For Educational Purposes Only

For Educational Purposes Only

For Educational Purposes Only

Spender or Saver

As it relates to financing, we American’s generally fall into

2 categories:

For Educational Purposes Only

Lets cover how both the Spender and

Saver finance cars

$0SPENDER

Spender vs. Saver

For Educational Purposes Only

Car 1 Year 1 Car 2 Year 4 Car 3 Year 8 Car 4 Year 12

$25k $25k

$25k

The spender borrows $25k for the car. They then repay the car over 4 years. Over & over

again.

$0SAVER

Spender vs. Saver

For Educational Purposes Only

Car 1 Year 4 Car 2 Year 8 Car 3 Year 12

$25k $25k $25k

The saver saves $25k for the car over 4 years. They then buy the car in cash & begin saving

for the next car.

For Educational Purposes Only

Are you the Spender

Or Saver

$0SAVER

SPENDER

Spender vs. Saver

For Educational Purposes Only

Did you notice how they both ended at

$0?

For Educational Purposes Only

Unfortunately, neither get to take part in

compounding interest

For Educational Purposes Only

Unlike the Wealth Creator

THE WEALTH CREATOR

For Educational Purposes Only

Who learned how to take advantage of

compounding interest while financing life’s everyday purchases

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When would you want to stop compounding

interest?

For Educational Purposes Only

“NEVER”.

For Educational Purposes Only

When would you want to start compounding

interest?

For Educational Purposes Only

“YESTERDAY”.

For Educational Purposes Only

How are you taking advantage of compounding

interest today?

For Educational Purposes Only

Spender or SaverWhy be a

When you could become aWealth

Creator