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For more information, visit FreddieMac.com/multifamily

The information in this document is not a replacement or substitute for information f ound in the Freddie Mac Multifamily Seller/Servicer Guide.Terms set forth herein are subject to change without notice.

Conventional Structured Transactions (continued)

Pub. Num. 779December 2012

Page 2

Product Summary Revolving Credit Facility Multi-Asset Flow Facility Multi-Asset Crossed Facility

Fees Transaction fee, mortgage reviewfee, collateral addition fee,substitution/release fee, unusedfacility fee, seasoning fee,termination fee, legal fee

Transaction fee, application fee,mortgage review fee, collateral additionfee, substitution/assumption/releasefee, legal fee

Transaction fee, mortgage reviewfee, substitution/ assumption/ releasefee, legal fee

Borrower Profile Active borrowers with regional and/or national presence, high net worth and liquidity (relative to the facility)

Loan-to-Value (LTV) Ratio and Interest-Only Debt Coverage Ratio (DCR)

REVOLVING CREDIT FACILITY Floating-Rate Full-Term Interest-Only

Maximum LTV / Minimum DCR

Multifamily Housing 75% / 1.45x

Student Housing 75% / 1.50x

Seniors Housing Independent Living 75% / 1.50x

Seniors Housing Assisted Living1 75% / 1.60x

1With no skilled nursing beds.

In addition to the above referenced products, the Structured Transactions team can execute efficiently on crossed or uncrossed bulkpools of loans that include the following features:

Assets located in three or more regions

Large aggregate balance pools that consist of at least ten or more loans

All single-sponsor securitizations

With respect to these transactions, Sellers are encouraged to call either their Freddie Mac regional representative or one of ourStructured Transactions specialists. Freddie Mac will always look to enhance the customer experience by offering the most efficientexecution whether the loan opportunity comes to us through the regional offices or the Structured Transactions group, leveraging ourcore competencies and skill sets that exist across the organization.