Osceola Woman Newspaper September-October 2014

Osceola

NewspaperWOMAN

September/OctoberCOMPLIMENTARY

2014

www.OsceolaWoman.com

“I will get out in front and lead on theissues which are necessary for a better

quality of life for ALL of US!”

Committed to Our Community

SEE PAGE 26

First launched in 1998 by the Girl Scouts of Citrus, the Women of Distinction Awards celebrate the achievements of women throughout the areas of Brevard, Lake, Orange, Osceola, Seminole, and Volusia counties. The prestigious and elegant event celebrates the unique and outstanding contributions that women make to improve the quality of life in our communities.

To purchase tickets, visit:GSCitrusWomenofDistinction.org

Questions? Please call 407-228-1646.

Presented By:

COURAGE. CONFIDENCE. CHARACTER.

17TH ANNUAL

Saturday, September 27, 2014

Paula PellMISTRESS OF CEREMONIES:

WRITER FOR ‘SATURDAY NIGHT LIVE’

Visit us online at www.OsceolaWoman.com www.facebook.com/osceolawomannewspaper

ON THE COVER

Osceola

NewspaperWOMAN

September/OctoberCOMPLIMENTARY

2014

www.OsceolaWoman.com

“I will get out in front and lead on theissues which are necessary for a better

quality of life for ALL of US!”

Committed to Our Community

SEE PAGE 26

Cheryl Grieb ...............................................14-15

HEALTH & MEDICALFALL FAT BURNING FOOD

By Wendy Kelley ................................................. 6

KNOWING WHAT TO LOOK FOR IN BREAST CHANGES’

Courtesy of Osceola Regional Hospital .............. 8

Leg Pain? It could be your veins!

By Dr. Scott Hannum, D.O. .............................10

BUSINESS & FINANCEFighting the Urge to Splurge?

By Laura Royer ...................................................11

Cochran Insurance Agency announc-es appointment of Jessica Overstreet-Olive as Agency Manager

...........................................................................13

Are You a Baby Boomer? Don’t Let Retirement Plans Go Bust

Courtesy of Edward Jones ................................16

HOME & GARDEN

Family Communication Plan

By Eleanor Foerste ...........................................18

WOMEN ARE NATURAL REAL ESTATE INVESTORS

By Carol K. Platt ..............................................19

FASHIONMAKE A STYLISH TRANSITION INTO FALL

By Terry Lynn Morris .......................................21

PAW PRINTSHealthy Kidneys

By Dr. Gary A. Borgman .................................23

AUTOMake Auto Maintenance a Priority Before Your Car Does it for You

By Troy Josephsen .............................................24

COMMUNITYWHAT'S HAPPENING IN OSCEOLA COUNTY

................................................................25

St. Cloud Preparatory Academy

...........................................................................25

9th National Take Back Initiative

By Sheri� Bob Hansell ......................................26

Compassionate Hands & HeartsReceives Donation at the Third AnnualHead•2•Toe Show presented byOsceola Woman Newspaper...........................................................................26

Table of Contents

Osceola

NewspaperWOMAN

“The #1 Woman’s Educational Newspaper” - V.H.

March/AprilCOMPLIMENTARY

2014

Specializing in Minimally Invasive Procedures~ In O�ce Surgery Center ~

Most Insurance Accepted, Including Medicaid & Medicare

Michael Denardis, D.O.Obstetrician / Gynecologist

Marcietta Wilson- Coleman, D.O.Obstetrician / Gynecologist

Mark Palazzolo, D.O.Obstetrician / Gynecologist

Denise Klemczak, D.O.Obstetrician / Gynecologist

Melina Alcivar, N.P.Nurse Practitioner

Kissimmee Woman's Health Center407 N. Main St., Kissimmee

O�ce Hours: Monday-Wednesday 8am-5pmThursday 8am-7pm Friday 8am-5pm Saturday 8am- 12pm

HUNTER’S CREEKWoman s Health Center

Warmly Welcoming New Patients

OBSTETRICS & GYNECOLOGY• Pre-Natal Care• Routine Gyn Check-ups• Family Planning Birth Control• Infertility Evaluation & Basic Treatment• Pelvic Pain, Endometriosis, Uterine Fibroids• Urinary Incontinence• Hysteroscopy with D & C• Heavy Periods * Pelvic Floor Reconstruction• Colposcopy- Evaluation and biopsy of cervix under microscope• Major Gynecology Surgery•In Office Scarless Tubal Ligation

Veronica Figueroa, M.D.Obstetrician / Gynecologist

407-518-1074 1160 Cypress Glen Cir., Kissimmee

1018 Cypress Parkway, Poinciana13 Neptune Rd, Kissimmee

© September/October 2014 The Woman’s NewspapersTM 5

Osceola Woman NewspaperTM is published bimonthly and is available free of charge, by subscription, display stands in approved private and public establishments and authorized distributors only. Trademark and U.S. Copyright Laws protect Osceola Woman NewspaperTM. No part of this paper may be reproduced without the written permission of the publisher. Osceola Woman NewspaperTM is not responsible for any editorial comment (other than its own), typographical errors from advertisements submitted as camera-ready or any reproductions of advertisements submitted as camera-ready. If an advertisement does not meet our standards of acceptance, we may revise or cancel it at any time, whether or not is has been already acknowledged and/or previously published. The advertiser assumes sole responsibility for all statements contained in submitted copy and will protect and indemnify the Osceola Woman NewspaperTM, its owners, publishers, and employees against any and all liability, loss or expense arising out of claims for libel, unfair trade names, patents, copyrights and propriety rights, an all violations of the right of privacy or other violations resulting from the publication by this newspaper of its advertising copy. Publisher shall be under no liability for failure, for any reason, to insert an advertisement. Publisher shall not be liable by reason of error, omission and/or failure to insert any part of an adver-tisement. Publisher will not be liable for delay or failure in performance in publication and/or distribution of all or any portion of an issue is delayed or suspended for any reason. The publisher will exercise reasonable judgment in these instances and will make adjustments for the advertiser where and when appropriate. Osceola Woman NewspaperTM assumes no responsibility for unsolicited material or reproductions made by advertisers. This newspaper will be published by the 15th of every other month. The opinions of our authors do not necessarily reflect the opinions of Osceola Woman NewspaperTM, our publisher, our editorial team and/or our advisory board. The authors are solely responsible for the content of their submitted material.

