TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues...

5
9/3/2020 Agents Confidential: The Journey Continues, Hurricane Laura, and new Webinars from David Thompson https://faia.informz.net/informzdataservice/onlineversion/ind/bWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 1/5 Trouble reading? View in browser FLORIDA ASSOCIATION OF INSURANCE AGENTS for your eyes only SEPTEMBER 3, 2020 | VOLUME LXX, ISSUE 1 The Long Goodbye Saying "goodbye" takes time when you've been leading an organization for 22 years! Jeff Grady started his long goodbye reminiscing about the many people who influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit. In their last board meeting of the fiscal year, our Board of Directors recognized Jeff Grady’s legacy at FAIA by establishing the Jeffrey W. Grady Scholarship at Florida State University's College of Business' School of Risk Management and Insurance in the amount of $1,500 per year. The scholarship is funded through FAIA's Good Works Fund, which was established to support charitable giving in the insurance field with an emphasis on insurance education. Your contributions to the Good Works Fund help us continue to support the next generation of insurance professionals. The Mitchell Stallings' Selection Committee also selected Jeff as the recipient of this year’s Mitchell Stallings Memorial Award, given to individuals who possess character, integrity, intelligence, class, and consistency that truly establishes a legacy of leadership. Adding to the collection of memories, Cindy Molnar offers a few thoughts, saying The Time Has Come! Hers is a thoughtful tribute to Jeff and his time at FAIA. TAKE A TRIP DOWN MEMORY LANE

Transcript of TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues...

Page 1: TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit . In their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 15

Trouble reading View in browser

FLORIDA ASSOCIATION OF INSURANCE AGENTS

for your eyes only

SEPTEMBER 3 2020 | VOLUME LXX ISSUE 1

The Long GoodbyeSaying goodbye takes time when youve been leading an organization for 22 yearsJeff Grady started his long goodbye reminiscing about the many people whoinfluenced him during his tenure at FAIA and continues strolling down memory lanein Part 2 The Places and Part 3 The Pursuit In their last board meeting of the fiscal year our Board of Directors recognized JeffGradyrsquos legacy at FAIA by establishing the Jeffrey W Grady Scholarship at FloridaState Universitys College of Business School of Risk Management and Insurance inthe amount of $1500 per year The scholarship is funded through FAIAs Good WorksFund which was established to support charitable giving in the insurance field with anemphasis on insurance education Your contributions to the Good Works Fund helpus continue to support the next generation of insurance professionals The Mitchell Stallings Selection Committee also selected Jeff as the recipient of thisyearrsquos Mitchell Stallings Memorial Award given to individuals who possess characterintegrity intelligence class and consistency that truly establishes a legacy ofleadership Adding to the collection of memories Cindy Molnar offers a few thoughts saying TheTime Has Come Hers is a thoughtful tribute to Jeff and his time at FAIA

TAKE A TRIP DOWN MEMORY LANE

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 25

The Journey Continues

President amp CEOKyle Ulrich

With every ending there is a new beginning So with Jeffs retirementKyle Ulrich steps into the role of president and CEO Having servedFAIA and its members for sixteen years Kyle has a good handle onwhere the association has been and a vision for where it could go

READ KYLES BLOG

Other Staff Changes at FAIAAs we move into a new fiscal year were excited to announce several other staff changesat the association including three new hires and three internal promotions Please join usin welcoming Kevin Mangan North Florida EampO Sales and Relationship Manager BGMurphy director of Government Affairs and Lance Hampton chief financial officer to theteam Congratulations to Daniel Francis director of Information Technology Paul Peeples vicepresident amp chief operating officer and Dave Newell vice president of Membership ampIndustry Relations on their new positions

