2012 Officers and

Board of Directors

President: Vic (Bill) Smith

President-Elect: Rudy Zetz, Jr

Secretary: Peg Gahles

Treasurer: Michelle Branham

Directors: Ernie D’Achille

Lisa Dowling

Lisa Hough

Pam Keczmer

Shirley Lyden

Leslie Pazur

Beverly Pietrandrea

Michael Witterman

Bridget Wysocki

Immediate Past-President

Keith DeVries

Affiliate Director:

Ted George

Association Executive:

Karen Fuller

Beaver County Association of REALTORS®

NOVEMBER 2012

PRESIDENT’S LETTER

THE REALTOR REPORT

The Beaver County Association of REALTORS® had another

successful Charity auction last Wednesday evening. Many Realtors,

Affiliates and Friends got together and had a very fun night raising

money for local charities. We raised over $13,000.00 to be given to

charities. A special thank you to all the following:

Everyone who came that night to support your association

All the Brokers, Affiliates and Realtors who donated to the

Auction

All the committee members for their help Ellen Caputo, Mona

Simmons and Karen Fuller for their extra effort

Lee Hostetter and Family for their time and expertise

John Fencil of American General for his generous donation

Rich and Anthony Neff of Pa Land Titles for their generous

donation

Everyone who helped transport and set up on Wednesday

Prudential Realty for the use of their copy machines

Everyone who donated to the bake sale

Clearview Federal Credit Union for their Thanksgiving Basket

If I forgot to Thank You, Thank You

Everyone who donated to the Auction will have their name printed in

the Beaver County times. A list will also be given to all the charities of

who donated to the auction.

We are entering into the holiday season and I hope everyone

will be able to spend time with their families for Thanksgiving. It is a

time to give thanks for what we have. We all need to remember the

families that were affected by hurricane Sandy and the many soldiers

who will not be at home because they are defending our freedom.

God Bless,

Vic

Beaver County Association of REALTORS®

Affiliate Sponsored Holiday Beginnings

When: Monday, December 3, 2012

Where: Thursday’s Restaurant

(Wolf Lane, Bridgewater)

Time: 5:00pm Happy Hour

Reservations by November 26th at 724-774-4126.

Election Results

President Rudy Zetz, Jr. Directors

President Elect Leslie Chaklos Lisa Dowling

Secretary Amy Logan Cindy McConnell

Treasurer Shirley Lyden Tera Powell

Thank you to all those who ran for office.

Beaver County Association of REALTORS®

Annual Charity Auction Results

First a big THANK YOU to all the REALTORS. Brokers, Affiliates, and Local Merchants that

donated to the auction and to those who attended. This event could not happen without you.

Chinese / Lottery Trees 1,221.00

50/50 Raffle 255.00

Holiday Basket 430.00 TOTAL

Bake Sale 272.75 $13,612.75

Live / Silent / Registration 11,434.00

A special Thank you to Vic Smith and his committee for another great year!!

Welcome New Members: Judith Mortimer – Coldwell Banker, Cranberry Twp; Dena Barker, Joseph Finnegan, Cheryl Rose – Howard Hanna, Beaver; Jocelyn Verbeke – Prudential, Beaver; Member Changes: John McCann is now with Keller Williams, North Hills office. His new email address is johnmccann@kw.com. Congratulations to Anthony Neff of PA Land Title and family on the birth of his son.

*** If you have something you would like to put in the Rapper, just call BCAR at 724-774-4126 and we will get it in for you. ***

All items for the Rapper must be in by the FIRST FRIDAY of each month.

CODE OF ETHICS

Article 7: REALTORS® receive compensation from only one party, except

where they make full disclosure and receive informed consent from their client.

UPCOMING EVENTS:

November 16th Code of Ethics & Sellers Disclosure CE Classes November 30th Discount Period of REALTORS Dues Ends December 3rd Fourth Annual Holiday Beginnings December 31st REALTOR® Dues deadline

Quadrennial Code of Ethics Online Course

The Quadrennial Code of Ethics Training is due by December 31, 2012. You can take the course online

at www.realtor.com. Hover your mouse over education and click on Code of Ethics Training. Then

click on existing REALTOR code of ethics training and then click take the online course.

The association will automatically be notified that you took the course online. This notification is

used to update our information here and know who has and has not taken the course. If you are not

sure if you need to take this class, call the association office at 724-774-4126.

BE AWARE

Channel 2 News reported that during an open house these homes are being hit for the prescription drugs that are in the medicine cabinets. Please be sure to tell your sellers to put away valuables and prescription drugs.

ANNUAL PRODUCTION AWARDS

A. General Guidelines

i. Nominee must be a BCAR Primary or Secondary member to qualify for award.

ii. Production verification on a sales volume sheet—MLS RES BOOK SOLD, MUST accompany

excel spreadsheet to be counted.

iii. FSBO’s and Transactional deals MUST have page 1 & 2 of sales contract PLUS HUD1 to be

counted

iv. No out of state referrals will be counted unless agent holds active license in that state.

v. 3-5 person task force formed from various offices will verify production for awards

determinations.

vi. All awards of all categories will be audited.

vii. Award certificates will be produced by the Association.

viii. Award winners will be recognized at an annual awards banquet.

