Real Estate Insider Vol 12 2014

Office: [email protected] • [email protected]/Manchisiteam • www.manchisiteam.com

Not intended to solicit persons or properties currently under contractual agreement.

WHAT’S INSIDE:Wasp Spray: PAGE 2

Oakville • Milton • Campbellville • Acton • Rural • Halton

Organized Garage in 6 Simple Steps, PAGE 5Cook Up Some Space in the Kitchen, PAGE 7

YOUR SOURCE FOR REAL ESTATE INFORMATION

Volume 12

(NC) Congratulations, you made it. You survived the debt temptations of the holiday season, achieved your personal best in RSP contributions and only had to pay a small amount in additional taxes for the last year. Now you can relax until the whole headache starts again in a few months. But what if you could avoid the hassle by setting up a plan that could help reduce your next end-of-year tax bill? According to John Gallagher, an investment adviser from Desjardins Securities, it’s about how you pay yourself first.

For example, when it comes to your registered accounts like an RRSP or a TFSA, your main goal is growth and/or to protect your investment. Plus, these are tax deferred or tax free instruments so there is no immediate concern about the tax implications. “It’s a question of how you choose to invest your money outside of your registered accounts,” said Gallagher. “Making money is easy. Keeping it can be the tricky part. And that’s why it matters how you invest.” To illustrate his point, here are three general tax treatment examples for an individual with an annual income of $85,000 and earning $1,000 of investment income in three different types of investments (using 2014 rates and figures):

Earned interestIf you earned $1,000 in interest income from a bond or GIC, you have received the most tax inefficient income. At tax filing time, this full amount would be taxed at your marginal tax rate. The taxes on your interest will be calculated like this: $1,000 x your 39.41% marginal income tax rate= $394.10, which would leave you with only $605.90 in interest.

DividendsDividend income receives favourable tax treatment. The reason for this is because it represents after-tax corporate profits which are distributed to shareholders. If you earned $1,000 in corporate dividends, the tax payable is 1,000 x 19.86% special dividend income tax rate = $198.60. Therefore you would be left with $801.40 in dividends, an extra $195.50 in your pocket compared to interest income.

Capital gainsMost people are familiar with the concept of buy low, sell high. The goal of selling high is to make a profit — or a capital gain. For instance, if you bought some stock or real estate and made a $1,000 profit, your capital gain would be $1,000. Our tax system only requires you to pay tax on half of the gain. So, your $1,000 gain becomes $500 for tax reporting purposes: $500 x 39.41% marginal tax rate = $197.05. Therefore your $1,000 gain leaves you with $802.95 after tax, an extra $197.05 compared to interest income.

Canada is a wealthy country with high income tax rates, but many of us pay thousands in additional tax each year because we haven’t structured our investments with tax-efficiency in mind. “Many investors find our tax system very complicated, but a few simple tax-wise steps can keep more money in your pocket,” suggests Gallagher. While these are very general examples, it’s always important to sit down with an investment advisor to discuss what’s best for you. His or her expert advice can help you identify your financial goals and risk tolerance before you start investing. Remember, creating a solid plan can be your most valuable tax-efficient tip.

Source: www.newscanada.com

Become Tax Savvy with Your Investment Dollars

Domenic Manchisi started his career in real estate in 1996. In addition to strengthening his experience, Domenic has dedicated himself to expand his skill set both personally and professionally which he has utilized to lead himself and his team to become the number one real estate team in Canada* and he was a top producer for RE/MAX in 2013. Domenic’s dedication to expand his knowledge has led him to pursue the following designations and certificates:

• Appraisal• Mortgage Financing• Property Law• Property Management

• Licensed Mortgage Agent• Brokers License• Real Estate Investment• IRES

Domenic has created a dominant presence as a real estate broker predominantly in the Halton Region. Domenic’s success is a result of his extensive experience in the real estate industry as well as the ability to understand the needs of his clients. His core understanding of the real estate industry has not only been recognized by clients but also by colleagues and industry leaders. Domenic has been invited as a guest speaker for Donald Trump’s Apprentice, Bill Rancic, has appeared with The Dragons Den Wealthy Barber, has participated in expert panels at the National Association of Realtors (NAR), has made the cover of several magazines and has won many awards across North America for the work he and his team have achieved.