HURRICANE LAURA

Trusted Choice Disaster Relief FundOur industry colleagues in Louisiana are facing the unenviable task of recoveringfrom Hurricane Laura Florida agents know all too well what that devastation is likeand how long the recovery may take The Independent Insurance Agents amp Brokersof Louisiana FAIAs counterpart committed $25000 in matching contributions to theTrusted Choice Disaster Relief Fund and FAIA will be donating $5000 to the fund tohelp support agents in Louisiana This fund was created to assist members and their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 35

staff following hurricanes or other natural disasters Please consider making adonation today

LEARN MORE

EDUCATION

New Lender Demands and Private Flood WebinarsAvailable

EducationInstructor David

Thompson

David Thompson has been reading his emails and responding to yourinsurance (and probably bbq too) questions Hes developed a coupleof new webinars to tackle some of the items on the list of his Top TenEmails lenders with insurance-related demands and private floodinsurance You wont want to miss Lenders Gone WildmdashAgain (Sept10) or NFIP vs Private Flood Insurance (Sept 11) Hes rounded upsome experts to provide panel discussions in both webinars Registertoday

READ MORE

NEW MEMBERS

AGENCY MEMBERS

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 45

All Nations Insurance LLC BrandonAmbassador Insurance Midwest Miramar BeachAmerica Insurance Brokers Inc Winter HavenBriggs Family Insurance Services Inc BrandonCoastal Select Insurance Agency TamaracThe Horton Group EsteroW Insurance Group LLC MulberryWe Insure Boca Raton Bonita Springs Bradenton Coconut Grove Delray BeachFt Pierce Ft Lauderdale Inverness Jacksonville Kissimmee Miami Miami LakesOakland Park Pace Palm Beach Palm Coast Plantation Port CharlotteRockledge Stuart Tampa Weston

HEADLINES

MEMBER NEWS

Robert J Peters Insurance Office of America promoted to chief operating officerDenise Carole Brownsberger Lassiter-Ware Insurance recognized as Floridarsquos2020 Outstanding CSR of the Year by the National Alliance for Insurance Educationamp ResearchLassiter-Ware Inc Leesburg named a Liberty Mutual and Safeco InsuranceChange Agents finalist

INDUSTRY NEWS

AONWillis Towers Watson merger approved by shareholdersLloydrsquos of London named Carey Bond as US head of ClaimsUniversal Property amp Casualty Insurance Company expanded into TennesseeWright National Flood Insurance Services expanded into Virginia

CALENDAR OF EVENTS

FAIA EVENTS

March 9ndash10 2021 Capitol Days DoubleTree by Hilton TallahasseeJune 16ndash18 2021 117th Anniversary Convention and Education Symposium RosenShingle Creek Resort Orlando

LOCAL BOARD EVENTS

Sept 17 2020 IIA of Broward County Tri-County Homeowners Market ConditionsPanel Discussion ZoomOct 22 2020 IIA of Sarasota Big I Day TBA

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 55

Oct 22 2020 IIA of Tallahassee Big I Day Southwood Golf Club TallahasseeOct 29 2020 Pinellas AIA Big I Day Countryside Country Club Clearwater

YOUNG AGENT EVENTS

Sept 2ndash3 2021 Sales amp Leadership Conference Wyndham Grand Bonnet CreekOrlando

INDUSTRY EVENTS

Oct 19ndash22 2020 IIABA Fall Leadership Conference Virtual Event

A publication of the Florida Association of Insurance AgentsPO Box 12129 Tallahassee FL 32317-2129850-893-4155 | Visit us online

Manage Your E-Mail Preferences | Unsubscribe

All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted inany form or by any means-electronic mechanical photocopying recording or otherwise-without the priorwritten permission of the Florida Association of Insurance Agents FAIA does not give legal advice Agents areurged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code

Page 2: TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit . In their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 25

The Journey Continues

President amp CEOKyle Ulrich

With every ending there is a new beginning So with Jeffs retirementKyle Ulrich steps into the role of president and CEO Having servedFAIA and its members for sixteen years Kyle has a good handle onwhere the association has been and a vision for where it could go

