Southwestern Ontario New Home and Condo Guide - Mar 28, 2015

Seek haven from the ordinaryRosehaven introduces Condo Towns in Chippawa/Niagara

OTHER COMMUNITIES IN STONEY CREEK, THOROLD, WATERDOWN AND COMING SOON TO ALDERSHOT/BURLINGTON!

Mar 28 - Apr 11, 2015 Volume 18 Issue 06

INSIDE THIS ISSUE

WHAT ‘BOOMERS’ WANTIN THEIR NEW HOMES

NIAGARA IS ABOUT MORETHAN JUST THE FALLS

SOUTHWESTERN ONTARIO BIGWINNER IN ECONOMIC SHIFT

empirecommunities.com*Limited Time Offer. See Sales Representative for Details. Prices, sizes and specifications are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.

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Cambridge

Colborne

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

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Detached Homes From $304,990

KITCHENER

Townhomes From $234,990

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MATGTA - Wildflowers - SW New Home & Condo - Magazine Due: 24/03/15

File Name: MATGTA-WF_SW-NH&C Publication: SW New Home & Condo

Trim: 7.5" x 10.5" Safety/V.O.: .25” DPI: 300

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MAR 28 - APR 11, 2015 | NEW HOME & CONDO GUIDE SWO 7

MAR 28 - APR 11, 2015 || VOLUME 18 ISSUE 6

contentsON THE COVER

p. 14ROSEHAVEN HOMES

Seek haven from the ordinary with Rosehaven Homes

regular and special features IN EVERY ISSUE

10 Editor’s Note68 Ad Index69 Hot Dates

COLUMNISTS

70 Fundamentally Speaking Southwestern Ontario a big winner in economic shift by Wayne Karl

IN THE NEWS

16 Homes by DeSantisbringing luxury living to the lake in Grimsby

HOMEBUYERS’ HELP

46 City Focus Niagara – more than just the Falls

63 Homebuyers’ Resources Mortgage Calculator & Rate Table

24 Milton Mattamy HomesHawthorne Village South one of Ontario’s most inspired communities

38 Niagara Falls Silvergate HomesVictoria Woods offers new wonders within wooded enclave in Niagara Falls

56 Ilderton Sifton PropertiesTimberwalk in Ilderton – affordable small-town living in an idyllic setting

community focus features

17 Hamilton49 London49 Waterloo

New Home WATCH

38

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and there are things you can’t.

www.mountainview.com 905.323.6232

Prices are subject to change without notice. E.&O.E. Off er valid for a limited time. Subject to availability. Not valid with any other promotion.

(time is running out!)LAST CHANCE TO SAVE ON YOUR NEW

MOUNTAINVIEW HOME!

PRICE INCREASECOMING APRIL 11!

9

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline HillASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeART DIRECTOR

Daiana Garay

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara DuckElisa KrovblitLydia McNutt

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

MANAGER OF PRODUCTION

Bala GnanapandithanCO-ORDINATOR

Hannah YarkonyGRAPHIC DESIGNER

Viosa Barileva

CONTRIBUTING WRITERS

Joanne KeenanJeffrey ReedMichele Sponagle

published by

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867ypnexthome.ca

ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260;e-mail: [email protected] Office hours are Mon-Thurs. 9-5; Fri. 9-12CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.COPYRIGHT 2015: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Yellow Pages Next Home participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

WAYNE KARL EDITOR Yellow Pages [email protected]

Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide

//EDITOR’S NOTE

Whenever there’s a real estate slowdown or any lingering economic uncertainty, would-be buyers plunk themselves � rmly on the fence to see how

things unfold before jumping into the market.Indeed, there’s plenty of news these days about sluggish

sales and a withering economy, thanks to the recent tailspin in the oil and gas industry.

¢ e problem for prospective new-home buyers in Ontario is, those conditions don’t apply here.

¢ e housing market here is among the strongest in Canada. As for the economy, Ontario will be among the leaders in growth this year, thanks to a surge in

manufacturing, among other contributors, while Alberta and other oil-dependent provinces will take a back seat.

So, if you’re considering buying a new home, your � nances and employment are solid and you’re pre-approved for a mortgage, there’s really no reason to wait. At least, don’t let indecision cause you to delay; doing so will likely only cost you more.

Why? A few reasons. First, it’s now o¤ cially spring (and thank heavens for that) – the o¤ cial busy season in real estate.

Second, proposed changes from the Ontario government are almost certain to result in higher Development Charges for new homes in the coming months.

And third, mortgage interest rates are staying put for now, but could well begin to rise later this year.

¢ at fence may seem comfortable for now, but in the long run could cost you in terms of lost opportunities.

Good reasons to buy new, nowNew home prices are not likely to go down, no matter how much some buyers would like to hope

The Bank of Canada’s most recent rate announcement – holding its interest rate target at 0.75 per cent – is the continuation of good news for prospective

homebuyers and those otherwise in the market for a new mortgage.

¢ ere are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates.

With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get � nancing approval

on a home when you put in an o© er. ¢ is is an especially good tool to have when markets are hot.

So, when will rates rise? It’s anyone’s guess, but most experts agree there could be some movement later this year.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders o© er online pre-approvals to make the process faster and easier.

Start the spring busy season o© right by taking advantage while you still can.

Take advantage while you canLow interest rates still in your favour

SUSAN LEGGE EDITOR-IN-CHIEF Yellow Pages NextHome

[email protected] me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

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//COVER STORY

Seek haven from the ordinary with ROSEHAVEN

LYON’S CREEK IN CHIPPAWAIf you’ve been thinking of moving to Niagara, you’d do well to take a look at The Ravines of Lyon’s Creek in Chippawa. Rosehaven has just released a stunning collection of condominium bungalow townhomes with two distinct designs to choose from – the ultimate in affordability, combining the space of a townhome with the maintenance-free condo lifestyle.

This means you can live in historic Chippawa’s finest location, just a short drive from the action of Niagara Falls, and be just five

minutes from the QEW for trips into the big city. Access to Buffalo is easy, too, for shopping and low cost air travel. Enjoy the lock-and-leave lifestyle that a condominium townhome offers, worry-free.

When you live at Lyon’s Creek, you’re in the heart of everything that makes the Niagara lifestyle so attractive; golfing, boating, hiking, biking, fishing near shopping, restaurants and all the sights that make the region such a desirable destination. Enjoy spectacular nature views with the serenity of a private park. Take a stroll through the pathways, have breakfast at Betty’s, experience great shopping, dining and adventures just waiting to be explored.

A limited selection of popular 36-ft. singles and 36-ft.-wide

Ravines at Lyon’s Creek, Chippawa

14 NEW HOME & CONDO GUIDE SWO | MAR 28 - APR 11, 2015

ROSEHAVEN HOMES | Multi-Site

A limited selection of popular 36-ft. singles and 36-ft.-wide freehold townhomes are available, too, featuring nine-ft. main floor ceilings, gourmet kitchens, luxurious ensuites and more.

freehold townhomes are available, too, featuring nine-ft. main fl oor ceilings, gourmet kitchens, luxurious ensuites and more. Spring is here, so now’s the time to take a lovely drive to historic Chippawa and see for yourself. Th e homes here are unquestionably some of the most elegant available anywhere in the area. But hurry, because selection is limited and homes are under construction.

