The Consumer Council of Zimbabwe Annual Report …€¦ · Web viewThe Bill establishes a Consumer...

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CONTENTS _________________________________________ ________ 1. HISTORY OF THE CONSUMER COUNCIL OF ZIMBABWE .............................2 2. ORGANISATIONAL VISION AND OBJECTIVES................................................3 3. BOARD MEMBERS ................................................... .........................................4 4. SENIOR MANAGEMENT................................................. ....................................5 5. STATEMENT FROM BOARD CHAIRMAN .................................................. .......6 6. FUNDING ................................................... ......................................................7-8 7. RESEARCH................................................... .................................................9-10 8. EXECUTIVE DIRECTOR’S REVIEW .................................................... ............11 9. CONSUMER EDUCATION ................................................. ........................12-15 Page 1 of 26

Transcript of The Consumer Council of Zimbabwe Annual Report …€¦ · Web viewThe Bill establishes a Consumer...

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CONTENTS_________________________________________________ 1. HISTORY OF THE CONSUMER COUNCIL OF

ZIMBABWE .............................22. ORGANISATIONAL VISION AND

OBJECTIVES................................................3 3. BOARD

MEMBERS ............................................................................................4

4. SENIOR MANAGEMENT.....................................................................................5

5. STATEMENT FROM BOARD CHAIRMAN .........................................................6

6. FUNDING .........................................................................................................7-8

7. RESEARCH....................................................................................................9-10

8. EXECUTIVE DIRECTOR’S REVIEW ................................................................11

9. CONSUMER EDUCATION .........................................................................12-15

10. MEDIA PUBLICITY. ..........................................................................................16

11. PROMOTIONAL ACTIVITIES ......................................................................17-18

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12. MEMBERSHIP .............................................................................................19-20

13. COMPLAINTS RECOVERIES .....................................................................21-22

14. LOBBYING AND ADVOCACY .....................................................................23-24

15. CCZ IN PICTURES .....................................................................................25-26

16. CONTACT DETAILS ....................................................................................27-27

1.HISTORY OF THE CONSUMER COUNCIL OF ZIMBABWE

The formation of the Consumer Council of Zimbabwe can be traced to as far back as 1955 and it was spurred by economic problems resulting from increased cost of living and violation of manufacturing standards.

The formation was spearheaded by two prominent Women’s Organizations, which had active interest in consumer issues. These were the National Women’s Organization and the Federation of Women’s Institute.

The then Salisbury Consumer Movement group was aimed at ensuring that consumers would not only get value for their money, but that primary producers and manufacturers produced items of high standard which could compete with imported processed foods and manufactured goods.

It is against this background that the Consumer Council of Zimbabwe (CCZ) was born in the structure we know today on

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the 5th of December 1975. Over the years, the organization has expanded and restructured its policies in order to enhance its effectiveness. Its four major areas of concentration are complaints handling, consumer education, lobbying and advocacy, and research.

2. ORGANISATIONAL VISION, MISSION & OBJECTIVES __________________________________________________________________________

VISION As the Consumer Council of Zimbabwe, we shall strive for a fair deal for our consumers within the marketplace.

MISSIONThe Consumer Council of Zimbabwe strives to become a visible and highly effective consumer empowerment and protection organization in the country that unconditionally upholds the interests of all its stakeholders. The Consumer Council of Zimbabwe shall achieve its mission through the establishment and management of effective networks with fellow consumer organizations worldwide, and through the management of a competent and well-motivated staff.

MANDATE

The mandate of the CCZ is to protect consumers, protect manufacturing standards and improve consumer awareness through education and to settle disputes between consumers and suppliers of goods and services among other objects.

3.BOARD MEMBERS Page 3 of 22

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Mr P. Bvumbe, National Chairperson

Mrs Chanetsa, Manicaland Chairperson

Dr Ruzivo, Mashonaland Chairperson

Mr Manyongo, Midlands Chairperson

Mr Nyoni, Matebeleland Chairperson

Mr Mukusha, Masvingo Chairperson

Mr Mujajati, Ministerial Appointee

Ms Rosemary Siyachitema, Executive Director - Ex-Officio

4. SENIOR MANAGEMENT

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Ms Rosemary Siyachitema Mrs Rosemary Mpofu Executive Director Deputy Executive Director

