SUPER-SIZE...WHICH OF THESE eBANKING SERVICES Do you uSE? Convenient way to make purchases with...
Transcript of SUPER-SIZE...WHICH OF THESE eBANKING SERVICES Do you uSE? Convenient way to make purchases with...
YOUR MEMBERSHIPASK US FOR DETAILS!
MEMBER FDIC
SUPER-SIZE
GETTING THE MOST OF YOUR MEMBERSHIP
BIG BENEFITS • BEST VALUE
We offer Super-size options to give you big benefits and the best value.Let’s start with a few questions to see which account might be the best fit for you.
Banker side:
MEMBER FDIC
GETTING THE MOST OF YOUR MEMBERSHIP
BIG BENEFITS • BEST VALUE
MEMBER FDIC
gETTINg To kNoW you ...• Do you keep a high deposit balance with us? ......................yes=Platinum
• Do you prefer a low-cost account? ............................................yes=Silver
• Do you want added insurance protection? ................................yes=Silver
• Do you like CDs? ................................................................yes=Platinum
• How many checks do you write each month?.......... Both Receive Free Box
• Do you like added value and perks with your checking? ...........yes=Silver
Banker side:
MEMBER FDIC
MEMBER FDIC
gETTINg To kNoW you ...
• Do you keep a high deposit balance with us?• Do you prefer a low-cost account?• Do you want added insurance protection?• Do you like CDs?• How many checks do you write each month?• Do you like added value and perks with your checking?
MEMBER FDIC
PERSONAL CHECKING SOLUTIONSSilver Platinum
Fee structure
Check writing
Debit card
Interest
Opening deposit
Service charges
Additional services
eAlerts
Online banking and bill pay
1 free overdraft per year
Fee waived with minimum deposit
unlimited
Free
yes, Tiered
$1,000
Maintain $1,000 account balance and $10,000 aggregated balance to avoid $10 monthly service charge
• Free mailed statement with images• 1 free box of Ready Checks per year• Special CD rate• PAC Membership
Free
Free
Yes
Low monthly fee
unlimited
Free
yes, Tiered
$100.00
$7.00
• Free mailed statement with images• 1 free box of Ready Checks per year• AD & D Insurance: $7 per mo for $10,000,
$9 per mo for $30,000 coverage• PAC Membership
Free
Free
Yes
MEMBER FDIC
Banker side:
great value!
Make sure every member gets one!
Rewards higher balances
A few special benefits
Don’t forget the convenience!
Fee waived with a strong deposit relationship
Added peace of mind
Added protection,a few extra benefits!
Low fee,great value,lots of benefits
MEMBER FDIC
PERSONAL CHECKING SOLUTIONSSilver Platinum
Fee structure
Check writing
Debit card
Interest
Opening deposit
Service charges
Additional services
eAlerts
Online banking and bill pay
1 free overdraft per year
Fee waived with minimum deposit
unlimited
Free
yes, Tiered
$1,000
Maintain $1,000 account balance and $10,000 aggregated balance to avoid $10 monthly service charge
• Free mailed statement with images• 1 free box of Ready Checks per year• Special CD rate• Club Membership
Free
Free
Yes
Low monthly fee
unlimited
Free
yes, Tiered
$100.00
$7.00
• Free mailed statement with images• 1 free box of Ready Checks per year• AD & D Insurance: $7 per mo for $10,000,
$9 per mo for $30,000 coverage• Club Membership
Free
Free
Yes
MEMBER FDIC
•Debit Card
•E-Statement
•Direct Deposit
•Automatic Payments
•online Banking
•Mobile BankingMEMBER FDIC
Banker side:
WHICH OF THESE eBANKING SERVICES Do you uSE?
Convenient way to make purchases with checking funds. Safer than carrying cash or a check book.
Fast – get your statement wherever you have email. Flexible – view it, print it out, or save it to your computer. Safe – comes as an attachment to an encrypted email, protected by a password you set.
Take advantage of this service – and enjoy the benefits of never having to deposit a paycheck again.
We can automatically make a payment from your account. Complete a simple form – we make it easy and your payment is always on time!
Stay connected to your bank accounts from your web-enabled phone. you can check account balances, transfer funds and view transactions right from your phone. It’s secure, convenient, and designed to fit your busy lifestyle. your bank is as close as your phone. Just sign in to online Banking to get started today! (Third party fees may apply.)
Complete routine transactions and get real-time balance information free with online banking! you can verify a deposit, transfer money, view and print a statement, or download your data into a budgeting software program.
WHICH OF THESE eBANKING SERVICES Do you uSE?•Debit Card•E-Statement•Direct Deposit•Automatic Payments•online Banking•Mobile Banking
MEMBER FDIC
UPGRADE YOUR VALUE
MEMBER FDIC
Banker side:
Now let’s look at some additional ways you can add value to banking with us.
UPGRADE YOUR VALUE
MEMBER FDIC
WHAT MORE WOULD YOU LIKE TO GET FRoM youR CHECkINg ACCouNTS?
Protect me from identity theft and help me if I become a victim.
Show me more products that will benefit me and my financial future. • Wealth Management • Insurance
grow my earnings. • Money Market • Trust
give me lots of travel options. • Let me share with you our upcoming events, trips and excursions
offer me a low-cost credit card. • Explain benefits of local provider • We are here for you
MEMBER FDIC
Banker side:
WHAT MORE WOULD YOU LIKE TO GET FRoM youR CHECkINg ACCouNTS?
Protect me from identity theft and help me if I become a victim.
Show me more products that will benefit me and my financial future.
grow my earnings.
give me lots of travel options.
offer me a low-cost credit card.MEMBER FDIC
WAYS WE CAN HELP WITH YOUR FINANCIAL SUCCESS
• Website• Travel discount coupons• Newsletter• Facebook• Video clips
MEMBER FDIC
Banker side:
Collection of articles, worksheets, and checklists on various financial topics; view or print from our website
Free subscription to our electronic newsletter
View or print our monthly bank newsletter from our website or pick up a copy at any of our offices
“Like” us on Facebook and get the latest news and info through your Facebook newsfeed
See what our members value and how much they enjoy the club
WAYS WE CAN HELP WITH YOUR FINANCIAL SUCCESS
• Website• Travel discount coupons• Newsletter• Facebook• Video clips
MEMBER FDIC
CHECk PoINT – TO SEE HOW THINGS ARE GOING
Select two questions to ask ...How do you feel about these benefits?Have I missed anything you’d like to know about?How does this sound so far?Is this what you had in mind?What questions do you have for me?
MEMBER FDIC
Banker side:
CHECK POINT
MEMBER FDIC
THE NExT STEP – THE CLOSING qUESTION
Choose one sentence ...Let’s go ahead then and get your membership in place.Shall we go ahead and get you enrolled?Let’s proceed.Would you like me to complete the paperwork?
MEMBER FDIC
Banker side:
Then ... Shh! go silent after you’ve asked this question. Look at them, smile and wait.
THE NExT STEP
MEMBER FDIC
Let’s review all the benefits we’ve discussed and how the club fits into your lifestyle.