Uti mutual fund factsheet 2015

JANUARY 2015

UTI FUND WATCH

1

CMYK

CMYK

EQUITY MARKET

DEBT MARKET

MARKET REVIEW - December 2014

Domestic equity indices scaled new heights in November 2014 with key equity benchmarks CNX Nifty and S&P BSE Sensex gaining 3.20% and 2.97%, respectively. Upbeat domestic and global indicators provided support to the market. At home, investors cheered the fall in inflation to a five-year low of 1.77% in October and better-than-expected industrial output in September 2014. Fall in inflation (retail and wholesale) raised hopes of interest rate cut by the Reserve Bank of India (RBI) in its policy review on December 2, 2014. However, RBI kept key policy rates unchanged in its policy review. Encouraging comments from Finance Minister Arun Jaitley on reform measures and Road Transport and Highways and Shipping Minister Nitin Gadkari that it was time for the RBI to cut interest rates boosted the sentiments. Hopes that the government will clear key bills during the winter session of the Parliament aided market gains. Persistent buying of equities by Foreign Institutional Investors (FIIs) for the tenth consecutive month also augured well for the local indices. Bank of Japan’s surprise decision to expand its stimulus measures, and encouraging US jobs and housing data also augured well for the markets.

Gains were capped after Securities and Exchange Board of India (SEBI) imposed restrictions on the issue of Offshore Derivative Instruments (ODIs) by foreign portfolio investors (FPIs). Intermittent profit booking and volatility amid expiry of the November futures and options contract also dragged down equities. Discouraging global cues including Japan’s unexpected fall into recession and China’s poor manufacturing activity after its HSBC/Markit manufacturing purchasing managers' index (PMI) fell to a six-month low of 50.0 in November 2014 from a final reading of 50.4 in October 2014 also pulled down markets.

S&P BSE indices showed mixed performance in November 2014. Stock specific developments, the government planning to raise about Rs 89,120 cr ($14.4 bn) by reducing its stakes in state-run banks to 52% and anticipation of interest rate cuts by the central bank spurred buying in banking shares. S&P BSE BANKEX was the top gainer– up 8.75%. S&P BSE Realty index followed, rising 8.35% after the government relaxed foreign direct investment (FDI) norms for the sector and shares of Delhi-based realty firms surged after the government increased the Delhi floor area ratio to 200% for over 1,000 sq meter plots. S&P BSE Metal was the biggest loser, down 4.59% due to sell-off in metal stocks amid China’s disappointing manufacturing data. S&P BSE Oil & Gas index fell 2.20% following dismal earnings reports from oil marketing companies and as the government hiked excise duty on unbranded petrol and diesel.

Source for numbers: SEBI, RBI and the respective stock exchanges (BSE, NSE)

Interbank call money rates broadly hovered in the range of 7-9% during the month. Rates were on the lower side earlier on the back of comfortable liquidity conditions. Taking note of the condition, the Reserve Bank of India (RBI) conducted series of repo and reverse repo auctions and sold bonds to the tune of Rs 10,000 cr through the open market. Rates, however, spiked as banks borrowed heavily to meet reserve requirements ahead of a one-day strike by public sector bank employees who called for a wage revision. Outflows towards payment of cash management bills and state development bonds put liquidity under stress, thereby pushing up the rates. However, some month-end inflows from the government kept the call money rates from rising further.

Indian government bond prices advanced in the month with the yield on the 10-year benchmark paper 8.40% 2024 ending at 8.09% on November 28, 2014 as against 8.28% on October 31, 2014. Gilts were buoyed primarily on expectations of a softer policy stance from the RBI amid plunging global crude oil prices and moderating domestic inflation. Appetite for bonds improved following Finance Minister Arun Jaitley’s comments that lower interest rates will boost the economy. Further, he expressed hope that the Centre could achieve its divestment target set for the fiscal. These remarks were viewed positively as they indicated that the government might meet its fiscal deficit target. Sporadic buying support from foreign investors and public sector banks also supported gilts. Strong appetite for gilts witnessed at the RBI’s Rs 10,000 cr open market operation (OMO) bond sale further added to the gains.

Further rise was however capped due to sporadic profit sales, caution ahead of the US non-farm payroll data and on the Centre’s decision to hike excise duty on petrol and diesel to shore up finances. Sentiment was also dented slightly after RBI Executive Director Deepak Mohanty said domestic inflation expectations continued to remain high. Gains in gilts were restricted further by the rupee’s intermittent weakness against the dollar and trimming of positions in response to the RBI’s OMO bond sale announcement worth Rs 12,000 cr on December 1, 2014.

Source for numbers: CRISIL Research Fixed Income Database, CRISIL Centre for Economic Research (CCER) and RBI.

December 2014 was disappointing for the local equity indices with the benchmarks CNX Nifty and S&P BSE Sensex falling 3.56% and 4.16% respectively. In the calendar year 2014, however, both rose 31.39% and 29.89%, respectively; the highest calendar year returns in five years. Indices declined in December 2014 owing to disappointing domestic and global cues. Domestic indices were pulled down on worries after the government was not able to pass key bills such as insurance and miningdespite the winter session of the Parliament coming to an end. The government however pushed the legislations through the ordinance route afterwards.The government also passed emergency executive orders to ease land-acquisition rules and auction minerals such as iron ore to kick-start projects. Other weak domestic cues included a 4.25% fall in domestic industrial output in October 2014 and depreciation of the rupee. Profit booking and heavy capital outflows amid renewed concerns about the pace of global economic growth also dented market sentiment. Meanwhile, weakness in global markets amid a sharp slide in oil prices, turbulence in the Russian economy, renewed political turmoil in Greece and persistent concerns about global economic growth also pulled down the local indices.

Losses, however, were capped by gains made after the Reserve Bank of India (RBI) in its bi-monetary policy review on December 2, 2014 said that its policy stance could change "early next year" if the current inflation momentum continued. More gains were witnessed due to positive cues from the United States (US). The positives included comments from the US Federal Reserve that it would take a "patient" approach in deciding when to raise the interest rates and after data showed the US economy expanded by 5% annually in July-September 2014, up from the previous estimate of 3.9% and following a 4.6% growth in the previous quarter.

Among the S&P BSE sectoral indices analysed, S&P BSE BANKEX was the top gainer in the month, rising 1.16% buoyed by news that the govern-ment is considering cutting stake in public sector banks to help raise capital. The government is planning to raise around Rs 89,120 cr ($14.4 bn) by reducing its stakes in state-run banks to 52%. S&P BSE FMCG index rose 0.43% due to buying interest in defensive counters. S&P BSE Oil & Gas was the top loser, down 9.34% due to margin concerns on account of falling crude oil prices. S&P BSE Realty index fell 7.60% on a report that the government may set up regulatory bodies and appellate authorities for the sector in every state.

Source for numbers: SEBI, RBI and the respective stock exchanges (BSE, NSE)

Interbank call money rates mostly traded around the repo rate of 8% in December, 2014. Comfortable liquidity conditions kept the rates on the lower side earlier in the month. However, banks’ demand for funds to make indirect tax payments, borrowings to meet quarter-end reserve requirements, payments for gilts purchased during auctions and state development bond payments put pressure on the rates. Demand for funds was also strong due to advance tax payments. Further rise in the call rates was, however, restricted due to inflows from government spending and the Reserve Bank of India’s (RBI) regular cash injections through term repo auctions.

Indian government bond prices ended higher in the month with the yield on the 10-year benchmark paper 8.40% 2024 falling to 7.86% on Decem-ber 31, 2014, compared with 8.09% on November 28, 2014. Gilts strengthened significantly following the RBI’s monetary policy announcement on December 2, 2014 which participants perceived as dovish. The RBI said that a change in the monetary policy stance is likely early next year, including outside the policy review cycle if the current trend of declining inflation continues and if fiscal developments are encouraging. Low global crude oil prices and fall in domestic inflation data also boosted bond prices during the month. Market sentiment improved further after the United States (US) Federal Reserve adopted a dovish tone in its policy statement announced on December 17, 2014 and on expectations of further buying support from foreign players at the start of 2015.

However, further gains in government bond prices was capped by intermittent profit sales and worries about heavy Foreign Institutional Inves-tors (FIIs) selling amid the rupee’s downfall against the dollar during the month. Government bond prices also fell on reports that the government may fall short of its direct tax collection target for the current financial year.

Meanwhile, the RBI announced that it will auction treasury bills worth Rs 1.69 lakh cr for the fourth quarter of financial year2014-2015. The central bank also said the indicative quantum of total market borrowings by state governments and union territory of Puducherry for the fourth quarter of financial year 2014-2015 is expected to be in range of Rs 65,000-75,000 cr.

Source for numbers: CRISIL Research Fixed Income Database, CRISIL Centre for Economic Research (CCER) and RBI.

2

CMYK

CMYK

UTI MUTUAL FUND IN MEDIA**

Publication: Business Standard

Date: December 12, 2014

3

UTI MUTUAL FUND IN MEDIA**

CMYK

CMYK

Publication: Hindu Business Line

Date: December 8, 2014

CMY K

CMYK

4

Key Features

Investment Objective

Asset Allocation

Min. Invest Amt.

Entry Load/Exit Load

P l a n s / O p t i o n s(Regular / Direct)

SIP

SWP

Trigger

Fund Size (Quarterly Average ason 31/12/2 014)

Expense Ratio@


FUNDS AT A GLANCE

Benchmark Index

Key Features UTI Dividend YieldFund

UTI LeadershipEquity Fund

UTI OpportunitiesFund

UTI MNC FUND UTI Wealth Builder FundSeries - II

This scheme aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares, equity-related instruments and fully convertible bonds/debentures of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the nonconvertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from the date of acquisition.

This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

An open ended equity fund seeking to generate long term capital appreciation by investing in equity & equity related instruments across market capitalization, fixed income securities and money market instruments.

The investment objective of the Scheme is to provide medium to long term capital gains and / or dividend distribution by investing predominantly in equity & equity related instruments, which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-re lated instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

The investment objective of the scheme is to achieve long-term capital appreciation and/or div idend distr ibut ion by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Mastershare UnitScheme

UTI Equity Fund UTI Top 100 Fund UTI Multi Cap Fund

Asset Allocation

Min. Invest Amt.



SIP

SWP

Trigger

Fund Size (Quarterly Average ason 31/12/2014 )

Expense Ratio@

Benchmark Index

` 5,000/-

EntryLoad

HoldingPeriod

ExitLoad

Nil< 1 Year

>= 1 Year

1%

Nil

Growth optionDividend option with Payout andReinvestment

Cr.3,276

2.17 %

S&P BSE 100

` 5,000/-

EntryLoad

HoldingPeriod

ExitLoad

Nil< 1 Year

>= 1 Year

1%

Nil


Cr.1,757

2.33 %

` 5,000/-


Cr.5,103

2.22 %

EntryLoad

HoldingPeriod

ExitLoad

< 1 Year 1%Nil

>= 1 Year Nil

CNX NIFTY

EntryLoad

Nil

` 5,000/-

HoldingPeriod

ExitLoad

<=730 days

>730 days

1.00%

Nil


Cr539

2.81 %

CNX MNC

Please refer to pg. 60 Equity 65% to 100%Gold ETFs 0% to 35%Debt 0% to 35%

EntryLoad

HoldingPeriod

ExitLoad

Nil< 1 Year

>= 1 Year

1.00%

Nil

493 Cr.

2.57 %

Please refer to pg. 62

High dividend yield equity and equity related instruments 65-100%, Other equity and equity related instruments 0-35%, debt and money market instruments 0- 10%

S&P BSE 100


Please refer to pg. 60 Please refer to pg. 60


Equity minimum 70%Debt maximum 30%

` 5,000/-

EntryLoad

HoldingPeriod

ExitLoad

Nil<1 Year

>=1 Year

1%

Nil


Cr.2,934

2.17 %

EntryLoad

Nil

S&P BSE 100

At least 80% in equity, upto20% in debt

` 5,000/-

EntryLoad

HoldingPeriod

ExitLoad

Nil< 1 Year

>= 1 Year

1%

Nil


3,780 Cr.

2.23 %

S&P BSE 100

` 5,000/-

HoldingPeriod

ExitLoad

< 1 Year

>= 1 Year

1%


Cr.685

2.53 %


Nil

S&P BSE 100

` 5,000/-

EntryLoad

HoldingPeriod

ExitLoad

Nil

Growth optionDividend Payout OptionDividend Reinvestment Option

372 Cr.

2.84 %

S&P BSE 200


<=548 days

>548 days

1.00%

Nil

5

Key Features


Asset Allocation

Min. Invest Amt.



Fund Size (Quarterly Average ason 31/12/2014)

Expense Ratio@

Key Features


Asset Allocation

Min. Invest Amt.



SIP

SWP

Trigger

Fund Size (Quarterly Average ason 31/12/2014)

Expense Ratio@

FUNDS AT A GLANCE

Benchmark Index

Benchmark Index

UTI Energy Fund

` 5,000/-


258 Cr.

2.79 %

EntryLoad

HoldingPeriod

ExitLoad

Nil

UTI Energy Index

` 5,000/-


325 Cr.

2.97 %

UTI Transportation &Logistics Fund

Entry Load HoldingPeriod

ExitLoad

Nil

UTI Transportation & LogisticsIndex


UTI Equity Tax Savings Plan

At least 80% in equity / equityrelated instrumentsUp to 20 % in Cash/MoneyMarket Instruments

` 500/-

Entry Load Exit Load

Nil Nil


Cr.540

2.68 %

S&P BSE 100

UTI Mid Cap Fund

` 5,000/-


1,956 Cr.

2.55 %

CNX Mid Cap Index


UTI India Lifestyle Fund

` 5,000/-

Growth optionDividend option with Payoutand Reinvestment

Cr.319

2.61 %

CNX 500


UTI InfrastructureFund

` 5,000/-


Cr.1,592

2.25 %

S&P BSE 100


` 5,000/-


208 Cr.

2.95 %

UTI Pharma &Healthcare Fund

EntryLoad

HoldingPeriod

ExitLoad

Nil

CNX Pharmaceuticals


EntryLoad

HoldingPeriod

ExitLoad

Nil<=548 days

>548 days

1.00%

Nil

EntryLoad

HoldingPeriod

ExitLoad

Nil<= 548 days - 1.00%

>548 days - Nil

EntryLoad

HoldingPeriod

ExitLoad

Nil<= 548 days - 1.00%

>548 days - Nil

SIP

SWP

Trigger

CMY K

CMYK

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

The investment objective of the Scheme is to provide income distribution and / or medium to long term “capita l a p p r e c i a t i o n ” b y i n v e s t i n g predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

The objective of the Scheme is

capital appreciation through

investments in equities and

equity related instruments of

the Pharma & Healthcare sector

The objective of the Scheme is

capital appreciation through

investments in equities and

equity related instruments of

the energy sectors.

Investment Objective is

" c a p i t a l a p p r e c i a t i o n "

through investments in stocks

of the companies engaged in

the transportat ion and

logistics sector.

Please refer to Pg. 9

CNX Bank Nifty

UTI Banking Sector Fund

` 5,000/-


385 Cr.

2.78 %

EntryLoad

HoldingPeriod

ExitLoad

Nil<= 548 days - 1.00%

>548 days - Nil

Investment objective is "capital

appreciation" through investments in

the stocks of the companies/

institutions engaged in the banking

and financial services activities.



Minimum 80% in equity& Maximum 20% in debt

_

Growth Option

2.25 %

S&P BSE 100

UTI Master EquityPlan Unit Scheme*

Entry Exit

N.A. Nil

Cr.1,650

The scheme primarily aims at securing for the members c a p i t a l a p p r e c i a t i o n b y investing the funds of the scheme in equity shares and c o n v e r t i b l e a n d n o n -convertible bonds / debentures of companies with good growth prospects and money market instruments.

<=548 days

>548 days

1.00%

Nil

<=548 days

>548 days

1.00%

Nil

<=548 days

>548 days

1.00%

Nil

6

FUNDS AT A GLANCE

Key Features


Asset Allocation

Min. Invest Amt.

P lans/Opt ions(Regular / Direct)

SIP

SWP

Trigger

Fund Size~

Expense Ratio@


Key Features


Asset Allocation

Min. Invest Amt.

P lans/Opt ions(Regular / Direct)

SIP

SWP

Trigger

Fund Size~

Expense Ratio@


Benchmark Index

Benchmark Index

UTI Rajiv Gandhi Equity Saving Scheme*


` 500/-

Entry Exit

N.A. Nil

Growth optionDividend option with Payout and Reinvestment

Cr.137

2.70 %

UTI Long TermAdvantage Fund - Series I*


` 500/-

Entry Exit

N.A. Nil


Cr.226

2.64 %

~ (Quarterly Average as on 31/12/2014)

*Scheme closed for subscription

UTI Spread Fund

UTI Nifty Index Fund


` 5,000/-

177 Cr.

1.06 %



Nil

Nil

1%

Nil

Holding Period

< 15 Days

>= 15 Days

CNX NIFTY Index

UTI Balanced Fund

Growth Option ` 1000/-Income Option ` 5,000/-

Entry Load Holding Period Exit Load

Nil< 1 Year

>= 1 Year

1%

Nil


1221.45 Cr.

2.48 %

UTI Unit Linked Insurance Plan

Minimum Target Amt. `15,000/-

10 year Plan / 15 year Plan

2917.44 Cr.

Debt- Minimum 60%, Maximum100%, Equity Maximum 40%

Nil 2% for prematurewithdrawalNil - On or afterMaturity

2.00%

CRISIL Balanced Fund Index CRISIL Debt Hybrid (60:40)


UTI-Unit Scheme for Charitable &Religious Trust & Registered Societies

Maximum 30% in Equity andequity related instrument,balance in debt

Nil < 1 Year - 1.00%>= 1 Year - Nil

Growth optionDividend option withReinvestment

386.59 Cr.

1.68 %

CRISIL Debt Hybrid (75:25)


CMY K

CMYK

To provide medium to long term capital appreciation alongwith income tax benefit.

To provide medium to long term capital appreciation along with income tax benefit.

The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX-Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

To provide return through growth in the NAV or through dividend distribution and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.

To primarily provide regular income to unitholders of the scheme. Funds collected under the scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt instruments including money market instruments of low to medium risk profile. (ii) Not more than 30% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.

S&P BSE 100 S&P BSE 100

Equity/equity related 65-90%,derivatives 65-90%,money market &debt instruments 10-35%

` 5,000/-


28 Cr.

1.11 %


Nil

Holding Period

<=180 days

CRISIL Liquid Fund Index

To provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and d e r i va t i v e m a r ke t b y i nv e s t i n g predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

0.50%

UTI Long TermAdvantage Fund - Series II*


` 5,000/-

33 Cr.

1.71 %

CNX Nifty


Nil

N.A

7

FUNDS AT A GLANCE


Asset Allocation

Min. Invest Amt.

Plans/Options(Regular/Direct)

SIP

SWP

Strip

Fund Size ~

Expense Ratio@


Key Features


Asset Allocation

Min. Invest Amt.

Plans/Options(Regular /Instituitional/Direct)

SIP

SWP

Strip

Fund Size ~

Expense Ratio@


~ (Quarterly Average as on 31/12/2014)

Benchmark Index

Benchmark Index

UTI Bond Fund


2229.83 Cr.

1.68 %

Growth optionDividend option (with Payout & ReinvestmentFacility)Default Option - Growth Option

Nil Nil

Crisil Composite Bond Fund Index


UTI MIS AdvantagePlan

Monthly Dividend Plan, FlexiDividend Plan, MonthlyPayment Plan, Growth Plan

475.93 Cr.

2.07 %

Nil

CRISIL MIP Blended Index


` 1,000/-

Nil 3% - < 2 yrs.2% - >= 2 yrs. & < 4 yrs.1% - >= 4 yrs. & < 5 yrs.Nil - >= 5 yrs.

Growth Scholarship

3328.54 Cr.

1.86 %



` 1,000/-

Growth optionDividend optionScholarship Option

118.5 Cr.

1.70 %

Nil 4% - < 1 yr.3% - >= 1 yr. & < 3 yrs.1% - >= 3 yrs. & < 5 yrs.Nil - >= 5 yrs.

CRISIL Balanced Fund Index

Please refer to pg. 60Debt-Minimum 70%, Max. 100%,Equity - Min. Nil, Max. 30%

Growth Option ` 1000/-Income Option ` 5,000/-

Nil 0.75% - < 1 yr.Nil - >= 1 yr.

Growth optionDividend option with Reinvestment

196.39 Cr.

2.38 %


Not more than 40% in Equity/Equity related Instruments Balancein Debt

` 500/- (Subject toattaining a minimuminvestment of ` 10,000/-by the age of 52 years)

Nil5% - < 1 yr.3% - >= 1 yr. & < 3 yrs.1% - >= 3 yrs.Nil - >= 5 yrs.Nil - Redemption at maturity

(i.e. 58 years of age)

Growth Option

1345.24 Cr.

2.23 %


Key Features UTI Children's CareerBalanced Plan

UTI CCP AdvantageFund

UTI Mahila UnitScheme

UTI Retirement BenefitPension Fund

UTI Monthly IncomeScheme

Growth optionDividend option withReinvestment

282.68 Cr.

1.94 %

Nil <= 1095 Days - 1.00%

CRISIL MIP Blended Index(Please refer to pg. 62)



CRISIL Short Term Bond Fund Index

UTI Short Term IncomeFund

Nil For all investment made on or afterDecember 05, 2014

4035.17 Cr.

1.07 %



Growth Sub-Option

Dividend Sub-Option

UTI Floating Rate Fund

Fixed Rate Debt Securities - 0% to35% Floating Rate Debt Securities- 65% to 100%

Nil Nil(w.e.f. October 01,2012)

4,064.31 4 Cr.

0.43 %



UTI Dynamic BondFund


Nil

<= 365 days 1.00%> 365 days Nil (w.e.f.Jan 01, 2015)


431.57 Cr.

1.14 %

Crisil Composite Bond FundIndex

CMY K

CMYK

Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/ bonds of companies/corporates etc and other capital and money market instruments subject to the condition that (i) not less than 60% of the funds will be invested in debt instruments of low to medium risk profile having a rating of A+ and above or equivalent at the time of investment and (ii) not more than 40% of the funds in equ i t ies and equ i ty re lated instruments. The risk profile of equity investments could be high.

To provide pension in the form of periodical income/ cashflow to the unitholders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

To invest in a portfolio of equity/equity related securities and debt and money market instruments with a view to generating reasonable income w i t h m o d e r a t e c a p i t a l appreciation.

Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum- 70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including securitised Debt* 0% Maximum - 30%,Risk Profile Low to M e d i u m . * I n v e s t m e n t i n securit ised Debt wi l l not normally exceed 20% of the net assets of the scheme.

The scheme aims at distributing income, if any, periodically.

Please refer to page no. 44 The Scheme will retain the

flexibility to invest in the entire

range of debt and money market

instruments. The flexibility is

being retained to adjust the

portfolio in response to a change

in the risk to return equation for

asset classes under investment,

with a view to maintain risks

within manageable limits.

To g e n e r a t e s t e a d y a n d

reasonable income with low risk

and high level of liquidity from a

portfolio of money market

securities and high quality debt.

The investment objective of the

scheme is to generate optimal

returns with adequate liquidity

through active management of the

portfolio, by investing in debt and

money market inst ruments .

However, there can be no assurance

that the investment objective of the

scheme will be realized.

To generate regular income through

investment in a portfolio comprising

substantially of floating rate debt / money

market instruments, fixed rate debt /

money market instruments swapped for

floating rate returns. The Scheme may also

invest a portion of its net assets in fixed rate

debt securities and money market

instruments .However there can be no

assurance that the investment objective of

the Scheme will be achieved. The Scheme

does not guarantee / indicate any returns.

Monthly Dividend Plan and Monthly Payment Plan: - ` 25,000/-Flexi Dividend Plan and GrowthPlan: - 5,000/-

Growth OptionDaily Dividend Reinvestment Option Weekly Dividend Reinvestment OptionFlexi Dividend Option

Minimum initial investment amount is ` 10,000/- and in multiples of ` 1/-

Default Plan Growth Plan

<= 30 days : 0.25%; >30 days : NIL

Nil

> 1095 Days - Nil

CMY K

CMYK

8


Asset Allocation

Min. Invest Amt.


SIP

SWP

Strip

Fund Size ~

Expense Ratio@


FUNDS AT A GLANCE

In addition there is a Direct Plan which is offered in each of the schemes/plans mentioned above except, scheme closed for subscription.~(Quarterly Average as on 31/12/2014)

Benchmark Index

Nil

629.9 Cr.

2.04 %



4286.15 Cr.

0.12 %



` 5,000/- Please refer to pg. 62

Dividend Option Daily Dividend Reinvestment Weekly Dividend Reinvestment Growth Option

6669.72 Cr.

0.42 %

EntryLoad

ExitLoad

Nil Nil




Growth Option, Daily Dividend Reinvestment Option, Weekly, Monthly, Quarterly, Annual Dividend Option, Bonus Option

Growth Option ` 1,000/-Income Option ` 10,000/-

EntryLoad

ExitLoad

Nil Nil

16.49 Cr. (STP)

0.58 %

STP

I-Sec Si-BEX


Key Features UTI IncomeOpportunities Fund

UTI Money Market Fund

UTI TreasuryAdvantage Fund UTI-G-Sec FundUTI GILT Advantage Fund


Nil

191.65 Cr.

1.23 %

I-Sec Li-BEX


@ ‘Expense Ratio’ represents ‘Total Recurring Expenses’ as a percentage of daily / weekly average net assets’ vide

published unaudited half yearly financial results for the period ended 30 September 2014.

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of p r i n c i p a l a n d i n t e re s t . However there can be no assurance that the investment objective of the Scheme will be achieved.

To generate credit risk-free return by way of income or growth by investing in C e n t r a l G o v e r n m e n t Securities, Treasury Bills, Call Money and Repos. U n d e r n o r m a l circumstances at least 65% of the total portfolio will be invested in securities issued/created by the Central Government.

The investment objective of the scheme is generate resaonable income and capital appreciation by investing in debt and m o n e y m a r k e t i n s t r u m e n t s a c r o s s different maturities and credit ratings. There is no a s s u ra n c e t h a t t h e investment objective of the scheme wil l be achieved.

To provide highest possible current income consistent with preservation of capital and providing liquidity f r o m i n v e s t i n g i n a diversified portfolio of short term money market securities.

Gowth OptionDividend Option (with Payout and Reinvestment Facilities)Default Option - Growth Option

For all investments made on

or after September 24, 2012

- NILNil

Growth Plan - Dividend Plan (with payout & reinvestmentfacilities)

Growth Option, Periodic OptionDaily Dividend Option

Investment

Objective

Asset Allocation

Min. Invest Amt.


