Real Estate Insider Vol 32 2015

On July 1, Canada will celebrate its 148th birthday and communities throughout Halton and Peel regions are working on some big plans to honour this special day.

You can celebrate Canada Day with neighbours, family and friends at Milton’s largest attended one-day event! The day’s events will kick-off at Victoria Park at 9 a.m. with a Veteran’s Breakfast. There will be a Moment to Remember at 11:30 a.m. at the Cenotaph before the Veteran’s Parade makes its way from Victoria Park to the Milton Fairgrounds, where the gates will open at 11:30 a.m. There will be something for everyone, including a Tim Hortons KidsZone, live entertainment, diverse food choices, a petting zoo, arts and crafts and much more. Don’t miss the Jagger Sports Big Air Stunt Show at the Grandstand at 2 p.m., 3 p.m. and 4 p.m. or the Hands on Exotics show in Ring A at 2:30 p.m., 3:30 p.m. and 4:30 p.m. Canadian country stars Jamie Warren and Diane Chase will perform. Admission is free with donations accepted at the gates.

Glen Williams, just north of Georgetown, will once again hold their Canada Day celebration on July 1, compete with a pancake breakfast in the park, parade, face painting, a historic walking tour, live entertainment and the annual duck race. Call 905-877-7119 for more info.

In Acton, head to Prospect Park for a Canada Day celebration to remember. Concerts will kick-off at 6 p.m. and a spectacular fireworks display will follow at dusk.

If you’re looking for a lively way to celebrate Canada’s birthday, visit Spencer Smith Park in Burlington where you will find live performances on two stages, a water ski show, children’s activities, a dog training show and much more! The day will kick off with a 5K walk/run at 9 a.m. and the festivities will continue throughout the day, capped off with a spectacular fireworks display at 10 p.m. Canada Day at Spencer Smith Park has been designated a Top 100 Festival in Ontario.

If you’re in the Brampton area, Canada Day celebrations at Donald M. Gordon Chinguacousy Park will take place on Wednesday, July 1 from 11 a.m. – 10 p.m. This year’s Canada Day celebration promises to be a fun-filled event with activities to keep the entire family entertained. Highlights include children’s performers and community artists, amusement rides and inflatables, splash pads, paddleboats, mini-putt and a petting zoo. The evening will close with a spectacular fireworks display commemorating Canada’s 148th anniversary.

WHAT’S INSIDE:Stress-Test Your Mortgage: PAGE 2

Oakville • Milton • Campbellville • Acton • Rural • Halton6 Things to Ask When Buyinga Cottage, PAGE 7Father’s Day Events, PAGE 7

YOUR SOURCE FOR REAL ESTATE INFORMATION

Volume 32

Escarpment Manchisi Realty Ltd., BrokerageIndependently Owned & Operated

Not intended to solicit persons or properties currently under contractual agreement.

Office: [email protected] • [email protected]

www.facebook.com/Manchisiteamwww.manchisiteam.com

Sales Representative & Broker of Record

2014

2013

Volume 32


Escarpment Manchisi Realty Ltd., BrokerageIndependently Owned & Operated www.manchisiteam.com

Domenic Manchisi started his career in real estate in 1996. In addition to strengthening his experience, Domenic has dedicated himself to expand his skill set both personally and professionally which he has utilized to lead himself and his team to become the number one real estate team in Canada* and he was a top producer for RE/MAX in 2013. Domenic’s dedication to expand his knowledge has led him to pursue the following designations and certificates:

• Appraisal• Mortgage Financing• Property Law• Property Management

• Licensed Mortgage Agent• Brokers License• Real Estate Investment• IRES

Domenic has created a dominant presence as a real estate broker predominantly in the Halton Region. Domenic’s success is a result of his extensive experience in the real estate industry as well as the ability to understand the needs of his clients. His core understanding of the real estate industry has not only been recognized by clients but also by colleagues and industry leaders. Domenic has been invited as a guest speaker for Donald Trump’s Apprentice, Bill Rancic, has appeared with The Dragons Den Wealthy Barber, has participated in expert panels at the National Association of Realtors (NAR), has made the cover of several magazines and has won many awards across North America for the work he and his team have achieved.

