TOP 10 DIVIDEND GROWTH STOCKS REPORT...TOP 10 DIVIDEND GROWTH STOCKS DIVIDEND STOCKS ROCK Page 12...

DSR

TOP 10

DIVIDEND GROWTH

STOCKS REPORT A list of 10 companies every dividend growth investor should consider

TOP 10 DIVIDEND GROWTH STOCKS

DIVIDEND STOCKS ROCK

Table of Contents

Legal Term of Use .................................................................................................. 4

Introduction ........................................................................................................... 5

3M Co (MMM) ....................................................................................................... 6

What Makes MMM a Good Business ................................................................. 6

Dividend Growth Perspective ............................................................................. 7

Stock Valuation .................................................................................................. 8

BlackRock (BLK) .................................................................................................... 10

What Makes BLK a Good Business ................................................................... 10

Dividend Growth Perspective ........................................................................... 11

Stock Valuation ................................................................................................ 12

Walt Disney (DIS) ................................................................................................. 13

What Makes DIS a Good Business .................................................................... 13


Stock Valuation ................................................................................................ 15

Johnson & Johnson (JNJ) ...................................................................................... 17

What Makes JNJ a Good Business .................................................................... 17


Stock Valuation ................................................................................................ 19

Lockheed Martin(LMT) ......................................................................................... 20

What Makes LMT a Good Business .................................................................. 20


Stock Valuation ................................................................................................ 21

Canadian National Railway (CNR.TO) ................................................................... 23



What Makes CNR.TO a Good Business ............................................................. 23


Stock Valuation ................................................................................................ 24

Canadian Tires (CTC.A.TO) ................................................................................... 26

What Makes CTC.A.TO a Good Business .......................................................... 26


Stock Valuation ................................................................................................ 27

Emera (EMA.TO) .................................................................................................. 29

What Makes EMA.TO a Good Business ............................................................ 29


Stock Valuation ................................................................................................ 30

Royal Bank (RY.TO) .............................................................................................. 32

What Makes RY.TO a Good Business ................................................................ 32


Stock Valuation ................................................................................................ 33

Telus (T.TO) .......................................................................................................... 35

What Makes T.TO a Good Business .................................................................. 35


Stock Valuation ................................................................................................ 36

What’s Your Next Step ......................................................................................... 38



Legal Term of Use

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Introduction

Hello!

My name is Mike McNeil and I’m the author of

The Dividend Guy Blog along with the owner and

portfolio manager over at Dividend Stocks Rock.

I earned my bachelor degree in finance-

marketing, own a CFP title along with an MBA in

financial services. Besides being a passionate

investor, I’m also happily married with three beautiful children. I started my online

venture to educate people about investing and to be able to spend more time with

my family.

I used to struggle with the same issues millions of small investors deal with on a

daily basis. Which stocks to buy? When to sell them? How to find the time to

manage my portfolio? How to diversify? I wasn’t into dividend investing until I

looked in depth at my portfolio returns and realized I was having difficulty keeping

up with the market.

The root of the problem was a very poorly built portfolio that lacked structure and

the components required to build a sturdy base. I made good money from the

stock market but I was taking unnecessary risk to achieve my investing goals.

From that point on, I was determined to create a portfolio strategy that would allow

me to benefit from dividend growth stocks as a solid foundation. Since then, I

manage my portfolio with a stress free method that enables me to cash out

dividend payments even when the market goes sour.

The purpose of this guide is to create a list of 10 very strong dividend growth stocks

that I can buy and sleep on. I didn’t want to make an exhaustive list as there are

several great companies to buy. I didn’t want to make a classic list either, this is

why I tried to avoid classics such as Coca-Cola (KO) in this list… but I couldn’t help

including Johnson & Johnson (JNJ) hahaha!