Mr Henry MusongweFinance and Administration Manager

5.STATEMENT FROM BOARD CHAIRMAN

The year 2014 will undoubtedly go down the annals in history as one of the most difficult years for the Zimbabwean consumer. The economic hardships produced both challenges and

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opportunities thus making the Consumer Council of Zimbabwe (CCZ) critical in the lives consumers. The organisation embarked on a nationwide sensitization and consultative programme funded by the Open Society Initiative for Southern Africa (OSISA) in response to the proposed Consumer Protection Bill which was launched by the Minister for Industry and Commerce, Honourable Mike Bimha on the 16th of October 2014. The Bill was applauded as being a positive step towards the consolidation and reinforcement of consumer protection mechanisms. The Bill establishes a Consumer Protection Commission as well as a Consumer Court which will allow consumers to get legal redress directly from a court system specialising in consumer issues. The CCZ would like to express its solidarity with consumers, despite the problems experienced by many during the year. I would want to assure consumers that come 2015, greater mountains in terms of consumer protection would be scaled. And it is my hope that by the end of the year 2015, the Consumer Protection Bill will be passed. Yes, things are hard but they will be better, we all need to be optimistic of the future and to play our part in creating a conducive environment for us to live.

The CCZ has a thriving complaints handling department, which has helped many consumers get redress in cases between them and service and goods providers. More than 237 complaints were recorded in 2014. Complaints on contracts recorded the highest percentage. Consumers enter into written and verbal terms of contracts with goods or service providers. These terms of contracts are either drafted in a legal jargon that is not understood by a layman or terms are entered into upon a customer receiving a receipt from the till. The CCZ is scaling up efforts to educate consumers on issues involving contracts.

The organisation successfully conducted its Annual General Meetings (AGMs) for all its five regions notably Mashonaland, Manicaland, Matebeleland, Masvingo and Midlands. The AGMs were meant to elect new Regional Committees comprising of the Chairman, Secretary, Treasurer and Committee members in line with the organisation’s good Corporate Governance Framework. The Chairpersons of the Regional Committees will represent their respective regions on the National Board and provide strategic direction to the organisation.

It was a milestone for Consumer Council of Zimbabwe as the Ministry of Industry and Commerce in concurrence with the Ministry of Finance and Economic Development approved the Standards Development Fund that afforded the organisation to acquire its own premises, motor vehicles which are still to be purchased and office equipment.

If we work together, definitely 2015 will usher in great things for the consumer. I would like to take this opportunity to thank you all for the support given, especially our umbrella body Consumers International, OSISA and the Zimbabwean Government for pledging moral and financial support.

5. FUNDING The CCZ draws 99 percent of its support from the Government of Zimbabwe (GoZ). Budgetary support has only been sufficient to cover salaries and administration at the exclusion of substantive operational programs. Figure 1 below gives an overview of the Administration budget that the CCZ received from the Government in 2014.

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Figure 1: Funding Received from Government in 2014

INCOME RAISED BY THE CCZThe organisation generated extra income to augment what is received from Government. Figure 2 below shows the activities involved.

Figure 2: Income Raised by CCZ

Mem-bership

Complaints Handling

Family Basket

Donations Project Funding

-

20,000.00

40,000.00

60,000.00

80,000.00

100,000.00

120,000.00

768.00 1,084.05 1,210.00 10,100.00

105,039.00

STANDARDS DEVELOPMENT FUND

The Ministry of Industry and Commerce in concurrence with the Ministry of Finance and Economic Development approved the Standards Development Fund of USD300 000.00. A house which was to be used as offices was purchased in Eastlea (Harare), three (3) motor vehicles which are still to be purchased and office equipment. Below is the graph that shows how the funds were utilized.

Figure 3: Standards Development Fund

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Acquisition of Offices Purchase of Vehicles Office Equipment -

20,000.00

40,000.00

60,000.00

80,000.00

100,000.00

120,000.00

140,000.00

160,000.00

180,000.00

200,000.00

191,690.00

94,230.00

14,000.00

Amount

6.RESEARCHResearch is a core mandate of the CCZ and as such, the organization investigates issues or challenges affecting consumers periodically as a way to protect consumers and to highlight to authorities areas that require attention.

Various surveys were carried out on different issues, including the rising cost of fuel, children’s clothing, phasing out of commuter buses (kombis), uniform price surveys and the availability of fruits on the market. The surveys for uniforms were periodic and limited to the times when schools opened. The results, of these surveys were shared with the press, receiving particularly generous coverage from both the public and private media.