B. Award Categories

i. Individual Residential

ii. Individual New Construction / Site

iii. Individual Commercial

iv. Team Residential

v. Team New Construction / Site

vi. Team Commercial

C. Team Determinations

i. When advertised as a team in a subject year

ii. When 33% listed or sold with another licensed agent

iii. When agent has licensed assistant

iv. When ad directs calls to: either / or

1. classified as team

2. named agent – classified as individual

D. New Construction Award

i. When advertised as a Site Team in Subject Year

ii. When 40% listed or sold from New Construction Site

*All site team agents must be listed in ads – as per the PA Real Estate Commission*

E. Commercial Awards

i. When advertised as a Commercial agent in subject year

ii. When 51% listed or sold from Commercial sales

SALES AWARDS

ARE DUE

JANURY 9, 2013

TO BCAR OFFICE

REALTOR® OF THE YEAR NOMINATION

The Criteria and Nomination Form is below. All nominations are due by

NOVEMBER 30th. Be sure to get your nomination in early!!

REALTOR OF THE YEAR AWARD per Policy and Procedures Section X11

PURPOSE: To recognize the REALTOR member of the Association who has provided outstanding service to the Association, real estate profession and to the community? This is not a listing or sales award, but an award for the REALTOR who best exemplifies on a business and personal level the qualities that make a REALTOR.

SOME CRITERIA TO CONSIDER: REALTOR SPIRIT: faithfulness to the principles of organized real estate, laws and regulations of their

Association, the Code of Ethics and time and effort expended in furthering principles of good real estate practice among other real estate practitioners, press and the general public.

ASSOCIATION ACTIVITY (LOCAL): Activity in the local association, offices held, committee work,

special assignments meeting attendance and active participation in association events.

BUSINESS ACCOMPLISHMENTS: General reputation for professional competence, public recogni-tion of business conduct, service to clients and customers.

COMMUNITY SERVICE/CIVIC ACTIVITY: Local, State and National level participation in civic

and Service Clubs, charitable activities, political activity, fraternal or religious groups. IDEALLY THIS IS YOUR REALTOR OF THE YEAR: SOMEONE YOU WOULD BE

PROUD TO PUT BEFORE YOUR PEERS AND THE PUBLIC.

RAMP EDUCATION OFFERING CLASSES TO BCAR MEMBERSHIP

Quadrennial Code of Ethics Class Mediation—How it Works

December 13, 2012 November 27, 2012

1:00pm till 4:30pm 1:30 pm till 3:30 pm

Location at RAMP Location Moon Twp Library

(1427 W. Liberty Ave, Pittsburgh) (1700 Beaver Grade Rd, Moon Twp)

Cost ??? Cost: $5 NO CE Credits

Register for either class with Mary Lynne Deets of RAMP at 412-563-5200 X19

Beaver County Association of REALTORS®

Phone: 724-774-4126

Fax: 724-774-1984

UNION NATIONAL MORTGAGE CO Phone: 412-726-7708

Representative: Margaret J. Matuza Serve Allegheny, Beaver, Butler, and Washington Counties

Products/Services Offered: Whether you are getting into your first home or an experienced buyer looking

to cash out equity, you’ve landed at the right place. There are nearly as many loan options as there are home

owners. We’re pros in helping you find one. Welcome to our World of Promises Kept. Established 1970.

____________________________________________________________________________

AgCHOICE FARM CREDIT Phone: 800-829-0056

Representatives: Elaina Eppinger and Kathy Hartzell

Serve Armstrong, Beaver, Butler, Clarion, Jefferson and Lawrence Counties

Products/Services Offered: Home Mortgages, Construction Loans, Refinances, Bare Land, Hobby Farms,

Recreation Properties

________________________________________________________________________________________

ALL REALTY TRANSFERS, INC Phone: 724-847-4460

Representatives: Sue Grady and Joseph Budicak

Serve Allegheny, Beaver, Butler, Lawrence, Mercer, and Washington Counties

Products/Services Offered: Real Estate Closings and Real Estate Title Insurance

________________________________________________________________________________________

ALL-SPEC HOME INSPECTIONS Phone: 724-775-3191

Representatives: Joe and Barb Dunlap

Serve Allegheny, Beaver, Butler, and Lawrence Counties

Products/Services Offered: Home Inspections, Termite Inspections, Radon testing, Well Flow Testing,

and Septic Dye Testing

Note: Information displayed in alphabetical order and supplied by the affiliates from the 2012 Affiliate Information.

E-mail: bcar3@verizon.net

Website: www.mybcar.com

AFFILIATE INFORMATION

650 Corporation Street

Suite 401

Beaver, PA 15009