Domenic currently lives in Milton with his wife and business partner, Jody Manchisi, and their two children.

*For Prudential Canada 2008-2011

Stability•Experience•Relationships

About Domenic Manchisi Wasp Spray

A friend who is a receptionist in a church in a high-risk area was

concerned about someone coming into the office on Monday to rob

them when they were counting the collection. She asked the local

police department about using pepper spray and they recommended

to her that she get a can of wasp spray instead.

The wasp spray, they told her, can shoot up to twenty feet away and is

a lot more accurate, while with the pepper spray, they have to get too

close to you and could overpower you. The wasp spray temporarily

blinds an attacker until they get to the hospital for an antidote. She

keeps a can on her desk in the office and it doesn’t attract attention

from people like a can of pepper spray would. She also keeps one

nearby at home for home protection. Thought this was interesting

and might be of use.

FROM ANOTHER SOURCE

On the heels of a break-in and beating that left an elderly woman dead,

self-defense experts have a tip that could save your life.

Val Glinka, who teaches self-defense to students in high school suggests

putting a can of wasp and hornet spray near your door or bed.

Glinka says, “This is better than anything I can teach them.”

Glinka considers it inexpensive, easy to find, and more effective than

mace or pepper spray. The cans typically shoot 20 to 30 feet, so if

someone tries to break into your home, Glinka says, “spray the culprit

in the eyes”. It’s a tip he’s given to students for decades. It’s also one

he wants everyone to hear. “If you’re looking for protection”, Glinka

says, “look to the spray. That’s going to give you a chance to call the

police; maybe get out. Maybe even save a life”. Please share this with

all the people in your life.

[email protected]

Broker

JodyMANCHISI

[email protected] Representative

MickeyGALEKOVIC


DesmondWATSON

desmondmanchisiteam.comSales Representative



www.manchisiteam.com

Volume 12

FEATURED HOMES


to get your home sold, call us now! Office: 905.875.4594

Volume 12

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FOR SA

LE

$919,0001447 Cooper CourtExquisite Home In Glen Abbey, Set On A Quiet Court. Approximately 3400Sqft. 4+1 Bedrooms, Grand Foyer Entrance W/Centre Staircase. Main Floor Den, Laundry & Family room. Separate Dinning room Off Kitchen With Crown Mouldings, Hardwood Floors & Staircase. Stunning Kitchen With Island Offers Granite Counters, Backsplash, Stainless Steel Appliances and Walk Out To Deck, Fully Finished Basement Set For Entertaining With Large Wet Bar With Granite Counters. Games room, Rec room, Gym, 5th Bedroom, 4Pc W/Sauna, Spacious 2nd Level with large bedrooms. Master bedroom is very large with 6 piece ensuite - 2 walk in closets and skylight with remote control shade. Backyard Oasis with Hot Tub and in ground pool. Exceptional landscaped, this house has it all.

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$864,90023 Adastra PlaceGorgeous 4 bedroom home. Dark hardwood flooring, coffered ceilings, decorative pillars. Gourmet kitchen with stainless steel appliances, breakfast area overlooking a large family room. Double-sided fireplace between family den. Family room is open to 2nd floor with large window, main floor den and laundry with garage access. Hardwood staircase with iron pickets, very spacious 2nd floor with large bedrooms all with bathroom access. Huge master bedroom with large walk-in closet and 5-piece ensuite, situated on a huge pie shaped lot. Parking for 4 cars, no sidewalk on a cul-de-sac.

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$779,0003171 Napa CommonEnd unit executive townhome. This home features 4 bedrooms 4 1/2 bathrooms, upgrade granite corner tops in kitchen and bathrooms, dark hardwood floors, fully finished basement, double garage, 9 foot ceilings on main floor, custom built kitchen with island, walkout balcony on second floor, close to Highway 407, schools, Bronte Go Station, shopping, QEW, to many upgrades to list.