Mail to: P.O. Box 701509 St Cloud, Florida 34770-1509

Phone: 407-891-9771Email: [email protected]

[email protected] Web: www.osceolawoman.com

PublisherEditor

Associate PublisherArt Director Staff Writer

Freelance Writers

Kena Blain Gregg Blain Michelle Feliciano Amy Posadas Jena Threadgill Dr. Gary BorgmanCleve GrissomTroy JosephsenTerry Lynn MorrisCarol K. PlattSheriff Bob HansellLaura Royer, Univ. of Florida Osceola Co. Ext.

Troy JosephsenEleanor Foerste, Univ. of Florida Osceola Co. Ext.

Wendy KelleyDr. Scott Hannum, D.O.

Dear Readers, We had a wonderful turnout at our third annual Head2Toe show on August 9th at the Osceola

Heritage Park Exhibition Hall! We hope everyone enjoyed visiting and shopping with the busi-nesses that are available to you locally every day. Once again because of your participation we were able to help out a great charity, Compassionate Hands and Hearts Breast Cancer Outreach. A big thank you to our guest speaker and founder of Compassionate Hands & Hearts, Vanessa Echols for joining us again this year! I want to also say a BIG THANK-YOU to my staff and volunteers that helped, without them we could not have done it. Osceola Woman Newspaper understands the importance of giving back to our community.

With fall just around the corner, Terry Lynn Morris shows us how to make a stylish wardrobe transition into this time of the year. Cleve Grissom provides some tips on keeping your retire-ment investing on track. Dr. Borgman educates us on our animals and their kidneys. Troy in-forms us that planned auto maintenance can save us from expensive repairs.

There are certain things we should all do to prepare for emergencies and hav-ing a communication plan is one of them, so heed the information provided by Eleanor Foerste.

As always thank you for picking up a copy of the paper and sharing it with others. We’ll see you at our next luncheon on October 30th!

Kena Blain, Publisher

From the PublisherOsceola

NewspaperWOMAN

“The #1 Woman’s Educational Newspaper” - V.H.

March/AprilCOMPLIMENTARY

2014

Thank you to Dennis Morgan, Jena Threadgill

& Michelle Feliciano for making Head 2 Toe on

August 9, such a wonderful successful day!

6 © September/October 2014 The Woman’s NewspapersTM

Health & Medical

all is here, the temperatures are changing, leaves will be starting to fall, and pumpkin flavored everything will be hitting the store shelves. Fall harvests produce some the most affordable fat burning

foods. Head to your local grocery store, make your way to the produce aisle and stock up on these nutrient dense goodies!

APPLES- The high insoluble fiber content increase the metabolic rate and helps you stay full between meals. Adding pectin to your diet restricts cells from taking in fat and helps cells absorb water.

GINGER- This odd shaped root enhances the thermogenesis and reduces feelings of hunger, and helps you lose weight from fat, not just water loss. Another added benefit from ginger is its helpful role in reducing muscle tiredness and its ability to speed up muscle recovery, helping you stick to your workout routine.

PUMPKIN- Being low in calories and high in fiber, make pumpkin a great addition to any dish. The taste is very neutral and can be added to savory dishes as well as sweet ones. Containing for potassium than a banana, makes pumpkin a great to refuel with after a hard work out.

BEETS- Maintaining a healthy and energized body is beneficial to your diet. Beets are full of vitamins and minerals, and contain no fat! Their high fiber content will help you stay full longer, minimizing snacking.

PARSNIPS- Naturally sweet in flavor, and low in cholesterol, parsnips help keep blood sugar on an even keel.

BRUSSEL SPROUTS- Helping you build more muscle mass to burn more fat, Brussel’s are high in protein. Even though it is an incomplete protein (doesn’t provide the full spectrum of essential amino acids) can be made complete by eating with a lean source of protein, such as a cut of lean beef or fish.

CINNAMON- Not a food, but a spice, doesn’t add calories and helps you burn fat. Cinnamon works as a natural vasodilator, enhancing the circulation of blood and increases in body temperature, which helps burn more calories.

For more information: [email protected],http:/WFIT.biz or call 321-946-6148.

Fall Fat Burning FoodBy Wendy Kelley

F

407.957.5344 2618 13th St. / St.Cloud, FL (Right across from Kentucky Fried Chicken & Dairy Queen)

www.dentistorlando.comSe Habla Español Most Insurances Accepted

Lizette A. Morad, D.M.D

NEW PATIENTS AND EMERGENCIES WELCOME!

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ON PARADEON PARADE

1 in 8 women in the U.S. will develop breast cancer in the course of their lifetime. Help us provide hope and healing to women in

our community who are battling breast cancer.

To register or for more information on this disease, visit

PinkOnParade.com.

SEPTEMBER 28, 2014

#PinkOnParade

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Source: American Cancer Society

CH-14-20222_Pink on Parade Osceola Woman print ad_R1.indd 1 7/29/14 2:17 PM


ost women experience breast changes during their lifetime. Some of these chang-es are common and caused by hormones

or the aging process. Breast may feel lumpy, tender, swollen before or during menstrual periods, while breastfeeding, during pregnancy or before meno-pause. Other changes may occur when taking hor-mone therapy or during menopause.

So, what should women look for and when should

they consult a healthcare provider? � e answer is…always consult your healthcare

provider when experiencing any breast changes, es-pecially when � rst noticing the change. Do not wait until your next mammogram. No one knows your body better than you do. According to the American Cancer Society (ACS), “women should know how their breasts normally look and feel, and report any breast change promptly to their healthcare provider”.

You see your face every day, right? See your breasts

every day. Make a habit of extending your focus a lit-tle south from your face and neck either while wash-ing your face, applying deodorant or putting on your bra. A little attention will go a long way. � e ACS also recommends that women should start breast self-exams in their 20s and a clinical breast exam by a health professional every year.

For instructions on how to do a breast self-exam and receive a complimentary waterproof reminder guide to place in your shower, call our Consult-A-Nurse® line at 1-800-447-8206.

SIGNS OF BREAST CHANGES THAT CAN’T BE IGNORED

Although, noticing breast changes at certain peri-ods of the month may be normal for some women, there are certain signs that should never be ignored.

• Lump (mass)• Firmness of breast, around breast or arm• Size or shape of the breast• Nipple discharge• Nipple changes• Skin changes such as dimples, redness, swelling,

scaling, itching

Talking to your healthcare provider can be intimi-dating. When speaking to your healthcare provider, remember to write out your questions ahead of time, so you do not forget them. Also, write down the an-swers given to you making sure you understand and ask questions. Some topics of conversation may also include:

• Breast changes or concerns• When was it fi rst noticed• Any new changes aft er initial fi nding• Personal medical history• Copies of last mammogram and date• Last menstrual period and date• Medicines and supplements• Breast implants• Pregnancy and breastfeeding• Family medical history

� e Breast Care Center of Osceola Regional Medical Center is an all-in-one breast imaging center committed to the prevention, early detection, di-agnosis and treatment of breast dis-ease through compassionate, coordi-nated care.

