NAIFA - Syracuse • 606 State Tower Bldg. • Syracuse, NY 13202 • Phone/Fax: 474-6775 • www.naifanet.com/syracuse/

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SyracuSe

TAX & SENIOR PLANNING 4 CE Credits!!!

Continuing Education Seminar Date: Tuesday, September 30th, 2014

Location: James Commons Room, Campus Center Le Moyne College, 1419 Salt Springs Rd. Syracuse, NY 13214 (see map attached-Bldg.#8) Time: 12:30 - 12:55 PM Registration

1:00 - 5:00 PM Four One Hour CE Presentations 5:00 - 6:00 PM Reception @ The Pub, Campus Center

Topics & Speakers 1:00 to 2:00PM *Medicaid Planning Ami S. Longstreet, Esq. Mackenzie Hughes, LLP 2:00 to 3:00PM *Tax Topics 2014 Raymond V. Grimaldi,CPA,PFS,CFP,AEP,CVA, ABV Testone Marshall & Discenza LLP 3:00 to 4:00PM *Protecting Senior Investors Todd Lowery, CLU,ChFC,CFP Nationwide 4:00 to 5:00PM *Long Term Care-The Double Shawn Britt, CLU Edge Sword for Women Nationwide *Approved for 4 CE Credits for LIFE, CPE, CFP and PACE - Legal CLE, Applied for.

Reservation Deadline: Thursday, September 25, 2014

Please make checks payable to FSP CNY Chapter - $50 FSP/NAIFA/EPC Members and $60 - NonMembers

(Financial Aid Available: Call Chapter Executive for Details (315) 474-6775) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

To: Charlotte G. Crandall, Chapter Exec. FSP CNY Chapter, 606 State Tower Bldg. 109 S. Warren St., Syracuse, NY 13202 Enclosed is check in the amount of $__________ to cover the FSP-CNY Chapter September 30 CE Seminar for the following: Paid Member Name(s) ________________________________________ Paid Member Name(s) ________________________________________ Guest Name(s) __________________________________________ E-Mail__________________________________ Guest Name(s) __________________________________________ E-Mail__________________________________ To receive CE Credits bring a copy of your insurance license and provide the last 4 digits of your SS# Please bring Driver’s License for ID check

AcAdemic & Key Buildings1. Grewen Hall 2. Coyne Science Center3. Reilly Hall4. Science Complex5. Noreen Reale Falcone Library6. W. Carroll Coyne Center for the Performing Arts7. Panasci Family Chapel8. Campus Center9. Faculty House10. Veteran’s House11. Le Moyne Plaza (Le Moyne book store, Dunkin’ Donuts, Cam’s Pizzeria)12. Loyola Jesuit Residence

ResidentiAl Buildings13. Nelligan Hall (Security Office)14. Foery Hall15. Dablon Hall16. St. Mary’s Hall17. Harrison Hall18. Mitchell HallTownhouses

19. Lalemant House 20. Jogues House 21. Garnier House 22. Daniel House 23. Chabanel House 24. Brebeuf House

25. Le Moyne View Apartments26. Le Moyne Heights

27. Le Moyne Heights II

Athletic FAcilities28. Henninger Athletic Center

29. Recreation Center30. Rockwell Baseball Field31. Soccer and Lacrosse Turf Field32. Softball Field33. Practice Field34. Practice Field35. Intramural Field

suppoRt FAcilities36. Romero Hall37. Seton Hall38. McKean House39. Physical Plant40. Steam Plant41. Reservoir42. Soule Branch Library (not College-owned)

entRAnces & pARKingSE South EntranceNE North EntranceA. Parking Lot AAA. Parking Lot AAB. Parking Lot BC. Parking Lot CD. Parking Lot DE. Parking Lot EF. Parking Lot FG. Parking Lot G J. Parking Lot JK. Parking Lot KL. Parking Lot LP. Parking Lot P

