VEHICLE LOANSHow will an SDFCU

Auto Loan benefit me?

Our low rates will save you money over the life of your loan.

SDFCU Auto Loans provide:

• Competitive rates for both new and used vehicles

• 125% financing for qualified buyers*

• Extended fixed terms available to meet your needs (certain restrictions may apply)

• Financing for overseas members

• Free, convenient pre-approval

• Auto Express Loan Check issued with every loan to make purchases at the dealership easy

*Well-qualified buyers have a credit score classified as A and B-tier.

Where do I begin my vehicle search?

Use our online vehicle search tool at www.sdfcu.org to:

• Search for new cars in your zip code

• Locate the dealership closest to you

• Access services to negotiate the best price

• Apply for a low interest rate loan

• Receive competitive insurance quotes and protect your purchase

800.296.8882703.706.5000

www.sdfcu.org

Federally insured by NCUAsdfcu@sdfcu.org

Information good as of December 2015

Can you help me finance a boat?

Yes, we have convenient financing options to help you set sail.

Features include:

• Low rates

• No restrictions on boat length

• Extended fixed terms available to meet your needs (certain restrictions may apply)

• Boats used as primary residence with a retail value of $25,000 or more may qualify for even longer extended financing terms (certain restrictions may apply)

What if I want to purchase a used car?

We have competitive low rate financing options for used vehicles too! Search for over 1 million quality certified used vehicles through Enterprise Car Sales.

Learn how you can receive an additional discount at www.sdfcu.org.

Can I refinance an existing loan?

You can save money by refinancing an existing auto loan with SDFCU. Ask us to run the numbers or take advantage of our online loan calculators to see how you can lower your monthly payments.

What insurance options are available?

Your family and your investments are well covered with our array of insurance products including:

• TruStage™ Auto and Home Insurance

• GAP Insurance

• Mechanical Breakdown Insurance

To learn more and to apply for a loan online, visit www.sdfcu.org or contact us at 703.706.5000 or 800.296.8882.

I am not comfortable haggling at the dealer. Can you help?

Our Auto Buying Services are designed to help you find the best deals on a new car and help get rid of some of the stress at the dealer. Try United Buying Services — available for members purchasing a vehicle in Maryland, Virginia or the District of Columbia.

Benefits include:

• Lowest pre-negotiated vehicle pricing

• Savings on factory installed options

• A free audit of your purchase