We are proud to provide the latest technology and professional exper-tise of an onsite board certi� ed radi-ologist specialized on breast images. From digital mammography to the powerful 3T MRI and MRI-guided biopsy, we o� er advanced treatments for a variety of breast-related issues (swelling of breasts, nipple discharge, screening and diagnosing cysts and performing cyst aspirations]. Osceo-la Regional Medical Center is ac-credited by the American College of Radiology and certi� ed by the Joint Commission in breast cancer.

To � nd a physician or to reach our health information line, call Consult-A-Nurse® at 1-800-447-8206. For in-formation about breast health and Osceola Regional’s Breast Care Center, visit www.OsceolaRegional.com.

Knowing What to Look for in Breast Changes’M

Health & Medical

For HerBreast Self-Exam

Fingers slide more easily over wet, soapy skin, which may make changes easier to feel. Put your right arm behind your head. With your left hand, check for lumps or thickening.

Press fi rmly with pads of fi ngers. Move left hand over right breast in one of the three ways shown: a) a circle b) up & down direction or c) a wedge (inward and outward toward nipple). Use the way your healthcare professional recommends at your clinical breast exam. Use the same way each time. Check entire breast and underarm area.

Now put left arm behind head and repeat steps with right hand on left breast. Also look in a mirror for changes in shape, size or skin texture of breasts. Check nipples for a discharge other than breast milk.

Report any changes or irregularities to your healthcare professional immediately!Early Detection is the Best Protection

In the Shower

BREAST CARE CENTEROsceola Regional Medical Center

Our facility offers the latest in diagnostic technology, including:

To schedule your next Mammogram at our Breast Care Center, please call

1-800-447-8206

• Digital Mammogram with Comfort of Mammo Pads

• 3T Breast MRI

• Computer-aided Detection (CAD)

• MRI-guided Biopsy

• Ultrasound-guided Biopsy

• Breast Ultrasound

• Bone Densitomery

WEWe offer the latest in screening and diagnostic imaging services with personal attention all in one convenient location.The coupling of sophisticated technology and caring medical professionals offers the best in breast health, while the ambiance comforts the senses.Our Breast Care Center offers an extensive selection of health services that are overseen by Board Certified and ACR Accredited Radiologists.

WE Especially for Women

www.OsceolaRegional.com

BREAST CARE CENTEROsceola Regional Medical Center


ost women have experienced different levels of leg pain in their lifetime, some

due to pregnancy, a job involving long hours of standing/sitting, or maybe their love for high heels. But, did you know, leg pain doesn’t have to be part of the aging process? There is actually a direct cause, which is easily treated! Many women with leg pain have noticed itsy, bitsy spider veins and others experience the more visible, bulging veins known as varicose veins (not deadly, but not real cute either). Leg pain could sometimes be referred to as vein pain!

Do you have any of these common symptoms in your legs? • Cramping (often in the middle of night or morning)• Tingling and burning in legs and/or feet• Throbbing, dull aches • Restless leg syndrome• Leg swelling• Varicose Veins and/or spider veins

Your veins contain one-way valves that help carry blood upward to your heart. Overtime, these one-way valves may loose their ability to help the blood travel north to your heart, result-ing in a downward flow of blood, causing the above-mentioned symptoms. If “vein pain” and varicose veins are left untreated, the condition can progress to Chronic Venous Insufficiency (CVI) and result in symptoms that worsen over time, including severe pain, heavy swelling and fatigue of the legs, as well as skin texture/color changes and non-healing sores in more severe cases. In recent years, treatment options for CVI have advanced far beyond invasive procedures like vein stripping. With the Venefit procedure, incompetent veins are removed using radio-frequency ablation in the comfort of the office. Patients experience minimal pain or bruising, quick recovery period and since this is not con-sidered a cosmetic treatment, it is covered by majority of insurance plans!

As a vascular sur-geon, I recommend this treatment to my patients be-cause it’s a simple way to fix the “vein pain” that plagues so many millions of women. You can live a better life to-day! It’s very important to seek help for your leg veins from a board certified vascular surgeon. Or, ask your primary care or OBGYN for a referral to a board certified vein specialist.

Dr. Scott R. Hannum, D.O. is a board certified, Vascular Surgeon with nearly 15 years of experi-ence treating vein and arterial disease. Office lo-cations in Kissimmee and Poinciana. Follow Dr. Hannum and Hannum Vascular on Facebook: Facebook.com/HannumVascular! We’d love to hear from you!

Leg Pain? It could be your veins!By Dr. Scott Hannum, D.O.

due to pregnancy, a job involving long hours of M

Health & Medical


Business & Finance

ave you ever been out and about and c o m e

across a tempting item that seems to be calling your name? You stand there and think, “I really want this.” But then another thought coun-ters, “But I really can’t a� ord it right now.” I know I personally have had this opportunity and conversa-tion too many times. It becomes a mental tug-of-war for doing the right thing � nancially. Before I reach for my wallet, what helps is asking myself a few questions to be sure I won’t end up with buyer’s remorse.

1. Why do I want it? It’s important to understand what type of purchase it is; a need or a want. Will this nice temptation serve a necessary purpose in my life or is it strictly a fun money purchase. While fun money purchases are needed on occasion because we work hard for our money, excessive purchases can be � nancially hazardous.

2. Is this purchase in line with my � nan-cial goals? We all have things we are trying

to accomplish with money. Ask yourself, will this item get me a step closer to my goals or a step farther away from them? It’s important

to understand personal priorities before spending money on anything.

3. Am I trying to impress anyone or keep up with Joneses? Most people have a hard time admitting this but if we really breakdown some of our purchase op-portunities with honesty, some purchases most likely have some societal in� uence. Whether it’s the need for the latest and greatest or most lavish or popular designer label, we can be in� uenced by what others have.

4. Are you tempted because of emotion? If you’ve ever had a bad day or felt down, you may have splurged to make yourself feel better. For me it’s a new out� t or chocolate but for others it could be some-thing else. While it’s ok to treat yourself from time to time, you don’t want this getting out of control.

5. Is the purchase appealing because the price has been reduced? � is is de� nitely a temptation because aft er all, it’s on sale! However, just because it’s a great price doesn’t always mean it’s an a� ordable price in the budget. Sometimes those good deals end up clos-et dust collector or gets donated aft er realizing there’s no use for it.

