UTI Mutual Fund UTI Asset Management Company Limited ...UTI Mutual Fund UTI Asset Management Company...

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Key Information Memorandum for INCOME SCHEMES

UTI-Bond Fund (Anopenendpuredebtfund)

UTI-Fixed Maturity Plan (Anclose-endedUmbrellaIncomeSchemecomprisingofseveralInvestmentPlans)

UTI-Floating Rate Fund(Anopen-endedIncomeScheme)

UTI-Gilt Advantage Fund (Anopen-endedGiltScheme)

UTI-G-Sec Fund (Anopenendgiltfund)

UTI-Liquid Fund (Anopen-endedincomescheme)

UTI-Treasury Advantage Fund(Anopen-endedIncomeScheme)

UTI-Mahila Unit Scheme (Anopen-enddebtorientedscheme)

UTI-MIS-Advantage Plan (Anopen-endedincomescheme.Monthlyincomeisnotassuredandissubjecttoavailabilityofdistributablesurplus)

UTI-Money Market Fund (Anopen-endedMoneyMarketMutualFund)

UTI-Monthly Income Scheme(Anopen-endeddebtorientedscheme.Monthlyincomeisnotassuredandissubjecttoavailabilityofdistributablesurplus)

UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies(Anopen-endincomeorientedscheme)

UTI-Variable Investment Scheme-ILP(Anopen-endedschemewithdynamicallocationbetweenequity&debtclasses)

UTI Mutual FundUTI Asset Management Company Limited

UTI Trustee Company Private LimitedUTITower,GnBlock,BandraKurlaComplex,Bandra(East),Mumbai–40005�.

Tel:(022)66786666,Email:[email protected],Website:www.utimf.com

July 29, 2009

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ThisCommonKeyInformationMemorandum(KIM)setsforththeinformation,whichaprospectiveinvestoroughttoknowbeforeinvesting.For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, Investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the UTI Financial Centres or distributors or from the website www.utimf.com.

The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.

UTI-Bond Fund

Investment Objective TheSchemewillretaintheflexibilitytoinvestintheentirerangeofdebtandmoneymarketinstruments.Theflexibilityisbeingretainedtoadjusttheportfolioinresponsetoachangeintherisktoreturnequationforassetclassesunderinvestment,withaviewtomaintainriskswithinmanageablelimits.

Asset Allocation Pattern of the scheme

Types of instruments Normal Allocation (% of Net Assets)

DebtInstruments(includingsecuritiseddebt)

Minimum-75% Maximum-�00%

MoneyMarketInstruments(includingcash/callmoney)

Minimum-0% Maximum-25%

Plans and Options �. GrowthOption:

(a) RegularPlan

(b) FixedAmountWithdrawalPlan

i) MonthlyOption

ii) QuarterlyOption

(c) VariableWithdrawalPlan

i) MonthlyOption

2. DividendOption(withreinvestmentfacility)

Facilities Offered �. SystematicInvestmentPlan(SIP)

2. SystematicWithdrawalPlan(SWP)isavailabletounitholdersundertheGrowthOption.

Minimum Application Amount/Subsequent Minimum Investment in the same folio

�. GrowthOption

(a) RegularPlan–Rs.�,000/-

(b) SystematicWithdrawalPlan(SWP):

i) FixedAmountWithdrawalPlan–withMonthly/QuarterlyOption

ii) VariableWithdrawalPlan–withMonthlyOption

Minimumamountofinitialinvestmentunderboththeplans–Rs.30,000/-

2. DividendOption-Rs.20,000/-andinmultiplesofRe.�/-underalltheoptions.

3. SubsequentMinimumInvestmentAmountisRs.�,000/-andinmultiplesofRe.�/-

Benchmark Index CRISILCompositeBondFundIndex

Dividend Policy DividenddistributionunderDividendOption,maybemadeeverycalendarquarteroratsuchotherintervalsasmaybedecidedbyUTIAMCfromtimetotime.

Name of the Fund Manager PuneetPal

Performance of the scheme as on 30 June, 2009

UTI - Bond Fund

Compounded Annualised Returns*

Scheme Returns (%)

Crisil Comp. Bond Fund Index (%)

Last�year �0.68 ��.20

Last3years 7.26 6.90


SinceInception 8.94 NA

*ComputedoncompoundedannualizedbasisusingNAVofGrowthoption

Pastperformancemayormaynotbesustainedinfuture

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Expenses of the Scheme

(i) Load Structure

(ii) Recurring expenses

Application size Entry load (As % of NAV) Exit Load (As % of NAV)

<=Rs.�crore

NIL

0.75%ifexitedonorbefore365daysfromthedateofacceptance

>Rs.�crore NIL

FirstRs.�00crores–2.25%NextRs.300crores–2.00%NextRs.300crores–�.75%Balance–�.50%

Actualexpensesfortheperiod0�.04.08to3�.03.09:�.66%

UTI – Fixed Maturity Plan (UTI-FMP)Investment Objective TheinvestmentobjectiveoftheSchemeandPlanslaunchedthereunderistoseekregularreturnsbyinvestingina

portfoliooffixedincomesecuritiesnormallymaturinginlinewiththetimeprofileoftherespectivePlans,therebyenablingtheinvestorstonearlyeliminateinterestrateriskbyremaininginvestedinthePlantilltheMaturity/FinalRedemption.HowevertherecanbenoassurancethattheinvestmentobjectiveoftheSchemewillbeachieved.ThePlansdonotguarantee/indicateanyreturns.

Asset Allocation Pattern of the scheme** Types of instruments

Proportion % of corpus

Minimum Likely Max Upto

DebtSecuritiesandMoneyMarketSecurities(includingCallMoney,ReverseRepos)withresidualaveragematurityofequaltoorlessthan4�0days(orhaveputoptionswithinaperiodnotexceeding4�0days)andincludingSecuritisedDebt.

20% 80% �00%

Debtinstrumentswithresidualmaturityofmorethan4�0days. -- 20% 80%

**�.Investmentinsecuritiseddebtmaybeupto�00%ofthenetassetsofthescheme.2.AssetAllocationundertheschemewouldbeinlinewithSEBIguidelinesoninvestmentinsecurities.

Plans/Options ScheduleofUTI-FixedMaturityPlananddetailsoftheFMPsproposedtobelaunchedundereachSeriesviz.,OptionsavailablethereunderandFixedMaturity/RedemptionDatesareasunder

Quarterly Series Half Yearly Series Yearly Series

i)RegularPlana) DividendOptionb) GrowthOption

ii)InstitutionalPlana) DividendOptionb) GrowthOption

i)RegularPlana)DividendOptionb)GrowthOption

ii)InstitutionalPlana)DividendOptionb)GrowthOption

i)RegularPlana)DividendOptionb)GrowthOption

ii)InstitutionalPlana)DividendOptionb)GrowthOption

Fixed Maturity

Series

Options under

each FMP

Duration of the FMP

New Fund Offer Period Fixed Maturity / Redemption

Date

Identification Number

QuarterlySeries(QFMP)

GrowthandDividendhavingDividendReinvest-mentfacility

94days Foraperiodnotexceeding7businessdays (or such number of days notexceeding 30 days) at the end ofwhichallotmentshallbemade.UnitsatparofRs.�0/-

95thdayfromthedateofclosureofthe Offer PeriodofthePlan

QFMP(Month/Year-Plannumber)

Half-YearlySeries(HFMP)


�86days Foraperiodnotexceeding7businessdays (or such number of days notexceeding 30 days) at the end ofwhichallotmentshallbemade.UnitsatparofRs.�0/-

�87th day fromthe date ofclosure of theOffer Period ofthePlan

HFMP (Month/Year)

YearlySeries(YFMP)


396days Foraperiodnotexceeding7businessdays (or such number of days notexceeding 30 days) at the end ofwhichallotmentshallbemade.UnitsatparofRs.�0/-

397th day fromthe date ofclosure of theOffer Period ofthePlan

YFMP (Month/Year)

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TheSchemeenvisagesthelaunchofthefollowingFixedMaturityPlans.

Name of Series Date of launch Date of closure

QuarterlySerieshavingadurationof94days �stofeverymonth�6thofeverymonth

�5thofthatmonthLastbusinessdayofthatmonth

Half-YearlySerieshavingadurationof�86days �stofeverymonth 25thofthatmonth

YearlySerieshavingadurationof396days �6thofeverymonth Lastbusinessdayofthatmonth

Theunitsofeachplanof theschemewillbe listedontheNationalStockExchange (NSE)and/oranyotherstockexchange(s)asmaybedecidedbyUTIAMC,aftertheclosureoftheNewFundOffer(NFO)period.Investorswillbeabletoenter&exitthefundthroughtransactionsintheSecondaryMarket.

Minimum Application Amount

TheminimumamountunderRegularPlanisRs.�0,000/-andinmultiplesofRe.�/-.MinimumamountunderInstitutionalPlanisRs.�croreandinmultiplesofRe.�/-.

Benchmark Index Nocomparablebenchmarkavailable.

Dividend Policy Underthedividendoption, it isproposedtodeclaredividend,subjecttoavailabilityofdistributablesurplus,onorbeforetheMaturityDate/FinalRedemptionDateoftherespectivePlansorsuchotherday/frequencyasmaybedecidedbytheTrustees,ascomputedinaccordancewithSEBIRegulations.

Name of the Fund Manager ManishJoshi&AmandeepChopra

Expenses of the Scheme(i) Load Structure


EntryLoad:NilExitLoad:NilatMaturity(RedemptionisnotpermittedbeforematurityastheschemewillbelistedonaStockExchange.)

Presently the total recurring expenses that can becharged to the schemewill not exceed�.25%perannum of the average weekly net assets of thescheme.Expensesoverandabove�.25%p.a.shallbeborneby theAMC. In case any fresh levies areintroduced in future, the Scheme may decide tochangetheaboveexpenselimit.However,anysuchchangeinthelimitoftheexpensestobechargedtotheschemeshallbeeffectedonlyinaccordancewiththeSEBIRegulations.

ActualexpensesfortheperviousfinancialyearofUTI-FMP(YFMP/0309):0.�320%

UTI-Floating Rate Fund – Short Term PlanInvestment Objective Togenerateregularincomethroughinvestmentinaportfoliocomprisingsubstantiallyoffloatingratedebt/money

marketinstruments,fixedratedebt/moneymarketinstrumentsswappedforfloatingratereturnsandfixedratedebtsecuritiesandmoneymarketinstruments.



FloatingRateDebtSecurities(including Securitised Debt, Money Market Instruments&FixedRateDebtInstrumentsswappedforfloatingratereturns)

65–�00

FixedRateDebtSecurities(including securitised debt, Money Market Instruments&FloatingRateDebtInstrumentsswappedforfixedratereturns)

0-35

TheschemewillnotinvestinEquityandEquityLinkedInstruments.

Plans and Options �. UTI-FloatingRateFund–(ShortTermPlan)–RegularPlan2. UTI-FloatingRateFund–(ShortTermPlan)–InstitutionalPlan

Boththeplanshavefollowingoptions:(a) GrowthOption(b) DailyDividendOption(dividendwillbecompulsorilyreinvested)(c) WeeklyDividendOption

WeeklyDividendOptionunderRegularPlanwillbecompulsorilyreinvestedandInstitutionalPlanwillhavetwosub-optionnamely(i) DividendPayoutSub-Option(ii) DividendReinvestmentSub-Option

DefaultPlanfortheschemeisInstitutionalPlaniftheinvestmentamountisRs.50lacsormoreanddefaultoptionisGrowthOptionhowever,wheretheapplicationamountislessthanRs.50Lacs,defaultplanwillbeRegularPlananddefaultoptionwillbeGrowthoption.

Facilities Offered �. SystematicWithdrawalPlan(SWP)2. SystematicTransferInvestmentPlan(STRIP)isavailabletounitholdersunderRegularPlan-GrowthOption.3. SystemiaticInvestmentPlan(SIP)isavailableunderRegularPlan-GrowthOption.

Minimum Application Amount/Minimum Account Balance/Minimum Redemption Amount

Rs.5000/-perapplicationandinmultiplesofRe.�/-thereafterundertheRegularPlan.Rs.50,00,000/-(Rs.50lacs)andinmultiplesofRe.�/-thereafterunderInstitutionalPlan.MinimumaccountbalanceRs.�,000/-.MinimumredemptionamountRs.�,000/-andinmultiplesofRe.�/-.

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Benchmark Index CRISILLiquidFundIndex

Dividend Policy SubjecttoavailabilityofdistributablesurplustheschememaymakethedividenddistributionatsuchintervalsasmaybedecidedbytheTrusteefromtimetotime.



UTI - Floating Rate Fund-STP


Scheme Returns (%)

CRISIL Liquid Fund Index (%)

Last�year 8.72 8.40

Last3years 7.7� 7.49

Last5years 6.88 6.4�

SinceInception 6.58 6.07

* Computed on compounded annualized basisusingNAVofGrowthoption

Pastperformancemayormaynotbe sustained infuture



EntryLoad:NILExitLoad:0.75%Iftheinvestmentisredeemedonorbefore7daysfromthedateofacceptance.


Actualexpensesfortheperiod0�.04.08to3�.03.09:0.20%

UTI-Gilt Advantage Fund – Long Term Plan (UTI-GAF-LTP)Investment Objective Togeneratecreditrisk-freereturnthroughinvestmentinsovereignsecuritiesissuedbytheCentraland/oraState

Governmentand/oranysecurityunconditionallyguaranteedbytheCentralGovernmentand/oraStateGovernmentforrepaymentofprincipalandinterest.



DebtSecurities GovernmentofIndiadatedSecuritiesandTreasuryBills 75-�00%StateGovernmentdatedSecurities 0-25%

MoneyMarketInstruments Inadditiontothesecuritiesstatedinthetableabove,theschememayenterintorepos/reversereposorothersecuritiesasmaybepermittedbytheRBI.Fromtimetotimetheschememayholdcash.Apartofthenetassetsmaybe invested in the call money market or in an alternative investment forthecallmoneymarketasmaybeprovidedbytheRBItomeetthe liquidityrequirements.

Plans and Options �. GrowthPlan2. DividendPlan(withreinvestmentfacility)3. PFPlanwith (a) PrescribedDateAutoRedemptionOption(PDAR), (b) PrescribedAppreciationAutoRedemptionOption(PAAR), (c) GrowthOptionand (d) DividendOption(withreinvestmentfacility).

Facilities Offered SystematicInvestmentPlan(SIP),SystematicWithdrawalPlan(SWP)andSwitchFacilitiesareavailable.


Rs.5,000/-andinmultiplesofRe.�/-forgrowthanddividendoptionandtheminimumsubscriptionfornewinvestorsunderPrescribedDateAutoRedemptionOption(PDAR)andPrescribedAppreciationAutoRedemptionOption(PAAR)OptionsisRs.�,00,000/-andinmultiplesofRe.�/-thereafter.

AdditionalpurchasesofUnitsbyexistingUnitholdersunderall theOptionscanbeforanyamount inmultiplesofRe.�/-andsubjecttoaminimumofRs.�,000/-.