Domenic currently lives in Milton with his wife and business partner, Jody Manchisi, and their two children.

*For Prudential Canada 2008-2011

Stability • Experience • Relationships

About Domenic Manchisi

Member of theCross Canadian Referral Network

Locking into a mortgage is a tempting commitment when the rates to borrow are at an all-time low. Experts are cautioning homeowners however. Would you still be able to afford your mortgage if the rates were to rise?

Stress-testing is a smart way for home buyers to prepare. Before locking in to a mortgage, why not calculate the payments at a higher rate to see how much it would cost? This kind of test allows for peace of mind.

“When homeowners stress test their mortgage at different rates, they have a better understanding of what they can and can’t afford,” says Wade Stayzer, the vice president of retail and investment services at Meridian, Ontario’s largest credit union. “It’s a simple and quick test that can save homeowners from future stress and worry.”

Meridian offers the following tips to help homeowners stress test their mortgage:

Test at 1 to 2 per cent higher than your current rateFinancial advisors recommend stress testing your mortgage at 1 to 2 per cent higher than your current rate. Many financial institutions offer online mortgage calculators that are designed to help calculate your mortgage at different rates.

Not just for first-time homeownersStress-testing your mortgage isn’t just limited to first-time homebuyers. Current homeowners who are looking to renew their mortgages can benefit from this exercise too. “While you can’t predict the future, you can at least prepare for it,” says Stayzer. “This is a better-safe-than-sorry approach to ensure you can comfortably afford your home now and 10 years from now.”

Double check your results with a mortgage specialistMortgage specialists are well versed in the financial implications associated with home ownership and can help you stress-test your mortgage but also help find ways to pay down your mortgage faster.

DomenicMANCHISI

[email protected] of Record

[email protected] Representative

MickeyGALEKOVIC


AprilMURPHY


Pooja [email protected]

Broker

AnnaTACIAK


[email protected]

Sales Representative

KatherineBRUTON


Tips to Help You

Your Mortgage

FEATURED HOMES


to get your home sold, call us now! Office: 905.875.4594Escarpment Manchisi Realty Ltd., BrokerageIndependently Owned & Operated

Volume 32FO

R SALE

Gorgeous home located in a quiet village of Limehouse. Adjacent to the Bruce Trail. Situated on 1.39 Acres. This home is an Entertainers Dream! Pride of ownership. Main floor offers, living room, separate dinning room, and a family sized kitchen. Beautiful Crown moulding. Upper level offers 3 bedrooms, and a 5 piece bath. Finished lower level offers 2 recreational rooms a fireplace and a wet bar. Attic can be finished into a loft, electrical is finished and ceiling is framed for stairs. Located on a exquisite property with large deck, work shed and a small cabin with power. Beautifully landscaped property.

11309 22nd Side Road �� $849,900

Watch us on YouTubeyoutube.com/manchisiteam

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FOR SA

LE

Exquisite 1840’s re-finished home with all of todays modern finishes still keeping the old age charm, situated on 95.25 acres. Spacious 4 bedroom 3.5 baths, 3 fireplaces, Gorgeous hardwood floors, High baseboards and large wood trim, crown mouldings, galley kitchen with stainless steel appliance. Formal dining room, main floor family room and 2nd floor family room. Large separate living room. Master bedroom addition above garage offers a 5 piece ensuite, walk-in closet, gas fireplace and walk-out to balcony with stunning views of the pond and property. Large mud/laundry room, heated and air conditioned finished garage. 1,400 square foot barn with loft and oversize double car garage. Geo thermal heating/cooling, silo with spiral staircase and views that are spectacular. Feature sheet available upon request for more details.

13268 Fifth Line �� $4,500,000

FOR SA

LE

Absolutely gorgeous all brick raised bungalow located in a family neighborhood close to all amenities. Impeccably maintained just move in and enjoy! Hardwood floors. Large living and dinning room, eat-in kitchen, 3 good size bedrooms. Finished lower level with 2nd kitchen, recreation room with wet bar, 4 piece bathroom, 2nd recreation room with fireplace, cantina and separate entrance - great in-law suite/income potential/large family. Fenced yard with large patio with gazebo. Beautiful curb appeal , large yard shows 10+.

