8/12/2019 Financial Analysis of Jamuna Bank
1/54
Jamuna Bank Ltd
Sec-C
Managerial Finance
Term Paper Report
8/12/2019 Financial Analysis of Jamuna Bank
2/54
Date of Submission- !t"#pril$ %&&
2
8/12/2019 Financial Analysis of Jamuna Bank
3/54
Submitted to-
Mu"ammad 'namul (a)ue
#ssistant Professor
Sc"ool of Business
Submitted By-
Tan*in Salim &&&%+&,.
/usrat Ja"an &&&%0&%&
Ta"sin /akib Talukder &&&%0&&&,
Md1 2amrul (asan &&&%0&&+
3
8/12/2019 Financial Analysis of Jamuna Bank
4/54
Jamuna Bank Ltd
Financial Analysis
3For , 4ears5
4
8/12/2019 Financial Analysis of Jamuna Bank
5/54
6ntroduction
7rigin of t"e report888888888888888888888888%+
7b*ecti9e of t"e report8888888888888888888888111&%
Scope of t"e report88888888888888888888888811&%
Sources of data88888888888888888888888888&%
Met"odolog4 of t"e report8888888888888888888881&&
Limitations of t"e report8888888888888888888888&&
T"e 7rgani:ation
#bout *amuna bank8888888888888888888888881&
;ision888888888888888888888888888888
&,
Mission88888888888888888888888888888&,
Corporate Slogan888888888888888888888888811&
,
Sponsor 88888888888888888888888888888
&,
Management88888888888888888888888888811&
Corporate culture88888888888888888888888881&
7b*ecti9es888888888888888888888888888811&
5
8/12/2019 Financial Analysis of Jamuna Bank
6/54
Strategies88888888888888888888888888888
&!
Letter of Transmittal
25thApril, 2011
Dear Sir,
We have completed our term paper report on Jamuna Bank Ltd and ould like to
!u"mit our term paper report a! per #our !peci$ication!% We ould al!o like to dra
#our kind attention to the $act that e have tried our level "e!t to &ather and
or&ani'e all the in$ormation needed $or thi! particular report, and in doin& !o havetried our utmo!t to live up to #our !tandard!%
(a# e, there$ore, i!h and hope that #ou ould "e &raciou! enou&h to accept our
e$$ort and o"li&e there"#%
8/12/2019 Financial Analysis of Jamuna Bank
7/54
#ckno=ledgement
We ould like to epre!! our &ratitude to Mu"ammad 'namul (a)ue $or hi!
valua"le &uidance% i! intere!t, enthu!ia!m in our !u"*ect material ha! helped u! to
produce a re!pecta"le re!ult% We ould like to thank him $or cooperatin& $or &ivin&
u! nece!!ar# in$ormation on ho e ould ork in thi! pro*ect%
We are o"li&ed to epre!! our thank! to (r% )anvir ahman, ro"ationar# $$icer,
(r% adiu**aman, 6ir!t 7ecutive o$$icer o$ Jamuna Bank Ltd $or &ivin& u! the
valua"le in$ormation a"out their or&ani'ation%
6inall#, e ould like to thank the $olloin& people (d% (o$a''al o!!ain,
7ecutive 8ice re!ident $or hi! !upport and en&a&ement durin& the period o$ our
paper%
8/12/2019 Financial Analysis of Jamuna Bank
8/54
'>ecuti9e Summar4
Jamuna Bank Ltd i! one o$ the mo!t ell knon private in our countr#% 9t
undertake! all t#pe o$ "ankin& tran!action! to !upport the development o$ trade and
commerce in the countr#% A"ove all o$ their !ervice the# &o throu&h their o"*ective!
!uch a! earnin& and maintainin& :A(7L ratin& !tron&, e!ta"li!hin& relation!hip
"ankin&, introducin& $ull# automated !#!tem!, en!urin& an ade;uate rate o$ return
on inve!tment, maintainin& ade;uate li;uidit# to meet maturit# o"li&ation!,
pur!uin& an e$$ective !#!tem o$ (ana&ement "# tran!parenc# and accounta"ilit# at
all level!%
A! a part o$ $ul$illin& their o"*ective! throu&h their cu!tomer JBL o$$er! the
$olloin& account!< :urrent Depo!it!, Savin&! Bank Depo!it!, 6ied Depo!it!,
.
8/12/2019 Financial Analysis of Jamuna Bank
9/54
Short )erm Depo!it!, (onthl# )erm Depo!it!, An# other depo!it! a! ma# "e
approved= advi!ed "# ead $$ice%
9n >eneral Bankin&, :learin& department receive! che;ue!, DD, %% etc $rom
depo!itor! attached ith a depo!it !lip%
)he "ranche! o$ the "ank operate a! independent accountin& unit% )he# !u"mit
!tatement o$ a$$air! and other pre!cri"ed return! direct to ead $$ice here the!e
are con!olidated in the $orm o$ a !tatement !hoin& a!!et! and lia"ilitie! o$ hole
Bank a! at the clo!e o$ "u!ine!! on )hur!da# and at the la!t orkin& da# o$ each
month%
)he !#!tem o$ tran!action! o$ the "ank i! e!!entiall# dou"le entr# !#!tem o$ "ook
keepin&% But $or ;uick and accurate recordin& a! ell a! $or arrivin& at dail#
$inancial po!ition !peciali'ed $orm o$ dou"le entr# !#!tem "ook keepin&, named
!lip !#!tem under
!el$ "alancin& method i! $olloed "# the "ank% )he &olden principle o$ de"itin& or
creditin& i! the !ame a! tho!e o$ dou"le entr# !#!tem% 9n the "ank, in!tead o$
recordin& tran!action! in a *ournal initiall#, the!e are directl# recorded and po!ted in
the led&er ?computer@ !eparatin& the de"it! and credit! "# !lip! or voucher !#!tem%
6orei&n echan&e i! an important department o$ Jamuna Bank Limited, hich deal!
ith import, eport and $orei&n remittance!% 9t "rid&e! "eteen importer! and
eporter!% )hi! department i! pla#in& an important role in enhancin& eport
earnin&!, hich aid! economic &roth and in turn it help! $or the economic
development% n the other hand, it al!o help! to meet tho!e &ood! and !ervice,
hich are mo!t demanda"le and not ade;uate in our countr#%
+
8/12/2019 Financial Analysis of Jamuna Bank
10/54
6ntroduction
ri&in o$ the eport
9t i! a term paper report o$ nited 9nternational niver!it# o$ School o$ Bu!ine!!
department% )he report i! done "# the !tudent!?re!earcher!@ o$ (ana&erial 6inance
!u"*ect o$ !prin& 2011 !eme!ter, in order to complete the re;uired ta!k a!ked "# the
10
8/12/2019 Financial Analysis of Jamuna Bank
11/54
cour!e in!tructor Mu"ammad 'namul (a)ue on the topic Jamuna Bank
Limited- Financial Analysis.
7b*ecti9e of t"e Report
)he primar# o"*ective o$ the report i!
Top Related