The Local News, August 15, 2014

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    Our 2014 Program Highlights Includes:

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    I SERVINGHUNTINGTONBEACH& NORTHWESTORANGECOUNTY, CA 5901 WARNERAVENUE, #429 HUNTINGTONBEACH, CA 92649 50

    August 15, 2014 714.914.9797 [email protected] VOL. 23 NO. 501

    P R E S O R T E D S T D

    U S P O S T A G E P A I D

    H U N T I N G T O N B E A C H , C A P E R M I T N O . 4 3 8

    Blessing Of The Waves

    Continued on pg 7 M o s t R e v . K e v i n W . V a n n ,

    J C D , D D

    B i s h o p , D

    i o c e s e o f O r a n g e

    2 0 1 4 B O T W K e y n o t e G u e s t

    R i c k " R o c k i n ' F i g " F i g n e t t i ,

    1 0 t i m e s S u r f i n g C h a m p i o n

    2 0 1 4 B O T W S u r f C u l t u r e

    C h a m p i o n

    O l y m p i a n J a n e t E v a n s ,

    G r e a t e s t f e m a l e d i s t a n c e

    s w i m m e r i n h i s t o r y .

    2 0 1 4 B O T W L i f e T i m e

    A c h i e v e m e n t A w a r d

    Special US OPEN - Surf City - Summer Issue

    THELOCAL NEWS Vans US OPEN

    Of SurfingRides Crest

    of HBsBest Waves

    Vans US Open of Surfing wrapped upits nine-day competition in Surf CityUSA, but is the story over...

    With more than 500,000 people in atten-dance, along a 14-acre stretch of sand on thesouth side of Huntington Beach Pier, the VansUS Open of Surfing showcased the best insurf, skate, BMX, music, fashion and art.Those that headed to Surf City USA for thisweek-long, family-friendly celebration of surf-ing found a calm surf, city and downtown fullof energetic men, women and children out for an entrainment venue like no where else.!

    Good solid police planning, staffing and theallocation of intelligent levels of resourcesadded to the fun, sun filled week on the sandin Huntington Beach, Ca.

    The promoters made a 100% effort to sup- ply great recreation, a water based sports

    venue and retail saturation while the localJardim supplied a 0% tolerance for bad be-havior...the perfect combination and math toinsure the audience and the community bothenjoy the experience.

    City-Wide Statistics: include the cityclaim that some $31 million of positive eco-nomic impact arrives on the shores of our home town.

    Not bad... less than 1% of the event popu-lation broke a rule...sounds like sponsors,

    promoters, surfers, skaters...some 500,000 people had a pretty good safe and sane timefor a week in our hometown.

    W e l c om e 5 P o i n t s P l a z a - P g 1 9 W e T i p Ou r Ha t P o l i c e C h i e f H a n d y a n d C i t y S t a f f 2 0 1 4 - U S O P E N

    *152 Arrests No Specific Fines -Court sets bail! Undetermine*1,836 Citations Issued Civil Citations @ $165 Gross $60,000No est. net to City: Est: 20%*2,567 Parking Citations Issued Parking Citations @ $48 or about $70,00Let's assume 50% excused

    for various reasons includingspecial circumstances: Season

    *49 Vehicles Impounded Impound Fees @ $150 $2,000again, too, many reasons to guesslet's estimate at 25%

    Not without direct & indirect Labor cost, Training & Administrative CPotential Violation Income from Enforcement: $132,000 + 152 Arres

    A Greater Huntington BeachInterfaith Council Event

    Sunday, September 7, 2014 - Upper Pier Plaza 8:30 am"An event for anyone and everyone, all ages, all faiths - Come Bless the Waves with us

    as we focus for a moment on the importance of water and the environment on all our lives"

    Join the: Huntington Beach Interfaith Council,Representatives from: HB Jr. Life Guards, Golden West Swim Team,

    Marine Safety Division City of HB,100 Year of Surfing Committee, VisitHB, and a variety of Celebrities.~

    On behalf of the 2014 President: Greater HB Interfaith CouncilCharles Niederman

    Celebrating 100 years of Surfing andRSVP to: [email protected]

    VANS US OPEN stats

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    SOUTH COAST

    All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testingcharge. Financing in lieu of factory rebates for all advertised vehicles. *Must finance through Mitsubishi Motors Credit of America to qualify. All

    dealer added accessories at retail price. Offer good through close of business Friday 08/28/14. Photos for illustration purposes only.

    DONT MISS OUT!

    MITSUBISHI# 1 V O L U M E E V O L U T I O N S A L E S

    I N T H E W O R L D !

    # 1 V O L U M E

    N E W C A R S

    A L E S

    I N T H E U S A

    !

    SOUTH COAST MITSUBISHI2860 Harbor Blvd Costa Mesa CA 92626

    www.southcoastmitsubishi.com

    866.314.9311

    2 0 1 0

    FORD F-150 SVT

    $33,800MSRP: $36,999Mileage: 109,500Stock #: S6537P

    RAPTOR

    2 0 0 8

    CHEVY SILVERADO

    $20,900MSRP: $22,999Mileage: 73,300

    Stock #: CM2960

    WOW

    2 0 1 2

    AUDI A5 2.0T

    $33,800MSRP: $35,999Mileage: 18,400

    Stock#: CM2727A

    COUPE

    2 0 1 1 BMW 535 i

    $36,900MSRP: $39,999Mileage: 49,400Stock #: C2786PLOOK!

    2 0 1 0 CHRYSLER TOURING

    $16,988MSRP: $18,999Mileage: 52,500Stock #: CM2705MUST

    SEE

    2 0 1 2 TOYOTA TUNDRA

    $38,900MSRP: $40,999Mileage: 56,400Stock #: C2785P5.7LV-84X4

    2 0 1 2 NISSAN FRONTIER

    $26,800MSRP: $29,999

    Mileage: 15,500Stock #: S6458P

    GREATDEAL!

    2 0 1 4 MITSUBISHI LANCER

    $15,800MSRP: $17,999Mileage: 4,300

    Stock #: C14432A

    LOOK

    2 0 0 7 CADILLAC ESCALADE

    $29,988MSRP: $32,999

    Mileage: 55,000Stock #: CM2479

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    2 0 0 7 CADILLAC ESCALADE

    $32,900MSRP: $34,999

    Mileage: 66,800Stock #: CM2710

    EXTSUV

    2 0 1 0 CHEVY CAMARO SS

    $22,900MSRP: $25,999

    Mileage: 22,500

    Stock #: CM2207GREATDEAL!