READ KYLES BLOG

Other Staff Changes at FAIAAs we move into a new fiscal year were excited to announce several other staff changesat the association including three new hires and three internal promotions Please join usin welcoming Kevin Mangan North Florida EampO Sales and Relationship Manager BGMurphy director of Government Affairs and Lance Hampton chief financial officer to theteam Congratulations to Daniel Francis director of Information Technology Paul Peeples vicepresident amp chief operating officer and Dave Newell vice president of Membership ampIndustry Relations on their new positions

HURRICANE LAURA

Trusted Choice Disaster Relief FundOur industry colleagues in Louisiana are facing the unenviable task of recoveringfrom Hurricane Laura Florida agents know all too well what that devastation is likeand how long the recovery may take The Independent Insurance Agents amp Brokersof Louisiana FAIAs counterpart committed $25000 in matching contributions to theTrusted Choice Disaster Relief Fund and FAIA will be donating $5000 to the fund tohelp support agents in Louisiana This fund was created to assist members and their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 35

staff following hurricanes or other natural disasters Please consider making adonation today

LEARN MORE

EDUCATION

New Lender Demands and Private Flood WebinarsAvailable

EducationInstructor David

Thompson

David Thompson has been reading his emails and responding to yourinsurance (and probably bbq too) questions Hes developed a coupleof new webinars to tackle some of the items on the list of his Top TenEmails lenders with insurance-related demands and private floodinsurance You wont want to miss Lenders Gone WildmdashAgain (Sept10) or NFIP vs Private Flood Insurance (Sept 11) Hes rounded upsome experts to provide panel discussions in both webinars Registertoday

READ MORE

NEW MEMBERS

AGENCY MEMBERS

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 45

All Nations Insurance LLC BrandonAmbassador Insurance Midwest Miramar BeachAmerica Insurance Brokers Inc Winter HavenBriggs Family Insurance Services Inc BrandonCoastal Select Insurance Agency TamaracThe Horton Group EsteroW Insurance Group LLC MulberryWe Insure Boca Raton Bonita Springs Bradenton Coconut Grove Delray BeachFt Pierce Ft Lauderdale Inverness Jacksonville Kissimmee Miami Miami LakesOakland Park Pace Palm Beach Palm Coast Plantation Port CharlotteRockledge Stuart Tampa Weston

HEADLINES

MEMBER NEWS

Robert J Peters Insurance Office of America promoted to chief operating officerDenise Carole Brownsberger Lassiter-Ware Insurance recognized as Floridarsquos2020 Outstanding CSR of the Year by the National Alliance for Insurance Educationamp ResearchLassiter-Ware Inc Leesburg named a Liberty Mutual and Safeco InsuranceChange Agents finalist

INDUSTRY NEWS

AONWillis Towers Watson merger approved by shareholdersLloydrsquos of London named Carey Bond as US head of ClaimsUniversal Property amp Casualty Insurance Company expanded into TennesseeWright National Flood Insurance Services expanded into Virginia

CALENDAR OF EVENTS

FAIA EVENTS

March 9ndash10 2021 Capitol Days DoubleTree by Hilton TallahasseeJune 16ndash18 2021 117th Anniversary Convention and Education Symposium RosenShingle Creek Resort Orlando

LOCAL BOARD EVENTS

Sept 17 2020 IIA of Broward County Tri-County Homeowners Market ConditionsPanel Discussion ZoomOct 22 2020 IIA of Sarasota Big I Day TBA

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 55

Oct 22 2020 IIA of Tallahassee Big I Day Southwood Golf Club TallahasseeOct 29 2020 Pinellas AIA Big I Day Countryside Country Club Clearwater

YOUNG AGENT EVENTS

Sept 2ndash3 2021 Sales amp Leadership Conference Wyndham Grand Bonnet CreekOrlando

