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Property and casualty insurers made $55.5 billion in after-tax profits last year, the industry’s second-best in history. REALESTATE ESTATE WEEKLY WEEKLY July 10, 2015 These homes offered by Team Stillwater, REALTORS® (405) 372-TEAM (8326) • 520 S. Knoblock 1408 Oakfield Court. 1705 N Manning Your best source for weekly real estate news and listings for Stillwater and surrounding communities Weekly Features: • About Real Estate • Classifieds • Open House Map 1408 Oakfield Court. - “Totally Beautiful”, large 3 story home with 4 bedrooms plus 4 full baths located on a quiet cul-de-sac. Wood floors, electric fireplace, recently painted and backyard totally private with beautiful view of a pond. New owners will definitely enjoy the sunsets on the new deck. Updates include new roof, AC/Heat, hot water tank, deck with a Trex drain system, privacy fencing/ steel posts, sod and landscape, and appliances. This home is truly a treasure. Priced to sell at $265,000. Call Paulette Kraybill at (405)747-8830. OPEN HOUSE SUNDAY 1-3 P.M. 1705 N Manning - 3 bedroom, 1.5 bath home. Close to elementary, OSU, eateries & shopping. Great for investors/ first time home buyer! Several upgrades include; Herringbone wood-look tile flooring in both bathrooms. New fixtures throughout. New pedestal sink and toilet in Master bath. New vessel sink in half bath. Fresh paint throughout. Laminate wood floors throughout remainder of home. Fenced backyard. Call Jerika Rosenquist at (405)338-5521. OPEN HOUSE SUNDAY 1-3 P.M. Stillwater Visit our web site at » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000. stwnewspress.com Featured Homes: The Insurance Information Institute

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Transcript of Rew 07 10 15

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Property and casualty insurers made $55.5 billion in after-tax profits last year, the

industry’s second-best in history.REALESTATEESTATEWEEKLYWEEKLY

July 10, 2015

These homes offered by Team Stillwater, REALTORS®(405) 372-TEAM (8326) • 520 S. Knoblock

1408 Oakfi eld Court.

1705 N Manning

Your best source for weekly real estate news and listings for Stillwater and surrounding communities

Weekly Features:• About Real Estate• Classifi eds• Open House Map

1408 Oakfi eld Court. - “Totally Beautiful”, large 3 story home with 4 bedrooms plus 4 full baths located on a quiet cul-de-sac. Wood fl oors, electric fi replace, recently painted and backyard totally private with beautiful view of a pond. New owners will defi nitely enjoy the sunsets on the new deck. Updates include new roof, AC/Heat, hot water tank, deck with a Trex drain system, privacy fencing/ steel posts, sod and landscape, and appliances. This home is truly a treasure. Priced to sell at $265,000. Call Paulette Kraybill at (405)747-8830. OPEN HOUSE SUNDAY 1-3 P.M.

1705 N Manning - 3 bedroom, 1.5 bath home. Close to elementary, OSU, eateries & shopping. Great for investors/fi rst time home buyer! Several upgrades include; Herringbone wood-look tile fl ooring in both bathrooms. New fi xtures throughout. New pedestal sink and toilet in Master bath. New vessel sink in half bath. Fresh paint throughout. Laminate wood fl oors throughout remainder of home. Fenced backyard. Call Jerika Rosenquist at (405)338-5521. OPEN HOUSE SUNDAY 1-3 P.M.

Stillwater

Visit our web site at

» Classifi eds » Real Estate Weeklyto download the current PDF edition

and see participating Realtors.To advertise your home in Real Estate

Weekly, call (405) 372-5000.

stwnewspress.com

Featured Homes:

The Insurance Information Institute

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Global Realtors131 N. Main • Stillwater

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Raised surfaces maketiles more interestingBy Vicki PayneThe Charlotte Observer

A key word forinteresting designhas to be texture.As room decorbecomes moremonochromatic, itis important to addtexture to a designwherever possible.Today’s ceramictiles are availablein a range of tex-tures, shapes, for-mats and sizes. Fordecades our choiceswere shinny ormatte. Now youhave almost asmany choices infinishes as you doin color.

Following thepath of the ubiqui-tous square andrectangle, the hexa-gon has firmlyestablished itself asthe tile shape derigueur. A far cryfrom traditionalhexagonal tiling,this new waveincludes micro andmacro sizes, irregu-lar cutouts andmultiple dimen-sions that deliverdepth and complex-ity.

Lunada Bay hascreated a three-dimensionalapproach to thetrending hexagon,most notably in itsCrest line of hexa-gon ceramic tiles.Named after thehighest point of awave, each tile isslightly raised inthe center, creatinga visual display

that plays withlight and shadow.

If glitz is moreyour style, look tothe new mirroredand metallic tiles.A collection byBorja Regina fea-tures dazzling tileswith angular facetsreflecting light tocreate a glitteringeffect on the wall.The tiles are avail-able in gold or sil-ver finish.

Oceansiderevealed newAntique Mirrortiles in its DevotionCollection, whichadds soft touches ofmirror to make fora distinctly luxedesign statement.

White is still thenumber one choicewhen it comes tobathrooms, butthat doesn’t meanit has to be boring.Large format, 3-Dpatterns in white-on-white breathesnew life into theall-white bathroom.Saloni’s VantageDrip white andblack tiles beg for afull wall withwhich to exercisetheir design poten-tial.

If you’re not upfor a completebathroom orkitchen remodel,consider using tilein unexpectedplaces like on afireplace wall, foyeror a stand-alonewall between tworooms. If you havea wet bar or book-shelves, consider

tiling the spacewith the new mir-rored or metallictiles. This is a verysimple Saturdayafternoon do-it-yourself project.

Today’s newgrouts, adhesivesand helpful toolsand saws that youcan rent have madetiling one of theeasiest homeimprovement pro-jects you can tack-le. The one excep-tion here is a show-er floor and drainpan. This is betterleft to the profes-sionals, but forwalls and floors youshould do just fine.

The best way todiscover wonderfulnew products is tovisit kitchen andbath showroomsand tile stores.Searching onlinewill also lead you towonderful newoptions. You’re notgoing to find thesenew looks at thetypical big boxstore. Their buyersare conservativeand tend to stick tothe tried and true(boring and over-done) offerings.

If budget is anissue, considerusing less expen-sive field (back-ground) tiles andadd interest with aband or border ofthese new, creativeshapes and tex-tured tiles. Youcan’t go wrong witha little updatedbling.

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Ways to stop slugsin their slimy tracksBy Martha BunsStar Tribune (Minneapolis)

Ugh. Slugs. ASwedish woman isin the news for bat-tling Spanish“killer” slugs in hergarden. She pickedoff 1,773 of therepulsive lookingthings.

While I don’t faceany slugs that areknown as killer, lastnight I came hometo notice that slugshad been hard atwork on some of myhostas, a byproductof all the rainswe’ve been having.Every year thehosta start out soupright, pristineand beautiful. Theneventually someslugs sneak past ourdefenses and thoseonce-pretty leavesgain the telltaleholes.