3M Co (MMM)

What Makes MMM a Good Business

The strongest reason why you should add MMM to your portfolio is related to its

incredible ability to generate cash flow on a constant basis. Most 3M products are

consumable and generate repeat purchases. MMM makes sure to keep its

competitors behind it by spending over 2 billion in R&D annually while using

another 2 billion for acquisitions each year. However, 3M Co doesn’t forget about

its shareholders either. MMM has a strong history of dividend growth and stock

repurchases. The business evolves in 5 different segments:

Industrial Business (34%): This is the largest segment in terms of sales. The division

provides adhesives, abrasives, filtration systems, fasteners and specialty materials

to a variety of industries.

Safety and Graphics (18%): This business offers films, reflective materials,

projection systems, and the like. I bet you didn't know much about this part of 3M

Co, right?



Electronics and Energy (17%): This is 3M’s biggest business operation in Asia with

two-thirds of its revenue coming from this region. Electronics and Energy provides

products for businesses including films for LCD screens and splicing products for

signal cables.

Healthcare (17%): The Healthcare business focuses on products offered to more

developed countries such as the US and Europe. It makes products in the areas of

wound care, oral care, drug delivery systems, etc.

Consumer and Office (14%): This is probably the division we know best as

consumers; 3M offers a variety of home office products in developed countries.

Over half of these segment revenues come from the US.

Dividend Growth Perspective

The company has posted a double digit annual dividend growth rate over the past

5 years (11.48%). Since earnings continue to increase even considering currency

headwinds, dividend investors should expect more dividend increases in the

upcoming years.

MMM was able to keep a payout ratio around 50% during the past 5 years leading

us to think that future dividend increase is sustainable even if the company faces a

global economic slowdown in the next couple of years.



Stock Valuation

In my opinion, MMM should be part of most conservative (or core) dividend

portfolios. While you shouldn’t expect incredible growth from this company,

dividend payment increases will always be there each year. In order to verify if it’s

the right time to buy MMM, we will look at the company’s 10 year PE history along

with a Dividend Discount Model calculation.

As you can see, the strong dividend increase in the past 5 years hasn’t been ignored

by the market. The P/E ratio has continuously increased over the past 3 years. It

seems the company hasn’t been highly valued as right now. Let’s use the dividend

discount model to see how much the company is worth according to its dividend

payment ability.

Source: Dividend Toolkit

10% Discount $251.75 $166.76 $124.32

20% Discount $223.78 $148.23 $110.50

Intrinsic Value $279.72 $185.29 $138.13

$165.75

10% Premium $307.69 $203.82 $151.94

20% Premium $335.66 $222.34

Discount Rate (Horizontal)

Margin of Safety 8.00% 9.00% 10.00%

Calculated Intrinsic Value OUTPUT 15-Cell Matrix

http://dividendmonk.com/dividend-book/



I’ve used a dividend growth rate of 8% for the first 10 years and reduced it to 6%

afterward. Then, I used a discount rate of 9% since the company shows stellar

numbers.

Considering MMM’s product portfolio and the fact the company is making the bulk

of its sales from consumable products in a business-to-business model, MMM

seems fairly attractive at the current price. This is a “long-term-dividend-growth”

stock for patient investors.



BlackRock (BLK)

What Makes BLK a Good Business

It is THE asset manager in the U.S. with the largest market share (AUM) with its

iShares division. With over $1 trillion invested in its ETFs, BLK shows more than

double the AUM of the second-place State Street Corp. (NYSE:STT). Considering

investors' ever growing appetite for ETF investments; this is definitely an

interesting economic moat to develop.

But BLK is more than the largest ETF provider; it is also the largest investment-only

defined contribution plan provider. Their business covers all investments types

from fixed income to equities and as specific as alternative investment products. In

other words, as long as investors keep investing, no matter if they are looking for

equities or a safe place to protect their gain, BlackRock is the major player they will

be looking for.

Their third segment, retail, benefits from a very effective distribution system as

they essentially sell their ETFs and mutual funds. BLK focuses on product innovation

to make sure their retail business grows over time.