LOW INCOME URBAN EARNER FAMILY OF SIX BASKETThe family basket is not only an important marketing tool for the CCZ, it is also an economic tool for monitoring price trends for goods and services and for monitoring poverty levels in the country. The fact that

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the family basket is also used by National Employment Councils (NEC) in wage negotiations only underlines its importance. It is sold for a nominal fee and funds realised from the sale of the basket are used to augment the financial support received from the Government.

Price trends as shown by the ‘family of six baskets’ indicated that prices of goods were generally stable in 2014, more-so between June and July. However, they rose in September, after tax increases in fuel. Thereafter, the prices of basic commodities remained steady, before dropping towards the end of the year due to competitive forces on the market place.

Figure 3 and Figure 4 shows a comparison of prices between 2013 and 2014 and pricing trends in 2014.

Figure 3: Family Basket Trends 2013-2014

540.00550.00560.00570.00580.00590.00600.00

20132014

Months

Amount

Figure 4: Family Basket Trends January to December 2014

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540.00550.00560.00570.00580.00590.00600.00

2014 Family Basket Trends

Months

Amount

7.EXECUTIVE DIRECTOR’S REVIEW OF THE YEAR 2014

The year 2014 indeed was a challenging year for consumers and the CCZ as a consumer watchdog. The limited resources for the organization’s operations were stretched, forcing the organization to focus on less capital-intensive activities. Given our grant from Government, we had to review our budgets regularly so as to allow us to complete the year. In spite of the said challenges, the organization managed to cover a number of milestones in its endeavours. CCZ put to good use its network bases by successfully partnering Zimbabwe Electricity Transmission and Distribution Company, CCZ took advantage of these partnerships to piggyback outreach consumer education programmes and expansion of consumer action clubs. This development saw CCZ educating consumers on issues of consumerism and energy saving throughout the country where it is represented. The CCZ also benefited from the Green Action Fund that saw 164 people, mostly comprising CCZ Consumer Action Club members being trained on aspects of organic farming, soil management, farming as a business, internal savings and lending schemes, compost making and bee keeping.

The Consumer Council of Zimbabwe (CCZ) has been lobbying for the enactment of the Zimbabwe Consumer Protection Law / Act for over five years now. In October the CCZ received funding from Open Society Initiative of Southern Africa (OSISA) to fund consumer protection advocacy work. The Bill was launched on the 18th of October at a local hotel by the Minister of Industry and Commerce, Mr Mike Bimha. The launch of the Bill allowed the CCZ to embark on the consultative workshop road show in Bulawayo, Gwanda, Gweru and Chiwundura and to continue in 2015 to Masvingo, Mutare, Harare and Mutoko to allow consumers to have sight of the Bill and give their own input. These workshops will culminate in a National Workshop which will receive reports and national recommendations that will be submitted to the Ministry of Industry and Commerce for onward submission to the Attorney General’s office for final drating.

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The prices of basic commodities were generally stable throughout the year. From the period between November and December 2014 prices decreased due to festive season specials and supermarket promotions. Consumers deserve to spend their limited resources on services and commodities that are fairly priced, something that has been elusive for many consumers. The introduction of different denominated bond coins brought some relief to consumers who had had to endure change in form of sweets and other unnecessary products from supermarkets.

CCZ continues to position itself better in reaching out to as many consumers as possible throughout the country and beyond, despite financial and human resource problems which the organization faces. We believe the lessons learnt and successes scored in 2014 could not have been achieved if it had not been the dedication of staff, Government, other stakeholders and partners, and above all consumers themselves.

It is our hope that our fortunes in 2015 will be even better, and enable us to reach all consumers even the ones in rural Zimbabwe so that as an organization, we can better enable them to get a fair deal on the marketplace.

8. FOCUS FOR 2015

The year 2014, like previous years, was very challenging economically for consumers. Consumers now need more protection against price distortions and other misrepresentations than ever before. The CCZ therefore has to be sharper and escalate its consumer education programmes so that consumers are able to make informed decisions. It is the organization’s hope that in 2015, the Consumer Protection Act be in place so that consumers can assert their rights with more confidence and protection.

