Turning gadgets and wearables into payments devices...2016/04/04 · Cumulative sales of 1.1bn pcs...

Turning gadgets and wearables into payments devices Orlando, April 07, 2016 Ursula Schilling

Agenda

Market trends for Smart Wearables

Smart Wearables introduction

Technical & product solutions

1

2

3

2 April 2016 Copyright © Infineon Technologies AG 2016. All rights reserved.

Smart Wearable devices will ramp up with high growth rates of 30%

119m 340m

Source: IHS Technology, Smart Wearable Payment devices, Jan 2016

Cumulative sales of 1.1bn pcs of wearables until 2020

CAGR CY14-20 of 30.1%

The number of Payment wearable devices are projected to increase

from 11m units in 2015 to 153m in 2020 (45% in 2020)

Smartwachtes

Fitness & wirstbands band

Others (smart glasses, smart clothing, jewellrey)

CY2016 CY2020


EMV cards will remain the launch pad to enable mobile Payment with 70% of card migrating to contactless

45%

69%

0

500

1000

1500

2000

2500

3000

3500

2014 2019

WW Secure Payment

Microcontroller market [m pcs]

Dual Interface

Contact

% of DualInterface

Source: IHS Report – "Smart Cards Semiconductors Report – 2015". Edition - July 2015


Mobile plays a major role for a connected life

The main driver for contactless investment is a

faster payments process (for 74% of

businesses). However being seen to innovate

(43%), improved cost effectiveness (42%) and

differentiating from the competition (33%) are

important too. Source Vanson Bourne


Your sensitive data is at risk in the mobile & in smart wearable devices


*acc. to Karspersky Lab there are more than 300k identified different malware programs to manipulate a phone

Where are my sensitive personal data stored?

Device Authentication

Secure Element

Customer Verification

Credential Protection

PIN Sign.

Token

Suited for smartphones and smart wearables

Cloud-based Payment (HCE)

Customer Verification

PIN Sig.

Token

Credential Protection

An option for smartphones only - with the need for online connection

The payment credentials are only encoded

in software – which are stored in the cloud or insecurely in the mobile

device itself.


ISO 14443 (including NFC) is the de-facto standard for mobile transactions across many applications

ISO14443 infrastructure enables many different services…

Info Sharing Peer to Peer eTicketing Payment Smart Wearables

SIM (UICC/eUICC) Secure Element

Embedded Secure Element

µSD Card Boosted NFC NFC Tags

Dual Interface (DIF) chip with flexible antenna

…and is supported by many different form factors


ISO 14443 makes multi-application & interoperability a reality

Payment Access Transport


Secured NFC Solutions in Smartphone vs. Smart Wearable

Boosted NFC SE

Application Processor or

low power MCU

Booster NFC Modem

MCU

Memory

SE interface

Host interface

Standard eSE

Application Processor NFC related function block

NFC SW


Integrated NFC Solution for Smart Wearables

Antenna matching components

Booster

Security Chip

SLE7x

Integrated Antenna

Power supply and interface: ISO 7816, SPI or I2C Different Dimensions based on the antenna design


Scalable Secure Element solutions for wearables

Bluetooth SoC

Secure controller

› Antenna Driven DI SE

› Larger antenna

› No battery (passive)

Bluetooth SoC

Secure Controller

Booster › Boosted NFC SE

› Active Load Modulation

› Very small antenna & battery

› Ultra low power consumption

Application Processor

NFCC

Booster › Conventional NFCC + eSE

› Active Load Modulation

› NFC function block

eSE

Bluetooth SoC


Boosted offering: Plug-&-play solution for fast product integration

Infineon's Boosted NFC Secure Element

› Ultra-low power consumption

› Best PCB footprint

› Extraordinary contactless performance


Minimum integration effort for Smart Wearables devices incl. diverse antenna designs

› Diverse antenna designs inside a ultra small package

› Compliant to ISO 14443 type A/B

› Supports SPI, I2C or ISO/IEC7816 interface to the host

› Multiple EMV controllers & embedded Secure Element solutions are available


› More connected consumers & more connected devices like Smart Wearables means growing payment volumes and opportunities

› Smart Wearables are mobile platform agnostic (Android/Apple) via bluethooth

› The technology is available today, e.g. small power consumption, plug & play, contactless performance…

› Certified for EMV Payment, Public Transit & Ticketing for ease of use

Part of your life.

Part of tomorrow.

We make life easier, safer and greener – with technology that achieves more, consumes

less and is accessible to everyone. Microelectronics

from Infineon is the key to a better future.

[email protected]

Turning gadgets and wearables into payments devices...2016/04/04 · Cumulative sales of 1.1bn pcs...

Documents

Transcript of Turning gadgets and wearables into payments devices...2016/04/04 · Cumulative sales of 1.1bn pcs...