16 McBride Avenue �� $669,000

FOR SA

LE

Very well maintained home close to Highway 403, Erin Mills Mall and all amenities. Spacious home. Large eat-in kitchen with stainless steel appliances, separate dining room, large living room with fireplace. Main floor family room. 3rd level laundry room. Good size bedrooms, master bed with 4 piece ensuite. Update main bath. Finished recreation room with lookout windows – very bright and 4th bedroom!

4213 Sunflower Drive �� $659,900



Volume 32FO

R SALE

Beautiful 3 bedroom sidesplit home with many updates located in the mature neighborhood of Old Milton, walk to transit, downtown and Milton Mall. Main floor family with walkout, living room and dining room are open concept. Updated kitchen stainless steel appliances and walkout to deck which overlooks the pool. Gorgeous yard with 2 tier deck which warps around the pool. Lots of parking with a circular driveway.

369 Oak Street �� $569,900

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FIND OUT WHATYOUR HOME IS WORTH

ONLINE www.manchisiteamhomeevaluation.com

OPEN HOUSES VISIT

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FOR SA

LE

Charming and beautiful raised bungalow minutes to Tottenham, Park setting with trees and open fields. Large finished stylish living space, vaulted ceilings on main floor, newer hardwood flooring, fresh paint, formal dining, huge renovated kitchen with new counters and tiled backsplash and flooring, stainless steel appliances, breakfast bar, overlooking dining room/family room with fireplace and walk out to terrace. Renovated 2 piece ensuite in master. Lower level family room with walk out to backyard. In-law suite with separate entrance to 1 bed apartment.

6929 4th Line �� $524,900

FOR SA

LE

Less than 5 years old 1 bedroom luxury suite in Tridel building “Ultima” with upgraded engineered hardwood floor. One exclusive parking spot underground access to subway. State of the art amenities including golf simulator, indoor pool, gym and exercise room. Walking distance to all shopping and transit. Amazing Value!

4978 Yonge Street, Unit 811 �� $279,900

FOR SA

LE

Absolutely gorgeous one of a kind completely renovated unit! No expenses spared! Top of the line quality finishes throughout. Open concept kitchen and living room – a terrific space for entertaining! Engineered hardwood throughout! Modern kitchen with centre island, stainless steel appliances overlooks the unit. Large windows makes this unit very bright! Master bedroom with walk-in closet and 4 piece ensuite.

4235 Sherwoodtowne Boulevard �� $337,900



Volume 32SO

LD

Beautiful 4 bed, 4 bathroom and 2 kitchens in Wot. Close to hospital, transit, parks and shopping. Spacious home offers hardwood floors, living/dining room combo, hardwood staircase, main floor family room, main floor laundry with garage access. Family size kitchen with walk-out to yard offers granite counters and backsplash, stainless steel appliances and breakfast area overlooking family room. 4 large bedrooms, master bedroom with 4 piece bath. Finished basement with 2nd kitchen, 2 piece bathroom, recreation room with bar. Great curb appeal, mature landscaping, fenced yard with stone patio, gazebo, gas BBQ and garden.

1389 Derby County Crescent

SOLD

Gorgeous open concept 3-level back split situated on a huge lot in desirable Dorset Park walk to amenities and close to highway, many updates to the home extensive landscaping roof (2012) shed (2013) newer appliances high end engineered laminate floors. Main floor offers an open concept design with large renovated kitchen with island. Large living room with bay window is combined with dining room.

879 Maple Avenue

FOR SA

LE

Beautifully completely renovated 3 bedroom unit, good size kitchen with stainless steel appliances, corian counters and breakfast bar overlooks the living room. Separate dining room overlooks living room. Large living room with huge windows allowing lots of light into the unit with walkout to oversized balcony. Good size bedrooms, ensuite laundry, renovated bath. All ready for you to move in!

9 Four Winds Drive, Unit 709 �� $275,000

FOR SA

LE

Location, location!! Beautiful open concept condo near Square One shopping centre, walk to transit, library, theatre and restaurants. Open concept design with gorgeous kitchen overlooking the living room and dinning room. Walkout to balcony, master bedroom with large walk-in closet! Insuite laundry, 1 parking space and 1 locker. Building amenities include, 24 hr concierge, virtual golf, outdoor barbecue, games room, party room, indoor pool and sauna.

