Your complete guide to Fund Codes and MERs

Fund Name and Number Guide Mutual Funds, Private Investment Pools October 2018Your complete guide to Fund Codes and MERs

1 Source: Transmission Media This document is not complete without the notes on pages 19 – 20.

List of FundsFund Name Asset Class Page - Fund Codes Page - MER

Manulife Monthly High Income Fund Canadian Balanced 3 6

Manulife Growth Opportunities Fund Canadian Equity 3 6

Manulife Monthly High Income Fund - Series B Canadian Balanced 3 6

Manulife Simplicity Balanced Portfolio Global Balanced 3 6

Manulife Simplicity Growth Portfolio Global Balanced 3 6

Manulife Tax-Managed Growth Fund Global and International Equity 4 7

Manulife Corporate Bond Fund Canadian Fixed Income 4 7

Manulife Fundamental Equity Fund Canadian Equity 3 6

Manulife Strategic Income Fund Global and International Fixed Income 4 7

Manulife Simplicity Conservative Portfolio Canadian Balanced 3 6

Manulife Simplicity Moderate Portfolio Canadian Balanced 3 6

Manulife Simplicity Global Balanced Portfolio Global Balanced 3 6

Manulife Canadian Unconstrained Bond Fund Canadian Fixed Income 4 7

Manulife U.S. Opportunities Fund U.S. Equity 4 7

Manulife Covered Call U.S. Equity Fund U.S. Equity 4 7

Manulife Global Infrastructure Fund Specialty Equity 4 7

Manulife Canadian Bond Fund Canadian Fixed Income 4 7

Manulife U.S. Equity Fund U.S. Equity 4 7

Manulife Global Equity Class Global and International Equity 4 7

Manulife Yield Opportunities Fund Global Balanced 4 7

Manulife Bond Fund Canadian Fixed Income 4 7

Manulife Dividend Income Plus Fund Canadian Equity 3 6

Manulife Floating Rate Income Fund U.S. Fixed Income 4 7

Manulife Canadian Dividend Growth Fund Canadian Equity 3 6

Manulife Fundamental Dividend Fund Canadian Equity 3 6

Manulife Emerging Markets Fund Global and International Equity 4 6

Manulife Global Absolute Return Strategies Fund Alternative 3 6

Manulife Global Dividend Growth Fund Global and International Equity 4 7

Manulife Global Franchise Fund Global and International Equity 4 7

Manulife Global Real Estate Unconstrained Fund Specialty Equity 4 7

Manulife Fundamental Income Fund Canadian Balanced 3 6

Manulife Tactical Income Fund Tactical Balanced 3 6

Manulife U.S. Dividend Income Fund U.S. Equity 4 7

Manulife World Investment Fund Global and International Equity 4 7

Manulife Canadian Dividend Growth Class Canadian Equity 3 6

Manulife Fundamental Dividend Class Canadian Equity 3 6

Manulife Global Dividend Growth Class Global and International Equity 4 7

Manulife Global Franchise Class Global and International Equity 4 7

Manulife Fundamental Income Class Canadian Balanced 3 6

Manulife Value Balanced Fund Global Balanced 3 6

Manulife International Value Equity Fund Global and International Equity 4 7

Manulife U.S. All Cap Equity Fund U.S. Equity 4 7

Manulife Dividend Income Fund Canadian Equity 3 6

Manulife Strategic Balanced Yield Fund U.S. Balanced 3 6

Manulife Global Unconstrained Bond Fund Global and International Fixed Income 4 7

Manulife U.S. Unconstrained Bond Fund U.S. Fixed Income 4 7

Manulife Global Balanced Fund Global Balanced 3 6

Manulife U.S. Dollar Strategic Balanced Yield Fund U.S. Balanced 3 6

Manulife U.S. Dollar U.S. All Cap Equity Fund U.S. Equity 4 7

Manulife U.S. Monthly High Income Fund U.S. Balanced 3 6

Manulife Global Dividend Fund Global and International Equity 4 6

Manulife Global Strategic Balanced Yield Fund Global Balanced 3 6

Manulife Strategic Investment Grade Global Bond Fund Global and International Fixed Income 4 7

Manulife U.S. Dollar Strategic Income Fund Global and International Fixed Income 4 7

Manulife Strategic Dividend Bundle Global Balanced 3 6

Manulife Conservative Portfolio Asset Allocations Portfolios 3 6

Manulife Moderate Portfolio Asset Allocations Portfolios 3 6

Manulife Balanced Portfolio Asset Allocations Portfolios 3 6

Manulife Growth Portfolio Asset Allocations Portfolios 3 6

Manulife Global Thematic Opportunities Fund Global and International Equity 4 7

10

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26


Fund Name Asset Class Page - Fund Codes Page - MER

Manulife Money Market Fund Money Market and Short-Term Fixed Income 5 7

Manulife Growth Opportunities Class Canadian Equity 3 6

Manulife Covered Call U.S. Equity Class U.S. Equity 4 7

Manulife World Investment Class Global and International Equity 4 7

Manulife Monthly High Income Class Canadian Balanced 3 6

Manulife Dividend Income Plus Class Canadian Equity 3 6

Manulife China Class Specialty Equity 4 7

Manulife Global Infrastructure Class Specialty Equity 4 7

Manulife Fundamental Equity Class Canadian Equity 3 6

Manulife U.S. All Cap Equity Class U.S. Equity 4 7

Manulife Asia Equity Class Specialty Equity 4 7

Manulife Value Balanced Class Global Balanced 3 6

Manulife Fundamental Balanced Class Canadian Balanced 3 6

Manulife Dividend Income Class Canadian Equity 3 6

Manulife U.S. Dividend Income Class U.S. Equity 4 7

Manulife Global Dividend Class Global and International Equity 4 6

Manulife Global Thematic Opportunities Class Global and International Equity 4 7

27

28

29

30

31


Manulife Investments Codes

Fund Name

Advisor Series Series T DCA Series F/FT

FE LL DSC FE LL DSC FE LL DSC F F F US FT

ALTERNATIVEALTERNATIVEManulife Global Absolute Return Strategies Fund

3527 3727 3427 3562 3762 3462 – – – – 3627 – 3927

ASSET ALLOCATIONASSET ALLOCATIONS PORTFOLIOSManulife Balanced Portfolio 3579 3779 3479 3580 3780 3480 23579 23779 23479 23679 3679 – 3979

Manulife Conservative Portfolio 3575 3775 3475 3576 3776 3476 23575 23775 23475 23675 3675 – 3975

Manulife Growth Portfolio 3581 3781 3481 3582 3782 3482 23581 23781 23481 23681 3681 – 3981

Manulife Moderate Portfolio 3577 3777 3477 3578 3778 3478 23577 23777 23477 23677 3677 – 3977

BALANCEDCANADIAN BALANCEDManulife Fundamental Balanced Class 8544 8744 8444 9007 9008 9006 28544 28744 28444 28644 8644 – 1214

Manulife Fundamental Income Class 3546 3746 3446 3567 3767 3467 23546 23746 23446 23646 3646 – 3946

Manulife Fundamental Income Fund 3547 3747 3447 3548 3748 3448 23547 23747 23447 23647 3647 – 3947

Manulife Monthly High Income Class 8594 8794 8494 9533 9733 9433 28594 28794 28494 – 8694 – 1040