My slug problemis much more man-ageable than theSwedish woman’s,but it gave meflashbacks to ourearly years of bat-tling slugs. We firsttried to managethem with beer-bait-ed slug traps, whichcaught only a smallpercentage. (Oddly,they seemed to pre-fer cheap beer, sodon’t waste yourcraft brews.) Wetried diatomaceousearth, but that did-n’t seem to havemuch effect andneed to be replacedafter each rainfall.We used copper tapearound the edgesbut couldn’t see anynoticeable change in

their traffic pat-terns. We spreadcrushed eggshells,which some peoplesay they’ve had suc-cess with, but to noavail. Ditto with cof-fee grounds for us.

The only way weput a real dent inthe population wasgoing out at nightarmed with head-lamps, tweezers anda bucket of soapywater. We wouldpick hundreds ofthem off every nightfor weeks and gavea lot of blood tomosquitoes in theprocess. It was rea-sonably effective,but it’s hard tocatch them all.

I try to stick to –cides that involvesquishing theinvaders, but therewere just too manyof them. It wasn’tuntil we found apesticide I was will-ing to use that wereally turned thetide.(Sluggo is billedas organic, safe foruse around pets andwildlife and OK touse on vegetables aswell as ornamen-tals.

Escargo is anoth-er brand in that cat-egory.) So long aswe remember toreapply after eachrainstorm, it’s donea good job. We seemto be just as muchof a wildlife magnetas ever, so the ani-mal-safe claimsseem to be true. I’mparanoid enough Idon’t use it aroundvegetables, but Iknow people whohave.

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By Maureen GilmerTribune News Service

June in the westmeans foxtail sea-son has arrived andvets all over areprepared for emer-gency calls day andnight. Foxtailgrasses, once limit-ed to California, arenow in all stateswest of theMississippi and area growing problemas plants naturalizefurther east.

Foxtail is thecommon name forgrasses that pro-duce a certain kindof structure thatenhances seed dis-tribution. The seedmatures on adensely packedspike that resem-bles that of wheatwithout the big ker-nels. Each seed isenclosed by a

spikelet shaped likean arrowhead withone hard pointedend and a soft flareof fibrous sheath onthe other. Thesheath is coveredwith invisible teethaimed away fromthe point like fishhook barbs, so onceembedded in thehair of an animal itwon’t back out butcontinues to pene-trate ever deeper.When mature, thecluster of spikeletsis released tospread seed far andwide by wind, andhitchhiking on ani-mals, they becomea problem.

Spikelets soondrop out of shorthair coats, butlonger fur trapsthem for the longhaul. If not immedi-ately removed, thesharp tip reaches

the skin and mayeven penetrate thebody cavity with lit-tle evidence it’sthere except occa-sional scratching.

More commonthough is the fox-tail penetratingbody orifices ofdogs. It’s becausedogs root throughweeds and grassesafter a ball or chas-ing a scent trail,accidentally snort-ing up a foxtail inthe process.Foxtails in thenasal passagescause sneezing,facial distortion anddischarge. If notpromptly removed,a foxtail canmigrate down intothe throat or lung.They can also trav-el up the sinusesand into the brain.

Foxtails in theears are just as

common. Evidenceincludes flappingears or head shak-ing, which oftenleads to ahematoma of theear flap itself. Theflapping and snort-ing actually helpsthe foxtail to workits way deeper intothese canals, caus-ing pain, discomfortand infection.

It’s vital to getear or nose foxtailsremoved by the vetthe moment youdiscover there’s aproblem. If lefteven for a day, thefoxtail can migrateout of reach.Foxtails cannot beseen on X-ray orultrasound, so onceit’s out of sight, therisk of enteringsinuses, brain orlung becomes a realthreat.

Sometimes dogs

step on the foxtail,the sharp pointpenetrating the softskin between thedog’s toes where it’snot visually appar-ent. Dogs will lickthe foot incessantlyas the sharp tipworks its way deep-er into the foot. Ifin a vertical posi-tion it may pop outthe top of the foot,where they can beeasily removed withneedle-nose pliersbecause here thebarbs are facing theright way. But don’twait for the tip tocome throughbecause smallerfoxtails can migrateat odd angles, caus-ing severe infection.They’ve beenknown to enter thebloodstream thisway and eventuallyreach the heart. Ifyou suspect there’s

a foxtail in there,see a vet immedi-ately.

As the wildgrasses or back-yard weeds turnbrown with sum-mer heat, foxtailrisk rises. Wherecats and dogs usethat backyard,avoid the vet byremoving all weedygrasses and fox-tails.

When out andabout, be carefulabout letting dogsrun in dry grass-lands and openspaces. Once youget home, brushthe dog thoroughly,inspecting the ears,under the collar,between the toes

and in the armpitswhere foxtailscling. Nooks andcrannies of genitalsare also problemspots.

Those who grewup in foxtail coun-try know what itfeels like to getthem caught inyour socks. Youprobably heardunsavory wordsfrom Mom as sheworked them out ofthe material in thelaundry room. Butthough foxtails pre-sent mere discom-fort to us, when itcomes to dogs inrural areas orunkempt back-yards, they’re a lifeand death issue.

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By BarbaraBallingerChicago Tribune

For years, painthas been touted asthe go-to way tofreshen walls andceilings affordablyand quickly.

Wallpaper wastypically typecastas a more expen-sive treatmentbecause of the costto produce and pur-chase rolls. And itcame with all sortsof caveats: Patienceto hang and matchpatterns, copingwith sometimesnasty adhesives,VOC inks andpaints, and difficul-ty removing itwithout damagingwalls. And it tend-ed to age:Wallpaper thathung aroundawhile might startto tell a tale of out-dated style – andtell it loudly.

But wallpaper’smaking a big come-back, in partbecause enoughtime has elapsedfrom the late 1990s– and certainly itsprior peak in the1970s – when itgenerated buzz.

Today’s over-arching trend isgreater personal-ization, a directionthat’s informingmany other areasof design. “Whenpeople buy wallpa-per today, they’reless likely to walkinto a showroom orstore and buy rollsreadily available,”says Sean Samet,

executive directorof theWallcoveringsAssociation, thenonprofit, Chicago-based trade organi-zation representingmanufacturers anddistributors.They’re also lesslikely to follow oldrules – use no morethan one pattern inthe same space, orapply to all fourwalls. “The re-emergence of wall-paper is very muchpart of the trend ofallowing people totell their storythrough color andprint,” saysCharlotte Cosby,creative head ofLondon-basedFarrow & Ball.

Here are sixother trends inspir-ing its resurgence:

Bolder colors.Colors have shiftedfrom dainty pastelsto more vibranthues such as blue,gold, orange, andgreen reflecting. Aspart of the colorboldness has comeinterest in metallicand other shinypapers. And neu-trals, while notnew, retain a hold,but often throughstronger variationsof what’s consid-ered neutral suchas grays, says JackOvadia, a designerwhose OvadiaDesign Group isbased in New York.