480 Living Arts Drive, Unit 514 �� $240,000

SOLD

SOLD

SOLD

Sought after Timberlea 4 bedroom home situated on a large corner lot. Parking for 4 cars in driveway (no sidewalk). Spacious home, main floor offers hardwood floors, separate living room and dining room. Main floor family room with gas fireplace and walk out to yard. Family size kitchen with lots of light. Main floor laundry room with separate entrance. 2nd floor offers 4 bedrooms. Master with renovated 5 piece ensuite bath and walk-in closet. Finished lower level adds for extra living space. Large fenced yard with shed, patio and in-ground pool. Main floor rear windows are UV protected to eliminate fading.

Stunning semi detached home. Impeccably maintained Heathwood’s Azalea model with 2,206 square feet plus approximately 600 square feet in the finished basement. Hardwood floors on main floor. Living room/dining room combination, main floor family room with 2-way gas fireplace. Family room is open to kitchen. Gorgeous eat-in kitchen with quartz counters, back splash, island, stainless steel appliances and breakfast area, walk out to patio. Spacious bedrooms second floor computer nook. Master bedroom with walk in closet, 5-piece ensuite. Fenced yard with stone patio. No side walk.

Absolutely stunning custom built home situated in executive Churchill Estates. Quality finishes throughout, impeccably maintained. Spacious floor plan, main floor offers den, gorgeous chef’s kitchen with view of the pristine property, family room, den and separate dining room. Stunning main floor master suite offers a walkout to deck, fireplace and impressive 5 piece ensuite. Finished walkout lower level offers 2 bedrooms, recreation and games room and 2 extra rooms.

755 Robertson Crescent

SOLD

Large family home, hardwood on main floor, eat-in kitchen with stainless steel appliances, walk out to balcony and over looking family room. Family room with gas fireplace and hardwood floors. Huge dinning or living room, main floor den over looking gardens. Large master bedroom with 5 piece ensuite, 2nd floor laundry. Basement with high ceilings and full walkout to fence yard (a $35,000 upgrade).

32 Shiner Drive

59 Forbes Terrace

SOLD

Gorgeous 3+1 bedroom, 4 bath home situated on a corner lot! Pride of ownership throughout. Hardwood floors/staircase, open concept main floor – great space for family get-togethers! Separate dining room, living room offers high ceilings and lots of windows! Finished basement with 2 recreation room areas, 3 piece bath and 4th bedroom/den. 3 Good size bedrooms, master bedroom with 4 piece ensuite, 2nd and 3rd bedroom with 4 piece “Jack and Jill” bath! Beautifully landscaped – just move in and enjoy!

2425 Valleyridge Drive

11135 Inglis Drive

SOLD

Beautiful 4+2 bedroom, 4 bath open concept spacious home. Offering hardwood floors on main floor, main floor family room overlooking kitchen with gas fireplace. Kitchen offers granite counters, breakfast bar, stainless steel appliances and walk-out to deck. 2nd floor with 4 bedrooms, master bedroom with 3 piece bath and walk-in closet. Finished lower level offers recreation room + 2 bedrooms and 3-piece bath. Inviting curb appeal, fenced yard with large deck and shed, located across from park and splash pad. Short walk to school.

639 Bennett Boulevard

Milton - A new report has just been released which reveals 7 costly mistakes that most homeowners make when selling their home, and a 9 step system that will help you sell your home fast and for the most amount of money. The industry report shows clearly hoe the traditional ways of selling homes have become increasingly less and less effective in todays market. The fact of the matter is that a full three quarters of home sellers don’t get what they want for their home on the market.

As this report uncovers, most homesellers make 7 deadly mistakes that cost them literally thousands of dollars. The good news is that each and every one of those mistakes is entirely preventable. In answer to this issue, industry insiders have prepared a free special report entitled “The 9 Step Selling System To Get Your Home Sold For Top Dollar”.

To order your copy of this report, check out our website at: www.haltoncostlyhomesellers.com

7 Things You Must Know Before You Put Your Home For Sale!

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Volume 32

We are writing you to express our pleasure and gratitude for your assistance in selling and buying our new house.

