2008 - October - Osceola ReVIEW

ReVIEW

October 2008

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Deadline:December 31, 2008

act now!

Time is running out!

All REALTORS® must complete their Quadrennial Code of Ethics by the end of this year.

Code of Ethics Training

Osceola ReVIEW October 2008

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By Hope Andrews

Dear MeMbers,

I would like you to stop what you are doing and take a moment to check your records and make sure you have

either completed or are signed-up for a Quadrennial Code of Ethics training session. This requirement must be completed by December 31, 2008, as a requirement of membership until the next four-year cycle. Please call the Association to register for one of the “Popcorn & Ethics” sessions that the Association has scheduled, or you can take the course online at www.realtor.org.

We recently held our 2008 RPAC Auction & Texas Hold ‘Em Tournament finale. It was a great success, and I want to personally thank everyone who participated in the planning and set-up for their dedication and efforts. RPAC is near and dear to my heart and I want to make it a part of yours as well. With all the financial upheaval that is going on now, along with

the mortgage crisis, there is no better time than now to get involved with your REALTOR® Political Action Committee and make an impact on the election of officials who will shape the legislation that affects your livelihood and the way real estate professionals do business!

We’ve have had some significant changes at the Association in the past couple of months, and I want to assure our membership that our number one priority is our members, and that we will continue our promise to deliver our commitment to quality customer service. The Board of Directors and I have the utmost confidence in your new Association Executive, Jeri Peyton, and I encourage you to stop by the Association office and say hello to her or send her an email to welcome her in her new position!

I am excited and enthusiastic about all the great things that our members have helped us to accomplish so far this year. As always, I am just a phone call away (407-944-0049) if you would like to talk to me or if you have any issues, concerns or suggestions for your Association. ■

President’s Perspective

PUbLIC POLICY COMMITTee By Randy Hillman, Chairman

THE PUBLIC POLICY REPORTThe Public Policy committee meets once

a month to review matters that are coming before local government entities that may be of special concern to REALTORS®. The hope is to keep REALTORS® informed of matters upon which they may want to provide input to the local government entities considering these issues. THE POWER OF THE REALTOR® ENDORSEMENT Prior to the election in August, 13 candidates running for office received endorsement from the Osceola County Association of REALTORS®. Of those 13 candidates, 10 of them will be in the November 4th general election.

THE LYNX SUPERSTOP AND KISSIMMEE INTERMODAL STATIONThe Lynx SuperStop and the Kissimmee Intermodal Station will return to their originally planned location in downtown Kissimmee at E. Drury and Neptune Road. This location is within easy walking distance of dining and shopping centers, the Osceola County Courthouse and Government Center, Osceola Regional Medical Center and the Lake Tohopekaliga shore.

Continued on Page 12.

October 2008 Osceola ReVIEW

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By Jeri Peyton

Dear MeMbers,

It’s been an incredible inaugural first few weeks as your new Association Executive. I would like to thank you

all for your encouraging words and support.

My main goal, along with the rest of the staff, is to bring the Association back to a membership-driven Association. We work for you! Our doors will always be open to assist you in every way that we can. I plan to work closely with all of our committees and helping them accomplish their goals.

We have heard your requests to cut-down on the amount of emails that you receive and to that end, we have consolidated our eVIEWs so that now Brokers will continue to receive their weekly Statistics report from Bob St. Gordon, our Controller, and the Friday eVIEW which will include all the Education classes, meetings, events, etc., for the coming week. We hope that this eliminates some of the burden from your email in-baskets, while still providing you with

up-to-date information about your Association.

Now, I would like to give you a brief rundown on some “happenings”, present and future, at the Association.

2008 RPAC AUCTION – SATURDAY, SEPTEMBER 6, 2008 – AT THE ASSOCIATION

This year’s auction was highlighted by the final round of our Texas Hold ‘Em Tournament. Chris Zellner walked away with the Grand Prize of a trip to Las Vegas! The event proved to be a huge success thanks to the efforts of our Chairwoman, Carolee Goodwin-Blackmore, and Vice Chair, Christina Gentry. A very special thanks to Debbie Henderson and Linda Goodwin-Nichols for all of their hard work and the RPAC Auction Committee members: Hope Andrews, Terri Carroll, Dave Courtney, Nancy Cuevas, Gwen Dukes, Stephanie Escurra-Hendricks, Sean Ferguson, Jack Frey, Richard Knapp, Todd Kozloski, Daisy Lopez-Cid, Samantha

Petrofski, Anneris Rivera, Denise Sacks, Michelle Smith, Bob St. Gordon and our wonderful sponsors: Osceola News-Gazette, Bank of America, Butler Mortgage, Deese Management & Real Estate, Inc., First American Title Insurance Company, Goffredo Capital Funding, LLC, Goodwin Realty & Associates, Inc., Homes. Com, Homes&Land, Infinity Abstract & Title, Kissimmee Utility Authority, Magic Financial Services, MortgageOne Financial Services, ProminentTitle Insurance Agency, Inc., Qubty Financial Group, RE/MAX Premier Properties, Rotary International, Stewart Approved Title, Timeshares Only, Toll Brothers, and World Financial Mortgage Group.

The event was well attended. There were many silent auction items and a few live auction items that were offered to bidders. Cheryl Grieb was the winner of both the large screen flat television and a GPS navigation system. Our RPAC goal this year was $37,170 and we made goal with the combined dues billing, auction and donations. In fact, we are over goal! Thanks to everyone who helped to support this event. Remember, RPAC is your chance to have a collective statewide and nationwide impact on the election of officials who will shape the legislation that affects your livelihood and the way real estate professionals do business.