Bigger pat-terns. While youcan still easily findsweet stripes andflorals, the latestdesigns reflect larg-

er scale and morehip inspiration,such as oversized,retro-inspired trel-lises and geometricchevrons, saysJason Lowe, direc-tor of design profes-sionals for theDecoration &Design Building inNew York. FlavorPaper, a manufac-turer based inBrooklyn, haslicensed severalAndy Warholmotifs, includinghis oversized flo-rals, which trans-form the paper intoart that attractsattention ratherthan simply servingas background,says companyowner JonSherman. Naturalmaterials are yetanother muse,ranging fromcharred wood torough stone andconcrete. “Peoplelike the idea of tak-ing a modern housewithout muchcharm and addingsome grime andgrit,” Shermansays.

More tactile.Don’t think of wall-paper as just one-dimensional. Threedimensionaldesigns incorporateeverything fromfeathers to crystals,felt and powders,says Samet. Grasscloth has returned,but now it may belacquered for amore novel look,says Lowe. MayaRomanoff ’s papers,known for years forupping the ante in

this way, alsoinclude such fanci-ful elements asseashells, glassbeads, and threadswoven into hand-painted paper, toname a few possi-bilities.

Photo real.Improvements indigital photographyhave helped inspireanother trend –enlarging andrepeating imageswith higher qualityrepresentation.Some wallpapermanufacturerssecure their ownphotos; otherslicense them fromartists and othersources; and someuse those sent inby designers orhomeowners forhighly personalizedsolutions. The endresult is the same:a paper thatnobody else mayhave, says Samet.Flavor Paperstepped into thisniche with a selec-tion of readilyavailable imagesthat can be sized tofit specific dimen-sions, or it willtake buyers’ hi-resdigital images andturn them into full-scale wall murals.

Novel place-ment. Wallpapersused to be installedprimarily on fourwalls of a room,sometimes a ceil-ing. It’s alsobecoming common-place to see paperson a single wall asa focal point, oreven filling in asfurnishings, such

as a faux head-board installedbehind a bed, saysSamet. Cosby rec-ommends paperingthe backs of cup-boards or book-shelves and withinthe panels of doorsas a nice touch.

Technologicaladvances. Best ofall may be thatwallpapers nolonger need to beconsidered a choice

for forever. Papersfrom Tempaper aremade with a self-adhesive backingthat makes instal-lation and removaleasy. The caveatwith this NewJersey company’sproduct is that itneeds to beinstalled atop wellprimed-and-paintedwalls. DesignerSayeh Pezeshki,founder of The

Office Stylist, wholikes Art.com as aresource, sees theseremovable papersas great options forrenters, or folkslike her, who “needto frequentlyupdate their space.To be able to wall-paper a wall orpiece of furnitureand just peel it offwithout damage isa design miracle,”she says.

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To fill or not to fill in weep holes?By C. Dwight BarnettTribune News Service

Q: I read yourvery helpful arti-cle on weepholes; however, Istill have a ques-tion.

My home is about25 years old. It hasweep holes. Theproblem is thatalong one wall, theweep holes are nowonly about 2 inchesfrom the ground.This makes meafraid that during aheavy rain, waterwill rise to the levelof the weep holes.I’d like to know ifthere is a problemwith filling in these

weep holes.A: The weep

holes do two things– ensure any waterthat may betrapped betweenthe backside of thebrick or stoneveneer and thesheathing on theexterior frame ofthe home has aplace to drain andallow for pressureequalizationbetween the insideof the home and theoutside atmosphere.This also helps tokeep water fromforming behind theveneer. The weepholes are necessaryand should not becovered. If water

collects too close tothe home, you canregrade the yardusing a swale or aFrench drain toprotect that side ofthe foundation.

Q: I read youronline responseabout crawlspace vents. Ifound it veryinformative. Ireside on theNew Jersey coast.My house is locat-ed on a lagoon offthe inner coastalwaterway. Thehouse is built on12-inch pilingsthat support themain beams,which supportthe floor joists.

The top of thefirst floor sitsapproximatelythree feet abovegrade. The crawlspace walls aremade of two-by-fours and \-inchhardy board. Thecrawl space flooris concrete. Thereare 10 air ventsthat measure 8-by-16 inches. Iuse to open themin the summerand close them inthe winter. I wasthinking aboutleaving themclosed in thesummer to keepout the humidity.Keeping themclosed may also

diminish theamount of sweat-ing with myHVAC metal duct-work located inthe crawl space.The summertemps usually hitbetween 80 and100 degrees with70 to 100 percenthumidity.

A: I’m asked thisquestion all thetime by both con-tractors andinstructors and theanswer depends onthe weather condi-tions where youlive.

In areas withchanging seasonsand high humidityproblems, the vents

need to be openedin the winter (thisallows humidity toescape the crawl)and closed in thesummer (to keephumidity out of thecrawl). If the homeis located in a frigidregion, the ventsshould be closed toprevent pipes fromfreezing and helpthe floors to staywarmer.

If the ducts aresweating, they needto be wrapped withinsulation unlessthey are insulatedon the inside of theducts. Make surethat all joints andseams for the sup-ply and return

ducts are taped andsealed airtight. Useeither metallic tape– the peel and stickkind – or duct mas-tic. Other tapes andcaulks will dry andfall off sooner orlater. If at all possi-ble, the crawl spacevents should bepermanently sealedand a dehumidifierinstalled in thecrawl.

Try to maintainthe humidity at aconstant levelbelow 70 percent.Provisions will haveto be made to drainor to pump awaythe water that iscollected by thedehumidifier.

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By C. Dwight BarnettTribune News Service

Q: You talkedabout a groundfault circuit inter-rupter and that it’snecessary in dif-ferent places inthe home. Myhome was built inthe 1950s, and Idon’t have theseoutlets. Should Ihave oneinstalled?

A: Yes! First, Irecommend that allelectrical work beperformed by alicensed (whererequired) andinsured electrician.A ground fault cir-cuit interrupter, orGFCI, protects peo-ple and animalsfrom accidentalshocks or electrocu-tion.

A ground faultoccurs when an elec-trical current flow-ing through a wireor appliance unin-tentionally flowsthrough an unin-tended path to theground. If you areusing a defectiveappliance or you arestanding in a damparea, your bodycould provide ashorter path togrounding and youcould be shocked orelectrocuted.

The GFCI has acircuit inside theoutlet (or breaker ifa GFCI breaker isused) that monitorsfor an imbalance inthe flow of current.If there is an imbal-ance, the GFCI willtrip off, sometimes

as fast as 1/30th of asecond. Over theyears, the NationalElectrical Code hasbeen amended,adding this impor-tant lifesavingdevice to newly con-structed and remod-eled homes. A GFCIwill also protect anolder two-wire,ungrounded electri-cal system wherethe newer three-prong outlets havebeen installed. It isagainst the code tosimply replace anolder two-prong out-let with the newer,three-prong, ground-ing type.

Also, when youhave a motorizedcircuit such as afreezer or refrigera-tor or when there isflorescent lighting, aGFCI may trip toooften to be useful.You can install adedicated outlet for

these appliances,but the outlet mustbe connected to aground. The dates Ihave researched donot always matchresearch by others,but a GFCI can beused in almost any120-volt or 240-voltcircuit. The onlyargument amonghome inspectors iswhen and wherethey are required.Below is a list Ioften use:

Dates that GFCIswere required:

1973 - Outsideoutlets near gradeor within 15 feet ofa pool.

1976 - Bathroomsoutlets.