When we put our house for sale for the first time with another REALTOR® we were disappointed with his performance. From our point of view it looked like he was there only to list our house, We barely waiting when those 90 days will expire (but we are happy because now we have some experience). After that many agents called us, but we didn’t want tot go through the same nightmare again.

And now we want to thank you for meeting us. You probably were very busy and we had enough from selling the house, we were tired an pessimistic. But you know how to talk to people; you have the ability to see their needs. With your skill we sold our house in a short period of time. More than- you have us to buy a new one, which we enjoy very much.

We truly appreciate your knowledge, responsibility, and everything you have done to help us. We know you are reliable Real Estate Broker who we can send our friends or neighbors to when they want to list their property or buy a new one.

It is important to us to be able to refer them to someone competent who can meet their needs in a responsive way. Again, it is important to us to get them to someone they can trust. Furthermore, we would like to tell that our friends Marina and Vlad, whom we recommend you in buying new house enjoyed it very much.

Sincerely,

Galyna and Igor

TESTIMONIAL OF THE WEEK

905-876-4788905-876-4788555 Main Street East, Milton, ON

Mon-Fri: 8:00 am-6:00 pmSaturday: 8:00 am-3:00 pm

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There is plenty to love about the month of June, with the official start to the summer season and kids enjoying their last day of school. This month also includes one special day for spoiling your favourite guy – your dad! Father’s Day falls on Sunday, June 21 and there are a variety of events happening in Milton and the surrounding area, each one perfect for spending some quality time with dad.

If your dad is musically inclined, head to Burlington for the 36th annual Sound of Music Festival at Spencer Smith Park running from June 13 – 21. With Lake Ontario glistening in the background, hundreds of thousands turn out every year for a full weekend of free concerts, a children’s village, carnival, workshops, food, merchandise and a unique craft market! Headlining acts this year include The Standstills, David Wilcox, The Tea Party and Tomi Swick. Visit www.soundofmusic.ca for a schedule of events.

For the dad who appreciates tasty cuisine, the Father’s Day Food Truck Festival at Springridge Farm is the place to be Saturday, June 20 and Sunday, June 21. Fifteen popular trucks will descend on Springridge Farm, including Rome’N Chariot, Dobro Jesti, The Meatball Shoppe, Luchador Gourmet Streatery, Jonny Blonde, Twisted Kitchen, Gourmet Guyz, Fifty Pesos, Frankie Fettuccine, Tony’s Corner and Bistro Tour. For the kids, the Fun Farm Yard will be open with wagon rides going all weekend long. Admission is free and the festival will run from 9 a.m. – 5 p.m.

Automobile aficionados won’t want to miss the Classics Against Cancer Auto Show on Sunday, June 21. Celebrate Father’s Day in beautiful Cedarvale Park in Georgetown, where dad can peruse antique and classic road cars, including high performance, hot rods and fat fenders, military vehicles, racers, kit cars and more! Enjoy a variety of food vendors and don’t miss the pancake breakfast - it has become a Father’s Day tradition for many! For more information, visit www.classicsagainstcancer.com

If your Dad has a soft spot for trains, celebrate his special day at the Halton County Radial Railway (HCRR). Dad’s admission is free with the purchase of one youth admission. Fun for the whole family, the HCRR is a full-size operating electric railway and museum, featuring historic electric railcars operating on two kilometers of scenic track. The museum maintains a collection of photographs, memorabilia and archival materials. The Halton County Radial Railway is located at 13629 Guelph Line in Milton. Visit www.hcry.org

If your dad’s happy place is on the fairway, there are plenty of nearby courses – just be sure to book your tee time early! For the nature-loving dad, pack a picnic lunch and hit the trails at a nearby conservation area - Rattlesnake Point, Kelso, Hilton Falls, Crawford Lake and Mountsberg are all close by. Visit www.conservationhalton.ca for hours and directions.



Buying a cottage can be complicated. Water potability, septic systems and what happens if the lake level changes are all questions you to need answer.

Buying a house in the city or suburbs can be complicated enough, but buying a cottage or vacation property outside of town requires even more due diligence.

