All Current Accounts

8/7/2019 All Current Accounts

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PLUS CURRENT ACCOUNT-

In today's fast-paced world, your business regularly requires you to receive and send

funds to various cities in the country. HDFC Bank Plus Current Account gives you

the power of inter-city banking with a single account and access to more than 780

cities.

From special cheques that get treated at par with local ones in any city where we have

a branch, faster collection of outstation cheques (payable at branch locations), free

account to account funds transfer between HDFC Bank accounts to Free inter-city

clearing of up to 100 lakhs per month, our priority services have become the

benchmark for banking efficiency.

Plus Current Account requires you to maintain an average quarterly balance of Rs.

100,000.

Read on to know the powerful plus points of the HDFC Bank Plus Current Account.

Features & Benefits

Free Account to account funds transfer between HDFC Bank accounts

Free payment and collection through RTGS.

Free payment and collection using NEFT (through Netbanking)

Free up to 50 Demand Drafts per month and can be issued from any HDFC Bank

Branch

Free up to 50 Pay Orders (PO) per month and can be issued from any HDFC

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Bank Branch.

Free anywhere collection & payment transactions (clearing) within HDFC Bank

branch network (except Dahej), up to Rs.100 lacs per month.

Convenience to withdraw & deposit cash at all our branches*300 "At Par" cheque leaves free per month.

Register for InstaAlert service and receive updates on your account as and when

the select transaction happens - all this without visiting the branch or ATM!

HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure

and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep.

The Bank will arrange to render the services like Cash & Cheque Pickup and Cash

Delivery, through a reputed agency.

Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile Banking

that helps you check your balance & transaction details, find out the status of your

cheque or stop cheque payment.

TRADE CURRENT ACCOUNT -

In today's changing business requirements, you need to transfer funds across cities,

and time is of the essence. HDFC Bank Trade Current Account gives you the power

of inter-city banking with a single account.

From special cheques that get treated at par with local ones in any city where we have

a branch, to free account to account funds transfer between HDFC Bank accounts, to

free inter-city clearing of up to 50 lakhs per month, our priority services have become

the benchmark for banking efficiency. Trade Current Account requires you to

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maintain an average quarterly balance of Rs. 40,000.

Read on to know the powerful features of the HDFC Bank Trade Current Account.

Features & Benefits

Free Account to account funds transfer between HDFC Bank accounts.

Free RTGS/NEFT Transactions.

Free up to 30 Demand Drafts (DD) per month and can be issued from any HDFC

Bank Branch.

Free up to 30 Pay Orders (PO) per month and can be issued from any HDFC

Bank Branch.

Free anywhere collection & payment within HDFC Bank branch network (except

Dahej), up to Rs.50 lacs per month.

Convenience to withdraw & deposit cash at all our branches*

200 "At Par" cheque leaves per free month .







Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking that

helps you check your balance & transaction details, find out the status of your

cheque or stop cheque payment.

PREMIUM CURRENT ACCOUNT-









Your business needs a partner who can manage your finances while you concentrate

on growing your business.

You can avail benefits of inter-city banking account with Premium Current Account,

that requires an average quarterly balance of only Rs. 25,000, offers Payable-At-Par

cheque book facility & FREE inter-city clearing transactions across our network up to

Rs.25 Lacs per month.

A Current Account with the benefits of accessing your account from a large network

of branches, and through direct access channels - the phone, mobile, Internet and

through the ATM.

Enter into a profitable relationship and access all the privileges flowing your way.

Features & Benefits

Free anywhere collection & payment within HDFC Bank branch network (except

Dahej), up to Rs.25 lacs per month, incremental amount to be charged @ Rs.1.50

per Rs.1,000/-, min Rs.25/-

Free NEFT Transactions.

Free RTGS collection. RTGS payment @ Rs.25/- per transaction.

Inter-city Account to accounts funds transfer between HDFC Bank accounts at a

nominal charge of Rs.15/- per transactions.

Free Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/-

at flat cost of Rs.40/-. DDs above Rs.50,000/- & up to Rs.100,000/- at nominal

cost of Rs.25/- and can be issued from any HDFC Bank Branch .

Free Pay Order (PO) above Rs.100,000/-. Pay Order up to Rs.50,000/- at flat cost

of Rs.40/-. POs above Rs.50,000/- & up to Rs.100,000/- at nominal cost of Rs.25/-

and can be issued from any HDFC Bank Branch .

100 "At Par" cheque leaves free per month









Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking to

access your account.

REGULAR CURRENT ACCOUNT-

A Current account is ideal for carrying out day-to-day business transactions. With the

HDFC Bank Regular Current Account, you can access your account anytime,

anywhere, pay using payable at par cheques or deposit cheque at any HDFC bank

branch. It also facilitates FREE NEFT transactions & FREE RTGS collections for

faster collections in your account. Regular Current Account requires you to maintain

an average quarterly balance of only Rs. 10,000.

With a vast network of branches in cities all over the country, and access to a

multitude of ATM's, you can keep track of all your transactions anytime.