MinimumaccountbalanceRs.�,000/-.

MinimumredemptionamountRs.�,000/-orequivalentunits.

Benchmark Index I-SecLi-Bex

Dividend Policy UnderDividendPlan it isproposed todeclarequarterlydividend, subject toavailabilityofdistributableprofits,onthe�5thdayofthelastmonthofeachquarter(i.e.quarterendingSeptember,December,MarchandJune).Ifthisisnotabusinessdaythentherecorddatewouldbethenextbusinessday.Thereisnoassuranceorguaranteethatthedividendwillbedeclared.


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UTI-Gilt Advantage Fund – Long Term Plan (UTI-GAF-LTP)


Scheme Returns (%)

I-Sec Li-Bex (%)

Last�year �8.70 23.34

Last3years 8.99 ��.39



* Computed on compounded annualized basisusingNAVofGrowthoptionPastperformancemayormaynotbe sustained infuture



EntryLoad:NIL

**ExitLoad:GrowthPlanandDividendPlan–NIL

**�%isapplicableunderthePFPlanofUTI-GAFonly ifredeemedwithinaperiodof365daysfromthedateofinvestment.However,noexitloadwouldbeleviedincaseofredemptionsunderthePDARandPAARoptions,whicharereinvestedintothesameplanunderreinvestmentfacility.

Exit load inUTI-GAF (LTP-PF Plan)will be applicableon all accounts redeemedwithin365days from thedateofinvestment,however,investorsoptingforre-investmentoption(whetherfullorprincipal)underPDARandPAARwillnotbesubjecttoExitload.MinimumApplicationsizeinPDARoption&PAARoptionsisRs.�lakh.

Presentlythetotalrecurringexpensesthatcanbecharged to the Scheme will not exceed �.50%perannumof theaveragedailynetassetsof thescheme.Expensesoverandabove�.50%p.a.shallbebornebytheAMC.In case any fresh levies are introduced in future,the Scheme may decide to change the aboveexpense limit. However any such change in thelimitoftheexpensestobechargedtotheschemeshallbeeffectedonlyinaccordancewiththeSEBIRegulations.


UTI-G-Sec FundInvestment Objective Togeneratecreditrisk-freereturnbywayofincomeorgrowthbyinvestinginCentralGovernmentSecurities,Treasury

Bills, Call Money and Repos. Under normal circumstances at least 65% of the total portfolio will be invested insecuritiesissued/createdbytheCentralGovernment.



DebtSecurities �00% investment in Central Government Securities, Treasury Bills, CallMoney,ReposandMoneyMarketInstruments.Undernormalcircumstancesat least65%of the total portfoliowill be invested in securities issued/createdbytheCentralGovernment.

MoneyMarketInstruments Whilenofixedallocationwillnormallybemadeforinvestmentinmoneymarket instruments, the investment in money market instruments willbe kept to the minimum generally to meet the liquidity needs of thescheme.

Plans and Options �. UTI-G-SecInvestmentPlan2. UTI-G-SecShortTermPlan

Boththeplanshavefollowingoptions:

(a) DividendOption(withreinvestmentfacility)(b) GrowthOption

Facilities Offered SystematicInvestmentPlan(SIP)andAutomaticTriggerfacilitiesareavailable.

Minimum Application Amount / Subsequent Minimum Investment

�. GrowthOption–Rs.�,000/-andinmultiplesofRe.�/-.2. DividendOption–Rs.�0,000/-andinmultiplesofRe.�/-.3. SubsequentMinimumInvestmentAmountRs.�,000/-andinmultiplesofRe.�/-

Benchmark Index �. UTIG-SecInvestmentPlan-I-SecLi-BEX2. UTIG-SecShortTermPlan-I-SecSi-BEX(�-3years)

Dividend Policy Dividend distribution, if any, under the Dividend Options of the schemes will be made subject to availability ofdistributablesurplusatsuchperiod/sasUTIAMCmayfix.

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Performance of the scheme as on 30 June, 2009 respectively

UTI-G-Sec Fund – Investment Plan UTI-G-Sec Fund – Short Term Plan

CompoundedAnnualisedReturns*

SchemeReturns(%) I-SecLIBEX(%) SchemeReturns(%)

I-SecSIBEX(%)

Last�year 7.02 23.34 7.60 �4.53

Last3years 5.57 ��.39 6.28 9.20

Last5years 4.�2 7.48 5.8� 7.28

SinceInception 8.�2 NA 5.48 NA

*ComputedoncompoundedannualizedbasisusingNAVofGrowthoptionPastperformancemayormaynotbesustainedinfuture



�. UTI-G-SecFund-ShortTermPlan EntryLoad:NILExitLoad:NIL2. UTI-G-SecFund–InvestmentPlan EntryLoad:NILExitLoad:NIL

FirstRs.�00crores–�.00%NextRs.300crores-�.00%NextRs.300crores–�.00%Balance–�.00%

Actualexpensesfortheperiod0�.04.08to3�.03.09:�.UTI-G-SecFundInvestmentPlan:�.00%2.UTI-G-SecFund-STP:0.75%

UTI-Liquid FundInvestment Objective TheSchemeseekstogeneratesteadyandreasonableincome,withlowriskandhighlevelofliquidityfromaportfolio

ofmoneymarketsecuritiesandhighqualitydebt.

Asset Allocation Pattern of UTI-Liquid Cash Plan


DebtSecurities

(includingCentralGovt.securities)

Minimum-0% Maximum-35%

MoneyMarketInstruments Minimum-65% Maximum-�00%

Asset Allocation Pattern of UTI-Short Term Income Fund


Government Securities issued by Central &/or State Govt. and other fixed income/debtSecuritiesincludingbutnotlimitedtocorporatebondsandsecuritiseddebt.

Minimum-30% Maximum-�00%

MoneyMarketInstruments Minimum-0% Maximum-70%

InvestmentinSecuritisedDebtupto�00%ofdebtportfolio.

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Plans and Options / Sub-Options

�. UTI-LiquidCashPlan(Regular): a) Dividend–(onlyreinvestmentfacilityavailable) b) Monthly c) Growth2. UTI-LiquidCashPlan(Institutional) a) Dividend–(optionforpayoutandreinvestmentavailableonlydividendreinvestmentoptionisavailableunder dailyandweeklyfrequencies) -Daily -Weekly -Monthly b) Growth3. UTI-ShortTermIncomeFund a) RegularOption b) InstitutionalOption ThefollowingsuboptionsareavailablewithinRegularandInstitutionalOption. i) MonthlyDividendSub-Option–(optionforpayoutandreinvestmentavailable) ii) GrowthSub-Option

Facilities Offered �. SystematicInvestmentPlan(SIP)isavailableunderUTI-ShortTermIncomeFundandUTILiquidCashPlan-Regular- GrowthOption2. SystematicTransferInvestmentPlan(STRIP)facilityisavailableunderUTI-LiquidCashPlan-Regular(Growth).3. UTI-STRIP(SystematicTransfer InvestmentPlan)AdvantageisavailableunderUTI-LiquidCashPlan-Regular(GrowthOption).


�. UTI-LiquidCashPlan(Regular)-Rs.�Lac2. UTI-ShortTermIncomeFund(Regular)-Rs.30,000/-3. UTI-LiquidCashPlan(Institutional)-Rs.�crore4. UTI-ShortTermIncomeFund(Institutional)–Rs.�crore5. Subsequentminimuminvestmentamount

UTI-LiquidCashPlan(Regular)andUTI-ShortTermIncomeFund(Regular)-Rs.�0,000/-UTI-LiquidCashPlan(Institutional)–Rs.�0Lacs&UTI-ShortTermIncomeFund(Institutional)–Rs.�0Lacs.

Benchmark Index �. UTI-LiquidCashPlan–CRISILLiquidFundIndex.2. UTI-ShortTermIncomeFund–CRISILShortTermBondFundIndex.


Name of the Fund Manager UTI-LiquidFundCashPlan–AmandeepChopraUTI-ShortTermIncomeFund–PuneetPal

Performance of the scheme as on 30 June, 2009respectively

UTI - Liquid Fund Cash Plan UTI - Short Term Income Fund


Scheme Returns (%) CRISIL Liquid Fund Index (%)

Scheme Returns (%) CRISIL Short Term Bond Fund Index (%)

Last�year 7.8� 8.40 �0.55 ��.26

Last3years 7.86 7.49 8.53 8.30

Last5years 6.94 6.42 7.40 6.6�

SinceInception 7.�2 6.�7 6.96 6.24

*ComputedoncompoundedannualizedbasisusingNAVofGrowthoptionPastperformancemayormaynotbesustainedinfuture

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(i) Load Structure


UTI-Liquid Cash Plan UTI – Short Term Income Fund

EntryLoad:NILExitLoad :NIL (Minimumamount for redemptionisRs.�0,000/-)

EntryLoad:NILExitLoad:NIL


Actualexpensesfortheperiod0�.04.08to3�.03.09:�.UTI-LiquidCashPlan–0.26%2.UTI-ShortTermIncomeFund–0.2�%

UTI – Treasury Advantage FundInvestment Objective Theschemewillendeavourtogenerateanattractivereturnforitsinvestorsconsistentwithcapitalpreservationand

liquiditybyinvestinginaportfolioofqualitydebtsecuritiesmoneymarketinstrumentsandstructuredobligations.


Types of instruments Proportion (% of Corpus)

Min. Likely Max.Upto

DebtSecurities

(includingSecuritiseddebt)

- 80 90

MoneyMarket(includingcash/callmoney) �0 20 �00

Thesubtotalofsecuritiseddebtwouldbeamaximumof25%ofthecorpus.

TheschemewillnotinvestinEquityandEquityLinkedInstruments.

Plans and Options �. GrowthPlan2. BonusPlan3. DailyDividendPlan4. WeeklyDividendPlan5. MonthlyDividendPlan6. QuarterlyDividendPlan7. AnnualDividendPlan8. InstitutionalPlanwith (a)GrowthOption (b)DailyDividendOption (c) WeeklyDividendOption (d)MonthlyDividendOption (e)QuarterlyDividendOption (f) AnnualDividendOptionand (g)BonusOptionOnlydividendreinvestmentoptionisavailableunderdailyandweeklyfrequencies.HoweverunderInstitutionalPlan-WeeklyDividendOption,Payoutfacilityisalsoavailable.

Facilities Offered SystematicInvestmentPlan(SIP)-onlyunderGrowthPlan,SystematicWithdrawalPlan(SWP)andSwitchFacilitiesareavailable.

Minimum Application Amount/Subsequent Minimum Investment in the same folio

MinimumamountofinvestmentisRs.�lacandinmultiplesofRe.�/-thereafter.InstitutionalPlan–theminimumamountofinvestmentisRs.�CroreandinmultiplesofRe.�/-thereafter.For additional purchase by existing unitholdersSubsequentminimumadditionalinvestmentisRs.�0000/-andinmultiplesofRe.�/thereafter.InstitutionalPlan–SubsequentminimumadditionalinvestmentisRs.�lacandinmultiplesofRe.�/thereafter.Minimumredemptionamount:Rs.�,000/-orequivalentunits.InstitutionalPlan–ForanyamountinmultiplesofRs.�,000/-.


Dividend Policy Annual Dividend Plan – UTI-TAF & Annual Dividend Option – UTI-TAF-IP

Underthisplan/optiondividendisproposedtobedeclaredonceayear.

Quarterly Dividend Plan UTI-TAF & Quarterly Dividend Option – UTI-TAF-IP

Underthisplan/option,itisproposedtodeclarequarterlydividend,subjecttoavailabilityofdistributableprofits,onthe�5thdayofthelastmonthofeachquarter(i.e.quarterendingSeptember,December,MarchandJune).Ifthisisnotabusinessdaythentherecorddatewouldbethenextbusinessday.

Daily Dividend Plan, Weekly Dividend Plan and Monthly Dividend Plan-UTI-TAF & Daily Dividend Option, Weekly Dividend Option and Monthly Dividend Option-UTI-TAF-IP

Dividend is proposed to be declared on a daily, weekly and monthly basis subject to availability of distributablesurplus.


�0


UTI-Treasury Advantage Fund


Scheme Returns (%)

CRISIL Liquid Fund Index (%)

Last�year 8.09 8.40


Last5years 5.97 6.4�


*Computed on compounded annualized basisusingNAVofGrowthOption.Pastperformancemayormaynotbesustainedinfuture.


(i) Load Structure


Entry load (As % of NAV)

** Exit Load (As % of NAV)

NIL 0.�5% if redeemed on or before 3 days from the date ofacceptance.

Presently the total recurring expenses will notexceed�.50%/2.00%perannumoftheaveragedailynet assetsunder the Institutional Plan/OtherPlans respectively. Expenses over and above thelimit specifiedabove shallbeborneby theAMC.In case any fresh levies are introduced in future,the Scheme may decide to change the aboveexpense limit. However any such change in thelimitoftheexpensestobechargedtotheschemeshallbeeffectedonlyinaccordancewiththeSEBIRegulations.


**Redemptionswillnotbeacceptedon thedayof investment.Theearliest redemptionsacceptedwillbeon thebusinessdaysubsequenttothatoftheinvestment&minimumapplicationsizeRs.�crore.Theinvestorsareadvisedtochecktheappropriateloads(Entryand/orExitand/orswitchoverloads)applicabletothematthetimeofmakingtheinvestmentfromUTIFinancialCentresorlogontotheFundswebsite–www.utimf.combeforemakinganinvestmentunderanyplan/optionofthescheme.

UTI – Mahila Unit Scheme (UTI-MUS)Investment Objective To invest inaportfolioofequity/equity related securitiesanddebtandmoneymarket instrumentswitha viewof

generatingreasonableincomewithmoderatecapitalappreciation.



EquityandEquityLinkedInstruments Minimum0% Maximum30%

DebtSecurities Minimum70% Maximum�00%

MoneyMarketInstruments Investment in money market instruments will be kept to theminimum so as to be able to meet the liquidity needs of thescheme.

Plans and Options �. DividendOptionwithfacilityforreinvestmentofdividends.2. GrowthOption.

Facilities Offered SystematicInvestmentPlan(SIP)isavailable.


MinimuminvestmentisRs.5,000/-incaseofDividendOptionandRs.�,000/-incaseofGrowthOption.

Benchmark Index CRISILDebtHybrid(75:25)


Name of the Fund Manager AmandeepChopra


UTI – Mahila Unit Scheme (UTI-MUS)


Scheme Returns (%)

CRISIL Debt Hybrid (75:25)

(%)

Last�year �5.54 �2.�5

Last3years �0.47 �0.23

Last5years �8.26 NA

SinceInception �6.�3 NA

*Computedoncompoundedannualizedbasis.Pastperformancemayormaynotbesustainedinfuture.