    2 0 1 0 JEEP WRANGLER

    $29,900MSRP: $31,999

    Mileage: 30,000

    Stock #: S6477P

    RUBICON

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    Everybody knows...

    C a r P r o sSells For Less!

    PARTS & SERVICE HOURS: M-F 7:30AM TO 5:30PM / SAT 8:00AM TO 4:00PMHablamos Espaol

    10 Y E A R

    100,000 MILE

    WARRANTY

    EVERY NEW KIACOMES WITH

    10 YEAR/100,000MILE WARRANTY

    NEW 2014 KIA OPTIMA LX

    **Must Finance Through Kia Finance

    167 PLUS TAX FOR 48 MONTHS. $0 DRIVE-OFF INCLUDES $2000 FACTORY LEASE CASH, $400 MILITARY REBATE FOR QUALIFIEDCUSTOMERS ONLY. $0 SECURITY DEPOSIT. TOTAL MILEAGE ALLOWANCE 48,000. LESSEE IS RESPONSIBLE FOR MILEAGE OVER 48,000 PLUS

    .20CENTS PER ADDITIONAL MILE. ONE AT THIS AT THIS 48-MONTH CLOSED END LEASE (VIN#: 268634). ON APPROVED ABOVE AVERAGECREDIT THROUGH KMF. SEE DEALER FOR DETAILS. VEHICLE SUBJECT TO PRIOR SALE. OFFER ENDS: 08/28/2014

    $167 PER MONTHPLUS TAX& LICENSE

    2009 KIASORRENTO

    KH6541A / 878319 USED

    $12,444

    2012 HONDACIVIC

    KH7093A / 570311 USED

    $15,993

    2013 KIAFORTE

    KH6462V / 678489 USED

    $12,999

    2013 KIAFORTE

    KH7156A / 677646 USED

    $13,980

    2011 KIASPORTAGEHP1073 / 077226 USED

    $15,988

    2011 HONDACR-VKH7377A / O54141 USED

    $16,9952012 CHEVYCAMERO SSKH7202A / 180261 USED

    $29,9912010 DODGECHARGERKH6978A / 134628 USED

    $17,555

    18835 Beach Blvd., Huntington Beachwww.OrangeCountyKia.com

    714-274-6180All prices plus government fees and taxes, and any dealer document preparation charges. All vehicles subject to prior sale. Offers expire close of business 08/28/14

    LEASE FOR

    2001 CHRYSLERLHS

    KH7213B / 548876 USED

    $3,995

    $0 DRIVE-OFF$0 DUE AT SIGNING$0 SECURITY DEPOSIT$0 OUT OF POCKET

    LEASE ANY OF THESE 2 FOR $ 127 PER MONTH PLUS TAX127/MO PLUS TAX FOR 48MONTHS. INCLUDES $1495 CUSTOMER CASH OR TRADE

    EQUITY, $1000 KIA LEASE CASH AND $400 MILITARY REBATE FOR A TOTAL OF $2895. $0 SECU-RITY DEPOSIT REQUIRED. TOTAL MILEAGE ALLOWANCE 48,000 CLOSED END LEASE. LESSEE IS

    RESPONSIBLE FOR MILEAGE OVER 48,000 PLUS .20CENTS PER ADDITIONAL MILE.ON APPROVEDPREMIER RATED CREDIT THROUGH KIA MOTOR FINANCE. SEE DEALER FOR DETAILS. VEHICLESSUBJECT TO PRIOR SALE. OFFER ENDS: 08/28/2014 VIN# FORTE: 183357, VIN# SOUL: 724780

    YOUR SATISFACTION IS OUR #1 PRIORITY

    2011 INFINITYG20

    KH7230A / 831420 USED

    $16,991

    NE

    W 2014 KIA SOUL

    2001 CHRYSLERPT CRUISERKH7312A / 699343 USED

    $4,883

    2010 FORDFUSIONKH7538A / 378251 USED

    $11,9952008 MERCEDES

    ML350KH6338A / 379757 USED

    $18,933

    2013 FIAT500

    KH7327A / 678146 USED

    $12,987

    2010 KIASEDONA

    KH7345A / 536575 USED

    $20,977

    2011 VWJETTAKH7114A / 358566 USED

    $13,999

    2010 NISSANALTIMA

    KH6517B / 564903 USED

    $13,9912011 KIA

    SOULKH7354A / 308508 USED

    $14,550

    2012 KIASOUL

    KH6675A / 424114 USED

    $14,777

    $167

    NEW 2014 KIA FORTE L

    X

    2006 BMW750LI

    KH6520A / T60403 USED

    $16,977

    2013 KIASOUL

    KH6972A / 505839 USED

    $14,962

    2013 KIAFORTE

    KH6189A / 684945 USED

    $15,333

    2011 KIARIO

    KH6887A / 721124 USED

    $9,999

    2013 KIAFORTE

    KH6189A / 684945 USED

    $15,333

    2013 KIAOPTIMA

    KH6650A / 109228 USED

    $20,993

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    The Weak That WasThere are four boxes to be used in defense of liberty:soap, ballot, jury, and ammo. Please use in that order.

    America: Home of the Free because of the Brave

    Dave GarofaloPublisher

    D i g i t a l

    C o p y : www.M

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    TODAYSQUOTE Excellence can be achieved if you . . . risk more than others think is

    safe, love more than others think is wise, dream more than others think

    is practical, and expect more than others think is possible.

    Paradoxical Quote"Fathom the hypocrisy of a government that requires

    every citizen to prove they are insured... but not everyonemust prove they are a citizen."

    Now add this, "Many of those who refuse, or are unable,to prove they are citizens will receive free in-

    surance paid for by those who are forced tobuy insurance because they are citizens."

    Hmm, Someone ElseMight Be Involved...

    A n 80 year old friend of mine was joining us for drinks one night. I asked himhow he was feeling. "I've never been better!" he boasted. "I've got an 18 year old bride who's pregnant and having my child! What do you think aboutthat?" I said, consider this for a moment, then said, "Let me tell you a story. I knew

    a guy who was an avid hunter. He never missed aseason. But one day he went out in a bit of a

    hurry and accidentally grabbed his um- brella instead of his gun." I continued,

    "So he was in the woods and sud-denly a grizzly bear appeared in

    front of him! He raised up hisumbrella, pointed it at the bear and squeezed the handle. Anddo you know what happened?"I asked my 80 year old friend.