1980 - Garageoutlets.

1981 - Near pools,hot tubs and spas.

1986 - Outletswithin 6 feet of thekitchen sink.

1986 - At least

one GFCI in anunfinished area of abasement.

1987 - Boat houseor dock.

1990 - Crawlspace outlet.

1993 - Wet barcountertops within6 feet of sink.

1996 - All kitchencountertop outlets,not just those with-in 6 feet of the sink.There has alwaysbeen some discus-sion as to where tomeasure the dis-tance. Some sayfrom the outlet tothe faucet and somesay to the edge of asink. I always usethe edge of the sink,as this allows for agreater area of pro-tection.

1996 - Unfinishedaccessory buildingsat or below grade.

2005 - Within 6feet of the edge of abar or laundry sink.

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Well-maintained & updated 3 bed, 1.5 bath home located next to Westwood Elementary. One owner, well-built home with a pleasing fl oor plan and large rooms. Under the carpet are hardwood fl oors

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Page 8: Rew 07 10 15

By David W. Myers

Buyers can trans-fer their contractu-al right to buy ahouse that they nolonger want to pur-chase, provided cer-tain conditions aremet.

DEAR MR.MYERS: I signeda contract to pur-chase a houseabout 15 daysago, but anotherone just came onthe market that Ilike even better.My brotherwould like totake over thecontract that Isigned for thefirst home, butthe seller is refus-ing to sell it tohim and is threat-ening to keep my$7,500 deposit. IfI transfer thesales contractover to my broth-er anyway, is theseller obligatedto honor the deal,or am I going tolose the $7,500?

ANSWER: Mostbuyers usually cantransfer their rightto purchase a home

to someone else,provided the salescontract doesn’tspecifically prohibitit. There are someexceptions, though,especially if thesales contractincludes what realestate lawyers oftencall a “personal ser-vice element.”

There are severaltypes of personalservice elements. Acommon one is cre-ated when the sell-er agrees to helpfinance part of thepurchase by carry-ing back a secondmortgage, whichthe buyer willrepay over a periodof months or evenyears.

If such financingis involved, the sell-er probably canblock your right totransfer purchaseof the home to yoursibling. This wouldbe especially true ifyour brother earnsmuch less than youdo, or if he has along history of cred-it problems.

The seller alsomight be able to nixthe transfer if, say,

you agreed to closethe deal in a mere30 days but yourbrother can’t closefor several months.Talk to a real estateattorney for moredetails.

* * *REAL ESTATE

TRIVIA: Propertyand casualtyinsurers made$55.5 billion inafter-tax profitslast year, theInsuranceInformationInstitute reports,the industry’ssecond-best inhistory. The tradeassociation cred-its the gains tofewer claims,higher premiumscharged to home-owners and otherfactors.

* * *DEAR MR.

MYERS: I havepersonally man-aged the four-unit apartmentbuilding I ownfor the past threeyears, but I’msick of it -- deal-ing with delin-quent tenants,the midnight

calls to clear astuffed-up toilet,etc. How muchwould it cost to ahire a profession-al managementfirm?

ANSWER:Property-manage-ment fees vary fromone area to thenext. Professionalfirms base theircharges on a vari-ety of factors,including the size ofthe building andthe level of servicethat they’re askedto provide.

Usually, though,you should expectto pay between 7percent and 12 per-cent of the build-ing’s total monthlyrent for the compa-ny’s services. Thatdoesn’t include thecost of most unex-pected expenses,such as a billcharged by a third-party plumber orelectrician.

Several nonprofittrade associationscan give you moreinformation aboutproperty-manage-ment firms and canprovide the names

of those that workin your area. One isthe NationalAssociation ofResidentialProperty Managers(800-782-3452,www.narpm.org).Another is theInstitute of RealEstateManagement (800-837-0706,www.irem.org).

* * *DEAR MR.

MYERS: Whentwo co-borrowersown a hometogether but oneof them dies, doesthe bank havethe right todemand that thesurviving bor-rower pay off theoutstanding bal-ance of the loanin a single lumpsum?

ANSWER: No.The federal Garn-St. GermainDepositoryInstitutionsRegulation Act of1982 specificallyprohibits a lenderfrom demandingthat a mortgageimmediately bepaid in full because

one co-borrowerdies or a pair of co-owners gets adivorce. Terms ofthe loan, includingthe interest rate,can’t be changedautomaticallyeither.

Of course, thebank can stilldemand that theloan be paid in alump sum or elsestart foreclosureproceedings if thesurvivor fallsbehind on themonthly paymentslater.

In a relatedissue, another read-er recently asked ifshe had to removeher late husband’sname from the titleto their home rightaway. Again, theanswer is no.

Nonetheless, it’sbetter to remove adeceased owner’sname from the titlesooner rather than

later. One reason:Some con artistshave been known toscour local obituar-ies and then “steal”the deceased’s iden-tity to surrepti-tiously refinancethe loan to take outsome extra cash oreven attempt to sellthe house itself.

It most areas,removing a lovedone’s name from thetitle to a property isrelatively easy. Itusually involvessimply filing a copyof the death certifi-cate and an “affi-davit of survivor-ship” with the coun-ty recorder or simi-lar agency.

Taking the latespouse’s name offthe title quicklywon’t just help toavoid identity theft,but also will makethe eventual sale ofthe home go moresmoothly.

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(918) 779-9007

ABOUT REAL ESTATE

Page 9: Rew 07 10 15

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Monthly Housing StatisticsData from Stillwater Board of REALTORS | May 2015

Reports produced and compiled by RE STATS Inc.

HOUS

ING

STAT

ISTI

CSCLOSED UNIT SALES CLOSED VOLUME SALES

AVERAGE SALES PRICE AVERAGE DAYS ON MARKET

AVERAGE ASKED TO SOLD RATIO MAY INVENTORY

May Year to Date May Year to Date

May Year to Date May Year to Date

May Year to Date End of Month Inventory Months Supply

20142015

20142015

20142015

20142015

20142015

20142015

12112121.33M21.33M 16.54M16.54M

176,270176,270

9999

97.04%97.04%295295

172,209172,209 121121

96.87%96.87% 4.394.39

9999

-18.18%-18.18% -22.44%-22.44%

-5.20%-5.20% -2.23%-2.23%

+1.50%+1.50% +3.05%+3.05%

-1.33%-1.33% -10.34%-10.34%

+0.46%+0.46% +3.82%+3.82%

-8.79%-8.79% -10.00%-10.00%

167,097167,0979797

98.50%98.50% 304304

169,923169,923 109109

97.31%97.31%

4.564.56

330330 56.83M56.83M 51.15M51.15M301301

Area Delimited by Entire Stillwater MLS - Residential Property Type

*Absorption Rate:Average Sales/Month 12 months prior to May 2014 is 67.2Average Sales/Month 12 months prior to May 2015 is 66.7

May Year To Date (Jan - May)

2014 2015 +/-% 2014 2015 +/-%

12121,329

158,300176,270

6999

98.21%97.04%

2954.39

-18.18%-22.44%-1.14%-5.20%10.14%-2.23%1.32%1.50%3.05%3.82%

9916,543

156,500167,097

7697

97.51%98.50%

3044.56

33056,829

145,000172,209

86121

97.77%96.87%

2954.39

30151,147

152,500169,923

82109

98.57%97.31%

3044.56

-8.79%-10.00%

5.17%-1.33%-4.09%

-10.34%0.82%0.46%3.05%3.82%

Closed Unit SalesClosed Volume Sales (x1000)Median Sales PriceAverage Sales PriceMedian Days on Market to SaleAverage Days on Market to SaleMedian Asked to Sold RatioEnd of Month InventoryMonths Supply (End of Month Inventory/Absorption Rate*)

Fall webworm watchWe are getting

reports in theExtension office offall webworm activ-ity. While these arecommon pests, thisis a bit more thanwe normally see.It’s hard to be toobold in predictingthe future for insectactivity but this isone to keep an eyeon right now. Thispest is most well-known for the largepatches of heavywebbing that candominate many ofour fruit, nut andshade trees.