2008 FAR CONVENTION & TRADE EXPO

This year’s convention was held in Lake Buena Vista and was packed full of informative and interesting workshops, classes and speakers. It’s also a great opportunity for members to network with each other and share information and ideas. I attended workshops and meetings that helped me gain new insight and knowledge for my new role. I encourage our REALTOR® members to attend the National Association of REALTORS® (NAR) Annual Governance Meetings that are taking place in November, right here in Orlando! For more information and to register, visit www.realtor.org.

ELECTION PROCEDURES AND TIMELINE

The Osceola County Association of REALTORS® Nominating Committee met on September 15, 2008, to select candidates for 2009 Officers and Directors.

Association Executive Perspective



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By Stephanie Escurra-Hendricks, Membership Services

LOGGING INTO MLXCHaNGe Is CHaNGING ON OCTOber 7, 2008!

Starting October 7, when you login to MLXchange, you will see a new Sign-In screen that asks for your User ID and password. Depending on what type of user you are, you may have different instructions for logging into MLXchange:

Agent and Broker Accounts

Brokers and Agents will use their User ID and Password. It will be the same number and password you use to login to the MFRMLS Online Payment Center.

Office Staff X Accounts

Office level staff that utilize the “X Account” ID’s will be discontinued. All unlicensed assistants must have their own unique 9 digit ID number.

Multi-Agent Assistant (MAA) Accounts

MAA’s will use their NRDS ID and Password. Assistants that login with a MAA ID will need to follow the procedure for obtaining an assistant ID.

Since the MAA access will change to the NRDS ID and Assistants will need to obtain their own unique login, you will need to utilize the Shared Identity function in MLXchange in order to have access to another member’s MLXchange account. Identity sharing allows you to invite other members of your office, such as an assistant or a team member, to log in and work in MLXchange on your behalf (up to a maximum of 20 users). The invited user will "assume your identity", and, therefore, have the same user

class privileges as you. For example, if you are an office manager with office level privileges, the invited user will also share your office level privileges.

If any modifications are made to listing records, MLXchange will record the User ID of the person who actually made the change (the invited user).

What If I Forgot My Password?

Password Retrieval:

• Prior to changing to the new login system on October 7, MLS will be activating a Password Retrieval system on MLXchange.

• Once the Password Retrieval feature is enabled in MLXchange, the member will automatically be prompted through a setup wizard to create their secret questions and answers.

• Once this has been done, if you forget your password, you will be able to click on the (Forgot your Password) link under the Password field on the login screen. You will be required to answer your secret question, and your password will be emailed to your primary email address.

• To verify or change your primary email address, log into MLXchange and in the upper right corner, click on Settings, click on Personalize, then click on Contact information.

How will I Login to MLX Wireless?

The password change will also apply to logging in to MLX Wireless, as well. Members will not be required to re-register in order to continue using the wireless service. Members can simply login to MLX Wireless with their password.

How Do I Obtain an Assistant ID?

• All unlicensed assistants must complete an Assistant Access Form and have it signed by the Broker/Agent who employs them.

• We will check the assistant’s name and address with the DPBR to ensure they are not actively licensed (in which case they should have their own subscription).

• We will then assign the assistant a 9-digit user ID number.

• Once we have granted access, the assistant must attend the “Introduction to MLXchange” training class within 90 days. (NOTE: We are waiting on confirmation by MLS if existing assistants will be required to take the “Introduction to MLXChange”)

• We have waived the $50.00 Access Set-up fee through October 15, 2008. Starting October


Membership News


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Education CornerAll classes will be held at the Association (unless noted otherwise)

To register for any classes please visit the Association website www.osceolarealtors.org, click on “Online Member Services” button, enter your username and password and then click on the Education Calendar. If you have any questions, please call the Association at (407) 846-0117.

PLEASE NOTE: If you are registered and unable to attend, please call the Association to cancel, or you will incur a $20 cancellation fee. Thanks in advance for your cooperation.

MLS Training Classes There is one MLXchange Training class held each month. This is a mandatory class for new members. Even if you have already taken this class, you are invited to attend as a refresher course at any time.

sHOrT saLes esseNTIaLs Wednesday, October 22, 2008 Time: 1:00 – 5:00 p.m.Instructor: Martin CohenLocation: Association Classroom, 1105 Shady Lane, Kissimmee, FL 34744

Description: This is a comprehensive, inclusive REALTOR® to REALTOR® instruction, NOT a teaser to buy expensive CD’s and manuals. This interactive workshop will prepare you to be successful in the “Short Sale” arena and avoid the many liabilities along the way. This course teaches what every REALTOR® needs to know about Short Sales.

Cost: FreeCE Credit: 4 hours

HOW TO MaKe THe MOsT OF YOUr PrOPerTY MaNaGeMeNT bUsINess Thursday, October 23, 2008 Time: 9:00 a.m. – 1:00 p.m.Instructor: Cynthia DeLucaLocation: Association Classroom, 1105 Shady Lane, Kissimmee, FL 34744

Description: This program is designed for the aspiring property manager. It will provide you with tips to increase profits.

Cost: FreeCE Credit: 4 hours ■


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Jeri Peyton, Association [email protected]

Gwen Dukes, Director of [email protected]

Bob St. Gordon, [email protected]

Michelle Smith, Director of Knowledge [email protected]

Stephanie Escurra-Hendricks, Member Services [email protected]

Anneris Rivera, Member Services [email protected]

AssociAtion office

1105 Shady LaneKissimmee, Florida 34744www.osceolarealtors.orgEmail: [email protected]

407.846.0117 • 407.846.0217 fax

newsletter submissionsIn order to share the wealth of information contained in this newsletter in an efficient manner, please submit your articles via e-mail or fax by the 10th of the month. Please clearly indicate that submission is for the Osceola ReVIEW.

