SEPTEMBER 2015 - scufhoftp.scufsanthome.com Breeze... · A.P.J Abdul Kalam Ganpati Bappa Morya!!...

Shriram City—News Letter - Breeze- 1st September 2015

This year “Ganesh Chaturthi”, a national festival which brings all people together will be celebrated throughout the world

on with great fanfare. Lord Ganesha, in different forms and size will be placed for 10 day celebration with

cultural events involving each member of the society. On the last day of worship the idol would be taken out in a colourful and musical procession for immersion . People pray for the welfare of the society bidding a “Good Bye” to Lord Ganesha.

.

SEPTEMBER 2015

“All Birds find shelter during a rain. But Eagle avoids rain by flying above the Clouds.” -Dr. A.P.J Abdul Kalam

Ganpati Bappa Morya!!

its readers and

their family members on the occasion of


2

5th September 2015 (Saturday)

24th September 2015

(Thursday)

Onam celebratation

at

ERNAKULAM /COCHIN OFFICE

ON

22/08/2015


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Master D. Mrityunajay ,

,

Resource Mobilization , is mastering the art of KARATE .

He is studying in the 3rd standard and has been learning the art

since the age of 5 in Isshinryu Karate under Kyoshi Geri Bala,

6th Dan black belt. He now holds a Blue belt in Karate.

He has recently participated in a competition held on 16th August 2015

and has got the 1st Place in Karate Kata exhibits & 1st Place in Karate Kumite (sparing)

His other hobbies are Playing keyboard & drawing

CONGRATULATIONS ! Mrityunjay


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Shriram City’s participation in

the Chennai marathon organized by

Shriram Properties …….

DENTAL CAMP

THIS CAMP WAS CONDUCTED AT 3 OFFICES AT CHENNAI IN JULY 2015 FOR THE BENEFIT OF OUR EMPLOYEES BY M/S VASAN DENTAL CARE


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A free eye camp was

conducted at our Luz,

Mylapore branch

on 28.06.2015 (Sunday)

by

M/S Vasan Eye Care Hospital.

EYE CAMP


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PART I – Rules of DYKS

From this issue of ‘Breeze’ the Did You Know Series would start appearing in the monthly issues.

The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions

All staff members are eligible and are encouraged to reply to the questions

All replies to be sent only to [email protected] only. The mails should be sent from the

official mail ID of the employee.

The response mail should be as follows;

The name of the staff from whom the first correct response comes will be published in the subse-

quent issue of ‘Breeze’. This will be for each of the states.

SNo Required Information Employee Entry/ Answer to Quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

DID YOU KNOW SERIES (DYKS) – 26

PART II – State wise correct response to

Quiz in August 2015 Issue

mailto:[email protected]


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PART III – State wise 1st correct response to Quiz in August 2015 Issue

SNo State Name

1 TamilNadu S.Marimuthu

2 Maharastra Amit Gopal Vadnere

3 Uttarpradesh Satish Mishra

4 Andhrapradesh S.A. Aleem

5 HO-Chennai J. Thirumurugan

6 Karnataka P. Meena

7 Gujarat Joshi Bhavinkumar Ramesh Bhai

8 New Delhi Rachna Devi

9 Madhya Pradesh Pooja Jain

10 Jammu & Kashmir Amit Rana

SN

o

Question Answer

1 What is the purpose for which Reference details are taken for a loan?

b. To know the whereabouts of the customer if he is absconding

2. A customer approaches the branch and advises that he has cleared all his installments and requires an NOC.

The branch staff notices that 1 EMI is pending as per

ledger. But the client shows his Bank statement and

proves that he has paid all his installments. Investigation reveals that one EMI payment was not credited to the

customer ledger by us. What will you do?

a. will identify and pass the credit into the ledger. Ap-proach seniors for approval of waiver of BC and ODC

and issue the NOC.

3 Customer comes to the branch complaining that install-ments were deducted twice from his account for that

particular month. Ledger confirms the excess collection

of 1 EMI. The customer insists on refund of one of his

installment. What will we do?

d. will refund the amount to the client.

PART IV – Answers to Quiz of August issue

PART V – This month’s Quiz KYC means

A.Knowledge of Your Consumer B.Kneel before your customer C.Know your customer D.Know your company

SEBI stands for

A.Shriram Equity Board of India B.Securities and Exchange Board of India C.It is a regulator of financial markets D.(B) and (C) above

What happens during an Field Investigation

A.The executive visits the customer office B.The executive visits the customer residence C.(A) and (B) D.The executive calls the customer


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01 What is the full form of NCD?