Manulife Monthly High Income Fund 583 783 483 9583 9783 9483 20583 20783 20483 20683 683 – 1812

Manulife Monthly High Income Fund - Series B

1583 1783 1483 – – – 21583 21783 21483 – – – –

Manulife Simplicity Conservative Portfolio 563 763 463 1528 1328 1228 20563 20763 20463 20663 663 – 1028

Manulife Simplicity Moderate Portfolio 564 764 464 1529 1329 1229 20564 20764 20464 20664 664 – 1029

GLOBAL BALANCEDManulife Global Balanced Fund 4535 4735 4435 9816 9916 9516 24535 24735 24435 24635 4635 – 4135

Manulife Global Strategic Balanced Yield Fund

4574 4774 4474 9136 9336 9036 – – – 24674 4674 – 9636

Manulife Simplicity Balanced Portfolio 560 760 460 9560 9760 9460 20560 20760 20460 20660 660 – 1213

Manulife Simplicity Global Balanced Portfolio

568 768 468 9568 9768 9468 20568 20768 20468 20668 668 – 1313

Manulife Simplicity Growth Portfolio 561 761 461 9561 9761 9461 20561 20761 20461 20661 661 – 1513

Manulife Strategic Dividend Bundle 4576 4776 4476 9846 9946 9146 24576 24776 24476 24676 4676 – 4376

Manulife Value Balanced Class 8537 8737 8437 9572 9772 9472 28537 28737 28437 28637 8637 – 1623

Manulife Value Balanced Fund 4513 4713 4413 9511 9711 9411 24513 24713 24413 24613 4613 – 1813

U.S. BALANCEDManulife Strategic Balanced Yield Fund 4530 4730 4430 9580 9780 9480 24530 24730 24430 24630 4630 – 1613

Manulife U.S. Dollar Strategic Balanced Yield Fund

9322 9622 9605 9024 9124 9923 – – – – 9323 – 9033

Manulife U.S. Monthly High Income Fund

4538 4738 4438 9128 9328 9028 24538 24738 24438 24638 4638 – 9927

TACTICAL BALANCEDManulife Tactical Income Fund 3552 3752 3452 3553 3753 3453 23552 23752 23452 23652 3652 – 3952

EQUITYCANADIAN EQUITYManulife Canadian Dividend Growth Class 3505 3705 3405 3565 3765 3465 23505 23705 23405 23605 3605 – 3905

Manulife Canadian Dividend Growth Fund 3506 3706 3406 3507 3707 3407 23506 23706 23406 23606 3606 – 3906

Manulife Dividend Income Class 8545 8745 8445 9107 9108 9106 28545 28745 28445 28645 8645 – 1218

Manulife Dividend Income Fund 4529 4729 4429 9579 9779 9479 24529 24729 24429 24629 4629 – 1905

Manulife Dividend Income Plus Class 8593 8793 8493 1539 1339 1239 28593 28793 28493 28693 8693 – 1039

Manulife Dividend Income Plus Fund 4548 4748 4448 1503 1303 1203 24548 24748 24448 24648 4648 – 1003

Manulife Fundamental Dividend Class 3521 3721 3421 3566 3766 3466 23521 23721 23421 23621 3621 – 3921

Manulife Fundamental Dividend Fund 3522 3722 3422 3563 3763 3463 23522 23722 23422 23622 3622 – 3922

Manulife Fundamental Equity Class 8533 8733 8433 9518 9718 9418 28533 28733 28433 28633 8633 – 1814

Manulife Fundamental Equity Fund 599 799 499 9599 9799 9499 20599 20799 20499 20699 699 – 1903

Manulife Growth Opportunities Class 8508 8708 8408 1527 1327 1227 28508 28708 28408 28608 8608 – 1027

Manulife Growth Opportunities Fund 588 788 488 1521 1321 1221 20588 20788 20488 20688 688 – 1021

Closed to all deposits and switches-in.

4 5

30

22

18

10

10

25

31

28

14

20

15

29

11


Fund Name



GLOBAL AND INTERNATIONAL EQUITYManulife Emerging Markets Fund 3524 3724 3424 3574 3774 3474 23524 23724 23424 23624 3624 – 3924

Manulife Global Dividend Class 8551 8751 8451 9938 9839 9838 28551 28751 28451 28651 8651 – 9639

Manulife Global Dividend Fund 4539 4739 4439 9134 9234 9034 – – – 24639 4639 – 9634

Manulife Global Dividend Growth Class 3529 3729 3429 3569 3769 3469 23529 23729 23429 23629 3629 – 3929

Manulife Global Dividend Growth Fund 3530 3730 3430 3531 3731 3431 23530 23730 23430 23630 3630 – 3930

Manulife Global Equity Class 4506 4706 4406 1543 1344 1243 24506 24706 24406 24606 4606 – 1043

Manulife Global Franchise Class 3532 3732 3432 3570 3770 3470 23532 23732 23432 23632 3632 – 3932

Manulife Global Franchise Fund 3533 3733 3433 3564 3764 3464 23533 23733 23433 23633 3633 – 3933

Manulife Global Thematic Opportunities Class

8597 8797 8497 8598 8798 8498 28597 28797 28497 28697 8697 – 8997

Manulife Global Thematic Opportunities Fund

3585 3785 3485 3586 3786 3486 23585 23785 23485 23685 3685 – 3985

Manulife International Value Equity Fund 4514 4714 4414 1525 1325 1225 24514 24714 24414 24614 4614 – 1025

Manulife Tax-Managed Growth Fund 562 762 462 – – – 20562 20762 20462 – 662 – –

Manulife World Investment Class 8521 8721 8421 9537 9737 9437 28521 28721 28421 28621 8621 – 1823

Manulife World Investment Fund 4536 4736 4436 9018 9118 9917 24536 24736 24436 24636 4636 – 4136

SPECIALTY EQUITYManulife Asia Equity Class 8542 8742 8442 – – – 28542 28742 28442 28642 8642 – –

Manulife China Class 8575 8775 8475 – – – 28575 28775 28475 20698 8675 – –

Manulife Global Infrastructure Class 8584 8784 8484 1548 1348 1248 28584 28784 28484 28684 8684 – 1048

Manulife Global Infrastructure Fund 4569 4769 4469 1515 1315 1215 24569 24769 24469 24669 4669 – 1015

Manulife Global Real Estate Unconstrained Fund

3535 3735 3435 3536 3736 3436 23535 23735 23435 23635 3635 – 3935

U.S. EQUITYManulife Covered Call U.S. Equity Class 8596 8796 8496 1580 1380 1280 28596 28796 28496 28696 8696 – 1080

Manulife Covered Call U.S. Equity Fund 4561 4761 4461 – – – 24561 24761 24461 24661 4661 – –

Manulife U.S. All Cap Equity Class 8539 8739 8439 1551 1351 1251 28539 28739 28439 28639 8639 – 1051

Manulife U.S. All Cap Equity Fund 4515 4715 4415 1534 1334 1234 24515 24715 24415 24615 4615 – 1034

Manulife U.S. Dividend Income Class 8549 8749 8449 9032 9132 9931 28549 28749 28449 28649 8649 – 9332

