UMT United Mobility Technology AG Best mobile payment ... · shop (BLE, iBeacon, Geotargeting,...

UMT UNITED MOBILITY TECHNOLOGY AG

UMT United Mobility Technology AG Best mobile payment solution of the year!Alexander von Franckenstein, CBDO / Member of the Management Board


UMT AT A GLANCE

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„Creating a seamless experience for more than just payments”

UMT developed an innovative mobile payment & loyalty software (platform), which can be embedded in mobile apps

Clients pay via mobile payment apps

Currently, customers have flexible payment options, via: • NFC • QR code • Barcode • iBeacons

Customer’s bank details have to be registered in mobile payment app. Bank transfers the money instantly from customer’s to merchant’s bank account

๏ UMT’s competitive advantages are its technology agnostic approach, a comprehensive reach of the platform and an efficient development process. Retail companies are using the platform for customer relationship purposes and big data analytics.

๏ Highly complementary management team with experience in technology, venture investment and financial markets.

๏ Dynamic and innovative IT-Team with strong background in project management, development and integration.

๏ UMT AG (ISIN DE0005286108) is a German company listed in the Basic Board Segment of the Frankfurt Stock Exchange, offering IT services and solutions on an international basis, especially for mobile and digital payment systems, as well as data analytics.

๏ Based on its proprietary mobile payment and loyalty platform, technology and software are mainly used on a white label basis by its clients, enabling customers to pay with their mobile devices. The software can easily be integrated into existing apps.


Easily integrate the mobile payment function and value added services into your existing infrastructure and all your POS-systems, thanks to our SDK solution. We offer a cost-efficient incorporation of stores, websites, e-commerce channels online & offline with all existing technologies (NFC, Bluetooth, QR code, Barcode, etc.) within a short time.

OUR VALUE PROPOSITION FOR CLIENTS & PARTNERS

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SEAMLESS INTEGRATION

Top-notch security, thanks to military-grade encryption and no sensitive data on the mobile device. Fully PCI compliant setup and following ISO 27001 rules, according to BSI Grundschutz (German data protection law/standard).

SECURITY

Easily integrate your existing payment service provider or bank to settle your transactions. Connect new partners and extend payment methods for more user convenience and satisfaction.

SETTLEMENT FLEXIBILITY

Access the vast majority of smartphone users, as we guarantee compatibility with all iOS, Android and Windows operating systems.

MAXIMUM REACH

UMT’s mobile payment, loyalty and analytics platform offers retailers new, innovative digital wallet solutions to grow their business by easily integrating all intermediaries such as banks, loyalty programmes, payment service providers, etc. in existing or new to build apps.

PARTNERSHIP OPPORTUNITIES ALONG THE CLIENT VALUE CHAIN

Grow your business by exploiting your clients’ purchasing impulses. Discover and use new sales channels in combination with our mobile payment function and value added features such as customer loyalty, multi-media advertising, couponing and maximum reach.

INCREASE SALES

Create or include your bonus programme together with us into our existing platform. Use UMT’s existing mobile payment platform expertise, as Europe’s biggest service provider in this area, to offer rebates, e-coupons or loyalty points to your clients.

DEEPEN CUSTOMER LOYALTY

Learn about your clients’ shopping habits and behaviours. Get valuable insights, through smart data technology and analysis. Focus on your target customers, thanks to tailor-made research.

KNOW YOUR CUSTOMERS


UMT PLATFORM: ENLARGE YOUR MULTI-CHANNEL SALES COVERAGE

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UMT’s platform uses/is compatible with every existing trigger technology:

QR code NFC Bluetooth

Wi-Fi Barcode iBeacons

Sell anytime, anywhere. USE ALL your existing sales

channels and extend to NEW ones on the users’ mobile devices.

Technology agnostic. The right technology for every sales situation supporting on- and offline use cases.

Email Print Online

Point of sale Location-based Social media & Networks


Merchant Connectivity

‣ Native implementation in merchant systems and connectivity to legacy infrastructure ‣ Full flexibility in the design of business models and services ‣ Minimising impact on merchant infrastructure and merchant implementation costs

Unmatched Reach

‣ Largest European mobile payment network‣ Covering nearly 45% of German bricks and mortar and e-commerce

Superior Scalability

‣ Handle up to 1 million transactions per second

UMT PLATFORM

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THE PLATFORM

USPs

Creating a seamless experience for more than just payments

Class-Leading Adaptability

‣ Seamlessly integrate existing value added services such as loyalty programmes (e.g., PAYBACK)

‣ Integrate existing mobile and merchant infrastructure or design custom solutions

‣ Connect different PSPs and banks for settlement

Top-Notch Security

‣ ISO 27001 based on BSI IT Grundschutz compliant data centres‣ Military-grade encryption‣ No sensitive payment data on mobile device