Features & Benefits

Convenient inter-city banking :

Deposit your local cheques in one branch of a city and have it credited to your

account at a branch in another city or make payments across HDFC Bank locations

using PAP cheque facility at a nominal rate

Free payments and collections through NEFT

Free RTGS collection. RTGS payment @ Rs.25/- per transaction

Inter-city Account to accounts funds transfer between HDFC Bank accounts at a

nominal charge of Rs.15/- per transactionsFree Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/-









*Please note that this account has to be operated strictly under FEMA guidelines

How to Open a RFC Domestic Account

Choose the currency in which you wish to operate.

Open your account with an initial amount as per the following-US Dollar =

250 | Great Britain Pound = 200 | Euro = 250 and maintain an Average

Quarterly Balance of the same amount.

For more details, contact your nearest HDFC Bank branch.

Features & Benefits

• Maintains a record of your foreign exchange transactions through monthly

statements.

• Enjoy preferential rates when converting your foreign currency into Indian

Rupees.

• Protects you from losing money due to exchange rate fluctuations.

FLEXI CURRENT ACCOUNT-

Tired of static transaction limits during peak seasons?

HDFC Bank Flexi Current Account is the answer to your changing banking needs

during peak seasons.

With HDFC Bank Flexi Current Account your Cash Deposit and Anywhere

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Transaction limits are a multiple of the balance you maintain in your Current

Account.

So, during peak seasons, you get the benefit of higher transaction limits due to the

higher average balances maintained in your account.

What’s more, during lean seasons, you need not bother about maintaining huge

balances to enjoy high transaction limits, which you anyway may not need.

Flexi Current Account requires you to maintain a minimum Average Monthly

Balance (AMB) of just Rs. 75,000.

Features & Benefits

• Enjoy dynamic free limits on Intercity Payments, Collections & Funds

Transfer as well as Cash Deposit at home location branches based on the

AMB maintained*

For example, you maintain an AMB of Rs.2,00,000/- in a particular month.

Your dynamic free transaction limits for that month would be as per the

following table:

•

• Transaction • Dynamic Free Limits*

• Cash Deposit at Home Branch Location• Rs. 24,00,000 in that

particular month

• Anywhere Payments, Collections &

Funds Transfer (except Dahej)

• Free up to

Rs.1,00,00,000/- in that

particular month

• • •

• Pay your vendors on a real time basis using Real Time Gross Settlement

(RTGS) available across 23,000 Bank Branches*. What’s more, payments

and collections through RTGS are completely free!

• Make and receive remittances to & from your vendors & customers across

20,000 + Bank Branches of more than 50 Banks through Net Banking using



National Electronic Fund Transfer (NEFT), Absolutely Free!

• Free 40 Demand Drafts & Free 40 Pay Orders issued from any HDFC Bank

Branch*

•Convenience to withdraw and deposit cash at all our branches*.

• Competitive pricing on Demand Drafts drawn on Correspondent Banking

Locations as well as Outstation Cheque Collection at HDFC Bank

Locations

• InstaAlert service - receive updates on your account as and when the select

transaction happens – all this without visiting the Branch or ATM!

• Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile

Banking that helps you check your balance and transaction details, find out

the status of your cheque or stop cheque payment.

• HDFC Bank offers you Doorstep Banking*, a channel, which is convenient,

secure and hassle-free. Now, you can enjoy the benefits of banking right at

your doorstep. The Bank will arrange to render the services like Cash &

Cheque Pickup and Cash Delivery, through a reputed agency.

APEX CURRENT ACCOUNT-

The top position is always the coveted position. With the Apex current account, take

your business to a new high. On maintaining an average quarterly balance of Rs. 10

lakhs, this account makes sure you make the most of every business opportunities

coming your way. Unlimited, free, anywhere Banking experience at the APEX is

reserved for you.

Features & Benefits



• Maximum transactional benefits with faster mobilisation of funds

• Average quarterly balance requirement of Rs. 10,00,000/-

• Access to more than 1,725 branches

•Huge cost savings in inter-city transactions for payable-at-par chequeissuance, funds transfers, NEFT, RTGS or Demand Draft / Pay Order

• Faster collection of outstation cheques

• Free Intercity Cheque Collection & Payments within HDFC Bank Network

(excluding Dahej).

• Free Account to Account funds transfer between HDFC Bank accounts.

• Free payment and collection through RTGS

•

Free payment and collection using NEFT (through NetBanking)• Free Demand Drafts which can be issued from any HDFC Bank branch

• Free Pay Orders which can be issued from any HDFC Bank branch

• Convenience to withdraw and deposit cash at all our branches*

• Free Cash Deposit upto Rs. 100 lacs per month across all home branches

(subject to a maximum of 50 transactions per month and a per day limit of

Rs.1,00,000/- on cash deposit at a non home branch)

• Choice of local / Payable at Par Cheques. 500 leaves free per month

• Register for InstaAlert service and receive updates on your account as and

when the select transaction happens - all this without visiting the branch or

ATM!


secure and hassle-free. Now, you can enjoy the benefits of banking right at

your doorstep. The Bank will arrange to render the services like Cash &


• Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile

Banking that helps you check your balance and transaction details, find out

the status of your cheque or stop cheque payment.