6. Lastly, and in my opinion the most important question, what will you give up if you buy it? Prob-ably one of the best lessons I learned in economics 101 is the concept of opportunity cost. When I spend my money on this tempting treat, I will not have the money for something more tempting, desired or needed later. So it’s critical for me to be sure this pur-chase is worth what I will give up in the future.

Laura Royer is the Finance & Housing Agent for the UF/IFAS Osceola County Extension Services, she can be reached at lero@u� .edu or (321) 697-3000.

Fighting the Urge to SPLURGE?By Laura Royer

H

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Insurance, discounts and savings subject to terms, qualifications and availability. Discount and availability varies by state and product line. Allstate Fire and Casualty Insurance Co., Life insurance issued by Allstate Life Insurance Co., Northbrook, IL, and Lincoln Benefit Life Co., Lincoln, NE. Northbrook, IL. In New York, Allstate Life Insurance Company of New York, Hauppauge, NY. © 2011 Allstate Insurance Co.

AUTOLIFE

PROTECT THE MOSTIMPORTANT THINGS IN LIFE.

2015 13TH STREETSaint Cloud Florida 34769allstateagencies.com/mcochran2

MARILYN COCHRAN407-891-7681

I can help you protect your family and save money too. With the Allstate® Auto/Life Discount, you can save on auto insurance when you protect your family with life insurance. I’ll make it easy to get the quality coverage you need at an affordable price. So why wait? Call me today to put your family in Good Hands®.

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5

Business & FinanceCochran Insurance Agency announces appointment of

Jessica Overstreet-Olive as Agency Manager he Cochran Agency opened it’s doors 16

years ago in St. Cloud and remains one of the busiest Allstate

Insurance Agencies in Osceola County. Having great knowledge and un-derstanding of the peo-ple in our community allows Marilyn Cochran and her team to provide their customers with a highest level of service.

Marilyn is pleased to announce the appointment of Jessica Overstreet Olive as o� ce manager of Cochran Insurance Inc., an exclusive Allstate Agency. “Jessica brings 10 years of Allstate experience to our agency and we couldn’t be happier to have her as part of our team.” She is a graduate from Valencia College and also licensed for � nancial services as well as property and casualty and can handle any situation that comes across her desk. She has received many awards while being with Allstate and will bring over that same level of service and knowledge to the Cochran Agency. Jes-sica and her husband Jack Olive live in Saint Cloud with their two children, Levi and Caleb.

Having family roots dating back to one of the � rst set-

tlers of Osceola County, Jessica has seen � rst-hand the changes in growth to our once small community. She is excited to help individuals and families in Osceola County with any insurance needs. She told OSW she is delighted to be working in such a great agency!

Marilyn Cochran’s Allstate Agency is a premium ser-vice Agency and holds recognitions for Honor Ring, National Conference Award and Outstanding Perfor-mance. At the Cochran Agency we are committed to honesty, fairness and integrity!

At the Cochran Agency they will make sure you have the protection and customer service you need and de-serve! Stop by or call for a free quote today! O� ce hours are 8:30 to 5:30, Monday through Friday. You may also call to schedule an appointment.

T

“Committed to OurCommunity”

GRIEBdemocrat, for osceola county commission district 4

CHERYL


Leadership is more than position... it is action! I have a proven track record as a City Commissioner of taking

positive action for our community. With your support, I will continue the fight and work hard to better the quality of life for all of us. Join me in accomplishing this positive action

as your next County Commissioner!

Continuing to lead the charge for:

Creating Stable Economic DevelopmentAttracting Jobs Which Provide a Living WageImproved Transporation SolutionsProtecting OUR Environment and OUR AmenitiesIncreased Resources for Public Safety

I will get out in front and lead on theseissues which are necessary for a better

quality of life for ALL of US!

Political advertisement paid for and approved by Cheryl Grieb, Democrat for Osceola County Commission District 4

Community

Leadership

2014

2014

I appreciate your support and look forward to the privilege of serving you!

On November 4th, VOTE for Cheryl Grieb !

View my full resume at: www.CherylForOsceola.com

Political advertisement paid for and approved by Cheryl Grieb, Democrat for Osceola County Commission District 4Political advertisement paid for and approved by Cheryl Grieb, Democrat for Osceola County Commission District 4

@CherylForOsceola





@Cheryl4Osceola<<<< Follow the Campaign >>>>


While many in our community know Cheryl Grieb as a successful business owner, strong community leader, and a champion for women’s issues, what you may not realize is that it didn't start out that way. Cheryl's beginnings were humble and her upbringing was one of learning the lesson of hard work, the hard way. Her dedication to success and her commitment to community have been formed by this upbringing, which is part of the true pioneering spirit that makes Osceola County great.

Cheryl and her recently widowed mother along with her thee brothers moved from New Jersey to Kissimmee in 1974 where Cheryl entered second grade. Cheryl’s Mom did not come from money and worked very hard to feed and clothe her four young children while working in real estate. This would prove to be Cheryl’s first experience that in this world, there is no force equal to the strength of a determined woman.

Following in her mother’s footsteps, Cheryl started her career in real estate at the age of 18. By age 24, she was able to purchase her mother’s real estate company and then opened a second real estate company by age 30.

Cheryl’s Mom had always instilled in her the importance of giving back to her community. Initially, Cheryl’s involvement included working to protect our heritage and environment through her work on the Osceola County Parks and Recreation Committee and by serving on the task force which formed the first historic district in downtown Kissimmee.

As a Realtor, Cheryl recognized a need for housing for individuals who could not qualify for a mortgage. She decided to take on this task, and along with other

dedicated people, she helped form Habitat for Humanity of Osceola County, helping numerous people in Osceola County realize the dream of home ownership. One of the many other activities that Cheryl has been involved in include one that is near and dear to her heart, Co-Chairing the Kissimmee Relay for Life for the American Cancer Society. After years of being in a committed relationship, it was discovered that her partner, Patti, had cancer. Patti is now a cancer survivor and continues to fight. Cheryl continues to fight alongside, not only for Patti, but for every one of the many people who have been affected by this heinous disease.

Once elected as a City Commissioner in December of 2006, Cheryl became more involved serving on the Community Vision Board, the East Central Florida Regional Planning Council as a two time Chair, the Tourist Development Council member and past Chair, Greater Osceola Partnership for Economic Prosperity Chair, Director for Florida PACE and was instrumental in passing domestic partner benefits for the

employees of the City of Kissimmee. This victory for the employees won her the “Voice for Equality” award from Equality Florida.