9.CONSUMER EDUCATIONConsumer education programmes continued to be carried out throughout the country where the CCZ is represented. Some of the highlights of the consumer education activities carried in the regions were as follows:

Table 1: Areas where outreach programs were carried out in 2014

Region Venue Target Group Mashonaland

Kensington Shopping Centre, TM Braeside, Chitungwiza, Budiriro, Orr & Harare Streets, Bon Marche Avondale, Arundel Spar, Borrowdale Brooke Spar, Strathaven, Montagu, OK First Street, Joina Complex, Fife

General public

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Avenue Shopping Mall, Pick ‘n’ Pay Kamfinsa, Mutoko.Harare Anglican Cathedral, Chitungwiza, Ruwa, Hatcliffe, Dzivarasekwa,Sally Mugabe Heights

Action Club Members

Matabeleland

Bulawayo Centre, Nkulumane Shopping Mall, Entumbane Shopping Complex, Cowdry Park, Emgamwini, Bellevue SparSibona High SchoolGwanda, Mpopoma, Njube

General public

Students Action Club members

Midlands Midlands State University, Gweru Polytechnic College, Zimbabwe Open University Lower Gweru, Mkoba, Kwekwe Community Hall, ChiwunduraSenga, Nyaningwe, Batanai, OK and TM Supermarket

Students

Action Club members

General Public

Masvingo Buka, Bati, Stevens, Zishumbe, Roy, and Gokomere Shopping centres Building Brigade, Mucheke and Rujeko Hall, Runyararo Clinic Mutimurefu Prison

General public

Action Club members

Prison Officers

Manicaland Chikanga, Mutare HallTM CBD, Meikles Park, Zimpost Mutare, Sakubva, Cost It Enterprise, Mega Market, Manica Post, Zepps Supermarket, Bata, Dangamvura

Action Club membersGeneral Public

TOPICS COVERED DURING CONSUMER EDUCATION CAMPAIGNS 1. Consumer Rights and Responsibilities 2. Functions and services of the CCZ 3. Complaints Handling Process 4. Patients’ Charter 5. Consumer Action Clubs 6. History of CCZ and benefits of being a CCZ member 7. Consumer Protective Legislation 8. World Consumer Rights Day celebrations on ‘Consumer Rights in the

Digital Age”9. Your rights and responsibilities as a tenant 10. What to expect in a contract11. Effects of impulsive buying

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12. Shopping wisely13. Consumer Protection Bill

GENERAL QUESTIONS RAISED DURING CONSUMER EDUCATION The following were some of the most frequently asked questions by consumers:1. What is CCZ doing with regards to change in the form of coins?2. What is CCZ doing to control prices?2. What are the benefits of becoming a CCZ member?4. What is CCZ doing about sub-standard goods flooding the market?3. City Council bills are unrealistic; can CCZ assist in seeking redress?4. What are the benefits of being a CCZ member?5. What is CCZ doing about disclaimer clauses?6. Can CCZ organise a meeting with ZETDC so that they explain to us how the pre-paid meters work? 7. What procedures should be followed when forming a Consumer Action Club? 8. What measures has Consumer Council put in place to ensure that

consumer rights are being observed?

FOCUS DESKSFocus Desks are information desks set by CCZ staff at points where there is increased consumer traffic like at shopping malls where they meet directly with the public, discussing and imparting knowledge about consumer issues. The CCZ regional offices continued to carry out consumer education though Focus Desks to increase the visibility of the organisation and also to provide consumers with an opportunity to learn more about the CCZ and consumerism. Staff gave consumer education to consumers going about their business and answered questions from the public. The processes resulted in increased consumer awareness. Figure 5: Focus Desks Carried Out in 2014

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Mashonaland Midlands Matebeland Masvingo0

10

20

30

40

50

60

Focus Desks Carried Out by Regional Offices

Regions

Number

10. PROMOTIONAL ACTIVITIES WORLD CONSUMER RIGHTS DAY World Consumer Rights Day is an annual occasion for celebration and solidarity within the international consumer movement. It is time for promoting the basic rights of all consumers, for demanding that those rights are respected and protected, protesting the market abuses and social injustices which undermine them.

World Consumer Rights Day 2014 was celebrated under the theme, “Consumer Rights in the Digital Age”. A symposium was facilitated by the Head Office in Harare on the 18th of March at a local hotel. On the 19th of March, commemorative street marches were held in all regions that is Masvingo, Mashonaland, Manicaland, Matabeleland and Midlands. Some of the issues discussed included protection of consumers in the digital age, universal access, fairness in costing structures for service provision and hardware, fast and reliable connectivity and privacy issues.

