Rating monitoring of the factoring portfolio

OmniGradeCreating confidence!

OmniGradeCreating confidence

Образец подзаголовка

Rating monitoring of the factoring Rating monitoring of the factoring portfolioportfolio

Mikhail Treyvish

Rating monitoring agency OmniGrade, President

Moscow, 2013


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Rating monitoring of the portfolio regularly addresses and answers the following questions:

What is the quality of the portfolio?

Is there any possibility of major losses due to the portfolio?

What is the value of the portfolio?

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Portfolio assessement (ratings) obtained during the rating monitoring process:

High quality portfolio and immunity to losses caused by external crises

Good quality portfolio, considerable losses are possible as a result of external crises

Satisfactory quality of the portfolio, disastrous losses are possible during crises

Poor quality portfolio, catastrophic losses are possible

A1-A3

B1-B3

C1-C3

D

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Rating monitoring of the portfolio depends on

Quality of portfolio management (selection and monitoring of clients and debtors, debt collection)

Spread and diversity of portfolio

Creditworthiness of major clients and debtors

Detection of cases of fraud&disputes(confirmation of validity of receivables)

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What does rating monitoring of the portfolio mean for CEO and shareholders?

Important signal

Positive rating means that there is no need to worry about the assets’ quality

Negative rating means that there is an opportunity to take urgent measures to improve the assets’ quality

Where rating monitoring is in place, the Board of Directors&CEO has no need to investigate each debtor’s situation

Important argument for creditors, investors and suppliers

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In addition to regular and updated rating assessments the customer receives:

Detailed reports containing analysis of the portfolio and recommendations

Portfolio value appraisal and recommended discount in case of purchase or using as collateral

Set of covenants which define and measure the quality and the stability of the portfolio

A Certificate of Participation in the rating monitoring programme

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Rating monitoring of the portfolio is operated by Rating Monitoring Agency OmniGrade:

Highly capable international team

Unique competences in assessment and monitoring of accounts receivable of different origin

Long-term successful experience in the factoring industry

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RMA Omnigrade Team. Partners. Mikhail Treyvish

One of the founders of the Russian factoring market with more 15 years of experience (Rossiyskiy Credit Bank, NIKoil IBG Bank, National Factoring Company)

The 1st Chairman of the Board of National Factoring company (Russia)

The 1st East-european to become Member of the Board of Directors of International Factors Group

President and founder of RMA OmniGrade

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RMA Omnigrade Team. Partners. Ralf R. Bauer

About 20 years of experience in top management of European banking industry (Volksbank, BfG Bank AG, Banque Indosuez Luxembourg)

More than 10 years of experience in factoring business (managing director of Eurofactor GmbH and German department of Lloyds TSB Commercial Finance)

Since April 2009 - CEO Omnigrade D-A-CH GmbH.


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Vienna-Moscow-Kiev-Yekaterinburg

Moscow OfficeMoscow Office::

RussiaRussia, 109012, , 109012, MoscowMoscow 4 Ilyinka str., Gostinyi Dvor4 Ilyinka str., Gostinyi Dvor, , Bussines CentreBussines Centre « «CapitalCapital»», 312, 312

wwwwww..omnigradeomnigrade..comcomtre_mi@[email protected]:Tel: +7 (495) 785-81-47 +7 (495) 785-81-47Fax:Fax: +7 (495) 785-81-47 +7 (495) 785-81-47

Vision of the Agency’s future: www.omni-v.com/en/visions/5

OmniGrade Rating Monitoring Agency

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Thank you for your kind attention!

Rating monitoring of the factoring portfolio

Business

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