Surplus in Takaful -Dr Shaban Barwari

download Surplus in Takaful -Dr Shaban Barwari

of 27

Transcript of Surplus in Takaful -Dr Shaban Barwari

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    1/27

    .

    23-242011-

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    2/27

    .1

    .2:.

    .3

    .4:

    .5.6:

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    3/27

    1.

    ""

    .

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    4/27

    ().

    .

    *26

    1.

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    5/27

    :

    .

    *.*26

    .479.

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    6/27

    *.:

    .

    ()

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    7/27

    ()..

    :.1().2()

    .3( )

    .4()

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    8/27

    2.:

    :

    *. :

    *26

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    9/27

    ::():.

    :

    :[()+][(+ +)+()+()

    +].:(+

    ).

    2.:

    *

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    10/27

    3.

    ()

    .

    ( ...)

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    11/27

    /

    .

    /

    /

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    12/27

    :((mutual:

    .:

    .().

    .

    3.

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    13/27

    .

    (( ))

    4.:

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    14/27

    4.:

    5/5:"

    : *.

    () ()

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    15/27

    (

    )2/12:

    .().

    ().

    ().

    ()

    4.:

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    16/27

    .

    .

    .

    4.:

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    17/27

    .

    :

    : .

    :

    =

    / :.

    ()().

    :

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    18/27

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    19/27

    .:

    --..

    5.

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    20/27

    :1,1:10%90%1,2:

    -(: )50%+10%

    -(: )30%10%-(: )

    1,3:50%.

    1,4:..

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    21/27

    607.15 Surplus distribution.The net profits of the life fund shall be distributed annuallyamong the policyholders, except that so far as is practicablypossible, the ratio of surplus to assets shall be kept between

    7% and 10%.

    Source : 2010 Wisconsin Code , Chapter 607. State life insurance fund. 607.15 Surplus distribution.

    Surplus distribution US law

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    22/27

    ( /)

    1%

    (:20)%

    ()

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    23/27

    - .

    .-

    -(25)%()

    (50:50)%:

    :

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    24/27

    .1

    .2

    ..3

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    25/27

    4..

    ().

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    26/27

    1-:.

    .

    .

    .

  • 7/31/2019 Surplus in Takaful -Dr Shaban Barwari

    27/27