CREDIT CARDSI am shopping for a credit

card. Why should I get an SDFCU Visa Platinum Card?

Our Visa Platinum Credit Card offers a great value with competitively low rates. Not only do rates start low, but you also get limited fees and rewards, all on one card!

Our card features:

• No foreign transaction fee

• No annual fee

• No balance transfer fee

• Secure EMV chip-enabled technology

• Point-per-dollar Flexpoints Rewards Program

Additional benefits include:

• Ability to pay securely with Apple Pay™

• Higher spending limits up to $100,000

• Travel and emergency assistance

• $100,000 travel accident insurance

• Auto rental insurance

• Emergency cash disbursement

• Emergency card replacement

• Delayed baggage claim

• Lost luggage reimbursement

• A 25-day grace period on purchases

• Online account management

800.296.8882703.706.5000

www.sdfcu.org

sdfcu@sdfcu.orgFederally insured by NCUA

Information good as of January 2016

I am looking to build my credit. Can SDFCU help me?

With our Savings Secured Visa Platinum Card, we can help you rebuild or establish your credit. This card works like a credit card, but is available for limits as low as $250 and does not require income verification or credit check. This is because the money is secured by your savings account. Simply deposit the amount you want on the card into your savings account, and apply for your card.

Plus, enjoy our Visa Platinum Credit Card perks including:

• Competitively low Annual Percentage Rate

• Secure chip-enabled technology

• No foreign transaction fee

• No annual fee

• Flexpoints Rewards for every $1 spent

Can I transfer my balance on an existing credit card to SDFCU?

Yes, move the balance from a higher rate credit card to our low rate card today and there is no balance transfer fee.

How can I access my account information?

You can sign in to Online Banking to view and pay your credit card bill and set up automatic payments from your SDFCU Checking or Savings Account. You can also use our free 24-hour phone service to get account information anytime, anywhere.

To learn more and to apply for a credit card, visit www.sdfcu.org or contact us at 703.706.5000 or 800.296.8882.

Can you tell me more about Visa Platinum Credit Card security?

Our Visa Platinum Credit Card features secure EMV chip-enabled technology, which provides added security. The microchip embedded in the card encrypts your data, providing enhanced security against counterfeiting when used at a chip-enabled terminal.

You can also protect yourself from any unwelcome credit card activity with Member Alerts. Register your credit card and receive notifications about your account activity.

Sign in to Online Banking to set up your alerts.

What is the Flexpoints Rewards Program and how does it work?

This is a free, exclusive member benefit that you are automatically enrolled in. Earn reward points when you choose to use your SDFCU Credit Card to make purchases. You earn 1 point for every $1 spent. Points can be used toward hundreds of rewards including gift cards, merchandise, travel, experiences, and charitable donations.

Learn more about Flexpoints at www.sdfcu.org.