FOR SA

LE

$599,50067 Mill StreetJust a stunning home! Large bungalow located in Old Milton, steps to downtown. Gorgeous finishes throughout. Hardwood floors, crown mouldings, beautiful family size kitchen with breakfast area, granite counters, stainless steel appliances and much more! Large separate dining room overlooking kitchen and living room. Living room offers wood burning fireplace. 3 Large bedrooms, lots of storage, fully finished basement with separate entrance, above grade windows, wet bar, 4th bedroom and a very large recreation room. Perfect for entertaining. Over sized double garage with workshop.



OPEN HOUSESVISIT


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ONLINEVISIT

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Volume 12FO

R SALE

$1,599,9004919 6th LineSpectacular very private country property situated on 45 acres. Well maintained property with long driveway and scenic views of country side. Approx 4000 SqFt bungalow with walk out basement and triple car garage. Gorgeous finishes throughout. Spacious principle rooms; family sized kitchen with large island offering granite counter tops, double built-in oven and stainless steel appliances. Double sided fireplace between kitchen and family room. Large separate dining area. Three large bedrooms. Master bedroom with sitting area, two walk in closets, and 6pc ensuite. Bedrooms 2 and 3 share a jack and jill 5pc bath with walk in closets. Lower level is finished offering a 4th bedroom, den, recreation room, 3pc bath, 2 cantinas, rough in for kitchen. 1800 SqFt of lower level is partially finished with walkout awaits your personal touch. Separate hot tub and sauna room off of the family area. Walkout from breakfast area to patio overlooking acreage. Lots of parking and greenhouse and large outdoor garden.

FOR SA

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$354,900225 Sherway Gardens Road, Unit 1709Exceptionally maintained unit by the original owner. Very bright with South-West views offering an open concept modern design w/hrdwd flrs, liv/din rm w/w/o to balcony, kitch w/s/s appl. Spacious mbed w/4pc bath, ensuite laundry. The building offers many amenities including a gym, yoga rm, treatment rm, indoor pool/sauna/hot tub, pool table/games rm, media/library rm, party rm, security, guest suites & virtual golf rm. All located steps to Sherway mall & QEW. 1 owned parking space + 1 rented which can be transferred.

FOR SA

LE

$445,0001090 Barclay CircleBeautiful end unit. Mooreside model, one of the largest models in the neighborhood. Featuring Living/dinning room combination. Large Eat-In kitchen with walk out to large deck and fenced yard. Main floor family room, hardwood floors throughout and oak staircase. Finished basement with large storage/utility room. Spacious second floor offers 3 good sized bedrooms. Master bedroom offers 4pc ensuite and walk in closet. Close to schools and parks.

FOR SA

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$349,9001045 Nadalin Heights, Unit 204Beautiful, never lived in 2 bedroom, corner unit condo with south views. Large foyer entrance. Updated kitchen and baths. Hardwood floors. Spacious living room, very bright with walkout to balcony. Separate den area, in-suite laundry. Pet friendly building. Large master bedroom with double closets and 3-piece ensuite featuring large glass shower stall. Free maintenance fees for one year!

CALL US TODAYFOR ANY OF THESE HOMES

905-875-4594

BUNGALOWS/SPLIT LEVELS6 Available

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18 AvailableStarting at $589,900

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MILTON ACTON RURAL CAMPBELLVILLE/BROOKVILLE



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SEMI’S & TOWNS104 Available

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BUNGALOWS/SPLIT LEVELS12 Available$309,900

TWO STOREYS11 Available

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187AvailableStarting at $599,900



Volume 12FO

R SALE

$299,90030 Heslop Road, Unit 31Beautifully upgraded townhome offering three bedrooms, gorgeous upgraded Family size kitchen, large living room with walkout to private yard. Large master bedroom with two piece ensuite. Finished basement for extra living space. Next to park and short walk to LaRosa Plaza.