The business now shows total assets under management of $5.1 trillion (December

2016), up 9.7% from last year. Even better, this is not only coming from the current

bullish market as AUM net increase for the last quarter only was standing at 105

billion.


BlackRock’s business model is the perfect definition of a cash generator: the more

money it manages, the more it generates. The best part is BLK makes fees on its

assets under management, regardless if they perform well or not. Even better: BLK

is the largest ETF manufacturer and this kind of product is not made to beat the

market but simply replicate it. In other words; the product can’t go wrong if well

built.

All three metrics (revenue, earnings and dividend growth) are aligned perfectly and

BLK will continue to raise its dividend for several years to come.



Stock Valuation

Let’s take a look at the past 10 years’ PE ratio history to see how the stock market

values BLK:

As you can see, the company is now trading at a relatively stable PE ratio.

BLK shows an incredible dividend growth rate of 8.90% over the past 5 years. In

order to use the DDM, I used an 9% CAGR for the first 10 years and dropped it to

7% for the years after:




Margin of Safety 9.00% 10.00% 11.00%

$344.75

10% Premium $639.83 $423.87 $316.02

20% Premium $697.99 $462.40

Intrinsic Value $581.66 $385.33 $287.29

10% Discount $523.49 $346.80 $258.56

20% Discount $465.33 $308.27 $229.83




Walt Disney (DIS)

What Makes DIS a Good Business

For a while, Disney’s revenue growth was saved by its media networks division

including the highly profitable ESPN. The company is currently facing more

headwinds in that sector as cable distributors are losing customers to internet &

streaming providers. Fortunately, the company has greatly improved its other

divisions over the past 5 years. The US economy rebound combined with a low price

for gasoline have improved the typical American budget for entertainment.

Disney also went from one success to another with its new Character movie film

Frozen. The new Star Wars trilogy is one of the main reasons why Disney posted a

record movie year in 2016. Not to mention the entertainment company is already

working on a sequel to blockbuster Frozen.



Walt Disney is divided into five different segments:

Media Networks: ESPN is by far the most valuable asset in the division. While

ESPN’s operating income decreased slightly due to higher production costs and

lower advertising revenue, the Disney family compensated for the small shortfall.

Overall, this is a well-diversified segment split between kids and grown-up sports

fans.

Parks & Resorts: The Park division went through a very tough period when US parks

suffered from the previous recession while Euro Disney has been in a continuous

struggle for several years. While it's not getting any better in Europe, US parks'

profits soared by 20% in the last quarter, betting on a strong economy. The new

park in Shanghai should bring more to the table in the upcoming years.

Studio Entertainments: Disney's movie studios published a 33% surge in profits led

by three blockbusters: Frozen, Guardians of the Galaxy and Maleficent. They now

announced a sequel to their most recent success Frozen and the new Star Wars

Trilogy will make its on screen debut with its first movie in December.

Consumer Products: In my opinion, Disney's biggest strength lies in its business

model and the ability to integrate and cross-sell their ideas. Their most recent

success with Frozen is probably the best example. Disney hit the box office big time

with this movie and then went on to produce several derivative consumer

products. Strong with a licensing agreement with Hasbro (NASDAQ:HAS), Frozen

toys will sell for several years. Then, you can bet on new Frozen attractions to be

included in Disney Parks.

Interactive: The interactive segment is the virtual extension of Disney's products.

It creates and markets video games both online and for consoles. Many, if not all

of them, are derived from Disney characters and movies.




Income seeking investors will tell me that the DIS dividend yield is not high enough

to be considered. However, you should not only look at its yield, but also at its

growth rate. In the past 5 years, the company has increased its payments by 19.70%

CAGR. In other words, the dividend payment doubled in 5 years.

The best part is the company’s payout ratio stands under 25% right now. I

personally can appreciate a low dividend yield if the payout ratio is at the same

level but the dividend growth perspective is through the roof.

Stock Valuation


values DIS:

While the company has been traded at lower levels in the past, the current growth

perspective explains the higher PE ratio. The recent drop in the stock price

represents a great entry point.