While webwormsare not fatal to atree, they can bevery unsightly andmay have a signifi-cant impact on fruitand nut productionin some years. Ifpotential cropreduction orunsightliness is nota concern, control isunnecessary.However, if you dowish to try to con-trol webworms,scouting now andtreating early inthe season is thekey to success.Once they becomewell established, it’stoo late for sprayingto be effective.

Begin scouting bylooking for theadult moths. Theyare pure white andare about 1 1/4”across when theirwings are open.Early mornings andlate evenings aregood times to scoutfor moth activitywith the porch lightoften being the eas-iest place to look.Note that all white

moths are not web-worms. Please don’tpanic and rush outand spray justbecause you see afew, this shouldonly be used togauge possibleactivity.

It is the larvaethat are the prob-lem with this pest.They are smallfuzzy caterpillarsthat can vary a bitin color but are gen-erally light tanwith either brown-ish-red or blackheads. As soon asthese larvae hatchand begin feeding,they begin buildingthe web whichserves as protectionagainst predatorsand as it turns out,insecticides.

There are a num-ber of insecticideson the market thatwill provide goodcontrol of thesepests when treatingearly. But as I’vesaid, the web actsas an excellentdefense mechanismand the web musteither be physicallydisturbed (tornopen) or a highpressure sprayermust be used forthe insecticides tobe effective.Contact theExtension office ifyou would like sug-

gestions for specificproducts that areeffective in control-ling these pests.

Also keep inmind that if you dosuccessfully kill thewebworms, thewebbing will still bearound for theremainder of theseason. Physicalremoval (pruning)is the only safe wayto get rid of it. Imention safetybecause you mayhear stories of peo-ple who eliminatethe webs by burn-ing them out. I’veseen this go badlytoo many times tosuggest it. It is notworth risking get-ting someoneburned or startinga fire just to elimi-nate some unsight-liness.

For more infor-mation on this orany other horticul-tural topic, you cancontact Keith Reed,the Horticulturist inthe Payne CountyExtension office.Keith can bereached via emailat [email protected], phoneat 405-747-8320, orin person at thePayne CountyExtension office,located at 315 W.6th in Stillwater.

KEITH REED

Home Grown

Page 10: Rew 07 10 15

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PUBLISHER’S NOTICE:All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or dis-crimination because of race, color, religion, sex, handi-cap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”

This newspaper will not know-ingly accept any advertising for real estate which is in violation of the law. All persons are here-by informed that all dwellings advertised are available on an equal opportunity basis.

Homes

Real Estate Sales

Classifi edsWe accept:

View classifi eds online at: www.stwnewspress.comCall Gracie or Heather at Ext. 240 or 241

Or e-mail at classifi [email protected]

Place a Classifi edCall: 405-372-5000or Send a Fax: 405-372-3112Hours are 8:00 am - 5:00 pm Monday - Friday

News PressNews PressStillwaterStillwater

“SAY GOOD BYE!”Advertise your appliance or other items

and say “hello” to extra cash!

372-5000 ext 241 or 240

Page 11: Rew 07 10 15

By Ed Del GrandeTribune News Service

Q: Dear Ed, inthe past I haveread some arti-cles you havewritten aboutpreparing ahome for stormseason. Now thatsummer is here,can you pleaseremind me andall your readersabout some ofyour storm preptips?

– Bruce, FloridaA: The first and

most important bitof advice I can giveeverybody is that ifa big weatherevent is headingyour way and youare told to evacu-ate the area, don’tstick around. Havea plan and destina-tion in place thatyou and your fami-ly can follow tosafely evacuateyour area.

Now that wehave the big tip out

of the way, in mostcases rainwaterand flooding dam-age can be the bigissue associatedwith summerstorms. So, hereare my three Gsyou can follow to

help prepare yourhome for storm sea-son:

Gutters: Makesure your guttersystem is clean ofdebris and down-spout extensionsare installed to

carry the waterabout 4 feet awayfrom your founda-tion.

Grading: Makesure the landaround your homeslopes away fromyour foundation.

Raise any low spotsto avoid a negativegrade.

Ground Water:Control incominggroundwater with asump pump sys-tem. For extra pro-tection make sure

you have a backuppower system forthe pump. Foryears I have recom-mended standbygenerator systemsthat are installeddirectly to yourhome and come on

automatically whenelectricity is lost.

Bottom line:When strong sum-mer storms comeyour way, a standbygenerator systemcan give you thepower.

520 S Knoblock St.

(405)372-8326 (TEAM)

View online: www.TeamS�llwater.com

Follow us:

Twi�er: @teams�llwater

Facebook: teams�llwaterrealtors

Address Descrip�ons Price Realtor Address Descrip�ons Price Realtor

Dennis Cyr CRS/GRI

Realtor Assoc. 405.714.1799

Paule�e Kraybill GRI

Realtor Assoc. 405.747.8830

Jerika Rosenquist Realtor Assoc. 405. 338.5521

Mike Lauvetz CRS/GRI

Broker/Owner 405.747.8684

Delphine Heppel Broker Assoc. 405.612.1256

Mary Davenport CRS/GRI

Broker/Owner 405.747.5651

Connie Stokes GRI

Broker Assoc. 405.612.0016

715 S Husband, #3 & #5 2 office suites. Lawyer’s Building $87,500 Mike/ Mary

1207 S Main Street 3957 Square Feet $244,000 Connie 122 & 210 E Richmond Rd 10.91 acres m/l $499,000 Paulette 2104 E 6th Aven 5.12 acres m/l $950,000 Mike

COMMERCIAL PROPERTY

1214 W Stonecrest SALE PENDING $135,000 Mary/ Mike 1808 Eastern Ave SOLD $150,000 Mike 1702 S Westridge 3 BD/ 2 BA/ 1825 sq ft $174,500 Paulette 1107 Springdale 3 BD/ 2 BA/ 2 Car REDUCED $187,500 Mary/ Mike 3309-3317 Fouquet Drive 5 units plus barn on 2.4 acres m/l $190,000 Connie 3201 S Saddle Rock SOLD IN 1 DAY!! $217,500 Jerika