Editor-in-Chief: Gwen DukesArticles: [email protected]: [email protected] advertising inquiries please contact Bob St. Gordon at the Association Office. Your advertising defrays the cost of publishing. Thank you for your support.

The Osceola ReVIEW is published exclusively for the Association by PIP Printing & Document

Services Kissimmee, Florida 407.847.5565 • 407.847.2698 fax

[email protected]

Disclaimer: The Osceola ReVIEW is published for the members and affiliates of Osceola County Association of Realtors®, Inc. by Pip Printing and Document Services as a courtesy. Pip nor the Association assume any responsibility for article content or advertising message as submitted for inclusion in the newsletter. Advertising and articles are not endorsed by Association, nor is there any implied warranty by the Association or its staff.

Association Staff

16, 2008, the fee will be due before access is granted. • To ensure all existing and new assistants have access when

the login process changes on October 7, please make sure all applications are submitted to the Association by October 3. (NOTE: The Assistant Application can be located on our website: www.osceolarealtors.org. Click on “Member Services” then “Join the Association”, “MLS Participation - Assistant Activation Form”.

What Do I Do With My Old LoginKey™?

After the transition on October 7, members who wish to dispose of the LoginKey™ should do so in accordance with all local codes and regulations for products containing lithium batteries.

Members who would like to return their LoginKey™ to RSA Security to be recycled can send them to: RSA Security Inc., 174 Middlesex Turnpike, Bedford, MA 01730(Attention: Expired Token Disposal) or Members can also drop their LoginKey™ off at the Association, 1105 Shady Lane, Kissimmee, FL 34744. ■

aFFILIaTe NeWs By Richard Blubaugh, 2008 Chair

PaINT YOUr HearT OUT!

Don’t you just love this time of the year in Florida? The air smells clean and

fresh. The sky seems to be a little brighter blue. Temperatures are down, spirits are up. Sunsets are glorious! It feels good to be outside for a change, which brings up what I would like to talk to you about.

The Affiliate members, REALTORS® and the Osceola REALTOR® Foundation have adopted a community service project for this fall called “Paint Your Heart Out”.

We have selected the Osceola County Council on Aging to be the recipient of this wonderful endeavor. On Saturday, November 15, 2008, we are going to “Paint Our Hearts Out” (exterior painting only) for the seniors living at Saint Cloud Villas, Kissimmee Park Road, in Kissimmee. We need volunteers to make this a great success. The “T” shirts, materials and supplies will be provided. You don’t have to be a great painter; all you have to do is be willing to share your heart and your time!

Mark your calendars and start recruiting volunteers from your offices. We will start at 8:00 a.m. on Saturday, November 15. More information will be coming to you through email and at our MLS Marketing Meetings on Tuesdays. ■

MemberShip News. Continued from Page 4.

A CLEAR CHOICE TITLE & ESCROWOF OSCEOLA, LLC

119 E 13th StreetSt Cloud, FL 34769

P: (407) 892-6800F: (407) 892-6802

[email protected]

Tammy BowersManager


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EXECUTIVE COMMITTEE MEETINGWEDNESDAY, OCTOBER 22, 2008

8:00 A.M. – 9:00 A.M.

BOARD OF DIRECTORSWEDNESDAY, OCTOBER 22, 2008

9:00 A.M. – 10:00 A.M.

LeaDersHIP MeeTINGs

And in Florida, it’s a felony! Before you enter in to any real estate transaction, be sure

your salesperson has a valid, current, active Florida real estate license. To verify a license is current and active, or to

report unlicensed activity go to www.myfloridalicense.com or call toll free 866.532.1440


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ATTENTION REALTORS®! The BUS is coming to Osceola County! Don’t miss it!

Name

Company (Tours are for REALTORS only please)

Phone # FAX#

Address

E-Mail

Tour Dates East Osceola Wed, Nov 12

West Osceola Wed, Nov 19

2008

For the third year, the Tram will take you for an exclusive tour of the hottest homes in Osceola County.

A day of incredible homes GUARANTEED!

Dozens of great prizes, food and drinks, valuable sales information, and tons of fun all wrapped up in two days.

Don’t miss out… Reserve your seat now! Space will be limited.

One Tour $25 or Two Tours $35

All tours depart Osceola County Association of REALTORS® 1105 Shady Lane, Kissimmee, FL 34744 at 8:30 am sharp

Arrive back at approx. 5:30 pm Choose: East West

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Sponsored By: Greg Mazza

& Allen Oliver


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By Michelle Smith, Director of Education

QUaDreNNIaL CODe OF eTHICs TraINING. THe QUaDreNNIaL eNDs DeCeMber 31, 2008!

According to both the National Association of REALTORS® (NAR) and the Osceola County Association of REALTORS® Bylaws, members who fail to satisfy this requirement shall be considered in violation of membership duty for which REALTOR® membership shall be suspended until such time as the training is completed.

Members suspended for failing to meet the requirement for the second (2005-2008) cycle and subsequent four-year cycles will result in suspension of membership for the first two months (January and February) of the year following the end of any four-year cycle or until the requirement is met, whichever occurs sooner. On March 1 of that year, the membership of a member who is still suspended as of that date will be automatically terminated.

We have added more opportunities for you to fulfill these requirements called “Popcorn & Ethics”. These are non-instructed and no CE credit will be given for attending. We will be showing the NAR Quadrennial Code of Ethics DVD and offering popcorn and soda.

To register, go to our website www.osceolarealtors.org and click on “Online Member Services”.