The fact that Disney doesn’t pay a high yield doesn’t give a good perspective to

value the company with a dividend discount model. I used a discount rate of 11%

as it is a volatile business that goes with the economy. Then, I considered a 10%

dividend growth rate for the first 10 years and 9.5% after.


As you can see, we are getting closer to a “real” value for the company. Overall,

Disney is probably the perfect combination of both strong dividend growth and

stock price growth at the same time.

10% Discount $307.09 $102.19 $61.21

20% Discount $272.97 $90.83 $54.41

Intrinsic Value $341.21 $113.54 $68.01

$81.62

10% Premium $375.33 $124.89 $74.81

20% Premium $409.45 $136.25


Margin of Safety 10.00% 11.00% 12.00%





Johnson & Johnson (JNJ)

What Makes JNJ a Good Business

Before we delve into the details, let's review some of the major JNJ milestones:

Dividend aristocrat with 54 consecutive years with a dividend increase;

31 consecutive years with adjusted earnings increases;

AAA credit rating

24 strong brands where 70% of them are #1 or #2 in sales in their market

We are talking here about a world class company. Their operations are divided into

3 segments: Consumer includes baby care, skin care, oral care, wound care,

women's health and over the counter pharmaceutical products. The consumer

segment did well last quarter showing 3.4% growth without the currency exchange

factor. The only sub-segment that was hit was the Wound/Care department as

Benecol's rights were sold to a UK interest.



Pharmaceuticals include products for infection prevention, antipsychotics,

contraceptives, dermatology, gastrointestinal, hematology, immunology,

infectious diseases, neurology, oncology, pain management, thrombosis and

vaccines. The impact of slower sales expected for hepatitis C products due to more

competition was not enough to slow down the entire division. In fact, the

pharmaceutical sales show a strong growth of 10.2% or 3% once converted into US

dollars.

Medical Devices & Diagnostics includes all kinds of hospital equipment ranging

from diabetes care to spinal care. Unfortunately, stellar results from the pharma

are shadowed by disappointing results in Medical Devices with a sale decrease of

4.6% currency neutral. High competition and the sale of diagnostics products are

the reason of these results.

We rarely expect such important companies to show massive EPS growth as they

sell products everybody knows and has used for ages. These types of companies

are not in the habit of creating a boom. But JNJ has since 2012.


The company is a respected Dividend King that has never let its shareholders down

for the past 54 years. JNJ has always been reasonable with its dividend increases

and this is why the payout ratio is still under 50% today.

JNJ has maintained an annualized dividend growth rate around 7% for the past 5

years meaning it has the ability to double its payment every 10 years. The company

show a steady revenue and earnings uptrend that will ensure the dividend increase

sustainability for many years from now.

http://www.dividendstocksrock.com/dividend-growth/dividend-kings-list/



Stock Valuation


values JNJ:

As you can see, the PE ratio is back to its 2008 submit. The valuation has been quite

hectic over the past 10 years showing PE as low as 11 and as high as 24.

I use a DDM with a 7.5% dividend growth rate (matching the past 5 years) for the

first 10 years and reduce it to 6% afterwards:





$114.77

10% Premium $212.42 $140.92 $105.21

20% Premium $231.73 $153.73

Intrinsic Value $193.11 $128.11 $95.64

10% Discount $173.80 $115.30 $86.08

20% Discount $154.48 $102.49 $76.52




Lockheed Martin(LMT)

What Makes LMT a Good Business

Lockheed Martin (LMT) is the world’s largest defense contractor earning 61% of its

sales from the US Department of Defense, 21% from other US government agencies

and 18% from international clients. Heavy regulation, years of symbiosis with the

US Defense department and their know-how are three key elements protecting

most of LMT’s business. Let’s just say you can’t start building military aircraft and

missiles in your basement to compete with this defense behemoth.