    Dumbfounded, the old manreplied, "No, what?" I continued,

    "The bear dropped dead in front of him." "That's impossible!" ex-

    claimed the old man."Someone else must of shot the bear." "That'skind of what I'm gettingat ," I replied...

    My last time in Rome, I waswith four Catholic men havingcoffee in St. Peters Square. Thefirst Catholic man said, "Myson is a priest, when he walksinto a room, everyone callshim 'Father'." The secondCatholic guy chirps, "My son isa Bishop. When he walks into aroom people call him 'Your Grace'."The third Catholic gent said, "My sonis a Cardinal. When he enters a room

    everyone bows their head and says 'Your Eminence'." The fourth Catholic mansays very proudly, "My son is the Pope.When he walks into a room people callhim 'Your Holiness'." Then I had myturn...while I was sipping my coffee insilence, the toher four men gave me asubtle, "Well ...?" I said, "I have adaughter, slim, tall, 38" DD bust, 24"waist and 34" hips. When she walksinto a room, everybody says, "Oh My God."

    D A V E H

    U M O R

    Just Another Walking the Dog SA woman was flying fromSeattle to San Francisco .Unexpectedly, the planewas diverted to Sacramento along

    the way.The flight attendant explained

    that there would be a delay, and if the passengers wanted to get off

    the aircraft the plane would re- board in 50 minutes.

    Everybody got off the planeexcept one lady who was blind.

    A man had noticed her as hewalked by and could tell thelady was blind because her guide dog lay quietly under-

    neath the seats in front of her throughout the entire flight.He could also tell she had

    flown this very flight before because the pilot approachedher, and Calling her by name,said, "Kathy, we are in Sacra-mento for almost an hour.Would you like to get off andstretch your legs?"

    The blind lady said, "Nothanks, but maybe Buddywould like to stretch his legs."

    All the people in the gate areacame to a complete standstill whenthey looked up and saw the pilotwalk off the

    plane with aguide dog for the blind!Even worse,the pilot waswearing sun-glasses!

    People scat-

    tered. They notonly tried tochange planes,

    but they weretrying tochange air-lines!

    Have a greatday and re-member....

    T H I N G SAREN'T AL-WAYS AS

    THEY APPEAR.A DAY WITHOUT LAUGH-

    TER IS A DAY WASTED!!!

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    We believe and practice being fully involved with the communities we serve.

    This is essential in building good will, encouraging growth and above all staying connected in our backyard

    Sierra

    Owen

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    ChrisMacDonaldOn the road in Surf City

    By Chris MacDonald, Writer/Photographer,HB Ambassador/The Local News Columnist

    The Local News

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    Big Bite BaconFestival Attracts

    5,000 People at theQueen Mary

    B acon festivals are big in Cali-fornia as evidenced by the in-augural Big Bite BaconFestival at the Queen Mary in LongBeach on Saturday, August 2, 2014.The event sold out! Guests dined on

    bacon burgers, bacon wrapped meat-

    balls, and bacon ice cream sundaes,washing down the tasty treats withcraft beers from some of Californias

    best breweries.While eating and drinking to the

    backdrop of the regal Queen Maryship, guests listened to a band performand danced with a costumed character

    pig. In the center field the all-girls LasVegas Sin (Legends Football League,)amazed the crowd with their punting,

    passing and scrimmages.Another entertaining, special guest

    was Chef Rahm Fama, star of Food Networks Meat & Potatoes. The meat

    connoisseur grew up on a farm feed-ing livestock as part of his chores. Atthe bacon fest he signed copies of his

    book, Meat & Potatoes, which in-cludes 52 simple meals such as Paellawith Pepper Bacon.

    Jana Nelson and Mark Entner of

    Absolute Event Solutions were ex-cited on what a success the eventwas.

    The Big Bite Bacon Festival was anew event for the Queen Mary, whichlooks forward to an all-star line up of seasonal popular entertainment suchas the Herradura Tequila Dinner onAug. 14, Long Beach Triathlon Aug.17, Art Deco Festival Aug. 28, Shore-line Jam music festival Aug. 30-31,Dark Harbor for Halloween season,and CHILL to take you into the NewYear 2015. Log on to:Queenmary.com .

    A Collage from the Event

    H untington Beach, CA Hunting-ton Beach Councilman Jim Kat-apodis was elected to the OrangeCounty Board of Directors for theLeague of California Cities last night. Hewill meet the first Monday of everymonth to make recommendations to theState of California regarding importantissues local governments face.

    I look forward to representing Hunting-ton Beach and representing the residents of

    Orange County at the state level, said Katapodis. This is an important time totackle key issues impacting our state, such as the drought and pension reform.

    The League of California Cities mission is to expand and protect local controlfor cities through education and advocacy to enhance the quality of life for all

    Californians.

    Jim Katapodis

    ELECTE

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    D i g i t a l

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    Blessing Of The Waves

    continued

    Thank YouHB Auto Dealers

    Association,HB Ford,

    Hardin Hyundai &HB NissanFor Help

    Continued from pg 1

    Interfaith Component: In additionto Fr. Christian, Rabbi Stephen Ein-stein and the 5 Interfaith 1 minute

    prayer moments, in addition to theInvocation and benediction com-munity members and the sponsor-

    ship by GHBIC:Bishop Kevin W. Vann, JCD,DD., the 4th Bishop of Orange Dio-ceses is an accomplished piano

    player, considered a scholar in Can-non Law and above all is defined asapproachable by colleague, friendsand community leaders.(http://www.rcbo.org/about-us/

    bishops/bishop-vann.html)Surfing Culture Component: In

    addition to PT Townend, Surfing'sfirst world Champion, former Mayor Don MacAllister (President,Walk of Fame), Marine Safety Di-

    vision and Jr. Life Guards:Rick "Rockin' Fig"Fignetti 2010... A ten-time West Coast Surf-ing Champion, andmember of thefirst NSSA

    N a t i o n a lTeam in

    1978,Rockin

    Fig has been and still

    is the voice of surf announcing for local

    and legendary surf events includingthe US Pro Tour, OP Pro, the USOpen of Surfing for 16 years andthe NSSA Nationals for the past 20years receiving a lifetime NSSAmembership award for his contribu-tion.