PLEASE DON’T RISK SUSPENSION. Register today!If you have any questions, please feel to give me a call at (407) 846-0117, ext. 224. ■

Education News

Broker Cooperation Welcome. ©2008 KB Home (KBH). Payment of Broker Co-op requires Broker to register buyer on first visit to community and comply with Broker Co-op Agreement. Commission excludes the value of any incentive provided by Seller, homesite premiums and décor items, options and upgrades purchased. See Built to Order™ options and upgrades offered at KB Home Studio. All options/upgrades require additional charges, may require ordering at predetermined stages of construction and are subject to change/discontinuation anytime by KB Home. KB Home is not a custom homebuilder. Photos show upgraded landscaping/options and may not represent communities’ lowest-priced homes. See sales representative for details. Equal housing opportunity. CBC051212 ORL-75696

888-KB-HOMES kbhome.com

Call our Broker Liaisons today. Carolyn Vanderzyden at (407) 947-6085 or Cheris Hubbard at (407) 234-2846.

Let us know how we can help you grow your business.

How can we help you grow your business?Because we value your partnership.

Orlando-, Daytona- and Lakeland-area Brokers are the best in our book. That’s why the KB Home team is always looking

for ways to help you and your clients have a better homebuying

experience. In fact, we have two Broker Liaisons assigned solely to

your business and dedicated to meeting your needs. It’s the kind of

service you can expect from a builder who values your partnership.

®

®

KBHOME PRINT ADJOB # ___________________

DIVISION ________________

PUB ____________________

CAMPAIGN ______________

COLOR/BW ______________

LIVE ____________________

TRIM ___________________

BLEED __________________

PROOF # ________________

DUE TO DIV ______________

RUN DATE _______________

DUE TO VENDOR __________

75696 1001

ORL

OSCAR

COLOR

N/A

3.6875 X 4.9375

N/A

1

09/02

10/01

09/08

TRAFFIC SIGNOFFSARTIST ___________________________BLH

PROOF/LEGAL ________________________

REP/MNGR __________________________

CREATIVE ____________________________

PDF UPLOADED TO ____________________

MARKETING FINAL ____________________

PROD/CREATIVE FINAL _________________

SHIPPED JOB _________________________

Festival PointeArbor Ridge

75696 1001 OSCAR.indd 1 9/8/08 3:36:11 PMOur Bylaws state that the slate must be published a minimum of three weeks before the election can be held. Therefore, on September 19, 2008, the slate was emailed to the entire REALTOR® Membership. It was also posted on the Association’s website.

FOLLOWING ARE THE GUIDELINES FOR ON-LINE VOTING:

When a member goes to the Association’s website to view the Committee’s recommendation, they will see the slate with the Nominating Committee recommendations, as well as other nominees running from the floor.

Nominations may still be made for Officer and Director positions by members who have previously been a Board Officer or Director or a member who has completed the Association’s Leadership Academy by submitting a Candidate Form to Jeri Peyton, Association Executive, at the Association by 5:00

p.m. on Friday, October 17, 2008.

The election will open for balloting beginning at 8:00 a.m. Monday, November 3, 2008, through 5:00 p.m. Thursday, November 6, 2008. The results of the election will be captured by the Association’s attorney on Friday, November 7, 2008, to ensure accuracy, accountability and the integrity of the process. The results will be placed on the Associations internet site, emailed to all members, posted in the newsletter and posted in the Association’s lobby. As well, the slate will be presented to the members at the Annual Meeting, Tuesday, December 2, 2008.

The following slate is the recommendation of the Nominating Committee: * = Nominating Committee Recommendation

Officers:*President-Elect: Jose Alvarez, One Way Realty, Inc.*Vice President: Veronica Malolos, HomeEnvy Florida, Inc.

Association Executive Perspective. Continued from Page 3.



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Popcorn & EthicsIn an effort to assist members in completing their mandatory NAR Quadrennial Code of

Ethics training, the Association is hosting our version of “Dinner and a Movie”. Please join us in the Association classroom for “Popcorn & Ethics”. We will be showing the NAR Code of Ethics DVD and serving popcorn and soda for showings each date. The dates and times are as follows:

Thursday, October 16, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Thursday, October 30, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Thursday, November 13, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Thursday, November 19, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Thursday, December 4, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Thursday, December 11, 2008Early bird – 9:30 a.m. – 12:00 p.m.Matinee – 1:30 p.m. – 4:00 p.m.

Please log onto “On Line Member Services” and register through the Education Calendar. For more information, please contact Michelle Smith at 407-846-0117, ext. 224. ■

1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax

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OUT OUT1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax











OUT OUTNo matter where they go...there you are.

Congratulationsto the following Osceola County

Association Memberswhose personal website on

HomesAndLand.com received the most views in September!

Denise Sacks ~ 587

Steve Pugh ~ 523

Karen Orriss-Ross ~ 454

Stephanie Honoré ~ 348

Tim Weisheyer ~ 335

D’Anne KinCannon ~ 329

For advertising information, Joye Trawick,

407.719.2424 HomesAndLandOrlandoResort.comHomesAndLandOrlandoResort.com


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we want to extend our sincere appreciation

to our Sponsors!Premier Sponsor

Gold Sponsor

Bronze Sponsor

Titanium Sponsor

A.

B.

C.

D.

Silver Sponsor


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*Secretary: Andrey Bustamante, RE/MAX Properties SW

Officer Position Open (You can Only Vote for One):Treasurer: Susan Graves, Coldwell Banker Ackley*Treasurer: Len Goffredo, One Way Realty & Associates, Inc.

3-Year Terms as Directors (You can only vote for three):*Renee Clark, Clark Investment PropertiesNancy Cuevas, Prudential Sapphire Realty *Denise Sacks, Sacks Realty Group, Inc.*Tim Weisheyer, Pioneer Realty

1-Year Term as Director (You can only vote for one):Paul Antonelli, Coldwell Banker Ackley*Kim Goodwin, Goodwin Realty & Associates, Inc.Louis Jeanniton, Pioneer RealtyDaisy Lopez-Cid, RE/MAX Premier PropertiesAngel Ortiz, One Way Realty & Associates, Inc.Jodi Rivera, Prudential Sapphire Realty Services, Inc.Wilma Stub, Pioneer Realty

1-Year Term As Appointed Director:John Iannone, Keller Williams At The LakesRajia Ackley, Coldwell Banker Ackley Realty

The newly elected Officers and Directors will join the following Directors whose terms have yet to expire:

Riva Alexander, Keller Williams At The LakesDavid DeLoach, DeLoach Real Estate, Inc.Kemp Howland, Prudential Sapphire Realty Services, Inc.