INDUSTRY EVENTS

Oct 19ndash22 2020 IIABA Fall Leadership Conference Virtual Event

A publication of the Florida Association of Insurance AgentsPO Box 12129 Tallahassee FL 32317-2129850-893-4155 | Visit us online

Manage Your E-Mail Preferences | Unsubscribe

All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted inany form or by any means-electronic mechanical photocopying recording or otherwise-without the priorwritten permission of the Florida Association of Insurance Agents FAIA does not give legal advice Agents areurged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code

Page 3: TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit . In their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 35

staff following hurricanes or other natural disasters Please consider making adonation today

LEARN MORE

EDUCATION

New Lender Demands and Private Flood WebinarsAvailable

EducationInstructor David

Thompson

David Thompson has been reading his emails and responding to yourinsurance (and probably bbq too) questions Hes developed a coupleof new webinars to tackle some of the items on the list of his Top TenEmails lenders with insurance-related demands and private floodinsurance You wont want to miss Lenders Gone WildmdashAgain (Sept10) or NFIP vs Private Flood Insurance (Sept 11) Hes rounded upsome experts to provide panel discussions in both webinars Registertoday

READ MORE

NEW MEMBERS

AGENCY MEMBERS

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 45

All Nations Insurance LLC BrandonAmbassador Insurance Midwest Miramar BeachAmerica Insurance Brokers Inc Winter HavenBriggs Family Insurance Services Inc BrandonCoastal Select Insurance Agency TamaracThe Horton Group EsteroW Insurance Group LLC MulberryWe Insure Boca Raton Bonita Springs Bradenton Coconut Grove Delray BeachFt Pierce Ft Lauderdale Inverness Jacksonville Kissimmee Miami Miami LakesOakland Park Pace Palm Beach Palm Coast Plantation Port CharlotteRockledge Stuart Tampa Weston

HEADLINES

MEMBER NEWS

Robert J Peters Insurance Office of America promoted to chief operating officerDenise Carole Brownsberger Lassiter-Ware Insurance recognized as Floridarsquos2020 Outstanding CSR of the Year by the National Alliance for Insurance Educationamp ResearchLassiter-Ware Inc Leesburg named a Liberty Mutual and Safeco InsuranceChange Agents finalist

INDUSTRY NEWS

AONWillis Towers Watson merger approved by shareholdersLloydrsquos of London named Carey Bond as US head of ClaimsUniversal Property amp Casualty Insurance Company expanded into TennesseeWright National Flood Insurance Services expanded into Virginia

CALENDAR OF EVENTS

FAIA EVENTS

March 9ndash10 2021 Capitol Days DoubleTree by Hilton TallahasseeJune 16ndash18 2021 117th Anniversary Convention and Education Symposium RosenShingle Creek Resort Orlando

LOCAL BOARD EVENTS

Sept 17 2020 IIA of Broward County Tri-County Homeowners Market ConditionsPanel Discussion ZoomOct 22 2020 IIA of Sarasota Big I Day TBA

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 55

Oct 22 2020 IIA of Tallahassee Big I Day Southwood Golf Club TallahasseeOct 29 2020 Pinellas AIA Big I Day Countryside Country Club Clearwater

YOUNG AGENT EVENTS

Sept 2ndash3 2021 Sales amp Leadership Conference Wyndham Grand Bonnet CreekOrlando

INDUSTRY EVENTS

Oct 19ndash22 2020 IIABA Fall Leadership Conference Virtual Event

A publication of the Florida Association of Insurance AgentsPO Box 12129 Tallahassee FL 32317-2129850-893-4155 | Visit us online

Manage Your E-Mail Preferences | Unsubscribe

All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted inany form or by any means-electronic mechanical photocopying recording or otherwise-without the priorwritten permission of the Florida Association of Insurance Agents FAIA does not give legal advice Agents areurged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code

Page 4: TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit . In their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 45