    (http://www.surfingwalkoffame.com/local_hero/Rockin_Fig.html)

    Celebrity, artist, athlete compo-nent: In addition to Dean Torrence,

    HB Visit, Olympic Coach Mark Schubert... one of the leadingcoaches in the world at the Elitelevel of competitive swimming,Schubert recently served as USASwimmings National Team Head

    Coach (2009 to 2010) as well as acoach for eight US Olympic Swim-ming Teams (1980, 1984, 1988,1992, 1996, 2000, 2004 and 2008),including the 2008 Beijing Gamesteam at which the USA won 33medals. He has coached26 USAOlympians, 45W o r l dr e c o r dhold-

    e r s ,and 145

    Americanrecord hold-

    ers, along with49 individual cham-

    pions and 130 AllAmericans. Additionally,

    his club teams have won 70 National Team Championships.

    World Champion OlympianJanet Evans, is widely consideredto the be the greatest female dis-tance swimmer in history. Despiteher small size and unorthodoxwindmill stroke, she was a natural-

    born swimmer, completing laps bythe age of two. In 1987, when shewas 15 years old, Janet burst ontothe international swimming scene,

    breaking world records in the400m, 800m and the 1500mfreestyle.

    At the end of Evans' swimmingcareer, she held seven worldrecords, five Olympic medals (in-cluding four gold medals), and 45American national titles just afew less than Michael Phelps.(Pending final acceptance)

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    Is the Administration PuttingOur Health At Risk In

    Illegal Immigration Crisis

    8

    G RAPHIC DESIGN :LORRAINE L ARA

    MARKETINGCOORDINATOR & CITYEDITOR :

    AWARD WINNING STAFFRex Gerlach &

    Jim Horton (Emeritus)INTERNET SERVICES :1st Page Exposure

    SALES : ACCOUNT MANAGER :Kevin Garofalo

    MARKETING COORDINATOR& CITY EDITOR :Nancy Gray

    GRAPHIC DESIGN :Stacy Nunley

    PHOTOGRAPHY & FREELANCE :Chris MacDonald

    CONTRIBUTORS : Arnold Dufour, Cathy Green,Moe Kanoudi, Jordan Kobritz,

    David White

    www.SurfersVillage.com

    Office (714) 914-9797

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    editorial

    C hris Salcedo of The Blaze scared the heck outof me with this look inside the body- polit ic..."Report ing indicates that some in themedical community are growing increasingly con-cerned over the health threat posed by the wave of humanity coming into the country illegally on the

    southern border. Tuberculosis, Swine flu, scabiesand epidemic levels of lice are just a few of the im- ports coming over the border with Central Americanchildren and adults. Team Obama has worked veryhard to keep the details secret from the American

    people, even threatening the prosecution to heal th-care workers who dare to tell the truth.

    Appearing on the Chris Salcedo Show, Dr. ElainaGeorge, a board certified otolaryngologist, said shesvery concerned about the threat to public health as aresult of the ...administrations handling of the ille-gal immigration crisis. The Princeton Universitygraduate also said that Americans all over the coun-try will begin seeing reports of infections in localschools districts once classes resume in the fall, asillegal immigrant children are placed into Americasclassrooms.

    Most damming is the administrations secretive-ness over the placement of these children and justhow many are coming into America with illnesses.Also alarming is the fact that many of the illegal im-migrants are being transported all over the U.S.using commercial planes and buses. The general

    public may have been exposed to disease and noteven know it. Dr. George says there is, no ques-tion, that ...the President...and is putting Americanshealth at risk. She simply wants to know why.

    DANGERMobil PhoneW hen you see the pictures below, you will un-derstand why they want our mobile phonesthrough the x-ray machine.

    Mobile phone GUNS have arrived. Beneath the digital phone face is a .22 caliber handgun capable of fi ringfour rounds in rapid succession using the standardtelephone keypad. European law enforcement officials

    are stunned by the discovery of these deadly decoys.Only when you have one in your hand do you realizethat they are heavier than a regular mobile phone.

    Be patient If security asks to look at your mobile phone OR turn it on to show that it works. They have agood reason!

    HB BoysTackle

    Half Dome Huntington Beach

    Young boys loverisk and adven-ture, as do teens.This summer 14teenage boys, alongwith 4 adult leadersfrom the SeapointWard of The Churchof Jesus Christ of L a t t e r -d a yS a i n t s ,traveled

    to Yosemite and embraced their en-thusiasm and fear in a three day hiketo the top of Half Dome.

    Managing the change in elevationfrom sea level (the hikers resided in

    Huntington Beach) to 3,000 feet wasa challenge. However each hiker made the uphill climb and success-fully arrived to the diving board inunder 13 hours.

    Teamwork and training resulted ina safe and satisfying journey for thegroup and the memories gained willlast a lifetime.

    For more information on this andother adventures had by local youth,

    please contact Jen Miller, Media Di-rector for the Huntington Beach Stakeof the Church of Jesus Christ of Lat-ter-day Saints at 714-615-0946 or jen-

    [email protected].

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    THE LOCAL NEWS

    restaurants entertainment local events something for eCOMMUNITY

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    Sourdough

    Is Hiring!A little taste of SF is about to hit HB, when BoudinSan Francisco Sourdough opens for business onAu-gust 28 at 18641 Beach Boulevard. In additionto bringing a delicious and casual dining option to town,(including a portion of the original mother dough usedsince 1894!), Boudin SF is also bringing jobs to the com-munity. Currently, they are seeking a Head of House andGuest Service Representative to carry on the tradition of

    providing outstanding service to diners. Boudins appli-cation process is a bit different than your everyday fill-in-the-blank formtheir preferred method is to receive avideo via your webcam or through the smartphone appJobOn and those interested should be sure to check outtheir careers site at https://boudin.jobon.com/positions tolearn more about this great new addition to town. Wel-

    come, Boudin SF!

    When July 4th 2014 Became UGLY Rusty Ke nnedy, CEO, OC Human Relations

    W e are not out of the woods when it comes tohate, bigotry and perhaps the "R: word, racism.A true story lived recently and based in our own Huntington Beach.

    A Turkish American man (Matt) bought an apartment building in Huntington Beach and proceeded to rehabil-itate the property over the next year. When he completedthe renovation and was ready to rent out units, he decidedit was the perfect time to throw a little party with hisfriends. Fourth of July weekend in Huntington Beachwas the setting for what started as a festive celebrationand ended in a racist hate crime.