The company recently designed the most advanced fighter aircraft (F-35), made

important advances in light tactical vehicles and continues its work in space

exploration. These are costly industries where not many competitors can compete.




While Lockheed Martin saw its revenue decline in 2014 and the spectre of

Government military budget cuts is always there year after year, the company

manages to become more profitable year after year.

The company continues to reward its shareholders with strong growth in dividend

payments. The past 5 years show an 18% annualized dividend growth. I don’t think

the company will keep this rate for long, but still, LMT is praised for increasing its

payments significantly.

The recent revenue boost comes from the recent integration of their most

impressive acquisition Sikorsky Aircraft helicopter division, making LMT the largest

military helicopter manufacturer in the world. If we ignore the recent spike, we can

see that revenue growth has been quite an issue for Lockheed Martin over the past

5 years.

Stock Valuation


values LMT:



In order to have a better understanding of the company’s value, I used the dividend

discount model calculation spreadsheet with two stages. I used a 8% dividend

increase for the next 10 years and dropped it down to 7% afterward. I think the

company will continue to hike the dividend as high as it can until revenues come

back up. They have a strong cash flow machine in hand and can play this game for

a few more years. Since the business is relatively stable and the worst may have

already happened to LMT, I use a 10% discount rate.


10% Discount $381.97 $253.83 $189.79

20% Discount $339.53 $225.62 $168.70

Intrinsic Value $424.41 $282.03 $210.88

$253.05

10% Premium $466.85 $310.23 $231.97

20% Premium $509.30 $338.43


Margin of Safety 9.00% 10.00% 11.00%





Canadian National Railway (CNR.TO)

What Makes CNR.TO a Good Business

I must admit CNR didn’t blink on my dashboard for a while because its dividend

yield is relatively low. At a 1.95% yield, we can’t talk about a “strong” dividend

payer. However, after digging further, I realize how strong the company’s

fundamentals are. They show incredibly strong metrics (please see chart below).

Canadian National Railway owns and operates the largest railway in Canada and

also operates in the USA. The company’s transportation activities are well

diversified among 7 different industries.

The management team makes sure to use a good part of this cash flow to maintain

and improve their railways (their biggest expense) while rewarding shareholders

with generous dividend payments. CNR has a very strong economic moat as

railways are virtually impossible to replicate. Therefore, you can count on

increasing cash flow coming in each year. Plus, there isn’t any better way to

transport most commodities than by train.




CNR has been growing its dividend payments by 18.20% CAGR over the past 5 years.

For this reason, you should ignore its low dividend yield and focus on growth

perspective. The company payout ratio is around 30% while the railroad industry is

going through difficult times. Can you imagine how far CNR will go once railroad

transportation will go back on track?

Stock Valuation


values CNR:

CNR is currently trading higher than its average PE ratio. This is mainly because the

company’s industry is going through a challenging period. It seems there is a

premium paid for the luxury of buying such a strong company.



The second model will give me a better idea of CNR's value as a dividend paying

machine. I’ll use a 2 level dividend discount model with a first dividend growth rate

of 8% for ten years and then 7% after. Since the situation is quite stable for

railroads, I will use a discount rate of 9%.


10% Discount $172.69 $86.05 $57.18

20% Discount $153.50 $76.49 $50.83

Intrinsic Value $191.88 $95.61 $63.53

$76.24

10% Premium $211.07 $105.17 $69.89

20% Premium $230.26 $114.73







Canadian Tires (CTC.A.TO)

What Makes CTC.A.TO a Good Business

Canadian Tire is a well-known and loved Canadian retail stores. It offers variety of

products throughout several categories (automotive, living, fixing, playing/sporting

goods, apparel and financial services). Besides the various Canadian Tire brand

declination, the company also owns Sports Experts, Sportchek and Atmosphere

brand under the FGL sports division (21.5% of CTC revenues).