Please feel comfortable in calling me at (407) 846-0117, ext. 226, or emailing me at [email protected] if you ever have any questions, concerns or comments about the Association or staff. I welcome your input. ■

Osceola County Association of REALTORS®, Their Families & Staff

First Link Medical, L.L.C. Screening Saves Lives!

Event Date: Friday, November 7, 2008 - 8:30 a.m. to 1:00 p.m.

COMPREHENSIVE HEALTH

PACKAGES STARTING AT $45 Cancer Guard Checks for elevated Cancer Markers • Men’s Package - $45

Prostate Cancer PSA • Woman’s Package - $75

Ovarian Cancer Testing CEA and CA-125

Heart Guard - $75 (Fasting Required) • Cardiac C-Reactive Protein • Lipid Panel – Assesses risks of

heart attack and stroke Super Cholesterol - $95 (Fasting Required) High Levels Correlate with a greater risk of heart disease and stroke. • Lipid Panel – HDL, LDL and

Triglycerides • Lipo Protein and

Homocysteine Levels Health Guard - $195 (Fasting Required) • Cholesterol - HDL, LDL and

Triglycerides • Liver Enzymes • Thyroid Panel – T3, T4, Free

THY and TSH • Complete Metabolic (14 tests) • CBC / Total Blood Cell Count

(19 tests) • Cardiac C-Reactive Protein • Diabetes – Glucose Levels

INDIVIDUAL BLOOD TESTS STARTING AT $30

Disease Guard - $245 (Fasting Required) Up to 60 tests ($1,000 Value) • Cholesterol – HDL, LDL and

Triglycerides • Diabetes – Glucose & A1c • Liver Enzymes • Thyroid Panel – T3, T4, Free


(19 tests) • Cardiac C-Reactive Protein • Men or Woman’s Cancer Test

or Hepatitis ABC Estrogen Levels - $70 Allergy Testing (5th Gen.) • Food (10 and 20 Panel) • Airborne Liver Enzymes - $30 Measures function, damage or disease Hepatitis ABC - $70 Rheumatoid Arthritis-$35 Diabetes - $45 (Fasting Required) • Glucose levels and A1c Thyroid Panel - $45 • T3, T4, Free THY and TSH

HAVE YOUR CHOLESTEROL CHECKED!

Cholesterol - $30 (Fasting Required) • HDL, LDL and Triglycerides Complete Metabolic - $30 (Fasting Required) • (14 tests) CBC / Total Blood Cell Count - $30 • (19 tests) Checks for infections, anemia and Leukemia Homocysteine Levels - $75 High levels correlate with a greater risk of Heart Disease and stroke Cardiac C-Reactive Protein - $50 Menopause Profile - $295 ($768 Value) • Total Estrogen, LH, FSH,

DHEA-S, Progesterone and Total Testosterone

And Much More ……

At this time First Link does not bill Medicare, Medicaid or third party insurances

Pre-Registration Required for Blood Testing Toll Free: 1-866-302-5663 www.1stlinkmedical.com

Tests reviewed by a Board Certified Physician. Results mailed direct to you.

Why wait for symptoms?

Association Executive Perspective. Continued from Page 9. This proposed facility is also near Lakefront Park, where

outdoor enthusiasts can enjoy ready access to boating, fishing, picnicking and other recreational activities on Lake Tohopekaliga. It is only about a half-mile from the downtown Kissimmee Amtrak depot, located near the intersection of Broadway Street and Monument Avenue. Station design plans call for a 381-space parking lot integrated into the city’s long-range plans for an intermodal stop, providing commuters with easy bus and transit connections, such as Greyhound, Amtrak, or bike for that matter.

LOCAL CITY, COUNTY & SCHOOL BOARD MEETING INFORMATION City of Kissimmee Commission Agenda & Meeting

Schedules http://www.kissimmee.org/ch_gov_commission.aspx?id=73

City of St. Cloud Commission Agenda & Meeting Schedules http://www.stcloud.org/Archive.asp?AMID=32&Type=Recent

Osceola County Commission Agenda & Meeting Schedules http://www.osceola.org/index.cfm?lsFuses=Department/BCC/1075

Osceola County School Board Agenda & Meeting Schedules http://www.osceola.k12.fl.us/board/PDFOrg/index.asp ■

Public Policy Committee. Continued from Page 2.

President ...............................Hope AndrewsPresident-Elect .......................Sean FergusonVice-President ..........................Marie CollinsSecretary .................................. Len GoffredoTreasurer ................................Minetta GarayPast President ................................. Jack Frey

DirectorsRiva Alexander Jose AlvarezAndrey Bustamante David DeLoachCheryl Grieb Kemp HowlandJerry Kelley Rosebud KinkeadRichard Knapp Veronica MalolosDenise SacksLegal Counsel ......................Danny Villazon

AssociAtion LeAdership

Osceola County Association of REALTORS®, Their Families & Staff

First Link Medical, L.L.C. Screening Saves Lives!

Event Date: Friday, November 7, 2008 - 8:30 a.m. to 1:00 p.m.