Cheryl has been able to help accomplish many successful community projects during her time on the Kissimmee City Commission. From the Kissimmee Lakefront Park that gives all Osceola County families a world class facility, to saving hundreds of thousands of tax dollars by streamlining fleet maintenance, she has worked to make government relevant and accountable to its residents. Cheryl championed the city employee health clinic, saving tax dollars while protecting the families of city workers.

By continually practicing the important lessons she learned from her mother, Cheryl helps make our community a better place for us to live.

to take on this task,



Business & Finance

f you’re a baby boomer, you’re at the point in life where, if you haven’t actually entered retire-ment, you’re at least approaching the outskirts.

But if you’re like many of your fellow boomers, you may be experiencing more than a little trepidation over your � nancial prospects as a retiree. � at’s why it’s so important for you to determine what steps to take to help improve your chances of enjoying a comfortable retirement.

Just how worried are baby boomers about their fu-ture? Consider these numbers: Seventy-two percent of non-retired boomers think they will probably be forced to delay retirement, and 50% have little con� -dence that they will ever be able to retire, according to a recent AARP survey. Other surveys show a similarly bleak outlook among the baby boom generation.

Fortunately, when it comes to building resources for retirement, you have options. Of course, if you’re in one of the younger age cohorts of the baby boom generation, your possibilities are greater — you may still have time to take measures such as boosting your 401(k) and IRA contributions, reduc-ing your debts and positioning your portfolio to provide you with a rea-sonable amount of growth potential.

But even if you are pretty close to re-tirement, or at least close to the point where you initially expected to retire, you can act to better your outcome. For one thing, you could re-evaluate your planned date of retirement. If you really don’t mind your job and could extend your working life for even a couple of years, you could help yourself enormously in at least three ways:

• You’ll add on to your retirement accounts. � e longer you work, the more you can contribute to your IRA and your 401(k) or other employers-sponsored account.

• You may be able to delay taking Social Security. You can start taking

Social Security as early as age 62, but your bene� ts will be perma-nently reduced unless you wait until your Full Retirement Age (FRA), which will likely be 66 or 67. Your payments can increase if you delay taking your bene� ts be-yond your Full Retirement Age, up to age 70.

• You may be able to delay tap-ping into your retirement vehicles. � e longer you wait until you be-gin withdrawals from your IRA and 401(k), the more time you are giving these accounts to potentially grow. (Once you turn 70 ½, you will need to generally start taking withdrawals from a traditional IRA and a 401(k) or similar plan, but you don’t face this require-ment with a Roth 401(k) account.)

As an alternative to delaying your retirement — or possibly as an additional step you can take along with a delay — you may be able to adjust your investment mix to provide you with the combination of growth and in-

come that can help carry you through your retirement years. You can also be strategic about which investments you start taking withdrawals from, possibly allowing your portfolio to grow more than you had envisioned.

Start thinking now about ways you can help yourself achieve the retirement lifestyle you’ve pictured. You may want to consult with a professional � nancial advisor who can suggest the strategies and techniques most appropriate for your situation. In any case, with some careful planning, you can be a boomer whose retirement plans don’t go bust.

� is article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For more informa-tion on investing your money please call Cleve Grissom at 407-891-7833.

Are You a Baby Boomer? Don’t Let Retirement Plans Go Bust. Article courtesy of Edward Jones

I

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Home & Garden

lanning is a key way to reduce stress. Cre-ate a family communication plan to reduce stress during a disaster and speci� cally, dur-

ing Hurricane Season.

Many incidents in the news can spark the discus-sion of “What would you do?” Talk to family mem-bers and work through plans in advance for house � re, road closure or other situations that might keep you from communicating and connecting. It is good to have a home � re drill and designate a safe place to meet away from the house; perhaps the mailbox or the street corner.

You and your family may not be together when a disaster strikes so how will you connect? What if you cannot get home? How would you communicate with family? Who could they call to � nd out what has happened? Designate one or two key contacts for all family members to communicate with. Talk to a neighbor that could provide emergency childcare un-til you get home.

In a large scale incident, you may want to designate a public place to meet away from your neighborhood such as a 24-hour store which would have food, water, and restrooms.

Identify a relative or friend out of the area for fam-ily members to contact as a central communication sta-tion. Sometimes, it is easier to make long distance calls than local calls. In some cases, text messaging may work, even if phone ser-vice is not available.

Be sure all family members know the plan. Give them change for a pay phone if one is available. Pro-gram the important phone number into their phone as ICE (for In Case of Emergency). Keep a paper copy of phone lists in case phone batteries go dead.

Aft er a disaster, letting your family and friends know that you are safe and well can bring loved ones great peace of mind. American Red Cross has a web-site which is designed to help make that communication eas-ier. Residents, tourists and even foreign visitors in the disaster area can register their current status online. � ere is also a link to inquire about families in war

or disasters overseas. Click on the “List Myself as Safe and Well” button to register yourself on the site. Or, you can search for a loved one who has registered in the a� ected area. Safe and Well is available 24 hours a day, 365 days a year and is accessible in both Eng-lish and Spanish. http://www.redcross.org/� nd-help/contact-family

Family Communication PlanBy Eleanor Foerste, UF/IFAS Osceola County Extension

P

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you are safe and well can bring loved ones great peace of mind.

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ach segment of our economy has natural in-vestors and entrepreneurs. While women now exist in almost every segment of our economy,

real estate investment has been a natural � t. James W. Vermillion, III notes in his article Suc-cessful Women Real Estate Investors: 3 on 3 Interview Series that women have certain consistent natural abili-ties that make them successful in real estate investment because they are naturally very good at building re-lationships and � nding solutions to problems. Both attributes are essen-tial to getting and closing real estate deals and establishing trust with all parties. Successful real estate investor, Karen Margrave feels that women have better functional design instincts.

Women are utilizing di� erent investment strategies. Some are using lease options to help lock in a prop-erty and build equity; others are targeting foreclosures and pre-foreclosures. Triste Winnie wrote that women

are particularly good at pre-foreclosures because their nurturing nature and listening skills allow homeown-ers to work through the process of choosing to sell for less money than they paid for the home. However,

some women investors have combined their love of community with invest-ing to revitalize areas that have su� ered most in the foreclosure era. � is action combines philanthropy with pro� t as it helps a� ordability of homes, rehabilitates neighborhoods and some investors even share equity with purchasers to facilitate the sale. REALTORS® and their clients have been in� uenced by rehabilitation

incentives combined with the satisfaction of knowing that your community is helped through the purchase. Women are both empathetic and compassionate so, being able to impact the local economy through their own purchase is an important comparative value in the decision-making process. Of course, always check with a tax advisor when accepting any purchase incentive as

it may a� ect your tax liability for the purchase year.In Women Investing in Real Estate, Triste asked sev-

eral successful women real estate investors if there were gender disadvantages in real estate investments and dis-covered that the only real disadvantages were internal through a lack of con� dence that a� ected the exercise of power and authority needed in real estate investment. Basic repair and minor rehabilitation techniques can be learned at the local hardware, home improvement store or You Tube. � ere are negotiation classes, books and videos, but practice is the key to success. Some precau-tions in previewing or visiting vacant property should be exercised by both genders.