Manulife U.S. Dividend Income Fund 3555 3755 3455 3584 3784 3484 23555 23755 23455 23655 3655 – 3955

Manulife U.S. Dollar U.S. All Cap Equity Fund

9125 9325 9025 9826 9926 9326 – – – – 9026 – 9126

Manulife U.S. Equity Fund 4504 4704 4404 1562 1362 1262 24504 24704 24404 24604 4604 – 1062

Manulife U.S. Opportunities Fund 4543 4743 4443 1566 1366 1266 24543 24743 24443 24643 4643 – 1066

FIXED INCOMECANADIAN FIXED INCOMEManulife Bond Fund 4545 4745 4445 1501 1301 1201 24545 24745 24445 24645 4645 – 1001

Manulife Canadian Bond Fund 4501 4701 4401 1502 1302 1202 24501 24701 24401 – 4601 – 1002

Manulife Canadian Unconstrained Bond Fund

520 720 420 3583 3783 3483 20520 20720 20420 20620 620 – 3923

Manulife Corporate Bond Fund 598 798 498 1506 1306 1206 20598 20798 20498 20698 698 – 1006

GLOBAL AND INTERNATIONAL FIXED INCOMEManulife Global Unconstrained Bond Fund

4532 4732 4432 9312 9313 9311 24532 24732 24432 24632 4632 – 4932

Manulife Strategic Income Fund 559 759 459 1530 1330 1230 20559 20759 20459 20659 659 – 1030

Manulife Strategic Investment Grade Global Bond Fund

4575 4775 4475 9141 9841 9041 – – – 24675 4675 – 9940

Manulife U.S. Dollar Strategic Income Fund

9144 9644 9044 9145 9845 9045 – – – – 9844 – 9944

U.S. FIXED INCOMEManulife Floating Rate Income Fund 4573 4773 4473 1509 1309 1209 24573 24773 24473 24606 4673 – 1009

Manulife U.S. Unconstrained Bond Fund 4533 4733 4433 9810 9812 9809 24533 24733 24433 24633 4633 – 4933

FIXED INCOME BALANCEDGLOBAL BALANCEDManulife Yield Opportunities Fund 4524 4724 4424 1538 1338 1238 24524 24724 24424 24624 4624 – 1038

MONEY MARKET


4 5

16

21

17

19

12

23

26

24

13


Fund Name



MONEY MARKET AND SHORT-TERM FIXED INCOMEManulife Money Market Fund 4522 – – – – – – – – – 4622 – –


4 5

27


Manulife Investments MERs

Fund Name

Advisor Series Series T Series F/FT

MER (%) MER (%) MER (%)

ALTERNATIVEALTERNATIVEManulife Global Absolute Return Strategies Fund 2.62 2.67 1.51

ASSET ALLOCATIONASSET ALLOCATIONS PORTFOLIOSManulife Balanced Portfolio 2.30 2.37 1.27

Manulife Conservative Portfolio 1.96 1.97 1.14

Manulife Growth Portfolio 2.36 2.38 1.29

Manulife Moderate Portfolio 2.19 2.20 1.17

BALANCEDCANADIAN BALANCEDManulife Fundamental Balanced Class 2.33 2.32 1.14

Manulife Fundamental Income Class 2.34 2.37 1.08

Manulife Fundamental Income Fund 2.34 2.34 1.09

Manulife Monthly High Income Class 2.33 2.32 1.10

Manulife Monthly High Income Fund 2.02 2.34 1.09

Manulife Monthly High Income Fund - Series B 2.31 – –

Manulife Simplicity Conservative Portfolio 1.89 1.95 1.05

Manulife Simplicity Moderate Portfolio 2.13 2.13 1.14

GLOBAL BALANCEDManulife Global Balanced Fund 2.36 2.38 1.14

Manulife Global Strategic Balanced Yield Fund 2.35 2.35 1.17

Manulife Simplicity Balanced Portfolio 2.54 2.54 1.29

Manulife Simplicity Global Balanced Portfolio 2.55 2.58 1.30

Manulife Simplicity Growth Portfolio 2.63 2.65 1.29

Manulife Strategic Dividend Bundle 2.29 2.28 1.13

Manulife Value Balanced Class 2.43 2.44 1.23

Manulife Value Balanced Fund 2.41 2.40 1.24

U.S. BALANCEDManulife Strategic Balanced Yield Fund 2.27 2.26 1.13

Manulife U.S. Dollar Strategic Balanced Yield Fund 2.24 2.24 1.14

Manulife U.S. Monthly High Income Fund 2.26 2.26 1.13

TACTICAL BALANCEDManulife Tactical Income Fund 2.42 2.46 1.09

EQUITYCANADIAN EQUITYManulife Canadian Dividend Growth Class 2.28 2.30 1.01

Manulife Canadian Dividend Growth Fund 1.77 1.79 1.02

Manulife Dividend Income Class 2.30 2.30 1.18

Manulife Dividend Income Fund 2.29 2.28 1.18

Manulife Dividend Income Plus Class 2.28 2.33 1.16

Manulife Dividend Income Plus Fund 2.30 2.34 1.18

Manulife Fundamental Dividend Class 2.38 2.34 1.13

Manulife Fundamental Dividend Fund 2.34 2.26 1.11

Manulife Fundamental Equity Class 2.24 2.30 1.12

Manulife Fundamental Equity Fund 2.24 2.22 1.16

Manulife Growth Opportunities Class 2.56 2.64 1.24

Manulife Growth Opportunities Fund 2.57 2.64 1.24

GLOBAL AND INTERNATIONAL EQUITYManulife Emerging Markets Fund 2.59 2.59 1.31

Manulife Global Dividend Class 2.39 2.39 1.24

Manulife Global Dividend Fund 2.41 2.39 1.25

5

2,3,¢ 2,3,¢ 2,3,¢

30

22

18

10

10

25

31

28

14

20

15

29

11

16


Fund Name

Advisor Series Series T Series F/FT

MER (%) MER (%) MER (%)

Manulife Global Dividend Growth Class 2.39 2.39 1.09

Manulife Global Dividend Growth Fund 2.37 2.38 1.14

Manulife Global Equity Class 2.46 2.46 1.23

Manulife Global Franchise Class 2.37 2.46 1.13

Manulife Global Franchise Fund 2.36 2.43 1.13

Manulife Global Thematic Opportunities Class – – –

Manulife Global Thematic Opportunities Fund – – –

Manulife International Value Equity Fund 2.48 2.56 1.25

Manulife Tax-Managed Growth Fund 2.49 – 1.34

Manulife World Investment Class 2.56 2.57 1.22

Manulife World Investment Fund 2.56 2.54 1.20

SPECIALTY EQUITYManulife Asia Equity Class 2.73 – 1.41

Manulife China Class 2.74 – 1.45

Manulife Global Infrastructure Class 2.75 2.78 1.48

Manulife Global Infrastructure Fund 2.74 2.74 1.45

Manulife Global Real Estate Unconstrained Fund 2.53 2.62 1.33

U.S. EQUITYManulife Covered Call U.S. Equity Class 2.32 2.38 1.21

Manulife Covered Call U.S. Equity Fund 2.31 – 1.21

Manulife U.S. All Cap Equity Class 2.34 2.31 1.24

Manulife U.S. All Cap Equity Fund 2.32 2.29 1.24

Manulife U.S. Dividend Income Class 2.36 2.39 1.23

Manulife U.S. Dividend Income Fund 2.39 – 1.18

Manulife U.S. Dollar U.S. All Cap Equity Fund 2.29 2.23 1.21

Manulife U.S. Equity Fund 2.46 2.51 1.26

Manulife U.S. Opportunities Fund 2.30 2.36 1.23

FIXED INCOMECANADIAN FIXED INCOMEManulife Bond Fund 1.57 1.54 0.90

Manulife Canadian Bond Fund 1.56 1.61 0.96

Manulife Canadian Unconstrained Bond Fund 1.64 – 0.96

Manulife Corporate Bond Fund 1.55 1.58 0.95

GLOBAL AND INTERNATIONAL FIXED INCOMEManulife Global Unconstrained Bond Fund 2.02 2.06 0.99