Canadian Tire has built a loved brand that is part of every Canadian daily life. One

Canadian out of 5 owns a Canadian Tire credit card. Canadian Tire has also

successfully build an exclusive portfolio of products mainly in the automotive, living

and fixing categories. This competitive advantage ensures a constant flow of

customers in their stores everyday.




CTC is another Canadian company with a relatively low yield (1.85%) but impressive

results (up +111% over the past 5 years and dividend growth of 91% during the

same period). With a very low payout ratio, Canadian Tire has enough room to stick

with a generous course with its shareholders. Due to its presence in the Canadian

economy, CTC enjoys a steady cash flow growing quarterly.

Stock Valuation


values CTC:

CTC trades at a 15 PE ratio and is poised for additional growth in the upcoming year.

If the Canadian economy would slow down, it would also serve as a solid shield

against any stock market drops. Canadian Tire will continue to benefit from its

leadership position in Canada and shows a strong combination of dividend growth

and stock appreciation perspectives.



Using the DDM will tell us more about its real value. I used a 8% growth rate for the

first 10 years and reduced it to 7% afterward:





$120.87

10% Premium $334.62 $166.73 $110.80

20% Premium $365.04 $181.89

Intrinsic Value $304.20 $151.58 $100.72

10% Discount $273.78 $136.42 $90.65

20% Discount $243.36 $121.26 $80.58




Emera (EMA.TO)

What Makes EMA.TO a Good Business

Emera is an energy and service company. Emera’s main market is Nova Scotia as it

owns Nova Scotia Power, the province’s main electricity provider. Emera actually

owns power plants and distributes natural gas in Canada, the USA and the

Caribbean. It is actively developing more energy projects in Eastern Canada.

With two more projects starting in 2017 (Maritime link and an undersea power

cable) and the integration of its recent acquisition (TECO Energy) Emera will

continue its path to growth this year. Emera offers a great stability due to the

nature of its business. Its business model has been developed to generate

continuous cash flow.




EMA is one of the very few companies offering a high yield (4.75%), interesting

dividend growth perspective (management committed to a 8% increase rate per

year throughout 2019) and relatively low risk (due to a solid business model). While

its payout ratio seems a bit high (83.63%), it is a better assumption to use the AFFO

(Adjusted Funds From Operation) payout ratio. This ratio stands at 59% which is

definitely sustainable.

Stock Valuation


values EMA:

An investment in EMA is an investment into a high dividend yield stocks with solid

perspective. The utility industry is slowing but surely growing each year and the

dividend payment will continue to be increased in the upcoming years. Since EMA

is continuously working on new projects, we can expect cash flow generation

capacity to increase and offer shareholders more reasons to smile.









$61.33

10% Premium $111.69 $74.72 $56.22

20% Premium $121.84 $81.51

Intrinsic Value $101.53 $67.92 $51.11

10% Discount $91.38 $61.13 $46.00

20% Discount $81.23 $54.34 $40.89




Royal Bank (RY.TO)

What Makes RY.TO a Good Business

Royal Bank provides various financial services to individuals as well as commercial

and institutional clients. Their services range from regular banking, investments,

insurance, brokerage, mortgages, loans, etc. RY has successfully diversified its

revenues by increasing its expertise in capital market (more volatile, but showing

strong revenue growth perspective) and wealth management (notably through the

acquisition of City National late in 2015.).

Royal Bank is the largest bank in Canada per asset (a title that is often disputed with

TD Bank). It benefits from a great size and market share in Canada offering RY to

explore other avenues (such as U.S. acquisitions). They do an awesome job

generating strong profits from capital markets and their wealth management

division generates revenues from over 15 million clients.




What we like about Canadian banks is that they are increasing their dividend

payout with a very steady and predictive manner. After a short pause following the

2008 crush, RY renewed with its bi-annually dividend growth tradition. Those are

small increases each time, but adds-up rapidly. We believe the company will be

able to sustain a 7-8% dividend increase over the next 10 years.