��


(i) Load Structure#


Entry load(As % of NAV)

Exit Load(As % of NAV)

Nil(Anyapplicationsize) <�year 3%

=>�year&<3years 2%

=>3years&<5years �%

=>5years Nil



UTI – MIS Advantage PlanInvestment Objective Togenerateregularincomethroughinvestmentsinfixedincomesecuritiesandcapitalappreciation/dividendincome

throughinvestmentofaportionofnetassetsoftheschemeinequityandequityrelatedinstrumentssoastoendeavortomakeperiodicincomedistributiontoUnitholders.



*DebtandMoneyMarketInstruments(includingsecuritiseddebt)

Upto�00%

Equity&EquityRelatedInstruments Upto25%

*Note:ItistheintentionoftheSchemethattheinvestmentsinsecuritiseddebtwillnot,normallyexceed60%ofthenetassetsoftherespectiveplans.

Plans and Options TheSchemeoffersinvestors4Plansnamelythe:�. MonthlyDividendPlan2. FlexiDividendPlan3. MonthlyPaymentPlan4. GrowthPlan

Facilities Offered SystematicInvestmentPlan(SIP),SystematicWithdrawalPlan(SWP)andSwitchFacilitiesareavailable.


Rs.25,000/-perapplicationandinmultiplesofRe.�/-thereafterunderMonthlyDividendPlanandMonthlyPaymentPlan.Rs.5,000/-perapplicationandinmultiplesofRe.�/-thereafterunderFlexiDividendPlanandGrowthPlan.SubsequentminimuminvestmentinthesamefolioisRs.�,000/-andinmultiplesofRe.�/-.MinimumaccountbalanceRs.�,000/-underallthePlans.MinimumredemptionamountRs.�,000/-andinmultiplesofRe.�/-.

Benchmark Index CRISILMIPBlendedIndex

Dividend Policy (1) Monthly Dividend Plan – It is envisaged to declare dividends on a monthly basis subject to availability ofdistributablesurpluscomputedinaccordancewithSEBIRegulations.(2) Flexi Dividend Plan – TheFundwillendeavourtodeclaredividendsfromtimetotimesubjecttoavailabilityofdistributablesurplus.ThequantumofdividendwouldbeasdecidedandapprovedbytheAMC/Trusteesfromtimetotime.(3) Monthly Payment Plan - TheSchemeintendstomakemonthlypaymentstoinvestorsbyredeemingunits.TheinvestorcanoptforreceivingmonthlypayoutsbeginningthelastbusinessdayofthemonthfollowingthemonthofinvestmentsubjecttothedeclarationofthedividendundertheMonthlyDividendPlan.UnderthePlan,theinvestorwillprovidestandinginstructionstotheAMCtoredeemsuchUnitsasequivalent invaluetermstotheamountofGrossdividendperunit(totalofNetdividendinthehandsoftheinvestoranddividendtaxpaidbytheAMC)thattheFundwillbedeclaringundertheMonthlyDividendPlan,fromhisexistingbalanceofUnitsasontherecorddateofthedividend.TheredemptionoftheUnitsnotbeinginthenatureofthedividendspayments,theFundwillnotberequiredtopay thedividend taxon such redemptionsbeingpaid to theUnitholders.On receiptof such instructions, theAMCwillredeematmonthlyrestsappropriatepartoftheunitholdingsoftheinvestoranddispatchtheredemptionproceeds.

Name of the Fund Manager DebBhattacharya&AmandeepChopra


UTI – MIS Advantage Plan


Scheme Returns (%)

CRISIL MIP Blended Index (%)

Last�year �6.54 �2.04

Last3years �0.79 8.38

Last5years ��.77 8.43

SinceInception �0.67 7.39

*Computed on compounded annualized basis usingNAVofGrowthOption.Past performance may or may not be sustained infuture.

�2

UTI – Money Market Fund (UTI-MMF)Investment Objective Toprovidehighestpossiblecurrent income–consistentwithpreservationofcapitalandproviding liquidity– from

investinginadiversifiedportfolioofshort-termmoneymarketsecurities.


Instruments / Securities Maximum Exposure (% of Net Assets)GovernmentDatedSecurities 75PrivateCorporateDebt 75PSUBonds 75MortgagedbackedSecurities 75FI&BankingSectorBonds 75CallMoney �00TreasuryBills �00CommercialPaper 75CertificatesofDeposit 75RepoTransactions �00BillsRediscounting 50

Plans and Options �. UTI-MoneyMarketFund–RegularPlanwith a) GrowthOption b) DividendOption2. UTI-MoneyMarketFund–InstitutionalPlanwith a) GrowthOption b) DividendOption -DailyDividend(onlywithReinvestmentoption) -WeeklyDividend(PayoutandReinvestmentoption)DefaultPlanfortheschemeisInstitutionalPlaniftheinvestmentamountisRs.50lacsormoreanddefaultoptionisGrowthOption.However,wheretheapplicationamountislessthanRs.50lacs,defaultplanwillbetheRegularPlananddefaultoptionwillbetheGrowthOption.

Plans and Options �.GrowthOption2.DividendOption

Facilities Offered �.SystematicTransferInvestmentPlan(STRIP)isavailableunderRegularPlan-GrowthOption2.UTI-STRIP (SystematicTransfer InvestmentPlan)Advantage isavailableunderUTI-MoneyMarketFund–RegularPlan(GrowthOption).3.SystematicInvestmentPlan(SIP)isavailableunderRegularPlan-GrowthOption

Minimum Application / Redemption Amount and balance required in a folio

�. UTI-MoneyMarketFund–RegularPlanMinimumamountofinitialinvestmentRs.�0,000/-.SubsequentamountofinvestmentinthesamefolioisRs.�0,000/-andinmultiplesofRe.�/-thereafter.

2. UTI-MoneyMarketFund–InstitutionalPlanMinimumamountofinitialinvestmentRs.50,00,000/-andinmultiplesofRe.�/-thereafterorsuchamountasmaybedecidedfromtimetotime.

UnderboththeplansminimumamountforredemptionisRs.�0,000/-&minimumbalancetobemaintainedinafolioisRs.�0,000/-.


Dividend Policy SubjecttoavailabilityofdistributablesurplustheschememaymakedividenddistributionunderDividendOption,atsuchintervalsasmaybedecidedbyUTIAMCfromtimetotime.



(i) Load Structure#




Nil(Anyapplicationsize)<�year �%

=>�year Nil




UTI Money Market Fund


Scheme Returns (%)

Crisil Liquid Fund Index (%)

Last�year 8.�6 8.40




*ComputedoncompoundedannualizedbasisusingNAVofGrowthOption.Pastperformancemayormaynotbesustainedinfuture.

�3

UTI – Monthly Income Scheme (UTI-MIS)Investment Objective Thisisanopen-enddebtorientedschemewithnoassuredreturns.Theschemeaimsatdistributingincome,ifany,

periodically.



Debt(GovernmentSecuritiesandMoneyMarketinstrumentsincludingCorporaterateddebts)

Minimum–85% Maximum–�00%

Equity/EquityRelatedInstruments Minimum–NIL Maximum–�5%

�. Tominimisethecreditriskindebtinstruments,investmentwouldbemadeonlyininvestmentgradepapersratedAAandabove,atthetimeofinvestment.

2. The Equity investment universe would include stocks of companies with strong fundamentals and growthpotential.

Plans and Options �.GrowthOption–withSystematicWithdrawalPlan(SWP)2.DividendOption–Optionforre-investmentavailable.Compulsoryre-investmentwherevalueofinvestmentisbelowRs.30,000/-.

Facilities Offered �.SystematicInvestmentPlan(SIP)isavailable.2.SystematicWithdrawalPlan(SWP)isavailableundertheGrowthOption.


�.DividendOption–Rs.�0,000/-2.SystematicWithdrawalPlan–MonthlyWithdrawal-Rs.30,000/-3.SystematicWithdrawalPlan–QuarterlyWithdrawal-Rs.20,000/-4.GrowthOption–Rs.�,000/-andinmultiplesofRe.�/-underalltheoptions.SubsequentamountofinvestmentinthesamefolioRs.�,000/-andinmultiplesofRe.�/-

Benchmark Index CRISILMIPBlendedIndex(�5%ofNiftyIndexreturnsand85%toCompositeBondIndexFund)

Dividend Policy �. Thoughitistheintentionoftheschemetomakeregulardividenddistributionunderthedividendoption,theremaybeinstanceswhennodividenddistributioncouldbemade.

2. DividenddistributionundertheDividendoption,ifany,willbemadesubjecttoavailabilityofdistributablesurplusandadecisionistakenbyUTIAMCtomakedividenddistribution.

3. Thereisnoassuranceorguaranteetotheunitholdersastotherateofdividenddistribution.4. Dividenddistribution,ifany,willbemadeeverymonthoratsuchintervalsasmaybedecidedbyUTIAMCfrom

timetotime.

Name of the Fund Manager AmandeepChopra


UTI Monthly Income Scheme


Scheme Returns (%)

Crisil MIP Blended Index

(%)

Last�year �3.79 �2.04



SinceInception 8.�7 8.97

*ComputedoncompoundedannualizedbasisusingNAVofGrowthoption.Past performance may or may not be sustained infuture.


(i) Load Structure#




Nil(Anyapplicationsize) <�year �%

=>�year Nil



Expenses of the Scheme(i) Load Structure(ii) Recurring expenses

EntryLoad:NILExitLoad:NIL

(a) FirstRs.�00crores–2.25%(b) NextRs.300crores–2.00%(c) NextRs.300crores–�.75%Balance–�.50%


�4


UTI - CRTS


Scheme Returns (%)

Crisil Debt Hybrid (75:25)

(%)

Last�year �7.20 �2.�5

Last3years �0.�2 �0.23

Last5years �4.3� NA

SinceInception �3.72 NA

*Computedoncompoundedannualizedbasis.Pastperformancemayormaynotbesustainedin

future.


(i) Load Structure#




Nil(Anyapplicationsize)<3years �%

=>3years&above Nil


Actualexpensesfortheperiod0�.04.08to3�.03.09:�.�6%

UTI – Unit Scheme for Charitable and Religious Trusts and Registered Societies(UTI – CRTS)

Investment Objective Toprimarilyprovideregularincometounitholdersofthescheme.



DebtSecurities Minimum-70% Maximum-�00%

EquityandEquityLinkedInstruments Minimum–NIL Maximum–30%

MoneyMarketInstruments While no fixed allocation will normally be made for investment in moneymarketinstrumentslikeCallDeposits,CommercialPapers,TreasuryBillsetc.thesamemaybekepttotheminimumgenerallytomeettheliquidityneedsofthescheme.

Plans and Options i) DividendOption–Optionforreinvestmentavailable.

ii) GrowthOption

Facilities Offered SystematicWithdrawalPlan(SWP)isavailableundertheGrowthOption.


�. MinimumamountofinvestmentisRs.�0,000/-andinmultiplesofRe.�/-

2. SubsequentminimuminvestmentisRs.�,000/-andmultiplesofRe.�/-inthesamefolio.

Benchmark Index CRISILDebtHybrid(75:25)

Dividend Policy �. Theschemeshalldistributeaminimumof75%ofitsnetannualdistributableincomeperiodicallyatsuchratesasmaybedecided.

2. UTIAMCmaydeclareinterimdividenddistribution/spayableonsuchdate/sorattheendofsuchperiod/sastheTrusteemayfixanddeemfit.

Name of the Fund Manager DebBhattacharya&AmandeepChopra

�5

Expenses of the Schemei) Load Structure#

ii) Recurring expenses



Nil(Anyapplicationsize) <3years �%

=>3years Nil

FirstRs.�00crores–2.50%$NextRs.300crores–2.25%NextRs.300crores–2.00%Balance–�.75%

Actualexpensesfortheperiod0�-04-2008to3�-03-2009:2.25%

Note :#w.e.f.�stAugust2009$Amaximumof2.25%ofaveragedailynetassetswillbechargedasrecurringexpensesperannumwhentheassetallocationtodebt/moneymarketexceeds65%.

UTI-Variable Investment Scheme – Index Linked Plan (UTI-VIS-ILP)Investment Objective This isanopen-endplanaimingtomakedividenddistributionperiodically.Theplanwill,aspartofthe investment

objectivetakeacontrarianoutlookontheequities.Forinstanceiftheequityindexisbelow8000SENSEXtheexposuretoequitywouldbehigher,say90%.WiththeupwardmovementoftheSENSEXsayto9000thisexposuretoequitywouldbescaleddowntosay80%andcorrespondinglytheexposuretodebtwillmoveupfrom�0%to20%andsoon.ThiswouldresultintheplanbookingprofitsonsaleofequitywitheveryriseintheSENSEXby�000pointsandhigherinterestincomeondebtportfoliowithincreasedexposuretodebt.


Asset Allocation (% to NAV)

BSE Sensex Equities comprised in the SENSEX (%)

Risk Profile : Medium to High

Central Government Securities /Debt/Money Market Instruments including cash (%)

Risk Profile : Low to Medium

Notmorethan Notmorethan

Upto8000 90 30

800�to9000 80 40

900�to�0,000 70 50

�0,00�to��,000 60 60

��,00�to�2,000 50 70

�2,00�to�3,000 40 80

Above�3,000 30 90

Asandwheninvestmentsinequitiesgetreduced,theexposureindebtinstruments/Govt.securitieswillcorrespondinglygoupandvice-versa,presentlysubjecttothelimitsprescribedintheabovetable.TheassetallocationbetweenequityanddebtisproposedtobereseteverymonthdependinguponthelevelofSENSEXasatthelasttradingdayofthepreviousmonth.Re-setofassetallocationwouldbedonewithin5businessdaysofthecurrentmonth.TheTablewouldbereseteveryyear.

Plans and Options GrowthOptionandDividendOptionwithPayoutandReinvestmentfacilities

Facilities Offered Systematic Investment Plan (SIP), Systematic Transfer Investment Plan (STRIP) and Automatic Trigger facilities areavailable.


MinimumamountofinitialinvestmentisRs.5000/-.SubsequentminimumamountofinvestmentisRs.�000/-withnoupperlimit.

Benchmark Index BSESensex&CompositeBondFundIndex

Dividend Policy Dividenddistribution, ifany,undertheplan/swillbemadesubject toavailabilityofdistributablesurplusandotherfactorsandadecisionistakenbytheTrusteetomakedividenddistribution.

Name of the Fund Manager SwatiKulkarni

Performance of the scheme as on 30 June 2009

UTI-Variable Investment Scheme – Index Linked Plan


Scheme return

(%)

BSE Sensex

(%)

Composite Bond Fund Index (%)

Last�year �.�6 7.67 ��.20

Last3years -0.58 �0.95 6.90

Last5years 6.73 24.74 5.34

SinceInception 9.27 26.03 5.46

*Computedoncompoundedannualizedbasis.Past performance may or may not be sustained infuture.

�6

Features Common to all Schemes

Risk Profile of the Schemes MutualFund investmentsaresubjecttomarketrisks. PleasereadtheSIDcarefullyfordetailsonriskfactorsbeforeinvestment.