Manulife Strategic Income Fund 2.00 1.98 0.99

Manulife Strategic Investment Grade Global Bond Fund 1.89 1.92 0.97

Manulife U.S. Dollar Strategic Income Fund 1.98 1.96 0.98

U.S. FIXED INCOMEManulife Floating Rate Income Fund 1.72 1.73 0.98

Manulife U.S. Unconstrained Bond Fund 2.01 2.01 1.03

FIXED INCOME BALANCEDGLOBAL BALANCEDManulife Yield Opportunities Fund 2.20 2.23 1.09

MONEY MARKETMONEY MARKET AND SHORT-TERM FIXED INCOMEManulife Money Market Fund 0.79 – 0.52

5

2,3,¢ 2,3,¢ 2,3,¢

21

17

8

8 8

8

8

8

8

19

12

23

26

24

13

27


Switches and RedemptionsThese codes are capped to new purchases. For new purchases use codes listed on pages 3 – 5.

MANULIFE INVESTMENTS FUNDS

Fund Name

US$ Purchase Option Elite/Elite T

FE LL DSC F Elite Elite T

BALANCEDCANADIAN BALANCEDManulife Fundamental Balanced Class – – – – 8844 9010

Manulife Fundamental Income Class – – – – 3846 –

Manulife Fundamental Income Fund – – – – 3847 –

Manulife Monthly High Income Class 9294 9394 9194 – – –

GLOBAL BALANCEDManulife Diversified Investment Fund 9588 9788 9488 9088 – –

Manulife Diversified Strategies Fund 9550 9750 9450 9650 – –

Manulife Global Balanced Fund 9213 9611 9212 9615 4835 4935

Manulife Global Small Cap Balanced Fund 9546 9746 9446 9646 – 1817

Manulife Global Unconstrained Bond Fund 9592 9992 9492 9692 4832 9315

Manulife International Focused Fund 9563 9763 9463 – – 343

Manulife Strategic Dividend Bundle – – – – 4876 –

Manulife Value Balanced Class – – – – 8837 9872

Manulife Value Balanced Fund – – – – 4813 9811

Manulife Yield Opportunities Fund 9538 9738 9438 9038 4824 1838

MANULIFE ASSET ALLOCATION PORTFOLIOSManulife Balanced Portfolio – – – – 3879 –

Manulife Conservative Portfolio – – – – 3875 –

Manulife Growth Portfolio – – – – 3881 –

Manulife Moderate Portfolio – – – – 3877 –

MANULIFE SIMPLICITY PORTFOLIOSManulife Simplicity Balanced Portfolio – – – – 860 9860

Manulife Simplicity Conservative Portfolio – – – – 863 1828

Manulife Simplicity Global Balanced Portfolio – – – – 868 9868

Manulife Simplicity Growth Portfolio – – – – 861 9861

Manulife Simplicity Moderate Portfolio – – – – 864 1829

U.S. BALANCEDManulife Strategic Balanced Yield Fund 9585 9785 9485 9685 4830 9880

Manulife U.S. Dollar Strategic Balanced Yield Fund – – – – 9824 9924

Manulife U.S. Monthly High Income Fund 9129 9329 9029 9130 4838 9928

EQUITYCANADIAN EQUITYManulife Canadian Dividend Growth Class – – – – 3805 –

Manulife Canadian Dividend Growth Fund – – – – 3806 –

Manulife Dividend Income Class – – – – 8845 9110

Manulife Dividend Income Fund – – – – 4829 9879

Manulife Dividend Income Plus Class 9293 9393 9193 – 804 1839

Manulife Dividend Income Plus Fund – – – – 4848 1803

Manulife Fundamental Dividend Class – – – – 3821 –

Manulife Fundamental Dividend Fund – – – – 3822 –

Manulife Fundamental Equity Class – – – – 8833 9808

Manulife Fundamental Equity Fund – – – – 899 9899

Manulife Growth Opportunities Class – – – – 8808 1827

Manulife Growth Opportunities Fund – – – – 888 1821

GLOBAL AND INTERNATIONAL EQUITYManulife Emerging Markets Fund – – – – 3824 –

Manulife Global All Cap Focused Fund 9556 9756 9456 – – 729

Manulife Global Dividend Class 9137 9337 9037 9638 9840 –

Manulife Global Dividend Fund 9333 9633 9031 9933 – –

†

30

22

18

23

13

25

31

28

14

20

15

29

11

16


MANULIFE INVESTMENTS FUNDS

Fund Name

US$ Purchase Option Elite/Elite T

FE LL DSC F Elite Elite T

Manulife Global Dividend Growth Class – – – – 3829 –

Manulife Global Dividend Growth Fund – – – – 3830 –

Manulife Global Equity Class – – – – 4806 1843

Manulife Global Franchise Class – – – – 3832 –

Manulife Global Strategic Balanced Yield Fund 9035 9135 9934 9935 9837 –

Manulife International Value Equity Fund 9520 9720 9420 9620 4814 1825

Manulife World Investment Class 9540 9740 9440 9040 8821 1224

Manulife World Investment Fund 9319 9619 9119 9020 4811 4936

SPECIALTY EQUITYManulife Asia Equity Class 9576 9776 9476 9676 8842 –

Manulife China Class – – – – 8875 –

Manulife Global Infrastructure Class 9284 9384 9184 – 409 1848

Manulife Global Infrastructure Fund 9569 9769 9469 – 842 1815

Manulife Global Real Estate Unconstrained Fund – – – – 3835 –

U.S. EQUITYManulife Covered Call U.S. Equity Class 9296 9396 9196 9097 – –

Manulife U.S. All Cap Equity Class 9574 9774 9474 9674 8839 1851

Manulife U.S. All Cap Equity Fund 9521 9721 9421 9621 4815 1834

Manulife U.S. Dividend Income Class 9330 9930 9230 9331 8849 9932

Manulife U.S. Equity Fund – – – – 4804 1862

Manulife U.S. Opportunities Fund 9543 9743 9443 9043 – –

U.S. EQUITYManulife Covered Call U.S. Equity Fund 9595 9795 9495 – – –

FIXED INCOMECANADIAN FIXED INCOMEManulife Bond Fund – – – – 4845 1801

Manulife Canadian Unconstrained Bond Fund – – – – 820 –

Manulife Corporate Bond Fund 9590 9790 9490 9090 898 1806

GLOBAL AND INTERNATIONAL FIXED INCOMEManulife Strategic Income Fund 9500 9700 9400 9000 859 1830