ON THE RIDGE IN STONEY CREEKIn other news, Rosehaven is getting ready to build spacious semi-detached homes as well as 40- and 35-ft. singles on extra deep lots at its successful family community in Stoney Creek.

A remarkable new neighbourhood of inspired home designs in a breathtaking setting, On the Ridge is surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

WATERDOWN MEADOWS AND GIBSON HEIGHTSAt Waterdown Meadows, only a limited number of 35-ft. detached homes remain, so this is the time to visit if you want to get into this highly sought after community. When they’re gone, they’re gone forever!

At Gibson Heights in Th orold, Rosehaven is almost sold out, with just a few homes left including 30-ft. attached singles and freehold towns. Th ose looking to enjoy this summer in a new home can start packing because homes are ready to move into now!

CONTEMPORARY CONDOMINIUM LIVING COMING TO ALDERSHOT IN BURLINGTON Exciting news for fall 2015! Rosehaven is coming to the Aldershot community of Burlington, with contemporary midrise condos as well as condominium townhomes in this revitalized neighbourhood close to Lake Ontario and highways. Register now at rosehavenhomes.com

Spring is shaping up to be exciting at all Rosehaven communities. For more information, visit rosehavenhomes.comLyon’s Creek, Chippawa, Condo Town – Coronation, 1,246 sq. ft.


//IN THE NEWS

There’s something special about living near the water. It pulls you in, makes you feel relaxed and connected with nature. So many people dream of living near the lake but it can be cost prohibitive, well no more. Homes by DeSantis is bringing luxury lakeshore living to Grimsby with the release of their new midrise condominium community, aptly named AquaBlu.

“We’ve become very good at staying ahead of the curve, people want to live at the lake, they want luxury and easy access to major centres all at an affordable price,” says President Gabriel DeSantis. This outstanding development fits the bill, and includes 120 condominium residences and an exclusive release of four townhomes, starting from $189,900, a price well-suited for first time home-buyers.

Homes by DeSantis has assembled the brightest and best from the industry to create AquaBlu. Starting with the critically acclaimed architectural firm KNY Architects, who have recently designed several award-winning condominium buildings in the GTA. KNY Architects have devised AquaBlu to have an abundance of glass as a response to its setting along the shores of Lake Ontario. Floor-to-ceiling glass windows allow homeowners the full experience of the natural landscape.

Modeled after the boutique hotels in South Beach Miami the interior will be crafted by the dynamic team at Tomas Pearce Interior Design Consulting of Toronto. This design firm brings global style, sophistication and elegance to everything they touch. Their mark will be seen in each suite but also the outstanding building amenity areas including a sprawling sky lounge terrace, the soaring two-storey lobby, fitness and yoga centre, the club room and a games room. Enhancing all of this will be a custom sculpture located in the roundabout in front of the lobby entrance. To ensure a unique design for this public art, Homes by DeSantis will be running a competition open to artists throughout the GTA and Niagara region.

Of course, all of this is brought together by the more than 50 years of building experience at Homes by DeSantis. A builder firmly rooted in southern Ontario, one that truly understands market trends and strives for excellence in all facets of their business.

Not only will the buildings impress, but the Town of Grimsby is undergoing a renaissance all its own. It’s become a destination for visitors year round. Grimsby downtown is lively with its summer farmer’s market, the beautiful historic landscape, ample recreation opportunities and a wide selection of shopping and dining. Now, to complement these attractions, the town has committed almost $5 million to create a waterfront trail system with wandering promenades, passage to newly constructed beaches and outdoor pavilion spaces. This new waterfront plan is occurring adjacent to AquaBlu, with trail entrances mere steps off the property.

Only moments away is the picturesque Fifty Point Marina and the cache of Niagara Wine Country. For those working in Hamilton and the GTA access to the QEW could not be easier, less than one minute away at the Casablanca exit. Further good news for commuters is the current GO Bus pickup at Casablanca and South Service Road. GO Transit also reports that this location is poised to be part of their Niagara expansion plan for GO Train service. The town of Grimsby continues to grow and as part of the Hamilton market area it continues to be one of the best places in Southern Ontario to invest. As an example the average increase in housing prices for Ontario was 3.6 per cent compared to Hamilton’s 5.1 per cent. This means that AquaBlu is not only affordable for first time buyers or empty nesters but is also an ideal purchase for investors.

With the launch scheduled for this May, interested parties should register at aquablucondo.com, or call 905.664.7288 for more information.

LUXURY LIVING BROUGHT TO THE LAKE

in Grimsby


ANCASTERBEAMSVILLEBINBROOKBRANTBRANTFORDBURLINGTONCATHARINES GRIMSBY HAMILTON

MILTONNIAGARAOAKVILLEPARISPORT DOVERST. CATHARINESSTONEY CREEKVINELAND

HAMILTON HALTON NIAGARA

PREVIEW REGISTRATIONHOMES BY DESANTIS Grimsby | AquaBlu An outstanding condominium community of modern suites, where luxury meets the lake in Grimsby. Starting from the $180’s. aquablucondo.com

MINTO, BRANTHAVEN HOMES & EMSHIH DEVELOPMENTS Oakville | Oakvillage Coming in early 2015 – Oakville’s visionary master-planned community from the low $400’s. oakvillage.ca

WINZEN Ancaster | Garden Park Towns at Tiffany Register now for these Garden Park towns with rich amenities and spacious affordable designs, from the mid $300’s. winzen.ca

MOUNTAINVIEW HOMES Niagara Falls | Windy Lane Estates Showhome grand opening Feb. 28 and March 1 for 50-ft. singles and townhomes from the $220’s. mountainview.com

MATTAMY HOMES Milton | Hawthorne Village New townhomes and detached homes in this established master-planned community. mattamyhomes.com

NEW HORIZON HOMES Stoney Creek | Waterfront Trails Register now for Phase 2 of these condos and towns in Stoney Creek. waterfronttrails.ca

SILVERGATE HOMES Niagara Falls | Victoria Woods Register now for these luxury townhomes in Niagara Falls. silvergatehomes.ca

PHELPS HOMES Smithville | The Atwater Collection Register now for this adult lifestyle community featuring a collection of attached bungalows backing onto Twenty Mile Creek. phelpshomes.com

SPALLACCI HOMES Hamilton | 101 Locke Condos Register now – Boutique condo living is coming to Hamilton’s hip Locke Street. spallaccihomes.com

NEW OPENINGSADI DEVELOPMENTS Burlington | LINK2 Condos + Lofts Grand Opening now on for suites and lofts overlooking Bronte Creek Provincial Park. adidevelopments.com

SPALLACCI HOMES Hamilton | The Towns of Eden Park Grand opening – a collection of executive townhomes. spallaccihomes.com

SPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught Now open – the transformation of this landmark property has begun. Here’s your chance to buy a piece of history. royalconnaught.com

NEW RELEASESROSEHAVEN HOMES Chippawa | The Ravines at Lyon’s Creek First time offering condominium bungalow townhomes in the sought-after neighbourhood of Lyons Creek in Chippawa/Niagara. Prices from the $270’s. rosehavenhomes.com

HALTON HILLS WELLINGTON WATERLOO

BUILDERS: If you would like to include your new model home or site opening, email [email protected]

Please say you saw it in New Home & Condo Guide!

