WELCOME TO RAF TOP-UP

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

UNIQUE BLEND OF COVER

• Dual Section Policy at no additional cost• Personal Accident Section Tops up both Road

Accident Fund and Medical Aid Shortfalls – providing unparalleled Financial Protection to vehicle occupants

• Roadcover Section expedites claims against the Road Accident Fund

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

EXTENSIVE COVER FOR UNNAMED OCCUPANTS

Section 1: Bodily Injury (Per vehicle occupant)

Seat belt benefit adds 50% to below benefits

• Death R 200 000• Permanent total disablement R 200 000• Partial permanent disablement (e.g. loss of use of a limb) per scale of

benefits• Hospital Medical Cover R1 500 per day for 6 months

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

ROAD COVER SECTION(SECTION 2 OF THE POLICY)

• Pays for professionals (lawyers, doctors, etc.) and medical tests required to expedite Road Accident Fund claims

• Beneficiaries receive 100% of the Road Accident Fund Pay-out in addition to the benefits provided by this policy – no additional fees apply

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

PEACE OF MIND FOR CLIENTS - GUARANTEED

• Relieves Employers and / or Vehicle Owners’ moral financial obligations to driver and passengers

• Rest easy knowing that those important to you are protected

• Covers injury as a result of hi-jacking or robbery

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

INSURED VEHICLES

• All road use licensed vehicles except excluded vehicles

• Private vehicles, commercial vehicles

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

EXCLUDED VEHICLES

• Vehicles seating 13 or more persons including driver, motor cycles, quad bikes

• All vehicles used for public transport in any capacity being taxis, busses and any other vehicle type

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

INEXPENSIVE

• Covering 5 unnamed vehicle occupants from as little as R44.50 per vehicle

• No hidden expenses

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

EFFORTLESS CLAIM SERVICE

• User friendly website and AIG 24/7 call centre makes claim reporting instant

• Extensive policy maintenance system which allows efficient claim handling directly by the insurer

• No paperwork lag

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

BROKER / SALES COMMISSION

• On-going commissions• Commission = 20% Total Premium

You can rely on RAF Top-Up to assist where the Road Accident Fund can’t

• Thank You