Stock Valuation


values RY:

While there are some clouds over the Canadian economy, I still believe investing in

banks is a good idea. In fact, even if we hit a housing bubble burst, RY will still

generate enough cash flow to keep a strong dividend growth profile. Revenues

generated from the capital market and the wealth management divisions will help

smothering any road bumps.









$97.42

10% Premium $177.42 $118.69 $89.31

20% Premium $193.55 $129.48

Intrinsic Value $161.29 $107.90 $81.19

10% Discount $145.16 $97.11 $73.07

20% Discount $129.03 $86.32 $64.95




Telus (T.TO)

What Makes T.TO a Good Business

Telus offers residential phone, internet, TV and mobile phone services. Back in

2008, Telus also bought Emergis, a leading electronic healthcare solutions provider

and then created Telus health Solutions. Considering the number of wireless

subscribers, Telus is the 3rd largest provider in Canada..

The reason why Telus has been part of this selective list since 2012 is mainly

because it shows a perfect balance of stability, dividend increase and financial

performances. Strong from its mobile revenues, Telus is now eyeing television

services as a growth vector. Telus has built a solid brand through stellar client

service enabling the company to show the best customer satisfaction surveys.




Telus has aggressively increased its dividend payout over the past 5 years going

from $0.29/share to $0.48/share. This had pushed the dividend payout ratio higher

(75%), but the company still has enough room to increase it for several years to

come. I now expect the dividend growth to slow down to high single digit (6-7%).

Stock Valuation


values T:

Telus is more a defensive play. While the DDM calculation shows Telus fairly

undervalued, I doubt the Canadian market will give it its full dividend value

potential. However, if you are patient, you will earn a 4.50% dividend yield and

eventually see the stock value going up.




first 10 years and reduced it to 6.5% afterward:




Margin of Safety 9.00% 10.00% 11.00%

$56.71

10% Premium $93.86 $66.94 $51.98

20% Premium $102.40 $73.02

Intrinsic Value $85.33 $60.85 $47.26

10% Discount $76.80 $54.77 $42.53

20% Discount $68.26 $48.68 $37.81




What’s Your Next Step

This list is only the beginning of a long journey toward dividend growth investing.

In the end, the true power of dividend investing is materialized through time. The

longer you keep your dividend growth stocks, the higher the return you will earn

from your investments. And this is how you will succeed in building a solid

retirement portfolio.

In order to help you out while building this portfolio, I’ve created a dividend growth

investing platform called Dividend Stocks Rock. This is an online membership site

that gives you access to all the tools and techniques you can personally use to build

a rock solid portfolio. This is not about stock recommendations or some kind of

guru principles. It’s about sound investing decisions made based on solid stock

research. And 95% of the work is done for you.

Dividend Stocks Rock will build your knowledge, skills, and investment capability

from the ground up. You’ll master the techniques you need to understand what

drives portfolio growth and individual stock growth to build the portfolio you want.

Most importantly, it will give you the data at your fingertips to allow you to put the

process into action from day 1.

http://www.dividendstocksrock.com/buildyourownportfolio/



Dividend Stocks Rock is more than a premium investing newsletter:

We manage real-life dividend portfolios and send trade alerts when we

buy or sell a stock.

We provide you with pre-screened stock lists with various metrics.

We create 1 pager stock analyses to save you time from reading numerous

pages of financial information.

We help you in your valuation process with an excel spreadsheet calculator

using a two stage dividend discount model.

We write a bi-monthly premium investing newsletter to keep you updated

on the stock market.

We have priced this product for the individual investor! Personally, I am sick and

tired of the investment industry fleecing the individual investor and charging

outrageous mutual fund fees or brokerage costs because they have “convinced”

(read: brainwashed) us into believe we cannot invest on our own. Invest on your

own and they say we are destined to a life of poverty! You can check the various

pricing options here.

I sincerely hope this guide will help you build a stronger retirement portfolio and

enable you to reach out your goals stress free.

Good luck with your investments,

Mike McNeil - Founder of Dividend Stocks Rock



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