Manulife Strategic Investment Grade Global Bond Fund 9142 9642 9042 9643 4875 –

Manulife U.S. Dollar Strategic Income Fund – – – – 9046 –

Manulife U.S. Unconstrained Bond Fund 9586 9886 9486 9686 4833 9814

U.S. FIXED INCOMEManulife Floating Rate Income Fund 9587 9787 9487 9087 4873 1809

FORMERLY AIC FUNDS

Fund Name

Advisor Series US$ Purchase Option Series T

Series T US$ Purchase Option

FE (ISC)

FE (SC) LL DSC

FE (ISC)

FE (SC) LL DSC

FE (ISC) LL DSC LL DSC

BALANCEDCANADIAN BALANCEDManulife Canadian Balanced Fund – – 4371 14471 – – – – – 4369 4171 – –

Manulife Fundamental Balanced Class 8344 – 8244 18444 – – – – – 9009 19006 – –

Manulife Monthly High Income Class 8394 – 8294 18494 – – 9994 19194 – 9233 19433 – –

Manulife Monthly High Income Fund – – 1754 1454 – – – – – 1782 1482 – –

Manulife Monthly High Income Fund - Series B – – 1755 1455 – – – – – – – – –

GLOBAL BALANCEDManulife Diversified Investment Fund – – 1746 1446 9388 9288 9188 19488 – 1747 1447 – –

Manulife Diversified Strategies Fund 4326 – 4226 14426 9350 – 9250 19450 – 9249 19449 – –

Manulife Global Small Cap Balanced Fund 4318 – 4218 14418 9346 – 9246 19446 – 1617 11217 – –

Manulife Global Small Cap Fund – – 1749 1449 – – – – – 1620 11220 – –

21

12

26

24

9

30

10

10


FORMERLY AIC FUNDS

Fund Name



FE (ISC)

FE (SC) LL DSC

FE (ISC)

FE (SC) LL DSC


Manulife Global Unconstrained Bond Fund 4332 – 4232 14432 9892 – 9678 19492 – 9314 19311 – –

Manulife International Focused Fund – 4363 4863 14463 9363 – 9263 19463 – 4294 14494 – –

Manulife Value Balanced Class 8337 – 8237 18437 – – – – – 9272 19472 – –

Manulife Value Balanced Fund 4313 – 4213 14413 – – – – – 9211 19411 – –

Manulife Yield Opportunities Fund – – 1781 1481 9338 9238 9138 19438 – 1638 11238 – –

MANULIFE ASSET ALLOCATION PORTFOLIOSManulife Balanced Portfolio – – 3079 13479 – – – – – – 13780 – –

Manulife Conservative Portfolio – – 3075 13475 – – – – – 13776 – – –

Manulife Growth Portfolio – – 3081 13481 – – – – – – – – –

Manulife Moderate Portfolio – – 3077 13477 – – – – – 13778 13478 – –

MANULIFE SIMPLICITY PORTFOLIOSManulife Simplicity Balanced Portfolio – – 1761 1461 – – – – – 1762 1462 – –

Manulife Simplicity Conservative Portfolio – – 1763 1463 – – – – – – – – –

Manulife Simplicity Conservative Portfolio Series T(5) – – – – – – – – – 1628 11228 – –

Manulife Simplicity Global Balanced Portfolio – – 1764 1464 – – – – – 1765 1465 – –

Manulife Simplicity Growth Portfolio – – 1766 1466 – – – – – – – – –

Manulife Simplicity Growth Portfolio Series T(8) – – – – – – – – – 1767 1467 – –

Manulife Simplicity Moderate Portfolio – – 1770 1470 – – – – – 1629 11229 – –

U.S. BALANCEDManulife Strategic Balanced Yield Fund 4330 – 4230 14430 9385 – 9285 19485 – 9280 19480 – –

Manulife U.S. Dollar Strategic Balanced Yield Fund 9023 – 9123 19605 – – – – – 9324 19923 – –

Manulife U.S. Monthly High Income Fund 4338 – 4238 14438 9929 – 9030 19029 – 9828 19028 – –

EQUITYCANADIAN EQUITYManulife Canadian Investment Class – – 1745 1445 – – – – – 1641 11241 – –

Manulife Dividend Income Class 8345 – 8245 18445 – – – – – 9109 19106 – –

Manulife Dividend Income Fund 4329 – 4229 14429 – – – – – 9279 19479 – –

Manulife Dividend Income Plus Class 8393 – 8293 18493 – – 9693 19193 – 1639 11239 – –

Manulife Dividend Income Plus Fund 4348 – 4248 14448 – – – – – 1603 11203 – –

Manulife Fundamental Equity Class – 8333 8233 18433 – – – – – 9218 19418 – –

Manulife Fundamental Equity Fund – 399 1724 1424 – – – – – 1725 1425 – –

Manulife Growth Opportunities Class – – 1739 1439 – – – – – 1627 11227 – –

Manulife Growth Opportunities Fund – – 1784 1484 – – – – – 1621 11221 – –

GLOBAL AND INTERNATIONAL EQUITYManulife Global All Cap Focused Fund 4356 – 4856 14456 9356 – 9256 19456 – 4298 14498 – –

Manulife Global Dividend Class 8351 – 8251 18451 9637 – 9937 19037 – 9939 19838 – –

Manulife Global Dividend Fund 4339 – 4239 14439 9640 – 9833 19031 – 9334 19034 – –

Manulife Global Equity Class – – 1748 1448 – – – – – 1643 11243 – –

Manulife Global Strategic Balanced Yield Fund 4374 – 4274 14474 9635 – 9335 19934 – 9936 19036 – –

Manulife International Value Equity Fund 4314 – 4214 14414 9320 – 9220 19420 – 1625 11225 – –

Manulife Tax-Managed Growth Fund – – 1750 1450 – – – – – – – – –

Manulife World Investment Class – – 1752 1452 9340 9240 9140 19440 – 9237 19437 – –

SPECIALTY EQUITYManulife Asia Equity Class 8342 – 8242 18442 9376 – 9276 19476 – – – – –

Manulife China Class – – 1720 1420 – – – – – – – – –

Manulife Global Infrastructure Class – – 8284 18484 – – 9784 19184 – 1648 11248 – –

Manulife Global Infrastructure Fund – – 4269 14469 – – 9269 19469 – 1615 11215 – –

U.S. EQUITYManulife Special Opportunities Class 8343 – 8243 18443 9377 – 9277 19477 – – – – –

Manulife U.S. All Cap Equity Class 8339 – 8239 18439 9374 – 9274 19474 – 1651 11251 – –

Manulife U.S. All Cap Equity Fund 4315 – 4215 14415 9321 – 9221 19421 – 1634 11234 – –

Manulife U.S. Dividend Income Class 8349 – 8249 18449 9131 – 9231 19230 – 9133 19931 – –

Manulife U.S. Dollar U.S. All Cap Equity Fund – – 9027 19326 – – – – 9825 9925 19025 – –

9

23

13

25

31

28

14

29

11


FORMERLY AIC FUNDS

Fund Name



FE (ISC)

FE (SC) LL DSC

FE (ISC)

