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westernunion.com.au/WesternUnionAustralia

Send money with Western Union and you could bring love home during the festive period.• You could win round trip tickets to bring loved ones home to Australia, or tickets to go home to India. • Have a chance to win amazing fortnightly prizes – LCD TV, iPads, iPods and restaurant vouchers.

Grand prize draw is on 3rd December. • The more times you send, the more chances you have to win! Gold cardholders get double entries. • With over 100,000 locations in India2, an agent location is never far away.

Want to be close to family over Ramadan?

Love is never far away

Send money home for a chance to WIN plane tickets to see them1

Plus have a chance to WIN amazing fortnightly prizes!

1. Terms and conditions apply: please visit www.westernunion.com.au or any Western Union® Agent location for details. NSW Permit No. LTPS/12/5358, VIC Permit No. 12/1606, ACT Permit No. TP12/2502, SA Permit No. T12/1240. 2. Network data as at 31st March 2012. Funds generally available in minutes subject to terms and conditions of service including Agent location’s hours of operation and difference in time zones. See ‘To Send Money’ form for restrictions. In certain countries the send money service is not available; customers can only receive money. In addition to the transfer fee, Western Union also makes money from currency exchange. Subject to applicable taxes, if any. As a Government requirement, maximum payout amount should not exceed USD 2,500 per transaction. A sender threshold amount has therefore been set to ensure exchange fluctuations do not result in the transaction being declined to the receiver. Please check with your local agent for more information.

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We knowhow your SMSF could get a $1,500 benefit.

Talk to us today.Ask at any branch Call 1300 131 764 Visit westpac.com.au/smsf

BONUS INTEREST†

on DIY Super Solution balances, payable after 6 months.

$500UP TO

$1,000FREE BROKERAGE FROM WESTPAC ONLINE INVESTING*available to new and existing DIY Super Solution customers who open a new Westpac Online Investing account.

We know how to help maximise every dollar in your Self Managed Super Fund (SMSF), in more ways than one:

• Get $500 bonus interest when you deposit at least $25,000 of your super into a new or existing DIY Super Solution and maintain this increased balance for 6 months.†

• Get up to $1,000 free brokerage to use over 6 months from Westpac Online Investing.*

Things you should know: †To be eligible for the one off $500 bonus interest payment you must hold or open a Westpac DIY Super Savings and Working Account, and deposit $25,000 or more into either of those accounts in a single transaction between 18 June and 30 September 2012. New and existing customers must maintain this increased balance for a period of 6 months from time of deposit. Bonus interest is payable only once per SMSF. If you satisfy these eligibility criteria, the $500 bonus interest payment will be deposited into your DIY Super Working account by the last business day in the month immediately following the 6 month eligibility period. *Up to $1,000 of free brokerage is available to new and existing DIY Super Solution customers who open a Westpac Online Investing account between 18 June 2012 and 30 September 2012. Existing Westpac Online Investing customers are not eligible for the $1,000 offer. We will rebate to you the brokerage charged on each contract note for your online share trades made within 6 months of your account being opened, up to a total value of $1,000 (including GST). This offer is for online Australian share trades only. Full brokerage will be shown on the contract note. We will rebate the applicable brokerage to your trading account in the following month and an adjustment note will be emailed to you. This offer is valid until 30 September 2012 unless withdrawn or varied earlier. All qualifying trades must be settled within 6 months of account opening. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. This offer is not redeemable for cash and is not transferable. Westpac Online Investing’s normal terms and conditions apply unless otherwise specified here. The Westpac DIY Super Working and Westpac DIY Super Savings accounts are issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Westpac Online Investing through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 is a service provided by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400, a participant of the ASX Group. Fees and charges apply. Full details of terms and conditions are available from any branch or online at www.westpac.com.au/smsf © 2012 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. WRA0414_25.5x19.5_VA

Australia’s First Bank for Superannuation.

1. Transact. DIY Super Working account

2. Save. DIY Super Savings account

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