914 S Rock Hollow Ct SALE PENDING $251,000 Mary

4705 White Oak Dr 4 BD/ 2 BA/ 2260 sq ft $264,900 Paulette

1408 Oakfield Court 4 BD/ 4 BA/ 2786 sq ft REDUCED $265,000 Paulette

3213 W Cypress Mill SOLD $290,000 Paulette

223 S Jardot 5 acm/l —Numerous Possibilities $300,000 Delphine

4801 S Crestview Ct 4 BD/ 3.5 BA/ 3056 sq ft Just Listed $315,000 Connie

3509 Bristol Rd Ave. 4 BD/ 3 BA/ 3376 sq ft $360,000 Mike/ Mary

10701 Deer Ridge SALE PENDING $399,000 Mike/ Mary

6623 W Devonshire 4-5 BD/ 4.5 BA/ POOL $430,000 Mary/ Mike

1410 S Chester LOT $20,000 Mary/ Mike 6 Lots—W. Villas Court Ranging from $23,000—$27,000 Mike/ Mary

6006 E 15th Avenue Lot—2.28 acres m/l $30,000 Jerika E. 6th (E. of Jardot St) LOT — .30 acres m/l $39,500 Delphine 4724 W Country Club Dr LOT — 130 x 130 approx. $40,000 Mike/ Mary 1400 N Perkins Rd C-19 2 BD/ 1.5 BA/ 1224 sq ft Town Home $40,000 Connie 3320 Fox Ledge Dr LOT — Stoneridge Estates/ 1.09 acm/l $45,000 Paulette

3027 W Shiloh Creek LOT — Berry Creek $57,000 Jerika

1219 N Cimarron Hill LOT — 2.66 acres m/l $60,000 Connie

3727 Deer Crossing Dr 2.5 acres m/l JUST LISTED $65,000 Connie

502 S Morton—Ripley 3 BD/ 3 BA/ 1944 sq ft/ .4 acm/r $80,000 Jerika

4607 Evergreen 2 BD/ 1 BA/ Townhome $90,000 Paulette

919 E Moore Ave 2 BD/ 1 BA/ 1136 sq ft $102,500 Mike

1705 N Manning 3 BD/ 1.5 BA/ 1175 sq ft $115,000 Jerika

512 W 12th Ave. 3 BD/ 2 BA/ 1320 sq ft $120,000 Connie

1611 E Frontier Drive SOLD $125,000 Connie

130 S Lewis St 4 BD/ 2 BA/ 1405 sq ft REDUCED $125,000 Connie

9311 S Mehan Rd BACK ON THE MARKET REDUCED $129,000 Connie

Open House, Sunday July 12, 2015

1408 Oakfield Court — Paule�e — 1-3 p.m. 1705 N Manning — Jerika — 1-3 p.m.

FEATURED SUBDIVISIONS

Plats and Covenants Available! — Call 405.372.8326 for lot informa�on / www.TeamS�llwater.com

BERRY CREEK KENSLOW FARMS CAMDEN POND TIMBER LAKE ESTATES

Stillw

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Don’t blow off getting your home ready for storm season

Keep your tax dollars at home...

ShopLocal

Page 12: Rew 07 10 15

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McMurtry Rd. Burris Rd.

177

177

177

177

177

51 5151

Chateau Dr.

Peaceable Acres Rd.

Chate

au C

t.

Chateau Pl.

Husband Pl.

Husband St.

Northgate Dr.

Dunc

an

Golf Dr.

Richmond Rd. Richmond Rd.

Burris Rd.

Was

hingto

n St. Park Pl.

Amethyst Ave.

Quar

tz Dr

.

Lynn Ln.

Tower Park Dr.

Hartf

ord

Rogers Dr. Britton Dr.

Britton Ct.

Marie D

r.

Audene Dr.MarieDr.

Ever

gree

n

Greenbriar Cr.

Greenv

ale Cr.

Greenvale Ct.

Parkview Cr.

Brookside Ct.

Davis

Ct.

Rogers Dr.

Willia

m Ct.

Classen Ct.

Rich

mond

Hill

Rd.

Richmond Hill Ct.Northgate Dr. Benjamin

Hunte

rs Ri

dge

Land

Run

Dr.

Airp

ort L

n.

Monr

oe S

t.

Wright D

r.

Ute Av.

Ranch Av.

Cherokee Av.

Hartwood Av.

Cheyenne Av.

Arapaho Av.

Airport Rd.Rams

ey S

t.

Was

hingto

n St.

Airport Rd.

Airpo

rt Ind

ustria

l Acc

ess R

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StillwaterMunicipalAirport

BoomerLake

Harned Av.

NewmanAv.

Park

Dr.

Star

Dr.

Mohawk Av.

Park

Dr.

Thomas Av.

Cres

cent

Dr.

Kelle

r Dr.

Lakehurst Dr.

Glenwood Dr. Glenwood Ct.

Keller Dr.

Husb

and S

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nd D

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Lakeview Ct.

Park Dr.

Osage

Star Dr.

Liberty Dr.Mercury Av.Pa

rk Cr

.

Park

Dr.

Linco

ln St

.

Newman Av.

Hillcrest Av.Brown Av.

Shore Dr.

Lake

Harned Av.Madison Ct.

Parkway Dr.Thomas Av.

Frances Av.

Lakeridge Av.

Osage Dr.

Linco

ln St

.Osage Dr.

Tobacco Rd.

Linco

ln St

.

Liberty Rd.Preston Av.

Monr

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.

Garfie

ld St

.

Rams

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Willow Dr.Hillcrest Av.

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Liberty Av.

Liber

ty Cr

.

State Ln. Preston Ln.Pres

tonCr

.

Liber

ty Ct

.Ivy

Ct.

State St.

Lakeview Rd.

Lakeview Rd.

Eastland Dr.

Marcus Dr.

Wiley St.

Memory Ln.

Country Ln.

Monr

oe S

t.Br

ooke

Hollo

w Ct

. Brooke

Hollow Dr.

BrookeMoore

Linco

lnSt

.

Franklin

Knapp

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Bennett Dr.

Rams

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t.Ra

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St.

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ln St

. Graham Av.Will Rogers Dr.Eskridge Av.

Eskridge Pl.

Eskridge Av.

Duck

St.

Duck

St.

Duck

St.

Eskridge Av.W

alnut St.

Franklin Ln.

Monr

oe S

t.

Husb

and S

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Dr.

Glen

wood

Dr.Swim Av.

Dells Av.

Wildwood Dr.

Chiquita Ct.

Wildwood Ct.

Pecan Dr.

Redbud Dr.

Georgia Av.

Brentwood Dr.

Randolph Ct.

Eskridge Av.

Main

St.

Hartman Av.Windrock

Cr.Tyler Av.Tyler Av.W

illis S

t.

Ridg

e Rd.

Willham Dr.

McDo

nald

St.

McFa

rland

St.

Garfield St.

McElroy Rd.

Oak Crest Rd.

Oak Crest Ct.

Farm Av.

Hall of Fame Av. Hall of Fame Av.Cl

evela

nd S

t.

Heste

r St.

Knob

lock S

t.

Wes

t St. Tyler Av. Tyler Av.

Highview Av.

Star

St.

Lewi

s St.

Knotts Av.

Hartf

ord S

t.

Dryd

en S

t.

Benja

min S

t.

Burd

ick S

t.