FE (SC) LL DSC


Manulife U.S. Equity Fund – – 1751 1451 – – – – – 1662 11262 – –

Manulife U.S. Opportunities Fund 4143 – 4843 14443 9343 9143 9243 19443 – 1666 11266 – –

FIXED INCOMECANADIAN FIXED INCOMEManulife Bond Fund 4345 – 4245 14445 – – – – – 1601 11201 – –

Manulife Canadian Unconstrained Bond Fund – – 1703 1403 – – – – – – – – –

Manulife Corporate Bond Fund – – 1723 1423 9390 9290 9190 19490 – 1606 11206 – –

GLOBAL AND INTERNATIONAL FIXED INCOMEManulife Strategic Income Fund – – 1772 1472 9100 9202 9300 9200 – 1630 11230 – –

Manulife Strategic Investment Grade Global Bond Fund 4375 – 4275 14475 9842 – 9942 19042 – 9941 19041 – –

Manulife U.S. Dollar Strategic Income Fund 9843 – 9943 19044 – – – – – 9945 19045 – –

Manulife U.S. Unconstrained Bond Fund 4333 – 4233 14433 9986 – 9687 19486 – 9813 19809 – –

MONEY MARKET AND SHORTTERM FIXED INCOMEManulife Money Market Fund – – 4821 14422 – – – – – – – – –

U.S. FIXED INCOMEManulife Floating Rate Income Fund – – 4373 14473 9387 9287 9187 19487 – 1609 11209 – –

MONEY MARKETMONEY MARKET AND SHORTTERM FIXED INCOMEManulife Short Term Yield Class – – 1758 1458 – – – – – – – – –

FORMERLY STANDARD LIFE FUNDS

Fund Name

Advisor Series Series T

Eclipse Series Legend SeriesLL DSC LL DSC

BALANCEDCANADIAN BALANCEDManulife Fundamental Balanced Class 48744 48444 49008 49006 – –

Manulife Fundamental Income Class 13746 13446 – – – –

Manulife Fundamental Income Fund 13747 13447 13748 13448 3147 3047

Manulife Monthly High Income Class 48794 48494 49812 4989 – –

Manulife Monthly High Income Fund 40783 40483 49783 49483 – –

Manulife Tactical Income Fund 13752 13452 13753 13453 3152 3052

GLOBAL BALANCEDManulife Diversified Strategies Fund 44726 44426 41315 41215 – –

Manulife Global Balanced Fund 44735 44435 41303 41203 – –

Manulife Global Unconstrained Bond Fund 44732 44432 49313 49311 3138 3032

Manulife International Focused Fund 44763 44463 41322 41222 – –

Manulife Strategic Dividend Bundle 44776 44476 41347 41247 – –

Manulife Value Balanced Class 48737 48437 49772 49472 – –

Manulife Value Balanced Fund 44713 44413 49711 49411 – –

Manulife Yield Opportunities Fund 44724 44424 41338 41238 3144 3044

MANULIFE ASSET ALLOCATION PORTFOLIOSManulife Balanced Portfolio 3819 3179 3220 3919 3180 3080

Manulife Conservative Portfolio 3411 3175 3213 3312 – –

Manulife Growth Portfolio 3281 3181 3282 3682 3182 3082

Manulife Moderate Portfolio 3318 3177 3619 3319 3178 3078

MANULIFE SIMPLICITY PORTFOLIOSManulife Simplicity Balanced Portfolio 40760 40460 – – – –

Manulife Simplicity Conservative Portfolio 40763 40463 41328 41228 – –

Manulife Simplicity Global Balanced Portfolio 40768 40468 49768 49468 – –

Manulife Simplicity Growth Portfolio 40761 40461 49841 49461 – –

Manulife Simplicity Moderate Portfolio 40764 40464 41329 41229 – –

9

12

26

24

27

9

30

22

18

10

23

13



Fund Name



U.S. BALANCEDManulife Strategic Balanced Yield Fund 44730 44430 49780 49480 – –

Manulife U.S. Monthly High Income Fund 44738 44438 49328 49028 3143 3723

EQUITYALTERNATIVEManulife Global Absolute Return Strategies Fund 13727 13427 – – 3127 3027

CANADIAN EQUITYManulife Canadian Dividend Growth Class 13705 13405 – – – –

Manulife Canadian Dividend Growth Fund 13706 13406 13707 13407 3106 3006

Manulife Dividend Income Class 48745 48445 41362 41262 – –

Manulife Dividend Income Fund 44729 44429 41344 41243 3120 3020

Manulife Dividend Income Plus Class 48793 48493 41339 41239 – –

Manulife Dividend Income Plus Fund 44748 44448 41329 41229 – –

Manulife Fundamental Dividend Class 13721 13421 – – – –

Manulife Fundamental Dividend Fund 13722 13422 – – 3122 3022

Manulife Fundamental Equity Class 48733 48433 41311 41211 – –

Manulife Fundamental Equity Fund 40799 40499 49799 49499 3148 3048

Manulife Growth Opportunities Class 48708 48408 41325 41225 – –

Manulife Growth Opportunities Fund 40788 40488 41334 41234 3102 3002

GLOBAL AND INTERNATIONAL EQUITYManulife Emerging Markets Fund 13724 13424 13774 13474 3124 3024

Manulife Global All Cap Focused Fund 44756 44456 44798 44498 – –

Manulife Global Dividend Fund 44739 44439 49764 49464 – –

Manulife Global Dividend Growth Class 13729 13429 – – – –

Manulife Global Dividend Growth Fund 13730 13430 13731 13431 3130 3030

Manulife Global Equity Class 44706 44406 49765 49465 – –

Manulife Global Focused Class 48791 48491 49766 49466 – –

Manulife Global Focused Fund 44755 44455 41305 41205 – –

Manulife Global Franchise Class 13732 13432 13770 13470 – –

Manulife Global Franchise Fund 13733 13433 13764 13464 3133 3033

Manulife Global Strategic Balanced Yield Fund 44774 44474 49336 49036 – –

Manulife International Value Equity Fund 44714 44414 49749 49449 – –

Manulife World Investment Class 48721 48421 49617 49117 – –

Manulife World Investment Fund 44736 44436 49132 49931 3119 3019

SPECIALTY EQUITYManulife Asia Equity Class 48742 48442 41321 41221 – –

Manulife China Class 48775 48475 49768 49468 – –

Manulife Global Infrastructure Class 48784 48484 – – – –

Manulife Global Infrastructure Fund 44769 44469 41315 41215 – –

Manulife Global Real Estate Unconstrained Fund 13735 13435 13736 13436 3135 3035

U.S. EQUITYManulife U.S. All Cap Equity Class 48739 48439 – – – –

Manulife U.S. All Cap Equity Fund 44715 44415 41327 41227 3105 3005

Manulife U.S. Dividend Income Class 48749 48449 49737 49437 – –

Manulife U.S. Dividend Income Fund 13755 13455 – – 3155 3055

Manulife U.S. Equity Fund 44704 44404 – – – –

Manulife U.S. Opportunities Fund 44743 44443 41351 41251 – –

FIXED INCOMECANADIAN FIXED INCOMEManulife Bond Fund 44745 44445 49761 49461 3103 3003