SIP

SWP

Strip

Fund Size ~

Expense Ratio@


Benchmark Index

Key Features

Min. 65% in Money Market

Instrument & Max. 35% in Debt.

Nil

16637.14 Cr.



UTI Liquid Cash Plan

The investment objective of the Scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio o f m o n e y m a r k e t secur i t ies and high quality debt.

Nil

Growth Option, Daily Dividend Reinvestment, OptionWeekly Dividend ReinvestmentOption, Monthly Dividend Option

0.09 %

48.87 Cr.

0.24 %

EntryLoad

Exit Load

Nil

Less than or equal to (<=) 30 days: 0.25%

Greater than (>) 30 days: NIL




UTI - Banking and PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Dividend option & Growth option

< = 365 Days -1.00%> 365 Days - Nil

< = 548 Days -2.00%> 548 Days &<=1095 Days -1.00%> 1095 Days - Nil

C MY K

C MY K

9

FUNDOPEDIA (Investment Objective)Equity Funds Category

UTI MASTERSHARE UNIT SCHEME


UTI EQUITY FUND


UTI MULTI CAP FUND


UTI TOP 100 FUNDThe fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI MNC FUNDThe Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

UTI INFRASTRUCTURE FUND

The investment objective of the Scheme is to provide income distribution and / or medium to long term “capital appreciation” by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI MID CAP FUND

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI DIVIDEND YIELD FUND


UTI OPPORTUNITIES FUND

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI LEADERSHIP EQUITY FUND

The investment objective of the scheme is to achieve long-term capital appreciation and/or dividend distribution by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.

UTI INDIA LIFESTYLE FUND

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI WEALTH BUILDER FUND SERIES - II


UTI PHARMA & HEALTHCARE FUNDInvestment will be made in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.

UTI BANKING SECTOR FUNDInvestment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI ENERGY FUND

Investment will be made in stocks engaged in the following areas: - Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies. Companies which are into production of Ethanol business related to storage of energy and companies involved in business of delivering energy in different forms. Industrial manufacturing companies which are into manufacturing of equipment related to energy development (like petro and power) and related areas, pipes/cables and laying them. It will also include manufacturing of bulbs and related system. Consultancy & Finance: Companies involved in consulting and financing these businesses.

UTI TRANSPORTATION & LOGISTICS FUNDInvestment Objective is "capital appreciation" through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI EQUITY TAX SAVINGS PLANThe funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI MASTER EQUITY PLAN UNIT SCHEMEThe scheme primarily aims at securing for the members capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

UTI LONG TERM ADVANTAGE FUND SERIES - IThe investment objective of the scheme is to provide medium to long term capital appreciation alongwith income tax benefit.

UTI LONG TERM ADVANTAGE FUND SERIES - IIThe investment objective of the scheme is to provide medium to long term capital appreciation along with income tax benefit.

UTI SPREAD FUND

The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

UTI Rajiv Gandhi Equity Saving Scheme*

The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index. The fund would be qualified as a investment option targeting investment under Govt. Notified Rajiv Gandhi Equity Saving Scheme.

UTI Mastershare Unit Scheme S&P BSE 100

C MY K

C MY K

10

UTI MASTERSHARE UNIT SCHEME

Sectoral Breakdown ( % as compared to Benchmark )

Portfolio as on December 31, 2014

Equity

New Initiative SMS: LMS to 5676756 to get scheme details.

All figures given are provisional and unaudited.

Diversified Equity Fund

Active Stock positions (as compared to Benchmark)

` 10,000# invested at inception: UTI Master Share Unit Scheme Vs. S&P BSE 100

SnapshotManagement Style - Market Cap Grid

Mid & Small

Large

Aggressive Moderate Conservative

Large & Mid

Market Capitalisation (%)

Large Mid Small

78 21 1


Volatility Measures Fund Benchmark

SIP Returns as on December 31, 2014

FundS&P BSE

100Fund (`)Period Yield (%) Yield (%) Yield (%)

S&PBSE Sensex

Value- S&P BSE 100 (`)

S&PBSE Sensex (`)

InvestmentAmount (`)


Fund ManagerMrs. Swati Kulkarni , MFM (NMIMS), CFA

Inception Date: 15th October, 1986

Fund Size (Quarterly Average as on 31/12/2014):

` 2934 Crore

No. of Unit Holders : 5,16,509

Minimum Investment Amount : ` 5,000/-

NAV as on December 31, 2014 : Growth Option: ` 87.45 , Income Option: ` 33.71

01/01/2012 31/12/2012 25.07 29.96 25.70 12,507 12,996 12,570 01/01/2013 31/12/2013 5.90 5.87 8.98 10,590 10,587 10,898 01/01/2014 31/12/2014 43.29 32.28 29.89 14,329 13,228 12,989 3 Years* 23.79 22.07 21.16 18,981 18,200 17,795 5 Years* 12.53 9.34 9.50 18,050 15,632 15,746 Since inception as on

31/12/2014 (CAGR)* 15.97 14.48 14.60 6,55,623 4,54,802 4,68,658

High/Low NAV in the month : Growth option ` 89.67 / ` 83.76

# Initial investment along with the value of Rights entitlement discounted at the scheme's CAGR, assuming all dividends were reinvested at the immediate ex-div. NAV, till the growth option was not available and considering NAVs under growth option thereafter.Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.S&P BSE 100 since 01-01-1990. Prior period Sensex returns. *Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

01/01/2012 to 31/12/2012 12,000 13,328 13,559 13,373 21.12 24.92 21.8601/01/2013 to 31/12/2013 12,000 12,845 12,874 12,944 13.30 13.75 14.8801/01/2014 to 31/12/2014 12,000 14,751 13,894 13,703 45.09 30.51 27.33Since inception as on 31/12/2014@ 1,21,000 2,65,793 2,38,015 2,37,100 14.91 12.86 12.79

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).

Beta 0.90 Standard Deviation (Annual) 12.3% 13.2%Portfolio Turnover Ratio (Annual) 0.24

Overweight (Top-5)Bharat Forge Ltd.SKF India Ltd.Axis Bank Ltd.Bharat Electronics Ltd.Shree Cement Ltd.

Underweight (Top-5)HDFC Ltd.ITC Ltd.State Bank Of IndiaTata Motors Ltd.Mahindra & Mahindra Ltd.

% of top 10 stocks 44.76Median Market Cap (` Cr) 89,994 Weighted Average Market Cap (` Cr.) 129,457

Fund Performance Vs Benchmark

PeriodNAV (%)

S&P BSE 100(%)

S&P BSE Sensex (%)

NAV (`)

S&P BSE 100 (`)

S&P BSE Sensex (`)

Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000

6,55,623

4,54,802

HDFC Bank Ltd. 7.58

Infosys Ltd. 5.39

ICICI Bank Ltd 5.08

Axis Bank Ltd. 4.79

Tata Consultancy Services Ltd. 4.72

Bharat Forge Ltd. 3.94

Reliance Industries Ltd. 3.93

SKF India Ltd. 3.40

Sun Pharmaceuticals Industries Ltd. 2.97

Hero Motocorp Ltd. 2.96

Asian Paints Ltd. 2.91

Maruti Suzuki India Ltd. 2.88

ITC Ltd. 2.80

Larsen & Toubro Ltd. 2.72

Tech Mahindra Ltd 2.68

Bharat Petroleum Corporation Ltd. 2.48

Bharat Electronics Ltd. 2.19

Wipro Ltd. 2.17

Ultratech Cement Ltd. 2.15

Shree Cement Ltd. 2.11

Sanofi India Ltd. 2.07

Bosch Ltd. 2.07

NCC Ltd. 1.75

Bank Of Baroda 1.73

Adani Ports And Special Economic Zone Ltd 1.59

Bharti Airtel Ltd. 1.50

Cipla Ltd. 1.44

United Spirits Ltd. 1.27

IRB Infrastructure Developers Ltd. 1.23

Grasim Industries Ltd. 1.20

Others 13.11

Net Current Assets 1.19

Total 100.00

- Long term capital growth- Investment in equity instruments of fundamentally strong companies- High risk (Brown)

This product is suitable for investors who are seeking*:

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

(BLUE) investors understand that their principal will be at low risk

(YELLOW) investors understand that their principal will be at medium risk

(BROWN) investors understand that their principal will be at high risk

Note: Risk may be represented as :

S&P-BSE 100UTI Mastershare Unit Scheme

% of NAV

0

104000

208000

312000

416000

660000

Oct-86 Oct-90 Oct-94 Oct-98 Oct-02 Oct-06 Oct-10 Dec-14

0%9%

4%

2%12%

6%

8%2%

11%13%

31%

1%5%6%

6%7%

9%

9%10%10%

15%22%

0% 10% 20% 30% 40%

CASH

OTHERSCONSTRUCTION

CEMENT & CEMENT PRODUCTS

CONSUMER GOODSPHARMA

AUTOMOBILE

INDUSTRIAL MANUFACTURINGENERGY

IT

FINANCIAL SERVICES

C MY K

C MY K

11

UTI EQUITY FUND


` 10,000 invested at inception: UTI Equity Fund Vs. S&P BSE 100



Equity % of NAV





SnapshotHead-Equity & Fund ManagerMr. Anoop Bhaskar, B.Com. MBA (Finance)




Fund Size(Quarterly Average as on 31/12/2014):

` 3,780 Crore

Inception Date: 18th May, 1992


Management Style - Market Cap Grid

Mid & Small

Large


Large & Mid


Large Mid Small

82 15 3

‘


Period Yield (%)Fund

Yield (%)S&P BSE 100

Yield (%)CNX Nifty

Value-Fund (`)

S&P BSE 100 (`)

CNX Nifty (`)

InvestmentAmount(`)

NAV S&P BSE 100 CNX Nifty CNX NiftyPeriod (%) (%) (%)

NAV (`)

S&P BSE 100(`) (`)

Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000

01/01/2012 31/12/2012 32.15 29.96 27.70 13,215 12,996 12,770 01/01/2013 31/12/2013 7.56 5.87 6.76 10,756 10,587 10,676 01/01/2014 31/12/2014 46.76 32.28 31.39 14,676 13,228 13,139 3 Years* 27.74 22.07 21.42 20,858 18,200 17,910 5 Years* 15.25 9.34 9.75 20,341 15,632 15,927Since inception as on 31/12/2014 (CAGR)* 12.74 10.48 10.04 1,50,945 95,445 87,201

The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

01/01/2012 to 31/12/2012 12,000 13,725 13,559 13,418 27.66 24.92 22.5901/01/2013 to 31/12/2013 12,000 13,105 12,874 12,838 17.49 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,971 13,894 13,832 48.90 30.51 29.48Since inception as on 31/12/2014 @ 1,21,000 3,07,443 2,38,015 2,37,400 17.59 12.86 12.82




Overweight (Top5)Shree Cement Ltd.Bosch Ltd.Eicher Motors LtdBank Of BarodaNCC Ltd.

Underweight(Top5)HDFC Ltd.ITC Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.Hindustan Unilever Ltd.

% of top 10 stocks 39.03

Median Market Cap (` Cr) 74,711

Weighted Average Market Cap (` Cr.) 132,048


New Initiative

SMS: LEF to 5676756 to get scheme details.

HDFC Bank Ltd. 5.36

ICICI Bank Ltd 5.33

Infosys Ltd. 5.23






ITC Ltd. 2.57

State Bank Of India 2.54

Axis Bank Ltd. 2.43

Bosch Ltd. 2.36

Eicher Motors Ltd 2.34

Bank Of Baroda 2.07 0.16


Lupin Ltd. 2.00


Indus Ind Bank Ltd. 1.82


Nestle India Ltd. 1.72

Punjab National Bank 1.46 0.14

Wipro Ltd. 1.60


NCC Ltd. 1.49


Tata Motors Ltd. 1.35

Federal Bank Ltd. 1.35

Oil & Natural Gas Corporation Ltd. 1.33

Whirlpool Of India Ltd. 1.29

ING Vysya Bank Limited. 1.27

Others 24.18 0.49


Total 100.00

- Long term capital growth- Investment in equity instruments of companies with good growth prospects- High risk (Brown)


*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :




1,50,945

95,445

UTI Equity Fund S&P BSE 100

S&P-BSE 100UTI Equity Fund

5000

35000

65000

95000

125000

155000

Aug-92 Aug-98 Aug-04 Aug-10 Dec-14

% of NAV (Futures)

0%

4%

2%

11%

6%

12%

11%

13%

8%

31%

1%

5%

6%

8%

8%

9%

10%

13%

14%

25%

0% 10% 20% 30% 40%

CASH

CONSTRUCTION


OTHERS

PHARMA

CONSUMER GOODS

ENERGY

IT

AUTOMOBILE

FINANCIAL SERVICES

C MY K

C MY K

12

UTI TOP 100 FUND


Equity % of NAV




` 10,000 invested at inception: UTI Top 100 Fund Vs. S&P BSE 100

SnapshotFund ManagerMrs Swati Kulkarni, MFM (NMIMS), CFA





` 685 Crore




Mid & Small

Large


Large & Mid


Large Mid Small

76 20





PeriodNAV (%)

CNX Nifty (%)

NAV (`)

CNX Nifty (`)

S&P BSE 100 (%)

S&P BSE 100 (`)

‘

Yield (%)CNX Nifty


PeriodYield (%)

FundYield (%)S&P BSE 100

Value-Fund (`)

S&P BSE 100 (`)

CNX Nifty (`)


The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

01/01/2012 31/12/2012 22.61 29.96 27.70 12,261 12,996 12,770 01/01/2013 31/12/2013 6.26 5.87 6.76 10,626 10,587 10,676 01/01/2014 31/12/2014 41.70 32.28 31.39 14,170 13,228 13,139 3 Years* 22.65 22.07 21.42 18,461 18,200 17,910 5 Years* 11.80 9.34 9.75 17,472 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 14.85 12.93 12.51 21,771 19,804 19,393


01/01/2012 to 31/12/2012 12,000 13,303 13,559 13,418 20.71 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,939 12,874 12,838 14.81 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,679 13,894 13,832 43.85 30.51 29.48Since inception as on31/12/2014 68,000 1,09,971 1,00,958 1,00,892 16.88 13.85 13.82

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.


Overweight (Top5)SKF India Ltd.Bharat Forge Ltd.Bosch Ltd.Orient Cement LimitedHDFC Bank Ltd.

Underweight(Top5)HDFC Ltd.ITC Ltd.State Bank Of IndiaTata Motors Ltd.Kotak Mahindra Bank Ltd.



New Initiative

SMS: LTOP to 5676756 to get scheme details.

- Long term capital growth- Investment predominantly in equity instruments of Top 100 companies by market

capitalisation - High risk (Brown)






HDFC Bank Ltd. 7.50

ICICI Bank Ltd 6.13

Infosys Ltd. 5.66



Axis Bank Ltd. 3.80


SKF India Ltd. 3.49

ITC Ltd. 3.31



Bosch Ltd. 2.89


Orient Cement Limited 2.46


Crompton Greaves Ltd. 2.16

Wipro Ltd. 2.16





Cummins India Ltd. 1.85



Cipla Ltd. 1.71

IDFC Ltd. 1.63

Dr. Reddy'S Laboratories Ltd. 1.62

NCC Ltd. 1.60

Mahindra & Mahindra Ltd. 1.28


Others 12.79


Total 100.00UTI TOP 100 FUND S&P BSE 100

21,771

19,804

S&P-BSE 100UTI Top 100 Fund

4

9,000

12,000

15,000

18,000

21,000

24,000

May-09 May-10 May-11 May-12 May-13 Dec-14

0%9%

4%

12%

2%

11%

6%8%

2%13%

31%

1%5%

6%6%

7%

7%

9%

10%

13%

16%

21%

0% 10% 20% 30% 40%

CASH

OTHERS

CONSTRUCTION

CONSUMER GOODS


ENERGY

PHARMA

AUTOMOBILE

INDUSTRIAL MANUFACTURING

IT

FINANCIAL SERVICES

C MY K

C MY K

13

UTI MULTI CAP FUND


Equity




SnapshotFund ManagerMr. Lalit Nambiar , CFA, MMS (Finance)

NAV as on December 31, 2014 : Growth Option: ` 10.66 Income Option: ` 10.66




` 372 Crore

Inception Date: 22nd August, 2014



Mid & Small

Large


Large & Mid


Large Mid Small

81






Overweight (Top5)

Wipro Ltd.

Indian Hotels Company Ltd.

Tata Consultancy Services Ltd.

United Spirits Ltd.

Federal Bank Ltd.

Underweight(Top5)

ITC Ltd.

HDFC Ltd.

Mahindra & Mahindra Ltd.

Kotak Mahindra Bank Ltd.

HCL Technologies Ltd.


Infosys Ltd. 5.69


ICICI Bank Ltd 4.64

HDFC Bank Ltd. 4.49


Axis Bank Ltd. 3.22


ITC Ltd. 3.17


HDFC Ltd. 2.70

Wipro Ltd. 2.65



Indian Hotels Company Ltd. 1.82






Punjab National Bank 1.46




Lupin Ltd. 1.30

Bank Of Baroda 1.29

Mahindra & Mahindra Fin.Ser.Ltd. 1.27


Hindustan Unilever Ltd. 0.99

Supreme Infrastructure India Ltd. 0.96

Crisil Ltd 0.95

Others 23.94


Total 100.00


New Initiative SMS: LCF to 5676756 to get scheme details.

% of NAV

- Long term capital growth- Investment in undervalued equity instruments based on insights from behavioral

finance - High risk (Brown)






S&P BSE 200UTI Multi Cap Fund

16 3

As per the Security and Exchange Board of India ( SEBI ) circular No. Cir/IMD/DF/13/2011 Dated August 22, 2011

Where the Scheme has been in existence for less then one year, past performance shall not be provided.

7%

0%

9%

11%

12%

12%

19%

30%

6%

7%

9%

9%

10%

15%

16%

28%

0% 10% 20% 30% 40%

PHARMA

CASH

AUTOMOBILE

ENERGY

CONSUMER GOODS

IT

OTHERS

FINANCIAL SERVICES

C MY K

C MY K

14



Equity


` 10,000 invested at inception: UTI Dividend Yield Fund Vs. S&P BSE 100


New Initiative SMS: LDYF to 5676756 to get scheme details.

SnapshotFund ManagerMrs. Swati Kulkarni, MFM (NMIMS), CFA

NAV as on December 31, 2014 : Growth Option: ` 48.92, Income Option: ` 1 6.77




` 3,276 Crore

Inception Date: 3rd May, 2005



Mid & Small

Large


Large & Mid


Large Mid Small

63 32 5

UTI DIVIDEND YIELD FUND

Speciality / Theme Based Equity Fund




PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV (`)

S&P BSE 100 (`)

CNX Nifty(`)


CNX NiftyPeriod Yield (%)

FundYield (%)S&P BSE 100

Yield (%)Value-Fund (`)

S&P BSE 100(`)

CNX Nifty(`)





01/01/2012 31/12/2012 22.37 29.96 27.70 12,237 12,996 12,770 01/01/2013 31/12/2013 0.20 5.87 6.76 10,020 10,587 10,676 01/01/2014 31/12/2014 41.24 32.28 31.39 14,124 13,228 13,139 3 Years* 20.07 22.07 21.42 17,319 18,200 17,910 5 Years* 12.15 9.34 9.75 17,747 15,632 15,927Since inception as on31/12/2014 (CAGR)* 17.85 16.32 16.32 48,938 43,130 43,130

01/01/2012 to 31/12/2012 12,000 13,270 13,559 13,418 20.18 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,663 12,874 12,838 10.39 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,599 13,894 13,832 42.47 30.51 29.48Since inception as on 31/12/2014 1,15,000 2,57,194 2,13,202 2,12,940 16.09 12.41 12.38



Overweight (Top5)Great Eastern Shipping Co. Ltd.Axis Bank Ltd.Hero Motocorp Ltd.Bharat Forge Ltd.Cummins India Ltd.

Underweight(Top5)HDFC Ltd.Reliance Industries Ltd.Larsen & Toubro Ltd.ITC Ltd.Tata Motors Ltd.


% of NAV

ICICI Bank Ltd 5.95

Infosys Ltd. 5.89

Axis Bank Ltd. 4.96




Wipro Ltd. 2.97

ITC Ltd. 2.94

Great Eastern Shipping Co. Ltd. 2.86

HDFC Bank Ltd. 2.84


Bank Of Baroda 2.64



Tata Chemicals Ltd. 2.41

GAIL (India) Ltd. 2.22


Akzo Nobel India Ltd. 2.21

Procter & Gamble Hygiene & Hel Care Ltd. 2.13

LIC Housing Finance Ltd. 2.10






Ambuja Cements Ltd. 1.34

Oil India Ltd. 1.32

Gujarat State Petronet Ltd. 1.27

ACC Ltd 1.19

Power Grid Corporation Of India Ltd 1.18

Others 18.91


Total 100.00

- Long term capital growth- Investment predominantly in high dividend yielding equity instruments- High risk (Brown)






UTI Dividend Yield Fund S&P BSE 100

48,938

43,130

S&P-BSE 100UTI Dividend Yield Fund

0

10000

20000

30000

40000

50000

Apr-05 Apr-07 Apr-09 Apr-11 Apr-13 Dec-14

0%

2%

12%

11%

13%

30%

31%

3%

8%

9%

12%

15%

26%

27%

0% 10% 20% 30% 40%

CASH


CONSUMER GOODS

ENERGY

IT

OTHERS

FINANCIAL SERVICES

UTI Opportunities Fund S&P BSE 100

48,053

36,543

C MY K

C MY K

15

UTI OPPORTUNITIES FUND


Investment Objective Portfolio as on December 31, 2014

` 10,000 invested at inception: UTI Opportunities Fund Vs. S&P BSE 100


New Initiative

SMS: LOF to 5676756 to get scheme details.

SnapshotHead Equity & Fund ManagerMr. Anoop Bhaskar , (B.Com. MBA (Finance)





` 5,103 Crore

Inception Date: 20th July, 2005


Mid & Small


Large Mid Small


Large


Large & Mid

85 15 0





PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV (`)

S&P BSE 100 (`)

CNX Nifty (`)




Yield (%)CNX Nifty

Value-Fund (`)

S&P BSE 100(`)

CNX Nifty(`)

InvestmentAmount(`)


This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.






Overweight (Top5)MRF Ltd.Maruti Suzuki India Ltd.Crisil LtdShree Cement Ltd.Axis Bank Ltd.

Underweight(Top5)HDFC Ltd.ITC Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.Hindustan Unilever Ltd.


Equity % of NAV

- Long term capital growth- Investment in equity instruments by capitalizing on opportunities arising in the

market dynamically - High risk (Brown)






ICICI Bank Ltd 6.80

HDFC Bank Ltd. 6.45

Infosys Ltd. 6.35


Axis Bank Ltd. 4.87




MRF Ltd. 3.43



ITC Ltd. 2.96


Crisil Ltd 2.79




Lupin Ltd. 2.26


Titan Company Ltd. 2.01


Sesa Sterlite Ltd. 1.90

Bharti Airtel Ltd. 1.64 0.20


Punjab National Bank 1.42 0.33

Cipla Ltd. 1.55



Apollo Tyres Ltd. 1.40

Hathway Cable & Datacom Ltd. 1.30

Others 8.26 0.38


Total 100.00

S&P BSE 100UTI Opportunities Fund

0

10000

20000

30000

40000

50000

Jul-05 Jan-08 Jul-10 Jan-13 Dec-14

0%

2%

11%

6%

12%

15%

13%

8%

31%

1%

6%

6%

7%

8%

14%

15%

16%

27%

0% 10% 20% 30% 40%

CASH


ENERGY

PHARMA

CONSUMER GOODS

OTHERS

IT

AUTOMOBILE

FINANCIAL SERVICES

% of NAV (Futures)

C MY K

C MY K

16

UTI LEADERSHIP EQUITY FUND


` 10,000 invested at inception: UTI Leadership Equity Fund Vs. CNX NIFTY


Equity


SnapshotFund ManagerMr. Sanjay Dongre, B.E., PGDM(IIMKolkata)

NAV as on December 31, 2014: Growth Option: ` 24.46 , Income Option: ` 22.68




` 1,757 Crore

Inception Date: 30th January, 2006



Mid & Small

Large


Large & Mid


Large Mid Small

80 18 2





PeriodNAV (%)

CNXNIFTY (%)

S&P BSE 100 (%)

NAV (`)

CNXNIFTY (`)

S&P BSE 100 (`)



Yield (%) CNX Nifty

Yield (%)CNX Nifty

ValueFund (`)

CNXNifty (`)

CNX Nifty(`)

InvestmentAmount(`)


Beta 1.02

Standard Deviation (Annual) 13.4% 12.7%

Portfolio Turnover Ratio (Annual) 0.34

The investment objective of the scheme is to achieve long-term capital appreciation and/or dividend distribution by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.


01/01/2012 31/12/2012 30.59 27.70 27.70 13,059 12,770 12,770 01/01/2013 31/12/2013 7.42 6.76 6.76 10,742 10,676 10,676 01/01/2014 31/12/2014 38.16 31.39 31.39 13,816 13,139 13,139 3 Years* 24.65 21.42 21.16 19,379 17,910 17,795 5 Years* 10.82 9.75 9.50 16,719 15,927 15,746Since inception as on 31/12/2014 (CAGR)* 10.54 12.16 12.16 24,453 27,843 27,843



Overweight (Top5)Bharat Forge Ltd.Ultratech Cement Ltd.Axis Bank Ltd.Shree Cement Ltd.Bharat Petroleum Corporation Ltd.

Underweight (Top5)HDFC Ltd.ITC Ltd.Reliance Industries Ltd.Infosys Ltd.Mahindra & Mahindra Ltd.


New Initiative

SMS: LLEF to 5676756 to get scheme details.