Eligible Investors (1) An application for issue of units under all schemes except UTI-CRTS can be made by any resident or non-resident Indian as well as non-individuals as indicated below:

(a) ResidentAdultIndividuals/Non-ResidentIndians/PersonsofIndianOriginresidingabroad(NRIs)onrepatriationandnon-repatriationbasiseithersinglyorjointlynotexceedingthree(notexceedingtwoforUTI-MISandUTI-LiquidFund).

(b) Minorsthroughparent/lawfulguardian.Unitscanbeheldon‘Joint’or‘AnyoneorSurvivor’basis.

(c) Companies,BodiesCorporate,EligibleTrusts,AssociationofPersonsorBodiesofIndividuals,Societies,BanksandFinancialInstitutions,Army,AirForce,NavyandotherParamilitaryFundandbodiescreatedbysuchinstitutions,

(d) PartnershipFirms,HinduUndividedFamily(HUF),

(e) ForeignInstitutionalInvestors(FIIs)RegisteredwithSEBIonrepatriationbasis(notavailableunderUTI-MIS),

(f) MutualFundsregisteredwithSEBIincludingotherschemesofUTI-MutualFund(notavailableunderUTI-MIS,UTI-G-SecFundandUTI-BondFund),

(2) Apart from those listed above, the following types of applicants can also invest under UTI-G-Sec Fund, UTI-Treasury Adv. Fund, UTI-GAF, UTI-MIS Adv. Plan & UTI-Floating Rate Fund.

a) Non-governmentprovidentfunds,superannuationfunds&gratuityfundsasalsootherprovidentfunds,pensionfunds,superannuationfundsandgratuityfunds(applicableunderUTI-G-Sec&UTI-GAF),

(b) International Multilateral Agencies/Bodies Corporate incorporated outside India with the permission of theGovernmentofIndia/ReserveBankofIndia,

(c) ScientificandIndustrialResearchOrganisations,

(d) Trustee,AMC,SponsorandtheirassociatesmaysubscribetounitsundertheseScheme(applicableunderUTI-GAF-LTP,UTI-TAF,UTI-FloatingRateFund&UTI-MISAdv.Plan).

(3) Apart from those listed at (1) above, an individual for the benefit of another individual who is a mentally handicapped person can also invest under UTI-MIS and UTI-Bond Fund.

(4) Application for units under UTI-CRTS may be made by :

(a) acharitableorreligioustrustoranendowmentwhichisadministeredorcontrolledorsupervisedbyorundertheprovisionsofanyCentralorStateenactmentwhichisforthetimebeinginforce,

(b) Aregisteredsociety,aneducationaltrust,aschool,college,university,

(c) AnyotherbodyeitherestablishedunderorcontrolledbyaStateorCentralActandcarryingoutanycharitablepurpose,anonprofitcompanysetupundersection25oftheCompaniesAct,�956.

Applicationsforpurchaseofunitsshallbemadebysuchpersonsasaredulyauthorisedinthisbehalfbythecharterofestablishment,rulesandregulations,etc.,governingthespecifiedinvestors.

ApplicationsforunitsshallbeaccompaniedbysuchdocumentsastheUTIAMCmayprescribeinthisbehalffromtimetotime.

(5) Application for units under UTI-MUS may be made by any adult resident Indian and NRI as indicated below :

(a) anIndianresidentoranNRIfemalepersonwhohascompleted�8yearsofagecaninvestinherownnameeithersinglyorjointlywithanotheradultpersononthe“firstholderorsurvivor”basis.Thesecondapplicantwillenjoyalltherightslikeanominee,

(b) a residentorNRI adultpersonmayapply as analternateapplicant for thebenefitof amentallyhandicappedresidentorNRIadultfemaleperson.

Applicable NAV

For UTI-Liquid Cash Plan and UTI-MMF

Purchase :

Operation Cut-off Timing Applicable NAV

Valid applications received and funds areavailableforutilisationonthesameday.

Upto�2noon The closing NAV of the day immediatelyprecedingthedayofreceiptoftheapplication.

Validapplicationsreceivedandclearfundsareavailableforutilisationonthesameday.

After�2noon The closing NAV of the day immediatelyprecedingthenextbusinessday.

Irrespectiveofthetimeofreceiptofapplication,wherethefundsarenotavailableforutilizationonthedayoftheapplication.

WithinBusinessHours

The closing NAV of the day immediatelypreceding the day on which the funds areavailableforutilisation.

Redemption :


Validapplicationsreceived Upto3p.m. The closing NAV of the day immediatelyprecedingthenextbusinessday.

Validapplicationsreceived After3p.m. TheclosingNAVofthenextbusinessday.

�7

Applicable NAV

For UTI-Bond Fund, UTI-Floating Rate Fund (STP), UTI-GAF, UTI-G-Sec, UTI-Short Term Income Fund, UTI-Treasury Adv. Fund, UTI-MUS, UTI-MIS Advantage, UTI-MIS, UTI-CRTS and UTI-VIS-ILP

Purchase : For Purchases upto Rs.1 crore: (For UTI-VIS-ILP cut-off timing applicable is same for purchases of Rs.1 crore & above also)


Valid applications received with local cheques /demanddraftspayableatparattheplacewheretheapplicationisreceived.

Upto3p.m. Closing NAV of the day of receipt of theapplication

Valid applications received with local cheques /demanddraftspayableatparattheplacewheretheapplicationisreceived.

After3p.m. ClosingNAVofthenextbusinessday.

Valid applications received with outstationcheques / demand drafts (for the schemes/investorsaspermittedintheSID)notpayableatpar at the place where the application isreceived.

WithinBusinessHours

ClosingNAVofthedayonwhichcheque/demanddraftiscreditedtotheScheme/Plan.

Purchase : For Purchases of Rs.1 crore and above: (Except UTI-VIS-ILP)


Valid applications received with cheques /demand drafts (for the schemes/investors aspermittedintheSID).

WithinBusinessHours

ClosingNAVofthedayonwhichcheque/demanddraftiscreditedtotheScheme/Plan.

Redemption :


Validapplicationsreceived Upto3p.m. Closing NAV of the day of receipt of theapplication

Validapplicationsreceived After3p.m. ClosingNAVofthenextbusinessday.

Despatch of Redemption Request

Within�0businessdaysofthereceiptoftheredemptionrequestattheauthorisedcentreofUTIMutualFund.

Name of the Trustee Company

UTITrusteeCompanyPrivateLimited

Waiver of Load for Direct Applications

No Entry Load

No entry load shall be charged for direct applications received by the Asset Management Company (AMC) i.e.applicationsreceivedthroughinternet,submittedtoAMCorcollectioncentrethatarenotroutedthroughanydistributor/agent/broker.Noentryloadshallalsobechargedforadditionalpurchasesdonedirectlybytheinvestorunderthesamefolioandswitch-intoaschemefromotherschemesifsuchatransactionisdonedirectlybytheinvestor.

WherevertheARN/Codeofabroker/IFA/sub-broker/distributorgivenintheapplicationformhastobestruckoff,ithastobecountersignedbythefirstapplicant.Incasethefirstapplicantdoesnotcountersignittheapplicationwillnotbetreatedasadirectapplication.

Fordirectapplications,theareaforprovidingARN/Codeofabroker/IFA/sub-broker/distributorshouldnotbeleftblank.Itshouldbemarked“Direct”or“NotApplicable”.

#IntermsofSEBIcircularno.SEBI/IMD/CIRNo.4/�68230/09datedJune30,2009,noentryloadwillbechargedbytheSchemetotheinvestoreffectiveAugust�,2009.UpfrontcommissionshallbepaiddirectlybytheinvestortotheAMFIregistered Distributors based on the investors’ assessment of various factors including the service rendered by thedistributor.

AllOfficialPointsofAcceptancewillbeavailableonthewebsiteofUTIMutualFundwww.utimf.com.

Tax Treatment for the Investors (Unitholders)

InvestorareadvisedtorefertothedetailsintheStatementofAdditionalInformationandalsoindependentlyrefertohistaxadvisor.

Daily Net Asset Value (NAV) Publication

TheNAVswillbedeclaredonallbusinessdaysandwillbeissuedtotwonewspapersforpublicationandwillalsobeavailableonwebsiteofUTIMutualFund,www.utimf.comandwebsiteofAMFInamelywww.amfiindia.com.Youcanalsocallusat�80022�230(tollfreenumber)or(022)26546200(nontollfreenumber).

For Investor Grievance please contact

Name and Address of Registrar All investors could refer their grievances giving full particulars of investment at the following address:

ShriKPGhosh,VicePresident,Dept.ofOperations,UTIAMCLtd.,UTITower,GnBlock,Bandra–KurlaComplex,Bandra(East),Mumbai-40005�.Tel:66786666Fax:2652303�Investorsmayposttheirgrievancesatourwebsite:[email protected]

M/s. Karvy Computershare Private LimitedNarayaniMansion,H.No.�-90-2/�0/E,VittalraoNagar,Madhapur,Hyderabad–50008�.Tel.040-2342�944to47,Fax:040-23��5503e-mail:[email protected]

Unitholders Information Accountsstatement(oneachtransaction)andannualfinancialresultsshallbeprovidedtoinvestorsbypost/anyothermode.HalfyearlyschemeportfoliodisclosurewillbemailedtounitholdersorpublishedinthenewspapersaspermittedunderSEBI(MutualFunds)Regulations,�996.

Date:July29,2009.

�8

CORPORATE OFFICEUTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai-40005�.Tel.:66786666

OFFICIAL POINTS OF ACCEPTANCEUTI FINANCIAL CENTRES

AHMEDABAD REGIONAhmedabad:�0�/�05A&B,SuperMall,NearLalBungalow,CGRoad,Ahmedabad-380006,Tel: (079)26462�80/26462905,Ajmer:UdayJyotiComplex,FirstFloor, IndiaMotorCircle,KutcheryRoad,Ajmer-30500�,Tel:(0�45)2423948,Alwar:PlotNo.�,JaiComplex(�stFloor),AboveAXISBank,RoadNo.2,Alwar–30�00�,Rajasthan,Tel.:(0�44)2700303/4,Anand:�2-A,FirstFloor,ChitrangnaComplex,Anand–V.V.NagarRoad,Anand–38800�,Gujarat,Tel.:(02692)245943/944,Bhavnagar:ShreeComplex,6-7GroundFloor,Opp.GandhiSmruti,CrescentCircle,Crescent,Bhavnagar–36400�,Tel.:(0278)-25�996�/25�323�, Bhilwara:B-6 GroundFloor, SKPlaza,PurRoad,Bhilwara–3��00�,Rajasthan,Tel.:(0�482)242220/2�, Bikaner: GuptaComplex,�stFloor,OppositeChhapanBhog,RaniBazar,Bikaner–33400�,Rajasthan,Tel:(0�5�)2524755, Jaipur:2ndFloor,AnandBhavan,SansarChandraRoad,Jaipur-30200�,Tel:(0�4�)-400494�/43to46,Jamnagar:“KeshavComplex”,FirstFloor,Opp.DhanvantaryCollege,PanditNehruMarg,Jamnagar–36�00�,Tel:(0288)-2662767/68,Jodhpur:5�KalpataruShoppingCentre,ShastriNagar,NearAshapurnaMall, Jodhpur -342005,Tel.: (029�)-5�35�00,Kota:SunderArcade,PlotNo.�,AerodromeCircle,Kota-324007,Tel: (0744)-2502242/07,Navsari:�/4ChinmayArcade,Sattapir,SayajiRoad,Navsari–396445,Gujarat,Tel:(02637)-233087,Rajkot:RaceCoursePlaza,ShopNo.5,6,7,GroundFloor,NearIncomeTax,Rajkot-36000�,Tel:(028�)2433525/244070�,Surat:B-�07/�08,TirupatiPlaza,NearCollectorOffice,AthwaGate,Surat-39500�,Tel:(026�)2474550,Udaipur:GroundFloor,RTDCBldg.,HotelKajri, ShastriCircle,Udaipur-3�300�, Tel: (0294)–2423065/66/67, Vadodara:G-6&G-7, “Landmark”Bldg., TranspeckCentre, RaceCourseRoad,Vadodara-390007, Tel:(0265)2336962,Vapi:GF�&GF2,ShoppersStop,NearJayTower-�,ImranNagar,SilvassaRoad,Vapi–396�95,Gujarat,Tel:(0260)242�3�5.

BENGALURU REGIONBengaluru:(�)B-�4&B-�5,GrFloor,DevathaPlaza,�32ResidencyRoad,Bengaluru-560025.Tel.No.:(080)64535089,(2)427/�4-�,Harmony,9thMainRoad,Near40thCross,5thBlock,Jayanagar,Bengaluru-56004�,Tel: (080)22440837,645�6489, (3)No.60,MaruthiPlaza,8thMain,�8thCrossJunction,MalleswaramWest,Bengaluru-560055,Tel.: (080)23340672,Belgaum:�stFloor,‘Indira’,Dr.RadhaKrishnaMarg5thCross,SubhashMarket,Hindwadi,Belgaum-5900��,Karnataka,Tel.:(083�)2423637,Cuddapah:No.2/790,SaiRamTowers,Nagarajpeta,Cuddapah-5�600�,Tel:(08562)222�2�/�3�,Davangere:No.998(OldNo.426/�A)“SatyaSadhana”,KuvempuRoad,LawersStreet,K.B.Extension,Davangere-577002,Karnataka,Tel.:(08�92)23�730/�,Guntur:DoorNo.�2-25-�70,GroundFloor,KothapetMainRoad,Guntur–52200�,Tel:(0863)-23338�9,Hubli:�stFloor,KalburgiSquare,DesaiCross,TBRoad,Hubli-580029,DistDharwad,KarnatakaState,Tel: (0836)-2363963/64,Hyderabad: (�) Lala IIOasisPlaza,�st floor,4-�-898TilakRoad,Abids,Hyderabad-50000�,Tel: (040)2475028�/2475038�/382,(2)6-3-679,FirstFloor,ElitePlaza,Opp.Tanishq,GreenLandRoad,Punjagutta,Hyderabad-500082,Tel:(040)-234�7246,(3)�0-2-99/�,GroundFloor,SterlingGrandCVK,RoadNo.3,WestMarredpally,Secunderabad-500026,Tel:(040)277��524,Mangalore:�stFloor,EsselTower,BuntsHostelCircle,Mangalore-575003,Tel:(0824)2426290,Mysore:No.2767/B,NewNo.83/B,KantharajUrsRoad,Saraswathipuram�stMain,OppositetoSaraswathiTheatre,Mysore-570009,Tel:(082�)-2344425,Nellore:Plotno.�6/�433,SunshinePlaza,�stFloor,RamalingapuramMainRoad,Nellore–524002,AndhraPradesh,Tel:(086�)23358�8/�9,Rajahmundry:DoorNo.7-26-2�,�stFloor,JupudiPlaza,MaturiVariSt.,T.Nagar,Dist.–EastGodavari,Rajahmundry–533�0�,AndhraPradesh,Tel.:(0883)2008399/2432844,Vijaywada:29-37-�23,�stFloor,Dr.SridharComplex,VijayaTalkiesJunction,EluruRoad,Vijaywada-520002,Tel:(0866)24448�9,Vishakhapatnam:202,�stFloor,DoorNo.9-�-224/4/4,AboveLakshmiHyundaiCarShowroom,C.B.M.Compound,NearRamatalkiesJunction,Visakhapatnam-530003,Tel:(089�)2550275,Warangal:HouseNo.9-2-3�,ShopNo.23&24,�stFloor,NirmalaMall,JPNRoad,Warangal-506002,Tel:(0870)244�099/2440766.