    Matts neighbors were also holding a party and their guests parked blocking Matts driveway. When Mattwent to inform his neighbors, he was rudely dismissed.

    Later that night when most guests had left both parties,Matts neighbors, two large White men with closelycropped hair and no shirts, came over and started yellingat Matt that he was a f*cking for-eigner and not White, and that heshould go back to his country.When Matt tried to de-escalate theonslaught of verbal abuse his neigh-

    bor spit on him and threatened tobeat him to death, breaking thefence between the two properties inthe process.

    Fearing for his life, Matt called

    the police who are cur-rently investi-gating the case

    and OCHuman Rela-tions for help.

    When I took his call, Matt, aan engineer by

    profession, wasnot sure whatthe police re-sponse would

    be, he fearedreturning to his

    property, and felt alone and unwelcome in his country, theUnited States.

    OC Human Relations supported Matt with empathy

    and understanding,greatly reducing his anx-iety and isolation. Wereached out to the policedepartment to share histrepidation and got agreat response fromChief Robert Handy. Weadvised him about the

    possibility of seeking aTemporary RestrainingOrder if he felt contin-ued danger from hisneighbors.

    Last week Matt cameto the OC Human Rela-

    tions Commission meeting to tell his story. He expressedappreciation for the assistance, saying Talking withRusty made me feel that I was no longer alone. It

    helped him understand that theHuntington Beach Police, Countyof Orange, and the good people of our community stand with him andagainst hate, bigotry and violence.

    Now Matt wants to volunteer tohelp at OC Human Relations inorder to see that others who facethis type of hate and violence will

    be protected.

    Perhaps we need to have our local government"ban" hate instead of fireworks, ban Hate instead of

    Plastic Bags. The energy, community discussionon the existing two bans could better be put to

    use to help us all get along a lot better.

    Magic Of ComS hipley Nature Center is hosting a seminar on backyard com-posting and food com- posting with worms. Approximately 90 minutes in length,the lecture covers the various techniques for re-ducing waste and creating rich compost for gar-dens, flowerbeds, and lawns. Lectures areheld in an outdoor venue, so remember towear comfortable shoes and bring a hatand sunscreen.

    The cost is $10 per person.Register in advance to reserveyour seat at www.shipleyna-ture.org. The seminar is heldat Shipley Nature Center,17851 Goldenwest St.,Huntington Beach 92647(in Huntington CentralPark). Huntington Beachresidents attending the lec-ture will receive a $50voucher that can be used to-ward the purchase of a com-

    posting unit or complete wormcomposting kit. This lecture se-ries is sponsored by the Depart-ment of Public Works, RainbowEnvironmental Services, Enrecos, andFriends of Shipley Nature.

    For more information visit www.shipley-nature.org.

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    It was no sur- prise when p r e s i d i n gJudge Claudia

    Wilken announced her decision in the Ed OBan-non trial a mere six weeks after the conclusion of testimony. And it was even less of asurprise that she found for the plain-tiffs, ruling that the NCAA violatedfederal antitrust laws by restrictingstudent athletes from earning moneyfrom their likeness and image rights.

    What follows is a brief Q and A onthe decision.

    1. What did Judge Wilken decide?The key part of the ruling is an injunc-tion that will prevent the NCAA "fromenforcing any rules or bylaws thatwould prohibit its member schoolsand conferences from offering their FBS football or Division I basketballrecruits a limited share of the revenuesgenerated from the use of their names,images, and likenesses in addition toa full grant-in-aid."

    2. Does that mean that the NCAA as we knowit is dead? No, Judge Wilken didnt go that far yet. There are other, more serious legal threats tothe NCAAs existence that are winding their waythrough the court system, at least one of which will

    be heard before Judge Wilken.

    3. Does this mean all student-athletes can earnas much as they want to from their likeness? No.The decision is limited to Division I mens basket-

    ball and football players only. Furthermore, JudgeWilken allowed the

    NCAA to cap theamount of money eachstudent-athlete could re-ceive from their likenesson an annual basis, butnot less than $5,000 per

    player per year. The

    money must be held inescrow until the student-athlete graduates.

    4. Did the NCAAcome away with anyvictories in the suit?Yes. The judge deniedstudent-athletes the rightto earn money from en-dorsements, saying shewas concerned about

    the commercial exploitation of student-athletes,"an argument advanced by the NCAA.

    5. Will the case be overturned on appeal? A re-cent study concluded that the NCAA wins approx-

    imately seventy percent of its cases on appeal.However, the OBannon case is very likely to fallin the thirty percent category. Judge Wilken wasmeticulous in her rulings throughout the trial, never hesitating to ask questions herself when she wantedmore clarification, and her decision seems to be

    based not only on the evidence presented at trial but sound legal precedents.

    6. What happens during the appeal? In her rul-ing Judge Wilken stated that the injunction againstthe NCAA would not be stayed, meaning that itwill take effect with next years entering class de-spite the appeal.

    While the OBannon decision doesnt blow upthe NCAAs model, it can rightly be categorized asthe first major chink in the governing bodys armor.However, with the OBannon decision as prece-dent, the next set of cases is likely to relegate thatmodel to history.

    12

    The information contained in this column does not necessarily reflect the opinion of The Local News.

    Jordan Kobritz is a former attorney, CPA, and Minor League Baseball team owner. He is a Pro- fessor and Chair of the Sport Management Depart-ment at SUNY Cortland and is a contributing author to the Business of Sports Network and maintains theblog: http://sportsbeyondthelines.com Jordan canbe reached at [email protected]

    By Jordan Kobritz

    Kobritzon

    Sports

    OK, YOU Be the JudgWhat Would YOU Do

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    Play it safe - never touchanything caught in a

    power line.If an object gets caught in a power

    line, call SCE at (800) 611-1911 to

    report the problem.

    At Southern California Edison, an

    Edison International Company, we

    want to help you and your family

    stay safe around electricity.

    For more safety tips, visitwww.sce.com/ staysafe

    FOR OVER 100 YEARSLIFE. POWERED BY EDISON.

    Judge Claudia Wilken

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    Hats Off to HS&S and Jacks Surfboards Once Again You Helped Show The World Why We Are

    Surf City, USAThey do it differently, on separate days, at different places -butwhen it all comes together the Surfing Walk of Fame and theSurfing Hall of Fame are moments in time unique to Surf City

    USA -if not the world.This is all about legends...I mean the heart and soul, the mortar, brinks

    and building blocks that made surfing, itself -legendary.The Surfing Walk of Fame inducted its 21st class in front of Jack's

    Surfboards off Main Street and Pacific Coast Highway.

