U.S. Residential Products Identity Theft Protection

BundlesEnergy

High Speed InternetWireless

TelevisionSecurity & Automation

10.23.19

Comprehensive Identity Theft ProtectionGive Them Nothing to Steal

• Protection for you and your family against cyber attacks to keep your personal data safe, maintain your privacy, and prevent identity theft1.

• Monitoring of your personal information with proprietary technology – receive alerts on a wide range of potential threats to your identity.

• Detection of stolen personal data on more than 600,000 Dark Web pages, file-sharing sources, black market forums, and more.

• Identity theft insurance with reimbursement of up to $1M with a $0 deductible2, for expenses associated with your identity theft recovery.

1It is not possible to prevent all identity theft or cybercrime, or to effectively monitor all activity on the internet. IDSeal cannot and does not guarantee complete protection against cybercrime or identity theft. IDSeal does not monitor the activities of all financial institutions, or all activities of any particular financial institution. Review the IDSeal Terms & Conditions for specific details regarding IDSeal services.

2The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description provided in the Summary of Benefits is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

BUNDLEAnd Save

Internet, TV, and Home Phone - Multiple services for one low price. One order, one bill, no contracts!

Lightning Fast Internet Speeds, starting at 100 Mbps!

Wide variety of HD TV channels, with thousands of On Demand choices. Enjoy on-the-go entertainment with the Spectrum TV App!

User-friendly online order portal that provides simple serviceability and sign up process for the entire bundle

Bundles

• High-Speed Internet, DIRECTV, and Home Phone - Get multiple services at one low price

• 99% Reliability- Get worry-free signal reliability when you bundle High Speed Internet with DIRECTV and Digital Home Phone with over 25+ convenient, time-saving features with great sound qualify

• User-friendly online order portal that provides simple serviceability and sign up process for the entire bundle

BundlesAT&T

• High Speed Internet, TV, and Phone - Get multiple services at one low price

• FiOS Bundles - Available in select locations with internet speeds up to 500 Mbps and 150,000 On Demand titles with TV packages

• User-friendly online order portal that provides simple serviceability and sign up process for the entire bundle

Bundles

Make Your HomeA Brighter Place

• XOOM Energy gives you choices - fixed rates or variable rates

• Price Certainty: Choose programs based on the price certainty needed, with options to lock in a rate or have the rate fluctuate with the market

• Same Reliable Service: No change in the delivery or maintenance of natural gas or electricity service - this continues to be provided by the local utility

• Environmentally friendly green products (available in select markets)

U.S. High Speed Internet

ACCELERATEYour World

• High-Speed Fiber and DSL from top providers, such as AT&T, Spectrum, and Frontier.

• Access to Provider Promotions - Same great service and promotional offers as the provider

• Nationwide Coverage - Available in most continental U.S. states

• User-friendly online order portal that works on mobile

*Customer must be new to the provider or fulfill waiting period (up to 180 days)

High-Speed Internet

Expanded Nationwide Coverage!

Availability of High-Speed InternetAT&T

TERRITORIESFrontier

TERRITORIESSpectrum

TERRITORIES

Wireless Done RightChoose from the Nation’s Top 4G LTE Networks

• No annual contracts, no credit checks

• Bring your own device or purchase a new one, with orders fulfilled by Best Buy, get it quickly with in-store pickup!

• Keep your phone number

• UNLIMITED talk/text/data 4-line family plans starting at $37.50/line/mo.*

Flash Yellow - The Nationwide Sprint 4G LTE Network

*Monthly price does not include taxes, fees and surcharges. Unlimited data plans allow for high-speed data access only up to 22GB per line, per billing cycle. After the 22GB limit is reached, Flash Wireless may slow data to as low as128 kbps for the remainder of your billing cycle. Each line is subject to a one-time activation fee and a monthly regulatory and administrative charge.

Flash Green - America’s Largest and Most Reliable Network

• No annual contracts, no credit checks

• Bring your own device or purchase a new one, with orders fulfilled by Best Buy, get it quickly with in-store pickup!

• Pick from several individual plans – we’ve got the perfect plan for you!

• Best in-class service and support!

Tune into Your World

• New DISH Hopper system - Most technically advanced whole-home HD DVR

• Ability to watch 4 HD programs on different TVs, with options to record up to six shows at once

• Free HD for life

• To Order: Dial 800-222-5368; Choose option 1, then Option 2

• The ultimate in entertainment, with the most free premium channels and sports packages

• NFL Sunday Ticket & NFL Sunday Ticket Max

• Entertainment On-Demand

• Genie – Don’t miss your favorite shows, with DIRECTV’s DVR system

Peace of Mind

• Vivint offers home security, energy management and home automation

• New Flexible Financing - Get your Vivint system with just $50 down for equipment and no activation fees!

• Wireless home automation to manage system remotely from a smartphone or web enabled device

• Video surveillance

• New Features:• Doorbell Camera• Outdoor Camera• Garage Door Controller

• Save on home owner’s insurance

Our customers are helping us feed children and families in need, simply by becoming

a customer.

Simply refer 5 other eligible customers (in addition to yourself) who sign up for the same service you have, and your service can be free* and you feed a child in need. It doesn’t get any simpler or more powerful than that.

*Excludes taxes and fees. Subject to terms and conditions. Applies to Monthly Recurring Charge only.

FLASH WIRELESS Refer-a-Friend Program For IBOs in the U.S.

Refer 5 Flash Wireless customers and get your wireless service FREE*!! Get 5, Get FREE! It’s that simple.

3 Easy Steps to Get Your Free Service:

Switch to Flash Wireless

1Spread the word about Flash

Wireless to folks you know

2Help 5 or more friends and

family members switch to Flash

3

Simply refer 5 other eligible customers (in addition to yourself) who sign up for the same service you have, and your service can be free* and you help feed children and families in need. It doesn’t get any simpler or more powerful than that.

*Excludes taxes and fees. Subject to terms and conditions. Applies to Monthly Recurring Charge only.

FLASH WIRELESS Refer-a-Friend Program For Customers in the U.S.

Why pay for your Flash Wireless Servicewhen you don’t have to?Refer 5 Flash Wireless customers and get your wireless service FREE*!!

Get 5, Get FREE! It’s that simple!

HOW CAN I GET MY FREE* SERVICE?

Switch to Flash Wireless

Spread the word about Flash Wireless to folks you know

Help 5 or more friends and family members switch to Flash, and get your service for FREE*!

Offered by XOOM Energy LLC and XOOM Energy Canada ULC

Open to All U.S. and Canada IBOs in XOOM Energy Markets

*Subject to terms and conditions. Payment on bill required. Promotion award applied through rebate reward card. Excludes taxes, surcharges, past due fees and any local utility charges.

Offered by ACN Opportunity, LLC and All Communications Network of Canada Co.

Open to All U.S. and Canada IBOs Who Are Not Existing

XOOM Energy Residential Customers

Visit your ACN Personal Website for the latest info on all of ACN’s

products and services!