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World Consumer Rights Day 2014 street march

Participants following proceedings at the World Consumer Rights Day Symposium

ZIMBABWE INTERNATIONAL TRADE FAIR The CCZ exhibited at the 55th edition of the Zimbabwe International Trade Fair (ZITF) which ran under the theme, “Building value, enhancing Growth” from the 22nd to the 26th of April 2014. The CCZ’s exhibition was under the Ministry of Industry and Commerce stand, as part of CCZ’s strategy to reach out to as many consumers as possible. The Fair provided the organisation with an opportunity to educate consumers about what the CCZ does, as well as networking with other organizations.

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CCZ Officer at the ZITF stand

HARARE AGRICULTURAL SHOW The 2014 Agricultural Show was held from the 26th to the 30th of August 2014. Consumers and business entities visited the stand. This saw the CCZ team receiving some very challenging questions and comments from the public. Comments and questions ranged from the visibility and effectiveness of the organisation, the Consumer Protection Act, water issues, street vended goods, genetically modified foods, and substandard goods.

GREEN ACTION FUND PROJECT During the period under review, an assessment was carried out on Consumer Action Clubs’ organic gardening projects, following their training tin 2013. A total of 164 people comprising mostly of Consumer Action Club members in five different areas namely, Marlborough, Seke Communal Lands, Ruwa, Sally Mugabe Heights and Dzivaresekwa high density suburbs were trained in 2013 on aspects of organic farming, soil management, compost making and also on natural methods of weed and pest control. The main objective of the project was to empower consumers with knowledge to produce their own nutritious vegetables using organic methods and to encourage sustainable consumption patterns by utilising available backyard space, as well as to encourage families to generate some income from those projects. They were trained to use practical and better organic methods of farming that improve and maintain soils and promote a green environment.

11. MEMBERSHIPRecruitment of members remains the CCZ’s greatest challenge. Generally, consumers are struggling to make ends meet and therefore, they find it difficult to raise money to pay as membership fees. This inability to raise membership fees has had a bearing on membership

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recruitment. However, consumer education activities increased, because of the Consumer Protection Bill consultative workshops that were held in the country’s ten provinces, where the CCZ had the opportunity to speak to the public on consumerism and membership issues. By the end of 2014, 525 individual members were recruited nationally. Figure 6 below summaries the new membership recruitment activity in 2014.

Figure 6: National Membership Recruitment in 2014

Mashonala

nd

Matebele

land

Midlands

Manica

land

Masvingo

0

20

40

60

80

100

120

Regions

Number

CONSUMER ACTION CLUBS (CACs)

The CCZ has used the Consumer Action Clubs as a catalyst for membership growth and as such, the Executive Director and the Deputy Executive Director, together with Regional Officers have been on the membership trail in Harare, Bulawayo, Gwanda, Mutare, Gweru, Masvingo, Mutoko and Chiwundura where consultative meetings were held. Consumer Action Clubs were encouraged to revive their clubs and form new clubs as well.

Figure 7 below summaries active Consumer Action Clubs in 2014:

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Matebeleland Manicaland Midlands Masvingo Mashonaland0

2

4

6

8

10

12

4

76

9

11

Consumer Action Clubs Membership

Regions

Number

By the end of 2014, five new clubs were created and 34 clubs were encouraged to renew their membership. The intention of CCZ is to grow such clubs all round the country and use these to distill consumer education and information and also as advocacy and pressure groups.

12. COMPLAINTS HANDLING & RECOVERIES FOR 2014

Complaints resolution is one of the CCZ broad objectives and a core competence area for the five regional complaints departments located in the 5 main provincial cities through the country. For the period under review regional complaints offices were inundated with complaints that ranged from service provision by utility providers, to repairs and contracts of sale involving shoddy goods. The use of alternative dispute resolution mechanisms has made us effective in resolving disputes that would have been congesting the formal courts.

More than 237 complaints were recorded in five regions. Complaints on contracts recorded the highest percentage of 37 percent followed by shoddy goods and services that recorded 31 percent. Complaints on economic structures were the least recording 0.87 percent. Under broad category 4 and 5 the highest number of transactions require parties to enter into written and verbal terms of contracts. These terms of contracts are either drafted in a legal jargon that is not understood by a layman or terms are entered into upon a customer receiving a receipt from the till. The CCZ is doing more to educate consumers on issues involving contracts.