    THE SIX INDUCTEES WERE:

    Randy Rarick,, surfing pioneer, helped createthe International Professional Surfers,the benchmark organi-zation for Surfing

    Larry Bertlemann,Hawaiian surfer, won the1974 Duke Kahanamoku Classic, 12th-ranked surfer in theworld in 1979. Phyllis ODonnell,Classy Lass from down Under -first women's world surfing champion in 1964.

    John Van Hamsersveld,graphic artist, designer for "The Endless Summer," surfing film. John also helped design albumcovers for Rolling Stones,Beatles and Grateful Dead.

    Mike Haley,Captain Jack's legendary family member, local

    surfer, winner -the U.S. Surfing Competition in 1960, succumbed fromcancer.

    Vince Moorhouse,the man, myth and iconic City figure:former lifeguard chief in Huntington Beach credited with helping to de-velop the core elements of the Marine Safety Program locally and glob-ally.

    THE SURFERS' HALL OF FAME inductedtheir honorees in front of Huntington Surf and Sport off Main Street and Pacific Coast Highway.

    Timmy Turner,Sugar Shack's own surf film-maker: "Second Thoughts," winner of Movie of the Year at the 2004 Surfer Poll and Video Awards. Timmie iswhat Huntington Beach is all about. His family arechampions as well.

    Rusty Preisendorfer,first and foremost,a gentleman of many talents, world famous surfboardshaper, founder of Rusty Surfboards / clothing line.

    Carissa Moore,21, a two-time Assn. of Surfing Professionals world champion. Beautiful,young, talented athlete and part of the promise of Surf-ing for years to come.

    I did not hear an awardee, at either

    event, accept their award without someaccolade paid to PT Townend... firstWorld Champion Surfer and dedicatedambassador to the entire surfing industry

    / culture. We are blessed to have PT in our community.

    Likewise, Aaron Pai (HS&S) thank you for paying tribute, funding your event and sharing

    with the world the men and women you bring to Surf City to share their stories at the Hall of Fame. Thank you Ron (Jack's) and your entire fam-ily for the pioneering work you have supported for 21 years in cratingthe Walk of Fame.

    Typical Us Household Now Worth a Third L ANNA BERNASEK, NYT credits Russell Sage Foun-dation for this shocking look at ourselves:..."Economicinequality in the United States has been receiving a lotof attention. But its not merely an issue of the rich get-ting richer. The typical American household has beengetting poorer, too.

    The inflation-adjusted net worth for the typical house-hold was $87,992 in 2003. Ten years later, it was only$56,335, or a 36 percent decline, according to a studyfinanced by the Russell Sage Foundation. Those are thefigures for a household at the median point in the wealthdistribution the level at which there are an equalnumber of households whose worth is higher and lower.But during the same period, the net worth of wealthyhouseholds increased substantially.

    The Russell Sage study also examined net worth atthe 95th percentile. (For households at that level, 95 per-cent of the population had less wealth.) It found that for this well-do-do slice of the population, household networth increased 14 percent over the same 10 years.Other research, by economists like Ed-ward Wolff at New York University, hasshown even greater gains in wealth for the richest 1 percent of households.

    For households at the median level of net worth, much of the damage has oc-curred since the start of the last recessionin 2007. Until then, net worth had beenrising for the typical household, althoughat a slower pace than for households in

    higher wealth brackets. But much of the gain for manytypical households came from the rising value of their homes. Exclude that housing wealth and the picture isworse: Median net worth began to decline even earlier.

    The housing bubble basically hid a trend of decliningfinancial wealth at the median that beganin 2001, said Fabian T. Pfeffer, the Uni-versity of Michigan professor who is leadauthor of the Russell Sage Foundationstudy.

    The reasons for these declines arecomplex and controversial, but one pointseems clear: When only a few people arewinning and more than half the popula-tion is losing, surely something is amiss.

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    Surf City has been selectedas a flagship location for a new business that has been creating quite a buzz na-tionwide, even before its doorswere officially open! Now openin downtown at The Strand, in a

    prime location on 5th Street,U.S. Taco is the first high-endfast casual restaurant developed

    by Taco Bell, and features amenu quite unlike your averageTaco Bell. You wont find na-chos, gorditas, or burritos here,

    just specialty tacos featuringthemed ingredients outside of the norm of the usual cheese-tortilla-meat variety, as well asfries and shakes. U.S. Taco is

    billing its fare as The Best of America in a Taco, and wehope you will agree!

    News outlets from around thecountry have featured US Tacoas an exciting new adventurefor the fast-food company andfoodies are watching! They arealso proud to donate a portionof their net profits to the BestDay Foundation, an organiza-tionthat helps kids with specialneeds build confidence andself-esteem through safe, fun-filled adventures and activities,including surfing. To take alook at the menu and learnmore about this tasty newrestaurant in town, stop by1505th Street for a bite or visit their website at http://ustacos.com.

    HB WELCOMES U.S. TACO!

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    For over 11 years, Colettes ChildrensHome has provided 2,000 homelesswomen & children with emergency

    and transitional housing.

    Their mission: Colettes Childrens Home provides a safe and nurturing environment

    where at-risk women and children canobtain support & services needed to

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    e -ma i l : i n f o@ g a l l a g h e r -s pu b . c om f or mor e d e t a i l s

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    $3 PBR Pints $10 Pitchers$5 Irish Jig (our signature drink)

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    Tour boats ferry people out tothe USS Arizona Memorialin Hawaii every thirty min-

    utes. We just missed a ferry andhad to wait thirty minutes. I wentinto a small gift shop to kill time.

    In the gift shop, I purchased asmall book entitled, "Reflections onPearl Harbor " by Admiral Chester

    Nimitz.Sunday, December 7th, 1941--

    Admiral Chester Nimitz was at-tending a concert in WashingtonD.C. He was paged and told therewas a phone call for him. When heanswered the phone, it was Presi-dent Franklin Delano Roosevelt on

    the phone. He told Admiral Nimitzthat he (Nimitz) would now be theCommander of the Pacific Fleet.

    Admiral Nimitz flew to Hawaii toassume command of the PacificFleet. He landed at Pearl Harbor onChristmas Eve, 1941.

    There was such a spirit of despair,dejection and defeat--you wouldhave thought the Japanese had al-ready won the war.