Map Key

President’s Page  

“The only way to make sense out of change is to plunge into it, move with it, and join the dance.” -Alan Watts What an appropriate quote to start our association year off. As we approach the fall (and football season!), the word ‘change’ came to mind. Much like the seasons alternate and the leaves turn colors, change is inevitable in our association. Our board is very excited for this year and the change that comes with it! I am happy to report that our relationship with NAIFA-NYS is better now than it has ever been in my six years with this association! We are working very closely with the new NYS President, Larry Holzberg and our new State Executive, Melissa McGrath and the open communication between our associations has been phenomenal. After invitation from Larry and Melissa, and for the first time since I can remember, we will have representation on several state committees. In fact, NAIFA-NYS has started doing monthly conference calls to keep all the local boards (including Syracuse) in the loop on important issues! Please help me in welcoming our new President-Elect and Membership Chair, Gary Cappon, to his new position, and our new Secretary Treasurer, Dan Dalin. I am excited to have the opportunity to work with both of them. Jordan Cushman now heads up our Young Advisors Team program and we have two new board members, Frank Weiss and Joe Eppolito. Our latest YAT event, the YAT Open Golf Tournament, was our most successful and profitable to date! Thank you to everyone who participated, sponsored, and/or helped support it!! We will be holding fewer programs this year (4) in an effort to bring you action-packed speakers and to consolidate our efforts. Our Benefactor program has been a great success so far and our board would like to thank all who have donated once again! We have made some changes to our expenses and profit structure and we are planning to adjust some by-laws to streamline some of the processes. We believe that all of these changes will make our association better, stronger and more profitable so that we can bring you the best value for your membership. At least one thing has remained the same as Charlotte Crandall continues to hold everything together as our Local Executive for the 40th consecutive year!! Thank you for all you do for us, Charlotte! Another thing will be constant: things will continue to change and we must evolve with them. As an association, we must be able to adapt in order to grow; we can't keep doing the same thing and hoping for different results. We are confident things will change for the better! However, our association is only as strong as the members that make it up. I’m asking for your help and support this year: come to our programs, bring a colleague (perhaps a non-member?), encourage a colleague to join and contribute to the PAC. YOU, as members, are the reason why we have such a great local association and I thank you in advance for your support! I thought it would be apropos to end with a Taylor Swift quote: “This is a new year. A new beginning. And things will change.” ― Taylor Swift Sincerely, Darren Grahame, CLU, ChFC, CLTC, RHU, REBC, CAP, CASL, RICP, CFP NAIFA-Syracuse 2014-2015 President  

Our 5th Annual YAT Open Golf Tournament was a great success!! We had 51 golfers participate!

Thanks again to our title sponsors: KAFL and Northwestern Mutual

Also, thanks again to our main sponsors: NYS LTC Brokers, Guardian, Dannible & McKee and ExamOne

Lastly, thanks again to our hole sponsors and those that donated prizes: Columbian Financial Group, Mutual of Omaha, Guardian, NAIFA-NYS, Principal, Zoom Printing, Ivy Funds, Rob Scolaro, Dan DeFio Law, Specific Solutions, ExamOne, Bowers and Co, David Mirabito and New England Financial/MetLife and The Webb Agency

Here are the results:

Skins ($127.50 per team): Team Northwestern Mutual #1 (Conboy’s Team) with a chip in for Eagle on hole #2, and Team Northwestern Mutual #2 (Roth’s Team) with a Birdie on hole #16!

Putting Competition: Matt Champion from Prudential won $20 for finishing 3rd, Jim Young from New England Financial won $30 for finishing 2nd and Tim Neer from Mutual of Omaha won $100 for 1st place!

Closest to the pin (wins an Apple TV!): Sam Leonardi from NYS LTC Brokers for hitting it within 7’11” on hole #3!

Longest drive (wins an Apple TV!): John Bastian from Principal on hole #9!

Our YAT category winners: Team Northwestern Mutual #1 (Conboy’s team) with a team score of 62!

Our Veteran category winners and OVERALL CHAMPIONS: Team Integris Financial with a score of 61!!

Great job everyone and thanks for participating!!!

To a bigger and better 6th Annual Tourney next year!

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ALLIANCE ADVISORYGROUP, INC.A Representative of GuardianMilton A. Hill, CLU®, ChFC®, CLTCDirector of Sales and Marketing15 Technology PlaceEast Syracuse, NY 13057Telephone: 315-234-5500, Ext. 315Facsimile:315-234-5499Email: milton_hill@glic.com

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Matthew Dauksza, CLU® Managing Director The Prudential Insurance Company of America 5786 Widewaters Pkwy, Widewaters Ix Dewitt, NY 13214 Tel 315-446-1515 Fax 315-445-1821 Matthew.Dauksza@Prudential.com CA Insurance License Number 0H08607

EVERY CHALLENGE IS AN OPPORTUNITY WITH PROGRESS COME CHALLENGES Let’s make today the day we start tackling your biggest f nancial challenge. i

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WE KNOW A GOOD INVESTMENT WHEN WE SEE ONE. THAT’S WHY WE’RE A

PROUD SPONSOR OF NAIFA - SYRACUSE.Paul Dodd is pleased to support the important work of NAIFA -

Syracuse. A strong partnership in making our community a better place to live and work.