% of NAV

- Long term capital growth- Investment in equity instruments of companies that are “Leaders” in their respective

industries/sectors / sub-sectors. - High risk (Brown)






ICICI Bank Ltd 6.88

HDFC Bank Ltd. 5.77

Axis Bank Ltd. 5.69


Infosys Ltd. 4.69








Lupin Ltd. 2.75

ITC Ltd. 2.71







Wipro Ltd. 1.89





Aditya Birla Nuvo Ltd. 1.29

Voltas Ltd. 1.17




Others 14.17


Total 100.00

CNX NIFTYUTI Leadership Equity Fund

UTI Leadership Equity Fund CNX NIFTY

-

6,000

12,000

18,000

24,000

30,000

Jan-06 Jan-08 Jan-10 Jan-12 Dec-14

24,453

27,843

0%

1%

3%

6%

5%

12%

9%

17%

16%

32%

1%

6%

7%

7%

7%

8%

11%

12%

14%

28%

0% 10% 20% 30% 40%

CASH



PHARMA

CONSTRUCTION

ENERGY

AUTOMOBILE

OTHERS

IT

FINANCIAL SERVICES

C MY K

17

C MY K


Equity % of NAV

UTI MNC FUND



` 10,000 invested at inception: UTI MNC Fund Vs. CNX MNC

SnapshotFund ManagerMrs. Swati Kulkarni, MFM (NMIMS), CFA



No. of Unit Holders : 72,229


` 539 Crore




Mid & Small

Large


Large & Mid


Large Mid Small

48 43 9




PeriodNAV (%)

CNX MNC(%)

CNX Nifty (%)

NAV (`)

CNX MNC (`)

CNX Nifty (`)



Yield (%)CNX MNC

Yield (%)CNX Nifty

Value-Fund (`)

CNX MNC (`)

CNX Nifty (`)




The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

01/01/2012 31/12/2012 31.26 28.29 27.70 13,126 12,829 12,770 01/01/2013 31/12/2013 10.63 7.74 6.76 11,063 10,774 10,676 01/01/2014 31/12/2014 62.94 42.47 31.39 16,294 14,247 13,139 3 Years* 33.22 25.31 21.42 23,662 19,689 17,910 5 Years* 22.88 13.80 9.75 28,032 19,093 15,927Since inception as on 31/12/2014 (CAGR)* 18.80 12.11 13.08 1,74,646 66,716 76,975




Overweight (Top5)Eicher Motors LtdHoneywell Automation India Ltd.Crisil LtdING Vysya Bank Limited.SKF India Ltd.

Underweight(Top5)Hindustan Unilever Ltd.Maruti Suzuki India Ltd.Sesa Sterlite Ltd.Ambuja Cements Ltd.Colgate Palmolive India Ltd.





Bosch Ltd. 6.71


Britannia Industries Ltd. 3.96

Ambuja Cements Ltd. 3.80


Honeywell Automation India Ltd. 3.46

Crisil Ltd 3.27


Oracle Financial Services Software Ltd. 2.85

SKF India Ltd. 2.71

Gillette India Ltd. 2.68


Siemens India Ltd. 2.56


ITD Cementation India Ltd. 2.17

Mphasis Ltd 2.13

Alstom T&D India Ltd. 2.02

Procter & Gamble Hygiene & Hel Care Ltd. 2.00

Mahindra Cie Automotive Ltd 1.90



Pfizer Limited 1.86

Glaxosmithkline Pharmacueticals Ltd. 1.84

Ingersol Rand India Ltd. 1.62


Colgate Palmolive India Ltd. 1.51

Castrol India Ltd. 1.37

Clariant Chemicals (India) Ltd. 1.26

Others 6.25


Total 100.00

New Initiative SMS: LMNC to 5676756 to get scheme details.


- Long term capital growth- Investment predominantly in equity instruments of Multinational companies

and other liquid stocks. - High risk (Brown)






UTI MNC Fund CNX MNC

CNX MNC UTI MNC Fund

0

50000

100000

150000

200000

Apr-98 Apr-02 Apr-06 Apr-10 Dec-14

1,74,646

66,716

0%

3%

0%

25%

11%

35%

26%

6%

6%

7%

18%

20%

21%

22%

0% 10% 20% 30% 40%

CASH

PHARMA

FINANCIAL SERVICES

OTHERS


CONSUMER GOODS

AUTOMOBILE

CMYK

CMYK

18

UTI WEALTH BUILDER FUND - SERIES II IIAn open-ended equity scheme



10,000 invested at inception: UTI Wealth Builder Fund - Series - II Vs. S&P BSE 100, Gold & Crisil Bond Fund Index (Refer page 62)

SnapshotFund ManagerMr. Lalit Nambiar , CFA, MMS(Finance)

NAV as on 2014 : Growth Option: ` 27.81 , Income Option: ` 19.76December 31,

Minimum Investment Amount : 5,000/-



493 Crore

Inception Date: 19th November, 2008



Large Mid Small


Large


Large & Mid

Mid & Small

82 14 4





Yield (%)CNX Nifty



Yield (%)Bench-mark@

Value-Fund (`)

Bench-

mark@(`)CNX Nifty

( `)

InvestmentAmount ( `)



PeriodNAV (%)

Benchmark@

(%)

CNX Nifty (%)

NAV Benchmark@ CNX Nifty (`) (`) (`)

The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.@S&P BSE 100, Gold ETF & Crisil Bond Fund Index (Please refer to pg. 62)*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

01/01/2012 31/12/2012 24.91 23.49 27.70 12,491 12,349 12,770 01/01/2013 31/12/2013 -3.41 -0.64 6.76 9,659 9,936 10,676 01/01/2014 31/12/2014 22.68 20.86 31.39 12,268 12,086 13,139 3 Years* 13.95 14.03 21.42 14,801 14,832 17,910 5 Years* 9.78 9.91 9.75 15,949 16,043 15,927 Since inception as on 31/12/2014 (CAGR)* 18.20 19.28 20.59 27,814 29,405 31,437

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @S&P BSE 100, Gold ETF & Crisil Bond Fund Index


01/01/2012 to 31/12/2012 12,000 13,262 13,559 13,418 20.05 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,257 12,874 12,838 4.00 13.75 13.1801/01/2014 to 31/12/2014 12,000 13,264 13,894 13,832 20.10 30.51 29.48Since inception as on 31/12/2014 72,000 1,04,946 1,13,066 1,12,419 12.43 14.91 14.71

Overweight (Top5)Crisil LtdOil & Natural Gas Corporation Ltd.Shree Cement Ltd.Tata Chemicals Ltd.Ultratech Cement Ltd.

Underweight(Top5)UTI MF- Gold Exchange Traded FundITC Ltd.Kotak Mahindra Bank Ltd.Hcl Technologies Ltd.Hero Motocorp Ltd.


Equity % of NAV

UTI MF- Gold Exchange Traded Fund 19.78

Infosys Ltd. 4.89

ICICI Bank Ltd 4.47


HDFC Bank Ltd. 3.99


Crisil Ltd 3.83

HDFC Ltd. 3.64


ITC Ltd. 2.94




Wipro Ltd. 1.94







Axis Bank Ltd. 1.48





Vardhman Textiles Ltd. 1.20


Cadila Healthcare Ltd. 1.05

Raymond Limited. 1.01


Others 11.49


Total 100.00


- Long term capital growth- Investment in equity instruments/ Gold ETFs- High risk (Brown)






UTI Wealth Builder Fund - Series - II S&P BSE 100, Gold & Crisil Bond Fund Index (Refer page 62)

29,405

27,814

S&P BSE 100, Gold & Crisil Bond Fund Index UTI Wealth Builder Fund - Series - II

8000

13000

18000

23000

28000

33000

Nov-08 Feb-10 May-11 Aug-12 Nov-13 Dec-14

0%

5%

8%

7%

9%

35%

20%

15%

2%

5%

7%

9%

12%

20%

21%

24%

0% 10% 20% 30% 40%

CASH

AUTOMOBILE

CONSUMER GOODS

ENERGY

IT

GOLD

FINANCIAL SERVICES

OTHERS

CMYK

CMYK

19

UTI MID CAP FUND

Portfolio as on December 31, 2014Investment ObjectiveInvestment objective is "capital appreciation" by investing primarily in mid cap stocks.

` 10,000 invested at inception: UTI Mid Cap Fund Vs. CNX Mid Cap Index


New Initiative

SMS: LMCP to 5676756 to get scheme details.

SnapshotHead-Equity & Fund ManagerMr. Anoop Bhaskar, B.Com. MBA (Finance)

NAV as on December 31, 2014 : Growth Option: 75.43 , Income Option: 47.43

Minimum Investment Amount : 5,000/-



` 1,956 Crore

Inception Date: 7th April, 2004



Mid & Small

Large


Large & Mid


Large Mid Small

18 57 25






Yield (%)CNX Mid Cap

Yield (%)CNX Nifty

Value-Fund (`)

CNX Mid CapIndex (`)

CNX Nifty(`)

InvestmentAmount(`)

01/01/2012 31/12/2012 41.55 39.16 27.70 14,155 13,916 12,770 01/01/2013 31/12/2013 9.69 -5.10 6.76 10,969 9,490 10,676 01/01/2014 31/12/2014 90.44 55.91 31.39 19,044 15,591 13,139 3 Years* 43.49 27.19 21.42 29,573 20,589 17,910 5 Years* 21.74 11.10 9.75 26,755 16,932 15,927Since inception as on 31/12/2014 (CAGR)* 21.74 17.35 14.99 82,705 55,748 44,820





Overweight (Top5)SRF Ltd.Ceat Ltd.Indoco Remedies Ltd.Indus Ind Bank Ltd.La-Opala Rg Ltd.

Underweight(Top5)Aurobindo Pharma Ltd.Bharti Infratel LtdIndiabulls Housing Finance Ltd.Divis Laboratories Ltd.Glenmark Pharmaceuticals Ltd


% of top 10 stocks 22.76

Median Market Cap (` Cr) 8,796

Weighted Average Market Cap (` Cr.) 14,265


SRF Ltd. 2.74

Ceat Ltd. 2.29

Indoco Remedies Ltd. 2.25

Motherson Sumi System Ltd. 1.44 0.7

Apollo Tyres Ltd. 1.30 0.82

Bharat Forge Ltd. 1.69 0.36



Amarraja Batteries Ltd. 1.85

Crompton Greaves Ltd. 1.08 0.67

La-Opala Rg Ltd. 1.74

Tata Chemicals Ltd. 1.52 0.22

Arvind Ltd. 1.47 0.26

NCC Ltd. 1.73


Union Bank Of India 0.74 0.84

Pidilite Industries Ltd. 1.53

MRF Ltd. 1.50

Federal Bank Ltd. 1.44 0.06


UPL Ltd. 1.14 0.21

Lupin Ltd. 1.34


Glaxosmithkline Consumer Healthcare Ltd. 1.27

Navneet Education Ltd. 1.20

Bosch Ltd. 1.20

Karur Vysya Bank Ltd. 1.18

Tube Investments Of India Ltd. 1.11

Cholamandalam Investment & Finance Company Ltd 1.07

Others 38.28 0.55


Total 100.00

PeriodNAV (%) Index (%)

CNX Nifty (%)

NAV (`)

CNX Mid CapIndex (`)

CNX Nifty (`)


CNX Mid Cap


Equity % of NAV

- Long term capital growth- Investment primarily in mid cap equity instruments- High risk (Brown)






UTI Mid Cap Fund CNX Mid Cap Index

82,705

55,748

CNX Mid Cap IndexUTI Mid Cap Fund

Load Structure: Please refer to page No. 5

-

15,000

30,000

45,000

60,000

85,000

Mar-04 Mar-06 Mar-08 Mar-10 Mar-12 Dec-14

1%

11%

12%

8%

0%

10%

21%

11%

28%

6%

6%

7%

9%

9%

11%

12%

18%

21%

0% 10% 20% 30%

TEXTILES

ENERGY

PHARMA


CASH

CONSUMER GOODS

FINANCIAL SERVICES

AUTOMOBILE

OTHERS

UTI India Lifestyle Fund CNX 500

19,622

18,254

C MY K

20

C MY K

UTI INDIA LIFESTYLE FUND


` 10,000 invested at inception: UTI India Lifestyle Fund Vs. CNX 500



SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)





` 319 Crore




Large Mid Small

79 20 1




PeriodNAV (%)

CNX500 (%)

CNX Nifty (%)

NAV (`)

CNX500 (`)

CNX Nifty (`)



Yield (%)CNX 500

Yield (%)CNX Nifty

Value-Fund (`)

CNX500 (`)

CNX Nifty (`)



The investment objective of the scheme is to provide long term capital appreciation and/or

income distribution from a diversified portfolio of equity and equity related instruments by

primarily investing in sectors, areas, companies and themes that are expected to benefit from

changing Indian demographics, Indian lifestyles and rising consumption pattern. However,

there can be no assurance that the investment objective of the scheme will be achieved.






Overweight (Top5)Whirlpool Of India Ltd.Crisil LtdUnited Spirits Ltd.Infosys Ltd.Pidilite Industries Ltd.

Underweight(Top5)Kotak Mahindra Bank Ltd.HCL Technologies Ltd.Hero Motocorp Ltd.Indus Ind Bank Ltd.Lupin Ltd.



Equity % of NAV


- Long term capital growth- Investment in equity instruments of companies that are expected to benefit from

changing Indian demographics and indian lifestyles - High risk (Brown)






CNX 500UTI India Lifestyle Fund

Infosys Ltd. 6.87

ICICI Bank Ltd 6.20

HDFC Bank Ltd. 5.11


HDFC Ltd. 4.54

ITC Ltd. 4.21





Crisil Ltd 2.83







Pidilite Industries Ltd. 1.77

Axis Bank Ltd. 1.75





Coal India Ltd. 1.31


Phoenix Mills Ltd 1.23

Wipro Ltd. 1.22

Havells India Ltd. 1.17



Others 17.39


Total 100.00

4000

9000

14000

19000

24000

Jul-07 Jul-09 Jul-11 Jul-13 Dec-14

0%

5%

7%

9%

10%

12%

11%

18%

29%

3%

6%

6%

6%

9%

13%

14%

17%

26%

0% 10% 20% 30% 40%

CASH

CONSTRUCTION

PHARMA

AUTOMOBILE

ENERGY

IT

CONSUMER GOODS

OTHERS

FINANCIAL SERVICES

C MY K

C MY K

21


Equity


` 10,000 invested at inception: UTI Infrastructure Fund Vs. S&P BSE 100


SnapshotFund ManagerMr. Sanjay Dongre, B.E PGDM (IIM Kolkatta)





` 1,592 Crore




Mid & Small

Large


Large & Mid


Large Mid Small

56 31 13


UTI INFRASTRUCTURE FUND




PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV (`)

S&P BSE 100 (`)

CNX Nifty (`)



Yield (%)

S&P BSE 100

Yield (%)CNX Nifty

Value-Fund (`)

S&P BSE 100

(`)CNX Nifty

(`)InvestmentAmount(`)

Fund performance Vs Benchmark as on 31/12/2014 Growth of `10000

The investment objective of the Scheme is to provide income distribution and / or medium to long term “capital appreciation” by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

01/01/2012 31/12/2012 32.15 29.96 27.70 13,215 12,996 12,770 01/01/2013 31/12/2013 -11.46 5.87 6.76 8,854 10,587 10,676 01/01/2014 31/12/2014 60.12 32.28 31.39 16,012 13,228 13,139 3 Years* 23.25 22.07 21.42 18,733 18,200 17,910 5 Years* 3.71 9.34 9.75 11,999 15,632 15,927Since inception as on 31/12/2014 (CAGR)* 15.45 15.42 14.99 46,784 46,653 44,820


Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).



Overweight (Top5)Shree Cement Ltd.Axis Bank Ltd.Cummins India Ltd.State Bank Of IndiaNCC Ltd.

Underweight(Top5)ITC Ltd.Infosys Ltd.HDFC Bank Ltd.HDFC Ltd.Tata Consultancy Services Ltd.


Axis Bank Ltd. 7.48


ICICI Bank Ltd 6.14




NCC Ltd. 3.84




Bank Of Baroda 3.20


Voltas Ltd. 2.71

Thermax Ltd. 2.65





Simplex Infrastructures Ltd. 1.78

Kalpataru Power Transmission Limited 1.69

KEC International Ltd. 1.58

Blue Star Limited 1.56



ABB India Ltd. 1.28

Gujarat Mineral Dev Corpn. Ltd. 1.28


Texmaco Rail & Engineering Ltd 1.08

Kirloskar Oil Engines Ltd. 1.07

Siemens India Ltd. 1.04

Others 10.69


Total 100.00

New Initiative

SMS: LIF to 5676756 to get scheme details.


- Long term capital growth- Investment predominantly in equity instruments of companies in the

infrastructure sector - High risk (Brown)






% of NAV

UTI Infrastructure Fund S&P BSE 100

46,784

46,653

S&P BSE 100UTI Infrastructure Fund

Load Structure: Please refer to page No. 5

-

15,000

30,000

45,000

60,000

Mar-04 Mar-07 Mar-10 Mar-13 Dec-14

0%

48%

1%

11%

2%

4%

2%

31%

1%

5%

5%

10%

12%

20%

20%

27%

0% 10% 20% 30% 40% 50% 60%

FINANCIAL SERVICES

OTHERS

CONSTRUCTION

ENERGY


CASH


SERVICES

-

20,000

40,000

65,000

80,000

Apr-04 Apr-06 Apr-08 Apr-10 Apr-12 Dec-14

C MY K

22

C MY K


` 10,000 invested at inception: UTI Banking Sector Fund Vs. CNX Bank Nifty



Equity

New Initiative

SMS: LBSF to 5676756 to get scheme details.

SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)





` 385 Crore




Large Mid Small

74 26 0


UTI BANKING SECTOR FUND

Sectoral Equity Fund





Yield (%) CNXBank Nifty

Yield (%)CNX Nifty

Value-Fund (`)

CNX BankNifty (`)

CNX Nifty(`)


PeriodNAV (%)

CNX BankNifty (%)

CNX Nifty (%)

NAV (`)

CNX BankNifty (`)

CNX Nifty (`)


Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

01/01/2012 31/12/2012 58.69 56.54 27.70 15,869 15,654 12,770 01/01/2013 31/12/2013 -13.51 -8.73 6.76 8,649 9,127 10,676 01/01/2014 31/12/2014 64.03 64.57 31.39 16,403 16,457 13,139 3 Years* 31.03 32.94 21.42 22,513 23,513 17,910 5 Years* 15.67 15.71 9.75 20,715 20,750 15,927 Since inception as on 31/12/2014 (CAGR)* 19.70 18.99 14.99 68,978 64,709 44,820

The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.# The Benchmark Index of UTI-Banking Sector Fund is changed from S&P CNX Banks Index to CNX BANK Index with effect from May 13, 2010*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

01/01/2012 to 31/12/2012 12,000 14,752 14,666 13,418 45.04 43.57 22.5901/01/2013 to 31/12/2013 12,000 11,856 12,080 12,838 -2.21 1.23 13.1801/01/2014 to 31/12/2014 12,000 16,375 16,395 13,832 73.86 74.22 29.48Since inception as on 31/12/2014 @ 1,21,000 3,25,079 3,24,062 2,37,400 18.61 18.55 12.82



Overweight (Top5)Mahindra & Mahindra Fin.Ser.Ltd.Federal Bank Ltd.Indus Ind Bank Ltd.LIC Housing Finance Ltd.Indian Bank

Underweight(Top5)State Bank Of IndiaICICI Bank LtdKotak Mahindra Bank Ltd.HDFC Bank Ltd.Yes Bank Ltd.


HDFC Bank Ltd. 20.50

ICICI Bank Ltd 19.63

Axis Bank Ltd. 11.01






Bank Of Baroda 2.95

LIC Housing Finance Ltd. 2.51

Indian Bank 2.45

Repco Home Finance Ltd. 2.07

Union Bank Of India 1.86

Karur Vysya Bank Ltd. 1.71


Allahabad Bank 1.59

HDFC Ltd. 1.09

Kotak Mahindra Bank Ltd. 1.06

Cholamandalam Investment & Finance Company Ltd 0.9

Muthoot Finance Ltd 0.43

State Bank Of Bikaner & Jaipur 0.23

Magma Fincorp Ltd. 0.11


Total 100.00

% of NAV

- Long term capital growth- Investment primarily in equity instruments of companies engaged in banking

and financial services activities - High risk (Brown)






UTI Banking Sector Fund CNX Bank Nifty


CNX Bank NiftyUTI Banking Sector Fund

68,978

64,709

Co-Fund ManagerMr. Amit Premchandani, PGDM (IIM Indore), CA, CFA

Load Structure:Please refer to page no. 5

0%4%

96%

0% 20% 40% 60% 80% 100%

CASH

FINANCIAL SERVICES

C MY K

C MY K

23


Equity


` 10,000 invested at inception: UTI Pharma & Healthcare Fund Vs. CNX Pharmaceuticals


New Initiative

SMS: LPHF to 5676756 to get scheme details.

SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS (Finance)





` 208 Crore

Inception Date: 28th June, 1999



Large Mid Small

70 24 6

UTI PHARMA & HEALTHCARE FUND






Yield (%)CNXPharmaceuti-

cals(`)Yield (%)CNX Nifty

ValueFund(`)

CNXPharmaceuti-

cals(`)CNX Nifty

(`) InvestmentAmount (`)

PeriodNAV (%)

CNXPharmaceuticals

(%)

CNX Nifty (%)

NAV(`)

CNX Nifty (`)

CNXPharmaceuticals

(`)


Investment will be made in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.

01/01/2012 31/12/2012 24.78 33.79 27.70 12,478 13,379 12,770 01/01/2013 31/12/2013 23.26 20.20 6.76 12,326 12,020 10,676 01/01/2014 31/12/2014 43.74 47.36 31.39 14,374 14,736 13,139 3 Years* 30.24 33.29 21.42 22,108 23,699 17,910 5 Years* 22.38 22.61 9.75 27,466 27,725 15,927 Since inception as on 31/12/2014 (CAGR)* 16.81 17.79 13.30 1,11,513 1,26,953 69,451




Overweight (Top5)Ranbaxy Laboratories Ltd.Pfizer LimitedIndoco Remedies Ltd.Biocon Ltd.Natco Pharma Ltd.

Underweight(Top5)Sun Pharmaceuticals Industries Ltd.Aurobindo Pharma Ltd.Cipla Ltd.Cadila Healthcare Ltd.Piramal Enterprises Ltd.





Lupin Ltd. 12.27

Cipla Ltd. 10.36

Divis Laboratories Ltd. 4.66

Ranbaxy Laboratories Ltd. 4.40

Aurobindo Pharma Ltd. 3.41

Pfizer Limited 3.14

Biocon Ltd. 2.58

Glenmark Pharmaceuticals Ltd 2.57

Strides Arcolab Ltd. 2.38

Indoco Remedies Ltd. 2.05

Glaxosmithkline Pharmacueticals Ltd. 1.85

Ipca Laboratories Ltd. 1.64

Sun Pharma Advanced Research Co Ltd. 1.54


Shasun Pharmaceuticals Ltd. 1.39

Natco Pharma Ltd. 1.11


Piramal Enterprises Ltd. 1.03

Unichem Laboratories 0.89

Torrent Pharmaceuticals Ltd. 0.73

Dishman Pharmaceuticals & Chemicals Ltd. 0.73

Shilpa Medicare Ltd. 0.24


Total 100.00


% of NAV

- Long term capital growth- Investment in equity instruments of companies in the Pharma & Healthcare

sector - High risk (Brown)






UTI Pharma & Healthcare Fund CNX Pharmaceuticals

1,11,513

1,26,953

5,000

35,000

75,000

110,000

145,000

Jun-99 Jun-02 Jun-05 Jun-08 Jun-11 Dec-14

C MY K

24

C MY K


Equity

` 10,000 invested at inception : UTI Energy Fund Vs UTI Energy Index


New Initiative

SMS: LNF to 5676756 to get scheme details.

SnapshotFund Managers





` 258 Crore

Inception Date: 12th November, 2007

High/Low NAV in the month : Growth Option ` 12.56 / ` 11.44


Large Mid Small

56 29 15

UTI ENERGY FUND




PeriodNAV (%)

UTI Energy Index (%)

CNX Nifty (%)

NAV(`)

UTI EnergyIndex (`)

CNX Nifty(`)



Yield (%)UTI Energy

Index

Yield (%)CNX Nifty

Value-Fund (`)

UTI EnergyIndex (`)

CNX Nifty(`)



Investment will be made in stocks engaged in the following areas: - Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies. Companies which are into production of Ethanol business related to storage of energy and companies involved in business of delivering energy in different forms. Industrial manufacturing companies which are into manufacturing of equipment related to energy development (like petro and power) and related areas, pipes/cables and laying them. It will also include manufacturing of bulbs and related system. Consultancy & Finance: Companies involved in consulting and financing these businesses.

31/12/2012 31/12/2012 14.49 16.79 27.70 11,449 11,679 12,770 31/12/2013 31/12/2013 -5.62 -9.53 6.76 9,438 9,047 10,676 31/12/2014 31/12/2014 35.07 22.50 31.39 13,507 12,250 13,139 3 Years* 13.42 8.97 21.42 14,595 12,943 17,910 5 Years* 1.49 -3.21 9.75 10,768 8,494 15,927Since inception as on 31/12/2014 (CAGR)* -1.97 -4.35 5.59 8,676 7,279 14,746



01/01/2012 to 31/12/2012 12,000 12,528 12,503 13,418 8.25 7.85 22.5901/01/2013 to 31/12/2013 12,000 12,503 12,322 12,838 7.85 5.01 13.1801/01/2014 to 31/12/2014 12,000 13,590 12,729 13,832 25.46 11.45 29.48Since inception as on 31/12/2014 86,000 1,08,463 91,904 1,38,714 6.37 1.83 13.09




Overweight (Top5)KEC International Ltd.Gujarat Inds.Power Co.Ltd.NCC Ltd.Bharat Electronics Ltd.Indraprastha Gas Ltd

Underweight(Top5)Bharat Heavy Electricals Ltd.NTPC Ltd.Power Grid Corporation Of India LtdCoal India Ltd.Power Finance Corporation Ltd.

Larsen & Toubro Ltd. 6.75Oil & Natural Gas Corporation Ltd. 5.96Reliance Industries Ltd. 5.56Power Grid Corporation Of India Ltd 4.40Sesa Sterlite Ltd. 4.05GAIL (India) Ltd. 3.84KEC International Ltd. 3.57NTPC Ltd. 3.54Bharat Petroleum Corporation Ltd. 3.45Gujarat Inds.Power Co.Ltd. 3.25Indraprastha Gas Ltd 3.17Coal India Ltd. 3.15C E S C Ltd. 3.14NCC Ltd. 3.05Crompton Greaves Ltd. 2.98Bharat Electronics Ltd. 2.44Hindustan Petroleum Corporation Ltd. 2.41ICICI Bank Ltd 2.39Axis Bank Ltd. 2.37Tata Power Company Ltd. 2.23Greaves Cotton Ltd. 2.04Cairn India Ltd. 1.94IDFC Ltd. 1.91Gujarat Mineral Dev Corpn. Ltd. 1.83Bharat Heavy Electricals Ltd. 1.79Indian Oil Corporation Ltd. 1.55Nava Bharat Ventures Ltd. 1.44Schneider Electric Infrastructure Ltd. 1.29Voltas Ltd. 1.25Petronet Lng Ltd. 1.21Others 10.25Net Current Assets 1.80Total 100.00


- Long term capital growth- Investment in equity instruments of the energy sectors- High risk (Brown)






UTI Energy Fund UTI Energy Index

8,676

7,279

UTI Energy Fund UTI Energy Index

% of NAV

Mr. Kaushik Basu (B.Com, ACMA )Mr. Sachin Trivedi (CFA, MMS (Finance)

4,000

6,000

8,000

10,000

12,000

Nov-07 Jul-09 Mar-11 Nov-12 Dec-14

2%

0%

3%

13%

13%

10%

59%

0%

2%

7%

11%

14%

15%

51%

0% 20% 40% 60% 80%

OTHERS

CASH

FINANCIAL SERVICES

METALS


CONSTRUCTION

ENERGY

4,000

16,000

28,000

36,000

45,000

60,000

May-08 Jan-10 Sep-11 May-13 Dec-14

C MY K

25

C MY K

UTI TRANSPORTATION & LOGISTICS FUND



` 10,000 invested at inception : UTI Transportion & Logistics Fund Vs. UTI Transportation & Logistics Index


Equity

SnapshotHead-Equity & Fund Manager Mr. Anoop Bhaskar , B.Com. MBA (Finance)





` 325 Crore




Large Mid Small

47 26 27




PeriodNAV (%)

UTI Transpor-tation & Logistics

Index (%)

CNX Nifty (%)

NAV (`)

UTI Transpor-tation & Logistics

Index (`)

CNX Nifty(`)


& Logistics IndexPeriod

Yield (%)Fund

Yield (%) UTITransportation

Yield (%)CNX Nifty

Value-Fund (`)

UTI Transportation &Logistics Index (`)

CNXNifty (`)



Investment Objective is "capital appreciation" through investments in stocks of the companies engaged in the transportation and logistics sector.




Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month

at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not

been taken into account.


Overweight (Top5)Eicher Motors LtdJK Tyre & Industries Ltd.Wabco India Ltd.Ceat Ltd.Amarraja Batteries Ltd

Underweight(Top5)Tata Motors Ltd.Mahindra & Mahindra Ltd.Bajaj Auto Ltd.Maruti Suzuki India Ltd.Hero Motocorp Ltd.



Tata Motors Ltd. 7.70 0.57

Maruti Suzuki India Ltd. 7.29 0.5


Bosch Ltd. 4.51


JK Tyre & Industries Ltd. 4.20

Bajaj Auto Ltd. 3.70



Ceat Ltd. 3.13

Wabco India Ltd. 3.00

Motherson Sumi System Ltd. 2.83

Amarraja Batteries Ltd. 2.64

Sundram Fasteners Ltd. 2.52

Container Corporation Of India Ltd 2.47

MRF Ltd. 2.44

TVS Motor Company Ltd 2.42


Gujarat Pipavav Port Ltd. 2.37

Gateway Distriparks Ltd. 2.08

Mahindra Cie Automotive Ltd 2.00


Tube Investments Of India Ltd. 1.47

Automotive Axles Ltd. 1.43

Rane Holdings Ltd. 1.38

Balkrishna Industries Ltd. 1.18

FAG Bearings India Limited 1.09

Escorts Ltd. 0.99

Sml Isuzu Ltd. 0.95


Others 3.46


Total 100.00

New Initiative SMS: LTLF to 5676756 to get scheme details.


- Long term capital growth- Investment in equity instruments of the companies engaged in the

transportation and logistics sector - High risk (Brown)






57,258

35,328

UTI Transportation & Logistics Fund UTI Transportation & Logistics Index

UTI Transportation and Logistics IndexUTI Transportation and Logistics Fund

% of NAV

Co-Fund ManagerMr. Daylynn Pinto,B.Com., PGDM.

0%

4%

0%

9%

87%

3%

7%

9%

10%

71%

0% 20% 40% 60% 80% 100%

OTHERS


CASH

SERVICES

AUTOMOBILE

% of NAV (Futures)

C MY K

C MY K

26

UTI EQUITY TAX SAVINGS PLAN


` 10,000 invested at inception: UTI Equity Tax Savings Plan Vs. S&P BSE 100



Equity

New Initiative

SMS: LETSP to 5676756 to get scheme details.

Snapshot

NAV as on December 31: Growth Option: ` 63.29 , Income Option: ` 22.36

Minimum Investment Amount : ` 500/-



` 540 Crore

Inception Date: 15th December, 1999



Large


Large & Mid


Large Mid Small

Mid & Small

75 21 4

Equity Linked Savings Scheme (ELSS)



PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV (`)

S&P BSE 100 (`)

CNX Nifty (`)




Yield (%)CNX Nifty

Value-Fund (`)

S&P BSE 100(`)

CNX Nifty(`)



The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.






Overweight (Top5)Bosch Ltd.Bharat Electronics Ltd.Sanofi India Ltd.Blue Dart Express Ltd.HDFC Bank Ltd.

Underweight(Top5)HDFC Ltd.ITC Ltd.Tata Motors Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.




- Long term capital growth- Investment in equity instruments of companies that are believed to have

growth potential - High risk (Brown)






HDFC Bank Ltd. 7.41

Infosys Ltd. 5.83

ICICI Bank Ltd 4.86



Axis Bank Ltd. 4.23

Bosch Ltd. 3.77



ITC Ltd. 3.44


Wipro Ltd. 2.82






Blue Dart Express Ltd. 2.00

Crisil Ltd 1.89





SRF Ltd. 1.55


Coromandel International Ltd. 1.42



NCC Ltd. 1.21

Lupin Ltd. 1.14

Others 10.68


Total 100.00

UTI Equity Tax Savings Plan S&P BSE 100

99,403

61,061

S&PBSE 100UTI Equity Tax Savings Plan

% of NAV

Fund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)

5,000

25,000

45,000

65,000

85,000

105,000

Dec-00 Dec-03 Dec-06 Dec-09 Dec-12 Dec-14

2%

0%

4%

6%

12%

11%

8%

13%

11%

31%

5%

6%

6%

6%

6%

8%

8%

16%

16%

23%

0% 10% 20% 30% 40%


CASH

CONSTRUCTION

PHARMA

CONSUMER GOODS

ENERGY

AUTOMOBILE

IT

OTHERS

FINANCIAL SERVICES

C MY K

27

C MY K

UTI MASTER EQUITY PLAN UNIT SCHEME(Not open for sale)(Scheme closed for subscription)


` 10,000 invested at inception: UTI MEPUS Vs. S&P BSE 100



Equity

SnapshotFund ManagerMr. Sanjay Dongre , B.E PGDM (IIM Kolkatta)

NAV as on December 31, 2014 : `



` 1,650 Crore

Inception Date: 31st March, 2003



Large Mid Small

75 19 6





(%) (%) (%) (`) (`)PeriodNAV S&P BSE 100 CNX Nifty NAV S&P BSE 100 CNX Nifty

(`)


The scheme primarily aims at securing for the members capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

01/01/2012 31/12/2012 27.41 29.96 27.70 12,741 12,996 12,770 01/01/2013 31/12/2013 6.22 5.87 6.76 10,622 10,587 10,676 01/01/2014 31/12/2014 38.96 32.28 31.39 13,896 13,228 13,139 3 Years* 23.41 22.07 21.42 18,806 18,200 17,910 5 Years* 11.99 9.34 9.75 17,621 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 22.36 21.22 19.92 1,07,346 96,155 84,702

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex- div NAV.Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014


Overweight (Top5)Axis Bank Ltd.Pfizer LimitedMaruti Suzuki India Ltd.Bharat Electronics Ltd.Ramco Cements Ltd.

Underweight(Top5)HDFC Ltd.ITC Ltd.Sun Pharmaceuticals Industries Ltd.Kotak Mahindra Bank Ltd.HCL Technologies Ltd.



ICICI Bank Ltd 6.11

Axis Bank Ltd. 6.00

HDFC Bank Ltd. 5.68


Infosys Ltd. 5.18


ITC Ltd. 4.18





HDFC Ltd. 2.71

Pfizer Limited 2.64




Ramco Cements Ltd. 2.06


Wipro Ltd. 1.99

Bank Of Baroda 1.94


Sundram Fasteners Ltd. 1.69




Hindustan Petroleum Corporation Ltd. 1.31



Lupin Ltd. 1.15


Others 11.99


Total 100.00

% of NAV

UTI MASTER EQUITY PLAN UNIT SCHEME S&P BSE 100

1,07,346

96,155

S&P BSE 100UTI MASTER EQUITY PLAN UNIT SCHEME

0

30000

60000

90000

120000

Apr-03 Aug-05 Dec-07 Apr-10 Aug-12 Dec-14

0%

4%

12%

6%

2%

11%

11%

8%

13%

31%

1%

5%

5%

6%

7%

9%

12%

13%

14%

29%

0% 10% 20% 30% 40%

CASH

CONSTRUCTION

CONSUMER GOODS

PHARMA


ENERGY

OTHERS

AUTOMOBILE

IT

FINANCIAL SERVICES

C MY K

28

C MY K


` 10,000 invested at inception: UTI Long Term Adv. Fund I Vs. S&P BSE 100



Equity


NAV as on December 31, 2014 : Growth Option: ` 19.03 Income Option: ` 19.03




` 226 Crore

Inception Date: 20th March, 2007



Large Mid Small

70 21 9


UTI LONG TERM ADVANTAGE FUND SERIES - I(Not open for sale)(Scheme closed for subscription)




PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV(`)

S&P BSE 100(`)

CNX Nifty(`)


The investment objective of the scheme is to provide medium to long term capital appreciation alongwith income tax benefit.




Overweight (Top5)K.S.B.Pumps Ltd.Aditya Birla Nuvo Ltd.Shree Cement Ltd.Aurobindo Pharma Ltd.Blue Dart Express Ltd.

Underweight(Top5)ITC Ltd.Tata Motors Ltd.HDFC Ltd.Infosys Ltd.Mahindra & Mahindra Ltd.



ICICI Bank Ltd 5.95


HDFC Bank Ltd. 4.50



Infosys Ltd. 3.91

K.S.B.Pumps Ltd. 3.65

HDFC Ltd. 3.09

ITC Ltd. 3.08


Axis Bank Ltd. 2.70









Thermax Ltd. 1.79

Arvind Ltd. 1.78


Crisil Ltd 1.41

Mindtree Ltd. 1.39



NCC Ltd. 1.27



Others 16.37


Total 100.00


% of NAV

UTI LONG TERM ADVANTAGE FUND SERIES - I S&P BSE 100

22,496

19,028

S&P-BSE 100UTI LONG TERM ADVANTAGE FUND SERIES - I

4,000

6,000

14,000

20,000

26,000

Mar-07 Jan-09 Nov-10 Sep-12 Dec-14

0%

12%

1%

4%

2%

11%

13%

25%

31%

3%

5%

7%

8%

10%

12%

13%

19%

23%

0% 10% 20% 30% 40%

CASH

CONSUMER GOODS

SERVICES

CONSTRUCTION


ENERGY

IT

OTHERS

FINANCIAL SERVICES

C MY K

29

C MY K


` 10,000 invested at inception: UTI Long Term Adv. Fund S II Vs. S&P BSE 100



Equity






` 137 Crore




Large Mid Small

70 22 8


UTI LONG TERM ADVANTAGE FUND SERIES - II(Not open for sale)(Scheme closed for subscription)




PeriodNAV (%)

S&P BSE 100(%)

CNX Nifty (%)

NAV (`)

S&P BSE 100(`)

CNX Nifty(`)



The above value is calculated on the basis of the return from Growth Option of the Scheme.

Past performance may or may not be sustained in future.

*Compounded annualized Growth Rate.

For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme

sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014


Overweight (Top5)

K.S.B.Pumps Ltd.

Aditya Birla Nuvo Ltd.

Shree Cement Ltd.

Aurobindo Pharma Ltd.

Blue Dart Express Ltd.

Underweight(Top5)

ITC Ltd.

Tata Motors Ltd.

HDFC Ltd.

Infosys Ltd.

Mahindra & Mahindra Ltd.



ICICI Bank Ltd 5.96


HDFC Bank Ltd. 4.53



Infosys Ltd. 3.93

K.S.B.Pumps Ltd. 3.33

HDFC Ltd. 3.10

ITC Ltd. 3.09


Axis Bank Ltd. 2.72








Thermax Ltd. 1.81


Arvind Ltd. 1.79


Crisil Ltd 1.42

Mindtree Ltd. 1.40



NCC Ltd. 1.28



Others 16.73


Total 100.00

The investment objective of the scheme is to provide medium to long term capital appreciation along with income tax benefit.

% of NAV


UTI LONG TERM ADVANTAGE FUND SERIES - II S&P BSE 100

22,927

18,323

S&P BSE 100UTI LONG TERM ADVANTAGE FUND SERIES - II

4,000

8,000

12,000

16,000

20,000

24,000

Mar-08 Mar-10 Mar-12 Dec-14

0%

12%

1%

4%

2%

11%

13%

25%

31%

3%

5%

7%

8%

10%

11%

13%

19%

23%

0% 10% 20% 30% 40%

CASH

CONSUMER GOODS

SERVICES

CONSTRUCTION


ENERGY

IT

OTHERS

FINANCIAL SERVICES

C MY K

30

C MY K

UTI SPREAD FUND


Launch Date Fund Manager

Fund Size (Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014

High/ Low of NAV in the month Minimum Investment Amount

Registrar No. of Unit Holding accounts

Asset Allocation (% to NAV)

Asset Allocation as on December 31, 2014

22nd June, 2006

Growth / Income : ` 19.06 / ` 15.68` 28 Crore

Growth Option : ` 19.06 / ` 18.93 ` 5,000/-

M/s. Karvy Computershare Pvt. Ltd. 2,018

Load Structure


Nil 0.50%

` 10,000 invested at inception: UTI SPREAD Fund vs CRISIL Liquid Fund Index

Options AvailableSIP


Equity

All Figures given are provisional and unaudited.

Arbitrage Fund


PeriodNAV (%)

Crisil LiquidFund Index (%) (%)

NAV (`)

CNX Nifty(`)

Crisil LiquidFund Index (`)



The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.

<= 180 days



PeriodIndex(`)

Yield (%)Fund

Yield (%)Crisil LiquidFund Index

Yield (%)CNX Nifty

Value-Fund (`)

Crisil LiquidFund (`)



Equity 85.40 100%

Debt 0.00

STD 11.52

Cash & cash equivalent 3.08

Total 100.00


% of NAV Hedged

- Capital appreciation and dividend distribution over medium to long term- takes advantage of arbitrage opportunities in cash and derivative market without taking any

directional/unhedged position in either equity or derivative instruments- Low risk (Blue)






UTI Spread Fund CRISIL Liquid Fund Index

19,055

18,519

CNX Nifty

CNX Nifty

Mr. Kaushik Basu, B.Com, ACMA

9,000

12,000

15,000

20,000

Jun-06 Feb-08 Oct-09 Jun-11 Feb-13 Dec-14

0%

3%

12%

85%

0% 20% 40% 60% 80% 100%

DEPOSIT

NCA

STD

EQUITY

C MY K

31

C MY K




Equity

SnapshotFund ManagerMr. Kaushik Basu, B.Com, ACMA





` 33 Crore

Inception Date: 9th February, 2013



Large Mid Small

99 1 0


UTI RAJIV GANDHI EQUITY SAVING SCHEME(A close - ended passive index fund tracking the S&P Nifty Index)

UTI-Rajiv Gandhi Equity Saving Scheme (UTI - RGESS)



PeriodNAV (%)

CNX Nifty(%)

S&P BSE Sensex (%)

NAV (`)

CNX Nifty(`)

S&P BSESensex (`)


01/01/2014 31/12/2014 31.05 31.39 31.39 13,105 13,139 13,139 Since inception as on 31/12/2014 (CAGR)* 23.25 23.38 23.38 14,519 14,546 14,546

The above value is calculated on the basis of the return from Growth Option of the Scheme.

Past performance may or may not be sustained in future.

*Compounded annualized Growth Rate.

For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme

sheets as listed in page 63 in ‘Fund Manager Summary’.


Overweight (Top5)

ACC Ltd

Ambuja Cements Ltd.

Axis Bank Ltd.

Bank Of Baroda

Bharat Petroleum Corporation Ltd.

Underweight(Top5)

HDFC Bank Ltd.

HDFC Ltd.

ITC Ltd.

Asian Paints Ltd.

Bajaj Auto Ltd.


ITC Ltd. 7.32

ICICI Bank Ltd 7.29

Infosys Ltd. 6.79

HDFC Ltd. 6.36

HDFC Bank Ltd. 6.35






Axis Bank Ltd. 3.01








HCL Technologies Ltd. 1.54




Wipro Ltd. 1.30


Lupin Ltd. 1.22



Cipla Ltd. 1.13


NTPC Ltd. 1.06

Others 13.08


Total 100.00

The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.

The fund would be qualified as a investment option targeting investment under Govt. Notified

% of NAV


NIFTYUTI Rajiv Gandhi Equity Saving Scheme

Minimum initial investment is ` 5000/- per application and in multiples of Re.1/- thereafter.

0%

6%

9%

10%

12%

15%

16%

32%

0%

6%

9%

10%

12%

15%

16%

32%

0% 10% 20% 30% 40%

CASH

PHARMA

AUTOMOBILE

CONSUMER GOODS

ENERGY

OTHERS

IT

FINANCIAL SERVICES

32

C MY K

C MY K

FUNDOPEDIA (Investment Objective)Index & Asset Allocation Funds Category


UTI NIFTY INDEX FUND

C MY K

33

C MY K

UTI NIFTY INDEX FUND


Launch Date Fund Manager

Fund Size (Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014

High/ Low of NAV in the month Minimum Investment Amount

Registrar

Load Structure

No. of Unit Holding accounts

6th March, 2000 Mr. Kaushik Basu, B.Com, ACMA

` 177 Crore

Growth Option : ` 53.66 / 50.34 ` 5000/-

M/s. Karvy Computershare Pvt. Ltd.

` 10,000 invested at inception: NIFTY Index Fund Vs. CNX Nifty


Nil

Nil

< 15 Days

>= 15 Days

1%

Nil

Tracking Error as on 31 December 2014Non-Annualised Annualised Tracking error

Past performance may or may not be sustained in the future.

Tracking Error

Index Fund



PeriodNAV (%)

CNXNIFTY (%)

S&P BSE Sensex (%)

NAV (`)

CNXNifty (`)

S&P BSE Sensex (`)



Yield (%)CNX

NIFTY

Yield (%)CNX Nifty

Value-Fund (`)

SCNX

NIFTY (`)CNX Nifty

(`)InvestmentAmount (`)



Growth / Income : ` 51.90 / ` 26.42

The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in the future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014





Over last 1 year 0.0233 0.3685



Since Inception 0.1102 1.7428

13,733

Industrywise Exposure (% to NAV)

- Capital growth in tune with the index returns- Passive investment in equity instruments comprised in CNX Nifty Index- High risk (Brown)







Equity



ITC Ltd. 7.30

ICICI Bank Ltd 7.27

Infosys Ltd. 6.77

HDFC Ltd. 6.35

HDFC Bank Ltd. 6.34






Axis Bank Ltd. 3.00








HCL Technologies Ltd. 1.53




Wipro Ltd. 1.30


Lupin Ltd. 1.22



Cipla Ltd. 1.13


NTPC Ltd. 1.06

Others 13.05


Total 100.00

% of NAV

51,873

49,055

CNX NIFTYUTI Nifty Index Fund UTI Nifty Index Fund CNX Nifty

-

15,000

30,000

45,000

60,000

Mar-02 May-04 Jul-06 Sep-08 Nov-10 Jan-13 Dec-14

0%

6%

9%

10%

12%

15%

16%

32%

0%

6%

9%

10%

12%

15%

16%

32%

0% 10% 20% 30% 40%

CASH

PHARMA

AUTOMOBILE

CONSUMER GOODS

ENERGY

OTHERS

IT

FINANCIAL SERVICES

34

C MY K

C MY K

FUNDOPEDIA (Investment Objective)Balanced Funds Category

UTI BALANCED FUND UTI MAHILA UNIT SCHEME

UTI CRTS

UTI UNIT LINKED INSURANCE PLAN

UTI RETIREMENT BENEFIT PENSION FUND

UTI CHILDREN’S CAREER BALANCED PLAN

UTI MONTHLY INCOME SCHEME

UTI MIS Advantage Plan

UTI CCP ADVANTAGE FUND

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income

securities (debt and money market securities) with a view to generating regular income

together with capital appreciation.

Investment objectives of the scheme is primarily to provide return through growth in the NAV

or through dividend distribution and reinvestment thereof. Amounts collected under the

scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt

instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities

and equity related instruments.

To primarily provide regular income to unit holders of the scheme. Funds collected under the

scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt

instruments including money market instruments of low to medium risk profile. (ii) Not more

than 30% of the funds in equities and equity related instruments. The risk profile of equity

investments could be high.

Funds collected under the Plan will be invested in equities, convertible and non convertible

debentures/ bonds of companies/corporates etc and other capital and money market

instruments subject to the condition that (i) not less than 60% of the funds will be invested in

debt instruments of low to medium risk profile having a rating of A+ and above or equivalent

at the time of investment and (ii) not more than 40% of the funds in equities and equity

related instruments. The risk profile of equity investments could be high.

Investment objective of the scheme is to invest in a portfolio of equity/equity related

securities and debt and money market instruments with a view to generating reasonable

income with moderate capital appreciation.

Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum -

70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including

securitised Debt* 0% Maximum - 30%,Risk Profile Low to Medium.*Investment in securitised

Debt will not normally exceed 20% of the net assets of the scheme.

The scheme aims at distributing income, if any, periodically.

The investment objective of the Scheme is to generate regular income through investments in

fixed income securities and capital appreciation / dividend income through investment of a

portion of net assets of the scheme in equity and equity related instruments so as to

endeavour to make periodic income distribution to Unit holders. Income may be generated

through Coupon payments, amortization of discount on debt instruments, receipt of

dividends or the purchase and sale of securities in the underlying portfolio. Under normal

market conditions investment will be made in fixed income securities, money market

instruments, cash and cash equivalents while at the same time maintaining a limited exposure

to equity markets. The Scheme will endeavor to enhance overall returns through appropriate

investments upto a maximum of 25% of Net Assets into equity and equity related

instruments. However there can be no assurance that the investment objective of the Scheme

will be achieved. The Scheme does not guarantee/ indicate any returns.

Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding

after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures,

bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related

instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

35

C MY K

C MY K


Options Available

SIP


Debt % of NAV Rating


Load Structure


Nil< 1 Year

>= 1 Year

1%

Nil

NAV as on December 31, 2014 : Growth Option: ` 124.16, Income Option: ` 30.33

SnapshotFund ManagerMr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)

Minimum Investment Amount :Growth / Income : ` 1,000 / 5,000


Fund Size (Quarterly Average as on 31/12/2014 ):

` 1221.45 Crore

Inception Date: 2nd January, 1995

High/Low NAV in the month : ` 126.73 / ` 120.25


Mid SmallLarge

- Equity Portion

62 30 8

UTI BALANCED FUND

Pure Balanced Fund

Weighted Average Maturity 5.15 Years

Industrywise Exposure - % of Equity Portion


Period NAV (%)

Crisil BalancedFund Index

(%)


CNX Nifty Index

(%)NAV (`)


(`) (`)

CNX Nifty Index

New Initative

SMS: LBF to 5676756To get scheme details

The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

01/01/2012 31/12/2012 27.96 21.28 27.70 12,796 12,128 12,770 01/01/2013 31/12/2013 6.82 6.05 6.76 10,682 10,605 10,676 01/01/2014 31/12/2014 32.84 25.34 31.39 13,284 12,534 13,139 3 Years* 21.97 17.24 21.42 18,155 16,122 17,910 5 Years* 11.27 9.40 9.75 17,062 15,674 15,927Since inception as on 31/12/2014 (CAGR)* 16.40 N.A. N.A. 2,08,738 N.A. N.A.

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

All figures given are provisional and unaudited Top 10 scrips in the portfolio

Median Market Cap (` Cr.) 61,660 Weighted Average Market Cap (`Cr.) 106,624

Credit Profile of Debt (% of Debt portion)

Long Term Debt Shriram Transport Finance Co.Ltd. 4.87 CARE AA+LIC Housing Finance Ltd. 2.88 CRISIL AAASesa Sterlite Ltd. 2.00 CRISIL AA+Tata Power Company Ltd. 1.56 CRISIL AA-Talwandi Sabo Power Limited 1.45 CRISIL AA+Power Finance Corporation Ltd. 0.83 CRISIL AAATata Sons Ltd. 0.80 CRISIL AAASteel Authority Of India Ltd. 0.4 CARE AAAReliance Utilities & Power Pvt Ltd. 0.39 CRISIL AAARural Electrification Corporation Ltd. 0.32 CRISIL AAAGovt Securities 8.60% GS MAT 02/06/28 5.51 SOV8.40% GSEC - 28/07/2024 0.83 SOVEquity Infosys Ltd. 3.82 ICICI Bank Ltd 3.79 HDFC Bank Ltd. 3.74 ITC Ltd. 2.28 Mahindra & Mahindra Ltd. 2.24 Grasim Industries Ltd. 2.23 SRF Ltd. 2.20 Tata Consultancy Services Ltd. 2.20 State Bank Of India 2.17 Wipro Ltd. 2.06 Bharti Airtel Ltd. 1.98 Reliance Industries Ltd. 1.96 Federal Bank Ltd. 1.80 Dr. Reddy'S Laboratories Ltd. 1.75 Axis Bank Ltd. 1.73 Others 38.83 Net Current Assets 3.35 Total 100.00

- Long term capital growth- Investment in equity instruments (maximum-75%) and fixed income securities

(debt and money market securities) - High risk (Brown)






3

6

16

75

0 20 40 60 80

NCA

Govt Securities

Long Term Debt

Equity

7

26

29

38

0 10 20 30 40

AA-

AAA/A1+

SOV

AA+

12333

56

77

88

1113

23

0 5 10 15 20 25

METALSFERTILISERS

TELECOMCEMENT PRODS

INDL MFGCONSTRUCTION

TEXTILESENERGY

SERVICESPHARMA

CONS GOODSAUTOMOBILE

IT

FINANCIAL SERVICES

36

C MY K

C MY K


Load Structure

NAV as on December 31, 2014 : ` 18.55

Market Capitalisation (%)- Equity Portion

SnapshotHead-Fixed Income & Fund Manager (Debt Portfolio)Mr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]

Minimum Investment Amount :Target amount enhanced to ` 15,00,000/-Minimum Target Amount ` 15,000/-



` 2917.44 Crore

Inception Date: 1st October, 1971



UTI UNIT LINKED INSURANCE PLAN

Segment Focused Balanced Fund

Mid SmallLarge

Weighted Average Maturity6.16 Years


(%) (%) (%) (`) (`)Period NAV

Crisil DebtHybrid (60.40)


10 - YearGOI NAV


10 - YearGOI(`)



Options Available

SIP

New Initative

SMS: LULIP to 5676756To get scheme details

Investment objectives of the scheme is primarily to provide return through growth in the NAV or through dividend distribution and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.