MAX CURRENT ACCOUNT-

Presenting maximum benefits and minimum hassles for you with Max Current

Account! With a Rs. 5 lakhs average quarterly balance requirement, we present to you

a world of privileges that helps your business expand and grow. Features like

maximum free transaction limits including other beneficial features on this current

account truly enhances your business potential to the MAXimum.

Features & Benefits

• Maximum transactional benefits with faster mobilisation of funds

• Average quarterly balance requirement of Rs. 5,00,000/-

• Access to more than 1,725 branches

• Huge cost savings in inter-city transactions for payable-at-par cheque

issuance, funds transfers, NEFT, RTGS or Demand Draft / Pay Order

• Faster collection of outstation cheques

• Free Account to Account funds transfer between HDFC Bank accounts

• Free payment and collection through RTGS

• Free payment and collection using NEFT (through NetBanking)

• Free Demand Drafts which can be issued from any HDFC Bank branch

• Free Pay Orders which can be issued from any HDFC Bank branch

• Free anywhere collection & payment (clearing) upto Rs. 5 Crore per

month within HDFC Bank branch network (except Dahej)

• Convenience to withdraw and deposit cash at all our branches*

• Free cash deposit upto Rs. 50 Lakh per month across all home branches

(subject to a maximum of 50 transactions per month and a per day limit of

Rs.1,00,000/- on cash deposit at a non home branch)

• Choice of local / Payable at Par cheques. 500 leaves free per month

• Register for InstaAlert service and receive updates on your account as and



when the select transaction happens - all this without visiting the branch or

ATM!


secure and hassle-free. Now, you can enjoy the benefits of banking right atyour doorstep. The Bank will arrange to render the services like Cash &


• Enjoy facilities like 24-hour PhoneBanking, NetBanking and

MobileBanking that helps you check your balance and transaction details,

find out the status of your cheque or stop cheque payment.

MERCHANT ADVANTAGE CURRENT ACCOUNT-

Presenting the HDFC Bank Merchant Advantage Current Account, designed to

drastically bring down the costs incurred and time taken to do various banking

transactions. With HDFC Bank Merchant Advantage Current Account, you can enjoy

a free limit* for cash deposit that is four times the amount swiped at HDFC Bank's

EDC machine linked to your HDFC Bank Current Account. Now, get rewarded for

higher number of swipes on HDFC Bank EDC machine.

Features & Benefits

• Enjoy a free monthly Cash Deposit limit* at your home branch location that

is four times the amount swiped at the HDFC Bank EDC Machine linked to

the Merchant Advantage Current Account

• Pay your vendors and suppliers across the country using multiple

remittance options such as Local/At Par cheques, Demand Drafts/PayOrders/RTGS (Real Time Gross Settlement) thereby increasing



convenience and reducing costs

• Enjoy 24x7 access to your account through NetBanking, PhoneBanking,

ATMs and MobileBanking

•Enjoy special privileges with Doorstep Banking services such as cash andcheque pick-up and cash delivery at nominal rates

• Get a free Regular Debit Card, which comes with a host of privileges and

benefits

• Make hassle-free utility bill payments with BillPay, which is absolutely free

for Merchant Advantage Current Account holders

• Free monthly statement of accounts

•

Free balances and transaction alerts on your mobile phone and emails withInstaAlert

MERCHANT ADVANTAGE PLUS CURRENT ACCOUNT-

HDFC Bank is pleased to introduce the Merchant Advantage Plus Current Account –

an account that gives you much more than a regular Current Account. You can enjoy

a free limit for cash deposit* that is four times the amount swiped at HDFC

Bank’s EDC machine linked to this Account. Save on your valuable time and costs

for your banking transactions with this account.

Features & Benefits

• Enjoy a free monthly Cash Deposit limit* at your home branch location that

is four times the amount swiped at the HDFC Bank EDC Machine linked to

the Merchant Advantage Plus Current Account



• Get free Regular and Business Debit Cards in the Merchant Advantage Plus

Current Account

• Pay your vendors and suppliers across the country using multiple

remittance options such as Local/At Par cheques, Demand Drafts/PayOrders/RTGS (Real Time Gross Settlement) thereby increasing

convenience and reducing costs

• Enjoy 24x7 access to your account through NetBanking, PhoneBanking,

ATMs and MobileBanking

• Enjoy special privileges with Doorstep Banking services such as cash and

cheque pick-up and cash delivery at nominal rates

•

Get special offers on the Business Debit Card that comes with a host of privileges and benefits

• Make hassle-free utility bill payments with BillPay, which is absolutely free

for Merchant Advantage Current Account holders

• Free monthly statement of accounts

• Free balances and transaction alerts on your mobile phone and emails with

InstaAlert

All Current Accounts

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Transcript of All Current Accounts