Unattended Payment Solution
Transcript of Unattended Payment Solution
Nayax | 24 Raoul Wallenberg St., Building A1, 4th floor, Tel Aviv, 69719, Israel | Tel: +972-3-7694380 | [email protected] | www.nayax.com
Unattended Payment Solution
Our mission is to increase consumer loyalty and sales while reducing operational cost
Nayax specializes in the unattended
market.
Developing and marketing a vast
variety of solutions including
Cashless Payment, Telemetry and
Management tools, Mobile
Applications and BI Analytical
platform.
Fast Facts:
Over 10 years experience
Nayax develop their own proprietary hardware and software
Clearing more than six million micro transactions per month
Compatible to 99% of all automated vending machines
Nayax operates in the US, Europe, Asia & the Pacific, South America, South Africa and the Middle East
Fast Facts:
26 currencies
38 countries
Nearly 100,000 devices
110 million dollars clearing in 2014
Employs over 70 experts worldwide
Growing 2,000 devices every month worldwide
Global Unattended Automated Machine Market
Europe North America
Total Vending Machines 4 Million 6 Million
% Using Telemetry (end Q4 2013) 2.75% 7.5%
% of Vending machine thatoffers Cashless Payments
1.5%6%
Accept Closed Payments 10% Less than 1%
Growth Rate of the industry 29.5% CAGR to reach 0.4 Million connections by 2018
20.7% 2013-2018 reaching 1.14 Million connected machines
By Berg Research M2M market - 2014
Cashless Telemetry Back Office
Comprehensive All-in-One Platform
• Management, Configuration
• Real-time information
• BI - Big data analysis
• Monitoring
• Scheduled reports
• Global Clearing
• Credit Cards
• Loyalty cards
• Prepaid Cards
• Mobile Payment
• Inventory
• Cash Accountability
• Events & Alerts
Cashless Terminal - VPOS All-in-one contactless, contact & swipe card terminal
1. Accepts all forms of cashless payments
• Credit cards / Prepaid Cards / Mobile
• Contact, Swipe, Contactless (NFC), Mifare/HID/Felica
2. Certifications - EMV Contact and Contactless Certified
3. Remote software updates
4. Multiple languages, voice and text interaction
Cashless - Monyx Mobile payment application
Mobile wallet application for consumers adds another form of payment to your unattended machine
Transaction history log, anywhere, anytime, on your mobile device
Top-up Operator Specific loyalty cards with balance
Marketing platform for custom vouchers and consumer bonuses
Better customer service through immediate online refund
Online Consumer feedback on Service / Machine malfunction
Cashless - Monyx Operator’s own look& feel
Operator specific themes dynamically changed by Machine id or Consumer location
1. Rechargeable payment card
2. Online/offline capabilities
3. Build custom policies and thresholds
4. Easy card activation - at any machine
5. Loyalty programs and rewards
6. Allows revalue and managing multiple wallets
Cashless - Monyx cardPayment solution for closed environments
Comprehensive Cashless Solution More sales & convenience through global clearing network
1. All payments are conveniently cleared through Nayax with one low fee
2. Automated refund
3. Handling bank chargebacks and money adjustments
4. Allowing to charge a convenience fee to cashless transaction
5. Dynamic Descriptor - Operator details on the credit card statement
6. Electronic Receipt via Email - register and receive an eReceipt on every purchase
Nayax is registered as a Payment Facilitatorrecognized by VISA and MC
Merchant proposition Sales & Marketing
HW accessory Mobile application Payment Gateway
POS Terminal on Automated Machine
Merchant Acquisition Application Processing
Credit & Risk Assessment
Application Approval
POS Deployment
Transactional management
Transaction processing,clearing and settlement
Customer service
POS management
Financial Management
Merchant reconciliation & settlement Merchant billing
Statements & Reports
Fraud & Chargeback
Bank
Nayax
Acceptance Monitoring
• Nayax is a Category 3 Payment Facilitator*: Hardware Manufacturer, Integrator & Payment Facilitator
• Nayax is an agent of a European bank, thus the bank is liable for Nayax’s operation
*Payment facilitator is a third party that contracts with an acquirer for transaction payment service, on behalf of a sponsored merchant
Telemetry - Amit 3.0Remote secure terminal
1. Compatible with most industry standards – MDB/ DEX/ccTalk/Pulse/VCCS/Serial
2. Interface and control between the machine, back office and the card reader (VPOS)
3. Communicates through GSM 3G/CDMA/Ethernet/Wifi
4. Easy installation (Plug and play)
5. Audit data (DEX/DDCMP) and alerts
6. Remote software updates
7. Remotely update prices
Plug-and-Play
Back Office - NCSPayment and Telemetry Management system
1. Multi site redundant, worldwide coverage
• US – New Jersey
• Europe – Amsterdam
• Israel – Tel Aviv
• China – Shanghai
2. Integrated with 25 Banks and billing gateways worldwide
3. Store up to 5 years of activity
4. Manage machines, hardware, software versions and attributes
5. Monitor & manage transactions in real-time, alerts and events
6. Full telemetry and inventory capabilities
7. Generate reports and BI information
8. Transfer online data to 3rd party servers
Back Office - BI SuiteBusiness Intelligence
1. Advanced analytical tool that shows the big picture
2. Drill down to individual transactions or machines
3. Analyze inventory and sales trends to maximize profit
4. Design and schedule BI reports / presentation sent automatically to a mailing list
Back Office - BI SuiteNayax BI Example - Dashboard
Yesterday’s sales compared to sales in the last 4 equivalent
days
Comparison of sales,
vends etc. during key
time periods
Last 30 days cashless and
cash sales
Changes of sales per machine in the last 30 days vs. previous
30 days
Back office - MoMaMobile Management application on the go
Back office - MoMaMobile Management application on the go
1. Manage machines and inventory
2. Compatible with all smartphones and tablets
3. Intuitive dashboard
4. Manage logic alert thresholds
5. Manage and update visits
Vertical MarketVending, Air, Carwash, Laundry, EV, Amusement, Smart Safes
Vertical MarketVending, Air/Vac/Clean, Laundry, EV, Amusement, Safe
Vertical MarketSelf service Toilets, lockers
EVmeterNayax’ electrical vehicles charger
1. Dual EV outdoor charger
2. Open/close environment clearing solution
3. Competitive pricing
4. Reimbursement capabilities
5. One stop solution
Hardware Purchase Monthly Service Clearing Fee
One time payment or Rent
1. Telemetry only
2. Cashless and Telemetry
1. Telemetry2. Connectivity & VPN3. Product Warranty4. Support & Maintenance5. Monitoring & Troubleshooting6. Management and BI suite 7. Clearing Credit card8. Charge back Handling9. Clearing Adjustment
All included in the monthly service
Transaction clearing process for Credit / debit cards, with low fee.
No charges for prepaid cards
Business Model
Nayax worldwide:
Thank you!Nayax | 24 Raoul Wallenberg St., Building A1, 4th floor, Tel Aviv, 69719, Israel | Tel: +972-3-7694380 | [email protected] | www.nayax.com