Entry Load : NilExit Load : 2% for premature withdrawal Nil - On or after maturity

01/01/2012 31/12/2012 19.20 16.54 10.67 11,920 11,654 11,067 01/01/2013 31/12/2013 3.63 8.06 -0.68 10,363 10,806 9,932 01/01/2014 31/12/2014 21.73 18.62 14.14 12,173 11,862 11,414 3 Years* 14.55 14.30 7.85 15,037 14,938 12,547 5 Years* 10.13 9.10 5.68 16,205 15,461 13,183Since inception as on 31/12/2014 (CAGR)* 11.01 N.A. N.A. 9,18,855 N.A. N.A.


% of NAVEquity Rating



HDFC Bank Ltd. 2.38 Tata Consultancy Services Ltd. 2.37 Infosys Ltd. 2.31 ITC Ltd. 1.79 HDFC Ltd. 1.72 Axis Bank Ltd. 1.63 Sun Pharmaceuticals Industries Ltd. 1.50 Crisil Ltd 1.50 Bosch Ltd. 1.31 Larsen & Toubro Ltd. 1.17 Oil & Natural Gas Corporation Ltd. 1.07 Nestle India Ltd. 1.05 Reliance Industries Ltd. 1.02 Yes Bank Ltd. 0.99 Indus Ind Bank Ltd. 0.93 Others 16.56 Debt Govt Securities 8.60% GS MAT 02/06/28 6.56 SOV8.12% GSEC-MAT-10.12.2020 3.21 SOV8.40% GSEC - 28/07/2024 2.44 SOV8.83% GSEC 12/12/2041 1.83 SOV7.80% GOI 03/05/2020 1.33 SOVOthers 4.66 Long term debt Reliance Utilities & Power Pvt Ltd. 4.81 CRISIL AAAShriram Transport Finance Co.Ltd. 4.43 CARE AA+Tata Power Company Ltd. 3.17 ICRA AAHDFC Ltd. 2.61 CRISIL AAAIDBI Bank Ltd. 2.05 ICRA AA+Lafarge India Ltd. 2.02 IND AA+Sesa Sterlite Ltd. 1.67 CRISIL AA+UPL Ltd. 1.19 CARE AA+Rural Electrification Corporation Ltd. 1.18 CRISIL AAATata Steel Ltd. 1.06 IND AAOthers 14.09 CP / Cds IL&FS Transportation Networks Ltd. 1.16 ICRA A1Net Current Assets 1.24 Total 100.00

78 20 2

This product is suitable for investors who are seeking*: Refer page No. 64

Fund Manager: Ajay Tyagi (Equity Porfolio) - CFA, MFC

1

1

20

38

39

0 10 20 30 40 50

CP / CDs

NCA

Govt Securities

Long Term …

Equity

00

11

22

35

711

1313

1427

0 5 10 15 20 25 30

CHEMICALS

TEXTILESMETALS

SERVICESTELECOM

INDL MFGCONSTRUCTION

ENERGYCEMENT PRODS

AUTOMOBILEIT

PHARMACONS GOODS

FINANCIAL SERVICES

112

35

920

2534

0 10 20 30 40

A-

A1

AA

AA+

SOV

C MY K

C MY K

37





Load Structure

NAV as on December 31, 2014:Growth Option: ` 272.68 , Income Option: ` 148.22


High/Low NAV in the month : Growth Option : ` 273.74 / ` 268.30

SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio)(B.Sc. MBA [FMS Delhi])

Minimum Investment Amount : Please refer to

page no. 61



` 386.59 Crore

Inception Date: 1st October, 1981

UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies


SmallMidLarge

69 6

Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)



Period NAV (%)


(%)


10 - YearGOI (%)

NAV(`)


(`)

10 - YearGOI(`)

To primarily provide regular income to unit holders of the scheme. Funds collected under the scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt instruments including money market instruments of low to medium risk profile. (ii) Not more than 30% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.

Entry Load : Nil

Exit Load : 1% < 1 yr

Nil >= 1 yr

01/01/2012 31/12/2012 20.18 13.76 10.67 12,018 11,376 11,067 01/01/2013 31/12/2013 7.44 8.20 -0.68 10,744 10,820 9,932 01/01/2014 31/12/2014 21.36 15.53 14.14 12,136 11,553 11,414 3 Years* 16.13 12.44 7.85 15,668 14,220 12,547 5 Years* 12.22 8.77 5.68 17,803 15,228 13,183 Since inception as on 31/12/2014 (CAGR)* 10.99 N.A N.A 3,21,107 N.A N.A




CP / Cds ICICI Bank Ltd 0.10 ICRA A1+Govt Securities 8.60% GS MAT 02/06/28 11.81 SOV8.83% GS 25/11/2023 6.54 SOV8.15% G S - 24/11/26 3.81 SOV8.20% GOVT STOCK 24/09/2025 2.52 SOV8.40% GSEC - 28/07/2024 1.29 SOV8.28% GOVT STOCK 21/09/2027 1.27 SOVLong Term Debt Lafarge India Ltd. 7.49 IND AA+Adani Ports And Special Economic Zone Ltd 6.03 ICRA AA-L & T Shipbuilding Ltd. 3.72 CRISIL AAA(SO)LIC Housing Finance Ltd. 3.28 CRISIL AAAIDBI Bank Ltd. 2.64 CRISIL AA-Reliance Gas Transportation Infrastructure Ltd. 2.57 CRISIL AAACholamandalam Investment & Finance Company Ltd 2.54 ICRA AAUPL Ltd. 2.52 CARE AA+National Bank For Agriculture & Rural Development 2.34 CRISIL AAATata Power Company Ltd. 1.34 CRISIL AA-Shriram Transport Finance Co.Ltd. 1.26 CARE AA+HDB Financial Services Ltd. 1.24 CRISIL AAABallarpur Industries Ltd. 1.23 IND A+Power Finance Corporation Ltd. 0.63 CRISIL AAAPower Grid Corporation Of India Ltd 0.63 CRISIL AAAEquity ICICI Bank Ltd 1.75 HDFC Bank Ltd. 1.67 Infosys Ltd. 1.66 Tata Consultancy Services Ltd. 1.09 Reliance Industries Ltd. 1.04 Federal Bank Ltd. 0.95 SRF Ltd. 0.94 Ranbaxy Laboratories Ltd. 0.94 Axis Bank Ltd. 0.91 Grasim Industries Ltd. 0.86 ITC Ltd. 0.86 Mahindra & Mahindra Ltd. 0.86 State Bank Of India 0.83 Bharti Airtel Ltd. 0.82 Wipro Ltd. 0.81 Dr. Reddy'S Laboratories Ltd. 0.79 Crisil Ltd 0.75 Lupin Ltd. 0.68 Hero Motocorp Ltd. 0.66 Larsen & Toubro Ltd. 0.63 Others 10.05 Net Current Assets 3.65 Total 100.00

25


Options Available

SWP

New Initative

SMS: LCRTS to 5676756To get scheme details


0

4

27

30

39

0 10 20 30 40 50

CP / CDs

NCA

Govt Securities

Equity

Long Term …

2

4

15

17

22

41

0 10 20 30 40 50

A+

AA

AA-

AA+

AAA/A1+

SOV

122

333

47

791010

1326

0 5 10 15 20 25 30

FERTILISERSCONSTRUCTION

METALS

TELECOMCEMENT PRODS

INDL MFGTEXTILES

SERVICESENERGY

AUTOMOBILECONS GOODS

PHARMAIT

FINANCIAL SERVICES

38

C MY K

C MY K



Load Structure


NAV as on December 31, 2014: ` 16.89

SnapshotHead-Fixed Income & Fund Manager (Debt Portion)Mr. Amandeep S. Chopra (B.Sc. MBA [FMS Delhi])Head-Equity & Fund Manager (Equity Portion)Mr. Anoop Bhaskar (B.Com, MBA [Finance])




` 3328.54 Crore




UTI CHILDREN'S CAREER BALANCED PLAN


Mid SmallLarge

59 29 12




10 - YearPeriod NAV

(%)


(%)

10 - YearGOI (%)

NAV(`)


(`)GOI(`)


Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/ bonds of companies/corporates etc and other capital and money market instruments subject to the condition that (i) not less than 60% of the funds will be invested in debt instruments of low to medium risk profile having a rating of A+ and above or equivalent at the time of investment and (ii) not more than 40% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.

Entry Load : NilExit Load : 3% < 2 yr 2% >= 2 yr & < 4 yrs 1% >= 4 yrs & < 5 yrs Nil >= 5 years

01/01/2012 31/12/2012 18.92 16.54 10.67 11,892 11,654 11,067 01/01/2013 31/12/2013 6.09 8.06 -0.68 10,609 10,806 9,932 01/01/2014 31/12/2014 30.64 18.62 14.14 13,064 11,862 11,414 3 Years* 18.11 14.30 7.85 16,484 14,938 12,547 5 Years* 11.90 9.10 5.68 17,550 15,461 13,183Since inception as on 31/12/2014 (CAGR)* 11.93 N.A. N.A. 1,12,619 N.A. N.A.




CP / CDs ICICI Bank Ltd 0.00 ICRA A1+ING Vysya Bank Limited. 0.00 CRISIL A1+Govt Securities 8.60% GS MAT 02/06/28 8.52 SOV8.40% GSEC - 28/07/2024 1.82 SOVGS-8.33%- MAT-07/06/2036 1.82 SOV8.15% G S - 24/11/26 1.50 SOV7.80% GOI 03/05/2020 1.45 SOVOthers 4.86 Long Term Debt Tata Motors Ltd. 4.32 ICRA AARural Electrification Corporation Ltd. 3.98 ICRA AAASesa Sterlite Ltd. 3.22 CRISIL AA+Reliance Utilities & Power Pvt Ltd. 3.02 CRISIL AAAPower Finance Corporation Ltd. 2.99 ICRA AAATata Power Company Ltd. 2.46 ICRA AAReliance Jio Infocomm Ltd 1.49 CRISIL AAAShriram Transport Finance Co.Ltd. 1.33 IND AA+Talwandi Sabo Power Limited 1.09 CRISIL AA+(SO)IDBI Bank Ltd. 0.92 ICRA AA+Others 12.26 Equity MRF Ltd. 2.36 Infosys Ltd. 2.18 Bosch Ltd. 2.08 Tata Consultancy Services Ltd. 1.80 Shree Cement Ltd. 1.79 Eicher Motors Ltd 1.72 Pfizer Limited 1.68 Ultratech Cement Ltd. 1.65 Axis Bank Ltd. 1.54 Ramco Cements Ltd. 1.40 HDFC Bank Ltd. 1.35 Motherson Sumi System Ltd. 1.34 Tube Investments Of India Ltd. 1.31 Reliance Industries Ltd. 1.22 FDC Limited 1.21 Others 14.96 Net Current Assets 3.31 Total 100.00

Options Available

SIP


New Initative

SMS: LCCPto 5676756 To get scheme details


Fund Manager (Equity Portion)Mr. Kaushik Basu, B.Com, ACMA

0

3

20

37

40

0 10 20 30 40 50

CP / CDs

NCA

Govt Securities

Long Term Debt

Equity

1

2

2

7

20

32

35

0 10 20 30 40

A

AA+(SO)

AA

AA-

AA+

AAA/A1+

SOV

12

23

34

58

11

1113

1324

0 5 10 15 20 25

TEXTILES

SERVICES

FERTILISERSMEDIA & ENTT

CONSTRUCTIONENERGY

INDL MFGCONS GOODS

ITPHARMA

FINANCIAL SERVICESCEMENT PRODS

AUTOMOBILE

39

C MY K

C MY K


Equity Rating% of NAV

Options Available

SWP Option & SIP

Load Structure

NAV as on December 31, 2014: ` 19.32


SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra - Debt Portfolio (B.Sc. MBA [FMS Delhi])

Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)



` 1345.24 Crores


High/Low NAV in the month: Growth Option : ` 19.51 / ` 18.97

UTI RETIREMENT BENEFIT PENSION FUND


SmallMidLarge

65 26



Period NAV (%)


(%)


10 - YearGOI (%)

NAV(`)


(`)

10 - YearGOI(`)


SMS: LRBP to 5676756To get scheme details

New Initative

Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.

` 500/- (Subject to attaining a minimuminvestment of 10,000/- by the age of 52 years)

Minimum Investment Amount :

Entry Load : NilExit Load : 5% < 1 yr 3% >= 1 yr & < 3 yrs 1% >= 3 yrs Nil > 5 yrs Nil Redemption at maturity (i.e. 58 years of age).No exit load for investments redeemed at maturity, i.e. 58 years of age or after 5 years from the date of investment whichever is later.

01/01/2012 31/12/2012 18.41 16.54 10.67 11,841 11,654 11,067 01/01/2013 31/12/2013 4.92 8.06 -0.68 10,492 10,806 9,932 01/01/2014 31/12/2014 23.13 18.62 14.14 12,313 11,862 11,414 3 Years* 15.21 14.30 7.85 15,298 14,938 12,547 5 Years* 9.23 9.10 5.68 15,553 15,461 13,183 Since inception as on 31/12/2014 (CAGR)* 11.34 N.A. N.A. 85,961 N.A. N.A.




Equity HDFC Bank Ltd. 2.05 ICICI Bank Ltd 2.05 Infosys Ltd. 2.00 Reliance Industries Ltd. 1.58 SRF Ltd. 1.35 Tata Consultancy Services Ltd. 1.26 ITC Ltd. 1.20 Grasim Industries Ltd. 1.18 Wipro Ltd. 1.07 State Bank Of India 1.07 Federal Bank Ltd. 1.06 Mahindra & Mahindra Ltd. 1.06 Dr. Reddy'S Laboratories Ltd. 1.05 Axis Bank Ltd. 1.02 Lupin Ltd. 1.00 Others 19.32 Debt Govt Securities 8.60% GS MAT 02/06/28 16.45 SOV8.20% GOVT STOCK 24/09/2025 2.57 SOV8.83% GSEC 12/12/2041 1.58 SOV8.40% GSEC - 28/07/2024 1.5 SOV8.33% GOI-09/07/2026 0.74 SOVOthers 0.74 Long Term Debt Shriram Transport Finance Co.Ltd. 3.66 CARE AA+Sesa Sterlite Ltd. 3.61 CRISIL AA+Power Finance Corporation Ltd. 3.52 CRISIL AAAReliance Gas Transportation Infrastructure Ltd. 1.88 CRISIL AAAIDBI Bank Ltd. 1.86 ICRA AA+North Eastern Electric Power Corporation Ltd 1.86 ICRA AA-Sundaram Finance Ltd. 1.85 ICRA AA+Tata Motors Ltd. 1.85 ICRA AAReliance Jio Infocomm Ltd 1.84 CRISIL AAAIndiabulls Housing Finance Ltd. 1.82 CRISIL AAAOthers 10.80 Net Current Assets 2.54 Total 100.00

9




3

24

35

39

0 10 20 30 40 50

NCA

Govt Securities

Long Term Debt

Equity

1

233

33

5

77

9

911

14

24

0 5 10 15 20 25 30

FERTILISERSMETALS

TELECOMINDL MFG

CONSTRUCTION

CEMENT PRODSTEXTILESENERGY

SERVICESCONS GOODS

PHARMA

AUTOMOBILEIT

FINANCIAL SERVICES

5

9

22

23

41

0 10 20 30 40 50

AA

AA-

AA+

AAA/A1+

SOV


Options Available

SIP

New Initative

SMS: LMUS to 676756To get scheme details

40

CMYK

CMYK

UTI MAHILA UNIT SCHEME





Equity % of NAV

Load Structure

NAV as on December 31, 2014 : ` 28.54



SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]

Minimum Investment Amount :Growth / Income : ` 1,000 / ` 5,000



` 196.39 Crore



SmallMidLarge

82 18 0




10 - YearPeriod NAV

(%)


(%)

10 - YearGOI (%)

NAV(`)


(`)GOI(`)

Investment objective of the scheme is to invest in a portfolio of equity/equity related

securities and debt and money market instruments with a view to generating reasonable

income with moderate capital appreciation.

Entry Load : NilExit Load : 0.75% < 1 year Nil >= 1 year




01/01/2012 31/12/2012 14.28 13.76 10.67 11,428 11,376 11,067 01/01/2013 31/12/2013 3.72 8.20 -0.68 10,372 10,820 9,932 01/01/2014 31/12/2014 20.55 15.53 14.14 12,055 11,553 11,414 3 Years* 12.62 12.44 7.85 14,289 14,220 12,547 5 Years* 8.37 8.77 5.68 14,950 15,228 13,183Since inception as on 31/12/2014 (CAGR)* 13.43 N.A. N.A. 57,095 N.A. N.A.

Equity Infosys Ltd. 1.86 ITC Ltd. 1.77 HDFC Bank Ltd. 1.76 Tata Consultancy Services Ltd. 1.75 Axis Bank Ltd. 1.40 Sun Pharmaceuticals Industries Ltd. 1.35 HDFC Ltd. 1.31 Bosch Ltd. 1.08 Wabco India Ltd. 0.96 Shree Cement Ltd. 0.93 Indus Ind Bank Ltd. 0.82 Reliance Industries Ltd. 0.79 ICICI Bank Ltd 0.79 Pfizer Limited 0.78 Lupin Ltd. 0.77 Others 11.04 Debt Govt Securities 8.60% GS MAT 02/06/28 21.58 SOV8.28% GSEC 15.02.2032 2.62 SOV8.12% GSEC-MAT-10.12.2020 2.57 SOVLong Term Debt Shriram Transport Finance Co.Ltd. 10.33 CARE AA+Adani Ports And Special Economic Zone Ltd 10.28 ICRA AA-Lafarge India Ltd. 7.70 IND AA+Reliance Utilities & Power Pvt Ltd. 5.01 CRISIL AAAPower Finance Corporation Ltd. 2.61 CRISIL AAARural Electrification Corporation Ltd. 2.61 CRISIL AAAAshok Leyland Ltd. 1.80 ICRA A+Net Current Assets 3.74 Total 100.00

Rating


Fund Manager : Ajay Tyagi (Equity Porfolio) - CFA, MFC

4

27

29

40

0 10 20 30 40 50

NCA

Govt Securities

Equity

Long Term Debt

3

15

15

27

40

0 10 20 30 40 50

A+

AAA/A1+

AA-

AA+

SOV0

2

2

3

5

14

14

15

18

25

0 5 10 15 20 25 30

METALS

TELECOM

CONSTRUCTION

CEMENT PRODS

ENERGY

AUTOMOBILE

IT

CONS GOODS

PHARMA

FINANCIAL SERVICES

41

C MY K

C MY K




Equity % of NAV

Load Structure


SnapshotFund ManagerMr. Kaushik Basu, B.Com, ACMA




` 118.5 Crore

Inception Date: 30th January, 2008



UTI CCP ADVANTAGE FUND


Mid SmallLarge

70

0.0559 YearsWeighted Average Maturity


Period NAV (%)


(%)


(%)NAV(`)


(`) (`)

Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum - 70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including securitised Debt* 0% Maximum - 30%,Risk Profile Low to Medium.*Investment in securitised Debt will not normally exceed 20% of the net assets of the scheme.

Entry Load : Nil

Exit Load : 4% < 1 yr

3% >= 1 yr & < 3 yrs

1% >= 3 yrs & < 5 yrs

Nil >= 5 years


Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAVPast performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014



Equity

Infosys Ltd. 6.07

ICICI Bank Ltd 5.01

HDFC Bank Ltd. 4.86




NCC Ltd. 3.60


Axis Bank Ltd. 3.05





JK Tyre & Industries Ltd. 2.11


Lupin Ltd. 1.97


Bank Of Baroda 1.92



Others 34.85


Total 100.00

CNX Nifty Index

CNX Nifty Index

S I P


Options Available

- Long term capital appreciation- Investment in equity instruments (above 70%) and debt instruments- High risk (Brown)






21 9

1

1

2

2

3

5

6

7

8

9

9

9

13

26

0 5 10 15 20 25 30

MEDIA & ENTT

FERTILISERS

TELECOM

SERVICES

METALS

INDL MFG

CEMENT PRODS

PHARMA

ENERGY

AUTOMOBILE

CONS GOODS

CONSTRUCTION

IT

FINANCIAL SERVICES

4

96

0 20 40 60 80 100 120

NCA

Equity

42

C MY K

C MY K

UTI MONTHLY INCOME SCHEME

Investment ObjectiveThe scheme aims at distributing income, if any, periodically.

Options Available

SIP & SWP


Equity % of NAV Rating


Monthly Income Scheme

Load Structure

NAV as on December 31, 2014: Growth : ` 27.73 / Income : ` 12.26


SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra - Debt Portfolio (B.Sc. MBA [FMS Delhi])Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)

Minimum Investment Amount :Please refer to page no. 62



` 282.68 Crore

Inception Date: 12th September, 2002Market Capitalisation (%)- Equity Portion

SmallMidLarge

83 17 0




Period NAV (%)

Crisil MIPBlended

Index* (%)


10 - YearGOI (%)

NAV(`)

Crisil MIPBlendedIndex (`)

10 - YearGOI(`)


Entry Load : <= 1095 Days 1.00%Exit Load : > 1095 Days Nil

01/01/2012 31/12/2012 11.78 12.12 10.67 11,178 11,212 11,067 01/01/2013 31/12/2013 6.07 4.41 -0.68 10,607 10,441 9,932 01/01/2014 31/12/2014 16.01 16.83 14.14 11,601 11,683 11,414 3 Years* 11.20 10.99 7.85 13,754 13,677 12,547 5 Years* 8.57 8.28 5.68 15,089 14,888 13,183Since inception as on 31/12/2014 (CAGR)* 8.64 8.70 6.12 27,734 27,924 20,776



Equity Infosys Ltd. 0.95 ICICI Bank Ltd 0.94 HDFC Bank Ltd. 0.91 LIC Housing Finance Ltd. 0.63 Reliance Industries Ltd. 0.61 Grasim Industries Ltd. 0.55 Ranbaxy Laboratories Ltd. 0.54 ITC Ltd. 0.54 Lupin Ltd. 0.54 Bharti Airtel Ltd. 0.51 Shree Cement Ltd. 0.51 Aditya Birla Nuvo Ltd. 0.49 Larsen & Toubro Ltd. 0.48 Federal Bank Ltd. 0.46 State Bank Of India 0.45 Others 5.93 Debt Govt Securities 8.12% GSEC-MAT-10.12.2020 16.28 SOV8.60% GS MAT 02/06/28 9.50 SOVLong Term Debt Reliance Utilities & Power Pvt Ltd. 10.60 CRISIL AAASesa Sterlite Ltd. 8.97 CRISIL AA+Reliance Gas Transportation Infrastructure Ltd. 7.46 CRISIL AAAECL Finance Ltd. 5.60 CARE AANorth Eastern Electric Power Corporation Ltd 5.55 ICRA AA-BMW India Financial Services Pvt Ltd 5.54 CRISIL AAAAdani Ports And Special Economic Zone Ltd 5.43 ICRA AA-Dewan Hsg Finance Corporation Ltd 3.65 CARE AAALafarge India Ltd. 1.81 IND AA+Talwandi Sabo Power Limited 0.91 CRISIL AA+Others 0.85 Net Current Assets 2.80 Total 100.00

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAVPast performance may or may not be sustained in future. *(Please refer to pg. 62)*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014

- Regular income over medium-term- Investment in equity instruments (maximum-15%) and fixed income securities

(debt and money market securities) - Medium risk (Yellow)






3

15

26

56

0 10 20 30 40 50 60

NCA

Equity

Govt Securities

Long Term Debt

7

13

14

31

34

0 10 20 30 40

AA

AA-

AA+

SOV

AAA/A1+

2

3

3

7

7

8

10

10

12

13

25

0 5 10 15 20 25 30

METALS

CONSTRUCTION

TELECOM

ENERGY

CEMENT PRODS

SERVICES

PHARMA

CONS GOODS

IT

AUTOMOBILE

FINANCIAL SERVICES

43

C MY K

C MY K



Equity % of NAV

Load Structure

NAV as on December 31, 2014: Growth/Income : ` 29.79 / ` 14.49


Small


Mid

SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]

Minimum Investment Amount :Monthly Dividend / Monthly Payment Plan - ` 25,000/-Flexi Dividend / Growth Plan - ` 5,000/-



` 475.93 Crore


Large

Options Available

SIP & SWP

84 16 0

UTI MIS - ADVANTAGE PLAN

Monthly Income Scheme



Period NAV (%)

Crisil MIPBlendedIndex (%)


10 - YearGOI (%)

NAV(`)

Crisil MIPBlended

Index (`)

10 - YearGOI(`)


Investment ObjectiveThe investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.

Entry Load : Nil

Exit Load : For all investments made on or after October 8, 2010

Nil

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014



01/01/2012 31/12/2012 10.37 10.60 8.01 11,512 11,212 11,067 01/01/2013 31/12/2013 15.12 12.12 10.67 10,654 10,441 9,932 01/01/2014 31/12/2014 6.54 4.41 -0.68 12,109 11,683 11,414 3 Years* 14.08 10.99 7.85 14,852 13,677 12,547 5 Years* 9.60 8.28 5.68 15,818 14,888 13,183 Since inception as on 31/12/2014 (CAGR)* 10.38 7.87 4.96 29,779 23,096 17,073

Rating


- Long-term capital appreciation and regular income over medium-term- Investment in equity instruments (maximum-25%) and fixed income securities

(debt and money market securities) - Medium risk (Yellow)






Equity Infosys Ltd. 1.52 HDFC Bank Ltd. 1.35 HDFC Ltd. 1.26 ITC Ltd. 1.24 Tata Consultancy Services Ltd. 1.20 ICICI Bank Ltd 1.16 Sun Pharmaceuticals Industries Ltd. 1.09 Axis Bank Ltd. 1.04 Wabco India Ltd. 0.99 Bosch Ltd. 0.88 Others 12.38 Govt Securities 8.60% GS MAT 02/06/28 11.02 SOV8.12% GSEC-MAT-10.12.2020 7.34 SOV8.90% MAH SDL 20/09/2022 2.17 SOV8.40% GSEC - 28/07/2024 2.16 SOV7.80% GOI 03/05/2020 2.07 SOVLong Term Debt Reliance Gas Transportation Infrastructure Ltd. 6.49 CRISIL AAASesa Sterlite Ltd. 5.20 CRISIL AA+North Eastern Electric Power Corporation Ltd 4.29 ICRA AA-Rural Electrification Corporation Ltd. 4.27 CRISIL AAAInfrastructure Leasing & Fin.Ser.Lt 4.23 IND AAAAdani Ports And Special Economic Zone Ltd 4.20 ICRA AA-BMW India Financial Services Pvt Ltd 3.21 CRISIL AAADewan Hsg Finance Corporation Ltd 3.18 CARE AAAReliance Utilities & Power Pvt Ltd. 3.17 CRISIL AAAExim Bank 2.20 CRISIL AAACholamandalam Investment & Finance Company Ltd 2.13 ICRA AAShriram Transport Finance Co.Ltd. 2.11 CARE AA+Tata Steel Ltd. 1.14 CARE AAECL Finance Ltd. 1.08 CARE AAICICI Home Finance 1.06 ICRA AAAPower Finance Corporation Ltd. 1.05 CRISIL AAANet Current Assets 2.13 Total 100.00

Fund Manager : Ajay Tyagi (Equity Porfolio) - CFA, MFC

6

10

12

34

39

0 10 20 30 40 50

AA

AA+

AA-

SOV

AAA/A1+

2

24

25

49

0 10 20 30 40 50 60

NCA

Equity

Govt Securities

Long Term Debt

0

1

2

2

3

6

13

14

15

15

28

0 5 10 15 20 25 30

CHEMICALS

METALS

TELECOM

CEMENT PRODS

CONSTRUCTION

ENERGY

IT

AUTOMOBILE

CONS GOODS

PHARMA

FINANCIAL SERVICES

44

CMY K

CMY K

FUNDOPEDIA (Investment Objective)Income & Liquid Funds Category

UTI BOND FUND UTI FLOATING RATE FUND

UTI G-SEC FUNDUTI TREASURY ADVANTAGE FUND

UTI Dynamic Bond FundUTI GILT ADVANTAGE FUND

UTI - LIQUID CASH PLAN

UTI INCOME OPPORTUNITIES FUND

The Scheme will retain the flexibility to invest in the entire range of debt and money market

instruments. The flexibility is being retained to adjust the portfolio in response to a change

in the risk to return equation for asset classes under investment, with a view to maintain

risks within manageable limits.