CHANDIGARH REGIONAmbala: 5686-5687, NicholsonRoad,AmbalaCantt,Haryana,Pin-�3300�,Tel.:(0�7�)263�780, Amritsar:69,CourtRoad,Amritsar-�4300�,Tel:(0�83)2564388,Chandigarh:JeevanPrakash(LICBldg.),Sector�7-B,Chandigarh-�600�7,Tel:(0�72)2703683,Jalandhar:“AjitComplex”,FirstFloor,�30RanjitNagar,G.T.Road,Jalandhar-�4400�,Tel:(0�8�)22324756,Jammu:�04,B2,SouthBlock,�stFloor,BahuPlaza,Jammu–�800�4,Tel.: (0�9�)2470627,Ludhiana:GroundFloor,SCO28,FerozeGandhiMarket,Ludhiana-�4�00�,Tel: (0�6�)244�264,Patiala:SCONo.43,GroundFloor,NewLeelaBhawan,Patiala,Punjab-�4700�,Tel:(0�75)230034�,Shimla:BellVilla,5thFloor,BelowScandalPoint,TheMall,Shimla,HimachalPradesh-�7�00�,Tel.No.:(0�77)2657803.

CHENNAI REGIONChennai:(�)“RubyRegency”,FirstFloor,NewNo.69/4,(OldDoorNo.65/4),AnnaSalai,Chennai-600002,Tel:(044)285��727/285�4466,(2)W�23,IIIAvenue,Annanagar,Chennai–600040,Tel:(044)65720030,(3)�stFloor,29,NorthUsmanRoad,TNagar,Chennai-6000�7,Tel:(044)657200��/�2,Cochin:MuthootTower,�stFloor,MGRoad,Opp.AbadPlazaHotel,Ernakulam,Cochin-682035,Tel:(0484)2380259/2368743,Coimbatore:URHouse,�stFloor,�056-C,AvinashiRoad,Opp.NilgirisDept.Stores,Coimbatore-64�0�8,Tel:(0422)2244973,Kottayam:MuringampadamChambers,GroundFloor,DoorNo.�7/480-F,CMSCollegeRoad,CMSCollegeJunction,Kottayam–68600�,Tel.:(048�)2560734,Kozhikode:AydeedComplex,YMCACrossRoad,Kozhikode-67300�,Kerala,Tel.:(0495)2367284/324,Madurai:“JeevanJyothiBuilding”,FirstFloor,�34PalaceRoad,Opp.toChristianMissionHospital,Madurai-62500�,Tel.:(0452)23333�7,Salem:No.2/9�,SriVariComplex,FirstFloor,PreetheeBajajUpstairs,NewBusStandRoad,Meyyanur,Salem-636004,Tel.:(0427)2336�63,Thiruvananthapuram:TC�5/49(2),�stFloor,SaranChambers,Vellayambalam,Thriuvananthapuram-6950�0,Tel:(047�)2723674,Trichur:26/62�-622,KollannurDevassyBuilding,�stFloor,TownHallRoad,Thrissur-680020,Tel.No.:(0487)233�259/495,Tirunelveli:�stFloor,�0/4ThahaPlaza,SouthBypassRoad,Vannarpet,Tirunelveli–627003.Tel.:(0462)2500�86,Tirupur:47,CourtStreet,Sabhapathipuram,Tirupur–64�60�,TamilNadu,Tel.:(042�)2236337/6339,Trichy:KingstonParkNo.�9/�,PuthurHighRoad,(Opp.ArunaTheatre),Puthur,Tiruchirapalli-6200�7,Tel.:(043�)27707�3,Vellore:SRArcade,�stfloor,�5/2No.30,OfficersLine,Vellore–63200�,TamilNadu,Tel.:(04�6)2235357/5339.

DELHI REGIONNew Delhi:(�)G-5-�0AggarwalCyberPlaza,NetajiSubhashPlace,PitamPura,Delhi–��0034,Tel:(0��)2735�00�,(2)SavitriBhawan,�st&2ndFloor,Plotno.3&4,PreetViharCommunityCentre,Delhi-��0092,Tel:(0��)22529374,22529398,(3)G-7,HemkuntTower(ModiTower),98,NehruPlace(NearParasCinema),NewDelhi-��00�9,Tel:(0��)28898�28,(4)�3thFloor,JeevanBharati,TowerII,ConnaughtCircus,NewDelhi–��000�.Tel:(0��)23327497,2373949�/2,Dehradun:56,RajpurRoad,HotelClassicInternational,Dehradun-24800�,Tel:(0�35)2743203,Faridabad:ShopNo.6,FirstFloor,AboveAXISBank,CrownComplex,�&2Chowk,NIT,Faridabad-�2�00�,Tel:(0�29)242477�,Ghaziabad:C-53C,MainRoad,RDC,Opp.PetrolPump,Ghaziabad-20�00�,UttarPradesh,Tel:(0�20)2820920/23,Gurgaon:SCO�4,�stfloor,Sector�4,Gurgaon–�2200�,Tel:(0�24)2336622,Janak Puri:Bldg.No.4,FirstFloor,B-�,CommunityCentre,B-Block,JanakPuri,NewDelhi–��0058,Tel.:(0��)25523246/47/48,Meerut:�0/8GroundFloor,NiranjanVatika,BegumBridgeRoad,NearBachchaPark,Meerut-25000�,UttarPradesh,Tel.:(0�2�)64803�/2,Moradabad:ShriVallabhComplex,NearCrossRoadMall,CivilLines,Moradabad–24400�,UttarPradesh,Tel.:(059�)24��220,Noida:J-26,GroundFloor,NearCentreStageMall,Sector�8,Noida–20�30�,Tel:(0�20)25�23��to3�4.

GUWAHATI REGIONAgartala:SuriyaChowmohani,HariGangaBasakRoad,Agartala-79900�,Tripura,Tel.:(038�)23878�2,Guwahati:�stFloor,HindustanBldg.,M.L.NehruMarg,Panbazar,Guwahati-78�00�,Tel:(036�)2545870,Tinsukia: WardNo.6,ChirwapattyRoad,Tinsukia–786�25,Assam,Tel.:(0374)2340266/234�026.

KOLKATA REGIONKolkata:(�)29,NetajiSubhashChandraRoad,Kolkata-70000�,Tel:(033)2243657�/22�34832,(2)GroundFloor,99ParkViewAppt.,RashBehariAvenue,Kolkata-700029,Tel.:(033)246398��,(3)AD-55,Sector-�,SaltLakeCity,Kolkata-700064,Tel.:(033)2337�985,Balasore:PlotNo.570,�stFloor,StationBazar,NearDurgaMandap,Balasore–75600�,Orissa,Tel.:(06782)24�894/24�947, Barasat: 57JessoreRoad,�stFloor,Sethpukur,Barasat,North24Paraganas,Pin-700�24,WestBengal,Tel.:(033)25844583,Berhampur: 4thEastSideLane,DharmaNagar,GandhiNagar,Berhampur-76000�,Orissa,Tel.:(0680)2225094/95,Bhubaneshwar: �st&2ndFloor,OCHCBldg.,24,Janpath,KharvelaNagar,Nr.RamMandir,Bhubaneshwar-75�00�,Tel:(0674)24�0995,Bokaro:PlotC-�,20-C(GroundFloor),CityCentre,Sector–4,BokaroSteelCity,Bokaro–827004,Jharkhand,Tel.:(06542)323865,233348,Cuttack:RoyVilla,2ndfloor,BajrakabatiRoad,P.O.-BuxiBazar,Cuttack-75300�,Orissa,Tel:(067�)23�5350/535�/5352,Dhanbad: ��&��2,ShriramMall,ShastriNagar,BankMore,Dhanbad-82600�,Tel.:(0326)645�97�/2304676,Durgapur: 3rdAdministrativeBldg.,2ndFloor,AsansolDurgapurDev.Authority,CityCentre,Durgapur-7�32�6,Tel:(0343)254683�,Jamshedpur: �-A,RamMandirArea,Gr.&2ndFloor,Bistupur, Jamshedpur-83�00�,Tel: (0657)2756074,Kalyani: B-�2/�CentralPark,Kalyani -74�235,District:Nadia,WestBengal,Tel.: (033)25025�35/6,Kharagpur: M/s.AtwalRealEstatePvt.Ltd.,�stFloor,MSTower,O.T.Road,Opp.CollegeINDA,Kharagpur,PaschimMidnapore-72�305,Tel:(0322)2285�8,Malda:�0/26KJSanyalRoad,�stFloor,OppGazoleTaxiStand,Malda–732�0�,WestBengal,Tel.:(035�2)22368�/724/728,Ranchi : ShopNo.8&9,SPGMart,CommercialComplex,OldHBRoad,BahuBazar,Ranchi-83400�,Tel:(065�)2900206/07,Rourkela:ShreeVyasComplex,GroundFloor,PanposhRoad,NearShalimarHotel,Rourkela–769004,Orissa,Tel.:(066�)240��6/240��7,Sambalpur: PlotNo.2252/3495,�stFloor,Budharaja,Opp.BudharajaPostOffice,Sambalpur,Orissa-768004,Tel:(0663)25202�4,Serampore:6A/2,RoyGhatLane,HinterlandComplex,Serampore,Dist.Hooghly–7�220�,WestBengal,Tel.:(033)26529�53/9�54,Siliguri: GroundFloor,JeevanDeepBldg.,GurunanakSarani,SevokeRd.,Silliguri-73440�,Tel:(0353)2535�99.

LUCKNOW REGIONAgra: FCIBuilding,GroundFloor,60/4,SanjayPlace,Agra–282002,Tel:(0562)2857789,2858047,Allahabad: 4,SardarPatelMarg,�stFloor,CivilLines,Allahabad-2��00�,Tel:(0532)256�028,Aligarh: 3/339-ARamGhatRoad,Opp.AtrauliBusStand,Aligarh,UttarPradesh–20200�,Tel:(057�)274�5��,Bareilly: ��6-��7DeenDayalPuram,Bareilly,UttarPradesh-243005,Tel.:(058�)23030�4,Bhagalpur: �stfloor,KavitaApartment,OppositeHeadPostOffice,MahatmaGandhiRoad,Bhagalpur-8�200�,Bihar,Tel.:(064�)2300040/4�,Gaya:�stFloor,ZionComplex,Opp.FireBrigade,SwarajpuriRoad,Gaya-82300�,Bihar,Tel:(063�)222�623,Gorakhpur: CrossRoadTheMall,ShopNo.�6-20,�stFloor,BankRoad,A.D.Chowk,Gorakhpur-27300�,UttarPradesh,Tel.:(055�)2204995/4996,Kanpur: �6/79-E,CivilLines,Kanpur-20800�,Tel:(05�2)2304278,Lucknow: AryanBusinessPark,2ndfloor,�9/32ParkRoad(old90

�9

MGRoad),Lucknow-22600�,Tel:(0522)223849�/2238598,Muzaffarpur:GroundFloor,LIC‘JeevanPrakash’Bldg.,UmaShankarPanditMarg,OppositeDevisthan(DevMandir)ClubRoad,Muzaffarpur(Bihar),Pin–842002,Tel.:(062�)226509�,Patna: �stFloor,N.I.Building(LICBldg.),BesidesMaharajaKameshwarComplex,FraserRoad,Patna-80000�,Tel:(06�2)29��207,Varanasi: �stFloor,D-58/2A-�,BhawaniMarket,Rathyatra,Varanasi-22�0�0,Tel:(0542)222688�.

MUMBAI REGIONLotus Court: (�)LotusCourtBuilding,�96,JamshedjiTataRoad,BackbayReclamation,Mumbai-400020,Tel:(022)2282�357,(2)UTITower,‘Gn’Block,GroundFloor,Bandra-KurlaComplex,Bandra(E),Mumbai-40005�,Tel:(022)66786354/6�0�,(3)PurvaPlaza,GroundFloor,JuntionofSVRoad&Shimpoli,SoniWadiCorner,Borivali(West),Mumbai–400092.Tel.No.:(022)2898052�/508�,(4)ShopNo.�-4,GroundFloor,SaiPlaza,JunctionofJawaharRoadandR.B.MehtaRoad,NearGhatkoparRlyStation,Ghatkopar(East),Mumbai-400077,Tel:(022)250�2256/250�08�2/7�5/833,(5)UnitNo.2,Block‘B’,Opp.JVPDShoppingCentre,GulMoharCrossRoadNo.9,Andheri(W),Mumbai-400049,Tel:(022)2620�995/2623984�,(6)A-�,GroundFloor,DelphiOrchardAvenue,HiranandaniBusinessPark,HiranandaniGardens,Powai,Mumbai–400076,Tel:(022)67536797/98,Aurangabad:“Yashodhan”,NearBabaPetrolPump,�0,BhagyaNagar,Aurangabad–43�00�,Maharashtra,Tel.:(0240)23452�9/29,Kalyan: GroundFloor,JasrajCommercialComplex,ChitrodaNagar,ValliPeer,StationRoad,Kalyan(West)-42�30�,Tel:(025�)23�6063/7�9�,Kolhapur: ��&�2,GroundFloor,AyodhyaTowers,CSNo5��,KH-�/2,‘E’Ward,DabholkarCorner,StationRoad,Kolhapur-4�600�,Tel.:(023�)2666603/26573�5,Nasik: ApurvaAvenue,GroundFloor,NearKusumagrajPratishthan,TilakWadi,Nasik-422002,Tel:(0253)257025�/252,Panaji: E.D.C.House,MezzanineFloor,Dr.A.B.Road,Panaji,Goa-40300�,Tel:(0832)2222472,Pune: (�)�099A,FirstFloor,MaheshwariVidyaPracharakMandalBuilding,NearHotelChetak,ModelColonyRoad,ShivajiNagar,Pune-4��0�6,Tel.:(020)256704�9,(2)CityPride,�stFloor,PlotNo.92/C,DIIIBlock,MIDC,Mumbai-PuneHighway,KalbhorNagar,Chinchwad,Pune-4��0�9,Tel:(020)65337240,Thane: SurajArcade,GroundFloor,NexttoDeodharHospital,Opp.ToHDFCBank,GokhaleRoad,Thane(West)-400602,Tel:(022)25332409,Vashi:Shopno.4,5&6,Plotno.9,GaneshTower,Sector�Vashi,NaviMumbai–400703,Tel.:(022)27820�7�,227820�74,27820�77.

