AFFORDABLE f i ndi ng

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CARE WHENTRAVELING

Chat with someone from your insurance company ahead of leaving yourarea to learn about the extent of your medical coverage when you're in

another state or another nation.

Educate yourself on how much medical care will cost, as well as out-of-network costs. Download your health insurance company's app, and

look to folks like ZocDoc, which facilitates access to digitalappointment books.

Figure Out YourCoverageBeforehand...

If you're traveling, you should put aside a little extra money in caseyou'll need to visit with an out-of-network doctor.

If you budget for a higher bill, you'll feel like you'll be able to managepayment. It's important that domestic and international travels assess

health care costs.

Budget For Out-Of-Pocket For MedicalCare Expenses

Traveling isn't foolproof. In fact, something that often happens whenmoving from one area to another is forgetfulness, or a failure to retrieve

or refill your medicine.

If this happens, make sure to call you doctor or pharmacy promptly andexplain your situation. Your doctor then will be able to arrange for your

prescriptions to be retrieved from a nearby pharmacy. You can also visita doctor at an urgent care facility or ER if you are unable to reach your

physician.

When RefillingPrescriptions...

For some travelers, the idea of supplemental healthcare is attractive. This iscertainly true for those who are spending months in different nations.

Several weeks ahead of a departure, look into separate plans and figure outif temporary insurance that will cover you during the length of your trip is a

good idea for you.

Supplemental HealthInsurance?

The Affordable Care Act ensures that health insurance plans coveremergency care as an essential health benefit, which is awesome!

However, it's important to recognize that hospitals and ER clinics tend tocharge a premium for identical service you could receive from from a

physician's office or urgent care clinic. In fact, treatment and services atERs or clinics are five times more expensive than urgent care facilities.

Call the number on the back of your insurance card and chat with expertsabout your condition and where you should go.

Emergency Care orUrgent Care?

For travelers who are busy or simply unable to visit a doctor's office,telemedicine is an incredible option. Users can pay a flat fee for each visit,

and they can use their webcams or camera-enabled devices to receive adiagnosis. They can help diagnoses and offer treatment for sinus issues,

the flu, sore throats, or respiratory infections.

The online consultation is the least expensive out-of-network option,granting access to physicians who are able to prescribe medications.

Telemedicine for Non-Emergency Injuries...

What's just as important as access to healthcare is access to informationthat teaches the importance of prevention. Gauge the risk of potential

injuries, consider your mental health, exercise, and eat healthy meals, sothat you're in your best shape when you're traveling or on vacation.

Prevention...

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