To generate regular income through investment in a portfolio comprising substantially of

floating rate debt / money market instruments, fixed rate debt / money market instruments

swapped for floating rate returns. The Scheme may also invest a portion of its net assets in

fixed rate debt securities and money market instruments .However there can be no assurance

that the investment objective of the Scheme will be achieved. The Scheme does not

guarantee / indicate any returns.

The scheme will endeavour to generate an attractive return for its investors consistent with

capital preservation and liquidity by investing in a portfolio of quality debt securities, money

market instruments and structured obligations.

To generate credit risk-free return by way of income or growth by investing in Central

Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at

least 65% of the total portfolio will be invested in securities issued/created by the Central

Government.

The investment objective of the scheme is to generate optimal returns with adequate liquidity

through active management of the portfolio, by investing in debt and money market

instruments. However, there can be no assurance that the investment objective of the

scheme will be realized.

To generate credit risk-free return through investment in sovereign securities issued by the

Central Government and / or a State Government and / or any security unconditionally

guaranteed by the Central Government and / or a State Government for repayment of

principal and interest. However there can be no assurance that the investment objective of

the Scheme will be achieved.

The investment objective of the Scheme is to generate steady and reasonable income, with

low risk and high level of liquidity from a portfolio of money market securities and high quality

debt.

The investment objective of the scheme is generate resaonable income and capital

appreciation by investing in debt and money market instruments across different maturities

and credit ratings. There is no assurance that the investment objective of the scheme will be

achieved.

45

CMYK

CMYK

UTI BOND FUND


Credit Profile of Debt as on December 31, 2014

Launch Date

4th May, 1998

Fund Manager

Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi])

Fund Size(Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014

High/Low of NAV in the month

Registrar No. of Unit Holding Accounts

` 2229.83 Crore Growth/Income : ` 40.82 / ` 12.99

Growth/Income : ` 40.84 / ` 40.08 Regular Growth Option ` 1,000/-Income Option ` 20,000/-Subsequent Minimum Investment Amount is` 1,000/- and in multiples of ` 1/-


Load Structure



Segment Focused Fund

Weighted Average Maturity11 Years


Period NAV (%)

Crisil CompositeBond FundIndex (%)


NAV (`)

Crisil CompositeBond FundIndex (`)Index (%)

CRISIL 10 Year Gilt

Index (`)

CRISIL 10 Year Gilt

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

Entry Load : Nil

Exit Load : NIL

01/01/2012 31/12/2012 10.49 9.38 10.67 11,049 10,938 11,067 01/01/2013 31/12/2013 3.96 3.79 -0.68 10,396 10,379 9,932 01/01/2014 31/12/2014 15.60 14.31 14.14 11,560 11,431 11,414 3 Years* 9.90 9.07 7.85 13,277 12,978 12,547 5 Years* 9.21 7.80 5.68 15,539 14,561 13,183 Since inception as on 31/12/2014 (CAGR)* 8.80 N.A. N.A. 40,799 N.A. N.A.



39,852

Options Available

SIP & SWP

Asset Allocation


Govt Securities

8.60% GS MAT 02/06/28 26.37 SOV

9.20% GSEC 30.09.2030 21.68 SOV

8.24% G-SEC 15/02/2027 4.46 SOV

8.28% GOVT STOCK 21/09/2027 3.94 SOV

9.72% KERLA SDL -28/08/2023 2.67 SOV

9.60% CG SDL 2024 - 30.01.2024 2.09 SOV

9.49% KL SDL 01.08.2023 1.88 SOV

8.99 Rajasthan SDL 2024 10/09/24 1.66 SOV

9.51% MAHARASHTRA SDL 11/09/2023 1.51 SOV

8.30% GOI 02/07/2040 1.45 SOV

9.55% Tamil Nadu SDL 11.09.2023 0.95 SOV

9.16 Rajasthan SDL 2028 18/10/28 0.94 SOV

8.97% Kerala SDL 2024 23/07/24 0.92 SOV

9.23% GS 23.12.2043 0.6 SOV

8.83% GS 25/11/2023 0.42 SOV

8.44 Tamil Nadu SDL 2024 26/11/24 0.36 SOV

8.27% WEST BENGAL SDL 24/12/24 0.25 SOV

9.65% TAMILNADU SDL-12/03/2024 0.12 SOV

9.71% HARYANA SDL-12/03/2024 0.12 SOV

9.71% ANDHRA PRADESH SDL-12/03/2024 0.12 SOV

8.97 % G - SEC - 05/12/2030 0.11 SOV

8.27% HARYANA SDL 24/12/24 0.02 SOV

7.17% GOI 14/06/2015 0.01 SOV

9.37% GUJARAT SDL-04/12/2023 0.01 SOV

Long Term Debt

Reliance Gas Transportation Infrastructure Ltd. 3.44 CRISIL AAA

Reliance Utilities & Power Pvt Ltd. 2.92 CRISIL AAA

Reliance Jio Infocomm Ltd 2.66 CRISIL AAA

North Eastern Electric Power Corporation Ltd 2.16 ICRA AA-

HPCL-Mittal Pipelines Ltd. 1.09 ICRA AA-

HPCL Mittal Energy Ltd. 1.09 ICRA AA-

UPL Ltd. 1.07 CARE AA+

Exim Bank 0.18 CRISIL AAA


Total 100.00

- Regular returns for long-term- Investment predominantly in medium to long term debt as well as money

market instruments - Low risk (Blue)






1

5

11

83

0 20 40 60 80 100

AA+

AA-

AAA/A1+

SOV

13

15

73

0 10 20 30 40 50 60 70 80

NCA

Long Term Debt

Govt Securities

Minimum Investment Amount

46

CMY K

CMY K




Launch Date

23rd June, 2003

Fund Manager

Mr. Sudhir Agarwal [MCom,MBA (Finance),CFA]

Fund Size(Quarterly Average as on 31/12/2014 ):



Registrar

No. of Unit Holding Accounts

` 4035.17 Crore

Growth Option : ` 16.46 / ` 16.31 M/s. Karvy Computershare Pvt. Ltd.

10,007

Load Structure

NAV per unit as on December 31, 2014

Growth / Income : ` 16.46 / ` 14.07

UTI SHORT TERM INCOME FUND


Weighted Average Maturity

2.13 Years


Period NAV (%)

CRISIL Short-Term Bond

Fund Index(%)


(%)NAV(`)

CRISIL Short-Term Bond

Fund Index (`) (`)

To generate steady and reasonable income with low risk and high level of liquidity from a

portfolio of money market securities and high quality debt.

` 30,000/- and in multiples of `1/- for all the optionsSubsequent minimum investment amount is `10,000/- and in multiples of `1/-.

Entry Load : NilExit Load : For all investment made on or after December 05, 2014 <= 30 days : 0.25%; >30 days : NIL




Crisil 1 YearT-Bill Index

1 YearT-Bill

CP / Cds

Canara Bank 7.93 CRISIL A1+

Exim Bank 6.43 CRISIL A1+

Corporation Bank 0.52 CRISIL A1+

Govt Securities

3.79% GOI FRB 211220 15.15 SOV

364 D TBILL MAT - 02/04/15 8.31 SOV

8.27 GSEC - 09/06/2020 7.29 SOV

8.83% GS 25/11/2023 6.33 SOV

8.12% GSEC-MAT-10.12.2020 3.02 SOV

08.08% G-SEC 02/08/2022 2.16 SOV

7.16% G-Sec-mat 20.05.2023 1.32 SOV

8.28% GOVT STOCK 21/09/2027 0.44 SOV

8.40% GSEC - 28/07/2024 0.04 SOV

NCDs

Sesa Sterlite Ltd. 3.34 CRISIL AA+

Dewan Hsg Finance Corporation Ltd 3.27 CARE AAA

Rural Electrification Corporation Ltd. 2.51 CRISIL AAA

Indiabulls Housing Finance Ltd. 2.16 ICRA AA+

Power Finance Corporation Ltd. 2.07 CRISIL AAA

Cholamandalam Investment & Finance Company Ltd 2.04 ICRA AA

Lafarge India Ltd. 1.98 IND AA+

North Eastern Electric Power Corporation Ltd 1.43 ICRA AA-

Aditya Birla Finance Ltd. 1.08 ICRA AA+

Tata Motors Finance Ltd. 1.07 CRISIL AA

BMW India Financial Services Pvt Ltd 0.66 CRISIL AAA

Mahindra Vehicles Manufacturers Ltd. 0.57 ICRA AAA

Union Bank Of India 0.55 IND AA+

ICICI Home Finance 0.44 ICRA AAA

Shriram Transport Finance Co.Ltd. 0.44 CRISIL AA

HDFC Ltd. 0.27 CRISIL AAA

Ballarpur Industries Ltd. 0.21 IND A+


Total 100.00

Credit Profile of Debt as on December 31, 2014 Asset Allocation


- Steady and reasonable income over short-term- Investment in money market securities/ high quality debt- Low risk (Blue)






15

17

24

44

0 10 20 30 40 50

CP / CDs

NCA

NCDs

Govt Securities

0

2

4

9

32

53

0 10 20 30 40 50 60

A+

AA-

AA

AA+

AAA/A1+

SOV

47

CMY K

CMY K


Asset Allocation Credit Profile of Debt as on December 31, 2014

Launch Date

16th June, 2010

Fund Manager


Fund Size(Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014

High/Low of NAV in the month Minimum Investment Amount


` 431.57 Crore


Load Structure


2.68 Years





PeriodNAV

Growth (%)

Crisil CompositeBond FundIndex (%)


NAVGrowth

(`)

Crisil CompositeBond FundIndex (`)

The investment objective of the scheme is to generate optimal returns with adequate liquidity

through active management of the portfolio, by investing in debt and money market

instruments. However, there can be no assurance that the investment objective of the scheme

will be realized.

Growth Option : ` 15.41 / ` 15.14

Growth Option : ` 10.95 / ` 10.95

` 10,000/-

Subsequent Minimum Investment Amount is

`1,000/- and in multiples of `1/- thereafter

under a folio.

Entry Load : <= 365 days 1.00%Exit Load : > 365 days Nil (w.e.f. Jan 01, 2015)

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 years : data as on 31 Dec, 2014

All figures given are provisional and unaudited

UTI DYNAMIC BOND FUND

Index (%)

CRISIL 10 Year Gilt

Index (`)

CRISIL 10 Year Gilt

NCDs

Tata Motors Ltd. 8.85 ICRA AA

Indiabulls Housing Finance Ltd. 4.83 ICRA AA+

Sesa Sterlite Ltd. 3.84 CRISIL AA+

LIC Housing Finance Ltd. 0.96 CRISIL AAA

HDFC Ltd. 0.94 CRISIL AAA

Govt Securities

8.60% GS MAT 02/06/28 5.09 SOV

8.83% GS 25/11/2023 5.07 SOV

8.15% G S - 24/11/26 4.92 SOV

8.27 GSEC - 09/06/2020 4.88 SOV


Total 100.00

5,997

- Optimal returns with adequate liquidity over medium-term- Investment in debt/ money market instruments- Low risk (Blue)







01/01/2012 31/12/2012 11.18 9.38 10.67 11,118 10,938 11,067 01/01/2013 31/12/2013 7.62 3.79 -0.68 10,762 10,379 9,932 01/02/2014 31/12/2014 14.74 14.31 14.14 11,474 11,431 11,414 3 Years* 11.13 9.07 7.85 13,728 12,978 12,547 Since inception as on31/12/2014 (CAGR)* 9.97 7.98 6.02 15,403 14,176 13,043

19

20

61

0 20 40 60 80

NCDs

Govt Securities

NCA

5

22

22

51

0 10 20 30 40 50 60

AAA/A1+

AA+

AA

SOV

48

UTI FLOATING RATE FUND






Launch Date

29th August, 2003

Fund Manager

Mr. Sudhir Agarwal [MCom,MBA (Finance),CFA]

Fund Size(Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014

Load Structure

High/Low of NAV in the month Weighted Average Maturity

` 4,064.31 4 Crore Growth Option : ` 2205.87 Weekly Dividend Option : ` 1112.28

74 Days



Please refer to page no. 67 M/s. Karvy Computershare Pvt. Ltd.

52,013


PeriodNAV

Growth (%)

Crisil liquidFund Index

(%)


(%)

NAVGrowth

(`)

Crisil LiquidFund Index

(`) (`)

Asset Allocation

Registrar

CMY K

CMY K

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Growth Option : ` 2205.87/ ` 2191.68

Entry Load : Nil Exit Load : Nil (w.e.f. October 01, 2012)






CP / CDs

HDFC Ltd. 15.76 ICRA A1+

Bank Of India 14.71 CRISIL A1+



Reliance Capital Ltd. 3.94 ICRA A1+

Oriental Bank Of Commerce 2.85 CRISIL A1+

Indian Overseas Bank Ltd 1.58 ICRA A1+

IFMR Capital Finance Pvt Ltd. 1.45

Punjab & Sind Bank Ltd. 1.26 ICRA A1+

Govt Securities

364 D TBILL MAT - 19/03/15 11.84 SOV

364 D TBILL MAT - 02/04/15 9.44 SOV

364 D TBILL MAT- 05/03/15 2.85 SOV

3.79% GOI FRB 211220 1.09 SOV

NCDs


L & T Infrastructure Finance Company Limited 4.82 CARE AA+

Shriram Transport Finance Co.Ltd. 0.36 IND AA+



Total 100.00

- Regular income over short-term- Investment in floating rate debt / money market instruments, fixed rate debt / money

market instruments swapped for floating rate return - Low risk (Blue)







6

26

67

0 10 20 30 40 50 60 70

AA+

SOV

AAA/A1+

5

13

25

58

0 10 20 30 40 50 60 70

NCA

NCDs

Govt Securities

CP / CDs

CMY K

49

CMY K



Launch Date

12th July, 1999

Fund Manager

Mr. Sudhir Agarwal [MCom, MBA (Finance), CFA]




` 6669.72 Crore Growth Option : ` 1856.57

Daily Dividend Plan Option : ` 1052.65

Growth Option : 1856.57 / 1843.75` `

M/s. Karvy Computershare Pvt. Ltd. 9,340

Load Structure

Credit Profile of Debt as on December 31, 2014*




75 Days


Crisil Liquid


Crisil LiquidPeriod NAV

(%)Fund Index

(%) (%)NAV(`)

Fund Index(`) (`)

New Initative

SMS: LLPSto 5676756 To get scheme details

*Excluding BRDS

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

` 1 lac and in multiples of ` 1/- thereafterFor additional purchase by existing unitholdersSubsequent minimum additional investment is ` 10000/- and in multiples of ` 1/ thereafter.

Entry Load: NilExit Load : Nil


UTI TREASURY ADVANTAGE FUND




CP / CDs

HDFC Ltd. 10.00 ICRA A1+



Dewan Hsg Finance Corporation Ltd 4.53 CRISIL A1+

IDBI Bank Ltd. 4.21 ICRA A1+

JM Financial Products Ltd. 3.9 CRISIL A1+

Bajaj Finance Ltd. 3.89 ICRA A1+

Syndicate Bank 3.88 CRISIL A1+

Axis Bank Ltd. 3.88 CRISIL A1+



Exim Bank 2.58 ICRA A1+

Industrial And Commercial Bank Of China Limited 1.94 CRISIL A1+

Reliance Capital Ltd. 1.62 ICRA A1+

RHC Holding Pvt Ltd. 1.55 ICRA A1+

Tata Motors Finance Ltd. 1.3 ICRA A1+

Infina Finance Pvt Ltd. 1.11 CRISIL A1+

Kotak Mahindra Investment Ltd. 0.65 CRISIL A1+

Tata Capital Financial Services Ltd 0.65 ICRA A1+


Andhra Bank 0.64 CARE A1+

FRBs

Shriram Transport Finance Co.Ltd. 1.59 CARE AA+

Govt Securities

182 D BILL MAT - 01/01/15 1.77 SOV

3.79% GOI FRB 211220 0.38 SOV

8.40% GSEC - 28/07/2024 0.34 SOV

NCDs


L & T Fincorp Ltd. 2.63 CARE AA+

L & T Infrastructure Finance Company Limited 1.97 CARE AA+

Lafarge India Ltd. 1.51 IND AA+

Adani Ports And Special Economic Zone Ltd 0.80 ICRA AA-



Shriram Transport Finance Co.Ltd. 0.15 IND AA+

LIC Housing Finance Ltd. 0.07 CRISIL AAA


Total 100.00


Asset Allocation


- Capital preservation and liquidity for short-term- Investment in quality debt securities/ money market instruments - Low risk (Blue)






1

3

10

86

0 20 40 60 80 100

AA-

SOV

AA+

AAA/A1+

2

2

12

15

68

0 10 20 30 40 50 60 70 80

FRBs

Govt Securities

NCDs

NCA

CP / CDs

50


Options Available

S I P

Launch Date

21st January, 2002

Fund Manager




Registrar

` 191.65 Crore

Please reafegr t noo p. 63e


Load Structure

Asset Allocation


Debt Rating




24.22 Years


Period NAV (%)

I-Sec LibexIndex(%)


NAV(`)

I-Sec LibexIndex (`)

CMY K

CMY K

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

Growth/Income : ` 29.47 / ` 18.28

Growth/Income : ` 29.65 / ` 28.79


Entry Load : <=548 Days - 2.00%

Exit Load : > 548 Days & <= 1095 Days - 1.00% > 1095 Days -Nil


UTI GILT ADVANTAGE FUND

Index (%)

CRISIL 10 Year Gilt

Index (`)

CRISIL 10 Year Gilt

Govt Securities

8.30 GSEC 31122042 36.02 SOV

9.23% GS 23.12.2043 35.29 SOV

8.60% GS MAT 02/06/28 11.56 SOV

8.28% GOVT STOCK 21/09/2027 9.33 SOV

8.30% GOI 02/07/2040 3.78 SOV

9.20% GSEC 30.09.2030 2.02 SOV


Total 100.00

% of NAV

- Long-term credit risk free return - Investment in sovereign securities issued by the Central Government and / or a State

Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government - Low risk (Blue)







4,315

2

98

0 20 40 60 80 100 120

NCA

Govt Securities

01/01/2012 31/12/2012 10.27 12.85 10.67 11,027 11,285 11,067 01/01/2013 31/12/2013 3.98 1.38 -0.68 10,398 10,138 9,932 01/01/2014 31/12/2014 19.80 19.74 14.14 11,980 11,974 11,414 3 Years* 11.15 11.05 7.85 13,736 13,699 12,547 5 Years* 9.15 9.08 5.68 15,496 15,446 13,183 Since inception as on 31/12/2014 (CAGR)* 8.70 N.A 6.58 29,458 N.A 22,825

CMY K

CMY K

51


Asset Allocation

Options Available

SIP & Trigger Option

Launch Date

24th November, 2003

Fund Manager




Registrar

` 16.49 Crore

Growth Option : ` 19.40 / ` 19.25


Load Structure


Debt Rating





PeriodNAV

Growth (%)

I-Sec SibexIndex (%)


1-YearT-Bill (%)

NAVGrowth

(`)

I-Sec SibexIndex (`)

1-YearT-Bill (`)

To generate credit risk-free return by way of income or growth by investing in Central

Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at

least 65% of the total portfolio will be invested in securities issued/created by the Central

Government.

Growth/Income : ` 19.40 / ` 12.77


Growth Option : ` 1,000/-

Income Option : ` 10,000/-

Subsequent Minimum Investment Amount

` 1,000/- and in multiples of ` 1/-


Entry Load : NilExit Load : Nil


Maturity Profile

100

0 20 40 60 80 100 120

0-3 months

UTI G-SEC FUND

01/01/2012 31/12/2012 8.45 9.05 8.11 10,845 10,905 10,811 01/01/2013 31/12/2013 8.88 7.25 5.86 10,888 10,725 10,586 01/01/2014 31/12/2014 8.44 9.37 8.56 10,844 10,937 10,856 3 Years* 8.58 8.54 7.50 12,804 12,790 12,425 5 Years* 7.34 7.61 6.33 14,253 14,433 13,594 Since inception as on 31/12/2014 (CAGR)* 6.15 N.A. 5.62 19,407 N.A. 18,357

1,685

- Short term credit risk free return .- Investment in Central Government Securities, Treasury Bills, Call Money and

Repo - Low risk (Blue)






% of NAV


Govt Securities

3.79% GOI FRB 211220 100.15 SOV

Net Current Assets -0.15

Total 100.00

0

100

-20 0 20 40 60 80 100 120

NCA

Govt Securities


PeriodNAV

Growth (%)


1-YearT-Bill (%)

NAVGrowth

(`)

CRISIL Short Term Bond

Fund Index (`)

1-YearT-Bill (`)

Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’.

01/01/2013 31/12/2013 7.70 8.27 5.86 10,770 10,827 10,586 01/01/2014 31/12/2014 11.46 10.47 8.56 11,146 11,047 10,856Since inception as on 31/12/2014 (CAGR)* 9.58 9.29 7.26 12,135 12,067 11,598

CMY

K

CMY

K

52



Launch Date

19th November, 2012

Fund Managers

Fund Size (Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014


Growth : ` 12.14 Income (Retail Option) : ` 10.81


20,961

Registrar


Load Structure


2 Years


Growth Option :` 12.14 / ` 12.06

` 629.9 Crore

Mr. Amandeep S. Chopra (B.Sc. MBA [FMS Delhi])




Top 10 scrips in the portfolio

Credit Profile of Debt as on December 31, 2014Asset Allocation

The investment objective of the scheme is generate resaonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

Minimum initial investment is ` 5000/- and in multiples of `1/-

Entry Load : < = 365 Days -1.00%Exit Load : > 365 Days - Nil (With effect from 1 Jan 2015)

UTI INCOME OPPORTUNITIES FUND

CP / Cds

IL&FS Transportation Networks Ltd. 3.85 ICRA A1

RHC Holding Pvt Ltd. 3.69 ICRA A1+

Religare Securities Ltd. 3.56 ICRA A1+

Govt Securities

8.40% GSEC - 28/07/2024 3.72 SOV

8.60% GS MAT 02/06/28 1.65 SOV

8.27 GSEC - 09/06/2020 0.79 SOV

Long Term Deposits

India Infoline Finance Ltd 7.13 CRISIL AA-

Raymond Limited. 6.31 CARE AA-

Adani Ports And Special Economic Zone Ltd 6.30 ICRA AA-

Ashok Leyland Ltd. 5.32 ICRA A+


Indiabulls Housing Finance Ltd. 4.73 CARE AA+

Indostar Capital Finance Ltd. 4.71 CARE AA-

Tata Bluescope Steel Ltd 4.30 CARE AA(SO)

IL&FS Transportation Networks Ltd. 4.06 ICRA A

Rural Electrification Corporation Ltd. 3.97 ICRA AAA

Ujjivan Financial Services Pvt Ltd 3.89 ICRA A-

AU Financiers (I) Pvt Ltd. 3.27 CRISIL A

ECL Finance Ltd. 3.21 CARE AA

Jyothy Laboratories Ltd. 3.15 CARE AA-


HPCL-Mittal Pipelines Ltd. 2.92 ICRA AA-

Steel Authority Of India Ltd. 2.85 CARE AAA


HPCL Mittal Energy Ltd. 0.97 ICRA AA-

Tamilnadu Newsprint & Papers Ltd. 0.20 ICRA A


Total 100.00

- Reasonable income and capital appreciation over long-term- Investment in debt and money market instruments across different maturities

& credit rating - Low risk (Blue)







CRISIL Short Term Bond

Fund Index (%)

Mr. Ritesh Nambiar (CFA, FRM, MMS [Finance])

6

6

11

77

0 20 40 60 80 100

NCA

Govt Securities

CP / CDs

Long Term Debt

3

4

4

5

6

6.55

7

8

23

33

0 10 20 30 40

AA

A1

A-

AA(SO)

A+

SOV

AA+

A

AAA/A1+

AA-

CMY K

CMY K

53

Investment ObjectiveThe investment objective of the scheme is to generate steady and reasonable income,

with low risk and high level of liquidity from a portfolio of predominantly debt & money

market securities by Banks and Public Sector Undertakings (PSUs).




Launch Date

27th January, 2014

Fund Managers

Mr. Sudhir Agarwal [MCom, MBA (Finance), CFA]






` 48.87 Crore

Growth / Income : ` 10.85 / 10.14

Growth Option : ` 10.85 / 10.78 1 Years


1,166


Asset Allocation

*Excluding BRDS

Registrar

Minimum initial investment under both Plans and Options is ` 5,000/- and in multiples of ` 1/- thereafter without any upper limit. Subsequent minimum investment amount is ` 1000/- and in multiples of ` 1/- thereafter with no upper limit under all the Plans and Options.



UTI - BANKING AND PSU DEBT FUND

CP / Cds






Total 100.00

- Current income consistent with preservation of capital over short-term- Investment in short-term money market securities- Low risk (Blue)







Load Structure

Entry Load : Nil

Exit Load : Less than or equal to (<=) 30 days:

0.25%

Greater than (>) 30 days: NIL

0 20 40 60 80 100 120

AAA/A1+ 100

16

84

0 20 40 60 80 100

NCA

CP / CDs

CMY K

CMY K

54


To provide highest possible current income consistent with preservation of capital

and providing liquidity from investing in a diversified portfolio of short term money

market securities.




