Financial Analysis of Jamuna Bank

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Jamuna Bank Ltd

Sec-C

Managerial Finance

Term Paper Report


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Date of Submission- !t"#pril$ %&&

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Submitted to-

Mu"ammad 'namul (a)ue

#ssistant Professor

Sc"ool of Business

Submitted By-

Tan*in Salim &&&%+&,.

/usrat Ja"an &&&%0&%&

Ta"sin /akib Talukder &&&%0&&&,

Md1 2amrul (asan &&&%0&&+

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Jamuna Bank Ltd

Financial Analysis

3For , 4ears5

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6ntroduction

7rigin of t"e report888888888888888888888888%+

7b*ecti9e of t"e report8888888888888888888888111&%

Scope of t"e report88888888888888888888888811&%

Sources of data88888888888888888888888888&%

Met"odolog4 of t"e report8888888888888888888881&&

Limitations of t"e report8888888888888888888888&&

T"e 7rgani:ation

#bout *amuna bank8888888888888888888888881&

;ision888888888888888888888888888888

&,

Mission88888888888888888888888888888&,

Corporate Slogan888888888888888888888888811&

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Sponsor 88888888888888888888888888888

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Management88888888888888888888888888811&

Corporate culture88888888888888888888888881&

7b*ecti9es888888888888888888888888888811&

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Strategies88888888888888888888888888888

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Letter of Transmittal

25thApril, 2011

Dear Sir,

We have completed our term paper report on Jamuna Bank Ltd and ould like to

!u"mit our term paper report a! per #our !peci$ication!% We ould al!o like to dra

#our kind attention to the $act that e have tried our level "e!t to &ather and

or&ani'e all the in$ormation needed $or thi! particular report, and in doin& !o havetried our utmo!t to live up to #our !tandard!%

(a# e, there$ore, i!h and hope that #ou ould "e &raciou! enou&h to accept our

e$$ort and o"li&e there"#%


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#ckno=ledgement

We ould like to epre!! our &ratitude to Mu"ammad 'namul (a)ue $or hi!

valua"le &uidance% i! intere!t, enthu!ia!m in our !u"*ect material ha! helped u! to

produce a re!pecta"le re!ult% We ould like to thank him $or cooperatin& $or &ivin&

u! nece!!ar# in$ormation on ho e ould ork in thi! pro*ect%

We are o"li&ed to epre!! our thank! to (r% )anvir ahman, ro"ationar# $$icer,

(r% adiu**aman, 6ir!t 7ecutive o$$icer o$ Jamuna Bank Ltd $or &ivin& u! the

valua"le in$ormation a"out their or&ani'ation%

6inall#, e ould like to thank the $olloin& people (d% (o$a''al o!!ain,

7ecutive 8ice re!ident $or hi! !upport and en&a&ement durin& the period o$ our

paper%


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'>ecuti9e Summar4

Jamuna Bank Ltd i! one o$ the mo!t ell knon private in our countr#% 9t

undertake! all t#pe o$ "ankin& tran!action! to !upport the development o$ trade and

commerce in the countr#% A"ove all o$ their !ervice the# &o throu&h their o"*ective!

!uch a! earnin& and maintainin& :A(7L ratin& !tron&, e!ta"li!hin& relation!hip

"ankin&, introducin& $ull# automated !#!tem!, en!urin& an ade;uate rate o$ return

on inve!tment, maintainin& ade;uate li;uidit# to meet maturit# o"li&ation!,

pur!uin& an e$$ective !#!tem o$ (ana&ement "# tran!parenc# and accounta"ilit# at

all level!%

A! a part o$ $ul$illin& their o"*ective! throu&h their cu!tomer JBL o$$er! the

$olloin& account!< :urrent Depo!it!, Savin&! Bank Depo!it!, 6ied Depo!it!,

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Short )erm Depo!it!, (onthl# )erm Depo!it!, An# other depo!it! a! ma# "e

approved= advi!ed "# ead $$ice%

9n >eneral Bankin&, :learin& department receive! che;ue!, DD, %% etc $rom

depo!itor! attached ith a depo!it !lip%

)he "ranche! o$ the "ank operate a! independent accountin& unit% )he# !u"mit

!tatement o$ a$$air! and other pre!cri"ed return! direct to ead $$ice here the!e

are con!olidated in the $orm o$ a !tatement !hoin& a!!et! and lia"ilitie! o$ hole

Bank a! at the clo!e o$ "u!ine!! on )hur!da# and at the la!t orkin& da# o$ each

month%

)he !#!tem o$ tran!action! o$ the "ank i! e!!entiall# dou"le entr# !#!tem o$ "ook

keepin&% But $or ;uick and accurate recordin& a! ell a! $or arrivin& at dail#

$inancial po!ition !peciali'ed $orm o$ dou"le entr# !#!tem "ook keepin&, named

!lip !#!tem under

!el$ "alancin& method i! $olloed "# the "ank% )he &olden principle o$ de"itin& or

creditin& i! the !ame a! tho!e o$ dou"le entr# !#!tem% 9n the "ank, in!tead o$

recordin& tran!action! in a *ournal initiall#, the!e are directl# recorded and po!ted in

the led&er ?computer@ !eparatin& the de"it! and credit! "# !lip! or voucher !#!tem%

6orei&n echan&e i! an important department o$ Jamuna Bank Limited, hich deal!

ith import, eport and $orei&n remittance!% 9t "rid&e! "eteen importer! and

eporter!% )hi! department i! pla#in& an important role in enhancin& eport

earnin&!, hich aid! economic &roth and in turn it help! $or the economic

development% n the other hand, it al!o help! to meet tho!e &ood! and !ervice,

hich are mo!t demanda"le and not ade;uate in our countr#%

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6ntroduction

ri&in o$ the eport

9t i! a term paper report o$ nited 9nternational niver!it# o$ School o$ Bu!ine!!

department% )he report i! done "# the !tudent!?re!earcher!@ o$ (ana&erial 6inance

!u"*ect o$ !prin& 2011 !eme!ter, in order to complete the re;uired ta!k a!ked "# the

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cour!e in!tructor Mu"ammad 'namul (a)ue on the topic Jamuna Bank

Limited- Financial Analysis.

7b*ecti9e of t"e Report

)he primar# o"*ective o$ the report i!

Financial Analysis of Jamuna Bank

Documents

Transcript of Financial Analysis of Jamuna Bank