NAGPUR REGIONAmravati: C-�,VIMACOTower,S.T.StandRoad,Amravati–444602,Maharashtra,Tel.:(072�)2553�26/7/8,Bhilai: 38CommercialComplex,NehruNagar(East),Bhilai–490020,Distt.Durg,Chhattisgarh,Tel.:(0788)2293222,2292777,Bhopal: 2ndFloor,V.V.Plaza,6ZoneII,M.P.Nagar,Bhopal-4620��,Tel:(0755)2558308,Gwalior: 45/A,AlaknandaTowers,CityCentre,Gwalior-4740��,Tel:(075�)2234072,Indore: UG3&4,StarlitTower,YNRoad,Indore-45200�,Tel:(073�)2533869/4958,Jabalpur: GroundFloor,AyushComplex,HomeScienceCollegeRoad,NapierTown,Jabalpur,MadhyaPradesh–48200�,Tel:(076�)2480004,2480005,Nagpur: �stFloor,ShraddhaHouse,S.V.PatelMarg,KingsWay,Nagpur-44000�,Tel:(07�2)2536893,Raipur: VanijyaBhavan,SaiNagar,JailRoad,Raipur-492009,Tel:(077�)288�4�0/�2,Ratlam:ShopNo.3GroundFloor,RatlamPlaza,�6/45NewRoad,Ratlam–45700�,MadhyaPradesh,Tel.:(074�2)24304�/22277�/2.

UTI NRI CELLUTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai-40005�,Tel:66786064•Fax26528�75•E-mail:[email protected]

OFFICE OF THE REGISTRARM/s.KarvyComputersharePvt.Ltd.:NarayaniMansion,H.No.�-90-2/�0/E,VittalraoNagar,Madhapur,Hyderabad–50008�,Tel.:(040)2342�944to47,Fax:(040)23��5503,Email:[email protected]

KARVY CENTRESAhmednagar: C/o.Mr.SantoshH.Gandhi,33�2,KhistLane,Ahmednagar–4�400�,Maharashtra,Mob.:9850007454,Alwar: �0�,SaurabhTowers,RoadNo#2,BhagatSinghCircle,Alwar-30�00�,Tel.:(0�44)329�200/300/400,Amaravathi: ShopNo.�3&27,FirstFloor,GulshanPlaza,RajPeth,BadneraRoad,Amaravthi-444605,Tel.:(072�)320692�,32089�4,25656�7,Anand: F-6,ChitranganaComplex,Opp:MotikakaChawl,VVNagar,Anand-38800�,Tel.:(02692)320394,Ananthapur: #�5-�49,2ndFloor,S.R.Towers,Opp:LalithakalaParishat,SubashRoad,Anantapur-5�500�,Tel.:(08554)244449,Asansol: �8,GTRoad,�stFloor,Asansol-7�330�,Tel.:(034�)22�4624,Aurangabad: ShopNo.:2�4/2�5,TapadiyaCityCentre,NiralaBazar,Aurangabad-43�00�,Tel.:(0240)2363530,Balasore: MSDasStreet,Gopalgaon,Balasore–75600�,Tel.:(06782)260503,Belgaum: Fk-�,AmbedkarRoad,Opp.CivilHospital,Belgaum–59000�,Tel.:(083�)329544�,Bellary: No.�KHBColony,Gandhinagar,Bellary–583�0�,Tel.:(08392)25453�,Bharuch: GroundFloor,OfficeNo-6,AdityaComplex,Opp.KasakTemple,Bharuch-39200�,Tel.:(02642)225207,Bhilai: No.�38,NewCivicCentre,Bhilai-490006,Dist-Durg,Chattishgarh,Tel.:(0788)3297477,Bhilwara: 27-28,�stFloor,Hira-PannaComplex,PurRoad,Bhilwara-3��00�,Tel.:(0�482)246362/64/5�2586/87,Bikaner: 2ndFloor,PlotNo70&7�,PanchshatiCircle,SardulGunjScheme,Bikaner-334003,Tel.:(0�5�)22000�2to�5,Bokaro: B-�,�stFloor,NearSonaChandi Jewellers,CityCentre,Sector-4,BokaroSteelCity-827004( Jharkhand),Tel.: (06542)233330,Burdwan: 63GTRoad,Birhata,HalderComplex,�stFloor,Burdwan–7�3�0�,Tel.:(0342)25502�9,Calicut: 2ndFloor,SowbhagyaShopingComplex,MavoorRoad,Calicut-673004,Tel.:(0495)4022480,Chinsura:JCGhoseSarani,NearBusStand,Chinsura–7�2�0�,Tel:(033)268�0049/50,Cuttack: DarghaBazar,Opp.DarghaBazarPoliceStation,Buxibazar,Cuttack–75300�,Tel.:(067�)26�3906,Davangere: #�5/9,SobaguComplex,�stFloor,2ndMainRoad,PJExtension,Davangere:577002,Tel.:(08�92)2587�2,Dindigul: No.9,OldNo.4/B,NewAgraharam,PalaniRoad,Dindigul-62400�,Tel.:(045�)2436077/�77,Eluru: 23A-3-32,GubbalavariStreet,RRPet,Eluru-534002,Tel.:(088�2)22785�to54,Erode: No.4,KMYSalai,VeerappanTradersComplex,Opp.ErodeBusStand,SathyRoad,Erode-638003,Tel.:(0424)22256�5,Gandhinagar: 27,SumanTower,NearHotelHaveli,SectorNo.��,Gandhinagar,Ahmedbad-3820��,Tel.:(079)28529222/23249943/4955,Gorakhpur: AboveV.I.P.House,AjdacentA.D.Girls InterCollege,BankRoad,Gorakpur-27300�,Tel.: (055�)3200444/3246793/23465�9,Gulbarga: No23SriGiriNilaya,SharanNagar, TankBundRoad,Gulbarga–585�03,Tel.:(08472)26250�,Haridwar: 8,GovindPuri,Opp.LIC2,AboveVijayBank,MainRoad,RanipurMore,Haridwar-24940�,Tel.:(0�334)3�2828,Hazaribagh: C/o.HemlataJain,KalibariRoad,Hazaribagh–82530�,Tel.:(06546)267352,Hissar: Sco7�,�stFloor,RedSquareMarket,Hissar–�2500�,Tel.:(0�662)225845/68/36,Jalgaon: �48NaviPeth,Opp.VijayaBank,NearBharatDudhalay,Jalgaon-42500�,Tel.:(0257)222676�,Jalpaiguri: D.B.C.Road,NearRupasreeCinemaHall,BesideKalamandir,Po&DistJalpaiguri,Jalpaiguri–735�0�,Tel.:(0356�)224207/22535�,Jhansi: 37�/0�,NarayanPlaza,GwaliorRoad,NearJeevanShahChauraha,Jhansi-28400�,Tel.:(05�0)2333685,Jorhat: NewMedicalStoreComplex,3rdFloor,ATRoad,Opp.ChowkBazar,Jorhat–78500�,Tel.:(0376)230�923,Junagadh: �24/�25,PunitShoppingCenter,RanavatChowk,Junagadh,Gujarat–36200�,Tel.:(0285)2624�54,Kannur: 2ndFloor,PrabhatComplex,FortRoad,Kannur–689�07,Tel.:(0497)2764�90,Karimnagar: H.No.4-2-�30/�3�,AboveUnionBank,JafriRoad,RajeevChowk,Karimnagar-50500�,Tel.:(0878)2244773/75/79,Karnal: Sco26,KunjpuraRoad,NehruPlace,Karnal-�3200�,Tel.:(0�84)225�524/5/6,Khammam: 2-3-��7,GandhiChowk,Opp.SiramvariSatram,Khammam-507003,Tel.: (08742)258567,Kollam: VigneshwaraBhavan,BelowRelianceWebWorld,Kadapakkada,Kollam–69�008,Tel.: (0474)30�2778,Kottayam: �stFloor,CSIAscensionChurchComplex,Kottayam-68600�,Tel.:(048�)3200990,Korba: �stFloor,35IndiraComplex,P.Nagar,Korba(C.G.)–495677,Tel.:(07759)245089/245354/320039,Kurnool: ShopNo.43,�stFloor,SVComplex,RailwayStationRoad,Kurnool-5�8004,Tel.:(085�8)228850/950,Malout: S/o.S.KartarSingh,BackSideSBIBank,WardNo.�8H.No.202,HetaRamColony,Malout,Distt.Muktsar–�52�07,Punjab,Mob.:94�76694�7,Malda:SahistuliUnderWard,No-6,EnglishBazarMunicipality,No.�Govt.Colony,Malda–732�0�,Tel.:(035�2)223�90/�93,Margao: 2ndFloor,DalalCommercialComplex,Opp.HariMandir,Pajifond,Margao,Goa–40360�,Tel.:(0832)273�823,Mathura: 3538-3540,InfrontofBSACollege,GaushalaRoad,Mathura–28�004,Tel.:(0565)32026�5,Meerut: �stFloor,MediCentreComplex,Opp.ICICIBank,HapurRoad,Meerut-250002,Tel.:(0�2�)3252943,Mehsana: �4-�5,PrabhuComplex,NearHDFCBank,MehsanaHighway,Mehsana–384002,Tel.:(02762)322559,Moradabad: OmArcade,ParkerRoad,AboveSyndicateBank,TariKhanaChowk,Moradabad-24400�,Tel.:(059�)3202774,Muzaffarpur:�stFloor,UmaMarket,NearThanaGumti,Motijheel,Muzaffarpur,Bihar–84200�,Tel.:(062�)224�733,Nagarcoil: 3A,SouthCarStreet,ParfanComplex,NrTheLaxmiVilasBank,Nagarcoil–62900�,Tel:(04652)23355�/52/53,Navsari: �stFloor,ChinmayArcade,Opp.Sattapir,TowerRoad,Navsari-396445,Tel.:(02637)329�6�,Nellore: �6/��2,Pogathota,Nellore-52400�,Tel.:9704050333,Nizamabad: H.No.4-9-55,�stFloor,UppalaRameshwaraComplex,JawaharRoad,Nizambad-50300�,Tel.:(08462)223956/756,Ongole: YRComplex,NearBusStand,Opp.PowerHouse,KurnoolRoad,Ongole-523002,Tel.:(08592)65780�/282258,Palghat: �2/3�0,(No.20&2�),MetroComplex,HeadPostOfficeRoad,Sultanpet,Palghat,Tel.: (049�)2547�43/373,Patnamthitta: C/o.UTIFinancialCentre,NearSuperintendentofPoliceOffice,KumbakattuNagar,Makkamkunnu,Patnamthitta–689645,Kerala,Tel.: (0468)2320769,Pondicherry: No.��A,St.ThereseStreet,Pondicherry-60500�.Tel: (04�3)43089�8,Ratlam: NagpalBhavan,FreeganjRoad,Ratlam-45700�,Tel.: (074�2)320247/258/398,Rewari: H.No.3398�/H,ShivKutir,NearSainiSr.SecondarySchool,MohallaSaidSarai,Rewari–�2340�,Haryana,Tel.: (0�274)253470,Rohtak: �stFloor,AshokaPlaza,DelhiRoad,Rohtak–�2400�,Tel.:(0�262)253597/27�984/230258,Roorkee: ShreeAshadeepComplex,�6CivilLines,NearIncomeTaxOffice,Roorkee-247667,Tel.:(0�332)277664/667,Saharanpur: �8MissionMarket,CourtRoad,Saharanpur–24700�,UttarPradesh,Tel.:(0�32)329745�,Salem: 49/50,FortMainRoad,OldNo.�7FirstFloor,Shevapet,Salem-636002,Tel.:(0427)4020300,Sangli: C/o.ShriShridharDKulkarni,“GurukrupaSahniwas”CSNo.478/�,GalaNo.B-4,SambhareRoad,GaonBhag,NearMarutiTemple,Sangli–4�64�6,Maharashtra,Tel.:(0233)233�228,Satara: C/o.ShriDeepakV.Khandake,‘Pratik’,3�RamkrishnaColonyCamp,Satara–4�500�,Tel.:(02�62)230657,Satna: �stFloor,KBComplex,RevaRoad,Satna-48500�,Tel.:(07672)50379�,Shimoga:LLRRoad,Opp.TelecomGmOffice,DurgiGudi,Shimoga–57720�,Tel.:(08�82)227485,Silchar: �stFloor,ChowchakraComplex,NNDuttaRoad,Premtala,Silchar–78800�,Tel.:(03842)26�229,Solapur: SiddeshwarSecurities,No6,VamanRoad,VijaypurRoad,VamanNagar,Solapur-4�3004,Tel.:(02�7)230002�,Sri Ganganagar: 4-EBlock,NearUnionBankOfIndia,SriGanganagar-33500�,Tel.:(0�54)247�300,Thanjavur: NalliahComplex,No.70,SrinivasamPillaiRoad,Thanjavur–6�300�,Tel.:(04362)279407/08,Tirunelveli: JeneyBuilding,55/�8,SNRoad,NearArvindEyeHospital,Tirunelveli-62700�,Tel.: (0462)2335�36,Tuticorin: 4B,A34,A37,Mangalmal,ManiNagar,Opp.RajajiPark,PalayamkottaiRoad,Tuticorin–628003,Tel.:(046�)233460�/602,Ujjain: �0�,AsthaTower,�3/�,DhanwantriMarg,FreeGunj,Ujjain-4560�0,Tel.:(0734)3203222/3205222/25�53�3/25�532�,Valsad: ShopNo2,PhirozaCorner,ICICIBankCharRasta,TithalRoad,Valsad–39600�,Tel.:(02632)326902.

DUBAI REPRESENTATIVE OFFICEPostBoxNo.29288,�7,AlMaskan,Karama,Dubai,U.A.E.Tel:0097-�-4-3356656•Fax:3356636.

BAHRAIN REPRESENTATIVE OFFICE�6,GroundFloor,ManamaCentre,PostBox�395,Manama,BahrainTel:00973-�7-2�24�0•Fax:2�24�5.

AXIS BANK ATMs AND ONLINE PURCHASE ARE OFFICIAL POINT OF ACCEPTANCE. THE TERMS AND CONDITIONS OF utimf@atm FACILITY ARE GIVEN IN THE STATEMENT OF ADDITIONAL INFORMATION

20

INSTRUCTIONS(a) PleasereadthetermsoftheKeyInformationMemorandumandtheSchemeInformationDocumentalongwithStatementofAdditionalInformation

carefullybeforefillingtheApplicationForm.InvestorsshouldalsoapprisethemselvesoftheprevailingLoadstructureonthedateofsubmittingtheApplicationForm.InvestorsaredeemedtohaveacceptedthetermssubjecttowhichthisofferisbeingmadeandbindthemselvestothetermsuponsigningtheApplicationFormandtenderingpayment.

(b) BeforesubmissionofapplicationformatUTIFinancialCentresandotherauthorisedcollectioncentres,investorsmaypleaseensurethattheformhasbeenfilledincompletelyandsignedbyalltheapplicantsproperlyasincompleteapplicationisliabletoberejected.

(c) NRIapplicantsshouldpreferablysubmittheapplicationatNRIBranch,Mumbai,DubaiRepresentativeOffice,BahrainRepresentativeOfficeoranyFinancialCentreofUTIAMCalongwithNR(E)/NR(O)chequeorarupeedraftpayableattheplacewheretheapplicationissubmitted.

