Refinancing Their Home

Top Mistakes People Make When

Refinancing Their Home

Being unrealistic about home’s value

1

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

2Opening new credit accounts

and running up debt

%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%

3Not locking in rates

Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance Calculator. Credit Score. Home Current Value. Sold Home Report. Refinance

4Failing to Research

5Failing to Calculate the

Break Even Point

Layton Morgan | 720.544.6307 | LaytonMorgan.com

NMLS# 2962369600 E. Arapahoe Road Suite 250 Greenwood Village, CO 80112

Layton R. Morgan is a Senior Loan Officer with Fairway Independent Mortgage Corporation. After growing up in Hawaii, he moved to Colorado and has been helping borrowers with their home financing needs since 1999. He considers Colorado his home. Many people ask Layton why he is in the mortgage business. The simple answer is that he loves helping people achieve the American Dream of homeownership. A mortgage is the largest and most important purchase most people do in their lives. Layton wants to help people get the best deal that they can while also making the process as easy and stress free as possible. He treats every loan like it was his own. 90% of Layton’s business is from past clients and referrals.

He states, “To me, there is no higher compliment than knowing you did your job so well that your clients tell others about you.”