New Home WATCH

ROSEHAVEN HOMES & HOMES BY DESANTIS Chippawa | The Ravines at Lyon’s Creek Limited quantities of detached homes available, priced from the high $200’s. rosehavenhomes.com homesbydesantis.com

EMPIRE COMMUNITIES Stoney Creek | Lush at Victory New release of 30- and 36-ft. homesites. lush.empirecommunities.com

EMPIRE COMMUNITIES Brantford | Wyndfield Final release of 44-ft. homesites. wyndfield.empirecommunities.com


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Ancaster SCHUIT HOMES Perth Park • 41

Aldershot BRANTHAVEN HOMES Jazz • from high $200's 12&13

Beamsville MOUNTAINVIEW HOMES Discovery • 9

Binbrook BRANTHAVEN HOMES The Fairgrounds Finale • from high $300's 13

Binbrook EMPIRE COMMUNITIES Summerlea • • from $311,990 2&3

Brantford EASTFOREST HOMES D'Aubigny Forest Estates • 22

Brantford EMPIRE COMMUNITIES Wyndfield • • from $247,990 2&3

Burlington BUCCI HOMES The Villages of Brantwell • from low $500's 27

Burlington MOLINARO GROUP Paradigm • from mid $200's 43

Caledon MONARCH SouthFields • • • from mid $400's 37

Chippawa/Niagara ROSEHAVEN Lyon's Creek • • • from the $270's 20

Fonthill MOUNTAINVIEW HOMES The Residences at Lookout • • • 9

Fort Erie MOUNTAINVIEW HOMES Ellesmere Landing • • 9

Grimsby HOMES BY DESANTIS AquaBlu • from the $180's 11

Hamilton MULTI-AREA DEVELOPMENT Bellagio Village at Summit Park • • from $279,990 28

Hamilton SONOMA HOMES Style Town Collection • from mid $300's 31

Milton CRYSTAL HOMES Rocking Horse • • from $459,990 45

Niagara Falls MOUNTAINVIEW HOMES Windy Lane Estates • • • 9

Niagara Falls SILVERGATE HOMES Victoria Woods • from mid $300's 40

Niagara on the Lake BW HOMES Niagara on the Green • • • from mid $200's 5

Niagara Falls MOUNTAINVIEW HOMES Deerfield Estates • 9

Niagara Falls MOUNTAINVIEW HOMES Thundering Waters • • • 9

Niagara Falls MOUNTAINVIEW HOMES Fernwood Estates • • • 9

Oakville BRANTHAVEN HOMES Oakvillage • from low $400's 13

Oakville ROSEHAVEN HOMES Woodland Trails • • • 20

Paris EASTFOREST HOMES Grandville Paris • • 22

Milton MATTAMY HOMES Hawthorne Village • • from the $300's 71

Ridgeway MOUNTAINVIEW HOMES Beaver Creek Estates • • 9

Ridgeway MOUNTAINVIEW HOMES Dominion Woods • • 9

Simcoe EASTFOREST HOMES Woodway Trails • • 22

Smithville PHELPS HOMES Brookside on the Twenty • • 35

Smithville PHELPS HOMES The Atwater Collection • • 35

St. Catharines BW HOMES Victoria Village • from low $300's 4

St. Catharines MOUNTAINVIEW HOMES Generations • 9

Stoney Creek EMPIRE COMMUNITIES Victory • • from $297,990 2&3

Stoney Creek ROSEHAVEN HOMES On the Ridge • 20&21

Stoney Creek HOMES BY DESANTIS On the Ridge • 21

Thorold MOUNTAINVIEW HOMES West Community • • • • 9

Thorold ROSEHAVEN HOMES Gibson Heights • • from $291,990 20

Waterdown ASPEN RIDGE HOMES Waterdown Meadows • from $479,990 33

Waterdown ROSEHAVEN HOMES Waterdown Meadows • from $479,990 20&33

Welland MOUNTAINVIEW HOMES Harvest Estates • • • 9

19

CHIPPAWA/NIAGARALYON’S CREEKCondominium Townhomes NOW OPEN from the $270’s36’ Singles and 36’ Freehold Towns from $319,990

THOROLDGIBSON HEIGHTS30’ Attached Singles& Freehold Towns from $291,990Move in Ready Inventory Homes Available

STONEY CREEKON THE RIDGESemi Detached Homes from $358,99040’ & 35’ Singles from $468,990

WATERDOWNWATERDOWN MEADOWS35’ Singles from $479,990Just 12 remain!

COMING SOONWOODLAND TRAILS, OAKVILLESingles, Semis and Freehold TownsRegister at LiveInOakville.ca

Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

HA•VEN: A PLACE OF SAFETY OR REFUGE

For directions, maps hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Photo is of actual Roseahven Home. E. & O.E.

The Welland - Lyon’s Creek, Chippawa

Visit RosehavenHomes.com

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the ordinary


43’

SPACIOUS SEMIS

Degas - 1,540sq.ft. - Homes by DeSantis

Stoney Creek’s Family First Community

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

Rear yard dimension is approximate and subject to change depending on choice of lot and house. Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

Hours: Mon to Thurs: 1pm to 7pm Sat, Sun & Holidays: 11am to 6pm Closed Friday

Presentation Centre is located at: First Rd. W. & Mud St. E.

Site is located at:First Rd. W. & Highland Rd. W.

Live large in a spacious semi at On The Ridge. With room to grow, it’s the lifestyle you want for your family... a touch above!

· Sensational designs· Stunning interiors· Spectacular backyards· Suit every family’s needs· Select from 10 designs· Surrounded by fun· Semis from 1,300 to over 1,900sq.ft

STONEY CREEK

Degas - 1,540sq.ft. - Homes by DeSantis

We purchased at On the Ridge because we love their designs and the quality. We were able to get a bigger house for less. ”

“

Darryl Di Leo & Hua Ni - Burlington, ON

40’ & 35’ Singles $400’sfrom the midSemis $300’sstarting

from the mid

21

Prices correct at press time. Pictures are for illustration purposes only. See Sales Representative for details. Promotions available on new Offers only, is not applicable with any other promotion unless stated and may be cancelled or discontinued at any time. Broker protected. E. & O. E. March 2015forward

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22

//COMMUNITY FOCUS

LOCATION Milton

HOUSING TYPE Freehold towns and detached homes

SALES CENTRE 10180 Derry Rd., open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

CONTACT 905.875.2692 mattamyhomes.com

HAWTHORNE SOUTH VILLAGE One of Ontario’s

most inspired communities

S pring demands of us that we re-engage with our surroundings. It’s a time to explore and reconnect with our communities. Walking or driving, there are few more attractive destinations to be rediscovered in

the Greater Toronto Area than under the Niagara Escarpment in Milton. Much of the town’s appeal is its charming heritage. Cherished century

homes and buildings still stand tall throughout the region. Walk about and acknowledge an impressive collection of storefronts and home styles tucked just off the main street.

