The Architect of Life Settlements SM

The Architect of Life The Architect of Life SettlementsSettlementsSMSM

a NASDAQ Global Select Market company

In association with

American Safe American Safe RetirementsRetirements

6 Simple 6 Simple QuestionsQuestions

•What are Life Settlement investments?What are Life Settlement investments?

•Why should I invest in Life Settlements?Why should I invest in Life Settlements?

•What companies are involved with my What companies are involved with my investment?investment?

•How does my money grow using Life How does my money grow using Life Settlements?Settlements?

•What are the risks involved?What are the risks involved?

•How do I get started?How do I get started?

Life Settlement Investments – Keeping It Life Settlement Investments – Keeping It Simple!Simple!

What Are Life Settlements?What Are Life Settlements?

Sell Buy

90% of Life Settlement policies are

purchased by institutions -

buying the entire policy

10% of Life Settlement policies

are purchased by Life Partners and sold

using Direct Fractional Ownership

American Safe Retirements American Safe Retirements in association in association with with

The Wises

Win/Win

•Life Settlement Provider - Life Partners Life Settlement Provider - Life Partners HoldingsHoldings

•Escrow Agent – Dunnam and DunnamEscrow Agent – Dunnam and Dunnam

•Trust Company/Bank – JP Morgan ChaseTrust Company/Bank – JP Morgan Chase

If qualified funds are involved - If qualified funds are involved -

• IRA Custodian – Provident GroupIRA Custodian – Provident Group

What Companies Are Involved With My Investment?What Companies Are Involved With My Investment?


•LPI is the only publicly traded company in the LS industry – Ranked #1 fastest growing small publically traded company by Fortune Magazine.

•LPI is the oldest and one of the largest life settlements companies in the world.

•LPI uses an established 50 state network of referring professionals, that supply more than $5 Billion worth of policies viewed monthly.

•LPI outsources all Life Expectancy analysis to established and independent underwriting companies to ensure objectivity.

•LPI never touches your money!

Life Partners – Life Settlement Life Partners – Life Settlement ProviderProvider


•Opened for business in 1991 – 19 years old

•Purchased over 6,000 policies, exceeding 2.2 Billion worth of face

•Over 25,000 clients

•Over 100,000 investor transactions

•In excess of 2,000 policies matured and paid out

Life Partners – Life Settlement Life Partners – Life Settlement ProviderProvider

• 85 year old law firm in Waco, TX85 year old law firm in Waco, TX

• Dunnam holds client funds in escrow accounts and facilitates Dunnam holds client funds in escrow accounts and facilitates the life settlement transactions that take place on behalf of the life settlement transactions that take place on behalf of Life Partners, Inc.'s investors.Life Partners, Inc.'s investors.

• Dunnam pays the premiums directly to the insurance companyDunnam pays the premiums directly to the insurance company

• Dunnam distributes the death benefit to each investor, Dunnam distributes the death benefit to each investor, according to the client’s pro rata share in a given policy.according to the client’s pro rata share in a given policy.

• Dunnam has obtained fidelity bonds and errors and omissions Dunnam has obtained fidelity bonds and errors and omissions coverage to insure its internal operations.coverage to insure its internal operations.

• Dunnam uses an independent accounting firm.Dunnam uses an independent accounting firm.

Dunnam and Dunnam - Escrow AgentDunnam and Dunnam - Escrow Agent


JP Morgan Chase – Trust CompanyJP Morgan Chase – Trust Company

•One of the world's largest and best capitalized banks.

•JPMorgan Chase Bank was selected to hold client investment funds as well as escrowed premiums.

•FDIC insured

•Any funds that exceed FDIC insured coverage are held in a JPMorgan U.S. government money market fund to eliminate market risk and preserve principal.

Confidential Case History




Summary of Medical History



3 Components Of Acquisition

Cost




Cost

1) Proceeds to the insured (typically 20 cents on the dollar)i.e. $200K




Cost

2) Premiums we escrow to the highest year of life expectancy

$39,8156

$238,89

0




Cost

3) Profits and expenses (fees include; sales commissions, Life Partners fees, escrow agent fees, medical underwriting expense and broker commissions

WHAT KIND OF RETURNS ARE POSSIBLE WITH LIFE SETTLEMENTS?


What Are The Risks Involved?What Are The Risks Involved?

LongevityPrediction of Life

Expectancy Liquidity

The insurance company paying

Gordon Williamson – Getting Started In Annuities






•How do I get started?How do I get started?


How Do I Get Started?How Do I Get Started?

$50,000 Minimum investment$15,000 Minimum per policy

Placement Guidelines

Up to $300,000 – 10 policies$300,000 – $700,000 - 15 polices$700,000 or greater - 20 policies

More policies = increased diversification and reduced premiums call exposure on a per policy basis

The Architect of Life Settlements SM

Documents

Transcript of The Architect of Life Settlements SM