WELCOME TO RAF TOP-UP
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
UNIQUE BLEND OF COVER
• Dual Section Policy at no additional cost• Personal Accident Section Tops up both Road
Accident Fund and Medical Aid Shortfalls – providing unparalleled Financial Protection to vehicle occupants
• Roadcover Section expedites claims against the Road Accident Fund
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EXTENSIVE COVER FOR UNNAMED OCCUPANTS
Section 1: Bodily Injury (Per vehicle occupant)
Seat belt benefit adds 50% to below benefits
• Death R 200 000• Permanent total disablement R 200 000• Partial permanent disablement (e.g. loss of use of a limb) per scale of
benefits• Hospital Medical Cover R1 500 per day for 6 months
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
ROAD COVER SECTION(SECTION 2 OF THE POLICY)
• Pays for professionals (lawyers, doctors, etc.) and medical tests required to expedite Road Accident Fund claims
• Beneficiaries receive 100% of the Road Accident Fund Pay-out in addition to the benefits provided by this policy – no additional fees apply
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
PEACE OF MIND FOR CLIENTS - GUARANTEED
• Relieves Employers and / or Vehicle Owners’ moral financial obligations to driver and passengers
• Rest easy knowing that those important to you are protected
• Covers injury as a result of hi-jacking or robbery
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
INSURED VEHICLES
• All road use licensed vehicles except excluded vehicles
• Private vehicles, commercial vehicles
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EXCLUDED VEHICLES
• Vehicles seating 13 or more persons including driver, motor cycles, quad bikes
• All vehicles used for public transport in any capacity being taxis, busses and any other vehicle type
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
INEXPENSIVE
• Covering 5 unnamed vehicle occupants from as little as R44.50 per vehicle
• No hidden expenses
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EFFORTLESS CLAIM SERVICE
• User friendly website and AIG 24/7 call centre makes claim reporting instant
• Extensive policy maintenance system which allows efficient claim handling directly by the insurer
• No paperwork lag
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
BROKER / SALES COMMISSION
• On-going commissions• Commission = 20% Total Premium
You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
• Thank You
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