Well-known for its eye on the past, the community annually celebrates the Milton Steam Era – populated by hundreds of steam-powered tractors, engines and farm implements converging to salute a bygone era. Nevertheless, Milton maintains an eye firmly fixed on the future. Known as the fastest-growing community in Ontario’s Golden Horseshoe, the town continues to attract residents to this lovely and livable place.

Mattamy Homes continues to offer well-designed and superbly crafted homes in burgeoning Hawthorne South Village. This most recent evolution of the wildly successful Hawthorne Village community offers an elevated realm of home and community design. Today, you can explore a wide variety of townhomes and detached home designs. Freehold towns are available from the $300’s and detached homes from the $400’s.


MATTAMY HOMES | Hawthorne South Village

What better time to come by and smell the flowers? In Mattamy’s Hawthorne Village neighbourhoods, you’ll find memorable park spaces, playgrounds, trails to walk or bicycle, plus community retail areas nearby so that chores can be performed on foot rather than by car. Lauded schools are close by. Plus, there’s always a full calendar of community events and activities that contribute to the community feel.

Hawthorne Village has earned many industry distinctions through the years for its neighbourhood design and diversity of home styles. Customer satisfaction has always been very important to Mattamy Homes, and the awards the company receives due to comments from homeowners are most highly regarded.

It’s worth noting that Mattamy was recently named GTA Builder of the Year for an unprecedented fifth time, by the Building Industry and Land Development Association (BILD). Mattamy has always been known as more than a home builder, as its design approach always considers communities as a whole.

For more than a decade, the company has participated in the creation and evolution of day-to-day life in Milton. Mattamy has contributed significantly to the arts and recreational programs in the community, including the Mattamy Theatre in the Milton Centre for the Arts, a cultural jewel in the heart of the downtown area. As well, Mattamy also just opened the state-of-the-art Mattamy National Cycling Centre. Open to the public, it is one of only two velodromes in North America to meet the highest international standards. The facility will soon host the competitive cycling events of the 2015 Pan Am and Parapan Am Games.

The story of Milton wouldn’t be complete without acknowledgement of the nearby Escarpment. A fully protected UNESCO World Biosphere Reserve, the Escarpment is breathtaking to view year round and naturally inspiring for recreational adventurers.

With such a great variety of homes available in such a desirable location, Hawthorne South Village should surely be on the top of your list of communities to consider. The additional incentives of blossoms and blooming buds aside, its popularity alone should compel you to explore it sooner than later.

The Hawthorne Village Sales Centre is located at 10180 Derry Rd., Milton, 905.875.2692. Presentation Centre Hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

For more information on all Mattamy communities, visit mattamyhomes.com


43rd ANNUAL

April 24th - 26th, 2015

26

2 MODELS TO VIEW

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26th ANNUAL

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Phelps Homes, Quality you can see and feel.

Visit our model home today at: 25 Manorwood Drive in Smithville. 905.957.1777

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch TodayFreehold Townhomes from the high $500,000’sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574

SCARBOROUGH | Bennett | Exclusive Enclave of Detached Singles in West HillExecutive Singles from the low $800,000’sSales Centre located at 1325 Danforth Road, Scarborough416-495-3574

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CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the mid $600,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

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MOVE UP to Topper Woods!Everything you dream of in a new home is here at Monarch’s sought-after Topper Woods. Move up to an enclave of impressive two-storey and bungalow designs up to 3,722 sq.ft. on traditional 43’ & 50’ lots. Customize your home to make it truly yours! Live near historic Doon Village with schools, parkland and easy access to Hwy 401.

Elegant 43’ and 50’ Singles from the mid $400,000’s

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. March 2015. 15587.

Maximus Series - Now available at Topper WoodsSelect the package that’s exactly your style and price.


//COMMUNITY FOCUS

LOCATION Shoveller Drive at Ironwood, Niagara Falls

HOUSING TYPE Luxury bungalow towns from mid-$300’s

CONTACT Kelly Anderson 905.680.6000, ext. 259 silvergatehomes.com

VICTORIA WOODS OFFERS NEW WONDERS

within wooded enclave in Niagara Falls

L uxurious bungalow towns, wrapped in greenspace, removed from the hustle and bustle yet only moments

from one of the world’s greatest natural wonders – this is Victoria Woods, where Silvergate Homes is once again redefining luxury living partnered with contemporary convenience.

In this hidden enclave, just north of Lundy’s Lane in Niagara Falls, luxury is being redefined. This truly unprecedented level of quality construction by Silvergate Homes lies in a private setting where residents have a choice between city or country living. Rear neighbours are few and far between for many


SILVERGATE HOMES | Victoria Woods

of these homes that off er walkout lots to the woods beyond.While Victoria Woods off ers a lifestyle of luxury, those

seeking activity will be equally pleased. Golf courses, trails, theatre and parkland are abundant in the area. It’s not far to Th e Wine Route where vineyards and wineries showcase world-class wines. Easy access to the QEW allows for smooth travel to Toronto and of course, residents are minutes from entering the United States at one of four crossings. While everyone knows about the roar of Niagara Falls, the region’s other famous waterway, the Welland Canal, is also nearby off ering a pathway along its 42-km route providing a great vantage point to watch international ships climb the locks between Lake Ontario and Lake Erie.

Borrowing a popular design concept from Silvergate’s award-winning Village on the Twelve, each block of these luxury towns will off er facades of varying exteriors and fi nishes so each home bears its own signature of originality. While exteriors are architecturally predetermined, there are opportunities to customize the interiors to the needs and tastes of each resident.

For more than a decade, Silvergate has been the region’s pioneer in energy effi cient building so each home at Victoria

Woods is Energy Star-certifi ed. Designed with widths of 34 ft., these towns are reminiscent of detached living with expansive interiors and generous room sizes within 1,380 sq. ft.

For those who desire more – space, freedom and luxury – they will be pleasantly surprised with the list of standard features that Silvergate includes with each and every home: nine-ft. ceilings, luxury four-piece ensuite, main fl oor laundry, Artcraft kitchen with a family-sized breakfast bar, pantry, two-car garage, central air, beauty bar or his and hers closets, plus USB outlets in practical locations. Many feature walkouts to the greenspace beyond, a rare feature in this area. A covered deck of 19-by-10-ft. will off er three seasons of outdoor living under an architecturally beamed ceiling. A full basement, if fi nished, could contain a guest suite with bathroom and a family/recreation/theatre/games room.

Th ere has been overwhelming interest in these 29 units and the luxury and lifestyle off ered. Construction will begin on this fi rst phase in April with occupancy expected this fall.

Register online at silvergatehomes.com to be kept noti� ed of upcoming events, exclusive pricing and information about these wonders – your new home at Victoria Woods.


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//CITY FOCUS

NIAGARAMore than just the Falls

P eople around the world recognize Niagara Falls as the honeymoon capital of the world, where the Falls

roar and mist fills the air as visitors stroll along its edge, spray on their faces from one of the world’s greatest natural wonders.