Professional REALTORS® can help the beginning investor every step of the way. � e Osceola County Association of REALTORS® website, www.OsceolaR-EALTORS.org, is searchable. Ask about experience in pre-foreclosures, foreclosures, rehabilitation properties, and investment purchase incentives. Find a REALTOR® with the patience and listening skills to help you advance your skills and build your con� dence.

E

Home & Garden

Light refreshments providedby the Community Involvement Committee in the OSCAR auditoriumCall 407-846-0117 to schedule an appointment

ParticipantsReceive1 Free

FandangoMovieTicket

1105 Shady Ln., Kissimmee, FL 34744407-846-0117 www.OsceolaRealtors.org

100 pintsHelp us reach our goal of

The Community Involvement Committeeis partnering with the Central Florida

Blood Bank BIG Red Bus for a

Blood Driveat the Osceola County

Association of REALTORS®

September 12th9am - 5pm

Women are Natural Real Estate InvestorsBy Carol K. Platt, CRB, e-Pro, Osceola County Association of Realtors, Inc.

their love of community with invest-ing to revitalize areas that have su� ered most in the foreclosure era. � is action combines philanthropy with pro� t as it helps a� ordability of homes, rehabilitates neighborhoods and some investors even share equity with purchasers to facilitate the sale. REALTORS® and their clients have been in� uenced by rehabilitation


Fashion

t may be September but “the heat is on” in Central Florida; we won’t be experiencing cool breezes for a few months. We live in an

all-weather climate, too, making it challenging to embrace the autumn looks we love. While you can’t pack away your summer pieces just yet, with the fol-lowing simple tricks you can make a stylish transi-tion into fall– and save a few bucks in the process, too. Hold your shorts! What could be easier than taking the pair of shorts you’re already wearing and making them winter-ready? Simply add a pair of opaque tights and swap your sandals for closed-toe options. We can wear white year-round in Flor-ida, but that’s no fun! Opt for a classic pair of shorts in black or a darker color. � e tights concept also works well with that summer workhorse, the goes-with-everything jean skirt.

Lay it on. Layers are another trick for warming up as the temperatures drop. Short sleeve tops and dresses have staying power into the fall with the addition of a lightweight sweater, shrug, wrap or boyfriend blazer. Give bright pants one last stand. You may be tempted to send your lightweight hot pink pants packing, but not so fast. Top them with black and white separates and a jacket to make them more cold weather-friendly. Color me fashionable. My favorite transi-tion trick is to punctuate black and white separates or prints with a trending fall color in layers, acces-sories or shoes. Browns are so last decade; according to Pantone Color Institute®, this year’s picks include elegant and imaginative purples; majestic (like a tree), radiant greens; cobalt and royal blues; alumi-num, a futuristic neutral; and warm yellows.

Start shopping now for the best options. It’s tempting to wait for temps to drop, but I don’t recommend it. Fall attire is already appearing in stores and will peak soon in terms of variety, col-ors and most importantly, sizes. By November, op-tions and sizes start to wane; by December, racks are picked over. Start now: add a blouse in a fresh new color from this season’s palette. Select an eye-catch-ing pattern and be a trend-setter at fall mingles. Shop outlet centers and save. Treat your-self and save now ahead of the “big spend” (read: holidays) by shopping at outlet centers, which o� er fashionable looks at 20-70% and more o� regular re-tail prices.

Make a Stylish Transition into Fall By Terry Lynn Morris, Director of Marketing, Lake Buena Vista Factory Stores

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FREE Parking • FREE Admission • FREE Snacks/RefreshmentsFREE Door Prizes • Informative Exhibits • Hands-On Activities

Health Screenings • Interactive Giveaways • Live Entertainment

THIS FREE FUN-FILLED FAMILY EVENT INCLUDES:

Osceola Heritage Park Exhibition Hall — 1901 Chief Osceola Trail, Kissimmee

The 1st 1,000 guests will receive a gift — compliments of the Osceola County Sheriff’s Office

Discover the Treasures of Osceola County!

For more info call: 407-933-0870 or visit www.communityvision.org

This event is made possible through the generosity and vision of:

Support our Homeless Veterans!Please donate new, unopened packages of underwear, undershirts, socks and sweatpants for distribution at the Osceola Veteran’s Stand Down on October 25th. All adult sizes needed (S – XXL)

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Paw Prints

n the May-June issue of Osceola Woman we wrote about the science and art of diagnosing health disorders. � is issue we would like to fo-

cus on kidney health and what can go wrong. Healthy young animals are blessed with � ve times the capac-ity needed to maintain health. � e functions of the kidneys are � ltration, reabsorption of water and elec-trolytes and active secretion of the undesirable waste products of daily metabolism. � e kidneys make the necessary adjustments in reabsorption and secretion through very complicated and wonderful processes. � ese normal kidney functions can be greatly di-minished and compromised due to infections, tox-ins, trauma, and cancer. As animals age, the kidneys gradually lose their ability to rid the body of unde-sirable waste products and eventually just “wear out”. So if the heart, lungs, liver, pancreas, gastrointestinal tract and other major body systems remain healthy, it is usually failing kidneys which eventually end life.

When pet owners tell veterinarians about a grad-ual or sudden increase of water consumption and/

or urine production frequency and quantity, we will need to evaluate the health status through lab testing including a CBC, blood chemistry pro� le and uri-nalysis. � ese tests will reveal the presence of kidney disease or failure, only aft er the kidneys have lost at least 75% of their original healthy status.