Manulife Canadian Unconstrained Bond Fund 40720 40420 43783 43483 3101 3001

Manulife Corporate Bond Fund 40798 40498 – – – –

GLOBAL AND INTERNATIONAL FIXED INCOMEManulife Strategic Income Fund 40759 40459 – – – –

Manulife Strategic Investment Grade Global Fund 44775 44475 41348 41248 3115 3015

Manulife U.S. Unconstrained Bond Fund 44733 44433 49812 49809 3136 3031

9

25

31

28

14

20

15

29

11

16

21

17

19

12

24



Fund Name



MONEY MARKET AND SHORTTERM FIXED INCOMEManulife Money Market Fund 44322 44422 – – 3150 3050

U.S. FIXED INCOMEManulife Floating Rate Income Fund 44773 44473 41309 41209 – –

MONEY MARKETMONEY MARKET AND SHORTTERM FIXED INCOMEManulife Money Market Fund 40780 40480 – – 3107 3007

Manulife Short Term Yield Class 48704 48404 – – – –

9

27

27


MPIP INVESTMENT POOLS

Pool Overview


Manulife Private Investment Pool Codes

Pool Name

Codes (MMF)

Series Advisor Series T6 Series L Series LT6 Series F Series FT6 Series C

Series CT6

BALANCEDManulife Balanced Equity Private Pool 1991 1844 1992 1245 4037 1098 1993 1994

Manulife Canadian Balanced Private Pool 1987 1544 1988 1644 4036 1096 1989 1990

Manulife Canadian Growth and Income Private Trust

1296 1596 1696 1896 1396 1894 1496 1579

Manulife Global Balanced Private Trust 1292 1592 1692 1392 1381 1884 1492 1892

Manulife U.S. Balanced Private Trust 1288 1588 1688 1388 4079 1684 1488 1888

Manulife U.S. Balanced Value Private Trust 1294 1594 1694 1276 1394 1279 1494 1277

EQUITYManulife Canadian Equity Private Pool 1948 1275 1949 1632 4017 1086 1950 1951

Manulife Dividend Income Private Pool 1852 1832 1952 1633 4018 1087 1953 1954

Manulife Global Equity Private Pool 1963 1837 1964 1240 4027 1090 1965 1966

Manulife International Equity Private Trust 3804 3300 3708 3207 3904 3205 3404 3704

Manulife U.S. Equity Private Pool 1955 1833 1956 1836 4025 1088 1957 1958

FIXED INCOMEManulife Corporate Fixed Income Private Trust 1940 1546 1941 1346 4011 1084 1942 1943

Manulife Global Fixed Income Private Trust 1929 1533 1932 1333 4008 1082 1934 1935

FIXED INCOME BALANCEDManulife Balanced Income Private Trust 1286 1586 1686 1386 4077 1681 1486 1886


†† ††

32


Manulife Private Investment Pool MERs

Pool Name

MER (%)

Series Advisor Series T6 Series L Series LT6 Series F Series FT6 Series C

Series CT6

BALANCEDManulife Balanced Equity Private Pool 2.01 2.01 2.24 2.18 1.02 1.02 0.99 0.96

Manulife Canadian Balanced Private Pool 1.97 1.97 2.16 2.14 0.89 0.89 0.88 0.88

Manulife Canadian Growth and Income Private Trust

1.98 1.90 2.19 1.94 0.88 0.88 0.90 0.31

Manulife Global Balanced Private Trust 2.04 2.05 2.23 2.25 1.01 1.00 1.00 0.96

Manulife U.S. Balanced Private Trust 1.99 2.03 2.19 2.19 0.93 0.93 0.92 0.96

Manulife U.S. Balanced Value Private Trust 2.01 1.97 2.08 2.14 0.93 0.94 0.94 0.31

EQUITYManulife Canadian Equity Private Pool 2.00 2.02 2.26 1.71 1.02 0.29 0.98 0.94

Manulife Dividend Income Private Pool 2.06 2.05 2.30 2.31 1.01 0.99 0.98 1.02

Manulife Global Equity Private Pool 2.10 2.13 2.35 2.40 1.08 1.08 1.08 1.08

Manulife International Equity Private Trust 2.13 2.04 2.40 2.43 1.10 1.15 1.15 0.33

Manulife U.S. Equity Private Pool 2.08 2.13 2.34 2.30 1.03 0.99 1.04 1.02

FIXED INCOMEManulife Corporate Fixed Income Private Trust 1.31 1.33 1.53 1.71 0.82 0.79 0.82 0.86

Manulife Global Fixed Income Private Trust 1.41 1.39 1.59 1.55 0.89 0.87 0.85 0.86

FIXED INCOME BALANCEDManulife Balanced Income Private Trust 1.90 1.90 2.14 2.15 0.89 0.91 0.86 0.84


7

†† ††

32

8 8 8 8 8 8


Gross Commission and Redemption Schedule(New purchases only)

Trailer Fees (New Purchases Only)Front-End Option

(%)

Standard Deferred Sales Charge

Option while in 6 Year DSC (%)

Standard Deferred Sales Charge

Option after 6 Year DSC (matured

assets) (%)

Low-Load Sales Charge Option (3

Year DSC) (%)

Manulife Money Market Fund 0.25 – – –

Manulife Short Term Yield Class 0.00 0.00 0.00 0.00

All fixed income funds (unless stated otherwise), and Manulife Monthly High Income Fund

0.50 0.25 0.50 0.50

Manulife Monthly High Income Fund/Class 1.00 0.50 1.00 1.00

Manulife Simplicity Conservative Portfolio and Manulife Simplicity Moderate Portfolio

0.75 0.50 0.75 0.75

Manulife Dollar-Cost Averaging Fund 1.00 0.50 – 1.00

Manulife Global Absolute Return Strategies Fund 1.00 0.50 1.00 1.00

All remaining Trust Funds and Corporate Classes 1.00 0.50 1.00 1.00

§ § § §

±

¥


Sales CommissionRedemption Schedule

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6After

Year 6

DSC Option - Client Redemption Schedule (%)

5.0 6.0 5.5 5.0 4.5 4.0 3.5 0.0

Low Load Option - Client Redemption Schedule (%)

2.0 3.0 3.0 3.0 – – – –

We may waive the DSC or LL if securities are redeemed following the death of the holder of an individual account. Please see the Prospectus for more information.