Residents throughout the Niagara region identify with far more. Diverse job opportunities, an economic base rooted in tourism, horticulture, farming and manufacturing and affordable housing set within one of Canada’s most scenic settings, tempered by a moderate climate provide residents with their own reasons to roar.

Located in southern Ontario and bordering the US, the Niagara region is an area of 1,800 sq. kms forming a peninsula of land between Lake Ontario and Lake Erie with a population of about 430,000. It encompasses St. Catharines, Grimsby, Town of Lincoln (Beamsville, Jordan and Vineland) Niagara Falls, Niagara-on-the-Lake, Welland, Port Colborne, Fort Erie and the neighbouring communities, towns and villages of Queenston Heights, Chippawa, Port Robinson, St. David’s, Ridgeway, Stevensville and Sherkston.

Niagara is a major gateway to North America. Its cities and towns are less than a one-hour drive to Toronto, Buffalo or western New York. Businesses are within one day’s drive of 55 per cent of all U.S. manufacturing activity, and almost half of the U.S. population. The region is accessible worldwide through the St. Lawrence Seaway and Welland Canal.

Lined with scenic routes and parkways and dotted with fruit stands, antique markets, historic sites and nature trails, the area population increases in summer due to a quieter way of life and small-town atmosphere. Tourism and the closely related service industry form the economic foundation of this area, that serves about 20 million visitors annually and generates more than $2 billion in revenue. But not everyone is a visitor. With great job prospects, hundreds of newcomers choose this area as their permanent home each year.

Quaint communities such as historic Niagara-on-the-Lake, Fonthill and Crystal Beach, even Fort Erie and Ridgeway, are drawing empty nesters ready to indulge in both custom homes and other offerings. Lifestyle and lower prices are the lure. Home prices are much lower than those in the GTA, drawing residents from beyond the Niagara borders.

New-home construction is strong in Grimsby and Beamsville, with Cambridge Homes, Losani Homes, Branthaven Homes and Homes by DeSantis all active in the area. Mountainview Homes has a new site, Thundering Waters, in Niagara Falls, as does Great Gulf Homes with its Edgewood Niagara Falls project. Empire communities, BW Homes, Ballantry Homes, Homes by DeSantis, Rosehaven Homes and Phelps Homes are also active in Niagara. BW Homes has a new development, Niagara on the Green, in Niagara-on-the-Lake, as does Langendoen Homes with Courtland Valley. In nearby Thorold, Great Gulf has its Rolling Meadows community, Rosehaven Homes has Gibson Heights and Mountainview has West Community.


Clearly, there are many home options – and lifestyle choices – in this world-famous area. Take a drive along the rural roads and parkways and view gorgeous gardens, parklands and orchards of the Niagara fruit belt. A moderate climate and rich, productive soil provide the unique agricultural resources to make the Niagara region ideally suited for fruit and other crop growth. Two-thirds of the province’s tender fruit orchards are located here, producing a majority of the province’s peaches, cherries, pears, plums, apples, apricots, prunes and grapes.

Going Green is nothing new for Niagara, that boasts more than 18 million sq. ft. of greenhouse space. Some 200 greenhouses and 75 food processing plants employ more than 6,000 workers, with thousands more employed in related industries. Horticulture is supported with extensive training programs through Niagara College’s Horticultural Centre, The Niagara Parks Commission School of Horticulture and The Horticultural Research Institute of Ontario (University of Guelph), all of which base programs in the Niagara Region.

Niagara’s grape industry produces more than 48,000 tonnes of grapes annually. New wineries are just an example of the region’s ongoing expansion in overall agricultural/food processing. Increased popularity of grape and wine products has created a separate identity and a designated Wine Route, as indicated by highway post-signs from Stoney Creek to Niagara Falls, connecting 30 of the area’s 70 wineries. Hundreds of thousands of visitors tour this scenic route annually. The wine industry employs more than 5,000 people in wineries, retail and as suppliers and growers.

The recent recession was especially hard on manufacturing companies in the region. Formerly among the main employers, GM and companies servicing the automaker are now smaller players on the economic stage. By contrast, Fallsview Casino, with 4,700 workers, is the second largest employer in the Niagara area (Niagara School Board is the largest), followed by General Motors with 2,700.

The tourism and entertainment sector also includes the Shaw Festival, Niagara Parks Commission and Canadian Niagara Hotels and Entertainment. Other major employers are the Niagara Health System, Niagara Region, Seaway Marine, Brock University and Canadian Tire Financial.

The economic impact of relatively new players such as Fallsview Casino and the subsequent arrival of hotels and related businesses has resulted in substantial growth in the new-home market in the decade since it opened.

As many people are discovering, Niagara is a great place to work, play and live.

The honeymoon is never over.

NIAGARA AT A GLANCE

POPULATION 430,000, including municipalities of Fort Erie, Grimsby, Lincoln, Niagara Falls, Niagara-on-the-Lake, Pelham, Port Colborne, St. Catharines, Thorold, Wainfleet, Welland and West LincolnCOLLEGES & UNIVERSITIES Niagara College and Brock UniversityNUMBER OF PUBLIC AND CATHOLIC SCHOOLS 180MAJOR EMPLOYERS Health services, manufacturing, government, education sectorsAVERAGE HOME PRICES

Feb. 2015: $255,000 Feb. 2014 $230,000 SOURCE Canadian Real Estate Association, Canada Mortgage and Housing Corp.,

Tourism Niagara, Niagara Economic Development Corp., Niagara Canada Business

Directory, Statistics Canada. Photos courtesy Tourism Niagara.


April 2April 2April 2nd nd nd --- 444ththth, 2015, 2015, 2015201520152015

1 0 t h A N N U A L

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49

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home & Condo Guide!

New Home WATCHLONDON

BAYFIELDBLYTHCLINTON

GRAND BENDINGERSOLLLONDON

MITCHELL SEAFORTHSHAKESPEARE

ST.THOMASSTRATFORDTAVISTOCK

TILLSONBURGWINGHAMWOODSTOCK

PREVIEW REGISTRATIONTHE TRICAR GROUP London | Village North Luxury condominiums from the mid $200’s. tricar.com

FOREST PARK HOMES London | Amour Riverbend Coming soon – elegant town villas from $234,900. armourriverbend.ca

FOREST PARK HOMES London | Central Park Coming soon – urban townhomes from $224,900. centralparklondon.ca

NEW OPENINGSTRICAR GROUP Stratford | 36Front Steps from the Avon River, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses. 36front.com

SIFTON PROPERTIES London | Westwood Village Grand opening of luxury one-floor Energy Star condos from the low $300’s. sifton.com

NEW RELEASESSENATOR HOMES Woodstock | Havelock Corners New release of 50-ft. riverside lots on the Upper Thames River, minutes from downtown Woodstock. senatorhomes.com

HALTON HILLS WELLINGTON WATERLOOALMAAAYR

CAMBRIDGEELORA

FERGUSGEORGETOWN

GUELPHKITCHENER

ROCKWOODWATERLOO

PREVIEW REGISTRATIONSAVIC HOMES Kitchener | Avalon Urban Towns Coming this spring – design-forward urban towns at Highland Road West and Ira Needles Blvd., just minutes from downtown Kitchener. avalontowns.ca