� e management and treatment of renal disease can involve antibiotics for urinary tract infections, intravenous � uids, vitamins and supplements, and dietary adjustment. Antibiotic treatment of acute infections in younger animals can be lifesaving with minimal permanent damage or life impairment. Un-fortunately the treatment and prognosis for advanced kidney failure is less favorable but we can oft en ex-tend the quality of life and extend the length of life for months or years, depending upon the circumstances and response to therapy

� ere are many contributing factors to kidney dis-eases. Untreated periodontal disease can not only cause kidney disease but also can a� ect the heart and liver. � is is one of the reasons we emphasize preven-

tive dental care. Leptospirosis infection of dogs can seriously a� ect the kidneys. � is is a bacterial dis-ease which is usually from infected water in ditches, ponds and lakes. Wildlife urine is the most common source of Leptospirosis infection to dogs. Leptospi-rosis vaccination is available for dogs. Ingestion of antifreeze solution is deadly to man and animals be-cause the chemical is so toxic to the kidneys. Grapes and raisins can be highly toxic to the kidneys of dogs. In recent years there have been many cases of kidney disease of dogs due to contaminated dog food and treats, especially from ingredients originating from foreign countries.

� e veterinarians and sta� of Kissimmee Animal Hospital (Tel 407-846-3912) and Poinciana Pet Clinic (Tel 407-518-0880) are available to answer any questions you may have about dog and cat kidney issues or any other pet health is-sues. We are here to help and to serve.

Healthy KidneysBy Dr. Gary A. Borgman, Kissimmee Animal Hospital, Inc.

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Annual Wellness Examinations, Preventative Medicine & Vaccines

Complete Medical, Dental & Surgical Facility

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Digital X-Ray and Digital Dental X-Ray

Hours: M-F 8am–6pm Sat 8am–1pmEarly Patient Check–In 7:30

Appointments Preferred/Walk-Ins Welcome

Gary Borgman, D.V.M. Andrew Prather, D.V.M.

Kissimmee’s ONLY

Now offering complimentary

pet dental health exams Call for details

Now offering complimentary

pet dental health exams Call for details

Serving Osceola County since 1974

403 E. Vine Street 407-846-3912Satellite Office: Poinciana Pet Clinic 407-518-0880

884 Towne Center Drive (Located in Pioneer Realty Building)www.KissimmeeAnimalHospital.com

Danielle Trow, D.V.M. David Salazar, D.V.M.

www.OsceolaMemGds.com

October Breast CancerAwareness Month

1717 Old Boggy CreekKissimmee

407-847-2494

2000 13th StSt. Cloud

407-957-2511

Poinciana Chapel3175 Pleasant Hill Rd.

407-931-4811

Life is BeautifulWe want you to enjoy it for aslong as possible. This October,Osceola Memory Gardens isproud to sponsor NationalBreast Cancer AwarenessMonth — a time to promote regular mammograms andincrease early detection ofbreast cancer.


Auto

here’s never a good time for a break down. It can be complicated far from home, but even breaking down in your neighborhood is incon-

venient and frustrating. Car repair priorities should be based on a scale of diminishing urgency - safety being the most important factor, reliability the next priority, and general maintenance the least pressing.

� e critical issues are those that a� ect vehicle safe-ty, such as tires, steering, brakes and visibility- fail-ures can result in accidents with vehicle damage and potentially injured passengers. For instance, worn out or improperly infl ated tires can fail, oft en caus-ing loss of control. In some cases, the wear pattern on your tires could point your mechanic toward a fault that may originate in the steering system. If corrected, both your tires and steering will perform better. If a component in the steering and suspen-sion system fails, you will no longer be able to steer the car, requiring towing at the very least. Brakes are

critical for the obvious reason that they stop your car, preventing collisions. A possible brake prob-lem indicator could include noise, vibration when applying brakes, or low or spongy brake pedal feel. Finally, you can’t safely drive where you can’t see, so make sure that your visibility is optimal. � is in-cludes both mirrors and windows in your vehicle. Many auto insurance policies in the state of Florida cover the replacement of your front windshield at no deductible cost.

Next in priority, issues of reliability are critical to preserving your vehicle. First and foremost, for your vehicle to start the battery and charging system has to work. In Florida, most car batteries last for an av-erage of four years, and can be tested periodically by your mechanic for potential failure. Several systems in your car use a series of belts and/or hoses to work, and as these are made from mostly rubber and plas-tic, the temperature under the hood from the engine

contributes to their deterioration. � ese should be regularly checked for wear and possible failure. One of these critical belts is the timing belt or chain on your vehicle. If it breaks, the engine will immedi-ately stop, and there is the potential for extensive engine damage leading to costly repairs.

When your general maintenance is being per-formed at recommended intervals, many of the oth-er issues listed here can be addressed or inspected at that time, helping you avoid some of the poten-tial breakdowns mentioned. Most owner’s manu-als have a maintenance schedule recommended by the manufacturer to keep your speci� c car running reliably. Most importantly, no one knows your car better than you, so if you notice noises or unusual activity, consult with your mechanic.

For more information please contact Troy at Eastside Car Care, 407-957-2415.

Make Auto Maintenance a Priority Before Your Car Does it for You By Troy Josephsen

T


CommunitySt. Cloud Preparatory Academy

t. Cloud Preparatory Academy, a tuition-free charter school, opened its doors to K-8 students on August 18, 2014, marking

the school’s � rst year in Osceola County. Estab-lished upon the mission, “Enter to Learn, Prepare to Lead”, St. Cloud Preparatory Academy has the honor of being the � rst school nationwide that will utilize both the Stephen Covey’s 7 Habits of Highly Eff ective People framework and Gallup Strength Finders inventory to identify the personal strengths of students and personnel. SCPA hopes to help students access and use personal strengths and encourage students to think more about the “pluses” than “minuses” when navigating through life’s challenges.

Led by Principal, Bob Cardaci, and Assis-tant Principal, Michele Quinn, SCPA was founded on the guiding principles of leadership development for not only students, but sta� as well. Students and sta� are trained in the importance of establish-ing goals for personal and community growth and encouraged to actively make the principles of the 7 Habits a part of daily life. Students are asked to re� ect on how their personal views, choices, and strengths can be used to make change inter-nally, within their peer groups, and beyond.

St. Cloud Pre-paratory Academy of-fers small class sizes (currently smaller than the state-mandated class size limits), certi-� ed teachers, Algebra I and Biology (for quali-fying students), and because of its charter school status, is never subject to redistricting. With plans to expand into a K-12 school over the next several years, SCPA seeks to provide parents and students with an educational alternative while pro-moting a community atmosphere. “Re-search shows that small communities are more important than small classes when evaluating student performance.

We want the students to get used to see-ing us in their classroom and around school. It’s about build-ing community, and we can only do that if we are a regular � xture in their day-to-day lives”, ex-plains Assistant Principal Quinn, on the signifi cance of adminis-trative presence in schools.