In town, you probably wouldn’t ask if the water coming out of the tap is drinkable. Nor would you wonder if the plumbing was hooked up to the sanitary sewer. But these are exactly the sorts of questions you should ask when buying a cottage, plus a few more.

1. Get an inspection: Cottages are usually occasional residences and so may not be as properly maintained as they should be. This is why every purchase should be conditional on a satisfactory professional home inspection. If the cottage has a wood-burning stove or fireplace, then a certificate must be requested from a Wood Energy Technical Transfer specialist, to confirm that the system was installed and is operating correctly. To find out more about this, go to wettinc.ca

2.Is the water drinkable? There are two areas of concern when it comes to water — the quantity and quality. .

Ask the sellers for these things:• A potability certificate from the local health authority, confirming the

water is safe to drink;• Confirmation that the well, the pump and related equipment have

performed adequately during the seller’s occupancy;• Confirmation that there is an adequate rate of flow for normal

household use;• Provision of a well driller’s certificate, if available; and the location of

the well.• A separate inspection may be needed. If nothing else it gives you an

idea of what it would cost to replace the well if it fails.• Related: Is cottage a matrimonial home? A $500,000 question.

3. How’s the septic system? Septic systems present their own difficulties because it is usually difficult to tell during an inspection how long the system may last. The replacement cost can be up to $20,000, especially if there are stringent environmental regulations in your area.

You want to know whether:• The system was installed with all necessary permits;

• The system has been adequately maintained and is working properly;• The seller will provide copies of any inspection or approval reports;• The seller agrees to pump out the tank at their expense prior to

closing; and• There are no work orders on file with the Ministry of the Environment

or the local municipality.• The buyer should arrange for their own separate inspection of the

system itself.

4. What’s the road allowance? Even if your cottage fronts on water, this does not mean you own the land up to the lake. The first 66 feet fronting onto the lake is typically owned by the local municipality and is referred to as the shore road allowance.Although you have access to the water, you can’t stop others from using it. Nor can you build anything on that 66-foot piece of land. Many cottagers have found out afterwards that either all or part of their cottage was built on land that they do not own.You may be able to buy the land from the municipality or the province, as the case may be.

5. What about Hydro easements? Check to see if there are any hydro poles or lines on the property. It is possible that Hydro has easements which could affect where your cottage can be built that are not registered on title.

Related:When a lake recedes who owns the land

6. Access to the cottage: If you do not have year round access by a city road, then you must ask how you get from the road to your property. If it is a private right of way over a neighbour’s land, you must understand the terms of this agreement to ensure it is year round access and it is clear who is responsible for maintaining the road.If there is no registered right of way, it can be a nightmare, with owners fighting over who owns it.In addition, check the local zoning by-laws to make sure the property is not zoned only for “seasonal” use. In these cases, the municipality may not be providing road maintenance, snow removal, garbage pick up or emergency services during the winter.

By being properly prepared before buying a cottage, you will avoid unwelcome surprises after closing.More real estate articles by Mark Weisleder

Credit: Article by Mark Weisleder © 2015. Mark Weisleder is a lawyer, author and speaker to the real estate industry.

Volume 32

Celebrate Father’s Day with These Events!

Things to AskWhen Buying

a Cottage

Things to AskWhen Buying

a Cottage



“Your Connection to a Better Mortgage”Not intended to solicit buyers or sellers currently under contract with brokerage.Lic. # 10505

Together we makeMORTGAGES EASY

CALL US FOR ALLYOUR MORTGAGE NEEDS

LET US DO THE SHOPPING FOR YOU!FREE service with no obligation, find out how we can help! Learn how you can use your existing equity as an investment!

THINKING OF CONSOLIDATING DEBT?WE DO FIRST AND SECOND

MORTGAGES, CONSOLIDATE DEBT, AND REFINANCING

CALLDomenic Manchisi | Mortgage Agent (Lic. # 10505)

FOR YOUR MORTGAGE APPROVAL

Volume 32

DomenicMANCHISI

[email protected] of Record


MickeyGALEKOVIC


AprilMURPHY


Pooja [email protected]

Broker

AnnaTACIAK


[email protected]

Sales Representative

KatherineBRUTON


Real Estate Insider Vol 32 2015

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Transcript of Real Estate Insider Vol 32 2015