    On Christmas Day, 1941, Adm. Nimitz was given a boat tour of thedestruction wrought on Pearl Har-

    bor by the Japanese. Big sunken battleships and navy vessels clut-tered the waters every where youlooked.

    As the tour boat returned to dock,the young helmsman of the boatasked, "Well Admiral, what do youthink after seeing all this destruc-tion?" Admiral Nimitz's replyshocked everyone within the soundof his voice.

    Admiral Nimitz said, "TheJapanese made three of the biggestmistakes an attack force couldever make, or God was taking careof America . Which do you think it was?"

    Shocked and surprised, the younghelmsman asked, "What do mean bysaying the Japanese made the three

    biggest mistakes an attack force ever made?" Nimitz explained:

    Mistake number one: the Japan-

    ese attacked on Sunday morning.

    Nine out of every ten crewmen of those ships were ashore on leave. If those same ships had been lured tosea and been sunk--we would havelost 38,000 men instead of 3,800.

    Mistake number two: when theJapanese saw all those battleshipslined in a row, they got so carriedaway sinking those battleships,they never once bombed our drydocks opposite those ships. If they had destroyed our dry docks,we would have had to tow everyone of those ships to America to

    be repaired.As it is now, the ships are in shal-

    low water and can be raised. One

    tug can pull them over to the drydocks, and we can have them re-

    paired and at sea by the time wecould have towed them to America. And I already have crews ashoreanxious to man those ships.

    Mistake number three: Everydrop of fuel in the Pacific theater of war is in top of the ground storagetanks five miles away over that hill.One attack plane could have strafedthose tanks and destroyed our fuelsupply.

    That's why I say the Japanesemade three of the biggest mistakesan attack force could make or Godwas taking care of America .

    I've never forgotten what I read inthat little book. It is still an inspi-ration as I reflect upon it. In jest, Imight suggest that because Admiral

    Nimitz was a Texan, born andraised in Fredericksburg , Texas --he was a born optimist. But any-way you look at it--Admiral Nimitzwas able to see a silver lining in asituation and circumstance whereeveryone else saw only despair anddefeatism.

    President Roosevelt had chosenthe right man for the right job. Wedesperately needed a leader thatcould see silver linings in the midstof the clouds of dejection, despair and defeat.

    There is a reason that our nationalmotto is, IN GOD WE TRUST

    Why have we forgotten?

    Japanese MadeThree Mistakes at

    Pearl Harbor!

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    Questions & AnswersFrom the Mailbag 714.536.6300

    Moe News Than You Can Handle:Main Street Eyewear Looks at Life

    Through Designer GlassesMoe Kanoudi

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    7 $$$ SAVING TIPSM ike Burn offers some Business commonSense 101.

    In this tough economic climate, manysmall businesses are trying to save moneyand some to simply survive. However, itis possible to save money without look-ing unprofessional. These top moneysaving tips for small business can beapplied to any size organization butare especially effective for small businesses.

    Review your spending. If youare purchasing office suppliesonce a week then try buying in bulk once a month. Also look

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    Negotiate with your suppliers. Request three quotes before purchasing goods or services. Often, a vendor will match or beat a competitors price in order securethe sale. Ask suppliers if they will give you discount for early payment. Or extend suppliers payments as longas possible without incurring penalties or upsetting your supplier.

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    Which Month Is The Best Month To Buy AThrow Out Everything You Thought You Knew About When to Car Shop

    A ccording to Michael Zak | AOL Autos..."Throwout everything you thought you knew about car shopping. According to a big new study fromTrueCar, August, not late December as iscommonly accepted, is the best month to buya new car.

    New car and truck prices during Augustover the past five years have averaged$29,296, which is $169 lower than any other month of the year. Average prices in Decem-

    ber, according to TrueCar numbers, averaged$31,146, making it actually the most expen-sive month to buy. The second-cheapestmonth to buy was found to be July.

    "This is a great example of the power of data, which shows dealers are clearing outolder inventory in August," said TrueCar founder and CEO Scott Painter. "Consumer

    buying trends have been turned upside downduring the past decade due to the emergence

    of big data."Conventional wisdom has pointed to December being

    the best month to buy a car because dealerships are

    making big pushes to meet year-end sales goals, as wellas clearing out old vehicles in order to make room for the next year's models. This, so the thinking goes,

    causes them to place big incentives ontheir inventory. This data, however, turnsthat type of thinking on its head, sug-gesting that dealers are in fact doing themajority of incentivizing in the summer.

    Other findings from the study shouldhelp car shoppers even more in findinga discount. TrueCar discovered that the

    best day of the week to buy a car is Sun-day, which sees an average transaction

    price of $29,300. Friday is the worst day,with an average transaction price of $31,351. It's better to shop earlier in themonth, too, as the first couple of dayssee an average of $390 in savings versusthe rest of a given month."

    - AOL Original Getty Images

    Parents

    Just AsGuilty OfDistractedDrivingAs Teens

    Erin Marquis - AOL AutosStaff talking about talkingand driving..."Most public serv-ice announcements about thedangers of distracted driving

    focus on teens and youngadults, but there's another de-mographic in need of a wake upcall: parents. A new study foundthat parents are not only engag-ing in risky driving behavior,

    but are also doing so withtheir driving-age teensalong for the ride.

    Liberty Mutual teamedup with Students AgainstDestructive Decisions tosurvey over 1,000 parentsand 2,000 junior and sen-ior high school studentsacross the country. Of those surveyed, 83 percentsaid their parents engagedin risky behavior while inthe car with them. Parentsadmitted to talking on acellphone while drivingthe most, at 86 percent.Eighty percent of parentsadmitted to speeding and40 percent said they havetexted while driving with

    their teen in the car.Teens noticed their parents'

    distracted driving, and 60 per-cent said they tried to stoptheir parents from driving

    dangerously. While 84 per-cent of parents said they didstop their behavior whenasked, 41 percent of teenssaid their parents did not ac-tually stop, but justified their

    behavior or ignored them.Parents' "do as I say, not as I

    do" attitude towards distracteddriving has been studied before.Last year, researchers at the

    University of Michigan asked600 parents about their drivinghabits. Almost 90 percent of those surveyed admitted to atleast one technology-based dis-tracted driving action over the

    past month, and most parentsreported engaging in four of theten distractions that were askedabout. Parents who reporteddistracted driving were also

    more likely to report having been in a crash. Additionally, anAT&T study found that 49 per-cent of adults admitted to tex-ting while driving, compared to43 percent of teens."