(d) The cheque / draft accompanying an application should be made payable in favour of `The name of the scheme’.

(e) Outstationchequesarenotaccepted.Incasethepaymentismadebydemanddraft,thedraftcommissionwillhavetobebornebytheapplicants.HoweverforinvestmentmadefromareaswheretherearenoUTIFinancialCentresorauthorisedcollectioncentres(wherelocalchequesareaccepted),UTIAMCmay,ifitsodecides,beardraftchargestotheextentofRs.250/-perapplicationortheactualasisprescribedbybanks,whicheverisloweror suchamountasmaybedecidedbyUTIAMC from time to time.The investorshave toattachproofof theDDchargespaid toabank (i.e.acknowledgementissuedbythebankwhereDDispurchased).Thereimbursement/adjustmentofDDchargesissolelyatthediscretionofUTIAMCandincaseifitisfoundthatsuchchargesareunreasonablyhigherthannormalmarketrates,suchchargesmaynotbeadmissible.DemanddraftchargesifreimbursedtounitholderswillbebornebytheAMCandwillnotbechargedtothescheme.HoweverincaseofapplicationsreceivedalongwithlocalbankdraftwhereUTIAMChasitsFinancialCentres/oranyotherauthorisedcollectioncentre,bankdraftcommissionwillhavetobebornebytheinvestors.

(f) Pleasewrite the application serial number and /ID number on the reverse of the cheque / draft.

(g) Pleasefillinthenamesoftheapplicant(s)/minor/institution/parentorlawfulguardian/alternateapplicant/nominee,etc.attheappropriateplacesintheapplicationform.PINcodeno.mustbegivenwithaddresstoavoiddelay/lossintransit.

(h) Itismandatoryforanapplicanttofurnishfullandcorrectparticularsofbankaccountsuchasnatureandnumberoftheaccount,nameandaddressofthebank,nameofthebranch,MICRcodeofthebranch(whereapplicable)etc.attheappropriateplaceintheapplicationform.Applicationwithoutsuchbankparticularsisliabletoberejected.Ifthecreditofdividenddistribution,isdelayedornoteffectedatallforreasonofincompleteorincorrectinformationfurnishedbytheapplicant,UTIAMCcannotbeheldresponsible.

(i) No cash, money orders, outstation cheques, post-dated cheques [except throught Systematic Investment Plan (SIP/Micro SIP)] and postal order will be accepted.

(j) SEBI has made it mandatory for all applicants, irrespective of amount of investment, to furnish Income Tax PAN. An application without PAN will be rejected. Investors are required to provide the photocopy (self attested by the investor) of the PAN card along with the application form. If the investment is in the name of minor, the PAN of the minor or his father/mother/guardian whose particulars are provided in the application form is to be provided. However PAN is not applicable for Mirco SIP.

(k) E-mail communication: Unitholderswhohaveoptedtoreceivedocuments/communicationbye-mailwillberequiredtodownloadandprintthedocuments/communicationafterreceivingthee-mailfromUTIAMC.Shouldtheunitholderexperienceanydifficultyinaccessingtheelectronicallydelivereddocuments/communication,theunitholdershouldadvisetheRegistrarsimmediatelytoenableUTIAMCtosendthesamethroughalternatemeans.Incaseofnon-receiptofanysuchintimationofdifficultywithin24hoursfromreceivingthee-mail,itwillberegardedasreceiptofemailbythe unitholder. It is deemed that the unitholder is aware of all the security risks including possible third party interception of the documents/communicationsandcontentsofthesamebecomingknowntothirdparties.

(l) IncaseofinvestmentofRs.50,000/-andabove,InvestorsarerequiredtosubmitcopyofKYCacknowledgmentprovidedbyserviceprovidersasperPreventionofMoneyLaunderingAct,2002,therulesnotifiedthereunderandSEBI’sguidelinesonAntiMoneyLaundering.

CHECK LISTPleaseensurethat:

o Yournameandaddressisgiveninfull.

o YourpreferredPlan/Optionisselected.

o Yourinvestmentisnotlessthantheminimuminvestmentamount.

o Yourapplicationiscompleteandsignedbyallapplicants.

o Chequesaredrawninfavourof‘TheNameoftheScheme’inwhichamountisinvested,dated,signedandcrossed‘A/cPayeeOnly’.

o Onthereverseofeachchequesubmitted,theApplicationForm/IDNo.iswritten.

o SeparatechequetowardsUpfrontCommissionissuedtoAMFIRegisteredDistributor.

o AllPANdetailsaregiven(whereverrelevant),failingwhichyourapplicationwillberejected.(PANnotapplicableforMicroSIP).

o Yourbankaccountdetailsareenteredcompletelyandcorrectly.Thisismandatory.Ifthisisnotincluded,yourapplicationwillberejected.

o CopyofKYCacknowledgementprovidedbyserviceproviderisgiven(whereverrelevant),failingwhichyourapplicationwillberejected.

Sr. No. 2009/ACKNOWLEDGEMENT SLIP(To be filled in by the Applicant)ReceivedfromMr./Ms./M/s.

Anapplicationunder

alongwithCheque/DDNo.* Dated

Drawnon(Bank)

forRs.(infigures)*Chequeanddraftsaresubjecttorealisation

StampofUTIAMCOffice/AuthorisedCollectionCentre

Ifyouwishtoreceivethefollowingviae-mailPlease()[ReferInstruction(k)]AccountStatement AnnualReport TransactionConfirmation Communicationofchangeofaddress,bankdetailsetc.

(Application Form continued on the reverse)

Overseas Addresss (OverseasaddressismandatoryforNRI/FIIapplicantsinadditiontomailingaddressinIndia)

*CityState *Country ZIP/Pin*

PAYMENT DETAILSCheque/DD#No. Amt.ofinvestment(i)

Date DDChargesifany(ii)Bank Netamountpaid(i-ii)Branch Amt.inwords

Accounttype(please )Savings Current NRE

NRO DDissuedfromabroad

SchemeName

#PleasementiontheapplicationNo.onthereverseofthecheque/DD.Cheque/DDmustbedrawninfavourof“The Name of the Scheme”&crossed“A/c Payee Only”*DenotesMandatoryFields

OPTION FOR DESPATCH OF STATEMENT OF ACCOUNTApplicant’saddress/(forNRIs)AtmyOverseasaddressasmentionedabove (forNRIs)Tobedespatchedtomyresidentrelative’saddressinIndiaasgivenabove.

(PLEASEREADINSTRUCTIONSCAREFULLYTOHELPUSSERVEYOUBETTER)

COMMON APPLICATION FORM FOR INCOME SCHEMES

Sr. No. 2009/Registrar Sr. No.

PLEASEUSESEPARATEFORMFOREACHSCHEME

Upfront Commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.

DISTRIBUTOR INFORMATION (only empanelled Distributors / Brokers will be permitted to distribute Units)

ARN Broker NameSub-Broker Code / Bank Branch Code

M O Code UTI RM No.

CR / CA Code For Chief RepresentativeDDAmountDDChargesTotal

DD No.: Dated: Drawn on:

APPLICANT’S PERSONAL DETAILS (PLEASEFILLINBLOCKLETTERS) Mr. Ms. Mrs. M/s.Name of First Applicant / Other Mentally Handicapped Persons (for UBF / MIS) and Adult Female Persons (For MUS)

Guardian Name(ifMinor)/ContactPersonandDesignation-forinstitutionalapplicants)/Alternateapplicant(incaseofUBF/MIS/MUS)

HaveyouinvestedinUTIMFearlier, Yes No

If yes, please provide:Scheme Name: Folio No. (Optional)

F I R S T M I D D L E L A S T Mr. Ms. Mrs.

*PAN OF 1st APPLICANT (whose particulars are furnished in the form)

Enclosed PANCardCopy Please( )Know Your Customer (KYC)KYCMandatoryforInvestmentofRs.50,000&aboveCopyofKYCacknowledgementenclosed Yes No

First Applicant’s Address (Donotrepeatthename) Name & Address of resident relative in India (forNRIs)(P.O.BoxNo.isnotsufficient)

Alternatee-mail

City* Pin*

(O) Mobile

State

Street/Road/Area

Village/Flat/Bldg./Plot*

--e-mail

STDCODE STDCODETel.No.(R)

Status ResidentIndividual Minorthroughguardian HUF Partnership Trust

Company SoleProprietorship Society BodyCorporate AOP

BOI FII NRI Others(specify)_________________________

Mode of Holding Single AnyoneorSurvivor Joint FirstholderorSurvivor(forUTIMUS)

Occupation Business Student Agriculture Selfemployed Professional

Housewife Retired Service Others(specify)________________________

Marital Status Unmarried Married WeddingAnniversary D D M M

Annual Income of First Individual Applicant <5Lacs >5Lacs-<�5Lacs >�5Lacs-<25Lacs >25Lacs

BANK PARTICULARS (Mandatory as per SEBI guidelines)]

BankName Branch

Address MICRCode

City *Pin (thisisa9-digitnumbernexttoyourchequenumber)

Accounttype(please) Savings Current NRO NRE IFSCodeAccountNo.

d d m m y y y yDateofBirth

F I R S T M I D D L E L A S T

DETAILS OF OTHER APPLICANTSName of 2nd Applicant Mr. Ms. Mrs. M/s. d d m m y y y yDateofBirth

F I R S T M I D D L E L A S TEnclosed PANCardCopyPlease( )

Know Your Customer (KYC)KYCMandatoryforInvestmentofRs.50,000&aboveCopyofKYCacknowledgementenclosed Yes No

*PAN OF 2nd Applicant

Name of 3rd Applicant Mr. Ms. Mrs. M/s. d d m m y y y yDateofBirth

F I R S T M I D D L E L A S TEnclosed PANCardCopyPlease( )

Know Your Customer (KYC)KYCMandatoryforInvestmentofRs.50,000&aboveCopyofKYCacknowledgementenclosed Yes No

*PAN of 3rd Applicant

INVESTMENT DETAILS (Please)

NOMINATION DETAILSI/WeherebynominatetheundermentionedNomineetoreceivetheamountstomy/ourcreditintheeventofmy/ourdeath.I/WealsounderstandthatallpaymentsandsettlementsmadetosuchNomineeandsignatureoftheNominee/acknowledgingreceiptthereof,shallbeavaliddischargebytheAMC/MutualFund/Trustee.

Name and Address of Nominee To be furnished in case nominee is a minor

Name DateofBirth Nameoftheguardian (incaseofnomineeisaminor)

AddressofguardianAddress

SignatureofNominee/guardian (forminor)

DECLARATION AND SIGNATURE OF APPLICANT/sI/WehavereadandunderstoodthecontentsoftheSchemeInformationDocumentandKeyInformationMemorandum,addendaissuedtilldateandapplytotheTrusteeofUTIMutualFundasindicatedabove.I/Weagreetoabidebythetermsandconditions,rulesandregulationsoftheschemeasonthedateofinvestment.I/Weundertaketoconfirmthatthisinvestmenthasbeendulyauthorisedbyappropriateauthoritiesintermsofallrelevantdocumentsandproceduralrequirements.I/Wehavenotreceivednorbeeninducedbyanyrebateorgifts,directlyorindirectlyinmakinginvestments.The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.*I/WeconfirmthatweareNon-ResidentsorIndianNationality/Originandthatthefundsareremittedfromabroadthroughapprovedbankingchannelsorfrommy/ourNRE/NROAccount.I/Weundertaketoprovidefurtherdetailsofsourceoffundsandanysuchotherrelevantdocuments,ifcalledforbyUTIMutualFund.*ApplicabletoNRIs

Signature of 1st Applicant / GuardianNameof�stAuthorisedSignatory

______________________________________

Designation___________________________

Signature of 2nd ApplicantNameof2ndAuthorisedSignatory

______________________________________

Designation___________________________

Signature of 3rd ApplicantNameof3rdAuthorisedSignatory

______________________________________

Designation___________________________

Notes :�. Iftheapplicationisincompleteandanyotherrequirementisnotfulfilled,theapplicationisliabletoberejected.2. IncasetheapplicantdoesnotreceivetheStatementofAccountwithin30daysfromthedateofacceptanceoftheapplication,he/shemaypleasewritetotheRegistrarquotingserialnumber,

dateofacknowledgementandthenameoftheacceptingauthoritytotheRegistrar.3. AllcommunicationrelatingtoissueofStatementofAccount,Changeinname,AddressorBankparticulars,Nomination,Redemption,DeathClaimsetc.,maypleasebeaddressedtothe

Registrar: M/s. Karvy Computershare Private Limited,NarayaniMansion,H.No.�-90-2/�0/E,VittalraoNagar,Madhapur,Hyderabad–50008�.Tel.040-2342�944to47,Fax:040-23��5503,

E-mail:[email protected]

UTI-G-Sec Fund InvestmentPlan ShortTermPlanDividendOption* GrowthOption

(DefaultPlan/Option-InvestmentPlan&GrowthOption)

UTI-Bond Fund UTI-MIS UTI-Mahila Unit Scheme UTI-CRTS (DefaultOption-GrowthOption)DividendOption* GrowthOption$

$ I/We wish to opt for Systematic Withdrawal Plan under Growth Option of UTI-Bond Fund UTI-Monthly Income Scheme (MIS) UTI-CRTS asunder:FixedWithdrawalPlan MonthlyPayment:Rs._______________________ QuarterlyPayment:Rs._______________________

VariableWithdrawalPlan(availableunderUTI-BondFundonly)

UTI-Liquid Fund CashPlan(Regular) Dividend Monthly GrowthCashPlan(Institutional) DividendOption Daily Weekly Monthly* GrowthOption

d d m m y y y y

UTI-GILT Advantage Fund-LTP

GrowthPlan DividendPlan* PFPlan GrowthOption DividendOption*PrescribedDateAutoRedemptionOption(PDAR)#PrescribedAppreciationAutoRedemptionOption(PAAR)# #bothoptionsavailableunderPFPlanPayout Reinvestment PrincipalAmount WholeAmount

IncaseofPDARpleasespecifya‘DesiredMaturityDate’

IncaseofPAARpleasespecifya‘DesiredAppreciationRate’_________________% (DefaultPlan-GrowthPlan)

UTI-Treasury Advantage Fund

Growth DailyDividend WeeklyDividend* MonthlyDividend* QuarterlyDividend* AnnualDividend* Bonus (Default-DailyDiv.Plan/Option)InstitutionalPlan GrowthOption DailyDividend WeeklyDividend* MonthlyDividend QuarterlyDividend* AnnualDividend* BonusOption

UTI-MIS-Advantage Plan

d d m m y y y y

GrowthPlan MonthlyDividendPlan* FlexiDividendPlan* MonthlyPaymentPlan (DefaultOption-GrowthOption)

UTI-Money Market Fund RegularPlan InstitutionalPlan (DefaultOption-GrowthOption)DailyDividendOption WeeklyDividendOption* GrowthOption

UTI-Fixed Maturity Plan (Use separate application form for each series) Cheque / DD should be drawn in favour of UTI-Fixed Maturity Plan - YFMP (mm/yy) / HFMP (mm/yy) / QFMP (mm/yy-Plan No.) RegularPlan InstitutionalPlan (DefaultPlan-RegularPlan) YearlySeries(YFMP) HalfYearlySeries(HFMP) QuarterlySeries(QFMP) (Rs.�croreandabovedefaultisInstitutional) GrowthOption DividendOption (DefaultOption-GrowthOption)

UTI-VIS-ILP GrowthOption DividendOption*(DefaultOption-GrowthOption)

* Please tick your option for Dividend Plan / Option / Sub-option DividendPayout DividendReinvestment

Investor opting for SIP, STRIP UTI - STRIP Advantage, SWP & Trigger Facility may fill in Separate Form/s presicribed for the same & attach with this application form.