FOR SA

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$1,299,00011335 Taylor CourtSituated On 1.5 Acres. Stunning Great Room W Vaulted Ceiling & Stone Fireplace. Dream Kitchen W 2 Walkouts To Wrap Around Terrace Overlooking Breathtaking Scenery. Beautifully Finished Separate Dining Room. Sumptuous Ensuite. Huge Family Room In Lower Level W Full Walkout, Hardwood Floors, Gas Fireplace, 2 Extra Bedrooms, Bathroom And Bonus Finished Rooms. Extensive Stonework And Landscaping. A Pleasure To View! Don’t Be Too Late!

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$524,900577 Caverhill CrescentGorgeous 3 bedroom family home located in a terrific neighbourhood. Pride of ownership throughout. Beautiful gardens, fully fenced yard. Open concept modern design. Hardwood floors & staircase. Crown mouldings, pot lights. Main floor family room w/gas fireplace. Garage access. Beautifully finished basement with wet bar, 3piece bathroom, 4th bedroom, den, pot lights, electric fireplace. Spacious 2nd floor with large master bedroom offering a 5piece ensuite & walk in closet. Bedrooms 2 & 3 with Jack and Jill 4piece bath. Large 2nd floor laundry room. Shows 10++!

905-876-4788905-876-4788555 Main Street East, Milton, ON

Mon-Fri: 8:00 am-6:00 pmSaturday: 8:00 am-3:00 pm

www.jdtire.com

TESTIMONIAL OF THE WEEKSUDOKU

ADVERTISE HERECall 289-259-5855

or email [email protected]

FIND OUT WHAT YOUR HOMEIS WORTH ONLINE

VISITwww.haltonhomeevaluation.com



Volume 12

Source: ©Web Sudoku 2014 - www.websudoku.com

I investigated the Manchisi Team because I was drawn

to the elegance and beauty of their marketing. I

chose them after I met Domenic and felt comfortable

with his approach to selling our home. Once we

signed on, Jody moved with incredible speed to

prepare a most attractive package to let people

see our home on the internet, in the newspaper,

and in custom made flyers. Within a day we were

up and for sale! Within 3 days we had an offer with

a great closing date and an acceptable price - this

in a time when the market was slowing. Jody and

Domenic are a great complement to one another

in providing responsive, caring, and professional

support at what can be a most stressful time, selling

your family home.

Susan & Rob

setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace for the industry setting the pace

setting pacethe

for the real estate industry

MAY 2014 Unit Sales

RAHB1660 Units

RE/MAX Escarpment770 Units46.38%

YTD (2014) Unit Sales

RAHB6121 Units

RE/MAX Escarpment2834 Units46.3%

3

4

2

1

0

-1

5

Perc

en

tag

e In

cre

ase

Year To Date Listings (Jan-May 2014)Percentage Change from 2013

RAHB-0.303%

RE/MAXEscarpment

+4.49%

install swivel stools without backs. These are a great solution, as they can be neatly tucked away after a meal or when homework is done.

Drawer StorageWe often have good intentions when organizing our kitchen drawers, but let’s face it – they’re usually a mess! According to the online remodeling and design platform, Houzz, many homeowners are taking a new approach to kitchen drawer storage and solving space dilemmas by installing customized sliding drawers. One example is an under-sink sliding drawer, which pulls out to provide easy access to cleaning supplies that often get lost behind the pipes. Another popular addition is a built-in utensil drawer. Rather than using traditional horizontal drawers that lead to utensils being piled on and lost in the back, this vertical pullout features a variety of deep cups to hold serving ware. Or, for a more affordable solution, Houzz recommends placing stainless steel pots in a deep empty drawer for a DIY solution. Soon, with these updates you’ll know exactly where that spatula is hiding.