LOYALTY ENGINE

PSPBANKS

3RD PARTY SERVICES FRONT-ENDS

MERCHANTS


Merchant End-Consumer

Payment • Optimisation of processing costs due to time-optimised checkout• Increase of sales thanks to deskewing at the cash desk• Lower costs per payment transaction (percentaged and fixed)• Connection to the biggest end-consumer and merchant mobile network of

Europe• Low transaction fees

• Easy, convenient check-out experience• Advantageous usage of payment method• High quantity of acceptance points through UMT network• Long-term lower payment costs will be beneficial for end user• Avoiding of long waiting/queuing times at the check-out

Loyalty & Data Analytics

• Sales optimisation due to purchasing incentives• Data analysis of consumer behaviour over all sales channels• Digitalisation of all existing loyalty schemes• Massively reduced checkout times and therefore cost decrease at POS and

marketing expenses• Utilisation of consumer/loyalty cards even at peak times• Integration and optimisation of existing loyalty and bonus programmes

• Bonus points for each transaction • Easy and convenient use due to payment and collection of points in one step• All bonus “cards“ on the smartphone, even lesser used ones…• Profiting from rebates and discounts• Frequent and easy use of e-coupons

Marketing & Advertisement

• Increase of client traffic through systematic customer approach and address• Focus targeting of customer „within reach“ in order to send specific offers

and rebates• Additional client addressing before the purchase (e.g. when window

shopping)• Addressing the client at the point of sale, depending on his position in the

shop (BLE, iBeacon, Geotargeting, etc.)

• Directed, user-specific addressing through advertisement and couponing• Automatic reward at purchase without coupons if requested• Profiting from rebates and discounts• (Pre-) selection of specific, customised products and items

CONCRETE ADVANTAGES FOR ALL INVOLVED PARTIES

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COST STRUCTURE

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License Fee Transaction Fee

Costs based on man days for:

๏ Conceptual support

๏ Project Management

๏ Technical implementation

Costs based on:

๏ Licensing of UMT software

๏ Fixed amount for technical support per year

๏ Hosting and maintenance fee

Costs based on:

๏ Fixed fee or percentage fee per transaction

๏ Minimum volume guaranteed

Software as a Service Model Transaction based ModelConsulting Model

Set-Up Fee


REFERENCES

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REFERENCES

Technical cooperation with PAYBACK (American Express Group), which is the world’s biggest loyalty and bonus programme. Active in over five countries worldwide (Germany, Italy, India, Mexico, Poland) and in the US as “Plenti".

110 million clients worldwide, of which 29 million in Germany alone!*

Collected points by consumers in 2016: EUR 356 million*

11.8 million app downloads in Germany*

Annual sales 2016 generated by card/app: > EUR 28.8 billion*

More than 650 partners offline, online and mobile*

*Data related to PAYBACK scheme in GermanySource: PAYBACK, facts & figures

Launch/Going live of the PAYBACK PAY app in June 2016 in Germany: UMT AG & PAYBACK are the number 1 in the German mobile payment market!

PAYBACK card usage: 3.8 million times/day at partner PoS*

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REFERENCES

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National activities:

LODENFREY was the first big department store in Munich to be connected to our platform. Together with Kuffler Group, Germany’s biggest luxury restaurant chain, we introduced Mobile Payment on the Oktoberfest (Munich Beer Festival) in Munich in Kuffler’s wine tent in 2015!

Over 30 merchants were attracted via our own mobile wallet:

MÜNCHEN

HotelVier Jahreszeiten

Kempinski

…More


REFERENCES

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Turkey represents a very attractive market, with a young smartphone adept population and growing wealth. UMT TR has already launched a combined loyalty programme and payment app for Turkey’s biggest shopping mall Zorlu-Center in Istanbul, with over 210 shops.

In December 2015 UMT TR successfully launched the Platinum Masa mobile restaurant loyalty platform for VISA Turkey, combining a dining concierge service with effortless mobile payment.

The goal was to reach more than 150,000 downloads, to integrate up to 500 restaurants, to enable iBeacon technology and to implement a register integration.

International activities:Together with our cooperation partners and subsidiaries we are strongly driving our white label and operator model forward.Banco de Sabadell became a distribution partner for Spain in May 2015 and GTD Group in January 2016.

Banco de Sabadell is the fourth largest Spanish bank and has a 45% market share in corporate banking.

GTD Group is an international high-end technology company, developing systems in the aeronautics, energy, infrastructure, security and maritime industries.


Thank you for your time

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Brienner Straße 7 80333 Munich, Germany

Alexander von Franckenstein

Email: [email protected] T: +49 89 20 500 680

CBDOMember of the Management Board

UMT United Mobility Technology AG Best mobile payment ... · shop (BLE, iBeacon, Geotargeting,...

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