Presntation Banking and Finance on askari bank

8/8/2019 Presntation Banking and Finance on askari bank

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PREPARED BY:

Sahar Arif Roll # 15

Yasmeen Younus Roll # 63

Hafiza Huma Afzal Roll # 65


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` Bank and Its Role

` History of Askari Bank

` Vision, Mission and Values

` Awards and Achievements` Branch Network

` Product and Services

` Departments


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` Branch Network

` Business Operation Review

` Financial Review

` SWOT Analysis` Pest Analysis

` Conclusion


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A bank is an Institution which receives Deposits

and Advances Loans


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` Life Blood of the business Organizations

` Tool for the Increase In NI.


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` Askari Commercial Bank limited

` Incorporated on October 9, 1991

` Listed in KSC,LSC, ISE

` Registered Office, AWT Plaza, The MallRawalpindi

` Commencement Certificate

` Started Operations On April 1,1992


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` Askari Investment Management Limited

` Askari Securities Limited

` Holding of Army Welfare Trust


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` 226 Branches

` Regional and Area Offices

` Since 1999

` Effective Supervision

` Divided into 4 Regions

North Region Central Region

South Region West Region


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` Leading Private sector bank

` International presence

` Delivering quality service

` Maintain high and professional standards` Providing enhanced value to all our stakeholders

and contributing society


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` To be the

Bank of the

First Choice

in theRegion.


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` Creating

Opportunities

with Innovationand Technology.


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Commitment,Integrity,Teamwork

Our ValuesOur Values


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Service and Fairness

Our ValuesOur Values


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` Customer Focused Bank

` To Plug the leakage of Revenues and Expenses

` Correction of the Structural Flaws

` International Acceptability


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` Best Retail Bank in Pakistan for 2nd

consecutive year

` Best Bank in Pakistan Award in year 2001 and

2002.` Won the Best presented annual Accounts by

ICAP and ICAMP

` The Best Consumer Banking award 2006 for

3rd Consecutive year


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` A1+ the Highest Possible Credit rating, for short

term Obligations.

` Long term rating stands at AA.


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` Products and Services: Deposits

Advances

Products

International Banking Services

Agency Services to Customers


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` Local Currency depositsx Current account

x PLS saving account

x Term deposit

x Notice deposit

x Askari FISDA account (A/c for financial institutions)

x Askari Special Deposit Account (Daily based product)

x Value plus saving account (Profit on min monthly bal)

x Notice Deposit (Notice before encashment is must)x Askari Advantage (min amount Rs. 100,000)


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` Foreign Currency Accountsx Pak Rupee

x U.S Dollar

xPound(England)

x Euro


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` Term Deposit (Variable rate of profit)

`Askari Mahana Bachat Account


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`Askari Roshan Mustaqbil Deposit


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`Askari Deposit Multiplier Account


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` Value plus Deposits


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` Funded Facilitiesx Running Finance

x Staff Finance (For welfare of staff)

x Askari Personnel Finance

` Non-funded facilitiesx Guarantee

x Letter of Credit


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`Askari Card ` Travelers Cheques


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` Smart Cash ` Personnel Finance


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` Mortgage Finance ` Business Finance


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` Operational Departmentx Account Opening and Closing Department

x Cash Department

x Remittances Department

x Clearing Department

x Accounts Department

`Accounts Department

` Credit Department` Foreign trade Department


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` Corporate and Investment Bankingx Comprises of Auto finance, Personnel finance, etc.


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Consumer Banking Services


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` Islamic Banking

`Agricultural Banking


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` Leading Private sector Bank

`ATM Network

` Customized Solutions

` Electronic Banking

` Ethical concerns


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` Not highly Automated

` Manual Book-Keeping

` Low Job Satisfaction

` Lack of Specialization

` Centralization


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` Support from the Army

` Growth in Banking Sector

` Improving Customer Focus

` Illiterate People


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` High Employees Turnover

` High Charges

` Less Experienced Staff

` Less Attractive Rate of Return


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` Opportunities for New Talent

` Incentives to Employees

` Decentralization

` Merit Base Recruitments

` Foreign Branches


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` Revision of the Salary Package

` Technological Improvements


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Political Factors


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Presntation Banking and Finance on askari bank

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