Paul Dodd CLU®, ChFC®, CLF®Managing Partner(315) 434-8800nmfn.com/thegreaternygroup

THIS ADVERTISING SPACEMAY BE AVAILABLE

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THANK YOU TO OUR NAIFA-SYRACUSE

BENEFACTORS’ PROGRAM CONTRIBUTORS FOR 2014-15

The support of the following individuals have helped us to continue to provide benefits to our members. Their generosity is greatly appreciated!

Visionary Level ($500.00) Matthew M. Dauksza Robert A. Derrenbacker Milton A. Hill Patrick A. Mannion

Advocates Level ($250.00) James S. Young

Sustainers Level ($100.00) Edward J. Bailey H. Frank Baritell, Jr. Gary F. Cappon Matthew T. Champion Michael C. Herholtz Patrick A. Mannion David D. Mirabito Frederick A. Noack Mansukh J. Shah Geoff Wright Associates Level (Under $100) Richard J. Naylor

2014-2015 NAIFA-SYRACUSE “BUILD A PACKAGE” ADVERTISING PROGRAM

___ PREMIER – PROGRAM MEETING SPONSORSHIP - $2000 ($2400 VALUE) (Includes Full Year of Full Page Ads, One Special Event Joint Sponsorship, Website Ad w/ Link, & Digital Directory Sponsor)

___$1500 each #1 FULL PAGE ADS FOR FULL YEAR (FROM DATE OF CONTRACT) IN MONTHLY DIGITAL NEWSLETTERS* ___$1000 #2 ONE-HALF PAGE ADS FOR FULL YEAR (FROM DATE OF CONTRACT) IN MONTHLY DIGITAL NEWSLETTERS* ___$900 #3 FULL PAGE ADS IN 6 MONTHLY DIGITAL NEWSLETTERS * ___$600 #4 ONE-HALF PAGE ADS IN 6 MONTHLY DIGITAL NEWSLETTERS * ___$100 each #5 SPECIAL EVENTS JOINT SPONSOR W/ NAIFA-SYRACUSE (i.e. CE SEMINARS, DISTINGUISHED SERVICE AWARD, & OTHER SPECIAL EVENTS/AWARDS.) ** ___$500 each #6 YAT SPECIAL EVENTS SPONSORSHIP-5 EVENTS AVAILABLE (First Come-First Served) ___$500 #7 DIGITAL DIRECTORY AND WEBSITE ADS WITH LINK (One Full Year) ___$200 #8 DIGITAL DIRECTORY AD (One Full Year) *No Newsletters are published in July and August **Does Not Qualify for 20% Discount)

20% DISCOUNT IF 3 OR MORE OPTIONS ARE SELECTED

FOR MORE INFORMATION, PLEASE CONTACT JOSEPH EPPOLITO AT 315-449-3000 X358

TO: NAIFA-SYRACUSE PHONE AND FAX: 315-474-6775 606 STATE TOWER BLDG. 109 S. WARREN ST., SYRACUSE, NY 13202 E-MAIL: cgcrandall@usadatanet.net

NAME: ______________________________________________________________________________________ COMPANY: ______________________________________________________________________________________ ADDRESS: ______________________________________________________________________________________ ______________________________________________________________________________________ PHONE: ________________________________________ FAX: ___________________________________ E-MAIL _______________________________________________________________________________________ ATTACHED IS MY CHECK, PAYABLE TO NAIFA-SYRACUSE, IN THE AMOUNT OF $___________________ FOR THE ABOVE CHECKED OPTIONS. DATE: ___________________________ SIGNATURE: __________________________________________ Revised 7/29/14

The following applicant has been provisionally elected to membership by our Board of Directors. In accordance with the By-Laws, you have five (5) days from the receipt of this notice to register, in writing, with any officer, any objection you may have to final acceptance of any individual applicant: PROPOSED MEMBER COMPANY SPONSOR Matthew J. McAnaney Guardian Group NAIFA-Direct

* * *

SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH!!!!

* * * Our 2014-15 “Build A Package” advertising options allow you to participate at any time during the year and still receive a full year’s benefit. For more information, see enclosed flyer or contact Joe Eppolito at jeppolito@financialguide.com or Charlotte Crandall at cgcrandall@usadatanet.net.

* * * Get involved with your Association! We are always looking for volunteers to serve on a committee or project. If you are interested, please contact President Darren Grahame at darren.grahame@nm.com or call him at 671-1854. Thank you.

* * *

CHECK OUT OUR WEBSITE AT: www.naifanet.com/syracuse/

ADVERTISING POLICY NAIFA-Syracuse realizes that its members are fully aware of their individual contractual and moral obligations. We publish limited advertising in our newsletter from various companies and agencies to keep our entire membership informed. Our advertisers are fully aware that an agent’s own company agency is his/her primary source, and that serving his/her clients is the agent’s primary responsibility. Our advertising policy reflects this awareness.