All Nations Insurance LLC BrandonAmbassador Insurance Midwest Miramar BeachAmerica Insurance Brokers Inc Winter HavenBriggs Family Insurance Services Inc BrandonCoastal Select Insurance Agency TamaracThe Horton Group EsteroW Insurance Group LLC MulberryWe Insure Boca Raton Bonita Springs Bradenton Coconut Grove Delray BeachFt Pierce Ft Lauderdale Inverness Jacksonville Kissimmee Miami Miami LakesOakland Park Pace Palm Beach Palm Coast Plantation Port CharlotteRockledge Stuart Tampa Weston

HEADLINES

MEMBER NEWS

Robert J Peters Insurance Office of America promoted to chief operating officerDenise Carole Brownsberger Lassiter-Ware Insurance recognized as Floridarsquos2020 Outstanding CSR of the Year by the National Alliance for Insurance Educationamp ResearchLassiter-Ware Inc Leesburg named a Liberty Mutual and Safeco InsuranceChange Agents finalist

INDUSTRY NEWS

AONWillis Towers Watson merger approved by shareholdersLloydrsquos of London named Carey Bond as US head of ClaimsUniversal Property amp Casualty Insurance Company expanded into TennesseeWright National Flood Insurance Services expanded into Virginia

CALENDAR OF EVENTS

FAIA EVENTS

March 9ndash10 2021 Capitol Days DoubleTree by Hilton TallahasseeJune 16ndash18 2021 117th Anniversary Convention and Education Symposium RosenShingle Creek Resort Orlando

LOCAL BOARD EVENTS

Sept 17 2020 IIA of Broward County Tri-County Homeowners Market ConditionsPanel Discussion ZoomOct 22 2020 IIA of Sarasota Big I Day TBA

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 55

Oct 22 2020 IIA of Tallahassee Big I Day Southwood Golf Club TallahasseeOct 29 2020 Pinellas AIA Big I Day Countryside Country Club Clearwater

YOUNG AGENT EVENTS

Sept 2ndash3 2021 Sales amp Leadership Conference Wyndham Grand Bonnet CreekOrlando

INDUSTRY EVENTS

Oct 19ndash22 2020 IIABA Fall Leadership Conference Virtual Event

A publication of the Florida Association of Insurance AgentsPO Box 12129 Tallahassee FL 32317-2129850-893-4155 | Visit us online

Manage Your E-Mail Preferences | Unsubscribe

All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted inany form or by any means-electronic mechanical photocopying recording or otherwise-without the priorwritten permission of the Florida Association of Insurance Agents FAIA does not give legal advice Agents areurged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code

Page 5: TAKE A TRIP DOWN MEMORY LANE - FAIA€¦ · influenced him during his tenure at FAIA, and continues strolling down memory lane in Part 2: The Places and Part 3: The Pursuit . In their

932020 Agents Confidential The Journey Continues Hurricane Laura and new Webinars from David Thompson

httpsfaiainformznetinformzdataserviceonlineversionindbWFpbGluZ2luc3RhbmNlaWQ9ODA3MjY5NCZzdWJzY3JpYmVyaWQ9ODA4MjM2ODUz 55

Oct 22 2020 IIA of Tallahassee Big I Day Southwood Golf Club TallahasseeOct 29 2020 Pinellas AIA Big I Day Countryside Country Club Clearwater

YOUNG AGENT EVENTS

Sept 2ndash3 2021 Sales amp Leadership Conference Wyndham Grand Bonnet CreekOrlando

INDUSTRY EVENTS

Oct 19ndash22 2020 IIABA Fall Leadership Conference Virtual Event

A publication of the Florida Association of Insurance AgentsPO Box 12129 Tallahassee FL 32317-2129850-893-4155 | Visit us online

Manage Your E-Mail Preferences | Unsubscribe

All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted inany form or by any means-electronic mechanical photocopying recording or otherwise-without the priorwritten permission of the Florida Association of Insurance Agents FAIA does not give legal advice Agents areurged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code