UTI-Short Term Income Fund

RegularOption InstitutionalOptionDividendMonthlyDividendSubOption* GrowthSubOption

(DefaultPlan-CashPlan(Regular),DefaultOption-DividendOption(DailyReinvestment)underCashPlanandDividendOption(Reinvestment)underUTI-ShortTermIncomeFund)[ForRs.�croreandabovedefaultisCashPlan(Institutional)]

InvestorswhowishtonominatetwoorthreepersonsmayfillintheseparateFormprescribedforthesameandattachherewith.

UTI-Floating Rate Fund-STP

UTI-Floating Rate Fund (STP)

RegularPlan InstitutionalPlan (DefaultOption-GrowthOption)DailyDividendOption WeeklyDividendOption* GrowthOption

SYSTEMATIC INVESTMENT PLAN (SIP)MANDATE FORM FOR AUTO DEBIT(PLEASEREADINSTRUCTIONS)

agent’s name and aRn Sub Broker Code MO Code

I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in Auto Debit. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information or other reasons, I/we would not hold UTI Mutual Fund responsible. I/We will also inform UTI Mutual Fund, about any changes in my bank account. I/We have read and understood the contents of the SID, KIM, Instructions and Addenda issued from time to time of the respective Scheme(s) of UTI Mutual Fund mentioned within and have read and agreed to the terms and conditions of SIP/Micro SIP.I/We do not have any existing Micro SIPs which together with the current application will result in aggregate investments exceeding Rs. 50,000 in a year (applicable only for Micro SIP applicants).**I/We hereby authorise UTI MF to send my Statement of Account (SoA)/ Abridged Annual Report/All other communication related to my investment in SIP/Micro SIP only through e-mail instead of physical copy. (** Those who wish to get physical SOA/AAA/All other Communication may delete the same). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I have attached cancelled blank cheque or its Photocopy and PAN Card/Document copies of all applicants.

to,the Branch Manager

PIn This is to inform that I/We hereby register for the RBI’s Electronic Clearing Service (Debit Clearing)/Direct Debit and that my/our payment towards my investment in UTI Mutual Fund shall be made from my/our below mentioned bank account with your bank. I authorise you to honour such payments. I/We also authorise the representative carrying this Direct/ECS Debit Mandate Form to get it verified & executed, if necessary.The verification charges, if any, may be debited to my/our account.

Authorisation of the Bank Account Holder (to be signed by the Investor)(to be retained by the Bank)

(Investor’sSignature) (Date)

Banker’s Attestation (For bank use only)

Certified that the signature of the account holder and the details of Bank account are correct as per our records.

Signature of Authorised Official from Bank with Stamp and Date

Bank account number

First Account Holder's Signature

(As in Bank Records)

Second Account Holder's Signature


Third Account Holder's Signature


FirstAccount Holder's

Signature (As in Bank Records)

Second Account Holder's


Third Account Holder's


DETAILS OF OTHER APPLICANTSName of 2nd applicant(Mr. / Ms. / Mrs.)

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.

Scheme/Plan

Each SIP/Micro SIP Amount (Rs.)

SIP/Micro SIP Date :

Sole / First Investor Name

Frequency : Monthly Quarterly

Period : Start from Mth Year 1st 7th 15th 25th

Application No. / Existing Folio No.

Mobile No.

PAN* 1st applicant

#

Email ID _________________________________Date of Birth D D M M Y Y Y Y

PAN* 2nd applicant

#


Name of 3rd applicant(Mr. / Ms. / Mrs.)

PAN* 3rd applicant

#


* Mandatory field for SIP. # Details of Documents Attached for Micro SIP.

I S S u E D B Y I D N o. N A t u R E o f P h o t o I D



I / We hereby, authorise UTI Mutual Fund and their authorised service providers, to debit my/our following bank account by Direct Debit/ECS Debit for collection of SIP/Micro SIP Payments.

Please provide the MICR Code of the bank branch from where the ECS/Direct Debit is to be effected. MICR code starting or ending with 000 are not valid for ECS.

PARTICULARS OF BANK ACCOUNTBank name

Branch name

account number 9 Digit MICR Code

A/C Type Savings Current NRE NRO IFS Code

Accountholder Name asin Bank Account

T E A R AWAY

SYSTEMATIC INVESTMENT PLAN (SIP)MANDATED FORM FOR SIP THROUGH POST DATED CHEQUES(PLEASEREADINSTRUCTIONS)

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.

Signature : First Investor Second Investor Third Investor

Date :

agent’s name and aRn Sub Broker Code MO Code

I/We have read and understood the contents of the SID, KIM, Instructions and Addenda issued from time to time of the respective Scheme(s) of UTI Mutual Fund mentioned within and have read and agreed to the terms and conditions of SIP/Micro SIP.I/We do not have any existing Micro SIPs which together with the current application will result in aggregate investments exceeding Rs.50,000 in a year. (Applicable only for Micro SIP applicants).**I/We hereby authorise UTI MF to send my Statement of Account (SoA)/ Abridged Annual Report/All other communication related to my investment in SIP/Micro SIP only through e-mail in stead of physical copy. (**Those who wish to get physical SOA/AAA/All other Communication may delete the same). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.

I/We have attached PAN Card/Document copies of all applicants.

Scheme/Plan

Initial Investment Amount SIP/Micro SIP Amount (Rs.)

SIP/Micro SIP Date : 1st 7th 15th 25th

SIP/Micro SIP Period :

Cheque nos. From to no. of Cheques

Account No. Drawn on

Branch PIn Code

Sole / First Investor Name

Start from Mth Year

Frequency : Monthly Quarterly

DETAILS OF OTHER APPLICANTSName of 2nd applicant(Mr. / Ms. / Mrs.)

Name of 3rd applicant(Mr. / Ms. / Mrs.)

Application No. / Existing Folio No.

Mobile No.

PAN* 1st applicant

#


PAN* 2nd applicant

#


PAN* 3rd applicant

#


* Mandatory field for SIP. # Details of Documents Attached for Micro SIP.




Post Dtd. Chq. Amt.

End on Mth Year

25

SIP/Micro SIP by Auto Debit

Note : If a unit holder desires to submit 12 cheques under the monthly option, the same will be accepted.

New investorExisting unit holder

Monthly Option1 Cheque of initial investment + 5 Cheques (Min)

6 Cheques (Min)

Quarterly Option1 Cheque of initial investment + 3 Cheques

4 Cheques

1. The Auto Debit Facility is available as under: Direct Debit : The Direct Debit Facility is available only with the banks with which UTI AMC or its service provider has tied up for Direct Debit.

(At Present with HDFC Bank, AXIS Bank Ltd., ICICI Bank, Kotak Mahindra Bank, IDBI Bank, Indus Ind Bank Ltd., Punjab National Bank, Bank of India, Bank of Baroda and State Bank of India, subject to Account length specifications prescribed by the banks).

ECS Debit : Currently SIP payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI) is offered only to the investors having bank account in select cities mentioned below:

(a) The cities in the list may be modified/updated/changed/removed at any time in future entirely at the discretion of UTI Mutual Fund without assigning any reasons or prior notice.

(b) If any city is removed, SIP/Micro SIP instructions for investors in such cities via ECS (debit) route will be discontinued without prior notice. (c) The Investor's bank branch should participate in Electronic Clearing Service (Debit Clearing) of RBI. (d) It is mandatory to submit the copy of cancelled cheque leaf (issued by the bank branch mentioned overleaf) along with the Auto Debit (ECS Debit) Form.2. The investor's bank particulars in the scheme Application Form and the bank particulars in Auto Debit Form should be one and the same.

SIP/Micro SIP by Cheque/s

Agra, Ahmedabad, Allahabad, Amritsar, Asansol, Aurangabad, Bangalore, Bardhaman, Baroda, Belgaum, Bhilwara, Bhopal, Bhubaneshwar, Bijapur, Calicut, Chandigarh, Chennai, Cochin, Coimbatore, Cuttack, Davangere, Dehradun, Delhi, Dhanbad, Durgapur, Erode, Gadag, Goa, Gorakhpur, Guwahati, Gwalior, Haldia, Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur, Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Lucknow, Ludhiana, Mandya, Madurai, Mangalore, Mumbai, Mysore, Nagpur, Nasik, Nellore, Patna, Pondicherry, Pune, Raipur, Rajkot, Ranchi, Salem, Shimla, Shimoga, Sholapur, Siliguri, Surat, Thirupur, Tirupati, Trichur, Trichy, Trivandrum, Tumkur, Udaipur, Udipi, Varanasi, Vijaywada and Vizag.

GENERAL INSTRUCTIONS FOR SIP & MICRO SIP FOR UTI-CCP, UTI-ETSP AND UTI-RBP1. SIP/Micro SIP is offered with following Periodicity. a. Monthly Systematic Investment Plan (MSIP) and b. Quarterly Systematic Investment Plan (QSIP).2. Both the options (MSIP and QSIP) can not be mingled. A separate Enrolment Form needs to

be filled in for MSIP and QSIP.3. Please submit SIP/Micro SIP Mandate Form atleast 1 month before the first installment date.

Such of the Forms that are received within the period of 1 month before the first installment date, will be considered from the date of the following month/Quarter, as per the date (1st/7th/15th/25th) opted by the Investor.

4. The minimum amount of each investment for SIP/Micro SIP is Rs.500/- (for monthly option) and Rs.1,500/- (for quarterly option) for all the schemes. Minimum Application Amount, as specified in the respective SID of the schemes of UTI Mutual Fund is not applicable in the case of transaction through SIP.

5. There is no stipulated period up to which a SIP/Micro SIP can be under operation.The SIP/Micro SIP will Continue until further notice from investor.

6. Units Allotment: Units will be allotted at NAV based purchase price declared on the applicable dates i.e. 1st or 7th or 15th or 25th of the month/quarter. In case the date falls on a non-business day or falls during a book closure period, the immediate next business day will be taken into account for the purpose of determining the price. The applications will be accepted at all official points of acceptance of UTI AMC. Outstation cheques will not be accepted.

7. Account statement: An account statement will be sent to the unitholder through e-mail.8. Investors can choose to discontinue this facility by giving 1 month written notice to the

Scheme's registrar.9. Investor will not hold UTI Mutual Fund or its service providers responsible if the transaction

is delayed or not effected or the investors bank account is debited in advance or after the specific SIP date due to various clearing cycles of ECS / local holidays.

10. Investor will not hold UTI Mutual Fund or its service providers responsible for non-allotment of units for SIP/Micro SIP if the payment is not received from the unitholder's bank for various reasons.

11. UTI Mutual Fund or its other service providers shall not be responsible and liable for any damages/compensation for any loss, damage, etc. incurred by the investor. The investor assumes the entire risk of using this facility and takes full responsibility.

12. UTI Mutual Fund reserves the right to reject SIP/ Micro SIP or auto debit mandate without assigning any reasons thereof.

For Micro SIP Only1. Applicability & Transactions covered: a) Systematic Investment Plans (SIPs) where aggregate of installments in a rolling 12 month

period or in a financial year i.e. April to March does not exceed Rs 50,000 will be covered (to be referred as “Micro SIP” hereinafter).

b) This exemption will be applicable ONLY to investments by individuals (including NRIs but not PIOs) and Minors. HUFs and other categories will not be eligible for Micro SIPs.

c) The exemption is applicable to joint holders also.2. Procedure: a) Micro SIP will be handled by the Registrars of the Scheme. b) Investors (including joint holders) will submit a photocopy of any one of the documents

identified in Para 3 along with Micro SIP applications. c) Supporting document must be current and valid. d) Supporting document copy shall be self attested by the investor / attested by the ARN

holder mentioning the ARN number. e) While making subsequent Micro SIP applications investor can quote the existing folio

number where a Micro SIP has been registered and therefore need not resubmit the supporting document.

3. Any one of the following PHOTO IDENTIFICATION documents can be submitted along with Micro SIP applications as proof of identification in lieu of PAN.

a. Voter Identity Card b. Driving License c. Government / Defense identification card d. Passport e. Photo Ration Card f. Photo Debit Card (Credit card is not allowed). g. Employee ID cards issued by companies registered with Registrar of Companies (database

available in the following link of Ministry of Company affairs http://www.mca.gov.in) h. Photo Identification issued by Bank Managers of Scheduled Commercial Banks / Gazetted

Officer / Elected Representatives to the Legislative Assembly / Parliament i. ID card issued to employees of Scheduled Commercial / State / District Co-operative

Banks. j. Senior Citizen / Freedom Fighter ID card issued by Government. k. Cards issued by Universities / deemed Universities or institutes under statutes like ICAI,

ICWA, ICSI. l. Permanent Retirement Account No (PRAN) card isssued to New Pension System (NPS)

subscribers by CRA (NSDL). m. Any other photo ID card issued by Central Government / State Governments /Municipal

authorities/ Government organizations like ESIC / EPFO.4. a) A Micro SIP application will be rejected where it is found that the registration of the

application will result in the aggregate of Micro SIP installments in a financial year exceeding Rs 50,000 or where there are deficiencies in supporting documents.

b) Rejected application will be sent back to the investor with a deficiency memo. c) In case the first Micro SIP installment is processed (as the cheque may be banked),

and the application is found to be defective, the Micro SIP registration will be ceased for future installments. No refunds to be made for the units already allotted. Investor will be sent a communication to this effect. However, redemptions shall be allowed.

1. The disbursal of cheques could be as under :

2. All Cheques must be dated 1st, 7th, 15th or 25th of the month. All installment cheques under MSIP & QSIP should be of uniform amount. For example: If an investor enrolls under MSIP say under UTI ETSP for the period Aug 2009 to Jul 2010, the first cheque can be of any amount drawn on any date of Aug 2009. The remaining cheques should be of uniform date (1st / 7th / 15th / 25th) and of uniform amount i.e. Rs. 2000/-. Similarly for quarterly option the first cheque could be of any amount and of any date of Aug 2009 and subsequent cheques should be of uniform date and amount.

3. Investors are required to send all post dated cheques at one go and not in a staggered manner.4. Please draw your cheques in the name of the Scheme/Plan in which the amount is invested.5. Returned Cheques, if any, may not be presented again.

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UTITower,‘Gn’Block,Bandra-KurlaComplex,Bandra(E),Mumbai–40005�.Tel.:66786666

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