COUNTRYGREEN HOMES Kitchener | Westwood Mews Register now for an exclusive collection of bungalow towns and urban towns starting from the $270’s. countrygreenhomes.com

FUSION HOMES Guelph | The Metalworks A new urban village of townhomes and highrise condos on a historic site in downtown Guelph. themetalworks.ca

NEW OPENINGSCRYSTAL HOMES FERNBROOK HOMES Cambridge | Grand River Woods Grand Opening Sales Event on these 30-, 35- and 40-ft. detached homes next to the Grand River. crystalhomes.com fernbrookhomes.com

REID’S HERITAGE HOMES Guelph | Alive Now open – three- and four-bedroom freehold and condominium townhomes starting from the $300,000s. reidsheritagehomes.com

REID’S HERITAGE HOMES Kitchener | Williamsburg Walk Now open – midrise urban condominiums starting from the low $200’s. reidsheritagehomes.com

NEW RELEASESMONARCH CORPORATION Kitchener | Topper Woods Limited release of 43-ft. pie-shaped lots. monarchgroup.net

REID’S HERITAGE HOMES Kitchener | The Oaks New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community. reidsheritagehomes.com

REID’S HERITAGE HOMES Fergus | Westminster Highlands Master-planned community of a variety of single-detached homes, bungalows, two-storey and executive townhomes and midrise condos. reidsheritagehomes.com

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Baden EASTFOREST HOMES Baden Country Estates • 22

Baden MOUNTAINVIEW HOMES Baden Country Estates • 9

Cambridge CRYSTAL HOMES Grand River Woods • from $349,990 59

Cambridge FERNBROOK HOMES Grand River Woods • from $349,990 59

Cambridge EASTFOREST HOMES Carriage Lanes • 22

Cambridge EASTFOREST HOMES Highland Ridge • 22

Georgetown MENKES The Enclaves of Upper Canada • • from mid $700's 23

Ilderton SIFTON Timberwalk • • 58

London EASTFOREST HOMES Andover Trails • • 22

Kitchener BRANTHAVEN HOMES Nestings • from the $400's 13

Kitchener COUNTRY GREEN HOMES Westwood Mews • • from $270's 7

Kitchener EASTFOREST HOMES Destination Doon • 22

Kitchener EASTFOREST HOMES Doon South • 22

Kitchener EASTFOREST HOMES Eby Estates • • 22

Kitchener EASTFOREST HOMES Four Winds • • 22

Kitchener EASTFOREST HOMES Grasslands of Stauffer Woods • • 22

Kitchener EASTFOREST HOMES Huron Landing • • • 22

Kitchener EASTFOREST HOMES Huron Point • • 22

Kitchener EASTFOREST HOMES Huron Village • • 22

Kitchener EASTFOREST HOMES Providence Point West 22

Kitchener EASTFOREST HOMES Woodhaven South • 22

Kitchener MATTAMY HOMES Wildflowers • • from $234,990 6

Kitchener MONARCH Topper Woods • from mid $400's 36&37

Kitchener MOUNTAINVIEW HOMES RiverRidge • • 9

Kitchener SAVIC HOMES Avalon Urban Towns • from $199,900 29

Kitchener TERRA VIEW HOMES Edgewater Estates • from low $400's 55

Kitchener WILLIAMSBURG HOMES Williamsburg Walk • • from low $200's BC

Kitchener WILLIAMSBURG HOMES Eby Estates • from low $350's BC

North London SIFTON Ballymote Woods • • 58

South London SIFTON Andover Trails • • 58

Southwest London SIFTON Westwood Village • • 58

Tillsonburg TILLSONBURG DEV. Baldwin Place • • • from $232,000 61

Waterloo COOK HOMES The Village in Beechwood West • • from $625,500 53

Waterloo EASTFOREST HOMES Vista Hills • • 22

West London SIFTON Evergreen at Warbler Woods • • 58

West London SIFTON RiverBend • • • 58

West London SIFTON RiverBend Park • 58

West London SIFTON Warbler Woods 58

Woodstock SENATOR HOMES Havelock Corners • from low $200's 52 Lond

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MODELS

Beautiful town villas backing onto private and treed parklands

Maintenance free condominium lifestyle

Outstanding features, including granite countertops, 9’ ceilings, stone, brick and stucco

exteriors with generous stone patios

cookhomes.ca

Award Winning Builder

Only 2 town villas remain!Now Registered.

Offers and plans subject to change without notice. See sales representative for more information. E. & O. E.

Winner of the 2014 WRHBA Multi-Unit

Established Waterloo Community

VISIT OUR SALES OFFICE & MODEL HOME AT 435 WINCHESTER DRIVE, WATERLOOCall our Sales Representative today:Donna Hodgin Especially New Homes Inc., BrokerSaturday and Sunday [email protected] 519.725.8880 or 519.886.9797

MCCRAE PARK VILLA ~ Immediate Occupancy. Situated on a gorgeous and very private parkland lot. Features two bedrooms, den with custom built-in desk and cabinetry plus cozy and ambiant fireplace located just off of the Master Bedroom. $625,500

MCCRAE PARK MODEL ~ Immediate Occupancy. Stunning model features a theatre room with seating for 8 and wet bar, two bedrooms plus loft, stunning ensuite bath, stainless steel appliances, custom window and bed coverings and upholstery. $694,900

Move in now! This is your last chance to own in the final phase of our award winning West Waterloo community.

Own the McCrae Park Villa; Winner of the Most Outstanding Low Rise Multi-Unit Design over 2000 sq. ft.

53

from the low

$400’s

//COMMUNITY FOCUS

LOCATION Ilderton

HOUSING TYPE One- and two-storey single-family detached homes 1,748 to 2,728 sq. ft.

SALES CENTRE 112 Mayapple Cres., open Monday to Wednesday noon to 5 p.m., Saturday and Sunday 1 to 5 p.m.

CONTACT 519.518.5007 [email protected] mytimberwalk.ca

TIMBERWALK IN ILDERTONAffordable small-town living

in an idyllic setting

T he Town of Ilderton rests just five minutes north of London, yet offers a whole new world in affordable living, thanks to Sifton Properties’ Timberwalk. It’s an exciting new community offering idyllic,

small-town opportunities right down the road from London.Timberwalk is a naturally exclusive community full of style, wonder and

outdoor adventure. Parks, trails, farmer’s markets, restaurants and a community centre are just moments from home, and there is always something new to explore, including one of the largest country fairs in Southern Ontario – the annual Ilderton Fair.

Nestled on the rolling countryside, Ilderton is a peaceful escape from the bustling city, yet just a five-minute drive to north London. Though the drive is short, the savings are many. Buy your new home in Ilderton and save $50,000 as compared to a similar home in north London. You’ll live bigger for less, since lot costs, development charges, building permit fees and annual Ilderton property taxes add up to a savings of approximately $50,000 when you purchase a home at Timberwalk.