COMPREHENSIVE HEALTH

PACKAGES STARTING AT $45 Cancer Guard Checks for elevated Cancer Markers • Men’s Package - $45

Prostate Cancer PSA • Woman’s Package - $75

Ovarian Cancer Testing CEA and CA-125

Heart Guard - $75 (Fasting Required) • Cardiac C-Reactive Protein • Lipid Panel – Assesses risks of

heart attack and stroke Super Cholesterol - $95 (Fasting Required) High Levels Correlate with a greater risk of heart disease and stroke. • Lipid Panel – HDL, LDL and

Triglycerides • Lipo Protein and

Homocysteine Levels Health Guard - $195 (Fasting Required) • Cholesterol - HDL, LDL and

Triglycerides • Liver Enzymes • Thyroid Panel – T3, T4, Free


(19 tests) • Cardiac C-Reactive Protein • Diabetes – Glucose Levels

INDIVIDUAL BLOOD TESTS STARTING AT $30

Disease Guard - $245 (Fasting Required) Up to 60 tests ($1,000 Value) • Cholesterol – HDL, LDL and

Triglycerides • Diabetes – Glucose & A1c • Liver Enzymes • Thyroid Panel – T3, T4, Free


(19 tests) • Cardiac C-Reactive Protein • Men or Woman’s Cancer Test

or Hepatitis ABC Estrogen Levels - $70 Allergy Testing (5th Gen.) • Food (10 and 20 Panel) • Airborne Liver Enzymes - $30 Measures function, damage or disease Hepatitis ABC - $70 Rheumatoid Arthritis-$35 Diabetes - $45 (Fasting Required) • Glucose levels and A1c Thyroid Panel - $45 • T3, T4, Free THY and TSH

HAVE YOUR CHOLESTEROL CHECKED!

Cholesterol - $30 (Fasting Required) • HDL, LDL and Triglycerides Complete Metabolic - $30 (Fasting Required) • (14 tests) CBC / Total Blood Cell Count - $30 • (19 tests) Checks for infections, anemia and Leukemia Homocysteine Levels - $75 High levels correlate with a greater risk of Heart Disease and stroke Cardiac C-Reactive Protein - $50 Menopause Profile - $295 ($768 Value) • Total Estrogen, LH, FSH,

DHEA-S, Progesterone and Total Testosterone

And Much More ……

At this time First Link does not bill Medicare, Medicaid or third party insurances

Pre-Registration Required for Blood Testing Toll Free: 1-866-302-5663 www.1stlinkmedical.com

Tests reviewed by a Board Certified Physician. Results mailed direct to you.

Why wait for symptoms?


13

NATIONAL ASSOCIATION OF REALTORS

CODE OF ETHICS Preamble

nder all is the land. Upon its wise utilization and widely allocated ownership depend the survival and growth of

free institutions and of our civilization. REALTORS should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership. They require the creation of adequate housing, the building of functioning cities, the development of productive industries and farms, and the preservation of a healthful environment.

uch interests impose obligations beyond those of ordinary commerce. They

impose grave social responsibility and a patriotic duty to which REALTORS should dedicate themselves, and for which they should be diligent in preparing themselves. REALTORS , therefore, are zealous to maintain and improve the standards of their calling and share with their fellow REALTORS a common responsibility for its integrity and honor.

n recognition and appreciation of their obligations to clients,

customers, the public, and each other, REALTORS continuously strive to become and remain informed on issues affecting real estate and, as knowledgeable professionals, they willingly share the fruit of their experience and study with others. They identify and take steps, through enforcement of this Code of Ethics and by assisting appropriate regulatory bodies, to eliminate practices which may damage the public or which might discredit or bring dishonor to the real estate profession. REALTORS® having direct personal knowledge of conduct that may violate the Code of Ethics involving misappropriation of client or customer funds or property, willful discrimination, or fraud resulting in substantial economic harm, bring such matters to the attention of the appropriate Board or Association of REALTORS .

ealizing that cooperation with other real estate professionals promotes the

best interests of those who utilize their services, REALTORS urge exclusive representation of clients; do not attempt to gain any unfair advantage over their competitors; and they refrain from making unsolicited comments about other practitioners. In instances where their opinion is sought, or where REALTORS believe that comment is necessary, their opinion is offered in an objective, professional manner, uninfluenced by any personal motivation or potential advantage or gain.

he term REALTOR has come to connote competency, fairness, and

high integrity resulting from adherence to a lofty ideal of moral

conduct in business relations. No inducement of profit and no instruction from clients ever can justify departure from this ideal.

n the interpretation of this obligation, REALTORS can take no safer guide than

that which has been handed down through the centuries, embodied in the Golden Rules, “Whatsoever ye would that others should do to you, do ye even so to them.”

ccepting this standard as their own, REALTORS pledge to observe its spirit

in all of their activities and to conduct their business in accordance with the tenets set forth below

Article 1 When representing a buyer, seller, landlord, tenant, other client as an agent, REALTORS pledge themselves to protect and promote the interests of their client. This obligation to the client is primary, but it does not relieve REALTORS of their obligation to treat all parties honestly. When serving a buyer, seller, landlord, tenant or other party in a non-agency capacity. REALTORS remain obligated to treat all parties honestly.

Article 2 REALTORS shall avoid exaggeration, misrepresentation, or concealment of pertinent facts relating to the property or the transaction. REALTORS shall not, however, be obligated to discover latent defects in the property, to advise on matters outside the scope of their real estate license, or to disclose facts which are confidential under the scope of agency or non-agency relationships as defined by state law.

Article 3 REALTORS shall cooperate with other brokers except when cooperation is not in the client’s best interest. The obligation to cooperate does not include the obligation to share commissions, fees, or to otherwise compensate another broker.

Article 4 REALTORS shall not acquire an interest in or buy or present offers from themselves, any member of their immediate families, their firms or any member thereof, or any entities in which they have any ownership interest, any real property without making their true position known to the owner or the owner’s agent or broker. In selling property they own, or in which they have any interest, REALTORS shall reveal their ownership or interest in writing to the purchaser or the purchaser’s representative.