Launch Date

23rd April, 1997

Fund Managers

Mr. Manish Joshi (M.Sc., MFM [Finance])






` 4286.15 Crore

Growth / Income : ` 1532.19 / 2008.98

Growth Option : ` 1532.19 / ` 1521.68

40 Days


15,058

Liquid Fund


(%) (%) (%) (`) (`)Period NAV


Fund Performance Vs Benchmark as on 31/12/2014 Growth of ` 10,000

NAVCrisil LiquidFund Index

(`)

Asset Allocation

*Excluding BRDS

Registrar

` 10,000/-Subsequent minimum investment amount is `10,000/- and in multiples of `1/-.


Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’.**The Institution plan (Growth Option) launch on 10 July 2009. *3 & 5 years : data as on 31 Dec, 2014


Top 10 scrips in the portfolio

UTI MONEY MARKET FUND

01/01/2012 31/12/2012 9.65 8.54 8.11 10,965 10,854 10,811 01/01/2013 31/12/2013 9.19 9.03 5.86 10,919 10,903 10,586 01/01/2014 31/12/2014 9.09 9.21 8.56 10,909 10,921 10,856 3 Years* 9.30 8.92 7.50 13,061 12,925 12,425 5 Years* 8.45 8.00 6.33 15,005 14,696 13,594 Since inception (10 July 2009)** as on 31/12/2014 (CAGR)* 8.10 7.52 5.88 15,323 14,878 13,676



CP / Cds Allahabad Bank 9.08 CRISIL A1+Kotak Mahindra Bank Ltd. 9.08 CRISIL A1+Larsen & Toubro Ltd. 9.07 CRISIL A1+Magma Fincorp Ltd. 4.80 CARE A1+Ultratech Cement Ltd. 4.56 CRISIL A1+Reliance Jio Infocomm Ltd 4.56 CARE A1+Reliance Retail Limited 4.55 CARE A1+Srei Equipment Finance Ltd. 4.54 ICRA A1+Ashok Leyland Ltd. 4.53 ICRA A1+Hinduja Leyland Finance Ltd. 4.51 CARE A1+Dewan Hsg Finance Corporation Ltd 4.51 CRISIL A1+Sesa Sterlite Ltd. 4.33 CRISIL A1+Aditya Birla Finance Ltd. 4.32 ICRA A1+Nomura Capital (India) Pvt Ltd 3.41 IND A1+Hero Fincorp Ltd. 3.41 ICRA A1+Bharat Aluminium Company Ltd 2.96 CRISIL A1+JM Financial Services Ltd. 2.71 ICRA A1+Religare Finvest Ltd. 2.28 IND A1+Turquoise Investments & Finance Pvt Ltd 2.28 CRISIL A1+Kotak Mahindra Investment Ltd. 2.26 CRISIL A1+Magma Housing Finance 2.26 CRISIL A1+TVS Credit Services Limited 2.24 CRISIL A1+Reliance Capital Ltd. 2.03 CRISIL A1+Indostar Capital Finance Ltd. 1.14 CARE A1+Fedbank Financial Services Ltd. 1.13 CRISIL A1+Blue Star Limited 1.13 CARE A1+Hsbc Investdirect Financial Services (I) Ltd. 1.13 IND A1+JM Financial Ltd. 1.12 ICRA A1+Punjab & Sind Bank Ltd. 0.23 CRISIL A1+Raymond Limited. 0.23 CRISIL A1+Indus Ind Bank Ltd. 0.23 CRISIL A1+HDFC Ltd. 0.23 CRISIL A1+Nabha Power Limited 0.23 ICRA A1+Govt Securities 91 D TBILL - MAT - 06.02.15. 10.89 SOV91 D BILL MAT - 19/02/15 6.79 SOVNCDs UPL Ltd. 6.86 CARE AA+LIC Housing Finance Ltd. 4.58 CRISIL AAAHDFC Ltd. 1.14 CRISIL AAASundaram Finance Ltd. 1.14 ICRA AA+Short Term Deposits Indus Ind Bank Ltd. 4.58 Indian Overseas Bank 4.58 Corporation Bank 4.58 Net Current Assets -50.20 Total 100.00

- Current income consistent with preservation of capital over short-term- Investment in short-term money market securities- Low risk (Blue)







-50

14

14

18

105

-100 -50 0 50 100 150

NCA

NCDs

Short Term Deposits

Govt Securities

CP / CDs

6

13

81

0 20 40 60 80 100

AA+

SOV

AAA/A1+

CMY

K

CMY

K

55

Investment ObjectiveThe investment objective of the Scheme is to generate stea dy and reasonable income,with low risk and high level of liquidity from a portfolio of money market securities andhigh quality debt.



Liquid Fund


Launch Date

23rd June, 2003

Fund Managers

Mr. Manish Joshi (M.Sc., MFM [Finance])

Fund Size (Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014


` 16637.14 Crore Growth : ` 2242.17 Income (Retail Option) : ` 1138.85


2,795

Registrar


Load Structure

`


43 Days



`1,00,000/- and in multiples of ` 1/- for all the optionsSubsequent minimum investment amount is ` 10,000/- and in multiples of `1/-.

Entry Load : Nil

Exit Load : NIL (Minimum amount for

redemption is ` 10,000/-)


UTI LIQUID CASH PLAN



Crisil 1 YearT-Bill IndexPeriod NAV

(%)


(%)


(%)NAV(`)


(`) (`)

BRDs Axis Bank Ltd. 4.04 Kotak Mahindra Bank Ltd. 1.60 CP / Cds Canara Bank 7.25 CRISIL A1+Oriental Bank Of Commerce 7.02 CRISIL A1+Central Bank Of India 5.01 CRISIL A1+Steel Authority Of India Ltd. 4.02 CARE A1+Ultratech Cement Ltd. 3.42 CRISIL A1+Aditya Birla Finance Ltd. 3.22 ICRA A1+JSW Steel Ltd. 3.22 CARE A1+Punjab & Sind Bank Ltd. 3.20 CRISIL A1+Sesa Sterlite Ltd. 3.09 CRISIL A1+Indiabulls Housing Finance Ltd. 3.01 CRISIL A1+South Indian Bank 2.82 CRISIL A1+Andhra Bank 2.42 CARE A1+Allahabad Bank 2.42 CRISIL A1+Kotak Mahindra Bank Ltd. 2.41 CRISIL A1+Larsen & Toubro Ltd. 2.41 CRISIL A1+Dena Bank 2.40 CRISIL A1+Reliance Retail Limited 2.02 CARE A1+Gruh Finance Limited 2.01 ICRA A1+Indus Ind Bank Ltd. 2.01 CRISIL A1+Reliance Capital Ltd. 2.00 CRISIL A1+HDFC Bank Ltd. 1.60 CRISIL A1+IDBI Bank Ltd. 1.60 CRISIL A1+Axis Bank Ltd. 1.52 CRISIL A1+Capital First Ltd. 1.44 CRISIL A1+India Infoline Finance Ltd 1.41 ICRA A1+Coromandel International Ltd. 1.20 CRISIL A1+HDFC Ltd. 1.20 ICRA A1+IDFC Ltd. 1.20 ICRA A1+Reliance Jio Infocomm Ltd 0.81 CARE A1+Cholamandalam Investment & Finance Company Ltd 0.81 ICRA A1+Tata Power Company Ltd. 0.81 ICRA A1+L & T Finance Ltd. 0.81 CRISIL A1+Aditya Birla Nuvo Ltd. 0.80 ICRA A1+Dewan Hsg Finance Corporation Ltd 0.80 CRISIL A1+ICICI Home Finance 0.80 ICRA A1+Canfin Homes Ltd. 0.80 ICRA A1+ICICI Securities Ltd. 0.40 CRISIL A1+Magma Fincorp Ltd. 0.40 CARE A1+Hinduja Leyland Finance Ltd. 0.40 CARE A1+Bharat Aluminium Company Ltd 0.36 CRISIL A1+Govt Securities 91 D BILL MAT - 19/02/15 5.43 SOV91 D TBILL - MAT - 06.02.15. 2.41 SOV91 D TBILL MAT - 06/01/15 1.62 SOV91 D TBILL MAT -26/01/15 1.49 SOVNCDs HDFC Ltd. 0.61 CRISIL AAAPower Finance Corporation Ltd. 0.45 ICRA AAALIC Housing Finance Ltd. 0.37 CRISIL AAAShort Term Deposits Indian Overseas Bank 4.87 Indus Ind Bank Ltd. 4.05 Corporation Bank 2.03 UCO Bank 0.81 Net Current Assets -14.36 Total 100.00

- Steady and reasonable income over short-term with capital preservation.- Investment in money market securities & high quality debt- Low risk (Blue)







-14

1

6

11

12

85

-20 0 20 40 60 80 100

NCA

NCDs

BRDs

Govt Securities

Short Term Deposits

CP / CDs

11

89

0 20 40 60 80 100

SOV

AAA/A1+

DIVIDEND/BONUS HISTORY

UTI Dividend Yield Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date

CMY K

CMY K

UTI Mastershare Unit Scheme - Dividend Declared


*Not Availbale# NAV at the time of Div. Declaration

1987 8% 10.93 N/A* 06/01/19871988 13% 12.78 N/A* 06/01/19881989 18% 21.52 N/A* 06/01/19891990 18% 25.87 N/A* 06/01/19901991 18% 34.41 N/A* 06/01/19911992 18% 46.04 N/A* 06/01/19921993 18% 29.91 N/A* 20/12/19931994 20% 38.18 N/A* 31/07/19941995 16% 28.42 N/A* 06/01/19951996 16% 22.77 N/A* 09/02/19961997 16% 22.54 N/A* 09/01/19971998 16% 14.81 N/A* 09/01/19981999 16% 21.28 N/A* 09/01/19992000 16% 14.74 N/A* 20/05/20002001 10% 10.09 N/A* 20/10/20012002 10% 10.12 N/A* 15/10/20022003 14% 13.92 N/A* 26/09/20032004 20% 16.92 N/A* 30/09/20042005 25% 25.32 28/09/2005 20/10/20052006 30% 29.74# 06/11/2006 10/11/20062007 35% 43.10# 31/10/2007 07/11/20072008 22% 22.26# 15/10/2008 23/10/20082009 27% 29.85# 22/10/2009 30/10/20092010 30% 34.82# 08/11/2010 15/11/20102011 22% 27.24# 24/10/2011 31/10/20112012 22% 27.89# 08/11/2012 15/11/20122013 22.5% 27.2591 22/10/2013 29/10/20132014 27.50% 34.4166 29/10/2014 05/11/2014

56

2006 7% 12.91 27/02/2006 06/03/20062006 6% 11.37 02/08/2006 09/08/20062006 8% 13.11 01/12/2006 08/12/20062007 7% 12.04 02/03/2007 09/03/20072007 8% 12.54 08/06/2007 15/06/20072007 8% 12.99 17/09/2007 24/09/20072008 8% 13.82 23/01/2008 30/01/20082008 7% 12.56 09/05/2008 16/05/20082009 4% 11.22 21/05/2009 28/05/20092009 5% 12.28 24/07/2009 31/07/20092009 5% 13.20 05/11/2009 12/11/20092010 5% 14.34 17/03/2010 24/03/20102010 5% 14.92 21/07/2010 27/07/20102010 7% 16.13 21/12/2010 28/12/20102011 5% 14.33 30/05/2011 06/06/20112011 4% 12.71 23/11/2011 29/11/20112012 4% 12.90 19/06/2012 26/06/2012 2012 5% 14.19 17/12/2012 24/12/20122013 5% 13.05 12/06/2013 19/06/20132014 4.5% 13.1011 07/01/2014 14/01/20142014 6.0% 15.6948 04/06/2014 11/06/20142014 8.0% 17.4039 22/12/2014 29/12/2014

UTI Equity Fund - Dividend Declared


*Not Availbale

1996 12% 11.21 N/A* 01/10/19962000 15% 13.14 N/A* 02/04/20002004 30% 19.69 23/01/2004 13/02/20042005 20% 21.28 17/05/2005 09/06/20052006 20% 26.99 12/07/2006 19/07/20062009 10% 25.60 08/04/2009 16/04/20092013 14% 54.87 19/02/2013 26/02/20132014 17.5% 67.6094 20/05/2014 27/05/2014

UTI Wealth Builder Fund - Series I - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2009 8% 12.00 08/06/2009 15/06/20092010 10% 14.19 03/06/2010 10/06/20102011 11% 15.49 26/09/2011 03/10/2011

UTI MNC Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2005 50% 29.43 12/12/2005 19/12/20052007 30% 30.54 25/05/2007 01/06/20072008 25% 24.34 28/07/2008 04/08/20082010 15% 37.68 31/08/2010 07/09/20102012 22% 44.55 26/09/2012 03/10/20122014 25% 80.13 18/11/2014 25/11/2014

UTI Master Value Fund - Dividend Declared (Merged in to UTI Mid Cap Fund)

Year Dividend NAV(Cum Div `) NAV Date Record Date2006 100% 28.71 01/03/2006 07/03/20062008 14% 12.53 02/12/2008 08/12/20082009 20% 16.93 15/06/2009 22/06/20092010 22.50% 24.10 16/06/2010 23/06/20102011 10% 22.80 01/03/2011 08/03/20112011 10% 23.52 29/07/2011 04/08/2011

UTI Infrastructure Fund - Dividend Declared


UTI Mid Cap Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2006 30% 19.43 18/08/2006 25/08/20062009 20% 16.24 15/06/2009 23/06/20092010 22% 26.03 14/09/2010 21/09/20102014 40% 49.7962 26/11/2014 03/12/2014

Disclaimer: Pursuant to payment of Dividend/issue of Bonus units, the NAV of the respective Options of the Schemes would fall to the extent of payout and statutory levy (if applicable)

UTI Opportunities Fund- Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2006 15% 12.45 03/07/2006 10/07/20062007 17% 13.74 29/06/2007 06/07/20072008 18% 11.54 01/07/2008 08/07/20082009 10% 11.95 10/07/2009 17/07/20092010 15% 14.05 22/01/2010 29/01/20102011 8% 14.97 24/04/2011 01/05/20112012 9% 14.39 12/04/2012 19/04/20122013 10% 15.20 07/05/2013 14/05/20132014 12.5% 16.0517 15/04/2014 22/04/2014

UTI Leadership Equity Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2009 10% 12.81 01/09/2009 09/08/2009

UTI Wealth Builder Fund - Series II - Dividend Declared


2009 8% 11.62 16/04/2009 23/04/20092009 8% 13.33 27/05/2009 03/06/20092010 12% 15.14 29/04/2010 05/05/20102011 11% 15.49 26/09/2011 03/10/20112013 8% 16.72 14/03/2013 21/03/2013

UTI Pharma & Healthcare Fund - Dividend Declared


UTI Banking Sector Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2005 25% 15.62 22/09/2005 29/09/20052007 35% 19.02 23/05/2007 30/05/20072009 22% 19.04 04/09/2009 11/09/20092010 10% 22.78 24/06/2010 01/07/20102011 25% 24.20 27/01/2011 03/02/20112011 25% 21.82 04/05/2011 09/05/2011

UTI Transportation & Logistics Fund - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2009 20% 12.37 15/06/2009 22/06/20092009 15% 15.45 29/12/2009 05/01/20102010 20% 19.11 06/10/2010 13/10/20102011 12% 13.96 21/06/2011 27/06/2011

UTI Equity Tax Saving Plan - Dividend Declared


UTI MASTER EQUITY PLAN UNIT SCHEME - Dividend Declared Year Dividend NAV(Cum Div `) NAV Date Record Date2006 15% 34.69 13/02/2006 20/02/20062007 15% 38.52 17/04/2007 24/04/20072009 15% 30.78 04/06/2009 13/06/20092010 15% 45.85 03/03/2010 10/03/2010

UTI SPREAD FUND - Dividend Declared


Sunder - Dividend Declared

Year Dividend NAV(Cum Div `) NAV Date Record Date2004 2.50% 182.6530 21/10/2004 28/10/20042005 2.00% 203.6497 09/05/2005 16/05/2005

UTI Top 100 Fund - Dividend Declared


2001 12% N/A* 24/02/2001 01/03/20012004 40% N/A* 14/01/2004 20/01/20042004 20% N/A* 29/10/2004 04/11/20042005 40% N/A* 09/09/2005 15/09/20052006 60% 22.93 23/02/2006 02/03/20062007 20% 19.56 16/01/2007 23/01/20072008 35% 22.8 04/02/2008 11/02/20082009 15% 17.07 29/12/2009 05/01/20102011 10% 16.37 14/02/2011 21/02/20112013 20% 17.5786 11/12/2013 18/12/2013

UTI Dividend Yield Fund - Dividend Declared

2005 7% 11.07 21/10/2005 27/10/2005

CMY K

CMY K


UTI G-Sec Fund (STP) - Dividend declared

Year Dividend per unit(`) NAV(Cum Div `) NAV Date Record Date

UTI Bond Fund - Dividend declared

UTI Monthly Income Scheme - Dividend declared (Recent Dividends)

UTI Balanced Fund - Dividend History

Year Dividend per unit(`) NAV(Cum Div `)/FV(`) NAV Date Record Date

UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies - Dividend Declared


UTI Gilt Advantage Fund - Dividend declared


UTI G-Sec Fund (STP) - Dividend Declared

UTI Short Term Income Fund - Dividend declared

UTI Children’s Career Plan (Balanced) - Bonus Declared

Year Bonus Declared NAV(`) NAV Date Record Date

UTI Retirement Benefit Pension Fund - Bonus Declared

UTI Mahila Unit Scheme - Bonus Declared


UTI Variable Income Scheme (Index Linked Plan)- Dividend Declared


UTI MIS - Advantage Plan - Dividend declared (Recent Dividends)

57




Year Amount per unit(`) NAV(`) ate NAV D Record Date

Year Dividend per unit (`) NAV(Cum Div `) NAV Date Record Date



2005 12% 14.1810 01/12/2005 08/12/20052006 14% 14.7317 01/12/2006 08/12/20062007 14% 15.5263 20/12/2007 27/12/2007

2003 1.00 13.94/10 25/07/2003 01/08/20032004 2.80 17.03/10 18/03/2004 25/03/20042005 1.80 17.56/10 17/03/2005 24/03/20052006 1.80 21.51/10 22/03/2006 29/03/20062007 2.10 20.82/10 22/03/2007 29/03/20072008 2.25 22.00/10 28/03/2008 04/04/20082009 0.85 15.44/10 16/04/2009 23/04/20092010 1.50 25.15/10 22/09/2010 29/09/20102011 1.00 20.77/10 03/10/2011 10/10/20112012 1.00 22.71/10 05/11/2012 12/11/20122014 1.50 28.6394/10 16/06/2014 23/06/2014

2007 1:10 14.4895 30/03/2007 06/04/20072009 1:10 13.0344 26/03/2009 02/04/20092010 1:10 15.7857 31/03/2010 07/04/20102011 1:10 15.7041 25/04/2011 02/05/20112012 1:10 14.6295 13/06/2012 20/06/20122013 1:10 15.0686 23/05/2013 30/05/20132014 1:10 16.9392 25/08/2014 01/09/2014

2007 1:10 19.3365 30/03/2007 05/04/20072009 1:10 21.1539 19/05/2009 26/05/20092010 1:05 22.1851 31/03/2010 07/04/20102011 1:10 19.8899 25/04/2011 02/05/20112012 1:10 18.0822 13/06/2012 20/06/20122013 1:10 18.4373 23/05/2013 30/05/20132014 1:10 19.9371 25/08/2014 01/09/2014

2010 1:01 38.9330 01/04/2010 08/04/2010

13-Jan 0.08 11.8742 31/01/2013 31/01/201313-Feb 0.08 11.7035 28/02/2013 28/02/201313-Mar 0.08 11.6159 28/03/2013 28/03/201313-Apr 0.08 11.8265 30/04/2013 30/04/201313-May 0.08 11.8502 30/05/2013 30/05/201313-Jun 0.08 11.7561 28/06/2013 28/06/201313-Jul 0.08 11.3765 31/07/2013 31/07/201313-Aug 0.08 11.1907 30/08/2013 30/08/201313-Sep 0.08 11.2428 30/09/2013 30/09/201313-Oct 0.08 11.624 31/10/2013 31/10/201313-Nov 0.08 11.5366 29/11/2013 29/11/201313-Dec 0.08 11.4545 31/12/2013 31/12/2013

13-Jan 0.08 13.0676 31/01/2013 31/01/201313-Feb 0.08 12.8386 28/02/2013 28/02/201313-Mar 0.08 12.7486 28/03/2013 28/03/201313-Apr 0.08 12.9946 30/04/2013 30/04/201313-May 0.08 13.0291 30/05/2013 30/05/201313-Jun 0.08 12.9009 28/06/2013 28/06/201313-Jul 0.08 12.4888 31/07/2013 31/07/201313-Aug 0.08 12.2058 30/08/2013 30/08/201313-Sep 0.08 12.3914 30/09/2013 30/09/201313-Oct 0.08 12.8323 31/10/2013 31/10/201313-Nov 0.08 12.7908 29/11/2013 29/11/201313-Dec 0.08 12.8326 31/12/2013 31/12/2013

2011 0.300 12.8181 28/09/2011 05/10/20112011 0.250 12.8238 29/12/2011 05/01/20122012 0.150 12.8218 28/03/2012 04/04/20122012 0.175 11.0148 20/12/2012 27/12/20122013 0.200 13.4753 18/03/2013 25/03/20132013 0.150 11.2903 23/05/2013 30/05/20132013 0.30 11.4880 23/12/2013 30/12/20132014 0.25 11.4036 19/03/2014 26/03/20142014 0.225 11.5192 19/06/2014 26/06/20142014 0.250 11.5188 18/09/2014 25/09/20142014 0.25 11.6244 22/12/2014 29/12/2014

2011 0.125 11.5761 23/05/2011 30/05/20112011 0.250 11.9412 28/09/2011 05/10/20112011 0.300 12.0515 29/12/2011 05/01/20122012 0.175 11.9740 28/03/2012 04/04/20122012 0.200 12.1039 21/06/2012 28/06/2012 2012 0.200 12.1786 20/09/2012 26/09/2012 2012 0.200 12.3009 20/12/2012 27/12/2012 2013 0.250 12.5805 18/03/2013 25/03/20132013 0.200 12.9598 23/05/2013 30/05/2013 2013 0.100 12.4086 19/09/2013 26/09/20132013 0.10 12.0920 23/12/2013 30/12/20132014 0.10 12.1949 19/03/2014 26/03/2014 2014 0.300 12.7198 19/06/2014 26/06/20142014 0.350 12.6105 18/09/2014 25/09/20142014 0.100 13.0011 22/12/2014 29/12/2014

2005 0.080 11.3309 28/03/2005 04/04/20052005 0.100 11.2782 26/09/2005 03/10/20052006 0.200 11.4687 27/03/2006 03/04/20062006 0.225 11.3891 29/09/2006 06/10/20062007 0.125 10.5006 30/03/2007 06/04/20072007 0.275 10.7208 28/09/2007 05/10/20072008 0.375 10.8336 28/03/2008 04/04/20082008 0.150 10.4443 30/09/2008 07/10/20082008 0.300 12.6949 31/12/2008 07/01/20092009 0.050 10.4699 30/09/2009 07/10/20092014 0.350 12.8079 18/09/2014 25/09/2014

2006 2.50% 10.6987 27/03/2006 03/04/20062006 2.50% 10.7700 29/09/2006 06/10/20062007 1.50% 10.7091 30/03/2007 06/04/20072007 2.25% 10.8358 28/09/2007 05/10/20072008 3.50% 10.8637 28/03/2008 04/04/20082008 2.00% 10.9132 30/09/2008 07/10/20082008 4.00% 13.8214 31/12/2008 07/01/20092009 1.00% 11.7507 30/09/2009 07/10/20092010 0.10% 11.8658 23/09/2010 30/09/20102011 0.30% 12.1913 23/03/2011 29/03/20112011 0.25% 12.4363 22/09/2011 28/09/20112011 2.50% 12.4316 28/09/2011 05/10/20112012 0.35% 12.7174 21/03/2012 28/03/20122012 3.50% 12.7174 28/03/2012 04/04/20122012 0.30% 12.8605 20/09/2012 26/09/20122013 2.00% 15.1318 18/03/2013 25/03/20132014 1.00% 13.1639 19/03/2014 26/03/20142014 0.600% 14.1032 18/09/2014 25/09/2014

UTI Dynamic Bond Fund - Dividend declared


2011 0.260 10.3452 01/08/2011 07/08/20112011 0.100 10.0549 29/09/2011 06/10/20112011 0.100 10.2816 29/12/2011 05/01/20122012 0.250 10.4169 28/03/2012 04/04/20122013 0.200 10.7740 18/03/2013 25/03/20132013 0.200 10.7227 23/05/2013 30/05/2013 2013 0.100 10.4995 19/09/2013 26/09/2013 2013 0.10 10.5982 23/12/2013 30/12/20132014 0.20 10.7179 19/03/2014 26/03/2014 2014 0.325 10.9873 19/06/2014 26/06/2014 2014 0.275 10.8928 18/09/2014 25/09/20142014 0.25 11.1401 22/12/2014 29/12/2014

UTI Treasury Advantage Fund - Dividend declared

Year Dividend per unit(`) NAV(Cum Div `)/FV(`) NAV Date Record Date2012 20.000 1362.7199/1000 28/03/2012 04/04/20122012 15.00 1390.5712/1000 20/12/2012 27/12/20122013 15.00 1403.5868/1000 18/03/2013 25/03/20132013 10.00 1412.6116/1000 23/05/2013 30/05/20132013 10.00 1440.9664/1000 19/09/2013 26/09/20132013 15.00 1059.4333/1000 23/12/2013 30/12/20132014 10.00 1065.5944/1000 19/03/2014 26/03/20142014 15.00 1081.8252/1000 19/06/2014 26/06/20142014 25.00 1088.9449/1000 18/09/2014 25/09/20142014 2.00 1089.5946/1000 22/12/2014 29/12/2014

2006 6.125% 113.1915 18/10/2006 25/10/20062007 4.910% 112.0435 29/05/2007 05/06/20072007 6.133% 123.9386 12/11/2007 19/11/20072008 9.812% 111.9268 29/08/2008 05/09/20082009 3.679% 113.6460 19/05/2009 26/05/20092009 4.906% 121.9547 11/12/2009 18/12/20092010 4.886% 130.8416 27/07/2010 03/08/20102011 2.443% 124.8392 15/03/2011 22/03/20112011 5.000% 125.6001 03/10/2011 10/10/20112012 3.500% 129.4120 22/03/2012 29/03/20122012 7.000% 138.8536 05/11/2012 12/11/20122013 5.000% 138.0701 19/06/2013 26/06/20132013 6.00% 138.0062 11/12/2013 18/12/20132014 6.50% 149.1180 16/06/2014 23/06/2014