Order in the HouseBeyond the pots and pans, the kitchen becomes a dumping ground for everyday items like the mail, iPads, keys, books, bags, and more. Instead of letting paperwork collect on your island or countertops, create a central command station complete with stylish baskets to hide clutter plus built-in book shelves or mail slots to ensure everything has a proper place. Or, if you have enough space, add a desk as a devoted area for paper storage – as well as a work centre to pay bills or do school work.

With a few simple projects, you can cook up some space in your kitchen and achieve maximum organization and style.

Source: www.newscanada.com

HALTON - When you decide to sell your home, setting your asking price is one of the most important decisions you will ever make. Depending on how a buyer is made aware of your home, price is often the first thing he or she sees, and many homes are discarded by prospective buyers as not being in the appropriate price range before they’ve even given a chance of a showing.

Your asking price is often your home’s “first impression”, and if you want to receive the most money you can for your home, it’s imperative that you make a good first impression.

This is not as easy as it sounds, and pricing strategy should not be taken lightly. Pricing too high can be as costly to a homeseller as pricing too low. Taking a look at what homes in your neighborhood have sold for is only a small part of the process, and on it’s own is not nearly enough to help you make the best decision.

A recent study, which compiles 10 years of industry research, has resulted in a new special report entitled “Homesellers: How to Get the Price You Want (and Need)”. This report will help you understand pricing strategy from three different angles. When taken together, this information will help you price your home to not only sell, but to sell for the price you want.

How to order your free copy of this report, visit us online at www.settingyourprice.com

(NC) – It’s the central hub of the home where we do homework, pay bills, charge electronics, surf the web and cook up a meal or two. We spend hours in the kitchen so it’s not surprising that a recent survey from the Research Institute for Cooking and Kitchen Intelligence (RICKI) found that four out of five homeowners want to change something about their kitchen. Whether the change you’re seeking is a complete overhaul or a simple update, the following tips and projects can help turn your kitchen from cluttered and chaotic to clean and organized:

Conquer Counters and CabinetsWhile you may not be able to add square footage to your kitchen, there are many ways to conquer clutter and make the room feel larger. Start by clearing off the countertops by placing small appliances or unnecessary items in cupboards or closets. Next, focus on the sink area. Add some fashion and function with a new single-handle pulldown or pullout faucet – and swap the dingy bottle of soap with a permanent soap dispenser. Many of them, like the new premium line from Moen, are available in several designs – modern, transitional and traditional – to coordinate with your new faucet.

Are you tired of the kitchen dish towels lying on the sink or countertop – or worse yet, on the floor? Towel bars, towel rings and hooks are an ideal solution to provide a permanent and convenient home for this kitchen necessity. Other accessories, such as robe hooks, can also be used to hang potholders. Whether mounting on the side of an upper cabinet, on the end of the island, or in other work areas, Moen tells us they also offer a variety of accessories, such as the Boardwalk and Banbury collections that perfectly match their kitchen faucets.And, don’t stop there. Create continuity throughout your updated space with new knobs and drawer pulls that complement your faucets and fixtures. Whether you prefer modern or something more traditional, there are many options available to extend your sense of design down to the details.

Creative Carts and Savvy StoolsAnother option to make your kitchen feel more spacious is to invest in a rolling cabinet or cart. It can be used for storage (for example, hiding those small appliances) or serve as a kitchen island which, when not in use, can be stored in the pantry or closet. And if you are hosting a family get-together or party, you can use the rolling cart as your bar when entertaining guests.

If you already have a kitchen island, you can save even more floor space,



Volume 12

“Cook Up Some Space in The Kitchen”

Home SellersDiscover How You Can Get Your Asking Price!

Home SellersDiscover How You Can Get Your Asking Price!

“Your Connection to a Better Mortgage”Lic. # 10505

Not intended to solicit buyers or sellers currently under contract with brokerage.

Volume 12

TO GET YOUR HOME SOLD CALLTHE MANCHISI TEAM TODAY

CALL NOWOffice: [email protected] • [email protected]/Manchisiteam • www.manchisiteam.com


www. m anch i s i team.co m

Real Estate Insider Vol 12 2014

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