Article 5 REALTORS shall not undertake to provide professional services concerning a property or its value where they have a present or contemplated interest unless such interest is specifically disclosed to all affected parties.

Article 6 REALTORS shall not accept any commission, rebate, or profit on

expenditures made for their client, without the client’s knowledge and consent.

When recommending real estate products or services (e.g., homeowner’s insurance, warranty programs, mortgage financing, title insurance, etc.), REALTORS shall disclose to the client or customer to whom the recommendation is made any financial benefits or fees, other than real estate referral fees, the REALTOR or REALTOR ’s firm may receive as a direct result of such recommendation.

Article 7 In a transaction, REALTORS shall not accept compensation from more than one party, even if permitted by law, without disclosure to all parties and the informed consent of the REALTOR ’s client or clients.

Article 8 REALTORS shall keep in a special account in an appropriate financial institution, separated from their own funds, monies coming into their possession in trust for other persons, such as escrows, trust funds, clients’ monies, and other like items.

Article 9 REALTORS , for the protection of all parties, shall assure whenever possible that agreements shall be in writing, and shall be in clear and understandable language expressing the specific terms, conditions, obligations and commitments of the parties. A copy of each agreement shall be furnished to each party upon their signing or initialing.

Article 10 REALTORS shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin. REALTORS shall not be parties to any plan or agreement to discriminate against a person or persons on the basis of race, color, religion, sex, handicap, familial status, or national origin.

REALTORS , in their real estate employment practices, shall not discriminate against any person or persons on the basis of race, color, religion, sex, handicap, familial status, or national origin.

Article 11 The services which REALTORS

provide to their clients and customers shall conform to the standards of practice and competence which are reasonably expected in the specific real estate disciplines in which they engage; specifically, residential real estate brokerage, real property management, commercial and industrial real estate brokerage, real estate appraisal, real estate counseling, real estate syndication, real estate auction, and international real estate.

REALTORS shall not undertake to provide specialized professional services concerning a type of property or service that is outside their field of competence unless they engage the assistance of one who is competent on such types of property or service, or

unless the facts are fully disclosed to the client. Any persons engaged to provide such assistance shall be so identified to the client and their contribution to the assignment should be set forth.

Article 12 REALTORS shall be honest and truthful in their real estate communications and shall present a true picture in their advertising, marketing, and other representations. REALTORS shall ensure that their status as real estate professionals is readily apparent in their advertising, marketing, and other representations, and that the recipients of all real estate communications are, or have been, notified that those communications are from a real estate professional.

Article 13 REALTORS shall not engage in activities that constitute the unauthorized practice of law and shall recommend that legal counsel be obtained when the interest of any party to the transaction requires it.

Article 14 If charged with unethical practice or asked to present evidence or to cooperate in any other way, in any professional standards proceeding or investigation, REALTORS shall place all pertinent facts before the proper tribunals of the Member Board or affiliated institute, society, or council in which membership is held and shall take no action to disrupt or obstruct such processes.

Article 15 REALTORS shall not knowingly or recklessly make false or misleading statements about competitors, their businesses, or their business practices.

Article 16 REALTORS shall not engage in any practice or take any action inconsistent with the agency or other exclusive relationship recognized by law that other REALTORS have with clients.

Article 17 In the event of contractual disputes or specific non-contractual disputes as defined in Standard of Practice 17-4 between REALTORS (principals) associated with different firms, arising out of their relationship as REALTORS , the REALTORS shall submit the dispute to arbitration in accordance with the regulations of their Board or Boards rather than litigate the matter.

In the event clients of REALTORS

wish to arbitrate contractual disputes arising out of real estate transactions, REALTORS shall arbitrate those disputes in accordance with the regulations of their Board, provided the clients agree to be bound by the decision.

The obligation to participate in arbitration contemplated by this Article includes the obligation of REALTORS (principals) to cause their firms to arbitrate and be bound by any award. (12/2007)


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Sun. Monday TueSday WedneSday ThurSday Friday SaT.

1

2 3 4 5 6 7 8

9 10 11 12 13 14 15

16 17 18 19 20 21 22

23 24 25 26 27 28 29

October 2008

Mon

thly

Pla

nner

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

November 2008

Mon

thly

Pla

nner

Affiliate Committee Mtg.10:00 am - 11:00 am Realtor Appreciation

Breakfast Dr. Michael Grego8:30 am

Affiliate Committee Meeting 10:00 am

MLS Marketing/Network & Knowledge8:30 am - 10:00 am

New MemberWelcome

9:00 am - 11:00 am

New MemberWelcome

9:00 am - 11:00 am

MLS Advantage1:30 pm - 3:30 pm

Transaction Desk (MLS)9:00 am - 12:00 noon

Property ManagementMeeting

9:00 am - 11:00 am

Property ManagementMeeting

9:00 am - 11:00 am

FoundationMeeting

2:00 pm - 3:00 pm

Board of Directors9:00 am - 10:00 am

Executive Committee Mtg.8:00 am - 9:00 am



Introduction to MLXchange9:00 am - 12:00 noon

MLS Listing Maintenance1:00 pm - 3:30 pm

Introduction to MLXchange9:00 am - 12:00 noon

Listing Maintenance1:00 pm - 3:30 pm

Popcorn & Ethics (2 Sessions)