Mann

ing S

t.Br

iarwo

od S

t.

Gran

dview

St.

Skyli

ne S

t.

Krayler Ave.

Swim Ave.

Krayler Ave.

Hartf

ord S

t.

Redbud Dr.

Dryd

en S

t.

Dryden Cr.

Redb

ud C

t.

Berry

Ct.

Arrin

gton C

t.Knapp St.

Will Rogers Dr.

Arrin

gton D

r.

Mann

ing S

t.Br

iarwo

od D

r.

Ridgecrest Av.

Brooke Av.Moore Av.Franklin Ln.

Mann

ing S

t.

Gran

dview

Ct.

Cany

on R

im D

r.

Skyli

ne S

t.

Sunrise Av.

Brooke Av.

Payn

e St.

Jard

ot Rd

.Ja

rdot

Rd.

Youn

g St.

Denv

er S

t.De

nver

Ct.

High

tower

St.

Will Rogers Dr.

Linda Av.

Redbud Dr.

Hend

erso

n St.

S. W

estch

ester

St.

Dryd

en S

t.

Benja

min S

t.

Cimarron Pl. Cimarron Dr.

Sunnybrook Dr.

Frontier Dr.Willham Dr.Boyles Ct.

Manning Ct.

Burd

ick S

t.

Willham Dr.Leland

Ct.

Skyli

ne Ln

.

McElroy Rd.

McElroy Pl.

Summit Ct.Hanson Ct.

Birchwood Ct.Cedar Ct.

Connell Ct.

Connell Av.

KarrCt.

Wed

gewo

od D

r.W

edge

wood

Ct.

Stall

ard S

t.

Gran

dview

St.

Dona

ldson

St.

Mann

ing S

t.

Connell Av.

Youn

g St.

Matthews Av.

Virginia Av.

Cedar Ct.

Cedar Dr.

Gran

dview

St.

Jard

ot Rd

.Ja

rdot

Rd.

Blair

St.

Payn

e St.

Wed

gewo

od D

r.Pa

yne S

t.

Eastern Av.

3rd Av.

Crestwood Dr.

Cottonwood Dr.

CrestwoodCt.

Post

Oak D

r.

Timbercrest Dr.

Timbercrest Cr.

Elm Av.

Maple Av.

4th Av.

Blair

St.

Blair

St.

Burd

ick S

t.Virginia Av.

Hartf

ord S

t.

Dryd

en S

t.Be

njami

n St.

Burd

ick S

t.

Berry

St.

Arrin

gton S

t.

Maple Av.

Arrington Dr.

Marsh

all S

t.Do

ty St

.

5th Av.

4th Av.

4th Av.

Drur

y Ln.

5th Av.

4th Av.

Villa

Dr. 4th Av.

3rd Av.

2nd Av.

4th Av.

3rd Av.

Colby

Lanc

eMo

cking

bird L

n.

Eastg

ate S

t.

Raintree Av.Peach Tree Av.Stonegate Av.

Collin

s Ct.

Pinewood Cr.

Oakwood Dr.

Denv

er S

t.

High

tower

St.

7th Av.

Cres

twoo

d Cr.

12th Av.

Stall

ard S

t.

7th Av.

Lydia Ln.

Payn

e St.

17th Av.

9th Av.

7th Av.

8th Av.

Jame

s Ct.

Burd

ick S

t.

Hall S

t.

Leigh

St.

8th Av.

5th Av.

Jame

s Ct.

Hartf

ord S

t.

Payn

e St.

Alcott Dr. Rans

om D

r.

16th Av.

19th Av.

17th Av.

15th Av.

14th Av.

16th Av.

18th Av.

13th Pl.

19th Av.

13th Av.

12th Av.

11th Av.

10th Av.9th Av.

8th Av.

7th Av.

5th Av.

4th Av.

3rd Av.

Maple Av.

Elm Av. Elmwood Cr.

Dunc

an S

t.

Husb

and S

t.

Masin

St.

Lewi

s St. Lowr

y St.

Dunc

an S

t.

Husb

and S

t.

Main

St.

Lewi

s St. Lowr

y St.

Husb

and P

l.

Wes

t Bl.

Wes

t St.

Wes

t St.

Knob

lock S

t.

Heste

r St.

Heste

r St.

Knob

lock S

t.

Rams

ey S

t.Ra

msey

St.

Was

hingto

n St.

Was

hingto

n St.

Dunc

an S

t.

Jeffe

rson S

t.

Adam

s St.

Monr

oe S

t.Mo

nroe

St.

Monr

oe S

t.

Bellis

St.

Knob

lock S

t.

Heste

r St.

Athletic Av.

Morrill Av.

Miller Av.

Mathews Av.

Hoke

St.

Virginia Av.

Wehr Ln..

Wes

t St.

Cantwell Av.

Connell Av.

Scott Av.Scott Av. Scott Av.

Connell Av.

Cantwell Av.

Linco

ln St

.

Lincoln St. Tyler Av.

Jeffe

rson S

t.Mo

nroe

St.

Scott Av.

Jefferson St.

Farm Av.

Drummond Av.

University Av.University Av.

Wes

tern R

d.

Ridg

e Dr.

Virgina Av. Miller Av.Admiral Av.

Sherwood Av.

Arrowhead Av.

Sunset Av.

3rd Av.

4th Av.4th Av.

5th Av. 5th Av. 5th Av. 5th Av.

McFa

rland

St.

Willi

s St.

King

s St.

King

s St.

King

s St.

McFa

rland

St.

McDo

nald

St.

Orch

ard S

t.

Waln

ut St

.

Pine

St.

Gray

St.

Stan

ley S

t.

Willi

s St.

11th Pl. 12th Av.13th Av.14th Av.

10th Av.

9th Av.

8th Av.

Wick

low S

t.W

icklow

St.

Devo

n St.

Devo

n St.

Wes

tern R

d.

Orch

ard S

t.

Waln

ut St

.Pi

ne S

t.Gr

ay S

t.St

anley

St.Clev

eland

St.

Wentz Ln.University Cr.

Garfie

ld St

.Bl

akely

St.

7th Av.7th Av.

Ridg

e Dr.

Ridg

e Dr.

Ridge

Dr.

Willi

s St.

Redw

ood S

t.Me

lrose

Dr.Arrowhead Pl.

Monticello Dr.Olive Ln.

Kerr

St.

Clev

eland

St.

22nd Av.

19th Av.

Augu

st Dr

.Au

gust

Dr.21st Ct.

20th Av.

18th Ct.18th Av.

17th Av.

15th Av.

Surre

y Dr.

Surrey Pl.

Celia

Ln.

Loma Verde Ln.Elvin Dr.

Coun

trysid

e Dr.

Lege

ndar

y Ln.

25th Av.

24th Av.

Copperfield St.

Bristol Rd. Av.

Willow Park Cr.

Willow Park Ln.

Woodstone Dr.

Persimmon St.

Scissortail Dr.

Murphy Dr.Eunice St.

22nd Av.23rd Av. 22nd Av.

23rd Av.

24th Av.24th Av. W

illis S

t.

Silve

rdale

Blue

stone

St.

Waln

ut St

.

26th Av.