56

SIFTON PROPERTIES | Timberwalk

Sifton homes at Timberwalk rest on 50-ft. home sites, and feature impressive brick, stone and stucco exteriors. The wonderful collection of one- and two-storey homes start in the upper $300,000s, and there are two gorgeous model homes open for viewing. The one-floor, 1,748-sq.-ft. Birch model is ideal for empty nesters; and the two-storey, 2,728-sq.-ft. Walnut model is perfect for the growing family. In addition, there are currently two express homes available for quick closing, waiting patiently for your personal touch and style.

In addition to terrific design, the features and finishes of Sifton homes go above and beyond. All homes are Energy Star qualified, boast advanced technologies, impeccable craftsmanship, and access to the 3,000-sq.-ft. Decor Centre, a one-stop shop to make all of your new home decor selections. From start to finish you’ll enjoy the personal contact you receive at Sifton. From the day you enter a Sifton model home, throughout the construction process, at the exciting time of move in, and long after your closing date – we’ll be there.

With spring upon us, start your new home search at Timberwalk in Ilderton. We invite you to join us for a barbecue open house on April 18 from 11:30 a.m. to 3 p.m., presented by Sifton and RBC. Come visit to see for yourself why Timberwalk is the perfect place to call home.


Sifton.com

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» by KAREN KESSEL

//EXPERT ADVICE

KAREN KESSELis the Broker of Record for Planet Realty Inc.,

Brokerage, servicing the Guelph and surrounding areas of South Western

Ontario. If you have any questions for Karen you can reach her by email at

karen@planetrealty or visit planetrealty.ca

Time for a change!WHAT BOOMERS WANT, BOOMERS GET

Downsizing, right sizing, whatever you call it, baby boomers are excited about retirement. As a generation of savers, spenders, planners and adventurers, they are now at the point where they want to declutter and simplify – and go! That makes carefree condominium living the perfect option.

More and more Canadians are becoming official “zoomers” – boomers with zip. This major demographic doesn’t follow trends; it creates them and has been doing so for the past 45 to 65 years. Today is no different as they make serious decisions about their lifestyle and their future and they are creating a boom in condominium living. This lifestyle change offers a perfect solution to address their complex needs of travel, health, fitness, retirement, reinvention and extended families.

I’ve specialized in condominium real estate for the past 25 years, and am witnessing baby boomers change the tide in the real estate market. They definitely have a wish list of features and considerations, and what boomers want, boomers get.

HERE IS THE APPEAL OF A CONDO LIFEST YLE:1 Maintenance-free living: No lawn to cut, snow to shovel, house to paint, windows to clean, gutters to empty.

2 Lock the door and go: Head south for the winter, take a cruise, go skiing, travel Europe, visit the kids – worry free.

3 Monthly condo fees: Some newer condo buildings, based on their design, have central heating and cooling systems with costs included in the monthly condominium fee.

4 Mortgage-free living: Many boomers have a property to sell and if downsizing, they can often enter condo ownership mortgage-free. At the very least, letting go of a four-bedroom home in favor of a smaller condos can drop a mortgage payment considerably.

5 One-floor living: Open-concept designs offer functional plans for downsizing – without stairs. Most empty nesters request a two-bedroom plus den/office.

6 Space: No need to give up space if you’re simply seeking the convenience of condo living. Some plans offer 2,000-plus sq. ft. of living space to rival detached homes.

7 Location: Always the most important consideration when selecting a condominium. Can I walk to shopping, restaurants? Is there greenspace, a walking trail or recreation facilities nearby?

8 Transportation: Many empty nesters are working towards a one-car family so a condo in a prime location, close to amenities and public transit bridges that gap.

9 Health and fitness: A condo complex can rival resort living with a pool, spa and fitness facilities. Save on gym memberships and choose a condo that has it all!

10 Luxury or bare bones: Both ends of the spectrum are available and often in the same building. Those spending more time at home may want to ramp up the features while those always on the go may be content with a simpler suite.

Downsizing, right sizing, whatever you call it, baby boomers are excited about retirement.


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%


Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEMarch 23, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

TRUST COMPANIES

ATB Financial 2.35 4 2.94 2.64 2.64 2.74 2.84 4.00op 4.00op 4.00op Alterna Svgs/Alterna Bk 2.45 4 2.98 2.98 2.98 2.94 2.78 6.30op 6.30op Bank of Montreal 2.85 4 2.89 2.84 3.39 3.89 2.79 6.30op 6.30op Bank of Nova Scotia 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74 6.45op 6.30op CFF Bank 2.99 2.79 2.49 2.89 2.74CIBC 2.85 2.89 2.29 3.55 4.14 4.79 6.70op 6.35op ICICI Bank Canada 2.9 3.15 3.65 3.64 3.69 3.69Manulife Bank 2.55 4.45 3 3.04 2.94 2.99 2.99 3.50op National Bank n/a 4.4 2.89 2.84 3.39 2.79 2.89 6.70op 6.70op President’s Choice Finan 2.5 2.29 3.49 2.73 4.44Royal Bank 2.85 3.14 3.04 3.65 4.39 4.64 6.30op 6.30op TD Canada Trust 2.85 2.89 2.24 3.39 3.89 3.09 6.30op Tangerine 2.85 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.74 6.70op 6.30op Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35 6.30op 6.30op Home Trust Company 2.35 3.95 2.89 2.44 2.54 2.64 2.64Investors Group Trust n/a 4.2 3.14 3.09 3.75 4.39 3.29 6.50op 6.30op MTCC 2.85 4.55 3.29 3.09 3.39 3.89 4.49 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.89 2.89 2.95 2.99 2.79 6.40op 6.30op First National Fin. LP 3.1 2.84 2.49 2.59 2.69 2.69FirstOntario C.U. 2.85 2.99 3.04 3.19 2.99 2.69 6.34op 6.34op IC Savings 2.99 2.69 2.89 3.04 3.09London Life n/a 4.2 3.14 3.09 3.75 4.39 4.79 6.50op 6.30op Luminus Financial 2.45 2.85 2.25 3.35 2.7 3.05 6.25op MCAP 2.35 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.65 4 3.09 3.09 3.55 3.29 2.75 6.30op Parama Credit Union 2.5 2.7 2.9 3 3.1 3.2 2.85op Steinbach Credit Union 2.4 2.6 2.7 2.75 2.85 2.85


LOOKINGFOR A

NEW HOME?It’s only a tap away.

NewHomeAndCondoGuide.caGET STARTED NOW ATDOWNLOAD THE APP

Find the perfectnew home or condo in the neighbourhood that fi ts your lifestyle.

Start searching now!