    New StudyFinds TeensNotice WhenParents DriveDangerously

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    In todays mortgage world, a small reductionin rate may be enough to benefit a home-owner. Under the right conditions, even a

    fractional reduction in rate could make good fi-nancial sense.

    I recently helped a client who obtained a$417,000 loan just six months ago at 4.5%. By

    refinancing totake advantage of todays re-

    duced rates, we were ableto drop his rate to

    4.25% withouthim spending adime. Using a re-

    bate known as apremium credit, we were able to cover allclosing costs for him. This homeowner paid ab-solutely nothing to complete the refinance. Thisno cost feature helps make the refinance pen-

    cil out financially.Heres the math to support this clients deci-

    sion to refinance again: At 4.5%, the clients payment was $2,112.88. After 6 months, he had paid the loan down to $413.674.19. A new loanof $413,675 dropped the minimum paymentover 30 years to $2,035.03, saving the client$77.85 per month. If the client wished to remainon the same 29.5 year schedule he was currentlyon, the payment would still drop to $2,052.15.

    A savings of $60.73 per month may not seemlike much at first, but theres more to it.

    The way loan amortization works,this client will pay off more prin-

    cipal in the earlier stages of the loan with a lower

    rate. In other words,hes building equity

    faster at the 4.25%rate than hewould at the4.5% rate. To bespecific, hell pay

    $7,183.43 versus$6,294.75. So in addi-

    tion to saving $728.76($60.73 x 12) from his

    pocketbook in the firstyear, hell also gain

    $888.68 more equity inthe first year as well.This puts

    the total

    first year savings at $1,617.44. Not

    bad for a loan that cost himabsolutely nothing.

    Some customers will

    look to pocket the sav-ings and leave it there.For a client whochooses to make thesame payment and

    put the extra $60.73 per month towardsthe mortgage, theyllactually pay off the loan 1 year and 7 monthsfaster than they would at the 4.5% rate. At$2,112.88 per month, thats over $40,000 in sav-ings. Again, not bad for a loan that cost themnothing.

    The popular adage of reducing your rate bya full 1% is no longer relevant in todaysmortgage market. One of the main reasons for that is because loan amounts are larger nowthan they were over seventy years ago whenthat adage was first passed around. Doublinga loan size means we only need half as muchrate reduction for it to make the same finan-cial sense.

    Seventy years ago our grandparents also didnthave the option of a no cost loan. Saving$1,600 per year would still make sense if youhad to pay $2,000 to get it, but it would cause agreater pause to think about it. When these ben-efits can be obtained with no closing costs andonly a small amount of paperwork, refinancingfor even a fraction of a percent can make goodfinancial sense.

    Mortgage Rate Reduction Arnaud Dufour

    Arnaud Dufour

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    a part of the greater HB Union HS District

    40+ Years of Service to theCommunities of Huntington Beach,Fountain Valley, and Westminster

    17231 Gothard St.,Huntington Beach

    92647(714) 842-HBAS

    ( - 4 2 2 7 )(located just south

    of Warner andOV High School)

    Also offered:Adult English as a

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    Dance Aerobics,Low Impact

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    Older AdultsArt, History,Personal Finance,Home Arts,and otherLeisure Classes

    HS Diploma orGED program

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    We offer job trainingin pharmacy

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    media arts, medicalassisting, and other

    careers and afull-time Counselor who can assist you

    in planning for your future.

    The information contained in thiscolumn does not necessarily reflect

    the opinion of The Local News.

    Congrats:Larry JohnsonA fter 41 years of teaching collegestudents in Orange and Los AngelesCounty, Fountain Valley residentLarry Johnson retired this summer from hisformal teaching assignment as the LongBeach Institute of Religion Director for theChurch of Jesus Christ of Latter-day Saintsthis summer.

    Johnson began teaching students in 1973and impacted the lives of many SouthernCalifornia residents.

    Larry Johnson had a tremendous impacton me as a teenager, recounted former stu-dent Peter Vidmar, Olympic Champion,

    Author, Speaker and Orange County resi-dent. I attended his early morning semi-nary class faithfully, because he made thescriptures come alive to me. His sincerity,humor, and genuine love for his studentsmade it easy to wake early in the morningto gain a dose of inspiration to start the each

    day before high school. The lessons Ilearned help me to this day. I am forever grateful for Larry and continue to keep intouch with him.

    In 1984, Larry began teaching at theCosta Mesa Institute, across the street fromOrange Coast College. He inspired, facili-tated friendships and encouraged his stu-dents to excellence. Johnson changedlocations in 1992, moving to the Institute of Religion in Cypress, near Cypress College

    and in 1996 to Huntington Beach, at Gold-enwest College. His most recent assignmentat the Long Beach Institute at CaliforniaState University, Long Beach began in 2006concluded with his retirement this summer.

    Johnsons motto and message to theyouth he served throughout Fountain Val-ley, Costa Mesa, Huntington Beach, andLong Beach encouraged community, as heoften stated, "There are no strangers, onlyfriends who haven't met yet." Fountain Val-ley resident, Tim Miller, has seen this firsthand. Larry has touched the

    lives of thousands of individuals both di-

    rectly and indirectly. His love and kindnessradiate Christlike love in all that he does,Miller reflected. He has a way of teachingcorrect principles that touches lives andhelps them to change and improve. His in-fluence has been felt by his students directlyand those that they associate with indirectly.He has blessed my life by his teaching, hisexample and his friendship. Johnsonsclasses covered topics of international pol-itics and current events, somehow relatingevery message back to messages of faithand inspiration. He encouraged his studentsto to collect memories and experiences, andtake pictures with your heart."

    Former student April Houghton Gallartwho attended both Cypress College andCSULB said, He could bring a room to

    tears and then leave all with a message so profound that all would leave better for hav-ing come. His infectious smile and teddy

    bear persona will never be forgotten! For more information, please contact Jennifer Miller, Media Director for the Huntington

    Beach Stake of the Church of JesusChrist of Latter-day Saints at 714.615.0946or [email protected].

    Arnaud Dufour is a Sr. Mortgage Banker atNewport Beach based DLJ Financial.

    With more than eleven years in the industry, Arnaud is available to answer questions

    in Real Estate Finance.E-mail: [email protected]

    Call: 714-677-4107.CA DRE # 01360217 NMLS# 335758

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