Blac

k Oak

Dr.

Blac

k Oak

Dr.

29th Ct.30th Av.

31st Av.

Saddle Rock Ln.Saddle Rock Ln.

Shinnery Ct.

Pion

eer S

t.Qu

ail R

idge D

r.

QuailRidge Ct.

28th Av.Mar Vista St.

August Dr.

28th

Ct.

Oxfor

d Dr.

Camb

ridge

Dr.

Cambridge Ct.

Murra

y Ct.

Yellowbrick Dr.

Fox L

edge

Dr.

Tang

lewoo

d Cr.

Tanglewood Dr.

32nd Av.

19th Av.

Lowr

y St.

Ches

ter S

t.

Ches

ter S

t.

18th Pl. Fern

St.

Fern

St.

Hartf

ord S

t.

Sprin

gfield

St.

Penn

sylva

nia S

t.

Aetna

St.

21st Av.

22nd Av.

24th Av.

26th Av.

Husb

and S

t.

Knob

lock S

t.

30th Av.

29th Av.

31st Av.32nd Av.

Wes

t St.

Main

St.

Boomer Rd.

Main

St.

Lewi

s St.

33rd Av.

35th Av.

37th Av.37th Av.

36th Av.

35th Av.

Fern

St.

Lowr

y St.

Lowr

y St. 34th Av.

44th Av.44th Av.

Timberline Dr.

Pion

eer S

t.

Perki

ns R

d.Pe

rkins

Rd.

Perki

ns R

d.

Jard

ot Rd

.

Husb

and S

t.

Was

hingto

n St.

Wes

tern R

d.

Sang

re R

d.Sa

ngre

Rd.

Eagle

Sum

mit

44th Av.

Hunte

rs Cr

.

Deer

field

Dr.

Wild

Turke

y Pas

s

Cottontail Ln.

Vista Ln.

15th Av.

18th Ct.Shalamar D

r.

Yorkshire Dr.

Westbrook D

r.

Westbrook Ct.15th Av.

Dubli

n Dr.

Berks

hire D

r.

18th Av.

Davin

broo

k Ln.

Ceda

r Ridg

e Ct.

Bould

er Cr

eek

Mans

field

St.

Willow Ct.

Hickory Ct.

Country Club Dr.

Fairfi

eld D

r.

Willi

amsfi

eld

Richfield Ct.

14th Av.Oakfield Ct.

Shum

ard C

t.Sh

umar

d Dr.

8th Av.

Oak S

t. W.

16th Av.

18th Av.

Wes

tridge

St.

Hills

ide C

t.

Hills

ide S

t.

Fairfi

eld D

r.

Country Club Dr.

Garden Pointe

Spring Hill

9th Av.8th Av.

Murp

hy S

t.

Basin

Ridg

e Dr.

Oak R

idge D

r.

7th Av.7th Av.

Trenton Ct.

Wes

twoo

d Ln.W

estw

ood D

r.

Oak Ridge Dr.Fairway Dr.

Woodland Dr.

Woodland Ct.

Crestview Av.

Crestview Ct.

Country Club Ct.

11th Av.

11th

Ct.

Woodc

rest D

r.

Sprin

gdale

Dr.

10th Av.

Blue R

idge D

r.

Edge

moor

Dr.

Walk

ing Tr

ail D

r.

Oak T

rail D

r.

Summer Hill Ct. Shadow Creek Ln.

Billingslea Ct.

Ja Linda Lou Ct.LoperLn.

Deer Run Ct.

Cowboy Ct.

Iba D

r.

GermaineCt.

Highland Ct.

32nd Av.

1st Av.

Abbe

y Ln.

Windsor Cr.

Wind

sor D

r.

Wind

sor D

r.

2nd Av.

2nd C

t.Ke

ats D

r.

3rd Av.3rd Pl.

4th Av.

Char

les D

r.

5th Pl.

5th Av.

Oakdale

Frontage Road

Squir

es S

t.

Pion

eer S

t.

Coun

try C

lub R

d.Co

untry

Club

Rd.

Vena Ln.

Windmill Ln.Windmill D

r.

Lakeview Rd.

Rang

e Rd.

Rang

e Rd.

Grey

stone

St.

Ston

eridg

e Dr.

Ston

eybr

ook S

t.8th Ct.9th Ct.

8th Av.

Pecan Trail Ct.

Pecan Lake Av.

TrentonAv.

Cros

swind

s

VillasCt.

Woodri

dge V

illage

Rd.

Devonshire

Canterbury

AshburyWoodlake Dr.

Chapel Hill

Briar CliffCoventry

CharringCross

Austi

n Ct.

Lynd

sey C

t.

Deer Creek Ct.

Fox Ledge Ct.

Fox Ledge Ln.

Vista

Ct.

21st Av.

Teal

St.

25th Av.

Knob

lock S

t.

Fox Ledge Dr.Deer Crossing Dr.

Pecan Hill St.

Hidden Oaks

Sang

re R

d.

Valle

y View

War

ren D

rive

Char

olais

Dr.

Hereford

Valle

y Dr.

Lisa Ct. Lori Ct.

Mark

Circl

e

Dobi Ln.

Shiloh Creek

Old Forest

Cypress MillSava

nnah

Culpe

pper

Charleston

Woodland Trails Dr.

Eagle CreekAve.

PheasantRidge Ave.

Fountain View Ct.

Foun

tain V

iew D

r.

Forest Trail Ct.

Lauren Lane

Emma

Marin

e Rd.

Hanson

Sunnybrook

Ct.

Wedgewood

Summ

erlin

Ct.

Bridl

ewoo

d

Mesa Cr.

Whitney Ct.

Katy

Camden

Ashton Ave.

• All Open Houses are Sunday unless otherwise indicated. • Open Houses may be cancelled in case of inclement weather.

If you have questions, please call the hosting REALTOR®.

rtrtrttrrrr .McMurrrrrMapMapWeek of Sunday, July 12, 2015

Team Stillwater1. 1408 Oakfi eld Ct. 1-3 ........................... Paulette2. 1705 N. Manning 1-3 ................................ Jerika

New West Real Estate3. 123 S. Keats Dr. 2-3 .....................................Sadie

One Broker Place4. 1108 W. Stonecrest 2-4 ..........................Steven5. 4105 W. Pheasant Ridge 1-2 ................... Jason6. 215 N. Manning 3-4................................... Jason

Fisher Provence Realtors7. 1701 Fairfi eld Dr. 1-3 ........................... Kearsten8. 4103 W. 15th Ave. 1-3 ................................ Karin9. 1114 W. Francis 2-4 ...................................... Beth10. 523 S. Willis 2-4 ...........................................Page

RE/MAX Signature11. 5307 W. 8th Ave 1-3 .................................. Beth12. 25650 CR-110 (Perry, OK) 2-4 ...........Candy

Collegetown Real O-State13. 921 E. Will Rogers 1-3 ..................................Jim

Real Estate Professionals14. 4720 Aloysius Cr. 1-3 ........................... Builder ( just south of 44th & Country Club Rd.)15. 814 S. Rock Hollow Ct.1-3 ................... Tiffany16. 9 Canyon Rim 3:30-5 ............................ Tiffany

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