Non Convertible Debentures

Non Convertible Derivatives

02 What of the following is true for Systematic Investment Planning (SIP)?

Not affordable as one has to invest lump sum

Benefit of compounding effect

03 What is an asset allocation?

Asset Allocation means allocating the entire

amount in one specific asset.

Asset allocation is an investment strategy that attempts to

balance risk versus reward by adjusting the percentage of each

asset in an investment portfolio according to the investors risk

tolerance, goals and investment time frame.

04 Income / Debt Oriented Funds are

less risky compared to Equity Funds

as risky as Equity Funds

05 Stocks and Bonds mean the same thing.

True

False

06 Who said, "Rule No.1: Never lose money. Rule No.2: Never forget rule No.1."?

Warren Buffett

Dave Ramsey

07 What is the full form of NAV?

Net Asset Value

Net worth Allocation Value

08 The Union Budget comes into effect on -

April 1

January 1

March 31

Answer:

01-a

02-b 03-b 04-a 05-b 06-a 07-a 08-a

investment IQ?


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Honesty Comes from the Heart

It was the day the XII results had been published. The list of rank holders and their photographs took up almost the entire front page An Industrialist had a great fascination for rank holders. Of all the photographs, one boy’s snapshot caught his attention. He wanted to know more about him. He is Hanumanthappa and he had secured 8th rank. Next day, his photograph was published again, with an interview. He said that he was a collie’s

son the oldest of five children, belong to a tribal group. He expressed with tears that he was not able to study further, because, he needs to earn to protect his family. While reading the interview, the Industrialist communicated that he would like to sponsor him. It means he will pay his fees any course of study he wishes to take up wherever it may be. Hanumanthappa replied in a low and steady tone that he wants to pursue his studies at the Teachers’ Training College. Industrialist agreed instantly but spoke to him a little more to find out whether there was any other course he preferred, trying to make it clear to him that he would pay the fees for any course he might choose. Hanumanthappa, however, seemed to know exactly what he wanted. Industrialist asked, “How much money should I send you every month? Does the college have a hostel facility? Hanumanthappa replied that he would require approximately Rs.300/- p.m. Immediately, Industrialist gave Rs.1800/- for six months Time passed, Industrialist had sent another draft for `1800/- for next 6 months. But, couple of days later, Hanumanthappa has sent a letter and some currency notes. The covering letter says “Sir, It is kind of you to have sent me money for the next six months. But, I was not in the hostel for the last two months. One month our college was closed for holidays and during the next month, there was a strike. So I stayed home for those two months. My expenditure during these two months was less than Rs.300/- per month Therefore, I am sending you the Rs.300/- that I have not used for the last two months. Kindly accept this amount Hanumanthappa knew industrialist no account of the money sent to him. Yet he had made it a point to return the balance money. Unbelievable but true! Experience has taught that honesty is not the mark of any particular class nor is it related to education or wealth. It cannot be taught at any university. In most people, it springs naturally from the heart. Industrialist did not know how to react instantly. But, two years later, he had sent his HR team to his college for campus interview and made them to select Hanumanthappa without any interview. Now, Hanmanthappa is the Vice President of one among Top 3 companies and he sponsors every year to so many Hanumanthappas……………..

The morale is


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Editorial Committee

Shri K.Subramaniam

CO, Mylapore

Smt M.Subhashree

BSC, Santhome

Shri M.Radhakrishnan

BSC, Santhome

Shri N.R. Sivakumar

SFPS,Santhome

Communication Address:

Editorial Committee, (News Letter—Breeze)

Shriram City Union Finance

144, Santhome High Road, Chennai—600 004

Phone: 044 43925300

Email: [email protected]

" Owning Responsibility" and "Accepting failures" - a rare gesture from persons.

Here is a person who "owns" and "accepts". He is none other than Dr. APJ Kalam.

An abstract from WINGS OF FIRE Abridged version – An autobiography by APJAK with Arun Tiwari , Page No 68 .... During the meeting with Prof Dhawan when the report on the findings of the failure of the Launch of SLV-3 were presented . On the spur of the moment, “I stood up and said, as the mission director, I should have put the launch on hold and saved the flight if possible. In a similar situation abroad, the mission director would have lost his job .I therefore take responsibility for SLV-3’S FAILURE,” I announced. For some time there was total silence in the hall. Then Prof Dhawan got up and said, "I am going to put Kalam in the orbit.” He left the place signal-ling that the meeting was over.

Let us all try to emulate the "ideals" and "ideas" of Dr. APJ Kalam.

A PARTING THOUGHT

SEPTEMBER 2015 - scufhoftp.scufsanthome.com Breeze... · A.P.J Abdul Kalam Ganpati Bappa Morya!!...

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