� e school is currently holding classes at 4080 Pine Tree Lane until completion of the modu-lar campus tentatively scheduled to open in several weeks, with active plans for a two-story campus in 12-16 months at 1301 Progress Lane near Steven’s Plantation. Principal Cardaci’s sentiment about the spirit of SPCA resonates, “We want the parents and students of this community to know that it’s not

the building that makes the school. It’s about the sta� , parents, students, and all those who have reached out in support of what our school has to o� er.”

Please visit www.stcloudprep.org for more information on enrollment and visit us on Facebook, or call us at 1-407-801-2470. Community meetings, open to the public, are held each Wednesday beginning at 6:30 pm at the UCF Small Business Incubator.

S

Dr. Ly T Nguyen moved to NEW Location! St Cloud Eye has moved to her new location at 4589 Henry C Yates Lane, located o� of 192 on street behind � ompson’s Jewelers, St Cloud. To contact Dr.Nguyen’s o� ce please call 407-891-8211.

Walgreens - Grand Opening� e grand opening of our Walgreens Health-care Clinic located in our Walgreens at 4501 13th Street Saint Cloud was on August 26th.

Store Manager is Ken West. To � nd out more information on our Healthcare Clinic please call 407-957-2600 .

the building that makes the school. It’s about the sta� , parents, students, and all those who have reached out in support of what our school has to o� er.”

for more information on enrollment and visit us on Facebook, or call us at 1-407-801-2470. Community meetings, open to the public, are held each Wednesday beginning at 6:30 pm at the UCF Small Business Incubator.

What's Happening in Osceola County


Community

To date, nearly 1,000 women have successfully completed the class.

• September 18 • October 14 • November 13 • December 16

9th National Take Back Initiative By Sheri� Bob Hansell

n Saturday, September 27, the Osceola County Sheri� 's O� ce, in conjunction

with the Drug Enforcement Administration (DEA) and other local law enforcement agen-cies will participate in the 9th Na-tional Take Back Initiative at four locations. Th e locations are: Pub-lix Center at St. Cloud, 4401 13th in St. Cloud, Publix Th e Promenade located at 841 Cypress Parkway in Poinciana, Publix Sabor located at 1980 E. Osceo-la Parkway in Kissimmee and Publix Pleasant Hill Commons located at 3343 S. Orange Blossom Trail in Kissimmee.

� is one-day e� ort brings national attention to the issue of pharmaceutical controlled substance abuse. � is initiative addresses a vital public safety and public health issue. More than seven million Americans currently abuse prescription drugs, ac-

cording to the 2009 Substance Abuse and Mental Health Administration's National Survey on Drug Use and Health.

“Turning in expired, unwanted or unused prescription and non-prescription drugs prevents mistaken use and availability to others such as chil-

dren or individuals who might discover them. It is also environmentally the saf-

est way for disposal,” stated Sheri� Bob Hansell.

Since 2011, the Osceola County Sher-i� 's O� ce's participation in the program has re-sulted in 1,287 pounds of drugs. � e program is completely anonymous and free of charge. Citizens who have unwanted prescription drugs can drop them o� at any of the four sites in Osceola County.

O

Compassionate Hands & Hearts

Receives Donation at the

Third Annual Head•2•Toe Show

presented by Osceola Woman Newspaper

City of Kissimmee

Founded 1883 IN GOD WE TRUST

www.facebook.com/KissimmeeCityHall@kissimmee_gov@kissimmee_gov

The FREE City of Kissimmee Hurricane Guide includes useful information about what to do before, during and after a hurricane or other natural disaster.

Copies are available in the rst oor lobby of Kissimmee City Hall,101 Church Street,and the following locations:Chambers Park, Kissimmee Civic Center, Oak Street Community Center and Kissimmee Police Department.

Hurricane Season: June 1 - November 30Be Prepared

101 Church Street . Kissimmee, Florida 34741 . 407.847.2821 . www.kissimmee.org

The City of Kissimmee Celebrates Hispanic Culture

Join us as we Celebrate Hispanic Heritage MonthA free reception featuring

Music, Art & FoodTuesday, September 23 5:00 p.m. - 6:00 p.m.Kissimmee City Hall101 Church Street

Kissimmee, Florida 34741For More Information

407.518.2305

Osceola County Election Coverage

Watch the candidate debates and more on

Bright House Channel 199On the air now

until November 4th

407-892-KISS (5477)

WWW.KISSELBACKFORD.COM

1118 13TH STREET • ST. CLOUD, FL

YOUR FIRST SERVICE IS ON US• Whether you buy a new or pre-owned vehicle from us, your first oil change and tire rotation is on us.

72-HOUR VEHICLE EXCHANGE• We want to make sure that you are satisfied with your selection. If you buy a new or used vehicle from us and you are not completely satisfied, bring it back and exchange it.

FULL TANK OF GAS• You leave with a full tank of gas. New or used we fill the tank before every delivery.

KISS & TELL• Referrals are the heart of our business. We want you to Kiss & Tell. If you know anyone who is interested in a new or used vehicle, email us their information to [email protected], send them our way and if theypurchase a vehicle from us we will pay you or your favorite charity $100.00. Please note that you must send us the email in advance of the customer being in contact with us. There is no limit to the number of referrals one person cansend. As an example, refer 10 people who purchase from us and we will send you or your charity a total of $1000.00

USED VEHICLE PIECE OF MIND• When purchasing a pre-owned vehicle, we provide you piece of mind with our minimum 30 day/1,000 mile limited warranty. Includes all pre-owned vehicles, except those that have been deemed “wholesale to the public”.

A BONUS KISS - OWNER ADVANTAGE REWARDS PROGRAM• Every service visit earns discounts towards future parts and services.

QUICK LANE• For your convenience and your vehicle's light maintenance needs, we have opened a Quick Lane Tire and Auto Center on property. Quick Lane services most makes and models. Quick Lane is open 7:30 am-7:00 pm Monday through Friday and 8:00 am- 5:00pm all day Saturday.

THE WORKS• Our works package includes an oil change, multi-point inspection, tire rotation and pressure check, battery test, filter check and fluid top off, all for just $29.95 (gas engines) plus tax.

THE KISSELBACK INSURANCE AGENCY• We want to make sure that all of our customers have the opportunity to compare their current automobile insurance premiums. We will perform a courtesy review of your existing policy premiums and provide you with up to 8 competitive quotes for you to compare against. The Kisselback Agency is located on site in our main showroom.

ASK YOUR DEALER REPRESENTATIVE FOR MORE DETAILS

Osceola Woman Newspaper September-October 2014

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Transcript of Osceola Woman Newspaper September-October 2014