Transparente und effiziente Banken- und ... · PDF file- Cost of acquisition / distribution -...
Transcript of Transparente und effiziente Banken- und ... · PDF file- Cost of acquisition / distribution -...
.consulting .solutions .partnership
Transparente und effiziente Banken- und Versicherungssteuerung mit FS-PERSAP Financial Services Briefing
Aug 31, 2017, Rüschlikon
Andreas Fisch, Managing Director
msg: Introduction
Independent
25 countries
812 Million € Revenue (2016)
Founded in 1980
+6,000 employees
International locations
Select project locations
One of the leading IT- solutions and service providers and a leading insurance / reinsurance consultancy
Certified under DIN EN ISO 9001 since 1996
© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon 2
FS-PER: High-Speed, micro-level Performance Managementfor Financial Services
3© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon
Budget/Planning (connected with e.g. SAP BPC)
Delta for timely and micro-level performance optimisation
P&L/Contribution Scheme
Insurance Bank
FS-PER is designed to:
• Show, calculate, save
the as-is results of
profitability indicators:
• for any dimension/view
• At most granular level
• for any allocation rule
For Big Data Volumes
In Realtime (on HANA)
• Input data: 6,54 billion
• Lowest P&L calculation
unit: 120 million
• Allocation scenario: 850
cases
Reduced P&L Calculation Lead
Time:
From 40h to 1h
As-Is (Costs & Revenue Allocation)
Interest expense / -earnings
- Cost of Refinancing / -earnings
= Interest contribution
- Standard cost of equity
- Standard cost of risk
- Standard cost of proceedings
= Contribution Margin I
- Non-personnel cost
- Personnel cost
- IT costs
= Contribution Margin II= Contribution Margin II
Earned gross contributions
- Reinsurance contributions
= Earned net contributions
- Cost of Claims
- Cost of acquisition / distribution
- Direct administrative
expenditures
= Contribution Margin I
- General administrative
expenditures
- Investments profit
- Additional components
In connection with a
Planning tool (SAP BPC)
The solution will provide a
holistic approach to
measure and management
the revenues and costs
CRA
CRA
FTP
CRA = Cost & Revenue Allocation
FTP = Funds Transfer Pricing
FS-PER Framework : The New HANA-based Performance Management
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FS-PER Framework : Business Focused Solution
Execute
Allocation
Execution
User
Analyze
and
Report
Analysis
User
Modelling
User
Integrate
Data
Source
Collect
Data
Enrich
Data
Create
Cost
Driver
Create
Allocation
Rules
Define
Reports
Software can be configured by Business
Department
IT-persons can focus on installation and
data integration, but don‘t need to model
calculations.
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Suitable for PC and Tablet Users !
FS-PER Framework : Fiori Style Web Interface
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Configure your Function
Arrange your Functions
FS-PER Framework : The Building-Block Principle
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Connect function blocks together to create your Model !
7
Easy Step-By-Step Configuration
Maximum Flexibility
In-Built Expert Knowledge
FS-PER Framework : Simplify your Calculations
Benefit from Expert Knowledge
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FS-PER Framework : Stay in Control
Trace back results until the
source data is reached !
Built in Drill-Down for
each Field in each Result !
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FS-PER Framework : Simulate Scenarios
Built-In Interactive
Simulations
to validate calculation
models for business
experts and
management.
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FS-PER Framework : Many Reporting Options
Analysis for Office
SAP Lumira
SAP Design Studio
S/4HANA Analytics with
Smart Business Cockpits
FS-PER Standard Reporting
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FS-PER Use Case : Re-/Insurance Cost Allocation on Product Level
Allocate actual & planned overhead GL costs (e.g. Finance, IT, HR, Operations, etc.) to individual insurance product positions
Drill-Down to Details
Product Actuals
GL Actuals GL Planned
Allocate by Volume, then by Duration
Analyze the Product Costs
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FS-PER Use Case : Enterprise Cost Management for BanksECoM for an American Bank including Survey collections, management overlays, workflow and What-If Simulation
Cost Study Project
DefinitionsActivities Drivers
Financial Hierarchies
AllocationKeys
Business Activity
Allocation
1. Data Sourcing Process
Pro
cess F
low
Reporting
and
Analytics
What-If
Simulation
2. Allocation, Reporting
and Simulation
1. D
ata
So
urc
ing
Pro
ce
ss
2. A
lloc
ati
on
, R
ep
ort
ing
an
d
Sim
ula
tio
ns
© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon 13
FS-PER Use Case: strategic planning with SAP BPC
Smart Data Access
• Connect to many Data Sources
• Access external data in real-time
In-Memory Calculation Engine
• High-Speed
• High-Volume
Instantaneous Driver Based Planning
• Complex Models (e.g. Revenue, Costs)
• Integration of Offline Calculations
• Business User Centric Modelling
Instant Reporting
• Results immediately available
Unified BI Layer
• Tool independent Reporting
Use
yo
ur
Pla
nn
ing
Dat
a fr
om
BP
C
Rea
d/W
rite
to
yo
ur
SAP
BW
Dat
a W
areh
ou
se
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FS-PER Use Case : Solvency II for Insurance Companies
Based on EIOPA Regulatory
Requirements
Calculate Final Solvency
Capital Requirements
Solvency II is an EU Directive that codifies and harmonizes the EU insurance regulation.
Discount Portfolio Cash
Flows
Calculate Risk Modules:
Life Underwriting Risk
Non-Life Underwriting Risk
Counterparty Default Risk
etc …
Calculate Minimum Capital
Requirements
And much more…
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FS-PER Use Case : Customer Profitability / Dynamic Priving
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Backend
Performance Management
FS-PER
Plan Actual
Digital Engagement Platform
Hybris Marketing• Planning
• Insight
• Segmentation
• Recommendation
Recommendation
Personalization
Re-Targeting
Interactions
Products
Core Product & Transaction Systems
Core
Insurance
Product
Engine
Finance & Risk Systems
FI Treasury
Contract Data & Interactions
• Actual & Planning Data
• Customer Profitability
• Interactions
Analysis
• Products
• Prices
• Transactions
• Fees
Hybris Commerce
• Customer
Experience
• Product Content
• Offers & Orders
• Onboarding
• Account Origination
• Products
Sales
CRM
• Business Partner
• Interactions
• Bus.Partner
Wholesale
FS-PER: References
Banking Insurance
Food/Dairy Railway
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.consulting .solutions .partnership
msg global solutions ag (Headquarters)
Eichwatt 3, 8105 Regensdorf
Switzerland
Andreas Fisch
Partner & Managing Director
msg global solutions ag
Tel:: +49 160 3685403
Banking:
https://www.facebook.com/msgglobal/posts/1656971157664746?ref=notif¬if_t=like¬if_id=1492205210276378
https://www.linkedin.com/hp/update/6258306475735683072
https://twitter.com/msg_global/status/852539002309705728
Insurance:
https://www.linkedin.com/hp/update/6254638587892109312
https://twitter.com/msg_global/status/848872334094106624
Innovation management:
https://www.linkedin.com/hp/update/6255321136498909184
https://twitter.com/msg_global/status/849556769101762560
https://www.facebook.com/msgglobal/posts/1646662322028963?ref=notif¬if_t=like¬if_id=1491498076915706