Fund Purchase InformationInitial Purchase $500, $1,000 for Manulife Dollar-Cost Averaging Fund

Pre-Authorized Chequing (PAC) Purchase

$25/fund

Systematic Withdrawal Plan (SWP) $50 minimum

Subsequent Purchase $25/fund

Minimum Initial Investment$100,000 per pool, per account $1,000 per pool, for accounts of $250,000 or more

Subsequent Purchase $25 minimum

Pre-authorized chequing (PAC) minimum

$25 minimum

Systematic Withdrawal Plan (SWP) Yes

Management fee reductionACCOUNT/HOUSEHOLD VALUE TIERS

Tier 1 Tier 2 Tier 3 Tier 4 Tier 5

Category $250K+ to $499,999 $500K+ to $999,999 $1M+ to $4.9M $5M+ to $9.9M $10M+

All Qualifying Investments 2.5 basis points 5 basis points 7.5 basis points 10 basis points 12.5 basis pointsƒ


PAC can only be initiated once the $100,000 minimum initial investment has been met. Manulife Money Fund Advisor Series – No sales commission or deferred sales charge applies to the purchase of units of this Fund. A negotiable annual management fee of up to one per cent is charged directly to the investor’s account, payable on a quarterly basis or earlier if units are redeemed. No trailing commission is paid in respect of the Series F securities, Series FT6 securities or Series I securities. As of December 31, 2016 for all Trust Funds (includes HST). As of April 30, 2017 for all Manulife Corporate Classes (includes HST). As securities of the Fund are automatically switched into the mutual funds pre-selected by you, the trailing commission rates paid will be the rates that are applicable to such pre-selected funds. Please refer to the Fund Facts and Simplified Prospectus for more information on the Manulife Dollar-Cost Averaging Fund. Series F is only available through dealers that have entered into a dealer agreement. MER not available based on inception date. The MER shown is a target MER (includes HST) - the manager absorbs certain expenses that would otherwise be charged to the fund in order to cap the MER at the stated target. However the manager reserves the right to stop absorbing expenses at any time without notice. Funds/Class listed under this column are Series T(6), unless specified under a separate row. The MER is based on total expenses (excluding sales commissions and portfolio transaction costs) for the stated period and is expressed as an annualized percentage of daily average net asset value during the year. No portion of the management fee charged to a Fund is borne by Series I securities of the Fund. A holder of Series I securities pays a management fee directly to Manulife (the Manager). The Fund calculates its MER in accordance with regulatory requirements. For the most up to date Management Expense Ratios (MERs) please check the Financial Reports in the Regulatory Reports section at manulifemutualfunds.ca. Fund/Class listed under this row are Series (T8). These fund codes must be used to preserve the historical trailer fee and redemption schedule that applied to AIC assets purchased prior to June 5, 2010. Securityholders can switch between funds using these fund codes to preserve the trailer fee and redemption schedule that was in place at the time the securities were originally purchased. For more information please contact the Client Service Team at 1 888 588 7999. MERs for Series C and CT6 assumes the Dealer Service Fee is zero. Neutral Weight Asset Allocation: The asset allocations indicated are the neutral weights and subject to change based on market cycle and opportunities for investment. Please consult the Fund Facts for more information. Series B and T securities of the Manulife Monthly High Income Fund Formerly Manulife Canadian Stock Fund. On May 25, 2018 the Manulife Canadian Opportunities Fund merged into the Manulife Fundamental Equity Fund Formerly Manulife Canadian Bond Plus Fund. On May 25, 2018, Manulife Canadian Corporate Bond Fund merged into the Manulife Canadian Unconstrained Bond Fund. On May 25, 2018 the Manulife Conservative Income Fund merged into the Manulife Yield Opportunities Fund. Formerly Manulife Canadian Focused Fund Formerly Manulife Canadian Dividend Income Fund On May 25, 2018, Manulife Emerging Markets Class merged into the Manulife Emerging Markets Fund. Formerly Manulife Global Equity Unconstrained Fund Formerly Manulife Canadian Monthly Income Fund. On May 25, 2018, the Manulife Canadian Opportunities Balanced Fund merged into the Manulife Fundamental Income Fund. On April 20, 2018, the Manulife U.S. Dividend Income Registered Fund merged into the Manulife U.S. Dividend Income Fund Formerly Manulife Canadian Dividend Income Class On March 11, 2016, the Manulife Global Focused Class merged into the Manulife Global Franchise Class formerly known as Manulife Global Equity Unconstrained Class. Because the fund that was merged into the Manulife Global Franchise Class had a larger asset base than the Manulife Global Franchise Class, the performance data for the Manulife Global Franchise Class may not be provided for any period prior to the merger transaction. Formerly Manulife Canadian Monthly Income Class. On April 20, 2018, the Manulife Canadian Opportunities Balanced Class merged into the Manulife Fundamental Income Class. On June 28, 2013 the Manulife Strategic Income Opportunities Fund was converted from a closed-end fund and renamed the Manulife Global Tactical Credit Fund. On April 6, 2018 the Manulife Global Tactical Credit Fund was renamed the Manulife Global Unconstrained Bond Fund. On April 20, 2018, the Manulife Asia Total Return Bond Fund merged into the Manulife Global Unconstrained Bond Fund. On May 25, 2018, the Manulife Emerging Markets Debt Fund merged into the Manulife Global Unconstrained Bond Fund.

Formerly Manulife U.S. Tactical Credit Fund. On May 25, 2018, Manulife High Yield Bond Fund merged into Manulife U.S. Unconstrained Bond Fund. On May 25, 2018, the Manulife Unhedged U.S. Monthly High Income Fund merged into the Manulife U.S. Monthly High Income Fund. On April 20, 2018, the Manulife U.S. Dollar Floating Rate Income Fund merged into the Manulife U.S. Dollar Strategic Income Fund Formerly Manulife Money Market Private Trust. On May 25, 2018, the Manulife Money Fund and the Manulife Short Term Bond Fund merged into Manulife Money Market Fund. Formerly Manulife Canadian Focused Class Formerly Manulife Canadian Stock Class. On April 6, 2018, the Manulife Canadian Stock Class was renamed the Manulife Fundamental Equity Class. On April 20, 2018, Manulife Canadian Opportunities Class merged into the Manulife Fundamental Equity Class. Because the fund that was merged into the Manulife Fundamental Equity Class had a larger asset base than the Manulife Fundamental Equity Class, the performance data for the Manulife Fundamental Equity Class may not be provided for any period prior to the merger transaction. Formerly Manulife Canadian Equity Balanced Class On April 20, 2018, the Manulife Preferred Income Class merged into the Manulife Dividend Income Class. On May 25, 2018 the Manulife U.S. Fixed Income Private Trust merged into the Manulife Global Fixed Income Private Trust. As securities of the Fund are automatically switched into the mutual funds pre-selected by you, the trailing commission rates paid will be the rates that are applicable to such pre-selected funds. Please refer to the Simplified Prospectus for more information on the Manulife Dollar-Cost Averaging Fund. The Manager may in its discretion at any time and without prior written notice increase the trailer fee back to its previous level of 0.25%. Series B and T securities of the Manulife Monthly High Income Fund. Management Fee Reductions can be applied to Manulife mutual funds, Manulife private mutual funds and Manulife Private Investment Pools; these are known as “qualifying investments” offered by simplified prospectus or confidential offering memorandum and subject to the eligibility requirements described therein.

Œ *

2 34

5 7 8

9¢

÷ †

†† ‡

10 1112

1314 15

16 1718

1920 21

2223

24 2526

2728

29

3031 32

¥

§± ƒ

FOR ADVISOR USE ONLY.Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and with the use of an asset allocation service. Please read the fund facts as well as the prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Manulife Funds, Manulife Corporate Classes and Manulife Simplicity Portfolios are managed by Manulife Investments, a division of Manulife Asset Management Limited. Simplicity is a registered trademark of The Manufacturers Life Insurance Company identifying the Manulife Simplicity Portfolios offered by Manulife Investments. Manulife, Manulife Investments, the Block Design, the Four Cube Design, Strong Reliable Trustworthy Forward-thinking and Manulife Leaders Portfolios are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.MK2429E 09/18

Your complete guide to Fund Codes and MERs

Documents

Transcript of Your complete guide to Fund Codes and MERs