2006 0.250 10.5919 27/03/2006 03/04/20062006 0.225 10.6500 29/09/2006 06/10/20062007 0.250 10.7471 30/03/2007 06/04/20072007 0.275 10.8159 28/09/2007 05/10/20072008 0.275 10.8738 28/03/2008 04/04/20082008 0.225 10.8499 30/09/2008 07/10/20082009 0.300 11.2318 30/03/2009 06/04/20092009 0.050 10.9160 30/09/2009 07/10/20092012 0.600 11.9718 28/03/2012 04/04/20122013 0.150 12.0232 18/03/2013 25/03/20132013 0.200 12.2042 19/09/2013 26/09/20132014 0.20 12.5067 19/03/2014 26/03/2014


CMY K

CMY K

UTI Banking & PSU Debt Fund - Dividend Declared


2014 2.00% 12.5067 19/03/2014 26/03/20142014 1.50% 10.2857 19/06/2014 26/06/20142014 2.50% 10.3420 18/09/2014 25/09/20142014 2.00% 10.3181 22/12/2014 29/12/2014

58


UTI Income Opportunities Fund- Dividend Declared

Year Dividend NAV(Cum Div ) NAV Date Record Date2013 3.00% 10.62 23/05/2013 30/05/2013

2013 2.00% 10.5651 23/12/2013 30/12/2013

2014 1.00% 10.5807 19/03/2014 26/03/2014

2014 2.25% 10.8389 19/06/2014 26/06/2014

2014 2.50% 10.8404 18/09/2014 25/09/2014

2014 1.50% 10.9267 22/12/2014 29/12/2014

UTI Unit Linked Insurance Plan - Bonus declared

Year Bonus Declared NAV(`) NAV Date Record Date2006 2:15 17.1209 30/03/2006 06/04/20062007 1:10 15.4634 30/03/2007 06/04/20072008 1:10 15.3404 30/09/2008 07/10/20082010 1:10 18.2637 23/02/2010 02/03/20102011 1:10 18.8819 25/04/2011 02/05/20112012 1.10 17.6937 13/06/2012 20/06/20122013 1.10 18.1324 23/05/2013 30/05/20132014 1.10 19.2033 25/08/2014 01/09/2014

UTI Floating Rate Fund - STP - Dividend Declared


2014 37.500 1148.3019/1000 18/09/2014 25/09/2014

List of the UTI MF schemes where merger has beeneffected since March 2003

Merged Schemes Merged Into Month &Year

CMY K

CMY K

MEP 93, MEP 94, MEP 95, MEP 96 & MEP 97 MEPUS March 03

UTI Growing Corpus Growing Income Plan (GCGIP) Unit Scheme 95 May 04

UTI Grihalakshmi Unit Plan (GUP) UTI Mahila Unit Scheme (MUS) Nov 04

UTI Grandmaster Unit Scheme, UTI Primary Equity Fund, UTI Opportunities FundUTI Unit Scheme 92, UTI Master Equity Plan 98, (New Scheme) July 05UTI Master Equity Plan 99

UTI PSU Fund, UTI Large Cap Fund UTI Index Select Fund April 07

UTI GSF- Brand Value Fund UTI-MNC Fund April 07

UTI Growth & Value Fund, UTI Dynamic Equity Fund, UTI Mid Cap Fund April 07UTI India Advantage Fund

UTI Petro Fund (Sector Fund) UTI Energy Fund Oct 07 (Thematic Fund, Name Change)

UTI Auto Sector Fund (Sector Fund) UTI Trans. & Logistics Fund April 08 (Thematic Fund, Name Change)

UTI Software Fund UTI Service Industries Fund Sept 08

UTI Index Select Fund, UTI Master Growth Fund UTI Top 100 Fund May 09

UTI Infrastructure Advantage Fund Series 1 UTI Infrastructure Fund Feb 11

UTI Variable Income Scheme - Index Linked Plan UTI Balanced Fund Mar 11

UTI Wealth Builder Fund UTI Opportunities Fund Oct 11

UTI Master Index Fund, Sunder UTI Nifty Index Fund March 12

UTI G-Sec Fund - Investment Plan UTI Gilt Advantage Fund-LTP Aug 12

UTI Master Value Fund UTI MID CAP FUND Mar 14

UTI Masterplus Unit Scheme UTI Leadership Equity Fund July 14

UTI Contra Fund & UTI Services Industries Fund UTI Multi Cap Fund August 14

59

60

Asset allocation

UTI Monthly Income Scheme

UTI MIS-Advantage Plan

UTI Short Term Income Fund

UTI Treasury Advantage Fund

UTI Balanced Fund

UTI Children's Career Balanced Plan


UTI India Lifestyle Fund

UTI Income Opportuinities Fund

CMY K

CMY K

UTI MNC Fund

Equity,Maximum allocation 100%. Risk Profile, High,Money Market Instruments, No fixed allocation will normally be made for money market instruments, Risk Profile, Low.Investment in money market instruments will be kept to the minimum so as to be able to meet the liquidity needs of the scheme.

UTI Infrastructure Fund

Equity & Equity related instruments of companies engaged either directly or indirectly in the Infrastructure sector. 65 % to 100% Risk Profile Medium to High, Debt and Money Market Instruments i n c l u d i n g Securitised Debt* 0 % to 35% Risk Profile Low to Medium.The scheme may invest upto 100% of its debt portfolio in Securitised debt.

UTI Mid Cap FundThe Fund would invest, at least 65% of its Net Assets in equity and equity related instruments issued by companies which are constituents of CNX Midcap Index or S&P CNX 500 but not a part of BSE Sensex (30) or Nifty (50), at the time of investment. Currently, companies having an annual average market capitalisation of less than Rs.75 crores would not be considered for investment in the aforesaid portion of the portfolio, in line with the floor specified in the Benchmark CNX Mid Cap Index. This lower limit of Rs.75 crores would change in line with the change in the lower limit of the market capitalisation criterion in the Benchmark. Further, no stocks, which are among the top 50 stocks in terms of market capitalisation, will form part of the aforesaid 65% of the net assets of UTI Mid Cap Fund, at the time of investment. Upto 35% of the Net Assets would be invested in equity and equity related instruments issued by companies with a potential for consistent growth and are relatively undervalued to their expected long-term earning growth. Not more than 20% of net assets will be invested in money market instruments.

UTI Opportunities FundEquity & Equity Related Instruments 90- 100%, Risk Profile, High,Debt Instruments and Money Market Instruments, 0-10%, Risk Profile, Low to Medium, While no fixed allocation will normally be made for investment in money market instruments like Call Deposits, Commercial Papers, Treasury Bills etc. the same may be kept to the minimum generally to meet the liquidity needs of the Scheme.

UTI Leadership Equity Fund

Equity & Equity Related Instruments of “leaders” as stated in Investment Objective above ,65 - 100%, Risk Profile, High,Equity and Equity Related Instruments of others including investments in potential leaders. 0 - 35%, Risk Profile, High,Debt* and Money Market Instruments including Securitised debt., 0-10% Risk Profile, Low to Medium.*For Debt investments, the fund will invest in companies where the paper is rated AA+ and above.

UTI Pharma & Healthcare FundAt least 90% of the investible resources of each of the funds will be invested in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.

UTI CCP Advantage FundEquity & Equity Related Instruments 70- 100%, Debt & Money Market Instruments including securitised Debt* 0-30%, *Investment in securitised Debt will not normally exceed 20% of the net assets of the scheme.

UTI Energy FundAt least 90% of the investible resources of each of the funds will be invested in stocks engaged in the following areas:- Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies.

Equity & Equity Related Instruments, Minimum - 40% Maximum - 75%,Risk Profile High,Debt & Money Market Instruments including securitised debt, 25% Maximum - 60%,Risk Profile Low to Medium.Subject to the Regulations,the asset allocation pattern indicated above may change from time to time keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the unitholders.Such changes in the investment pattern will be for short term and on defensive considerations.

Debt Securities, Minimum - 60% to Maximum - 100%, Risk Profile Low to Medium ,Equity and Equity related Instruments Minimum - 0% to Maximum - 40% Risk Profile High.

Debt, (Government Securities and Money Market instruments including Corporate rated debts) 85% to 100% Risk profile Low to Medium Equity/Equity Related Instruments, 0% to 15% Risk profile High,

*Debt and Money Market instruments (including securitised debt) Upto 100% Risk Profile Low to Medium,Equity & equity related instruments Upto 25% Risk Profile Medium to High The above stated percentages are only indicative and not absolute. *Note: It is the intention of the Scheme that the investments in securitised debt will not, normally exceed 60% of the net assets of the respective plans.

Debt Securities (including Securitised debt) 00% to 90% Risk profile Low to Medium,Money Market (including cash / call money) 10% to 100% Risk profile Low to Medium,

No investment will be made in equity instruments. Government Securities issued by Central &/or State Govt. and other fixed income/debt Securities including but not limited to corporate bonds and securitised debt. minimum 30 % to Maximum 100 % ,Money Market Instruments, minimum 0 % to Maximum 70 % Investment in Securitised Debt upto 100% of debt portfolio. i) UTI-Short Term Income Fund would keep the average maturity of its portfolio upto 4 years. ii) The asset allocation and average maturity of the portfolio are indicative and can be altered for short term periods on defensive consideration.

Governments Dated Securities Maximum Exposure 75%, Risk Profile Sovereign, Private Corporate Debt Maximum Exposure 75%,Risk Profile Medium to High,PSU Bonds Maximum Exposure 75% Risk Profile medium, Mortgaged backed Securities Maximum Exposure 75% Risk profile Medium, FI & Banking Sector Bonds Maximum Exposure 75% Risk profile Low to Medium.Call Money Maximum Exposure 100% Risk Profile Low Treasury Bills Maximum Exposure 100% Risk Profile Sovereign Commercial Paper Maximum Exposure 75% Risk Profile Medium to High, Certificates of Deposit Maximum Exposure 75% Risk Profile Low to Medium, Repo Transactions 100% Risk Profile Low, Bills Rediscounting Maximum Exposure 50% Risk Profile Low to Medium.

Equities & Equity related instruments of sectors / areas likely to benefit from changing Indian demographics, Indian lifestyle & rising consumption pattern* 65-100%, Risk Profile, High, Other Equity & Equity related instruments** 0-35%, Risk Profile - High, Debt & Money Market Instruments including securitised Debt *** 0-20%, Risk Profile - Low to Medium. * Equities of Companies can include from the areas/sectors like outsourcing, autos, home goods, transportation, computer, retail, telcom, consumer finance, food personal care, fashion accessories, restaurants, housing, healthcare, leisure, entertainment and media. To put it precisely, the scheme will endeavor to invest in companies/sectors/ areas which benefit directly or indirectly from changing Indian demographics, Indian lifestyles and rising consumption pattern. ** Other equities as mentioned under 1(b) include stock / companies from the sector / areas which do not fall in the category 1(a).*** The scheme may invest upto 20% of its debt portfolio in Securitised debt.

Debt Instruments**, Minimum - 35% to Maximum - 100%, Risk Profile Low to Medium ,Money Market Instruments Minimum - 0% to Maximum - 65% Risk Profile Low. * The scheme may invest upto 50% of its net assets in securities carrying a rating below AA (or equivalent). However all the securities will be of investment grade by accredited / registered credit rating agencies. ** The scheme may invest upto 50% of its debt portfolio in domestic securitised debt. 'The Scheme shall not have exposure in fixed income securities in excess of 30% of the net assets in any sector as per sectoral classification as prescribed by AMFI.

61

Asset allocation

UTI-BANKING SECTOR FUND

CMY K

CMY K

Equity and equity related Instruments Atleast 90% Risk Profile Medium to High, Equity and equity related instruments of the companies/ institutions engaged in the banking services activities Atleast 65% Risk Profile High,Cash/money market instruments upto 10 % Risk Profile low to Medium

UTI-TRANSPORTATION & LOGISTICS FUND

Equity and equity related instruments Atleast 90% Risk Profile Medium to High,Equity and equity related instruments of the companies principally engaged in providing t r a n s p o r t a t i o n services, companies principally engaged in the design, m a n u f a c t u r e , distribution, or sale of transportation equipment and companies in the logistics sector. Atleast 80% Risk Profile High,Cash/money market instruments upto 10 % Risk Profile low to Medium,

UTI-TOP 100 FUND

Equity and Equity related instruments of top 100 stocks by market capitalisation 65-100%, Risk Profile High,Other equity or equity related instruments 0-35% Risk Profile High,Debt and Money Market instruments including securitised debt.* 0-35% Risk Profile Low to Medium. * The fund may invest upto 100% of its debt portfolio in securitised debt.

UTI-NIFTY INDEX FUND

Equity up to 100% Risk Profile High,Money Market Instruments, Investment in money market instruments will be kept to the minimum. Risk Profile Low,The net subscription amount on any day will be invested in stocks of companies comprising the S&P CNX-Nifty Index. Pending deployment of funds of the scheme in shares in terms of the investment objective stated above the Trust may invest the funds of the scheme in short term deposits of scheduled commercial banks and other money market instruments.

UTI-DYNAMIC BOND FUND

Money Market, Debentures and Securitised Debt with residual maturity of less than one year. 0 % to 99 % Risk Profile Low to Medium ,Debt Instruments including Securitised Debt* with maturity more than one year 1 % to 100 % Risk Profile Low to Medium *Debt Securities will also include Securitised Debt, which may go up to 100% of the portfolio.

UTI-BOND FUND

Debt Instruments (including securitised debt) 75 % to 100 % Risk Profile Low to Medium ,Money Market Instruments (including cash/call money) 0 % to 25 % Risk Profile Low to Medium, Change in Investment Pattern Subject to the Regulations, the asset allocation pattern indicated above may change from time to time keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the unitholders. Such changes in the investment pattern will be for short term and on defensive considerations.

UTI-GILT ADVANTAGE FUND

Government of India dated Securities and Treasury Bills 75 % to 100 % Risk Profile S o v e r e i g n ,State Government dated Securities 0 % to 25 % Risk Profile Low to Medium ,The above

UTI G-SEC FUND

Equity and Equity Linked Instruments ,The schemes will not invest in Equity and Equity Linked Instruments. Debt Securities ,100% investment in Central Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at least 65% of the total portfolio will be invested in securities issued/created by the Central Government.Money Market Instruments ,While no fixed allocation will normally be made for investment in money market instruments, the investment in money market instruments will be kept to the minimum generally to meet the liquidity needs of the scheme.

UTI Banking & PSU Debt FundType of Instruments

Debt and Money Market Securities issued by Banks and

Public Sector Undertakings (PSUs)

Debt (including government securities) and Money

Market Securities issued by entities other than Banks

and Public Sector Undertakings (PSUs)

Indicative

Allocation

(% of Total Assets)

80% to 100%

0%-20%

Risk Profile

Low to Medium Low to

Medium

Total investments in debt, money market instruments, units of mutual fund scheme and gross exposure in derivatives shall not exceed 100% of the net assets of the scheme.

UTI – RAJIV GANDHI EQUITY SAVING SCHEMEInstruments

Equity & Equity related instruments of CNX Nifty

Money Market Instruments*

Indicative

Allocation

(% of Total Assets)

95 - 100%

0 - 5%

Risk Profile

High

Low

* Investment in money market instruments will be kept to the minimum so as to able to meet the liquidity needs of the scheme. Investment in money market instruments with maturity of upto 91 days.

UTI Multi Cap Fund Instruments

Equity & Equity Related Instruments

(a) Large Cap: 60% to 85%

(b) Mid Cap: 10% to 30%

(c) Small Cap: 5% to 10%

(Allocation under the Large Cap, Mid Cap and Small Cap

considered as a % of equity & equity related

instruments)

Indicative

Allocation

(% of net assets)

65% 100%

Risk Profile

High

Debt & Money Market Instruments**The scheme will not invest in securitised debt

0% 35% Low to Medium

62


UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies

UTI Bond Fund

UTI Gilt Advantage Fund

UTI Monthly Income Scheme

UTI Treasury Advantage Fund

Benchmark Index

UTI Wealth Builder Fund - Series II UTI Monthly Income Scheme

CMY K

CMY K

Minimum amount of investment is Rs.10,000/- and in multiples of Re.1/- for all the options or such other amount as may be prescribed from time to time.Systematic Withdrawal Plan under Growth Option-Monthly & Quarterly Withdrawal - Minimum amount of investment is Rs.1 lac and in multiples of Re.1/-.The Schemes may change the minimum investment requirements as deemed necessary.The provision of "Minimum Application Amount", as specified above is not applicable in the case of transaction through Systematic Investment Plan (SIP).

1. Dividend Option - Rs.10,000/- 2. Growth Option - Rs.1,000/- and in multiples of Re.1/- under all the options. Subsequent amount of investment in the same folio Rs.1,000/- and in multiples of Re.1/-

1. Growth Option - Rs.1,000/- 2. Dividend Option - Rs.20,000/- and in multiples of Re.1/- under all the options.Subsequent Minimum Investment Amount is Rs.1,000/- and in multiples of Re.1/-.

Minimum amount of investment is Rs.1,00,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.

Growth & Dividend Option - Rs.5000/- and in multiples of Re.1/-Additional purchases of Units by existing Unit holders under all the Options can be for any amount in multiples of Re.1/- and subject to a minimum of Rs.1,000/-.

S&P BSE 100 is the benchmark index for the Equity part of the Portfolio, CRISIL Bond Fund Index is the benchmark for that part of the Portfolio relating to investments in Debt and Money Market Instruments and the Price of Gold as per SEBI Regulations for Gold ETFs in India is the benchmark in so far it pertains to investments in Gold ETFs.

CRISIL MIP Blended Index (15% to Nifty Index returns and 85% to Composite Bond Index Fund)

UTI Liquid Cash PlanMinimum amount of investment is Rs.1,00,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.


Minimum amount of investment is Rs.10,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.

UTI Floating Rate Fund

Minimum amount of initial investment is Rs.5000/- and in multiples of Re.1/- thereafter.

UTI Short Term Income Fund

Minimum amount of investment is Rs.30,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.

UTI Wealth Builder Fund - Series II

Minimum initial investment is 5,000/-. Subsequent minimum investment under a folio is 1,000/- and in multiples of 1/- thereafter with no upper limit.

UTI Banking & PSU Debt Fund

Minimum initial investment under both Plans and Options is ` 5,000/- and in multiples of ` 1/- thereafter without any upper limit. Subsequent minimum investment amount is 1000/- and in multiples of 1/- thereafter with no upper limit under all the Plans and Options.

Sr. No Name of the Fund Manager Funds Managed Performance data refer page no.

CMY K

CMY K

63

FUND MANAGER SUMMARY

For performance details of other Schemes managed by the Fund Manager Summary

1 Mr. Anoop Bhaskar, Head of Equity UTI Equity Fund 11

UTI Mid Cap Fund 19

UTI Opportunities Fund 15

UTI Trasportation & Logistic Fund [along wth Mr. Daylynn Pinto] 25

UTI Children's Career Balanced Plan (Equity Portion) [along with Mr. Kaushik Basu] 38

UTI Focussed Equity Fund Sereis I & II [along with Mr. Lalit Nambiar]

2 Mr. Sanjay Dongre UTI Infrastructure Fund 21

UTI Leadership Equity Fund 16

UTI Master Equity Plan Unit Scheme 27

3 Mrs. Swati Kulkarni UTI Mastershare Unit Scheme 10

UTI Top 100 Fund 12

UTI MNC Fund 17

UTI Dividend Yield Fund 14

4 Mr. Lalit Nambiar UTI India Lifestyle Fund 20

UTI Wealth Builder Fund Ser II 18

UTI Pharma & Healthcare Fund 23

UTI Long Term Advantage Fund S I & S II 28 & 29

UTI Banking Sector Fund [along with Mr. Amit Premchandani] 22

UTI Equity Tax Savings Plan 26

UTI Focussed Equity Fund Series I &II [along with Mr. Anoop Bhaskar] 11

UTI Gold Exchange Traded Fund

UTI Multi Cap Fund 13

5 Mr. Kaushik Basu UTI Spread Fund 30

UTI Nifty Index Fund 32

UTI CCP Advantage Fund 41

UTI Rajiv Gandhi Equity Saving Scheme 31

UTI Children's Career Balanced Plan(Equity Portion) [along with Mr. Anoop Bhaskar] 38

UTI Energy Fund [along with Mr. Sachin Trivedi] 24

6 Mr. Ajay Tyagi UTI Unit Linked Insurance Plan (Equity Portion) 36

UTI Mahila Unit Scheme (Equity Portion) 40

UTI MIS Advantage Plan (Equity Portion) 43

Offshore Funds - Al Madina India Fund

Offshore Funds -Advisory -Shinsei UTI India Fund and UOB China India Fund

7 Mr. V Srivatsa UTI Balanced Fund 35

UTI Retirement Benefit Pension Fund (Equity Portion) 39

UTI Unit Scheme for Charitable & Religious Trusts & Registered Societies (Equity Portion) 37

UTI Capital Protection Oriented Schemes IV - Series I,II & III (Equity Portion)

UTI Monthly Income Scheme (Equity Portion) 42

Offshore Funds - India Fund 1986, India Pharma & UTI India Debt Opportunities Fund

Offshore Funds - Advisory - Milltrust India Fund & Spectrum India Fund

8 Mr. Sachin Trivedi UTI Energy Fund [along with Mr. Kaushik Basu] 11

9 Mr. Daylynn Pinto UTI Transportation & Logistic Fund [Along with Anoop Bhaskar] 25

10 Mr. Amit Premchandani UTI Banking Sector Fund [Along with Mr. Lalit Nambiar] 22

11 Mr. Arpit Kapoor All Applicable Schemes (Investment in ADRs / GDRs / Foreign Securities)

12 Mr. Amandeep Chopra, UTI Unit Linked Insurance Plan (Debt Portion) 36

Head of Fixed Income UTI Unit Scheme for Charitable & Religious Trusts & Registered Societies (Debt Portion) 37

UTI Children's Career Balanced Plan (Debt Portion) 38

UTI Retirement Benefit Pension Fund (Debt Portion) 39

UTI Mahila Unit Scheme (Debt Portion) 40

UTI Monthly Income Scheme (Debt Portion) 42

UTI MIS Advantage Plan (Debt Portion) 43

UTI Bond Fund 45

UTI Gilt Advantage Fund LTP 50

UTI G-Sec Fund STP 51

UTI Dynamic Bond Fund 47

UTI Income Opportunities Fund [along with Mr. Ritesh Nambiar] 52

13 Mr. Sudhir Agrwal UTI Treasury Advantage Fund 49

UTI Short Term Income Fund 46

UTI Floating Rate Fund STP 48

UTI Banking and PSU Debt Fund 53

14 Mr. Manish Joshi UTI Money Market Fund 54

UTI Liquid Cash Plan 55

15 Mr. Sunil M Patil UTI Fixed Maturity Plans (UTI FMPs)

UTI Fixed Term Income Funds (UTI FTIFs)

UTI Fixed Income Interval Fund [Monthly / Quarterly / Half Yearly / Yearly]

UTI Capital Protection Oriented Schemes - IV Series I,II &III (Debt Portion)

16 Mr. Ritesh Nambiar UTI Income Opportunities Fund [along with Mr. Amandeep Chopra] 52

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ANNEXURE - Product Labeling

Schemes

UTI - Unit Linked Insurance Plan (An open-ended tax saving cum insurance scheme) (Please refer to pg. 36)

UTI- Unit Scheme for Charitable & Religious Trusts & Registered Societies (UTI-C.R.T.S) (An open-ended income scheme)(Please refer to pg. 37)

UTI -Childrens Career Balanced Plan(An open-ended scheme)(Please refer to pg. 38)

UTI-Retirement Benefit Pension Fund(An open-ended notified tax saving -cum- pension scheme)(Please refer to pg. 39)

UTI - Mahila Unit scheme(An open-ended debt oriented scheme)(Please refer to pg. 40)

Product label

This product is suitable for investors who are seeking*: - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt

instruments- Medium risk (Yellow)

The product is suitable for investors who are seeking*:- Regular income over long-term- Investment in equity instruments (maximum-30%) and debt/

money market instruments- Medium risk (Yellow)

This product is suitable for investors who are seeking*: - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt

instruments- Medium risk (Yellow)

This product is suitable for investors who are seeking* : - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt/

money market instruments - Medium risk (Yellow)

This product is suitable for investors who are seeking*: - Reasonable income with moderate capital appreciation over a

long-term horizon- Investment in equity instrument (maximum-30%) and debt/

money market instruments- Medium risk (Yellow)





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**Disclaimer

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The information on this document is provided for information purpose only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transection or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movement in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this document should seek advice regarding the appropriateness of investing in any securities, financial instruments or investment strategies referred to on this document and should under stand that statements regarding future prospects may not be realised . Opinion, Projections and estimates are subject to change without notice.

UTI AMC Ltd is not an investment adviser, and is not purporting to provide you with investment, legal or tax advice. UTI AMC Ltd or UTI Mutual Fund ( acting through UTI Trustee Co. Pvt. Ltd ) accepts no liability and will not be liable for any loss or damage arising directly or indirectly ( including special, incidental or consequential loss or damage ) from your use of this document, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due to any unavailability of the document or any part thereof or due to any contents or associated services.

ATTENTION

Due to closure of the UTI Senior Citizens Unit Plan (UTI-SCUP) as of 18/02/2008 SCUP unitholders who have still not submitted their Membership Certificate for redeeming/switching the outstanding units, may submit the same alongwith the duly filled in Forms to our Registrar & Transfer Agent for UTI-SCUP UTI Infrastructure Technology And Services Limited, Plot No.3, Sector 11, CBD Belapur, Navi Mumbai 400614 or to our nearest UTI Financial Centre.

Members are requested to get their signature attested by their Banker where they are having their Bank account (under their official seal mentioning Name, Designation and Employee no. of the Attesting Authority), as over a period of time the Member's signature might have undergone changes.

For any assistance in this regard you may also directly contact Mr. Mukesh Dungaria, Manager, Department of Operations at UTI Corporate Office over phone at 022-66786253 or mail him at [email protected]

UTI SCUP Outstanding Unit holding Accounts

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Notes

Smartness lies in making theright choices.Invest in UTI Opportunities Fund and build your equity portfolio.

This product is suitable for investors who are seeking*-

• Long term capital growth• Investment in equity instruments by capitalizing on opportunities arising in the market dynamically• High risk (BROWN)*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Note - Risk may be represented as:




Uti mutual fund factsheet 2015

Economy & Finance

Transcript of Uti mutual fund factsheet 2015