Advertiser index

ASPEN RIDGE HOMES: Waterdown Meadows 33

BAYVIEW WELLINGTON: Victoria Village 4

BAYVIEW WELLINGTON: Niagara-on-the-Green 5

BRANTHAVEN HOMES: Corporate 12 & 13

BUCCI HOMES: Villages of Brantwell 27

BURLINGTON LIFESTYLE HOME SHOW 26

COOK HOMES: The Village in Beechwood West 53

COUNTRYGREEN HOMES: Westwood Mews 7

CRYSTAL HOMES: Grand River Woods 59

CRYSTAL HOMES: Rocking Horse 45

EASTFOREST HOMES: Corporate 22

EMPIRE COMMUNITIES: Multi-site 2 & 3

FERNBROOK HOMES: Grand River Woods 59

HOMES BY DESANTIS: AquaBlu 11

HOMES BY DESANTIS: On the Ridge 21

KW HOME & GARDEN SHOW 54

LONDON SPRING HOME & GARDEN SHOW 60

MATTAMY HOMES: Hawthorne Village IBC

MATTAMY HOMES: Wildflowers 6

MENKES DEVELOPMENTS: Enclaves of Upper Canada 23

MILTON LIFESTYLE HOME SHOW 48

MISSISSAUGA LIFESTYLE HOME SHOW 42

MONARCH: Topper Woods 36 & 37

MOLINARO HOMES: Paradigm Condos 43

MOUNTAINVIEW HOMES: Corporate 9

MULTI-AREA DEVELOPMENTS: Bellagio Village/Summit Park 28

OAKVILLE LIFESTYLE HOME SHOW 30

PHELPS HOMES: Multi-Site 35

ROSEHAVEN HOMES: Corporate 20

ROSEHAVEN HOMES: On the Ridge 21

ROSEHAVEN HOMES: Waterdown Meadows 33

SAVIC HOMES: Avalon Urban Towns 29

SCHUIT HOMES: Perth Park 41

SENATOR HOMES: Havelock Corners 52

SILVERGATE HOMES: Victoria Woods 40

SIFTON PROPERTIES: Corporate 58

SONOMA HOMES: Style Towne Collection 31

TERRA VIEW HOMES: Edgewater Estates 55

TILLSONBURG DEVELOPMENTS: Baldwin Place 61

WILLIAMSBURG HOMES: Williamsburg Walk BC


HOT DATES//

APR 2-4

Milton Lifestyle Home Show MILTON MEMORIAL ARENA MILTON Milton is among Southwestern Ontario's fastest growing towns, with population nearly doubling in the last five years. Come see all that local vendors have to offer to help you improve your comfort at home – and protect your investment.

jenkinsshow.com

APR 10-12

London Spring Home & Garden ShowWESTERN FAIR DISTRICT LONDONGreat ideas come to life here, at the 39th annual event, featuring an

"outdoor Great Room," home and garden marketplace, kids' workshops, flow show and prizes and more.

londonhomeandgardenshow.com

APR 11

Maple Syrup FestivalDOWNTOWN PARIS PARIS This year we will be located on the main street of Paris between William and Mechanic Street. There will be no vehicle traffic, so feel free to bring the young ones!

parislions.ca

APR 17-19

Mississauga Lifestyle Home Show HERSHEY CENTRE MISSISSAUGA Come enjoy the best in the west, at the seventh annual Mississauga Lifestyle Home Show. More than 1,000 free parking spots at the Hershey Centre.

jenkinsshow.com

Mar 28 to Apr 11

Calendar of events beginning from

March 28 to April 11, 2015


//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

Southwestern Ontario

A BIG WINNER IN ECONOMIC SHIFT

Finally, an economic shift that bene� ts Ontario – and Southwestern Ontario, especially.

A fundamental changing of the guard, so to speak, is taking place in Canada, as Alberta, the economic powerhouse of the country over the last several years, is undergoing a cooling, thanks to the slowdown in the oil and gas industry. � e economy and housing sector there are increasingly feeling the impact.

Meanwhile, on the other side if the country, here in Ontario, the automotive industry is surging – coming o� a record 2014.

Canadian auto sales climbed a stronger than expected six per cent last year to a record high of 1.85 million units, according to the latest Scotiabank Global Auto Report. � e surge continued last month, giving the auto industry its best performance in February since 2008.

“We expect sales to edge up 1.86 million units in 2015, buoyed by ongoing job gains, low interest rates, and near-record vehicle a� ordability,” Carlos Gomes, senior economist and auto industry specialist at Scotiabank, said in the report.

“Canadian exports have accelerated over the past year, advancing by 11 per cent – the best performance since 2011. Shipments will be buoyed in 2015 by the strongest economic growth in the United States in a decade, as well as by the recent sharp depreciation of the Canadian dollar as a result of the slump in global oil prices.”

HOW DOES ALL OF THIS IMPACT REAL ESTATE?In Ontario, manufacturing sectors such as the auto industry are key contributors to the economy. And when a sector is healthy, it leads to job growth, which leads to demand for housing – be it rental, at � rst, as people move to an area to pursue employ-ment, or ownership, once they have settled in and gained employment stability.

FOR EX AMPLE:» Late last year, Honda Canada announced it was investing

$857 million to upgrade three plants north of Toronto to make the next generation Civic. With 10 per cent of the cost coming from the Ontario government, the three-year project includes partnerships with Ontario colleges and universities.

» Earlier this year, General Motors announced a $560-million investment in its Ingersoll, Ont. plant to make the new Chevrolet Equinox.

» In late February, Ford Motor Co. announced it is adding 400 new jobs in Oakville, Ont. to assemble the redesigned Ford Edge crossover. � is is in addition to the 1,000 positions added there in 2014.

� e economic bene� ts deepen when you look at the supply sector – companies that supply parts to the auto makers.» Linamar Corp. announced in January it is investing $400

million – plus $100 million from the Ontario and federal governments – at its plant in Guelph, Ont. � e move will create 1,200 new full-time jobs.

» Toyota Boshoku Canada has announced it is partnering with the provincial government to expand its Elmira, Ont. manufacturing facility, creating 73 new jobs. Toyota Boshoku supplies parts to Toyota’s Ontario assembly plants in Woodstock and Cambridge.

� ese are among the reasons Scotiabank, the Conference Board of Canada and others are forecasting Ontario to be among the economic growth leaders in Canada this year.

Much of this good news touches on towns and cities in Southwestern Ontario, which means economic and job growth, which leads to healthy housing markets.

Visit newhomeandgcondoguide.ca for more coverage of Southwestern Ontario and other markets.


DISCOVER SPRING UNDER THE NIAGARA ESCARPMENT

AT HAWTHORNE SOUTH VILLAGETake Your Choice From Beautiful Towns And Detached Designs

Village Home, The Netherby, ‘Colonial’, 1,415 Sq.Ft. 43' Home, The Elmira, ‘English Manor’, 3,150 Sq.Ft.

‘NETHERBY’

SALES CENTRE

10180 Derry Road

Detached Homes From The $400s

MILTONFreehold Townhomes From The $300s

MAIN ST.

DERRY RD.

REG

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AL

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AD

25

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MP

SON

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U D

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JAM

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401

SALESCENTRE

N

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE HOURS: Monday - Thursday 1pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm

Follow us:

The Violet Model Home in Wildflowers, Kitchener

MATGTA - MH - Hawthorne South Village - SW New Home & Condo - Magazine Due: 24/03/15

File Name: MATHAMILTONHAL-HSV_SW-NH&C Publication: SW New Home & Condo

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Southwestern Ontario New Home and Condo Guide - Mar 28, 2015

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Transcript of Southwestern Ontario New Home and Condo Guide - Mar 28, 2015