9:30 am - 12:00 noon &1:30 pm–4:00 pm

YPN Get-Together(TBD) 6:30 pm


9:30 am - 12:00 noon &1:30 pm–4:00 pm

“Paint You Heart Out” St. Cloud

Villas Kissimmee Park Rd. Kissim-mee, FL 8:00 am

Popcorn & Ethics (2 Sessions)9:30 am - 12:00 noon

&1:30 pm–4:00 pm

THANKSGIVINGHOLIDAY

ASSOCIATIONCLOSED

THANKSGIVINGHOLIDAY

ASSOCIATIONCLOSED

Arbitration Hearing1:00 pm



Board of Directors Mtg. 9:00 am - 10:00 am

Executive Committee8:00 am - 9:00 am

Short Sale Essentials 1:00 pm-5:00 pm 4 CE


9:30 am - 12:00 noon &1:30 pm–4:00 pm

Creating a Professional CMA (MLS Class)

2:00 pm - 4:30 pm

How to Make the Most of Your Property Management Business

9:00 am - 1:00 pm

“So You Want to Be a Broker”

9:00 am - 12:00 noon



MLS Designer Tools10:00 am - 12:00 noon

MLS Pro 1:00 pm - 3:00 pm

Public Policy Committee

Meeting3:00 pm

30

NAR Annual Governance Meetings – OrlandoOnline Voting 2009 BODOnline Voting 2009 BOD

SAM TRAM

SAM TRAM

NAR Gov Mtgs


15

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The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.

Equal Housing Lender. SunTrust Mortgage, Inc., 901 Semmes Avenue, Richmond, VA 23224 is licensed by the Department of Corporations under the California Residential Mortgage Lending Act; is an Illinois Residential Mortgage Licensee; is a Lender in Massachusetts having Mortgage Lender license #s ML1216, ML0133, ML1432, ML1914, ML1913, ML1815, ML2411, ML1214, ML2442, ML2491, and ML2538; is licensed by the New Hampshire Banking Department; is licensed by the New Jersey Department of Banking and Insurance, toll free 1-800-330-4684; is a licensed lender in Rhode Island; is doing business in Arizona as Crestar Mortgage, 7250 N. 16th Street, Ste. 100, Phoenix, AZ 85020 and is doing business in New York at 145 Pinelawn Road, Suite 330, Melville, NY 11747. ©2008, SunTrust Banks, Inc. SunTrust is a federally registered service mark of SunTrust Banks, Inc.


1201 Emmett Street • Kissimmee, FL 34741407-931-1343 phone • 407-931-1415 fax











OUT OUT

1105 Shady Lane • Kissimmee, FL 34744

16

NEW AFFILIATE OFFICESCHARLES P. CASTELLON, PA LAW FIRM ....CHARLES CASTELLON12934 Deer Trace Ave., Suite A * Orlando, FL 32837Phone: (407) 841-0201 * Fax: (407) 847-5618

FIELD SERVICES REO PROPERTIES ............... REY ANDRADE720 N. John Young Pkwy. * Orlando, FL 32804Phone: (863) 669-8767

NEW REAL ESTATE OFFICESCOUNTRYSIDE REALTY, INC..................... MALCOM T. HAY108 N. Magnolia Avenue, Suite 3 * Ocala, FL 34475Phone: (352) 854-7220 * Fax: (352) 854-5179

DPG REALTY GROUP, INC ......................... PEDRO ALZATE11500 S. Orange Blossom Trail * Orlando, FL 32837Phone: (407) 812-8882 * Fax: (407) 851-1011

ERA VACATION HOMES STORE, INC......................................RAYMOND BUTTERFIELD2803 N. Poinciana Blvd. * Kissimmee, FL 34746Phone: (407) 397-1599 * Fax: (407) 397-0282

HOMES TO GO ............................. FARIBORZ FARD8810 Futures Dr., Unit #10 * Orlando, FL 32819Phone: (407) 370-2255 * Fax: (407) 370-3010

WELCOME NEW MEMBERSPedro Alzate ............................................. DPG Realty Group, Inc.Peter Anderson ..................................Frontline Florida Realty, Inc.Jocelyn Aviles .......................................... Inteli Realty Group, Inc.Macylane Becker ........................................RE/MAX Market PlaceMatthew Benetti ......................................... Watson Realty GroupFrancis Bove ................................................. Watson Realty GroupRaymond Butterfield ................... ERA Vacation Homes Store, Inc.Christopher Cain ...........................................Heritage Park RealtyJoseph Calero ............................................Sky Land Realty GroupLetriona Carter ...................................First Choice Real Estate, LLCFernande Edwards ........................................ Regency Group, LLCNancy Estrep ......................................Keller Williams At The Lakes

897 Towne Center DrivePoinciana, Florida 34759Ph: (407) 343-1560Cell: (786) 316-9270Fax: (407) [email protected]

Betty M. DobbiePresident

Carlos Facchinat ........................................... Watson Realty GroupFariborz Fard ................................................................... Homes To GoJavier Garcia ...........................................................La Rosa Realty, LLCRegina Graham .......................................................La Rosa Realty, LLCAshley Halquist ........................................... Lifestyles Home Sales, Inc.Malcolm Hay .................................................... Countryside Realty, Inc.Marcela Herrea ..........................................Keller Williams At The LakesMichelle McKenzie .............................................. Watson Realty GroupSakina Mernissi ........................................ Coldwell Banker West RealtyMichele Newball .................................................. Watson Realty GroupHarold Newhall ................................... Century 21 Premium PropertiesGilberto Nieves .............................................................Pioneer RealtyJaime Osborne ...........................................Keller Williams At The LakesMarlon Restrepo ................. Weichert REALTORS® Hallmark PropertiesBarbara Stamm...................................................... Overton Realty, Inc.Kerry Stamper ....................................... Coldwell Banker Ackley RealtyMiriam Volikas ......................................... Coldwell Banker West RealtyLarry Webb .......................................... Century 21 Premium Properties

2008 - October - Osceola ReVIEW

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Transcript of 2008 - October - Osceola ReVIEW