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Figure 8: Categories of Complaints Handled in 2014 by all CCZ Regions

BC1 BC2 BC3 BC4 BC5 BC6 BC7 BC80

10

20

30

40

50

60

70

80

90

MasvingoManicaland MatebelandMidlands Mashonaland

KeyBC – Broad CategoryBC1 Advertising (Misleading; Poor Labelling; Open dates)BC2 Accommodation (Rent disputes; Building Contracts; Real Estates)BC3 Economic Structures (Price disparities; Conditional Selling; Pricing and Sales)BC4 Contracts (Unfulfilled agreements; Unfair Contracts; Hire Purchase; Breach of

Contracts; Loans; Debts; Lay byes; Disclaimer clause; Selling contracts) BC5 Shoddy Goods (Furniture; Electrical gadgets; Clothing; Utilities; Back up spares)BC6 Repairs (Vehicle repairs; Electrical repairs; Other repairs)BC7 Healthy and Safety (Food and beverages; Drugs; Hairdressing; Medical

Expenses)BC8 Miscellaneous

13. LOBBYING AND ADVOCACYLobbying and Advocacy remained an integral part of the work of CCZ. The following were some of the activities that were carried out during the year under review: -

2015 Budget

Phasing of Commuter omnibuses ZESA Tariffs and introduction of meters

Participating in boards and committees

During the course of the year, CCZ staff continued to serve on various

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boards and working committees of other organizations that seek to protect the rights of the consumer.

Stakeholder Boards and CommitteesCCZ staff were the voice of the consumer at the following boards and committees:

Zimbabwe Women Resource Centre Network Health Professions Authority Food Standards Advisory Board Food Fortification Committee Standards Association of Zimbabwe Pharmacist Council Medicines Control Authority of Zimbabwe Livestock Advisory Board Buy Zimbabwe Board Rent Board Agricultural Marketing Authority

CONSUMER PROTECTION BILL The organisation embarked on a nationwide sensitization and consultative programme in response to the proposed Consumer Protection Bill which was launched by the Minister of Industry and Commerce Minister Bimha on the 16th of October 2014. CCZ applied for funding from Open Society Initiative for Southern Africa (OSISA) to enable it to carry out consultative workshops with the public on the proposed Consumer Protection Bill. CCZ received a grant of USD93 000 to enable it to carry out the consultations. The consultative workshops started in November, and before the year ended, areas that had been covered included Bulawayo, Gwanda, Gweru, and Chiwundura. The Bill was applauded as being a step of progress towards the consolidation and strengthening of consumer protection mechanisms.

Public Participation encourages a sense of responsibility or ownership for a policy, programme or project. When people take an active part in policy formulation, the planning and or implementation of programmes or projects, they consider such policies, programmes and projects to be collectively their own, and therefore the public takes pride in such initiatives which lead to the sustainability of such initiatives. The concept of Public participation in Government processes has been institutionalised and legislated in most democracies and is generally recognised as a constitutional right.

Section 141 of the Constitution of Zimbabwe states that Parliament must: a) Facilitate public involvement in its legislative and other processes

and in the processes of its committees.

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b) Ensure that interested parties are consulted about Bills being considered by Parliament unless such consultation is inappropriate or

impracticable.

The Bill establishes a Consumer Protection Commission as well as a Consumer Court which will allow consumers to get legal redress directly from a court system which is specialised in consumer issues.

The Consumer Protection Bill consultations were to continue in 2015.

Participants at the Manicaland Consumer Protection Bill Consultative Meeting

14. CONTACT DETAILSHEAD OFFICE Mashonaland Region35 Rhodesville Road 35 Rhodesville RoadEastlea EastleaHarare HarareTel: 263-04-496479/8 Tel: 263-04 -496479/8Toll Free No: 08003 222 280

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Matebeleland Region Midlands Region 109 – 110 Lutheran House 2nd Floor Cabs BuildingCnr L. Takawira Street/H. Chitepo Robert Mugabe Way P.O Box 1978 P. O Box 619 Bulawayo GweruTel/Fax: 263 –09-69058/661652 Tel: 263 54 221061

Tel/Fax: 263-054-221061 Masvingo Region Manicaland Region136 Robertson Street Office 6 and 7No. 3 Dault Street ZIMPOST BuildingP. O. Box 386 P. O. Box 1008Masvingo MutareTel/Fax: 263 –039-64748 Tel/Fax: 263-020-64449 Website: www.ccz.org.zw

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