21 will win.Send your answers along

with your name, address and telephone number to:

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A Year of HappinessAuthor Henry S. Miller focuses on

12 strategies that the science of happiness and well being has proven can increase your feelings of happiness and satisfaction in his book “The Seri-ous Pursuit of Happiness.” Month by month you can amp up the amount of happiness in your life by intentionally focusing on 12 strategies. Here you go: January: A Month of Hope and Plans This year, write one positive goal you have for the coming year down on your calendar each morning of each day of January. Also write your plan to make it a reality. Then, resolve to live a happier life by implementing these 12 happiness strategies—one each month.

February: A Month of Gratitude Gratitude is the antidote to greed, envy and jealously. This month, each night before going to bed, take a daily grati-tude inventory. Write down three things you are grateful for about your life.

March: A Month of Kindness Plato said, “Be kind, for everyone you meet is fighting a hard battle.” This month, find one opportunity each and every day to perform some kind act for someone else and enjoy the feeling.

April: A Month of Optimism Be conscious of your negative thoughts and “dispute” them by intentionally replacing the negative thought with a positive one.

May: A Month of Friendship Close relationships are one of the longest-lasting of happiness-increasing strategies. At least one time per week, reach out to a friend and arrange to spend time with them.

June: A Month of Love Each day this month, call, write or email someone you love or care deeply about—one per day—and tell them how much they mean to you—and how happy you are that they are a part of your life—even if you haven’t been the best communicator up to now. July: A Month of Spirituality Make a conscious effort to spend some moments each day—perhaps

during lunch—repeating to yourself at least one “prayer” or belief you hold.August: A Month of Health, Fitness, Skill Begin a daily fitness regimen. Make a list of your top skills, talents and abili-ties and begin using them to their fullest.September: A Month of Contribution What are you contributing to making the planet a better place? Decide on a plan of action—and begin!October: A Month of Savoring Consciously focus your attentionexclusively on something of beautyoutside—changing leaves, trees,clouds, sky each day.November: A Month of Forgiveness Examine your life and see if there are any lingering resentments you are holding on to that are holding you back from joy. Write the apology letter you would have liked to have received from the person who has wronged you. Then rise above your desire for revenge, and write your letter of forgiveness to them. No need to mail it; writing a forgiveness letter can often grant you freedom from your negative thoughts and give you increased happiness.December: A Month of Generosity Each day find one way to donate your time, your money if you can, your skills, your positive energy, your attention—to others to help make their life a little better. For the best results, remind yourself of each month’s happiness strategy by add-ing these topics to your calendar—every day of each month. Then, each day of the year, find creative ways to act on these strategies—and enjoy your reactions and your increased feelings of happiness.

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Remembering the Holocaust 70 Years LaterIn We Got the Water: Tracing My

Family’s Path Through Auschwitz, author and social psychologist Dr. Jill Gabrielle Klein recounts the harrowing true story of the Klein family: Herman and Bertha, and their three children, Lilly, Oli and sixteen-year-old Gabi. Gabi, now known as Gene Klein, is the author’s father and a Holocaust survivor. “It is not easy to think of your father being beaten or starved or made to work as a slave,” Dr. Klein says. “But I needed to document his story, and his family’s story, so there would be a permanent record of what happened. We Got the Water is that extraordinary account.” In 1944, along with more than 400,000 other Hungarian Jews, the Kleins were forced from their homes, rounded up and sent to live in a

ghetto, and later sent to Auschwitz. They were aboard one of the very first trains of this mass deportation.

Gabi’s father, Herman, was killed in a Nazi gas chamber when they arrived. We Got the Water follows the rest of the family through Auschwitz and into slave labor camps in Poland and Germany. Both Lilly and Oli managed to keep diaries while they were imprisoned. These documents paint a vivid pic-ture of the horrors and suffer-

ing—as well as the small kindnesses and camaraderie—that defined life in the camps. (Lilly’s diaries are now on display at the United States Holocaust Memorial Museum.) Remarkably, four out of five members of Gabi’s family—Gabi, his two sisters, and their mother—survived the Holocaust and were reunited at the end of the war.

Five Common Money RegretsAARP lists these items as some of

the most common money regrets:

• Time-shares: Beware of turning your travel fantasies into the reality of maintenance cost nightmares.

• First-Generation Technology: Consumer electronics and other technology tend to both improve in quality and drop in price after the bugs in the first-generation are worked out and market demand increases.

• ‘As Seen on TV’ Products: Miracle products offered at an “unbelievably low price” or even for free usually come with high shipping and handling costs. And if a product fails to perform as promised, getting your money back requires, many times, a true miracle.

• Extended Warranties: So-called added protection plans commonly offered on consumer electronics and appliances are almost always a great deal—for the party selling

them. Remember, most products come with a manufacturer’s warranty to protect against defects and provide some level of consumer satisfaction.

• Get-Rich-Quick Schemes: An audio course for getting rich by buying real estate? A couple

of bucks a week for lottery tickets? The odds are severely stacked against you when it comes to making your fortune in a way that seems too easy to be true. Watch out for “collectible” items, too; they rarely increase—or even retain—their value over time. Information from AARP.


A F T E R 50

FEB. 9th – 20th, 2012

Inside the Special Events Building

Join the Fun! One mile “walk,” Jan. 23, 9:15 am, $3 minimum donation. Enjoy Continental Breakfast, T-Shirt, & Prizes to the Winners! Call 1-888-670-0040, go to www.lifestylesafter50fl.com for registration (MAIL DEADLINE 1/15/14) or sign up, Jan. 23 at 8:30 am.

Information 813-653-1988 or 1-888-670-0040 • www.lifestylesafter50fl.com • Directions: 813-621-7821 or 800-345 FAIR

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Celebrate the New Year

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Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997

Client: TDDocket #: 112-LTDCOFU4106Project: Cross Border Banking News Ad #: N4106-2A

Bleed: None Trim: 10” x 9.7” Live: 9” x 8.7”File built at 100% 1” = 1”

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Comments: None Publication: Lifestyles after 50-Hillsborough, Lifestyles after 50-Pineslls-Pasco, Lifestyles after 50-Manatee Countries, Lifestyles

TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. 1 Money transferred by wire transfer only. Incoming wire fees may apply and will be rebated the next business day. Foreign exchange conversion rates may apply. 2 Assets are only considered for mortgage applications. 3 Subject to credit approval and other conditions. Mortgages limited to property located in U.S. state where TD Bank, N.A. has locations. Equal Housing Lender . 4 Credit cards issued by TD Canada Trust or TD Bank, N.A. Subject to credit approval. Applicants for a TD Bank, N.A. issued card must have a U.S. address within the TD Bank, NA footprint (PA, NY, NJ, CT, NH, ME, MA, FL, VT, DE, MD, DC, NC, SC, VA or RI). Other restrictions apply. 5 TD Bank, N.A. is located in the United States and its support line, Stores, products and services are primarily serviced in English. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Canadians in Florida can find a TD Bank as easy as they can find a beach.

Great service and convenience for Canadians at nearly 1,300 TD Bank locations in the U.S.• No-fee wire transfers of up to $100,000 daily between your Canadian

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0003506_N4106_2A.indd 1 12/12/13 4:08 PM

Lifestyles After 50 Marion/Lake/Sumter January 2014 edition

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Transcript of Lifestyles After 50 Marion/Lake/Sumter January 2014 edition